Home > Chemical Bank Bay Area > Income and Expense
Chemical Bank Bay Area, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,131,000 | 2,178 |
| Total interest expense | $6,762,000 | 2,489 |
| Net interest income | $9,369,000 | 1,879 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $1,280,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $738,000 | 1,880 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $542,000 | 2,821 |
| Total noninterest expense | $6,243,000 | 2,200 |
| Salaries and employee benefits | $3,485,000 | 2,040 |
| Premises and equipment expense | $958,000 | 2,152 |
| Additional noninterest expense | $1,800,000 | 2,381 |
| Pre-tax net operating income | $4,391,000 | 1,673 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $1,359,000 | 1,638 |
| Income before extraordinary items | $3,034,000 | 1,731 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,034,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $3,270,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,032,620 | 1,728 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,450,000 | 2,253 |
| Total interest expense | $5,571,000 | 2,649 |
| Net interest income | $8,879,000 | 1,981 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $1,177,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $665,000 | 1,996 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $512,000 | 2,913 |
| Total noninterest expense | $5,751,000 | 2,362 |
| Salaries and employee benefits | $3,293,000 | 2,134 |
| Premises and equipment expense | $886,000 | 2,294 |
| Additional noninterest expense | $1,572,000 | 2,755 |
| Pre-tax net operating income | $4,281,000 | 1,743 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,375,000 | 1,705 |
| Income before extraordinary items | $2,906,000 | 1,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,906,000 | 1,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $2,645,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,906,000 | 1,802 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 2,374 |
| Total interest expense | $5,236,000 | 2,871 |
| Net interest income | $8,473,000 | 2,023 |
| Provision for loan and lease losses | $43,000 | 6,849 |
| Total noninterest income | $1,144,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $631,000 | 2,034 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $513,000 | 2,935 |
| Total noninterest expense | $5,540,000 | 2,363 |
| Salaries and employee benefits | $3,137,000 | 2,159 |
| Premises and equipment expense | $908,000 | 2,131 |
| Additional noninterest expense | $1,495,000 | 2,793 |
| Pre-tax net operating income | $4,034,000 | 1,801 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,322,000 | 1,826 |
| Income before extraordinary items | $2,712,000 | 1,922 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,712,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $1,253,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,712,000 | 1,849 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,439,000 | 2,436 |
| Total interest expense | $5,394,000 | 2,777 |
| Net interest income | $8,045,000 | 2,184 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $1,218,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $602,000 | 2,179 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $616,000 | 2,427 |
| Total noninterest expense | $5,490,000 | 2,355 |
| Salaries and employee benefits | $3,003,000 | 2,202 |
| Premises and equipment expense | $878,000 | 2,240 |
| Additional noninterest expense | $1,609,000 | 2,550 |
| Pre-tax net operating income | $3,721,000 | 2,021 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,212,000 | 2,065 |
| Income before extraordinary items | $2,509,000 | 2,105 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,509,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $1,048,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,509,000 | 2,056 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,595,000 | 2,036 |
| Total interest expense | $6,866,000 | 2,254 |
| Net interest income | $9,729,000 | 1,828 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $1,342,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $741,000 | 1,831 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $601,000 | 2,568 |
| Total noninterest expense | $6,574,000 | 2,106 |
| Salaries and employee benefits | $3,723,000 | 1,776 |
| Premises and equipment expense | $1,003,000 | 1,993 |
| Additional noninterest expense | $1,848,000 | 2,634 |
| Pre-tax net operating income | $4,439,000 | 1,633 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,468,000 | 1,630 |
| Income before extraordinary items | $2,971,000 | 1,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,971,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $12,699,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,971,000 | 1,645 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,701,000 | 2,015 |
| Total interest expense | $7,027,000 | 2,220 |
| Net interest income | $9,674,000 | 1,843 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $1,490,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $685,000 | 1,971 |
| Trading account gains and fees | $2,000 | 493 |
| Additional Noninterest Income | $803,000 | 2,101 |
| Total noninterest expense | $6,707,000 | 2,057 |
| Salaries and employee benefits | $3,634,000 | 1,824 |
| Premises and equipment expense | $1,033,000 | 1,966 |
| Additional noninterest expense | $2,040,000 | 2,364 |
| Pre-tax net operating income | $4,394,000 | 1,673 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,492,000 | 1,651 |
| Income before extraordinary items | $2,902,000 | 1,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,902,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $880,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,902,000 | 1,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,046,000 | 2,063 |
| Total interest expense | $5,914,000 | 2,113 |
| Net interest income | $9,132,000 | 1,982 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $1,176,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $582,000 | 2,334 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $593,000 | 2,610 |
| Total noninterest expense | $6,952,000 | 2,055 |
| Salaries and employee benefits | $3,643,000 | 1,838 |
| Premises and equipment expense | $1,108,000 | 1,850 |
| Additional noninterest expense | $2,201,000 | 2,388 |
| Pre-tax net operating income | $3,291,000 | 2,162 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $1,126,000 | 2,000 |
| Income before extraordinary items | $2,203,000 | 2,223 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,203,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $812,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,177,920 | 2,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,590,000 | 2,017 |
| Total interest expense | $6,838,000 | 1,898 |
| Net interest income | $8,752,000 | 2,061 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $1,076,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $554,000 | 2,496 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $522,000 | 3,176 |
| Total noninterest expense | $7,150,000 | 2,051 |
| Salaries and employee benefits | $3,710,000 | 1,807 |
| Premises and equipment expense | $1,208,000 | 1,737 |
| Additional noninterest expense | $2,232,000 | 2,481 |
| Pre-tax net operating income | $2,622,000 | 2,601 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $884,000 | 2,547 |
| Income before extraordinary items | $1,807,000 | 2,754 |
| Extraordinary gains, net | $660,000 | 341 |
| Net income | $2,467,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $944,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,760,770 | 2,669 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,547,000 | 2,024 |
| Total interest expense | $8,689,000 | 1,949 |
| Net interest income | $8,858,000 | 2,065 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $1,062,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $540,000 | 2,553 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $522,000 | 3,098 |
| Total noninterest expense | $7,405,000 | 1,992 |
| Salaries and employee benefits | $3,847,000 | 1,726 |
| Premises and equipment expense | $836,000 | 2,465 |
| Additional noninterest expense | $2,722,000 | 2,162 |
| Pre-tax net operating income | $2,425,000 | 2,571 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $844,000 | 2,462 |
| Income before extraordinary items | $1,670,000 | 2,759 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,670,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 13,651 |
| Cash dividends | $645,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,611,260 | 2,638 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.