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Chemical Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$435,392,00082
Total interest expense$106,830,00075
Net interest income$328,562,00084
Provision for loan and lease losses$9,561,000116
Total noninterest income$57,578,000124
Gross Fiduciary activities income$10,695,00089
Service charges on deposit accounts$16,390,00069
Trading account gains and fees$4,185,00049
Additional Noninterest Income$26,308,000160
Total noninterest expense$205,550,00099
Salaries and employee benefits$115,121,00085
Premises and equipment expense$25,043,00074
Additional noninterest expense$65,386,000106
Pre-tax net operating income$171,029,00090
Securities gains (losses)$4,247,00049
Applicable income taxes$31,298,000109
Income before extraordinary items$143,978,00087
Extraordinary gains, net$011
Net income$143,978,00087
Minority interest net income$069
Net income of bank and minority interests.$143,978,00087
Net charge-offs$3,578,000162
Cash dividends$50,000,000114
Sale, conversion, retirement of capital stock, net$0573
Net operating income$140,495,46085
2019-03-31 (YTD Data)Rank
Total interest income$213,973,00084
Total interest expense$50,860,00076
Net interest income$163,113,00085
Provision for loan and lease losses$2,059,000179
Total noninterest income$24,568,000135
Gross Fiduciary activities income$4,863,00091
Service charges on deposit accounts$8,070,00068
Trading account gains and fees$1,245,00058
Additional Noninterest Income$10,390,000178
Total noninterest expense$100,876,000103
Salaries and employee benefits$56,771,00087
Premises and equipment expense$12,698,00074
Additional noninterest expense$31,407,000108
Pre-tax net operating income$84,746,00091
Securities gains (losses)$87,000297
Applicable income taxes$15,244,000107
Income before extraordinary items$69,589,00090
Extraordinary gains, net$05
Net income$69,589,00090
Minority interest net income$052
Net income of bank and minority interests.$69,589,00090
Net charge-offs$1,759,000154
Cash dividends$25,000,000107
Sale, conversion, retirement of capital stock, net$0529
Net operating income$69,517,66089
2018-12-31 (YTD Data)Rank
Total interest income$775,966,00084
Total interest expense$142,090,00081
Net interest income$633,876,00085
Provision for loan and lease losses$30,750,00079
Total noninterest income$145,653,000105
Gross Fiduciary activities income$20,621,00089
Service charges on deposit accounts$33,623,00071
Trading account gains and fees$11,466,00040
Additional Noninterest Income$79,943,000124
Total noninterest expense$407,343,00098
Salaries and employee benefits$214,824,00089
Premises and equipment expense$49,697,00075
Additional noninterest expense$142,822,00099
Pre-tax net operating income$341,436,00092
Securities gains (losses)$217,000204
Applicable income taxes$46,351,000120
Income before extraordinary items$295,302,00083
Extraordinary gains, net$06
Net income$295,302,00083
Minority interest net income$072
Net income of bank and minority interests.$295,302,00083
Net charge-offs$12,653,000124
Cash dividends$114,300,00098
Sale, conversion, retirement of capital stock, net$0671
Net operating income$295,115,38083
2018-09-30 (YTD Data)Rank
Total interest income$565,872,00084
Total interest expense$95,737,00081
Net interest income$470,135,00086
Provision for loan and lease losses$21,856,00082
Total noninterest income$113,158,000103
Gross Fiduciary activities income$15,506,00088
Service charges on deposit accounts$25,884,00068
Trading account gains and fees$7,839,00041
Additional Noninterest Income$63,929,000124
Total noninterest expense$302,661,00098
Salaries and employee benefits$160,682,00088
Premises and equipment expense$37,531,00074
Additional noninterest expense$104,448,000101
Pre-tax net operating income$258,776,00089
Securities gains (losses)$-4,0004,587
Applicable income taxes$40,586,000110
Income before extraordinary items$218,186,00084
Extraordinary gains, net$05
Net income$218,186,00084
Minority interest net income$066
Net income of bank and minority interests.$218,186,00084
Net charge-offs$9,702,000116
Cash dividends$84,300,00087
Sale, conversion, retirement of capital stock, net$0633
Net operating income$218,189,36084
2018-06-30 (YTD Data)Rank
Total interest income$367,502,00084
Total interest expense$57,197,00084
Net interest income$310,305,00086
Provision for loan and lease losses$15,828,00078
Total noninterest income$77,078,000101
Gross Fiduciary activities income$10,642,00088
Service charges on deposit accounts$17,565,00068
Trading account gains and fees$5,868,00041
Additional Noninterest Income$43,003,000121
Total noninterest expense$198,442,000100
Salaries and employee benefits$106,632,00090
Premises and equipment expense$24,642,00075
Additional noninterest expense$67,168,000102
Pre-tax net operating income$173,113,00087
Securities gains (losses)$-4,0004,827
Applicable income taxes$28,467,000108
Income before extraordinary items$144,642,00081
Extraordinary gains, net$06
Net income$144,642,00081
Minority interest net income$065
Net income of bank and minority interests.$144,642,00081
Net charge-offs$7,700,000106
Cash dividends$40,000,000101
Sale, conversion, retirement of capital stock, net$0620
Net operating income$144,645,36081
2018-03-31 (YTD Data)Rank
Total interest income$177,928,00085
Total interest expense$25,647,00085
Net interest income$152,281,00088
Provision for loan and lease losses$6,256,00089
Total noninterest income$39,689,000101
Gross Fiduciary activities income$4,941,00093
Service charges on deposit accounts$8,701,00068
Trading account gains and fees$3,134,00039
Additional Noninterest Income$22,913,000113
Total noninterest expense$99,996,00099
Salaries and employee benefits$54,001,00087
Premises and equipment expense$12,408,00078
Additional noninterest expense$33,587,000105
Pre-tax net operating income$85,718,00083
Securities gains (losses)$-17,0005,291
Applicable income taxes$14,542,000106
Income before extraordinary items$71,159,00081
Extraordinary gains, net$07
Net income$71,159,00081
Minority interest net income$052
Net income of bank and minority interests.$71,159,00081
Net charge-offs$3,381,000113
Cash dividends$20,000,00088
Sale, conversion, retirement of capital stock, net$0580
Net operating income$71,173,11081
2017-12-31 (YTD Data)Rank
Total interest income$632,112,00088
Total interest expense$71,533,00089
Net interest income$560,579,00087
Provision for loan and lease losses$23,300,00095
Total noninterest income$148,773,000105
Gross Fiduciary activities income$20,353,00088
Service charges on deposit accounts$36,200,00065
Trading account gains and fees$6,136,00048
Additional Noninterest Income$86,084,000119
Total noninterest expense$396,248,00097
Salaries and employee benefits$209,145,00082
Premises and equipment expense$54,305,00066
Additional noninterest expense$132,798,000103
Pre-tax net operating income$289,804,00091
Securities gains (losses)$-7,388,0005,659
Applicable income taxes$119,718,00086
Income before extraordinary items$162,698,00095
Extraordinary gains, net$09
Net income$162,698,00095
Minority interest net income$076
Net income of bank and minority interests.$162,698,00095
Net charge-offs$9,681,000143
Cash dividends$165,000,00057
Sale, conversion, retirement of capital stock, net$0711
Net operating income$167,426,32093
2017-09-30 (YTD Data)Rank
Total interest income$462,957,00085
Total interest expense$48,766,00090
Net interest income$414,191,00086
Provision for loan and lease losses$15,779,00099
Total noninterest income$109,934,000103
Gross Fiduciary activities income$15,071,00087
Service charges on deposit accounts$26,956,00065
Trading account gains and fees$3,844,00052
Additional Noninterest Income$64,063,000119
Total noninterest expense$301,578,00092
Salaries and employee benefits$163,298,00078
Premises and equipment expense$41,772,00063
Additional noninterest expense$96,508,000101
Pre-tax net operating income$206,768,00093
Securities gains (losses)$168,000413
Applicable income taxes$60,194,000101
Income before extraordinary items$146,742,00091
Extraordinary gains, net$09
Net income$146,742,00091
Minority interest net income$071
Net income of bank and minority interests.$146,742,00091
Net charge-offs$8,287,000118
Cash dividends$145,000,00049
Sale, conversion, retirement of capital stock, net$0677
Net operating income$146,622,72091
2017-06-30 (YTD Data)Rank
Total interest income$298,019,00088
Total interest expense$28,139,00094
Net interest income$269,880,00089
Provision for loan and lease losses$10,279,000104
Total noninterest income$78,528,000102
Gross Fiduciary activities income$10,122,00087
Service charges on deposit accounts$17,504,00065
Trading account gains and fees$3,522,00049
Additional Noninterest Income$47,380,000108
Total noninterest expense$191,799,00096
Salaries and employee benefits$105,562,00079
Premises and equipment expense$25,084,00070
Additional noninterest expense$61,153,000108
Pre-tax net operating income$146,330,00089
Securities gains (losses)$167,000312
Applicable income taxes$46,039,00092
Income before extraordinary items$100,458,00092
Extraordinary gains, net$011
Net income$100,458,00092
Minority interest net income$071
Net income of bank and minority interests.$100,458,00092
Net charge-offs$4,750,000133
Cash dividends$105,000,00042
Sale, conversion, retirement of capital stock, net$0659
Net operating income$100,342,77091
2017-03-31 (YTD Data)Rank
Total interest income$142,890,00092
Total interest expense$11,741,000100
Net interest income$131,149,00090
Provision for loan and lease losses$4,050,000119
Total noninterest income$38,420,000100
Gross Fiduciary activities income$4,558,00094
Service charges on deposit accounts$8,376,00067
Trading account gains and fees$1,970,00049
Additional Noninterest Income$23,516,000104
Total noninterest expense$99,306,00094
Salaries and employee benefits$56,899,00077
Premises and equipment expense$12,786,00070
Additional noninterest expense$29,621,000112
Pre-tax net operating income$66,213,00096
Securities gains (losses)$90,000253
Applicable income taxes$21,204,00093
Income before extraordinary items$45,099,00093
Extraordinary gains, net$08
Net income$45,099,00092
Minority interest net income$055
Net income of bank and minority interests.$45,099,00093
Net charge-offs$3,544,000108
Cash dividends$65,000,00036
Sale, conversion, retirement of capital stock, net$0632
Net operating income$45,037,80093
2016-12-31 (YTD Data)Rank
Total interest income$410,371,000108
Total interest expense$27,492,000148
Net interest income$382,879,000104
Provision for loan and lease losses$14,875,000127
Total noninterest income$126,104,000115
Gross Fiduciary activities income$17,895,00092
Service charges on deposit accounts$29,364,00073
Trading account gains and fees$2,082,00064
Additional Noninterest Income$76,763,000119
Total noninterest expense$311,613,000110
Salaries and employee benefits$159,825,00096
Premises and equipment expense$35,308,00092
Additional noninterest expense$116,480,000106
Pre-tax net operating income$182,495,000112
Securities gains (losses)$129,0001,158
Applicable income taxes$53,562,000120
Income before extraordinary items$129,062,000111
Extraordinary gains, net$05
Net income$129,062,000111
Minority interest net income$082
Net income of bank and minority interests.$129,062,000111
Net charge-offs$9,935,000137
Cash dividends$110,450,00069
Sale, conversion, retirement of capital stock, net$0759
Net operating income$128,970,410109
2016-09-30 (YTD Data)Rank
Total interest income$246,949,000129
Total interest expense$15,941,000174
Net interest income$231,008,000122
Provision for loan and lease losses$7,375,000156
Total noninterest income$66,203,000140
Gross Fiduciary activities income$13,123,00094
Service charges on deposit accounts$19,668,00076
Trading account gains and fees$0169
Additional Noninterest Income$33,412,000178
Total noninterest expense$167,833,000131
Salaries and employee benefits$96,068,000107
Premises and equipment expense$21,749,000108
Additional noninterest expense$50,016,000162
Pre-tax net operating income$122,003,000121
Securities gains (losses)$54,0001,711
Applicable income taxes$33,998,000135
Income before extraordinary items$88,059,000116
Extraordinary gains, net$05
Net income$88,059,000116
Minority interest net income$071
Net income of bank and minority interests.$88,059,000116
Net charge-offs$8,156,000123
Cash dividends$90,450,00067
Sale, conversion, retirement of capital stock, net$0719
Net operating income$88,020,120115
2016-06-30 (YTD Data)Rank
Total interest income$162,398,000131
Total interest expense$10,175,000180
Net interest income$152,223,000122
Provision for loan and lease losses$4,500,000164
Total noninterest income$43,458,000140
Gross Fiduciary activities income$8,760,00093
Service charges on deposit accounts$12,485,00079
Trading account gains and fees$0157
Additional Noninterest Income$22,213,000175
Total noninterest expense$115,979,000128
Salaries and employee benefits$64,954,000108
Premises and equipment expense$14,575,000109
Additional noninterest expense$36,450,000150
Pre-tax net operating income$75,202,000125
Securities gains (losses)$37,0001,629
Applicable income taxes$22,616,000132
Income before extraordinary items$52,623,000123
Extraordinary gains, net$016
Net income$52,623,000122
Minority interest net income$071
Net income of bank and minority interests.$52,623,000122
Net charge-offs$6,322,000114
Cash dividends$24,950,000118
Sale, conversion, retirement of capital stock, net$0705
Net operating income$52,597,100120
2016-03-31 (YTD Data)Rank
Total interest income$79,461,000132
Total interest expense$4,884,000183
Net interest income$74,577,000124
Provision for loan and lease losses$1,500,000212
Total noninterest income$20,701,000144
Gross Fiduciary activities income$4,030,00095
Service charges on deposit accounts$5,930,00083
Trading account gains and fees$0142
Additional Noninterest Income$10,741,000170
Total noninterest expense$57,072,000132
Salaries and employee benefits$32,985,000107
Premises and equipment expense$7,359,000110
Additional noninterest expense$16,728,000155
Pre-tax net operating income$36,706,000123
Securities gains (losses)$19,0001,252
Applicable income taxes$11,278,000127
Income before extraordinary items$25,447,000121
Extraordinary gains, net$012
Net income$25,447,000120
Minority interest net income$062
Net income of bank and minority interests.$25,447,000121
Net charge-offs$4,510,00093
Cash dividends$9,950,000140
Sale, conversion, retirement of capital stock, net$0659
Net operating income$25,433,890121
2015-12-31 (YTD Data)Rank
Total interest income$291,780,000131
Total interest expense$17,037,000182
Net interest income$274,743,000127
Provision for loan and lease losses$6,500,000178
Total noninterest income$84,059,000147
Gross Fiduciary activities income$16,681,00092
Service charges on deposit accounts$26,222,00078
Trading account gains and fees$0159
Additional Noninterest Income$41,156,000175
Total noninterest expense$220,555,000134
Salaries and employee benefits$125,861,000106
Premises and equipment expense$28,311,000111
Additional noninterest expense$66,383,000162
Pre-tax net operating income$131,747,000125
Securities gains (losses)$630,000294
Applicable income taxes$39,622,000131
Income before extraordinary items$92,755,000129
Extraordinary gains, net$023
Net income$92,755,000129
Minority interest net income$081
Net income of bank and minority interests.$92,755,000129
Net charge-offs$8,855,000127
Cash dividends$56,860,000118
Sale, conversion, retirement of capital stock, net$0804
Net operating income$92,314,000128
2015-09-30 (YTD Data)Rank
Total interest income$195,943,000146
Total interest expense$10,286,000223
Net interest income$185,657,000140
Provision for loan and lease losses$4,500,000177
Total noninterest income$62,492,000143
Gross Fiduciary activities income$12,530,00091
Service charges on deposit accounts$19,448,00080
Trading account gains and fees$0153
Additional Noninterest Income$30,514,000181
Total noninterest expense$155,964,000141
Salaries and employee benefits$89,871,000111
Premises and equipment expense$19,870,000119
Additional noninterest expense$46,223,000168
Pre-tax net operating income$87,685,000139
Securities gains (losses)$612,000261
Applicable income taxes$27,120,000142
Income before extraordinary items$61,177,000140
Extraordinary gains, net$021
Net income$61,177,000140
Minority interest net income$078
Net income of bank and minority interests.$61,177,000140
Net charge-offs$4,557,000156
Cash dividends$36,935,000118
Sale, conversion, retirement of capital stock, net$0773
Net operating income$60,754,720140
2015-06-30 (YTD Data)Rank
Total interest income$128,510,000145
Total interest expense$6,809,000220
Net interest income$121,701,000140
Provision for loan and lease losses$3,000,000182
Total noninterest income$41,502,000150
Gross Fiduciary activities income$8,770,00090
Service charges on deposit accounts$12,673,00080
Trading account gains and fees$0157
Additional Noninterest Income$20,059,000188
Total noninterest expense$103,509,000139
Salaries and employee benefits$58,989,000113
Premises and equipment expense$13,204,000119
Additional noninterest expense$31,316,000171
Pre-tax net operating income$56,694,000145
Securities gains (losses)$607,000218
Applicable income taxes$18,220,000145
Income before extraordinary items$39,081,000146
Extraordinary gains, net$022
Net income$39,081,000146
Minority interest net income$075
Net income of bank and minority interests.$39,081,000146
Net charge-offs$3,742,000127
Cash dividends$17,020,000157
Sale, conversion, retirement of capital stock, net$0751
Net operating income$38,668,240148
2015-03-31 (YTD Data)Rank
Total interest income$62,630,000152
Total interest expense$3,459,000218
Net interest income$59,171,000143
Provision for loan and lease losses$1,500,000169
Total noninterest income$19,671,000150
Gross Fiduciary activities income$4,152,00092
Service charges on deposit accounts$6,087,00079
Trading account gains and fees$0152
Additional Noninterest Income$9,432,000193
Total noninterest expense$50,123,000140
Salaries and employee benefits$28,493,000115
Premises and equipment expense$6,627,000119
Additional noninterest expense$15,003,000170
Pre-tax net operating income$27,219,000148
Securities gains (losses)$579,000147
Applicable income taxes$8,717,000153
Income before extraordinary items$19,081,000146
Extraordinary gains, net$013
Net income$19,081,000146
Minority interest net income$064
Net income of bank and minority interests.$19,081,000146
Net charge-offs$1,927,000134
Cash dividends$7,885,000149
Sale, conversion, retirement of capital stock, net$0697
Net operating income$18,681,490147
2014-12-31 (YTD Data)Rank
Total interest income$227,261,000158
Total interest expense$14,763,000204
Net interest income$212,498,000154
Provision for loan and lease losses$6,100,000184
Total noninterest income$67,644,000156
Gross Fiduciary activities income$12,362,000111
Service charges on deposit accounts$22,754,00088
Trading account gains and fees$0180
Additional Noninterest Income$32,528,000194
Total noninterest expense$177,345,000149
Salaries and employee benefits$101,184,000122
Premises and equipment expense$24,032,000129
Additional noninterest expense$52,129,000194
Pre-tax net operating income$96,697,000155
Securities gains (losses)$71,0001,495
Applicable income taxes$29,802,000155
Income before extraordinary items$66,966,000157
Extraordinary gains, net$017
Net income$66,966,000157
Minority interest net income$084
Net income of bank and minority interests.$66,966,000157
Net charge-offs$9,489,000136
Cash dividends$64,468,000104
Sale, conversion, retirement of capital stock, net$0862
Net operating income$66,917,010157
2014-09-30 (YTD Data)Rank
Total interest income$165,454,000160
Total interest expense$11,225,000202
Net interest income$154,229,000157
Provision for loan and lease losses$4,600,000181
Total noninterest income$48,647,000159
Gross Fiduciary activities income$8,600,000111
Service charges on deposit accounts$16,230,00092
Trading account gains and fees$0174
Additional Noninterest Income$23,817,000196
Total noninterest expense$127,293,000157
Salaries and employee benefits$72,025,000127
Premises and equipment expense$17,758,000132
Additional noninterest expense$37,510,000192
Pre-tax net operating income$70,983,000157
Securities gains (losses)$56,0001,383
Applicable income taxes$21,653,000159
Income before extraordinary items$49,386,000157
Extraordinary gains, net$015
Net income$49,386,000157
Minority interest net income$081
Net income of bank and minority interests.$49,386,000157
Net charge-offs$6,666,000145
Cash dividends$21,603,000163
Sale, conversion, retirement of capital stock, net$0819
Net operating income$49,346,800156
2014-06-30 (YTD Data)Rank
Total interest income$108,825,000159
Total interest expense$7,618,000194
Net interest income$101,207,000156
Provision for loan and lease losses$3,100,000179
Total noninterest income$32,058,000159
Gross Fiduciary activities income$5,868,000108
Service charges on deposit accounts$10,532,00094
Trading account gains and fees$0172
Additional Noninterest Income$15,658,000198
Total noninterest expense$84,578,000155
Salaries and employee benefits$47,848,000128
Premises and equipment expense$12,114,000129
Additional noninterest expense$24,616,000198
Pre-tax net operating income$45,587,000161
Securities gains (losses)$56,0001,110
Applicable income taxes$13,866,000165
Income before extraordinary items$31,777,000161
Extraordinary gains, net$020
Net income$31,777,000161
Minority interest net income$080
Net income of bank and minority interests.$31,777,000161
Net charge-offs$4,379,000154
Cash dividends$13,738,000157
Sale, conversion, retirement of capital stock, net$0794
Net operating income$31,737,800160
2014-03-31 (YTD Data)Rank
Total interest income$53,645,000160
Total interest expense$3,881,000191
Net interest income$49,764,000157
Provision for loan and lease losses$1,600,000173
Total noninterest income$14,906,000167
Gross Fiduciary activities income$2,835,000110
Service charges on deposit accounts$4,983,00094
Trading account gains and fees$0147
Additional Noninterest Income$7,088,000207
Total noninterest expense$42,013,000156
Salaries and employee benefits$23,608,000129
Premises and equipment expense$6,443,000124
Additional noninterest expense$11,962,000198
Pre-tax net operating income$21,057,000166
Securities gains (losses)$01,715
Applicable income taxes$6,359,000172
Income before extraordinary items$14,698,000168
Extraordinary gains, net$016
Net income$14,698,000168
Minority interest net income$066
Net income of bank and minority interests.$14,698,000168
Net charge-offs$2,199,000161
Cash dividends$6,865,000134
Sale, conversion, retirement of capital stock, net$0747
Net operating income$14,698,000167
2013-12-31 (YTD Data)Rank
Total interest income$213,916,000160
Total interest expense$17,414,000186
Net interest income$196,502,000155
Provision for loan and lease losses$11,000,000149
Total noninterest income$64,870,000167
Gross Fiduciary activities income$10,225,000119
Service charges on deposit accounts$22,102,00088
Trading account gains and fees$0184
Additional Noninterest Income$32,543,000199
Total noninterest expense$165,807,000153
Salaries and employee benefits$93,565,000128
Premises and equipment expense$22,353,000131
Additional noninterest expense$49,889,000197
Pre-tax net operating income$84,565,000156
Securities gains (losses)$888,000267
Applicable income taxes$25,856,000160
Income before extraordinary items$59,597,000173
Extraordinary gains, net$029
Net income$59,597,000173
Minority interest net income$090
Net income of bank and minority interests.$59,597,000173
Net charge-offs$16,419,000125
Cash dividends$24,488,000172
Sale, conversion, retirement of capital stock, net$0924
Net operating income$58,975,400172
2013-09-30 (YTD Data)Rank
Total interest income$158,593,000158
Total interest expense$13,396,000186
Net interest income$145,197,000153
Provision for loan and lease losses$9,000,000137
Total noninterest income$49,692,000167
Gross Fiduciary activities income$7,535,000117
Service charges on deposit accounts$16,559,00088
Trading account gains and fees$0180
Additional Noninterest Income$25,598,000202
Total noninterest expense$123,048,000151
Salaries and employee benefits$69,966,000126
Premises and equipment expense$16,839,000128
Additional noninterest expense$36,243,000194
Pre-tax net operating income$62,841,000156
Securities gains (losses)$859,000248
Applicable income taxes$19,302,000160
Income before extraordinary items$44,398,000169
Extraordinary gains, net$025
Net income$44,398,000169
Minority interest net income$084
Net income of bank and minority interests.$44,398,000169
Net charge-offs$11,959,000126
Cash dividends$17,635,000164
Sale, conversion, retirement of capital stock, net$0868
Net operating income$43,796,700169
2013-06-30 (YTD Data)Rank
Total interest income$105,015,000158
Total interest expense$9,112,000188
Net interest income$95,903,000152
Provision for loan and lease losses$6,000,000141
Total noninterest income$32,976,000176
Gross Fiduciary activities income$5,129,000116
Service charges on deposit accounts$10,810,00088
Trading account gains and fees$0157
Additional Noninterest Income$17,037,000209
Total noninterest expense$82,549,000150
Salaries and employee benefits$46,652,000125
Premises and equipment expense$11,286,000126
Additional noninterest expense$24,611,000186
Pre-tax net operating income$40,330,000159
Securities gains (losses)$859,000211
Applicable income taxes$12,519,000161
Income before extraordinary items$28,670,000170
Extraordinary gains, net$022
Net income$28,670,000170
Minority interest net income$082
Net income of bank and minority interests.$28,670,000170
Net charge-offs$8,307,000128
Cash dividends$11,570,000154
Sale, conversion, retirement of capital stock, net$0838
Net operating income$28,068,700170
2013-03-31 (YTD Data)Rank
Total interest income$52,317,000162
Total interest expense$4,727,000189
Net interest income$47,590,000156
Provision for loan and lease losses$3,000,000148
Total noninterest income$15,900,000174
Gross Fiduciary activities income$2,383,000121
Service charges on deposit accounts$5,221,00090
Trading account gains and fees$0148
Additional Noninterest Income$8,296,000208
Total noninterest expense$41,369,000154
Salaries and employee benefits$22,774,000128
Premises and equipment expense$5,835,000128
Additional noninterest expense$12,760,000184
Pre-tax net operating income$19,121,000166
Securities gains (losses)$847,000124
Applicable income taxes$6,040,000172
Income before extraordinary items$13,928,000171
Extraordinary gains, net$010
Net income$13,928,000172
Minority interest net income$076
Net income of bank and minority interests.$13,928,000172
Net charge-offs$4,657,000127
Cash dividends$5,785,000135
Sale, conversion, retirement of capital stock, net$0789
Net operating income$13,335,100171
2012-12-31 (YTD Data)Rank
Total interest income$210,666,000164
Total interest expense$23,213,000180
Net interest income$187,453,000155
Provision for loan and lease losses$18,500,000179
Total noninterest income$59,026,000184
Gross Fiduciary activities income$8,791,000122
Service charges on deposit accounts$18,854,000102
Trading account gains and fees$0166
Additional Noninterest Income$31,381,000228
Total noninterest expense$152,524,000161
Salaries and employee benefits$82,516,000132
Premises and equipment expense$20,485,000132
Additional noninterest expense$49,523,000198
Pre-tax net operating income$75,455,000165
Securities gains (losses)$34,0002,955
Applicable income taxes$22,111,000163
Income before extraordinary items$53,378,000179
Extraordinary gains, net$029
Net income$53,378,000179
Minority interest net income$093
Net income of bank and minority interests.$53,378,000179
Net charge-offs$22,342,000167
Cash dividends$27,551,000164
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$53,353,860175
2012-09-30 (YTD Data)Rank
Total interest income$157,603,000168
Total interest expense$18,081,000186
Net interest income$139,522,000161
Provision for loan and lease losses$13,500,000178
Total noninterest income$43,756,000186
Gross Fiduciary activities income$6,551,000120
Service charges on deposit accounts$13,978,000102
Trading account gains and fees$0157
Additional Noninterest Income$23,227,000232
Total noninterest expense$110,876,000167
Salaries and employee benefits$60,538,000139
Premises and equipment expense$15,123,000135
Additional noninterest expense$35,215,000210
Pre-tax net operating income$58,902,000167
Securities gains (losses)$03,575
Applicable income taxes$17,772,000159
Income before extraordinary items$41,130,000174
Extraordinary gains, net$020
Net income$41,130,000174
Minority interest net income$086
Net income of bank and minority interests.$41,130,000174
Net charge-offs$17,139,000173
Cash dividends$21,775,000132
Sale, conversion, retirement of capital stock, net$0952
Net operating income$41,130,000172
2012-06-30 (YTD Data)Rank
Total interest income$105,131,000168
Total interest expense$12,490,000187
Net interest income$92,641,000160
Provision for loan and lease losses$9,000,000180
Total noninterest income$29,738,000175
Gross Fiduciary activities income$4,501,000117
Service charges on deposit accounts$9,131,000103
Trading account gains and fees$0153
Additional Noninterest Income$16,106,000219
Total noninterest expense$73,761,000166
Salaries and employee benefits$40,319,000138
Premises and equipment expense$9,922,000139
Additional noninterest expense$23,520,000207
Pre-tax net operating income$39,618,000163
Securities gains (losses)$03,178
Applicable income taxes$12,157,000161
Income before extraordinary items$27,461,000171
Extraordinary gains, net$019
Net income$27,461,000171
Minority interest net income$084
Net income of bank and minority interests.$27,461,000171
Net charge-offs$10,622,000182
Cash dividends$11,000,000143
Sale, conversion, retirement of capital stock, net$0928
Net operating income$27,461,000168
2012-03-31 (YTD Data)Rank
Total interest income$52,664,000167
Total interest expense$6,469,000186
Net interest income$46,195,000165
Provision for loan and lease losses$5,000,000161
Total noninterest income$14,369,000178
Gross Fiduciary activities income$2,091,000124
Service charges on deposit accounts$4,308,000108
Trading account gains and fees$0148
Additional Noninterest Income$7,970,000216
Total noninterest expense$37,048,000163
Salaries and employee benefits$20,255,000138
Premises and equipment expense$4,997,000136
Additional noninterest expense$11,796,000199
Pre-tax net operating income$18,516,000166
Securities gains (losses)$02,210
Applicable income taxes$5,519,000164
Income before extraordinary items$12,997,000175
Extraordinary gains, net$019
Net income$12,997,000176
Minority interest net income$078
Net income of bank and minority interests.$12,997,000176
Net charge-offs$5,548,000183
Cash dividends$5,500,000123
Sale, conversion, retirement of capital stock, net$0861
Net operating income$12,997,000172
2011-12-31 (YTD Data)Rank
Total interest income$215,242,000165
Total interest expense$31,389,000183
Net interest income$183,853,000160
Provision for loan and lease losses$26,000,000186
Total noninterest income$46,224,000200
Gross Fiduciary activities income$8,374,000109
Service charges on deposit accounts$17,580,000111
Trading account gains and fees$0146
Additional Noninterest Income$20,270,000267
Total noninterest expense$140,477,000166
Salaries and employee benefits$72,974,000141
Premises and equipment expense$19,978,000141
Additional noninterest expense$47,525,000196
Pre-tax net operating income$63,600,000162
Securities gains (losses)$03,838
Applicable income taxes$18,372,000171
Income before extraordinary items$45,228,000171
Extraordinary gains, net$029
Net income$45,228,000172
Minority interest net income$096
Net income of bank and minority interests.$45,228,000172
Net charge-offs$27,197,000199
Cash dividends$22,000,000134
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$45,228,000164
2011-09-30 (YTD Data)Rank
Total interest income$161,112,000164
Total interest expense$24,344,000179
Net interest income$136,768,000160
Provision for loan and lease losses$20,900,000172
Total noninterest income$35,619,000197
Gross Fiduciary activities income$6,301,000108
Service charges on deposit accounts$12,850,000112
Trading account gains and fees$0145
Additional Noninterest Income$16,468,000248
Total noninterest expense$104,832,000167
Salaries and employee benefits$54,920,000141
Premises and equipment expense$15,025,000146
Additional noninterest expense$34,887,000194
Pre-tax net operating income$46,655,000167
Securities gains (losses)$03,555
Applicable income taxes$13,454,000174
Income before extraordinary items$33,201,000175
Extraordinary gains, net$021
Net income$33,201,000175
Minority interest net income$087
Net income of bank and minority interests.$33,201,000176
Net charge-offs$21,717,000181
Cash dividends$16,500,000107
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$33,201,000170
2011-06-30 (YTD Data)Rank
Total interest income$107,114,000168
Total interest expense$16,615,000183
Net interest income$90,499,000160
Provision for loan and lease losses$14,500,000177
Total noninterest income$23,688,000198
Gross Fiduciary activities income$4,297,000109
Service charges on deposit accounts$8,279,000113
Trading account gains and fees$0153
Additional Noninterest Income$11,112,000254
Total noninterest expense$69,472,000173
Salaries and employee benefits$36,019,000146
Premises and equipment expense$10,095,000146
Additional noninterest expense$23,358,000203
Pre-tax net operating income$30,215,000167
Securities gains (losses)$02,914
Applicable income taxes$9,120,000171
Income before extraordinary items$21,095,000177
Extraordinary gains, net$015
Net income$21,095,000177
Minority interest net income$089
Net income of bank and minority interests.$21,095,000177
Net charge-offs$14,297,000205
Cash dividends$11,000,00096
Sale, conversion, retirement of capital stock, net$0986
Net operating income$21,095,000171
2011-03-31 (YTD Data)Rank
Total interest income$53,675,000169
Total interest expense$8,470,000186
Net interest income$45,205,000164
Provision for loan and lease losses$7,500,000171
Total noninterest income$11,417,000214
Gross Fiduciary activities income$1,998,000111
Service charges on deposit accounts$3,876,000123
Trading account gains and fees$0158
Additional Noninterest Income$5,543,000261
Total noninterest expense$35,235,000170
Salaries and employee benefits$18,081,000150
Premises and equipment expense$5,080,000147
Additional noninterest expense$12,074,000197
Pre-tax net operating income$13,887,000174
Securities gains (losses)$01,772
Applicable income taxes$4,182,000174
Income before extraordinary items$9,705,000178
Extraordinary gains, net$09
Net income$9,705,000178
Minority interest net income$086
Net income of bank and minority interests.$9,705,000178
Net charge-offs$7,356,000201
Cash dividends$5,500,00085
Sale, conversion, retirement of capital stock, net$0925
Net operating income$9,705,000177
2010-12-31 (YTD Data)Rank
Total interest income$210,430,000172
Total interest expense$39,310,000195
Net interest income$171,120,000162
Provision for loan and lease losses$45,600,000196
Total noninterest income$44,855,000219
Gross Fiduciary activities income$7,824,000106
Service charges on deposit accounts$17,725,000108
Trading account gains and fees$0175
Additional Noninterest Income$19,306,000288
Total noninterest expense$134,069,000183
Salaries and employee benefits$66,956,000149
Premises and equipment expense$18,746,000152
Additional noninterest expense$48,367,000205
Pre-tax net operating income$36,306,000195
Securities gains (losses)$03,793
Applicable income taxes$9,435,000234
Income before extraordinary items$26,871,000203
Extraordinary gains, net$029
Net income$26,871,000203
Minority interest net income$0111
Net income of bank and minority interests.$26,871,000204
Net charge-offs$36,911,000209
Cash dividends$56,300,00055
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$26,871,000198
2010-09-30 (YTD Data)Rank
Total interest income$155,082,000175
Total interest expense$29,910,000197
Net interest income$125,172,000167
Provision for loan and lease losses$35,300,000186
Total noninterest income$33,853,000210
Gross Fiduciary activities income$5,832,000105
Service charges on deposit accounts$13,543,000108
Trading account gains and fees$0165
Additional Noninterest Income$14,478,000276
Total noninterest expense$97,752,000181
Salaries and employee benefits$48,243,000148
Premises and equipment expense$13,776,000156
Additional noninterest expense$35,733,000203
Pre-tax net operating income$25,973,000199
Securities gains (losses)$82,0002,089
Applicable income taxes$7,014,000225
Income before extraordinary items$19,041,000205
Extraordinary gains, net$023
Net income$19,041,000207
Minority interest net income$0110
Net income of bank and minority interests.$19,041,000207
Net charge-offs$26,620,000209
Cash dividends$50,800,00030
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$18,981,140201
2010-06-30 (YTD Data)Rank
Total interest income$92,287,000190
Total interest expense$18,713,000224
Net interest income$73,574,000177
Provision for loan and lease losses$26,500,000171
Total noninterest income$20,999,000223
Gross Fiduciary activities income$3,903,000106
Service charges on deposit accounts$8,570,000113
Trading account gains and fees$0152
Additional Noninterest Income$8,526,000292
Total noninterest expense$56,844,000202
Salaries and employee benefits$28,422,000162
Premises and equipment expense$8,368,000167
Additional noninterest expense$20,054,000233
Pre-tax net operating income$11,229,000266
Securities gains (losses)$03,184
Applicable income taxes$2,890,000307
Income before extraordinary items$8,339,000275
Extraordinary gains, net$019
Net income$8,339,000274
Minority interest net income$0105
Net income of bank and minority interests.$8,339,000275
Net charge-offs$18,039,000214
Cash dividends$45,300,00021
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,339,000274
2010-03-31 (YTD Data)Rank
Total interest income$46,122,000196
Total interest expense$9,734,000231
Net interest income$36,388,000179
Provision for loan and lease losses$14,000,000173
Total noninterest income$10,158,000233
Gross Fiduciary activities income$1,831,000113
Service charges on deposit accounts$4,174,000113
Trading account gains and fees$0175
Additional Noninterest Income$4,153,000304
Total noninterest expense$28,465,000202
Salaries and employee benefits$14,285,000165
Premises and equipment expense$4,350,000164
Additional noninterest expense$9,830,000234
Pre-tax net operating income$4,081,000341
Securities gains (losses)$02,284
Applicable income taxes$695,000516
Income before extraordinary items$3,386,000319
Extraordinary gains, net$016
Net income$3,386,000322
Minority interest net income$091
Net income of bank and minority interests.$3,386,000321
Net charge-offs$10,686,000206
Cash dividends$4,800,00067
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,386,000308
2009-12-31 (YTD Data)Rank
Total interest income$192,731,000197
Total interest expense$45,287,000251
Net interest income$147,444,000172
Provision for loan and lease losses$59,000,000208
Total noninterest income$40,049,000240
Gross Fiduciary activities income$7,017,000113
Service charges on deposit accounts$18,447,000111
Trading account gains and fees$0211
Additional Noninterest Income$14,585,000343
Total noninterest expense$113,732,000212
Salaries and employee benefits$59,728,000153
Premises and equipment expense$16,468,000167
Additional noninterest expense$37,536,000279
Pre-tax net operating income$14,761,000285
Securities gains (losses)$95,0002,187
Applicable income taxes$2,965,000403
Income before extraordinary items$11,891,000274
Extraordinary gains, net$034
Net income$11,891,000276
Minority interest net income$0115
Net income of bank and minority interests.$11,891,000276
Net charge-offs$35,215,000258
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,815,000278
2009-09-30 (YTD Data)Rank
Total interest income$144,671,000204
Total interest expense$34,440,000274
Net interest income$110,231,000180
Provision for loan and lease losses$43,400,000222
Total noninterest income$30,827,000237
Gross Fiduciary activities income$5,185,000114
Service charges on deposit accounts$13,706,000113
Trading account gains and fees$0212
Additional Noninterest Income$11,936,000323
Total noninterest expense$87,085,000210
Salaries and employee benefits$45,349,000158
Premises and equipment expense$12,150,000175
Additional noninterest expense$29,586,000260
Pre-tax net operating income$10,573,000308
Securities gains (losses)$95,0001,880
Applicable income taxes$2,056,000458
Income before extraordinary items$8,612,000301
Extraordinary gains, net$027
Net income$8,612,000301
Minority interest net income$0118
Net income of bank and minority interests.$8,612,000301
Net charge-offs$22,965,000267
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,535,050298
2009-06-30 (YTD Data)Rank
Total interest income$96,605,000212
Total interest expense$23,037,000284
Net interest income$73,568,000182
Provision for loan and lease losses$29,200,000226
Total noninterest income$20,267,000235
Gross Fiduciary activities income$3,432,000115
Service charges on deposit accounts$8,913,000116
Trading account gains and fees$0193
Additional Noninterest Income$7,922,000328
Total noninterest expense$57,594,000219
Salaries and employee benefits$29,804,000167
Premises and equipment expense$8,138,000181
Additional noninterest expense$19,652,000266
Pre-tax net operating income$7,041,000314
Securities gains (losses)$95,0001,532
Applicable income taxes$1,371,000455
Income before extraordinary items$5,765,000311
Extraordinary gains, net$021
Net income$5,765,000308
Minority interest net income$0112
Net income of bank and minority interests.$5,765,000310
Net charge-offs$16,300,000272
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,688,050299
2009-03-31 (YTD Data)Rank
Total interest income$48,322,000211
Total interest expense$11,732,000294
Net interest income$36,590,000183
Provision for loan and lease losses$14,000,000205
Total noninterest income$9,733,000227
Gross Fiduciary activities income$1,619,000118
Service charges on deposit accounts$4,308,000117
Trading account gains and fees$0171
Additional Noninterest Income$3,806,000307
Total noninterest expense$28,466,000219
Salaries and employee benefits$15,305,000166
Premises and equipment expense$4,223,000182
Additional noninterest expense$8,938,000252
Pre-tax net operating income$3,857,000313
Securities gains (losses)$02,434
Applicable income taxes$739,000445
Income before extraordinary items$3,118,000318
Extraordinary gains, net$015
Net income$3,118,000319
Minority interest net income$0102
Net income of bank and minority interests.$3,118,000320
Net charge-offs$8,494,000231
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,118,000294
2008-12-31 (YTD Data)Rank
Total interest income$208,336,000208
Total interest expense$63,143,000269
Net interest income$145,193,000184
Provision for loan and lease losses$49,200,000192
Total noninterest income$39,360,000224
Gross Fiduciary activities income$7,860,000116
Service charges on deposit accounts$19,342,000111
Trading account gains and fees$0154
Additional Noninterest Income$12,158,000336
Total noninterest expense$106,225,000231
Salaries and employee benefits$58,564,000169
Premises and equipment expense$16,337,000187
Additional noninterest expense$31,324,000296
Pre-tax net operating income$29,128,000204
Securities gains (losses)$1,278,000176
Applicable income taxes$9,092,000195
Income before extraordinary items$21,314,000186
Extraordinary gains, net$039
Net income$21,314,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,566,000183
Cash dividends$59,000,00077
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$20,419,400212
2008-09-30 (YTD Data)Rank
Total interest income$156,633,000219
Total interest expense$49,950,000275
Net interest income$106,683,000194
Provision for loan and lease losses$31,200,000187
Total noninterest income$30,571,000229
Gross Fiduciary activities income$6,042,000117
Service charges on deposit accounts$14,562,000117
Trading account gains and fees$0148
Additional Noninterest Income$9,967,000340
Total noninterest expense$78,944,000224
Salaries and employee benefits$43,872,000177
Premises and equipment expense$12,082,000192
Additional noninterest expense$22,990,000271
Pre-tax net operating income$27,110,000219
Securities gains (losses)$1,278,000149
Applicable income taxes$9,006,000192
Income before extraordinary items$19,382,000203
Extraordinary gains, net$031
Net income$19,382,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,210,000157
Cash dividends$21,750,000142
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,512,960228
2008-06-30 (YTD Data)Rank
Total interest income$104,945,000223
Total interest expense$34,967,000274
Net interest income$69,978,000202
Provision for loan and lease losses$9,200,000295
Total noninterest income$19,794,000238
Gross Fiduciary activities income$4,117,000118
Service charges on deposit accounts$9,430,000115
Trading account gains and fees$0149
Additional Noninterest Income$6,247,000370
Total noninterest expense$52,823,000218
Salaries and employee benefits$29,289,000178
Premises and equipment expense$8,026,000193
Additional noninterest expense$15,508,000264
Pre-tax net operating income$27,749,000165
Securities gains (losses)$1,716,000129
Applicable income taxes$9,643,000157
Income before extraordinary items$19,822,000169
Extraordinary gains, net$021
Net income$19,822,000168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,958,000201
Cash dividends$14,500,000148
Sale, conversion, retirement of capital stock, net$315,000329
Net operating income$18,672,280173
2008-03-31 (YTD Data)Rank
Total interest income$53,437,000226
Total interest expense$19,077,000280
Net interest income$34,360,000202
Provision for loan and lease losses$2,700,000320
Total noninterest income$9,322,000247
Gross Fiduciary activities income$2,027,000119
Service charges on deposit accounts$4,601,000119
Trading account gains and fees$0158
Additional Noninterest Income$2,694,000424
Total noninterest expense$26,067,000226
Salaries and employee benefits$14,479,000181
Premises and equipment expense$4,278,000180
Additional noninterest expense$7,310,000265
Pre-tax net operating income$14,915,000165
Securities gains (losses)$02,688
Applicable income taxes$4,924,000165
Income before extraordinary items$9,991,000182
Extraordinary gains, net$015
Net income$9,991,000182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,460,000261
Cash dividends$7,250,000139
Sale, conversion, retirement of capital stock, net$132,000277
Net operating income$9,991,000177
2007-12-31 (YTD Data)Rank
Total interest income$225,837,000225
Total interest expense$96,198,000238
Net interest income$129,639,000203
Provision for loan and lease losses$11,500,000224
Total noninterest income$43,276,000217
Gross Fiduciary activities income$8,347,000116
Service charges on deposit accounts$19,794,000110
Trading account gains and fees$0178
Additional Noninterest Income$15,135,000311
Total noninterest expense$102,652,000218
Salaries and employee benefits$58,957,000178
Premises and equipment expense$15,841,000182
Additional noninterest expense$27,854,000271
Pre-tax net operating income$58,763,000203
Securities gains (losses)$4,0001,644
Applicable income taxes$18,742,000208
Income before extraordinary items$40,025,000205
Extraordinary gains, net$039
Net income$40,025,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,176,000262
Cash dividends$49,000,000135
Sale, conversion, retirement of capital stock, net$235,000711
Net operating income$40,022,280206
2007-09-30 (YTD Data)Rank
Total interest income$170,122,000223
Total interest expense$73,819,000236
Net interest income$96,303,000202
Provision for loan and lease losses$7,025,000200
Total noninterest income$32,447,000216
Gross Fiduciary activities income$6,221,000115
Service charges on deposit accounts$14,680,000108
Trading account gains and fees$0184
Additional Noninterest Income$11,546,000304
Total noninterest expense$77,552,000215
Salaries and employee benefits$44,937,000176
Premises and equipment expense$13,132,000167
Additional noninterest expense$19,483,000274
Pre-tax net operating income$44,173,000221
Securities gains (losses)$4,0001,247
Applicable income taxes$14,216,000222
Income before extraordinary items$29,961,000226
Extraordinary gains, net$033
Net income$29,961,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,737,000311
Cash dividends$41,750,000125
Sale, conversion, retirement of capital stock, net$142,000679
Net operating income$29,958,280221
2007-06-30 (YTD Data)Rank
Total interest income$112,976,000235
Total interest expense$49,034,000245
Net interest income$63,942,000217
Provision for loan and lease losses$4,125,000198
Total noninterest income$21,391,000233
Gross Fiduciary activities income$4,187,000119
Service charges on deposit accounts$9,826,000111
Trading account gains and fees$0168
Additional Noninterest Income$7,378,000334
Total noninterest expense$52,739,000217
Salaries and employee benefits$30,487,000186
Premises and equipment expense$9,044,000172
Additional noninterest expense$13,208,000278
Pre-tax net operating income$28,469,000241
Securities gains (losses)$4,0001,079
Applicable income taxes$9,280,000245
Income before extraordinary items$19,193,000250
Extraordinary gains, net$029
Net income$19,193,000249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,969,000282
Cash dividends$24,500,000145
Sale, conversion, retirement of capital stock, net$13,000945
Net operating income$19,190,320245
2007-03-31 (YTD Data)Rank
Total interest income$55,906,000235
Total interest expense$24,258,000247
Net interest income$31,648,000216
Provision for loan and lease losses$1,625,000210
Total noninterest income$10,037,000241
Gross Fiduciary activities income$2,100,000118
Service charges on deposit accounts$4,780,000108
Trading account gains and fees$0195
Additional Noninterest Income$3,157,000367
Total noninterest expense$25,842,000218
Salaries and employee benefits$14,726,000189
Premises and equipment expense$4,405,000173
Additional noninterest expense$6,711,000265
Pre-tax net operating income$14,218,000243
Securities gains (losses)$4,000855
Applicable income taxes$4,669,000251
Income before extraordinary items$9,553,000250
Extraordinary gains, net$022
Net income$9,553,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,000320
Cash dividends$7,250,000184
Sale, conversion, retirement of capital stock, net$7,000794
Net operating income$9,550,320247
2006-12-31 (YTD Data)Rank
Total interest income$217,285,000225
Total interest expense$85,775,000242
Net interest income$131,510,000205
Provision for loan and lease losses$5,200,000235
Total noninterest income$41,296,000227
Gross Fiduciary activities income$7,906,000114
Service charges on deposit accounts$20,330,00097
Trading account gains and fees$0130
Additional Noninterest Income$13,060,000356
Total noninterest expense$96,097,000223
Salaries and employee benefits$55,778,000183
Premises and equipment expense$16,980,000166
Additional noninterest expense$23,339,000284
Pre-tax net operating income$71,509,000205
Securities gains (losses)$-1,330,0008,595
Applicable income taxes$23,056,000211
Income before extraordinary items$47,123,000211
Extraordinary gains, net$051
Net income$47,123,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,650,000183
Cash dividends$28,000,000190
Sale, conversion, retirement of capital stock, net$237,000728
Net operating income$48,014,100211
2006-09-30 (YTD Data)Rank
Total interest income$161,106,000235
Total interest expense$62,154,000253
Net interest income$98,952,000216
Provision for loan and lease losses$2,610,000314
Total noninterest income$30,067,000244
Gross Fiduciary activities income$5,844,000121
Service charges on deposit accounts$15,270,000102
Trading account gains and fees$0126
Additional Noninterest Income$8,953,000385
Total noninterest expense$72,866,000233
Salaries and employee benefits$42,447,000195
Premises and equipment expense$12,842,000173
Additional noninterest expense$17,577,000290
Pre-tax net operating income$53,543,000222
Securities gains (losses)$01,388
Applicable income taxes$17,719,000222
Income before extraordinary items$35,824,000222
Extraordinary gains, net$045
Net income$35,824,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,810,000291
Cash dividends$21,000,000181
Sale, conversion, retirement of capital stock, net$86,000732
Net operating income$35,824,000222
2006-06-30 (YTD Data)Rank
Total interest income$105,569,000237
Total interest expense$39,223,000258
Net interest income$66,346,000221
Provision for loan and lease losses$860,000599
Total noninterest income$20,288,000242
Gross Fiduciary activities income$4,207,000119
Service charges on deposit accounts$10,078,000106
Trading account gains and fees$0126
Additional Noninterest Income$6,003,000384
Total noninterest expense$49,076,000236
Salaries and employee benefits$28,478,000198
Premises and equipment expense$8,733,000175
Additional noninterest expense$11,865,000294
Pre-tax net operating income$36,698,000222
Securities gains (losses)$01,185
Applicable income taxes$12,181,000227
Income before extraordinary items$24,517,000227
Extraordinary gains, net$039
Net income$24,517,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,370,000273
Cash dividends$14,000,000181
Sale, conversion, retirement of capital stock, net$67,000600
Net operating income$24,517,000224
2006-03-31 (YTD Data)Rank
Total interest income$52,223,000234
Total interest expense$18,875,000257
Net interest income$33,348,000218
Provision for loan and lease losses$460,000521
Total noninterest income$9,743,000250
Gross Fiduciary activities income$2,005,000121
Service charges on deposit accounts$4,916,000107
Trading account gains and fees$0115
Additional Noninterest Income$2,822,000398
Total noninterest expense$24,509,000234
Salaries and employee benefits$14,508,000196
Premises and equipment expense$4,475,000170
Additional noninterest expense$5,526,000308
Pre-tax net operating income$18,122,000221
Securities gains (losses)$0955
Applicable income taxes$6,042,000222
Income before extraordinary items$12,080,000230
Extraordinary gains, net$021
Net income$12,080,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,000350
Cash dividends$7,000,000160
Sale, conversion, retirement of capital stock, net$-88,0008,746
Net operating income$12,080,000226
2005-12-31 (YTD Data)Rank
Total interest income$84,694,000431
Total interest expense$22,922,000522
Net interest income$61,772,000392
Provision for loan and lease losses$1,595,000666
Total noninterest income$21,856,000376
Gross Fiduciary activities income$8,072,000115
Service charges on deposit accounts$8,437,000215
Trading account gains and fees$0138
Additional Noninterest Income$5,347,000650
Total noninterest expense$42,386,000452
Salaries and employee benefits$21,413,000445
Premises and equipment expense$5,736,000436
Additional noninterest expense$15,237,000416
Pre-tax net operating income$39,647,000328
Securities gains (losses)$-95,0008,410
Applicable income taxes$12,790,000336
Income before extraordinary items$26,762,000329
Extraordinary gains, net$046
Net income$26,762,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,343,000545
Cash dividends$13,500,000311
Sale, conversion, retirement of capital stock, net$72,000763
Net operating income$26,826,600324
2005-09-30 (YTD Data)Rank
Total interest income$62,708,000422
Total interest expense$16,031,000525
Net interest income$46,677,000384
Provision for loan and lease losses$1,295,000600
Total noninterest income$16,353,000379
Gross Fiduciary activities income$6,084,000114
Service charges on deposit accounts$6,269,000210
Trading account gains and fees$0126
Additional Noninterest Income$4,000,000651
Total noninterest expense$32,214,000438
Salaries and employee benefits$16,464,000429
Premises and equipment expense$4,380,000428
Additional noninterest expense$11,370,000407
Pre-tax net operating income$29,521,000327
Securities gains (losses)$274,000404
Applicable income taxes$9,514,000341
Income before extraordinary items$20,281,000332
Extraordinary gains, net$035
Net income$20,281,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,000703
Cash dividends$10,125,000288
Sale, conversion, retirement of capital stock, net$66,000604
Net operating income$20,094,680328
2005-06-30 (YTD Data)Rank
Total interest income$41,236,000412
Total interest expense$9,873,000532
Net interest income$31,363,000378
Provision for loan and lease losses$420,0001,135
Total noninterest income$10,638,000377
Gross Fiduciary activities income$4,153,000112
Service charges on deposit accounts$4,033,000208
Trading account gains and fees$0116
Additional Noninterest Income$2,452,000693
Total noninterest expense$21,689,000431
Salaries and employee benefits$11,078,000424
Premises and equipment expense$3,021,000406
Additional noninterest expense$7,590,000403
Pre-tax net operating income$19,892,000327
Securities gains (losses)$274,000344
Applicable income taxes$6,841,000325
Income before extraordinary items$13,325,000329
Extraordinary gains, net$030
Net income$13,325,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,000752
Cash dividends$6,750,000268
Sale, conversion, retirement of capital stock, net$10,000589
Net operating income$13,144,160327
2005-03-31 (YTD Data)Rank
Total interest income$20,319,000399
Total interest expense$4,603,000534
Net interest income$15,716,000369
Provision for loan and lease losses$210,0001,084
Total noninterest income$5,165,000376
Gross Fiduciary activities income$2,056,000115
Service charges on deposit accounts$1,988,000205
Trading account gains and fees$0115
Additional Noninterest Income$1,121,000727
Total noninterest expense$10,796,000428
Salaries and employee benefits$5,529,000414
Premises and equipment expense$1,607,000382
Additional noninterest expense$3,660,000400
Pre-tax net operating income$9,875,000325
Securities gains (losses)$199,000252
Applicable income taxes$3,424,000322
Income before extraordinary items$6,650,000324
Extraordinary gains, net$024
Net income$6,650,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,000793
Cash dividends$3,375,000237
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,518,660322
2004-12-31 (YTD Data)Rank
Total interest income$78,613,000379
Total interest expense$12,940,000636
Net interest income$65,673,000345
Provision for loan and lease losses$732,0001,400
Total noninterest income$20,610,000379
Gross Fiduciary activities income$7,574,000119
Service charges on deposit accounts$7,980,000220
Trading account gains and fees$0138
Additional Noninterest Income$5,056,000668
Total noninterest expense$42,398,000432
Salaries and employee benefits$20,964,000431
Premises and equipment expense$5,624,000420
Additional noninterest expense$15,810,000383
Pre-tax net operating income$43,153,000288
Securities gains (losses)$382,000537
Applicable income taxes$14,540,000290
Income before extraordinary items$28,995,000295
Extraordinary gains, net$034
Net income$28,995,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,0001,064
Cash dividends$13,279,000283
Sale, conversion, retirement of capital stock, net$0872
Net operating income$28,739,060287
2004-09-30 (YTD Data)Rank
Total interest income$58,472,000383
Total interest expense$9,205,000654
Net interest income$49,267,000342
Provision for loan and lease losses$382,0001,846
Total noninterest income$15,170,000395
Gross Fiduciary activities income$5,677,000121
Service charges on deposit accounts$5,855,000234
Trading account gains and fees$0134
Additional Noninterest Income$3,638,000701
Total noninterest expense$31,634,000431
Salaries and employee benefits$15,439,000440
Premises and equipment expense$4,432,000407
Additional noninterest expense$11,763,000381
Pre-tax net operating income$32,421,000286
Securities gains (losses)$293,000608
Applicable income taxes$11,132,000286
Income before extraordinary items$21,582,000293
Extraordinary gains, net$026
Net income$21,582,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,529
Cash dividends$9,948,000279
Sale, conversion, retirement of capital stock, net$0738
Net operating income$21,388,620287
2004-06-30 (YTD Data)Rank
Total interest income$38,858,000385
Total interest expense$6,042,000652
Net interest income$32,816,000341
Provision for loan and lease losses$232,0001,966
Total noninterest income$10,066,000392
Gross Fiduciary activities income$3,864,000123
Service charges on deposit accounts$3,827,000231
Trading account gains and fees$0130
Additional Noninterest Income$2,375,000709
Total noninterest expense$21,212,000428
Salaries and employee benefits$10,282,000447
Premises and equipment expense$3,020,000398
Additional noninterest expense$7,910,000374
Pre-tax net operating income$21,438,000278
Securities gains (losses)$293,000495
Applicable income taxes$7,391,000287
Income before extraordinary items$14,340,000293
Extraordinary gains, net$021
Net income$14,340,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,824
Cash dividends$6,598,000263
Sale, conversion, retirement of capital stock, net$0638
Net operating income$14,146,620282
2004-03-31 (YTD Data)Rank
Total interest income$19,660,000386
Total interest expense$3,048,000665
Net interest income$16,612,000338
Provision for loan and lease losses$99,0002,165
Total noninterest income$4,846,000395
Gross Fiduciary activities income$1,949,000122
Service charges on deposit accounts$1,872,000232
Trading account gains and fees$0121
Additional Noninterest Income$1,025,000774
Total noninterest expense$10,638,000431
Salaries and employee benefits$5,147,000452
Premises and equipment expense$1,671,000363
Additional noninterest expense$3,820,000383
Pre-tax net operating income$10,721,000280
Securities gains (losses)$107,000766
Applicable income taxes$3,682,000284
Income before extraordinary items$7,146,000291
Extraordinary gains, net$016
Net income$7,146,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,789
Cash dividends$3,299,000243
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,075,380276
2003-12-31 (YTD Data)Rank
Total interest income$80,182,000379
Total interest expense$14,299,000621
Net interest income$65,883,000334
Provision for loan and lease losses$351,0002,847
Total noninterest income$20,327,000387
Gross Fiduciary activities income$6,918,000130
Service charges on deposit accounts$7,229,000244
Trading account gains and fees$0160
Additional Noninterest Income$6,180,000647
Total noninterest expense$41,177,000444
Salaries and employee benefits$19,942,000452
Premises and equipment expense$5,390,000439
Additional noninterest expense$15,845,000390
Pre-tax net operating income$44,682,000267
Securities gains (losses)$638,000648
Applicable income taxes$15,348,000276
Income before extraordinary items$29,972,000280
Extraordinary gains, net$054
Net income$29,972,000281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$794,0001,105
Cash dividends$23,094,000212
Sale, conversion, retirement of capital stock, net$0868
Net operating income$29,550,920268
2003-09-30 (YTD Data)Rank
Total interest income$60,914,000389
Total interest expense$11,333,000623
Net interest income$49,581,000344
Provision for loan and lease losses$108,0004,539
Total noninterest income$15,055,000410
Gross Fiduciary activities income$5,213,000133
Service charges on deposit accounts$5,347,000260
Trading account gains and fees$0153
Additional Noninterest Income$4,495,000693
Total noninterest expense$30,832,000457
Salaries and employee benefits$14,744,000469
Premises and equipment expense$4,161,000438
Additional noninterest expense$11,927,000405
Pre-tax net operating income$33,696,000272
Securities gains (losses)$492,000694
Applicable income taxes$11,561,000284
Income before extraordinary items$22,627,000296
Extraordinary gains, net$040
Net income$22,627,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0001,104
Cash dividends$9,821,000315
Sale, conversion, retirement of capital stock, net$0722
Net operating income$22,302,280278
2003-06-30 (YTD Data)Rank
Total interest income$41,193,000386
Total interest expense$8,108,000603
Net interest income$33,085,000343
Provision for loan and lease losses$9,0006,877
Total noninterest income$9,831,000421
Gross Fiduciary activities income$3,575,000136
Service charges on deposit accounts$3,568,000263
Trading account gains and fees$0150
Additional Noninterest Income$2,688,000730
Total noninterest expense$20,788,000451
Salaries and employee benefits$9,935,000469
Premises and equipment expense$2,774,000440
Additional noninterest expense$8,079,000402
Pre-tax net operating income$22,119,000273
Securities gains (losses)$301,000803
Applicable income taxes$7,591,000291
Income before extraordinary items$14,829,000299
Extraordinary gains, net$030
Net income$14,829,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,614
Cash dividends$6,548,000275
Sale, conversion, retirement of capital stock, net$0589
Net operating income$14,630,340275
2003-03-31 (YTD Data)Rank
Total interest income$20,866,000387
Total interest expense$4,321,000580
Net interest income$16,545,000343
Provision for loan and lease losses$-90,0009,258
Total noninterest income$4,745,000437
Gross Fiduciary activities income$1,732,000139
Service charges on deposit accounts$1,719,000268
Trading account gains and fees$0134
Additional Noninterest Income$1,294,000737
Total noninterest expense$10,279,000454
Salaries and employee benefits$4,977,000463
Premises and equipment expense$1,393,000437
Additional noninterest expense$3,909,000408
Pre-tax net operating income$11,101,000276
Securities gains (losses)$70,0001,202
Applicable income taxes$3,769,000299
Income before extraordinary items$7,402,000299
Extraordinary gains, net$021
Net income$7,402,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,659
Cash dividends$3,274,000258
Sale, conversion, retirement of capital stock, net$0419
Net operating income$7,355,800279
2002-12-31 (YTD Data)Rank
Total interest income$90,015,000380
Total interest expense$22,999,000508
Net interest income$67,016,000342
Provision for loan and lease losses$416,0002,756
Total noninterest income$19,483,000407
Gross Fiduciary activities income$6,610,000142
Service charges on deposit accounts$6,141,000282
Trading account gains and fees$0153
Additional Noninterest Income$6,732,000564
Total noninterest expense$41,228,000437
Salaries and employee benefits$19,781,000440
Premises and equipment expense$5,445,000439
Additional noninterest expense$16,002,000403
Pre-tax net operating income$44,855,000265
Securities gains (losses)$22,0003,078
Applicable income taxes$15,091,000274
Income before extraordinary items$29,786,000278
Extraordinary gains, net$070
Net income$29,786,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,958
Cash dividends$14,085,000284
Sale, conversion, retirement of capital stock, net$0862
Net operating income$29,771,480264
2001-12-31 (YTD Data)Rank
Total interest income$96,794,000404
Total interest expense$37,361,000472
Net interest income$59,433,000358
Provision for loan and lease losses$396,0002,643
Total noninterest income$18,886,000401
Gross Fiduciary activities income$6,584,000143
Service charges on deposit accounts$4,890,000324
Trading account gains and fees$0177
Additional Noninterest Income$7,412,000496
Total noninterest expense$39,155,000441
Salaries and employee benefits$18,739,000425
Premises and equipment expense$5,186,000450
Additional noninterest expense$15,230,000427
Pre-tax net operating income$38,768,000263
Securities gains (losses)$299,000902
Applicable income taxes$12,872,000278
Income before extraordinary items$26,195,000273
Extraordinary gains, net$0105
Net income$26,195,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,178
Cash dividends$40,924,000154
Sale, conversion, retirement of capital stock, net$0922
Net operating income$25,994,670263
2000-12-31 (YTD Data)Rank
Total interest income$40,896,000871
Total interest expense$19,706,000903
Net interest income$21,190,000825
Provision for loan and lease losses$70,0005,970
Total noninterest income$9,812,000595
Gross Fiduciary activities income$4,278,000183
Service charges on deposit accounts$1,514,000888
Trading account gains and fees$0180
Additional Noninterest Income$4,020,000719
Total noninterest expense$14,475,000972
Salaries and employee benefits$7,825,000890
Premises and equipment expense$1,765,0001,134
Additional noninterest expense$4,885,000965
Pre-tax net operating income$16,457,000522
Securities gains (losses)$4,0001,432
Applicable income taxes$5,384,000525
Income before extraordinary items$11,077,000529
Extraordinary gains, net$038
Net income$11,077,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,794
Cash dividends$4,978,000630
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,074,320531
1999-12-31 (YTD Data)Rank
Total interest income$38,457,000887
Total interest expense$16,403,000952
Net interest income$22,054,000796
Provision for loan and lease losses$85,0005,558
Total noninterest income$10,117,000615
Gross Fiduciary activities income$3,893,000229
Service charges on deposit accounts$1,395,000947
Trading account gains and fees$0173
Additional Noninterest Income$4,829,000666
Total noninterest expense$15,285,000929
Salaries and employee benefits$7,982,000857
Premises and equipment expense$1,965,0001,030
Additional noninterest expense$5,338,000915
Pre-tax net operating income$16,801,000553
Securities gains (losses)$03,155
Applicable income taxes$5,611,000551
Income before extraordinary items$11,190,000569
Extraordinary gains, net$035
Net income$11,190,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,426
Cash dividends$19,908,000256
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$11,190,000564
1998-12-31 (YTD Data)Rank
Total interest income$39,590,000845
Total interest expense$17,839,000889
Net interest income$21,751,000785
Provision for loan and lease losses$240,0003,065
Total noninterest income$9,744,000610
Gross Fiduciary activities income$3,567,000234
Service charges on deposit accounts$1,318,000940
Trading account gains and fees$0224
Additional Noninterest Income$4,859,000652
Total noninterest expense$15,120,000918
Salaries and employee benefits$7,790,000850
Premises and equipment expense$1,757,0001,099
Additional noninterest expense$5,573,000888
Pre-tax net operating income$16,135,000521
Securities gains (losses)$04,449
Applicable income taxes$5,399,000545
Income before extraordinary items$10,736,000553
Extraordinary gains, net$032
Net income$10,736,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,386
Cash dividends$4,744,000666
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,736,000525
1997-12-31 (YTD Data)Rank
Total interest income$37,773,000906
Total interest expense$16,783,000973
Net interest income$20,990,000859
Provision for loan and lease losses$240,0003,015
Total noninterest income$7,688,000682
Gross Fiduciary activities income$3,210,000253
Service charges on deposit accounts$1,284,000983
Trading account gains and fees$0239
Additional Noninterest Income$3,194,000811
Total noninterest expense$13,765,000995
Salaries and employee benefits$7,218,000920
Premises and equipment expense$1,748,0001,145
Additional noninterest expense$4,799,000994
Pre-tax net operating income$14,673,000583
Securities gains (losses)$03,944
Applicable income taxes$4,843,000616
Income before extraordinary items$9,830,000609
Extraordinary gains, net$044
Net income$9,830,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,671
Cash dividends$4,554,000677
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,830,000588
1996-12-31 (YTD Data)Rank
Total interest income$35,539,000989
Total interest expense$15,184,0001,079
Net interest income$20,355,000916
Provision for loan and lease losses$240,0003,003
Total noninterest income$6,672,000773
Gross Fiduciary activities income$2,897,000290
Service charges on deposit accounts$1,355,000981
Trading account gains and fees$0262
Additional Noninterest Income$2,420,0001,022
Total noninterest expense$13,108,0001,127
Salaries and employee benefits$7,001,000963
Premises and equipment expense$1,613,0001,271
Additional noninterest expense$4,494,0001,242
Pre-tax net operating income$13,679,000608
Securities gains (losses)$04,148
Applicable income taxes$4,642,000625
Income before extraordinary items$9,037,000636
Extraordinary gains, net$053
Net income$9,037,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$3,758,000806
Sale, conversion, retirement of capital stock, net$2,000925
Net operating income$9,037,000620
1995-12-31 (YTD Data)Rank
Total interest income$34,556,0001,025
Total interest expense$15,574,0001,088
Net interest income$18,982,000972
Provision for loan and lease losses$180,0003,223
Total noninterest income$6,196,000824
Gross Fiduciary activities income$2,681,000316
Service charges on deposit accounts$1,384,000965
Trading account gains and fees$0522
Additional Noninterest Income$2,131,0001,090
Total noninterest expense$12,711,0001,160
Salaries and employee benefits$6,693,0001,033
Premises and equipment expense$1,544,0001,334
Additional noninterest expense$4,474,0001,223
Pre-tax net operating income$12,287,000695
Securities gains (losses)$03,831
Applicable income taxes$4,061,000713
Income before extraordinary items$8,226,000706
Extraordinary gains, net$065
Net income$8,226,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,742
Cash dividends$3,328,000855
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,226,000696
1994-12-31 (YTD Data)Rank
Total interest income$31,878,000999
Total interest expense$12,472,0001,061
Net interest income$19,406,000950
Provision for loan and lease losses$240,0002,662
Total noninterest income$5,215,000905
Gross Fiduciary activities income$2,616,000318
Service charges on deposit accounts$1,152,0001,149
Trading account gains and fees$0475
Additional Noninterest Income$1,447,0001,417
Total noninterest expense$12,713,0001,178
Salaries and employee benefits$6,669,0001,015
Premises and equipment expense$1,512,0001,378
Additional noninterest expense$4,532,0001,280
Pre-tax net operating income$11,668,000702
Securities gains (losses)$132,000657
Applicable income taxes$3,758,000724
Income before extraordinary items$8,042,000685
Extraordinary gains, net$0249
Net income$8,042,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,184
Cash dividends$3,493,000726
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,952,240700
1993-12-31 (YTD Data)Rank
Total interest income$32,875,000977
Total interest expense$13,028,0001,040
Net interest income$19,847,000936
Provision for loan and lease losses$240,0003,470
Total noninterest income$5,318,000939
Gross Fiduciary activities income$2,332,000349
Service charges on deposit accounts$1,147,0001,167
Trading account gains and fees$0532
Additional Noninterest Income$1,839,0001,335
Total noninterest expense$12,596,0001,225
Salaries and employee benefits$6,453,0001,069
Premises and equipment expense$1,477,0001,439
Additional noninterest expense$4,666,0001,345
Pre-tax net operating income$12,329,000585
Securities gains (losses)$193,0001,738
Applicable income taxes$4,028,000645
Income before extraordinary items$8,494,000622
Extraordinary gains, net$354,000614
Net income$8,848,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$3,507,000631
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,362,760581
1992-12-31 (YTD Data)Rank
Total interest income$36,115,0001,022
Total interest expense$16,041,0001,117
Net interest income$20,074,000934
Provision for loan and lease losses$221,0004,952
Total noninterest income$4,614,0001,047
Gross Fiduciary activities income$2,128,000371
Service charges on deposit accounts$1,137,0001,165
Trading account gains and fees$0504
Additional Noninterest Income$1,349,0001,624
Total noninterest expense$12,524,0001,263
Salaries and employee benefits$6,425,0001,050
Premises and equipment expense$1,496,0001,441
Additional noninterest expense$4,603,0001,429
Pre-tax net operating income$11,943,000537
Securities gains (losses)$186,0002,110
Applicable income taxes$3,924,000604
Income before extraordinary items$8,205,000583
Extraordinary gains, net$01,422
Net income$8,205,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0007,125
Cash dividends$3,163,000562
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$8,078,520535

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.