Home > Chemical Bank > 1- 4 Family Residential Net Loans and Leases

Chemical Bank, 1- 4 Family Residential Net Loans and Leases

2019-06-30Rank
1-4 family residential loans$4,407,161,00063
Loans secured by 1-4 family first liens$3,822,572,00062
Loans secured by 1-4 family junior liens$202,581,00032
Home equity loans$382,008,00086
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,329,621,00050
2019-03-31Rank
1-4 family residential loans$4,286,000,00065
Loans secured by 1-4 family first liens$3,692,641,00061
Loans secured by 1-4 family junior liens$206,563,00034
Home equity loans$386,796,00083
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,241,540,00051
2018-12-31Rank
1-4 family residential loans$4,288,899,00066
Loans secured by 1-4 family first liens$3,683,279,00061
Loans secured by 1-4 family junior liens$209,577,00032
Home equity loans$396,043,00083
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,146,791,00054
2018-09-30Rank
1-4 family residential loans$4,282,587,00065
Loans secured by 1-4 family first liens$3,668,751,00061
Loans secured by 1-4 family junior liens$210,941,00031
Home equity loans$402,895,00082
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,095,701,00054
2018-06-30Rank
1-4 family residential loans$4,186,013,00066
Loans secured by 1-4 family first liens$3,574,221,00059
Loans secured by 1-4 family junior liens$205,879,00031
Home equity loans$405,913,00082
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,066,886,00052
2018-03-31Rank
1-4 family residential loans$4,129,297,00066
Loans secured by 1-4 family first liens$3,508,768,00060
Loans secured by 1-4 family junior liens$205,731,00033
Home equity loans$414,798,00084
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,025,899,00053
2017-12-31Rank
1-4 family residential loans$4,094,204,00065
Loans secured by 1-4 family first liens$3,452,090,00060
Loans secured by 1-4 family junior liens$212,459,00034
Home equity loans$429,655,00079
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,946,393,00053
2017-09-30Rank
1-4 family residential loans$4,171,838,00065
Loans secured by 1-4 family first liens$3,506,325,00059
Loans secured by 1-4 family junior liens$220,564,00034
Home equity loans$444,949,00077
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,899,374,00050
2017-06-30Rank
1-4 family residential loans$4,077,385,00063
Loans secured by 1-4 family first liens$3,412,860,00056
Loans secured by 1-4 family junior liens$219,205,00037
Home equity loans$445,320,00075
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,846,485,00049
2017-03-31Rank
1-4 family residential loans$4,071,017,00064
Loans secured by 1-4 family first liens$3,399,530,00056
Loans secured by 1-4 family junior liens$219,270,00036
Home equity loans$452,217,00074
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,801,017,00051
2016-12-31Rank
1-4 family residential loans$4,118,876,00062
Loans secured by 1-4 family first liens$3,431,131,00055
Loans secured by 1-4 family junior liens$228,672,00036
Home equity loans$459,073,00074
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,768,366,00052
2016-09-30Rank
1-4 family residential loans$2,346,382,00091
Loans secured by 1-4 family first liens$1,938,702,00095
Loans secured by 1-4 family junior liens$122,921,00057
Home equity loans$284,759,000103
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$895,204,00076
2016-06-30Rank
1-4 family residential loans$2,314,886,00093
Loans secured by 1-4 family first liens$1,907,608,00092
Loans secured by 1-4 family junior liens$123,012,00057
Home equity loans$284,266,000103
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$865,040,00080
2016-03-31Rank
1-4 family residential loans$2,284,984,00088
Loans secured by 1-4 family first liens$1,879,906,00092
Loans secured by 1-4 family junior liens$123,375,00059
Home equity loans$281,703,000103
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$837,762,00079
2015-12-31Rank
1-4 family residential loans$2,256,610,00087
Loans secured by 1-4 family first liens$1,843,039,00093
Loans secured by 1-4 family junior liens$127,020,00060
Home equity loans$286,551,000100
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$809,692,00077
2015-09-30Rank
1-4 family residential loans$2,060,958,00095
Loans secured by 1-4 family first liens$1,695,651,00099
Loans secured by 1-4 family junior liens$123,978,00061
Home equity loans$241,329,000118
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$715,036,00085
2015-06-30Rank
1-4 family residential loans$1,983,984,000100
Loans secured by 1-4 family first liens$1,613,358,000100
Loans secured by 1-4 family junior liens$128,432,00060
Home equity loans$242,194,000117
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$659,355,00088
2015-03-31Rank
1-4 family residential loans$1,859,131,000105
Loans secured by 1-4 family first liens$1,496,459,000103
Loans secured by 1-4 family junior liens$127,544,00061
Home equity loans$235,128,000116
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$608,011,00095
2014-12-31Rank
1-4 family residential loans$1,863,779,000105
Loans secured by 1-4 family first liens$1,495,329,000103
Loans secured by 1-4 family junior liens$128,846,00061
Home equity loans$239,604,000113
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$599,827,00093
2014-09-30Rank
1-4 family residential loans$1,630,836,000111
Loans secured by 1-4 family first liens$1,332,829,000108
Loans secured by 1-4 family junior liens$108,365,00067
Home equity loans$189,642,000137
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$519,966,000103
2014-06-30Rank
1-4 family residential loans$1,600,256,000115
Loans secured by 1-4 family first liens$1,307,245,000108
Loans secured by 1-4 family junior liens$107,211,00068
Home equity loans$185,800,000139
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$498,420,000100
2014-03-31Rank
1-4 family residential loans$1,557,033,000113
Loans secured by 1-4 family first liens$1,270,933,000108
Loans secured by 1-4 family junior liens$104,043,00068
Home equity loans$182,057,000138
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$487,192,000101
2013-12-31Rank
1-4 family residential loans$1,552,051,000113
Loans secured by 1-4 family first liens$1,263,260,000107
Loans secured by 1-4 family junior liens$104,553,00069
Home equity loans$184,238,000137
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$470,604,00095
2013-09-30Rank
1-4 family residential loans$1,532,303,000109
Loans secured by 1-4 family first liens$1,243,012,000106
Loans secured by 1-4 family junior liens$104,263,00068
Home equity loans$185,028,000137
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$453,965,00093
2013-06-30Rank
1-4 family residential loans$1,484,214,000111
Loans secured by 1-4 family first liens$1,193,093,000107
Loans secured by 1-4 family junior liens$101,659,00070
Home equity loans$189,462,000136
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$435,241,00094
2013-03-31Rank
1-4 family residential loans$1,445,772,000116
Loans secured by 1-4 family first liens$1,154,311,000110
Loans secured by 1-4 family junior liens$99,997,00071
Home equity loans$191,464,000136
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$426,506,00098
2012-12-31Rank
1-4 family residential loans$1,459,465,000113
Loans secured by 1-4 family first liens$1,159,790,000114
Loans secured by 1-4 family junior liens$102,082,00072
Home equity loans$197,593,000131
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$425,122,000100
2012-09-30Rank
1-4 family residential loans$1,427,176,000114
Loans secured by 1-4 family first liens$1,136,817,000113
Loans secured by 1-4 family junior liens$96,973,00082
Home equity loans$193,386,000142
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$424,052,000100
2012-06-30Rank
1-4 family residential loans$1,388,667,000115
Loans secured by 1-4 family first liens$1,098,831,000112
Loans secured by 1-4 family junior liens$97,196,00080
Home equity loans$192,640,000141
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$411,853,000103
2012-03-31Rank
1-4 family residential loans$1,354,664,000113
Loans secured by 1-4 family first liens$1,071,924,000110
Loans secured by 1-4 family junior liens$92,854,00089
Home equity loans$189,886,000144
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$413,390,000102
2011-12-31Rank
1-4 family residential loans$1,355,292,000113
Loans secured by 1-4 family first liens$1,069,852,000110
Loans secured by 1-4 family junior liens$95,103,00088
Home equity loans$190,337,000151
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$413,887,00079
2011-09-30Rank
1-4 family residential loans$1,326,295,000116
Loans secured by 1-4 family first liens$1,039,425,000114
Loans secured by 1-4 family junior liens$95,168,00090
Home equity loans$191,702,000149
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$398,305,00081
2011-06-30Rank
1-4 family residential loans$1,293,632,000115
Loans secured by 1-4 family first liens$1,007,609,000112
Loans secured by 1-4 family junior liens$96,147,00090
Home equity loans$189,876,000153
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$390,227,00081
2011-03-31Rank
1-4 family residential loans$1,266,667,000115
Loans secured by 1-4 family first liens$982,680,000111
Loans secured by 1-4 family junior liens$94,594,00095
Home equity loans$189,393,000153
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$384,072,00083
2010-12-31Rank
1-4 family residential loans$1,269,202,000117
Loans secured by 1-4 family first liens$982,417,000112
Loans secured by 1-4 family junior liens$96,492,00094
Home equity loans$190,293,000153
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$381,757,00084
2010-09-30Rank
1-4 family residential loans$1,237,299,000117
Loans secured by 1-4 family first liens$945,607,000118
Loans secured by 1-4 family junior liens$99,926,00092
Home equity loans$191,766,000148
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$391,015,00080
2010-06-30Rank
1-4 family residential loans$1,146,358,000125
Loans secured by 1-4 family first liens$911,813,000119
Loans secured by 1-4 family junior liens$88,302,000107
Home equity loans$146,243,000178
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$391,118,00078
2010-03-31Rank
1-4 family residential loans$1,136,340,000123
Loans secured by 1-4 family first liens$901,995,000120
Loans secured by 1-4 family junior liens$88,587,000112
Home equity loans$145,758,000182
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$386,708,00077
2009-12-31Rank
1-4 family residential loans$1,142,395,000129
Loans secured by 1-4 family first liens$904,503,000122
Loans secured by 1-4 family junior liens$93,603,000111
Home equity loans$144,289,000185
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$373,937,00083
2009-09-30Rank
1-4 family residential loans$1,159,516,000132
Loans secured by 1-4 family first liens$920,252,000122
Loans secured by 1-4 family junior liens$95,594,000115
Home equity loans$143,670,000189
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$372,345,00083
2009-06-30Rank
1-4 family residential loans$1,186,536,000134
Loans secured by 1-4 family first liens$957,033,000124
Loans secured by 1-4 family junior liens$96,623,000123
Home equity loans$132,880,000201
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$381,045,00086
2009-03-31Rank
1-4 family residential loans$1,224,335,000134
Loans secured by 1-4 family first liens$996,594,000124
Loans secured by 1-4 family junior liens$99,080,000128
Home equity loans$128,661,000208
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$406,594,00084
2008-12-31Rank
1-4 family residential loans$1,230,622,000135
Loans secured by 1-4 family first liens$1,008,475,000121
Loans secured by 1-4 family junior liens$102,499,000132
Home equity loans$119,648,000221
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$416,973,00080
2008-09-30Rank
1-4 family residential loans$1,219,523,000139
Loans secured by 1-4 family first liens$998,114,000125
Loans secured by 1-4 family junior liens$102,783,000138
Home equity loans$118,626,000211
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$391,637,00090
2008-06-30Rank
1-4 family residential loans$1,192,336,000141
Loans secured by 1-4 family first liens$976,250,000129
Loans secured by 1-4 family junior liens$102,053,000138
Home equity loans$114,033,000212
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$347,771,00092
2008-03-31Rank
1-4 family residential loans$1,171,595,000139
Loans secured by 1-4 family first liens$963,516,000128
Loans secured by 1-4 family junior liens$97,378,000145
Home equity loans$110,701,000206
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$354,748,00087
2007-12-31Rank
1-4 family residential loans$1,194,414,000134
Loans secured by 1-4 family first liens$980,390,000123
Loans secured by 1-4 family junior liens$99,702,000145
Home equity loans$114,322,000206
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$367,668,00083
2007-09-30Rank
1-4 family residential loans$1,197,216,000137
Loans secured by 1-4 family first liens$981,977,000126
Loans secured by 1-4 family junior liens$99,696,000144
Home equity loans$115,543,000202
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$358,847,00085
2007-06-30Rank
1-4 family residential loans$1,191,811,000144
Loans secured by 1-4 family first liens$977,514,000133
Loans secured by 1-4 family junior liens$96,331,000152
Home equity loans$117,966,000200
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$340,409,00091
2007-03-31Rank
1-4 family residential loans$1,171,588,000148
Loans secured by 1-4 family first liens$959,938,000138
Loans secured by 1-4 family junior liens$90,551,000154
Home equity loans$121,099,000197
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$326,109,00096
2006-12-31Rank
1-4 family residential loans$1,173,707,000146
Loans secured by 1-4 family first liens$958,935,000138
Loans secured by 1-4 family junior liens$91,439,000153
Home equity loans$123,333,000191
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$323,238,00099
2006-09-30Rank
1-4 family residential loans$1,187,497,000150
Loans secured by 1-4 family first liens$967,239,000142
Loans secured by 1-4 family junior liens$91,848,000150
Home equity loans$128,410,000194
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$323,037,000100
2006-06-30Rank
1-4 family residential loans$1,146,523,000158
Loans secured by 1-4 family first liens$927,255,000145
Loans secured by 1-4 family junior liens$86,428,000160
Home equity loans$132,840,000198
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$284,368,000120
2006-03-31Rank
1-4 family residential loans$1,122,257,000158
Loans secured by 1-4 family first liens$905,292,000144
Loans secured by 1-4 family junior liens$78,303,000162
Home equity loans$138,662,000189
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$267,594,000128
2005-12-31Rank
1-4 family residential loans$433,645,000311
Loans secured by 1-4 family first liens$356,706,000293
Loans secured by 1-4 family junior liens$25,532,000354
Home equity loans$51,407,000403
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$54,786,000550
2005-09-30Rank
1-4 family residential loans$439,789,000306
Loans secured by 1-4 family first liens$361,566,000288
Loans secured by 1-4 family junior liens$24,806,000349
Home equity loans$53,417,000396
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$50,118,000615
2005-06-30Rank
1-4 family residential loans$440,935,000303
Loans secured by 1-4 family first liens$364,065,000280
Loans secured by 1-4 family junior liens$22,963,000357
Home equity loans$53,907,000394
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$43,358,000691
2005-03-31Rank
1-4 family residential loans$439,916,000293
Loans secured by 1-4 family first liens$368,770,000274
Loans secured by 1-4 family junior liens$20,947,000383
Home equity loans$50,199,000424
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$38,572,000779
2004-12-31Rank
1-4 family residential loans$445,241,000291
Loans secured by 1-4 family first liens$374,505,000272
Loans secured by 1-4 family junior liens$21,521,000365
Home equity loans$49,215,000436
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$38,301,000784
2004-09-30Rank
1-4 family residential loans$450,357,000286
Loans secured by 1-4 family first liens$383,005,000268
Loans secured by 1-4 family junior liens$20,185,000394
Home equity loans$47,167,000442
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$38,158,000771
2004-06-30Rank
1-4 family residential loans$452,029,000277
Loans secured by 1-4 family first liens$386,897,000263
Loans secured by 1-4 family junior liens$19,548,000386
Home equity loans$45,584,000428
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$37,786,000733
2004-03-31Rank
1-4 family residential loans$445,993,000278
Loans secured by 1-4 family first liens$388,061,000259
Loans secured by 1-4 family junior liens$17,729,000426
Home equity loans$40,203,000463
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$37,028,000721
2003-12-31Rank
1-4 family residential loans$436,133,000289
Loans secured by 1-4 family first liens$384,974,000177
Loans secured by 1-4 family junior liens$17,686,000354
Home equity loans$33,473,000518
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$34,892,000770
2003-09-30Rank
1-4 family residential loans$437,691,000286
Loans secured by 1-4 family first liens$389,785,000172
Loans secured by 1-4 family junior liens$17,917,000355
Home equity loans$29,989,000547
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$24,241,0001,068
2003-06-30Rank
1-4 family residential loans$425,596,000296
Loans secured by 1-4 family first liens$380,790,000182
Loans secured by 1-4 family junior liens$18,450,000348
Home equity loans$26,356,000587
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$10,565,0001,956
2003-03-31Rank
1-4 family residential loans$376,979,000318
Loans secured by 1-4 family first liens$337,124,000196
Loans secured by 1-4 family junior liens$18,924,000348
Home equity loans$20,931,000709
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,292,0003,769
2002-12-31Rank
1-4 family residential loans$333,321,000361
Loans secured by 1-4 family first liens$297,009,000227
Loans secured by 1-4 family junior liens$20,017,000344
Home equity loans$16,295,000835
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,204,0003,804
2001-12-31Rank
1-4 family residential loans$362,399,000349
Loans secured by 1-4 family first liens$328,258,000219
Loans secured by 1-4 family junior liens$24,030,000330
Home equity loans$10,111,0001,050
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,072,0003,886
2000-12-31Rank
1-4 family residential loans$160,439,000791
Loans secured by 1-4 family first liens$148,763,000467
Loans secured by 1-4 family junior liens$7,453,000945
Home equity loans$4,223,0001,846
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,157,0004,489
1999-12-31Rank
1-4 family residential loans$149,308,000849
Loans secured by 1-4 family first liens$138,716,000514
Loans secured by 1-4 family junior liens$6,202,0001,046
Home equity loans$4,390,0001,709
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$315,0005,540
1998-12-31Rank
1-4 family residential loans$133,368,000917
Loans secured by 1-4 family first liens$123,748,000541
Loans secured by 1-4 family junior liens$5,209,0001,124
Home equity loans$4,411,0001,608
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$318,0005,684
1997-12-31Rank
1-4 family residential loans$139,519,000904
Loans secured by 1-4 family first liens$130,375,000526
Loans secured by 1-4 family junior liens$4,534,0001,300
Home equity loans$4,610,0001,652
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$963,0005,127
1996-12-31Rank
1-4 family residential loans$127,256,0001,021
Loans secured by 1-4 family first liens$119,658,000578
Loans secured by 1-4 family junior liens$5,059,0001,171
Home equity loans$2,539,0002,360
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,015,0004,563
1995-12-31Rank
1-4 family residential loans$117,559,0001,113
Loans secured by 1-4 family first liens$108,940,000643
Loans secured by 1-4 family junior liens$6,477,000955
Home equity loans$2,142,0002,534
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,486,0004,367
1994-12-31Rank
1-4 family residential loans$110,815,0001,150
Loans secured by 1-4 family first liens$101,940,000660
Loans secured by 1-4 family junior liens$6,606,000902
Home equity loans$2,269,0002,477
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$6,360,0002,998
1993-12-31Rank
1-4 family residential loans$102,163,0001,228
Loans secured by 1-4 family first liens$95,217,000654
Loans secured by 1-4 family junior liens$4,187,0001,248
Home equity loans$2,759,0002,304
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$3,092,0004,027
1992-12-31Rank
1-4 family residential loans$114,123,0001,140
Loans secured by 1-4 family first liens$106,404,000557
Loans secured by 1-4 family junior liens$4,486,0001,262
Home equity loans$3,233,0002,195
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$3,018,0003,988