Home > Chemical Bank > Net charge- offs to loans
Chemical Bank, Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0888% | 4,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1689% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1718% | 4,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0756% | 3,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1629% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.1307% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0429% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0314% | 4,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1713% | 2,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.1759% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0379% | 4,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1136% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.2682% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1689% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1316% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1502% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1502% | 2,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.1710% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3145% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1958% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 5,034 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1938% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1495% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1495% | 2,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2452% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1475% | 2,580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 4,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1702% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0842% | 5,474 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3389% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2255% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2255% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0368% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2484% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0304% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0585% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4468% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2968% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2968% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0723% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0912% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0640% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6505% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2301% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2301% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0824% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0919% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0082% | 4,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1168% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9435% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2703% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2703% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1253% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0425% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1980% | 4,851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3217% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1001% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0784% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0864% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1092% | 4,867 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1163% | 4,415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3128% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3128% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0757% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0950% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1026% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1406% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1484% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2912% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0952% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1559% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0971% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2342% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2410% | 4,567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3105% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3105% | 1,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1730% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1577% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.1287% | 5,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1542% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0656% | 5,019 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2179% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3037% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2063% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3962% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3962% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1834% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0832% | 5,084 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2164% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1039% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3933% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3933% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.1678% | 5,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1839% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1192% | 5,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2459% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2706% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4104% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4104% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1865% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0592% | 5,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0787% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 5,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3139% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1048% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3418% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4858% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 1,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0334% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3746% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4510% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.5692% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3827% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3825% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4071% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5566% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3854% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4529% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0650% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4432% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.4635% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3510% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7085% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3613% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1125% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3982% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0889% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4233% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3915% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4957% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.1683% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3148% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7572% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4293% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4780% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3695% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0731% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4443% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5192% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.8009% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0577% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4365% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2097% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4715% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2999% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3308% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3308% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5610% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5202% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 1.1621% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4751% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5918% | 544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5021% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3206% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5312% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8353% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6202% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6202% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0738% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5812% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.6377% | 1,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5844% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6503% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5319% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3320% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5641% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8556% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5984% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5984% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0869% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5450% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5905% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.8182% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6128% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2959% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5850% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1246% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6598% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3780% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6385% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1056% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5751% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6837% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.2829% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6983% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1432% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7664% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0673% | 953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8804% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1889% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6020% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6020% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7245% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7334% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.2762% | 2,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2264% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4669% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5055% | 1,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4603% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9436% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6107% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5622% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1822% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7763% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8340% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.3456% | 2,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3958% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5251% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5892% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5140% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8793% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5974% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5385% | 2,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7698% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7695% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.2207% | 2,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3518% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4464% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7216% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0987% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6295% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5473% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0624% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7965% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7642% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1436% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5126% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3145% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4214% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2957% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3147% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6400% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5176% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0403% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0029% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9677% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 1.1998% | 2,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0637% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9308% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8347% | 987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9484% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4457% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0006% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0999% | 1,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9657% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9429% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.8076% | 2,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9273% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0595% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9112% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0870% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2892% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0431% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1988% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2669% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 1.6178% | 1,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2084% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3333% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6503% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2870% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2097% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1857% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4260% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4570% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 1.6313% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2206% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6686% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0300% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6159% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0756% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9518% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1750% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9488% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 4.3791% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2667% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3850% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4760% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3735% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9683% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9945% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0220% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7731% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 2.9158% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1252% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3511% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3556% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3506% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7301% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9835% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0899% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7794% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 3.3162% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2186% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2682% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2377% | 1,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2718% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3019% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8960% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1382% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8610% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 4.6721% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4443% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2062% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2578% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8629% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0968% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 1.8398% | 1,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9813% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2137% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2711% | 937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2076% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1428% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2926% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1326% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5519% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 1.6344% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0059% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2960% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1574% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8005% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0529% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6352% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6067% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 1.3037% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3321% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9784% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2976% | 984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 7,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7438% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2204% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5793% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5620% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1706% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.7843% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2453% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1351% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3678% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4525% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.3592% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3211% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.3713% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1126% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3757% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.1711% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3335% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 1.6564% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0952% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.4743% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 7,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 2,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.7209% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 7,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3855% | 2,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 7,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5221% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4311% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6212% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0129% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 2,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5452% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0196% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 6,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4786% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1736% | 7,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2512% | 7,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3800% | 8,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3878% | 3,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 7,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1470% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8668% | 8,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3717% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3107% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 5,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3783% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 5,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 5,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 2,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 5,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 7,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0269% | 7,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 6,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 3,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0675% | 8,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 5,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 6,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 4,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1896% | 6,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 6,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1081% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5938% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 6,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4510% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0135% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 7,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2759% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 7,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2767% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2210% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 8,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 7,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1856% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 8,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0672% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2365% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 9,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6114% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0411% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 10,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1227% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |