Home > Cheltenham Bank > Loan Charge- Offs and Recoveries
Cheltenham Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,487,000 | 1,080 |
| Loans secured by real estate, total | $337,000 | 1,297 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $337,000 | 1,296 |
| Construction and land development | $200,000 | 442 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $87,000 | 1,513 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,720 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $980,000 | 561 |
| Loans to individuals | $156,000 | 1,822 |
| Credit card loan charge offs | $57,000 | 954 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $99,000 | 2,168 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $14,000 | 280 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $305,000 | 1,331 |
| Loans secured by real estate, total | $136,000 | 830 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $136,000 | 829 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,146 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $126,000 | 473 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $52,000 | 2,535 |
| Loans to individuals | $117,000 | 1,065 |
| Credit card loan recoveries | $10,000 | 995 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 997 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,182,000 | 1,024 |
| Loans secured by real estate, total | $201,000 | 1,455 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $201,000 | 1,453 |
| Construction and land development | $200,000 | 402 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 1,398 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-76,000 | 13,103 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $928,000 | 451 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $39,000 | 3,328 |
| Credit card loan net charge offs | $47,000 | 946 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-8,000 | 12,572 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $14,000 | 225 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,243,000 | 1,580 |
| Loans secured by real estate, total | $790,000 | 993 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $790,000 | 993 |
| Construction and land development | $230,000 | 584 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $104,000 | 1,575 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $456,000 | 782 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $213,000 | 2,568 |
| Loans to individuals | $234,000 | 1,687 |
| Credit card loan charge offs | $24,000 | 1,616 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $210,000 | 1,507 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $6,000 | 389 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $301,000 | 1,389 |
| Loans secured by real estate, total | $144,000 | 770 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $144,000 | 769 |
| Construction and land development | $65,000 | 309 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 497 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $10,000 | 5,960 |
| Loans to individuals | $138,000 | 1,028 |
| Credit card loan recoveries | $2,000 | 1,892 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $136,000 | 896 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $9,000 | 257 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $942,000 | 1,614 |
| Loans secured by real estate, total | $646,000 | 1,021 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $646,000 | 1,021 |
| Construction and land development | $165,000 | 640 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 3,049 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $456,000 | 720 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $203,000 | 2,198 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $96,000 | 2,410 |
| Credit card loan net charge offs | $22,000 | 1,532 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $74,000 | 2,489 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $-3,000 | 11,902 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.