Home > Cheltenham Bank > Income and Expense
Cheltenham Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,192,000 | 1,085 |
| Total interest expense | $9,483,000 | 1,412 |
| Net interest income | $19,709,000 | 941 |
| Provision for loan and lease losses | $700,000 | 1,660 |
| Total noninterest income | $3,429,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,310,000 | 587 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,119,000 | 1,885 |
| Total noninterest expense | $14,677,000 | 1,072 |
| Salaries and employee benefits | $5,541,000 | 1,210 |
| Premises and equipment expense | $1,576,000 | 1,352 |
| Additional noninterest expense | $7,560,000 | 935 |
| Pre-tax net operating income | $7,761,000 | 932 |
| Securities gains (losses) | $641,000 | 761 |
| Applicable income taxes | $2,329,000 | 1,068 |
| Income before extraordinary items | $6,073,000 | 863 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,073,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 1,024 |
| Cash dividends | $6,357,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,611,480 | 876 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,162,000 | 1,068 |
| Total interest expense | $13,215,000 | 1,342 |
| Net interest income | $20,947,000 | 902 |
| Provision for loan and lease losses | $1,550,000 | 1,371 |
| Total noninterest income | $3,130,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,157,000 | 637 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $973,000 | 2,044 |
| Total noninterest expense | $14,596,000 | 1,090 |
| Salaries and employee benefits | $5,425,000 | 1,231 |
| Premises and equipment expense | $1,725,000 | 1,278 |
| Additional noninterest expense | $7,446,000 | 971 |
| Pre-tax net operating income | $7,931,000 | 812 |
| Securities gains (losses) | $130,000 | 2,597 |
| Applicable income taxes | $2,446,000 | 952 |
| Income before extraordinary items | $5,615,000 | 849 |
| Extraordinary gains, net | $887,000 | 131 |
| Net income | $6,502,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 1,614 |
| Cash dividends | $3,476,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,524,000 | 793 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.