Home > Cheltenham Bank > Assets and Liabilities
Cheltenham Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 168 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $485,935,000 | 995 |
| Cash and due from depository institutions | $31,491,000 | 1,225 |
| Interest-bearing balances | $7,004,000 | 872 |
| Securities | $117,342,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $52,700,000 | 304 |
| Net loans & leases | $273,445,000 | 1,037 |
| Loan loss allowance | $3,858,000 | 1,196 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,852,000 | 1,245 |
| Other real estate owned | $92,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,013,000 | 1,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $485,935,000 | 995 |
| Total liabilities | $448,375,000 | 989 |
| Total deposits | $414,439,000 | 958 |
| Interest-bearing deposits | $320,835,000 | 1,083 |
| Deposits held in domestic offices | $414,439,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,944,000 | 792 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,353,000 | 2,459 |
| Subordinated debt | $6,400,000 | 181 |
| All other liabilities | $8,239,000 | 699 |
| Total equity capital | $37,560,000 | 1,101 |
| Total bank equity capital | $37,560,000 | 1,101 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,244,000 | 3,254 |
| Surplus | $11,692,000 | 1,274 |
| Undivided profits | $24,624,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,714,000 | 2,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 398 |
| Income earned, not collected on loans | $1,925,000 | 900 |
| Earning assets | $450,491,000 | 980 |
| Long-term assets (5+ years) | $148,432,000 | 475 |
| Average Assets, year-to-date | $478,418,000 | 988 |
| Average Assets, quarterly | $478,317,000 | 995 |
| Volatile liabilities | $32,901,000 | 1,629 |
| Insider loans | $4,393,000 | 937 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $19,000 | 1,667 |
| Unused loan commitments | $74,557,000 | 738 |
| Tier 1 (core) risk-based capital | $37,130,000 | 1,081 |
| Tier 2 risk-based capital | $10,258,000 | 440 |
| Total risk weighted assets | $341,237,300 | 864 |
| Total unused commitments | $74,557,000 | 757 |
| Derivatives | $40,000,000 | 382 |
| 1992-12-31 | Rank | |
| # of Employees: | 173 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $488,722,000 | 1,015 |
| Cash and due from depository institutions | $37,301,000 | 1,237 |
| Interest-bearing balances | $5,026,000 | 1,417 |
| Securities | $134,528,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $43,800,000 | 462 |
| Net loans & leases | $257,687,000 | 1,113 |
| Loan loss allowance | $4,340,000 | 1,116 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,211,000 | 1,165 |
| Other real estate owned | $200,000 | 1,237 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $8,995,000 | 1,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $488,722,000 | 1,015 |
| Total liabilities | $451,254,000 | 1,019 |
| Total deposits | $426,053,000 | 993 |
| Interest-bearing deposits | $332,390,000 | 1,098 |
| Deposits held in domestic offices | $426,053,000 | 983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,347,000 | 876 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,585,000 | 2,148 |
| Subordinated debt | $6,400,000 | 193 |
| All other liabilities | $3,869,000 | 1,132 |
| Total equity capital | $37,468,000 | 1,049 |
| Total bank equity capital | $37,468,000 | 1,049 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,244,000 | 3,384 |
| Surplus | $11,692,000 | 1,234 |
| Undivided profits | $24,532,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,432,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,917,000 | 1,005 |
| Earning assets | $441,041,000 | 1,028 |
| Long-term assets (5+ years) | $120,650,000 | 516 |
| Average Assets, year-to-date | $478,289,000 | 1,017 |
| Average Assets, quarterly | $483,159,500 | 1,026 |
| Volatile liabilities | $33,946,000 | 1,559 |
| Insider loans | $534,000 | 1,692 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $80,140,000 | 705 |
| Tier 1 (core) risk-based capital | $37,468,000 | 1,020 |
| Tier 2 risk-based capital | $10,717,410 | 434 |
| Total risk weighted assets | $345,356,510 | 883 |
| Total unused commitments | $80,140,000 | 716 |
| Derivatives | $91,100,000 | 264 |