Home > Chelsea Groton Bank > Income and Expense

Chelsea Groton Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$36,209,000784
Total interest expense$8,480,0001,128
Net interest income$27,729,000675
Provision for loan and lease losses$482,0001,033
Total noninterest income$8,959,000525
Gross Fiduciary activities income$0937
Service charges on deposit accounts$1,214,000484
Trading account gains and fees$0133
Additional Noninterest Income$7,745,000424
Total noninterest expense$20,932,000713
Salaries and employee benefits$13,029,000639
Premises and equipment expense$2,046,000675
Additional noninterest expense$7,745,000436
Pre-tax net operating income$15,274,000525
Securities gains (losses)$2,011,00035
Applicable income taxes$3,290,000483
Income before extraordinary items$13,995,000486
Extraordinary gains, net$020
Net income$13,995,000491
Minority interest net income$069
Net income of bank and minority interests.$13,995,000486
Net charge-offs$39,0001,670
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$12,366,090542
2025-03-31 (YTD Data)Rank
Total interest income$17,779,000791
Total interest expense$4,151,0001,136
Net interest income$13,628,000676
Provision for loan and lease losses$252,000895
Total noninterest income$5,453,000455
Gross Fiduciary activities income$0918
Service charges on deposit accounts$613,000485
Trading account gains and fees$0116
Additional Noninterest Income$4,840,000358
Total noninterest expense$10,628,000704
Salaries and employee benefits$6,705,000634
Premises and equipment expense$1,042,000676
Additional noninterest expense$4,840,000358
Pre-tax net operating income$8,201,000484
Securities gains (losses)$-1,779,0004,439
Applicable income taxes$1,207,000582
Income before extraordinary items$5,215,000592
Extraordinary gains, net$047
Net income$5,215,000602
Minority interest net income$065
Net income of bank and minority interests.$5,215,000592
Net charge-offs$32,0001,220
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$6,655,990484
2024-12-31 (YTD Data)Rank
Total interest income$66,622,000827
Total interest expense$16,005,0001,209
Net interest income$50,617,000669
Provision for loan and lease losses$994,000943
Total noninterest income$8,605,000842
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$2,506,000472
Trading account gains and fees$0138
Additional Noninterest Income$6,099,000766
Total noninterest expense$42,176,000689
Salaries and employee benefits$25,653,000624
Premises and equipment expense$4,547,000613
Additional noninterest expense$6,099,000766
Pre-tax net operating income$16,052,000803
Securities gains (losses)$3,028,00048
Applicable income taxes$3,360,000687
Income before extraordinary items$15,720,000722
Extraordinary gains, net$053
Net income$15,720,000729
Minority interest net income$090
Net income of bank and minority interests.$15,720,000722
Net charge-offs$21,0002,453
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$13,237,040814
2024-09-30 (YTD Data)Rank
Total interest income$48,665,000830
Total interest expense$11,769,0001,216
Net interest income$36,896,000678
Provision for loan and lease losses$751,000876
Total noninterest income$7,685,000744
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,861,000475
Trading account gains and fees$0139
Additional Noninterest Income$5,824,000664
Total noninterest expense$31,132,000689
Salaries and employee benefits$18,906,000627
Premises and equipment expense$3,223,000634
Additional noninterest expense$5,824,000664
Pre-tax net operating income$12,698,000753
Securities gains (losses)$6,812,00035
Applicable income taxes$3,344,000572
Income before extraordinary items$16,166,000543
Extraordinary gains, net$051
Net income$16,166,000553
Minority interest net income$082
Net income of bank and minority interests.$16,166,000545
Net charge-offs$74,0001,528
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$10,512,040767
2024-06-30 (YTD Data)Rank
Total interest income$31,411,000838
Total interest expense$7,407,0001,246
Net interest income$24,004,000692
Provision for loan and lease losses$485,000850
Total noninterest income$5,075,000747
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,217,000474
Trading account gains and fees$0145
Additional Noninterest Income$3,858,000663
Total noninterest expense$20,587,000694
Salaries and employee benefits$12,584,000629
Premises and equipment expense$2,091,000655
Additional noninterest expense$3,858,000663
Pre-tax net operating income$8,007,000793
Securities gains (losses)$5,942,00032
Applicable income taxes$2,680,000511
Income before extraordinary items$11,269,000521
Extraordinary gains, net$052
Net income$11,269,000524
Minority interest net income$084
Net income of bank and minority interests.$11,269,000523
Net charge-offs$48,0001,417
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$6,455,980815
2024-03-31 (YTD Data)Rank
Total interest income$15,533,000846
Total interest expense$3,619,0001,249
Net interest income$11,914,000704
Provision for loan and lease losses$238,000767
Total noninterest income$2,611,000728
Gross Fiduciary activities income$0895
Service charges on deposit accounts$604,000479
Trading account gains and fees$0121
Additional Noninterest Income$2,007,000631
Total noninterest expense$10,505,000689
Salaries and employee benefits$6,509,000618
Premises and equipment expense$1,054,000666
Additional noninterest expense$2,007,000631
Pre-tax net operating income$3,782,000814
Securities gains (losses)$5,125,00023
Applicable income taxes$1,738,000435
Income before extraordinary items$7,169,000437
Extraordinary gains, net$051
Net income$7,169,000437
Minority interest net income$072
Net income of bank and minority interests.$7,169,000437
Net charge-offs$19,0001,311
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,069,000829
2023-12-31 (YTD Data)Rank
Total interest income$55,587,000853
Total interest expense$7,812,0001,522
Net interest income$47,775,000701
Provision for loan and lease losses$942,000868
Total noninterest income$9,544,000762
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,306,000494
Trading account gains and fees$0123
Additional Noninterest Income$7,238,000692
Total noninterest expense$38,946,000708
Salaries and employee benefits$23,330,000653
Premises and equipment expense$3,330,000783
Additional noninterest expense$7,238,000692
Pre-tax net operating income$17,431,000757
Securities gains (losses)$3,223,00032
Applicable income taxes$3,887,000633
Income before extraordinary items$16,767,000669
Extraordinary gains, net$054
Net income$16,767,000679
Minority interest net income$088
Net income of bank and minority interests.$16,767,000672
Net charge-offs$534,000732
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,156,370780
2023-09-30 (YTD Data)Rank
Total interest income$40,342,000858
Total interest expense$4,572,0001,687
Net interest income$35,770,000707
Provision for loan and lease losses$691,000832
Total noninterest income$6,860,000795
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,836,000472
Trading account gains and fees$0125
Additional Noninterest Income$5,024,000739
Total noninterest expense$28,487,000726
Salaries and employee benefits$17,003,000677
Premises and equipment expense$2,421,000808
Additional noninterest expense$5,024,000739
Pre-tax net operating income$13,452,000772
Securities gains (losses)$4,427,00017
Applicable income taxes$3,559,000581
Income before extraordinary items$14,320,000620
Extraordinary gains, net$052
Net income$14,320,000624
Minority interest net income$081
Net income of bank and minority interests.$14,320,000620
Net charge-offs$498,000578
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,778,400796
2023-06-30 (YTD Data)Rank
Total interest income$26,212,000851
Total interest expense$2,465,0001,774
Net interest income$23,747,000704
Provision for loan and lease losses$458,000820
Total noninterest income$4,535,000780
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,190,000462
Trading account gains and fees$0112
Additional Noninterest Income$3,345,000698
Total noninterest expense$18,617,000722
Salaries and employee benefits$11,226,000669
Premises and equipment expense$1,592,000806
Additional noninterest expense$3,345,000698
Pre-tax net operating income$9,207,000754
Securities gains (losses)$5,787,00016
Applicable income taxes$3,064,000486
Income before extraordinary items$11,930,000521
Extraordinary gains, net$051
Net income$11,930,000529
Minority interest net income$081
Net income of bank and minority interests.$11,930,000520
Net charge-offs$540,000418
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,300,400777
2023-03-31 (YTD Data)Rank
Total interest income$12,895,000859
Total interest expense$931,0001,910
Net interest income$11,964,000708
Provision for loan and lease losses$225,000825
Total noninterest income$2,283,000762
Gross Fiduciary activities income$0913
Service charges on deposit accounts$577,000488
Trading account gains and fees$097
Additional Noninterest Income$1,706,000677
Total noninterest expense$9,417,000727
Salaries and employee benefits$5,887,000662
Premises and equipment expense$806,000829
Additional noninterest expense$1,706,000677
Pre-tax net operating income$4,605,000777
Securities gains (losses)$2,271,00021
Applicable income taxes$1,468,000520
Income before extraordinary items$5,408,000588
Extraordinary gains, net$04
Net income$5,408,000587
Minority interest net income$048
Net income of bank and minority interests.$5,408,000587
Net charge-offs$457,000286
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,613,910811
2022-12-31 (YTD Data)Rank
Total interest income$45,354,000816
Total interest expense$1,689,0001,779
Net interest income$43,665,000759
Provision for loan and lease losses$550,0001,172
Total noninterest income$8,390,000851
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,136,000538
Trading account gains and fees$0116
Additional Noninterest Income$6,254,000760
Total noninterest expense$34,962,000748
Salaries and employee benefits$20,988,000714
Premises and equipment expense$3,260,000796
Additional noninterest expense$6,254,000760
Pre-tax net operating income$16,543,000874
Securities gains (losses)$-11,012,0004,672
Applicable income taxes$608,0001,896
Income before extraordinary items$4,923,0001,842
Extraordinary gains, net$05
Net income$4,923,0001,840
Minority interest net income$063
Net income of bank and minority interests.$4,923,0001,841
Net charge-offs$334,000741
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,723,680820
2022-09-30 (YTD Data)Rank
Total interest income$32,679,000810
Total interest expense$1,062,0001,685
Net interest income$31,617,000772
Provision for loan and lease losses$388,0001,105
Total noninterest income$6,501,000849
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,631,000532
Trading account gains and fees$0111
Additional Noninterest Income$4,870,000771
Total noninterest expense$26,713,000733
Salaries and employee benefits$16,623,000679
Premises and equipment expense$2,432,000794
Additional noninterest expense$4,870,000771
Pre-tax net operating income$11,017,000968
Securities gains (losses)$-14,451,0004,722
Applicable income taxes$-1,003,0004,723
Income before extraordinary items$-2,431,0004,711
Extraordinary gains, net$04
Net income$-2,431,0004,711
Minority interest net income$057
Net income of bank and minority interests.$-2,431,0004,711
Net charge-offs$334,000547
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,985,290991
2022-06-30 (YTD Data)Rank
Total interest income$20,888,000804
Total interest expense$596,0001,743
Net interest income$20,292,000773
Provision for loan and lease losses$254,0001,017
Total noninterest income$4,103,000867
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,038,000555
Trading account gains and fees$0108
Additional Noninterest Income$3,065,000816
Total noninterest expense$17,711,000727
Salaries and employee benefits$11,054,000669
Premises and equipment expense$1,610,000798
Additional noninterest expense$5,047,000756
Pre-tax net operating income$6,430,0001,008
Securities gains (losses)$-11,475,0004,747
Applicable income taxes$-1,209,0004,750
Income before extraordinary items$-3,836,0004,751
Extraordinary gains, net$04
Net income$-3,836,0004,751
Minority interest net income$060
Net income of bank and minority interests.$-3,836,0004,751
Net charge-offs$323,000422
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,229,2501,036
2022-03-31 (YTD Data)Rank
Total interest income$10,094,000808
Total interest expense$280,0001,763
Net interest income$9,814,000774
Provision for loan and lease losses$129,000870
Total noninterest income$1,881,000924
Gross Fiduciary activities income$0892
Service charges on deposit accounts$505,000562
Trading account gains and fees$0103
Additional Noninterest Income$1,376,000887
Total noninterest expense$8,845,000727
Salaries and employee benefits$5,642,000665
Premises and equipment expense$804,000805
Additional noninterest expense$2,399,000789
Pre-tax net operating income$2,721,0001,083
Securities gains (losses)$-4,108,0004,776
Applicable income taxes$-336,0004,761
Income before extraordinary items$-1,051,0004,765
Extraordinary gains, net$04
Net income$-1,051,0004,765
Minority interest net income$050
Net income of bank and minority interests.$-1,051,0004,765
Net charge-offs$318,000289
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,194,3201,135
2021-12-31 (YTD Data)Rank
Total interest income$40,544,000818
Total interest expense$1,496,0001,672
Net interest income$39,048,000787
Provision for loan and lease losses$934,000637
Total noninterest income$8,439,000947
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,877,000563
Trading account gains and fees$0132
Additional Noninterest Income$6,562,000889
Total noninterest expense$34,771,000739
Salaries and employee benefits$21,190,000694
Premises and equipment expense$3,129,000826
Additional noninterest expense$10,452,000747
Pre-tax net operating income$11,782,0001,140
Securities gains (losses)$9,884,00051
Applicable income taxes$4,242,000701
Income before extraordinary items$17,424,000720
Extraordinary gains, net$010
Net income$17,424,000721
Minority interest net income$074
Net income of bank and minority interests.$17,424,000721
Net charge-offs$314,000819
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,516,8001,171
2021-09-30 (YTD Data)Rank
Total interest income$30,435,000837
Total interest expense$1,192,0001,666
Net interest income$29,243,000799
Provision for loan and lease losses$915,000487
Total noninterest income$6,334,000968
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,360,000578
Trading account gains and fees$0132
Additional Noninterest Income$4,974,000909
Total noninterest expense$25,321,000763
Salaries and employee benefits$15,810,000702
Premises and equipment expense$2,341,000846
Additional noninterest expense$7,170,000810
Pre-tax net operating income$9,341,0001,135
Securities gains (losses)$5,505,00066
Applicable income taxes$2,856,000774
Income before extraordinary items$11,990,000806
Extraordinary gains, net$08
Net income$11,990,000806
Minority interest net income$069
Net income of bank and minority interests.$11,990,000806
Net charge-offs$417,000557
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,530,9501,173
2021-06-30 (YTD Data)Rank
Total interest income$20,351,000826
Total interest expense$851,0001,636
Net interest income$19,500,000785
Provision for loan and lease losses$906,000341
Total noninterest income$4,095,000987
Gross Fiduciary activities income$0951
Service charges on deposit accounts$856,000587
Trading account gains and fees$0133
Additional Noninterest Income$3,239,000913
Total noninterest expense$16,250,000790
Salaries and employee benefits$10,013,000739
Premises and equipment expense$1,525,000863
Additional noninterest expense$4,712,000811
Pre-tax net operating income$6,439,0001,092
Securities gains (losses)$5,192,00061
Applicable income taxes$2,271,000685
Income before extraordinary items$9,360,000698
Extraordinary gains, net$06
Net income$9,360,000698
Minority interest net income$067
Net income of bank and minority interests.$9,360,000698
Net charge-offs$505,000401
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,206,4001,128
2021-03-31 (YTD Data)Rank
Total interest income$10,185,000814
Total interest expense$447,0001,643
Net interest income$9,738,000778
Provision for loan and lease losses$450,000401
Total noninterest income$2,067,000980
Gross Fiduciary activities income$0922
Service charges on deposit accounts$426,000585
Trading account gains and fees$0127
Additional Noninterest Income$1,641,000922
Total noninterest expense$7,589,000832
Salaries and employee benefits$4,505,000802
Premises and equipment expense$775,000866
Additional noninterest expense$2,309,000806
Pre-tax net operating income$3,766,000957
Securities gains (losses)$1,944,00067
Applicable income taxes$1,171,000673
Income before extraordinary items$4,539,000726
Extraordinary gains, net$03
Net income$4,539,000726
Minority interest net income$055
Net income of bank and minority interests.$4,539,000726
Net charge-offs$310,000334
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,003,240998
2020-12-31 (YTD Data)Rank
Total interest income$41,407,000813
Total interest expense$2,431,0001,736
Net interest income$38,976,000741
Provision for loan and lease losses$1,165,0001,463
Total noninterest income$8,277,000917
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,910,000542
Trading account gains and fees$0133
Additional Noninterest Income$6,367,000871
Total noninterest expense$32,992,000751
Salaries and employee benefits$20,685,000689
Premises and equipment expense$2,853,000889
Additional noninterest expense$9,454,000775
Pre-tax net operating income$13,096,000845
Securities gains (losses)$2,923,000165
Applicable income taxes$2,946,000706
Income before extraordinary items$13,073,000755
Extraordinary gains, net$04
Net income$13,073,000755
Minority interest net income$072
Net income of bank and minority interests.$13,073,000755
Net charge-offs$79,0002,150
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,676,140862
2020-09-30 (YTD Data)Rank
Total interest income$30,749,000818
Total interest expense$1,897,0001,768
Net interest income$28,852,000742
Provision for loan and lease losses$641,0001,746
Total noninterest income$6,045,000910
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,411,000545
Trading account gains and fees$0125
Additional Noninterest Income$4,634,000856
Total noninterest expense$23,304,000779
Salaries and employee benefits$14,620,000722
Premises and equipment expense$2,131,000887
Additional noninterest expense$6,553,000805
Pre-tax net operating income$10,952,000735
Securities gains (losses)$-418,0004,987
Applicable income taxes$2,177,000679
Income before extraordinary items$8,357,000833
Extraordinary gains, net$04
Net income$8,357,000833
Minority interest net income$065
Net income of bank and minority interests.$8,357,000833
Net charge-offs$30,0002,322
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,687,220776
2020-06-30 (YTD Data)Rank
Total interest income$20,414,000831
Total interest expense$1,323,0001,805
Net interest income$19,091,000740
Provision for loan and lease losses$225,0002,290
Total noninterest income$3,986,000859
Gross Fiduciary activities income$0970
Service charges on deposit accounts$963,000537
Trading account gains and fees$0123
Additional Noninterest Income$3,023,000813
Total noninterest expense$16,677,000732
Salaries and employee benefits$10,991,000629
Premises and equipment expense$1,391,000903
Additional noninterest expense$4,295,000812
Pre-tax net operating income$6,175,000780
Securities gains (losses)$-3,255,0005,049
Applicable income taxes$452,0001,424
Income before extraordinary items$2,468,0001,549
Extraordinary gains, net$04
Net income$2,468,0001,549
Minority interest net income$065
Net income of bank and minority interests.$2,468,0001,550
Net charge-offs$32,0001,957
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,234,750782
2020-03-31 (YTD Data)Rank
Total interest income$10,289,000823
Total interest expense$704,0001,836
Net interest income$9,585,000716
Provision for loan and lease losses$64,0002,328
Total noninterest income$2,109,000783
Gross Fiduciary activities income$0941
Service charges on deposit accounts$615,000504
Trading account gains and fees$0106
Additional Noninterest Income$1,494,000738
Total noninterest expense$8,565,000718
Salaries and employee benefits$5,802,000592
Premises and equipment expense$694,000914
Additional noninterest expense$2,069,000833
Pre-tax net operating income$3,065,000720
Securities gains (losses)$-6,895,0005,094
Applicable income taxes$-877,0005,046
Income before extraordinary items$-2,953,0005,057
Extraordinary gains, net$04
Net income$-2,953,0005,057
Minority interest net income$056
Net income of bank and minority interests.$-2,953,0005,057
Net charge-offs$16,0001,683
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,494,050757
2019-12-31 (YTD Data)Rank
Total interest income$42,081,000808
Total interest expense$2,997,0001,806
Net interest income$39,084,000700
Provision for loan and lease losses$478,0001,533
Total noninterest income$8,535,000772
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,743,000461
Trading account gains and fees$0135
Additional Noninterest Income$5,792,000747
Total noninterest expense$33,908,000693
Salaries and employee benefits$21,900,000598
Premises and equipment expense$2,942,000876
Additional noninterest expense$9,066,000764
Pre-tax net operating income$13,233,000829
Securities gains (losses)$9,196,00048
Applicable income taxes$4,330,000557
Income before extraordinary items$18,099,000580
Extraordinary gains, net$011
Net income$18,099,000581
Minority interest net income$076
Net income of bank and minority interests.$18,099,000581
Net charge-offs$440,0001,126
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,650,240878
2019-09-30 (YTD Data)Rank
Total interest income$31,398,000813
Total interest expense$2,270,0001,805
Net interest income$29,128,000709
Provision for loan and lease losses$403,0001,343
Total noninterest income$6,539,000761
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,060,000455
Trading account gains and fees$0129
Additional Noninterest Income$4,479,000726
Total noninterest expense$24,897,000709
Salaries and employee benefits$16,411,000607
Premises and equipment expense$2,167,000884
Additional noninterest expense$6,319,000807
Pre-tax net operating income$10,367,000819
Securities gains (losses)$7,819,00043
Applicable income taxes$3,571,000534
Income before extraordinary items$14,615,000561
Extraordinary gains, net$011
Net income$14,615,000558
Minority interest net income$072
Net income of bank and minority interests.$14,615,000561
Net charge-offs$30,0002,512
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,359,800853
2019-06-30 (YTD Data)Rank
Total interest income$20,876,000815
Total interest expense$1,498,0001,791
Net interest income$19,378,000716
Provision for loan and lease losses$257,0001,355
Total noninterest income$4,305,000758
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,365,000451
Trading account gains and fees$0131
Additional Noninterest Income$2,940,000718
Total noninterest expense$16,389,000718
Salaries and employee benefits$10,715,000615
Premises and equipment expense$1,403,000905
Additional noninterest expense$4,271,000809
Pre-tax net operating income$7,037,000783
Securities gains (losses)$6,836,00037
Applicable income taxes$2,748,000479
Income before extraordinary items$11,125,000495
Extraordinary gains, net$011
Net income$11,125,000494
Minority interest net income$069
Net income of bank and minority interests.$11,125,000494
Net charge-offs$13,0002,505
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,656,200818
2019-03-31 (YTD Data)Rank
Total interest income$10,327,000821
Total interest expense$724,0001,796
Net interest income$9,603,000721
Provision for loan and lease losses$131,0001,288
Total noninterest income$2,048,000760
Gross Fiduciary activities income$0972
Service charges on deposit accounts$676,000450
Trading account gains and fees$0126
Additional Noninterest Income$1,372,000722
Total noninterest expense$8,180,000708
Salaries and employee benefits$5,469,000599
Premises and equipment expense$703,000901
Additional noninterest expense$2,008,000834
Pre-tax net operating income$3,340,000806
Securities gains (losses)$4,217,00031
Applicable income taxes$1,527,000437
Income before extraordinary items$6,030,000455
Extraordinary gains, net$05
Net income$6,030,000454
Minority interest net income$052
Net income of bank and minority interests.$6,030,000455
Net charge-offs$6,0002,153
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,656,400851
2018-12-31 (YTD Data)Rank
Total interest income$38,847,000811
Total interest expense$2,201,0001,812
Net interest income$36,646,000730
Provision for loan and lease losses$1,040,000852
Total noninterest income$8,457,000774
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,730,000467
Trading account gains and fees$0126
Additional Noninterest Income$5,727,000740
Total noninterest expense$32,406,000704
Salaries and employee benefits$21,206,000591
Premises and equipment expense$2,811,000886
Additional noninterest expense$8,389,000818
Pre-tax net operating income$11,657,000925
Securities gains (losses)$2,179,00054
Applicable income taxes$2,554,000738
Income before extraordinary items$11,282,000831
Extraordinary gains, net$06
Net income$11,282,000829
Minority interest net income$072
Net income of bank and minority interests.$11,282,000830
Net charge-offs$257,0001,441
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,495,220950
2018-09-30 (YTD Data)Rank
Total interest income$28,531,000812
Total interest expense$1,580,0001,790
Net interest income$26,951,000734
Provision for loan and lease losses$394,0001,351
Total noninterest income$6,388,000784
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,002,000475
Trading account gains and fees$0138
Additional Noninterest Income$4,386,000735
Total noninterest expense$23,966,000711
Salaries and employee benefits$15,790,000596
Premises and equipment expense$2,069,000905
Additional noninterest expense$6,107,000819
Pre-tax net operating income$8,979,000918
Securities gains (losses)$2,494,00045
Applicable income taxes$2,174,000688
Income before extraordinary items$9,299,000763
Extraordinary gains, net$05
Net income$9,299,000762
Minority interest net income$066
Net income of bank and minority interests.$9,299,000762
Net charge-offs$207,0001,229
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,278,860945
2018-06-30 (YTD Data)Rank
Total interest income$18,613,000821
Total interest expense$1,002,0001,773
Net interest income$17,611,000748
Provision for loan and lease losses$260,0001,308
Total noninterest income$4,054,000799
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,308,000484
Trading account gains and fees$0130
Additional Noninterest Income$2,746,000761
Total noninterest expense$16,004,000709
Salaries and employee benefits$10,549,000594
Premises and equipment expense$1,347,000920
Additional noninterest expense$4,108,000808
Pre-tax net operating income$5,401,000970
Securities gains (losses)$636,00092
Applicable income taxes$1,110,000812
Income before extraordinary items$4,927,000924
Extraordinary gains, net$06
Net income$4,927,000922
Minority interest net income$065
Net income of bank and minority interests.$4,927,000923
Net charge-offs$196,000946
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,405,4801,001
2018-03-31 (YTD Data)Rank
Total interest income$9,038,000831
Total interest expense$485,0001,757
Net interest income$8,553,000768
Provision for loan and lease losses$134,0001,253
Total noninterest income$1,955,000800
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$652,000491
Trading account gains and fees$0123
Additional Noninterest Income$1,303,000768
Total noninterest expense$8,013,000715
Salaries and employee benefits$5,413,000590
Premises and equipment expense$677,000927
Additional noninterest expense$1,923,000846
Pre-tax net operating income$2,361,0001,044
Securities gains (losses)$592,00067
Applicable income taxes$547,000809
Income before extraordinary items$2,406,000908
Extraordinary gains, net$07
Net income$2,406,000908
Minority interest net income$052
Net income of bank and minority interests.$2,406,000908
Net charge-offs$70,0001,024
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,926,4801,079
2017-12-31 (YTD Data)Rank
Total interest income$34,934,000817
Total interest expense$1,837,0001,636
Net interest income$33,097,000762
Provision for loan and lease losses$522,0001,413
Total noninterest income$7,729,000836
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,612,000494
Trading account gains and fees$0151
Additional Noninterest Income$5,117,000802
Total noninterest expense$30,859,000713
Salaries and employee benefits$20,198,000594
Premises and equipment expense$2,590,000935
Additional noninterest expense$8,071,000825
Pre-tax net operating income$9,445,0001,027
Securities gains (losses)$1,145,000136
Applicable income taxes$4,502,000714
Income before extraordinary items$6,088,0001,154
Extraordinary gains, net$09
Net income$6,088,0001,154
Minority interest net income$076
Net income of bank and minority interests.$6,088,0001,154
Net charge-offs$29,0003,249
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,355,2001,267
2017-09-30 (YTD Data)Rank
Total interest income$25,989,000822
Total interest expense$1,376,0001,621
Net interest income$24,613,000769
Provision for loan and lease losses$390,0001,379
Total noninterest income$5,709,000850
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,929,000507
Trading account gains and fees$0145
Additional Noninterest Income$3,780,000827
Total noninterest expense$22,740,000723
Salaries and employee benefits$15,084,000601
Premises and equipment expense$1,946,000941
Additional noninterest expense$5,710,000862
Pre-tax net operating income$7,192,0001,041
Securities gains (losses)$1,120,000122
Applicable income taxes$2,396,000810
Income before extraordinary items$5,916,0001,003
Extraordinary gains, net$09
Net income$5,916,0001,003
Minority interest net income$071
Net income of bank and minority interests.$5,916,0001,003
Net charge-offs$-18,0004,897
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,120,8001,119
2017-06-30 (YTD Data)Rank
Total interest income$17,313,000817
Total interest expense$909,0001,596
Net interest income$16,404,000769
Provision for loan and lease losses$259,0001,337
Total noninterest income$3,723,000859
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,256,000509
Trading account gains and fees$0139
Additional Noninterest Income$2,467,000841
Total noninterest expense$15,347,000715
Salaries and employee benefits$10,291,000591
Premises and equipment expense$1,299,000941
Additional noninterest expense$3,757,000873
Pre-tax net operating income$4,521,0001,074
Securities gains (losses)$1,033,00088
Applicable income taxes$1,595,000795
Income before extraordinary items$3,959,000980
Extraordinary gains, net$011
Net income$3,959,000981
Minority interest net income$071
Net income of bank and minority interests.$3,959,000980
Net charge-offs$-150,0005,522
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,225,5701,158
2017-03-31 (YTD Data)Rank
Total interest income$8,692,000813
Total interest expense$456,0001,565
Net interest income$8,236,000758
Provision for loan and lease losses$127,0001,280
Total noninterest income$1,735,000892
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$625,000514
Trading account gains and fees$0142
Additional Noninterest Income$1,110,000887
Total noninterest expense$7,656,000720
Salaries and employee benefits$5,240,000593
Premises and equipment expense$665,000938
Additional noninterest expense$1,751,000927
Pre-tax net operating income$2,188,0001,085
Securities gains (losses)$508,00085
Applicable income taxes$782,000788
Income before extraordinary items$1,914,000985
Extraordinary gains, net$08
Net income$1,914,000986
Minority interest net income$055
Net income of bank and minority interests.$1,914,000985
Net charge-offs$-160,0005,690
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,553,3201,169
2016-12-31 (YTD Data)Rank
Total interest income$33,624,000806
Total interest expense$1,895,0001,481
Net interest income$31,729,000753
Provision for loan and lease losses$858,0001,040
Total noninterest income$7,123,000888
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,486,000520
Trading account gains and fees$0170
Additional Noninterest Income$4,637,000892
Total noninterest expense$31,536,000682
Salaries and employee benefits$20,729,000567
Premises and equipment expense$2,548,000950
Additional noninterest expense$8,259,000803
Pre-tax net operating income$6,458,0001,320
Securities gains (losses)$3,001,00090
Applicable income taxes$2,455,000911
Income before extraordinary items$7,004,0001,055
Extraordinary gains, net$05
Net income$7,004,0001,054
Minority interest net income$082
Net income of bank and minority interests.$7,004,0001,054
Net charge-offs$588,000974
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,783,2601,409
2016-09-30 (YTD Data)Rank
Total interest income$24,484,000820
Total interest expense$1,431,0001,476
Net interest income$23,053,000777
Provision for loan and lease losses$426,0001,308
Total noninterest income$5,404,000879
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,845,000529
Trading account gains and fees$0169
Additional Noninterest Income$3,559,000862
Total noninterest expense$22,312,000720
Salaries and employee benefits$14,347,000614
Premises and equipment expense$1,881,000960
Additional noninterest expense$6,084,000823
Pre-tax net operating income$5,719,0001,164
Securities gains (losses)$1,041,000193
Applicable income taxes$1,849,000925
Income before extraordinary items$4,911,0001,129
Extraordinary gains, net$05
Net income$4,911,0001,128
Minority interest net income$071
Net income of bank and minority interests.$4,911,0001,129
Net charge-offs$299,0001,138
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,151,0701,261
2016-06-30 (YTD Data)Rank
Total interest income$16,225,000825
Total interest expense$957,0001,470
Net interest income$15,268,000780
Provision for loan and lease losses$286,0001,322
Total noninterest income$3,429,000911
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,196,000537
Trading account gains and fees$0157
Additional Noninterest Income$2,233,000899
Total noninterest expense$14,901,000716
Salaries and employee benefits$9,544,000619
Premises and equipment expense$1,266,000965
Additional noninterest expense$4,091,000812
Pre-tax net operating income$3,510,0001,247
Securities gains (losses)$1,042,000139
Applicable income taxes$1,242,000906
Income before extraordinary items$3,310,0001,113
Extraordinary gains, net$016
Net income$3,310,0001,113
Minority interest net income$071
Net income of bank and minority interests.$3,310,0001,113
Net charge-offs$297,000871
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,549,3401,339
2016-03-31 (YTD Data)Rank
Total interest income$8,053,000833
Total interest expense$476,0001,476
Net interest income$7,577,000786
Provision for loan and lease losses$143,0001,257
Total noninterest income$1,594,000917
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$577,000552
Trading account gains and fees$0142
Additional Noninterest Income$1,017,000916
Total noninterest expense$7,453,000720
Salaries and employee benefits$4,817,000614
Premises and equipment expense$643,000962
Additional noninterest expense$1,993,000821
Pre-tax net operating income$1,575,0001,356
Securities gains (losses)$346,000181
Applicable income taxes$504,0001,047
Income before extraordinary items$1,417,0001,238
Extraordinary gains, net$012
Net income$1,417,0001,239
Minority interest net income$062
Net income of bank and minority interests.$1,417,0001,239
Net charge-offs$275,000518
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,160,9601,413
2015-12-31 (YTD Data)Rank
Total interest income$31,143,000828
Total interest expense$2,170,0001,280
Net interest income$28,973,000783
Provision for loan and lease losses$628,0001,145
Total noninterest income$6,713,000916
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,660,000495
Trading account gains and fees$0159
Additional Noninterest Income$4,053,000944
Total noninterest expense$28,688,000716
Salaries and employee benefits$17,718,000645
Premises and equipment expense$2,685,000913
Additional noninterest expense$8,285,000793
Pre-tax net operating income$6,370,0001,291
Securities gains (losses)$914,000227
Applicable income taxes$1,788,0001,089
Income before extraordinary items$5,496,0001,267
Extraordinary gains, net$023
Net income$5,496,0001,267
Minority interest net income$081
Net income of bank and minority interests.$5,496,0001,267
Net charge-offs$709,000888
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,810,5001,373
2015-09-30 (YTD Data)Rank
Total interest income$23,106,000839
Total interest expense$1,675,0001,253
Net interest income$21,431,000796
Provision for loan and lease losses$428,0001,179
Total noninterest income$4,976,000929
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,920,000522
Trading account gains and fees$0153
Additional Noninterest Income$3,056,000953
Total noninterest expense$21,160,000736
Salaries and employee benefits$13,581,000645
Premises and equipment expense$1,901,000969
Additional noninterest expense$5,678,000865
Pre-tax net operating income$4,819,0001,313
Securities gains (losses)$873,000207
Applicable income taxes$1,458,0001,062
Income before extraordinary items$4,234,0001,243
Extraordinary gains, net$021
Net income$4,234,0001,243
Minority interest net income$078
Net income of bank and minority interests.$4,234,0001,243
Net charge-offs$464,000911
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,587,9801,386
2015-06-30 (YTD Data)Rank
Total interest income$15,290,000840
Total interest expense$1,157,0001,219
Net interest income$14,133,000803
Provision for loan and lease losses$372,000958
Total noninterest income$3,249,000944
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,235,000537
Trading account gains and fees$0157
Additional Noninterest Income$2,014,000964
Total noninterest expense$13,941,000747
Salaries and employee benefits$8,885,000649
Premises and equipment expense$1,288,000960
Additional noninterest expense$3,768,000870
Pre-tax net operating income$3,069,0001,354
Securities gains (losses)$531,000238
Applicable income taxes$939,0001,079
Income before extraordinary items$2,661,0001,283
Extraordinary gains, net$022
Net income$2,661,0001,285
Minority interest net income$075
Net income of bank and minority interests.$2,661,0001,284
Net charge-offs$403,000763
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,268,0601,424
2015-03-31 (YTD Data)Rank
Total interest income$7,652,000837
Total interest expense$603,0001,165
Net interest income$7,049,000795
Provision for loan and lease losses$252,000738
Total noninterest income$1,557,000947
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$594,000543
Trading account gains and fees$0152
Additional Noninterest Income$963,000955
Total noninterest expense$6,849,000759
Salaries and employee benefits$4,493,000643
Premises and equipment expense$659,000945
Additional noninterest expense$1,697,000946
Pre-tax net operating income$1,505,0001,334
Securities gains (losses)$331,000244
Applicable income taxes$507,0001,006
Income before extraordinary items$1,329,0001,262
Extraordinary gains, net$013
Net income$1,329,0001,263
Minority interest net income$064
Net income of bank and minority interests.$1,329,0001,264
Net charge-offs$250,000626
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,090,6801,427
2014-12-31 (YTD Data)Rank
Total interest income$29,900,000841
Total interest expense$2,758,0001,076
Net interest income$27,142,000804
Provision for loan and lease losses$326,0001,895
Total noninterest income$6,651,000902
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,747,000501
Trading account gains and fees$0180
Additional Noninterest Income$3,904,000913
Total noninterest expense$28,053,000727
Salaries and employee benefits$17,495,000626
Premises and equipment expense$2,703,000903
Additional noninterest expense$7,855,000827
Pre-tax net operating income$5,414,0001,420
Securities gains (losses)$758,000269
Applicable income taxes$1,585,0001,152
Income before extraordinary items$4,587,0001,407
Extraordinary gains, net$017
Net income$4,587,0001,405
Minority interest net income$084
Net income of bank and minority interests.$4,587,0001,406
Net charge-offs$598,0001,303
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,026,0801,551
2014-09-30 (YTD Data)Rank
Total interest income$22,249,000849
Total interest expense$2,108,0001,072
Net interest income$20,141,000819
Provision for loan and lease losses$87,0002,998
Total noninterest income$5,010,000891
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,092,000493
Trading account gains and fees$0174
Additional Noninterest Income$2,918,000920
Total noninterest expense$20,698,000732
Salaries and employee benefits$13,064,000625
Premises and equipment expense$2,020,000910
Additional noninterest expense$5,614,000864
Pre-tax net operating income$4,366,0001,363
Securities gains (losses)$611,000247
Applicable income taxes$1,214,0001,144
Income before extraordinary items$3,763,0001,287
Extraordinary gains, net$015
Net income$3,763,0001,287
Minority interest net income$081
Net income of bank and minority interests.$3,763,0001,287
Net charge-offs$478,0001,196
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,298,6401,428
2014-06-30 (YTD Data)Rank
Total interest income$14,755,000849
Total interest expense$1,433,0001,054
Net interest income$13,322,000822
Provision for loan and lease losses$40,0003,175
Total noninterest income$3,347,000874
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,367,000492
Trading account gains and fees$0172
Additional Noninterest Income$1,980,000899
Total noninterest expense$13,673,000737
Salaries and employee benefits$8,592,000637
Premises and equipment expense$1,382,000896
Additional noninterest expense$3,699,000874
Pre-tax net operating income$2,956,0001,297
Securities gains (losses)$425,000266
Applicable income taxes$820,0001,113
Income before extraordinary items$2,561,0001,232
Extraordinary gains, net$020
Net income$2,561,0001,231
Minority interest net income$080
Net income of bank and minority interests.$2,561,0001,233
Net charge-offs$435,000971
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,238,0001,373
2014-03-31 (YTD Data)Rank
Total interest income$7,308,000857
Total interest expense$740,0001,025
Net interest income$6,568,000837
Provision for loan and lease losses$03,817
Total noninterest income$1,628,000855
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$663,000501
Trading account gains and fees$0147
Additional Noninterest Income$965,000868
Total noninterest expense$6,852,000748
Salaries and employee benefits$4,351,000634
Premises and equipment expense$692,000912
Additional noninterest expense$1,809,000881
Pre-tax net operating income$1,344,0001,384
Securities gains (losses)$123,000375
Applicable income taxes$348,0001,206
Income before extraordinary items$1,119,0001,359
Extraordinary gains, net$016
Net income$1,119,0001,362
Minority interest net income$066
Net income of bank and minority interests.$1,119,0001,361
Net charge-offs$106,0001,337
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,025,5201,438
2013-12-31 (YTD Data)Rank
Total interest income$29,047,000855
Total interest expense$3,524,000960
Net interest income$25,523,000835
Provision for loan and lease losses$05,091
Total noninterest income$6,643,000919
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,290,000605
Trading account gains and fees$0184
Additional Noninterest Income$4,353,000895
Total noninterest expense$27,864,000724
Salaries and employee benefits$17,095,000636
Premises and equipment expense$2,820,000855
Additional noninterest expense$7,949,000853
Pre-tax net operating income$4,302,0001,621
Securities gains (losses)$1,950,000132
Applicable income taxes$1,502,0001,124
Income before extraordinary items$4,750,0001,283
Extraordinary gains, net$029
Net income$4,750,0001,284
Minority interest net income$090
Net income of bank and minority interests.$4,750,0001,286
Net charge-offs$991,0001,277
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,268,0001,738
2013-09-30 (YTD Data)Rank
Total interest income$21,645,000872
Total interest expense$2,718,000977
Net interest income$18,927,000850
Provision for loan and lease losses$04,941
Total noninterest income$4,956,000942
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,618,000640
Trading account gains and fees$0180
Additional Noninterest Income$3,338,000907
Total noninterest expense$20,975,000730
Salaries and employee benefits$13,069,000629
Premises and equipment expense$2,122,000862
Additional noninterest expense$5,784,000874
Pre-tax net operating income$2,908,0001,785
Securities gains (losses)$1,838,000126
Applicable income taxes$1,178,0001,108
Income before extraordinary items$3,568,0001,287
Extraordinary gains, net$025
Net income$3,568,0001,289
Minority interest net income$084
Net income of bank and minority interests.$3,568,0001,289
Net charge-offs$679,0001,315
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,189,5001,921
2013-06-30 (YTD Data)Rank
Total interest income$14,395,000866
Total interest expense$1,834,000992
Net interest income$12,561,000849
Provision for loan and lease losses$04,788
Total noninterest income$3,524,000901
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,058,000638
Trading account gains and fees$0157
Additional Noninterest Income$2,466,000844
Total noninterest expense$13,998,000726
Salaries and employee benefits$8,677,000631
Premises and equipment expense$1,404,000870
Additional noninterest expense$3,917,000867
Pre-tax net operating income$2,087,0001,662
Securities gains (losses)$1,871,000108
Applicable income taxes$1,048,000905
Income before extraordinary items$2,910,0001,064
Extraordinary gains, net$022
Net income$2,910,0001,065
Minority interest net income$082
Net income of bank and minority interests.$2,910,0001,067
Net charge-offs$598,0001,105
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,525,4601,831
2013-03-31 (YTD Data)Rank
Total interest income$7,177,000868
Total interest expense$927,0001,007
Net interest income$6,250,000848
Provision for loan and lease losses$04,409
Total noninterest income$1,840,000880
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$520,000639
Trading account gains and fees$0148
Additional Noninterest Income$1,320,000806
Total noninterest expense$6,934,000740
Salaries and employee benefits$4,345,000635
Premises and equipment expense$710,000878
Additional noninterest expense$1,879,000906
Pre-tax net operating income$1,156,0001,514
Securities gains (losses)$526,000202
Applicable income taxes$434,0001,030
Income before extraordinary items$1,248,0001,197
Extraordinary gains, net$010
Net income$1,248,0001,199
Minority interest net income$076
Net income of bank and minority interests.$1,248,0001,199
Net charge-offs$353,000954
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$858,7601,625
2012-12-31 (YTD Data)Rank
Total interest income$29,745,000878
Total interest expense$4,068,0001,099
Net interest income$25,677,000834
Provision for loan and lease losses$948,0001,837
Total noninterest income$6,924,000901
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,241,000638
Trading account gains and fees$0166
Additional Noninterest Income$4,683,000852
Total noninterest expense$28,115,000721
Salaries and employee benefits$17,477,000603
Premises and equipment expense$2,707,000888
Additional noninterest expense$7,931,000877
Pre-tax net operating income$3,538,0001,808
Securities gains (losses)$1,583,000339
Applicable income taxes$1,059,0001,422
Income before extraordinary items$4,062,0001,437
Extraordinary gains, net$029
Net income$4,062,0001,438
Minority interest net income$093
Net income of bank and minority interests.$4,062,0001,438
Net charge-offs$1,372,0001,478
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,811,4301,864
2012-09-30 (YTD Data)Rank
Total interest income$22,408,000889
Total interest expense$3,075,0001,143
Net interest income$19,333,000843
Provision for loan and lease losses$948,0001,496
Total noninterest income$4,812,000950
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,668,000648
Trading account gains and fees$0157
Additional Noninterest Income$3,144,000915
Total noninterest expense$20,247,000743
Salaries and employee benefits$12,656,000620
Premises and equipment expense$2,027,000896
Additional noninterest expense$5,564,000937
Pre-tax net operating income$2,950,0001,726
Securities gains (losses)$1,387,000294
Applicable income taxes$1,008,0001,222
Income before extraordinary items$3,329,0001,362
Extraordinary gains, net$020
Net income$3,329,0001,363
Minority interest net income$086
Net income of bank and minority interests.$3,329,0001,363
Net charge-offs$1,189,0001,301
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,261,0101,789
2012-06-30 (YTD Data)Rank
Total interest income$15,057,000886
Total interest expense$2,069,0001,183
Net interest income$12,988,000840
Provision for loan and lease losses$948,0001,152
Total noninterest income$3,141,000940
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,105,000649
Trading account gains and fees$0153
Additional Noninterest Income$2,036,000903
Total noninterest expense$13,503,000741
Salaries and employee benefits$8,427,000614
Premises and equipment expense$1,378,000884
Additional noninterest expense$3,698,000937
Pre-tax net operating income$1,678,0001,952
Securities gains (losses)$815,000343
Applicable income taxes$522,0001,453
Income before extraordinary items$1,971,0001,507
Extraordinary gains, net$019
Net income$1,971,0001,506
Minority interest net income$084
Net income of bank and minority interests.$1,971,0001,507
Net charge-offs$952,0001,178
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,327,1501,982
2012-03-31 (YTD Data)Rank
Total interest income$7,599,000885
Total interest expense$1,047,0001,218
Net interest income$6,552,000838
Provision for loan and lease losses$519,0001,022
Total noninterest income$1,383,0001,034
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$547,000657
Trading account gains and fees$0148
Additional Noninterest Income$836,0001,039
Total noninterest expense$6,824,000730
Salaries and employee benefits$4,221,000610
Premises and equipment expense$728,000836
Additional noninterest expense$1,875,000909
Pre-tax net operating income$592,0002,558
Securities gains (losses)$272,000481
Applicable income taxes$139,0002,120
Income before extraordinary items$725,0001,956
Extraordinary gains, net$019
Net income$725,0001,957
Minority interest net income$078
Net income of bank and minority interests.$725,0001,958
Net charge-offs$330,0001,401
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$496,5202,501
2011-12-31 (YTD Data)Rank
Total interest income$31,512,000887
Total interest expense$4,695,0001,298
Net interest income$26,817,000820
Provision for loan and lease losses$2,963,0001,207
Total noninterest income$5,699,000937
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,365,000621
Trading account gains and fees$0146
Additional Noninterest Income$3,334,000960
Total noninterest expense$26,976,000729
Salaries and employee benefits$16,589,000587
Premises and equipment expense$2,814,000893
Additional noninterest expense$7,573,000934
Pre-tax net operating income$2,577,0002,081
Securities gains (losses)$1,226,000354
Applicable income taxes$666,0001,735
Income before extraordinary items$3,137,0001,543
Extraordinary gains, net$029
Net income$3,137,0001,544
Minority interest net income$096
Net income of bank and minority interests.$3,137,0001,544
Net charge-offs$1,647,0001,758
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,131,6802,061
2011-09-30 (YTD Data)Rank
Total interest income$23,851,000890
Total interest expense$3,585,0001,333
Net interest income$20,266,000815
Provision for loan and lease losses$1,829,0001,318
Total noninterest income$4,295,000942
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,743,000640
Trading account gains and fees$0145
Additional Noninterest Income$2,552,000945
Total noninterest expense$20,348,000713
Salaries and employee benefits$12,650,000566
Premises and equipment expense$2,090,000910
Additional noninterest expense$5,608,000944
Pre-tax net operating income$2,384,0001,814
Securities gains (losses)$828,000414
Applicable income taxes$616,0001,549
Income before extraordinary items$2,596,0001,466
Extraordinary gains, net$021
Net income$2,596,0001,467
Minority interest net income$087
Net income of bank and minority interests.$2,596,0001,467
Net charge-offs$996,0001,895
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,925,3201,802
2011-06-30 (YTD Data)Rank
Total interest income$16,002,000897
Total interest expense$2,429,0001,355
Net interest income$13,573,000816
Provision for loan and lease losses$1,220,0001,315
Total noninterest income$2,903,000946
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,116,000658
Trading account gains and fees$0153
Additional Noninterest Income$1,787,000904
Total noninterest expense$13,493,000731
Salaries and employee benefits$8,242,000586
Premises and equipment expense$1,409,000912
Additional noninterest expense$3,842,000947
Pre-tax net operating income$1,763,0001,623
Securities gains (losses)$621,000299
Applicable income taxes$484,0001,351
Income before extraordinary items$1,900,0001,324
Extraordinary gains, net$015
Net income$1,900,0001,324
Minority interest net income$089
Net income of bank and minority interests.$1,900,0001,324
Net charge-offs$627,0001,907
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,403,2001,647
2011-03-31 (YTD Data)Rank
Total interest income$7,984,000906
Total interest expense$1,243,0001,369
Net interest income$6,741,000824
Provision for loan and lease losses$611,0001,235
Total noninterest income$1,367,000984
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$534,000672
Trading account gains and fees$0158
Additional Noninterest Income$833,000934
Total noninterest expense$6,795,000733
Salaries and employee benefits$4,088,000601
Premises and equipment expense$743,000891
Additional noninterest expense$1,964,000913
Pre-tax net operating income$702,0001,969
Securities gains (losses)$97,000543
Applicable income taxes$106,0002,116
Income before extraordinary items$693,0001,690
Extraordinary gains, net$09
Net income$693,0001,690
Minority interest net income$086
Net income of bank and minority interests.$693,0001,690
Net charge-offs$39,0003,544
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$608,6101,850
2010-12-31 (YTD Data)Rank
Total interest income$33,154,000923
Total interest expense$5,607,0001,482
Net interest income$27,547,000804
Provision for loan and lease losses$2,848,0001,670
Total noninterest income$6,496,000877
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,717,000553
Trading account gains and fees$0175
Additional Noninterest Income$3,779,000903
Total noninterest expense$26,596,000745
Salaries and employee benefits$16,329,000586
Premises and equipment expense$2,764,000924
Additional noninterest expense$7,503,000983
Pre-tax net operating income$4,599,0001,106
Securities gains (losses)$407,0001,038
Applicable income taxes$1,130,0001,121
Income before extraordinary items$3,876,0001,122
Extraordinary gains, net$029
Net income$3,876,0001,123
Minority interest net income$0111
Net income of bank and minority interests.$3,876,0001,125
Net charge-offs$4,428,0001,125
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,562,6101,159
2010-09-30 (YTD Data)Rank
Total interest income$25,026,000928
Total interest expense$4,301,0001,502
Net interest income$20,725,000798
Provision for loan and lease losses$2,036,0001,637
Total noninterest income$4,992,000847
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,129,000534
Trading account gains and fees$0165
Additional Noninterest Income$2,863,000851
Total noninterest expense$19,339,000761
Salaries and employee benefits$11,677,000607
Premises and equipment expense$2,089,000925
Additional noninterest expense$5,573,000962
Pre-tax net operating income$4,342,000946
Securities gains (losses)$1,0003,533
Applicable income taxes$1,062,000956
Income before extraordinary items$3,281,0001,048
Extraordinary gains, net$023
Net income$3,281,0001,051
Minority interest net income$0110
Net income of bank and minority interests.$3,281,0001,051
Net charge-offs$1,623,0001,706
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,280,240999
2010-06-30 (YTD Data)Rank
Total interest income$16,729,000930
Total interest expense$2,891,0001,555
Net interest income$13,838,000793
Provision for loan and lease losses$1,224,0001,725
Total noninterest income$3,528,000796
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,488,000513
Trading account gains and fees$0152
Additional Noninterest Income$2,040,000798
Total noninterest expense$12,882,000759
Salaries and employee benefits$7,666,000614
Premises and equipment expense$1,394,000938
Additional noninterest expense$3,822,000927
Pre-tax net operating income$3,260,000843
Securities gains (losses)$4,0002,840
Applicable income taxes$895,000790
Income before extraordinary items$2,369,000957
Extraordinary gains, net$019
Net income$2,369,000957
Minority interest net income$0105
Net income of bank and minority interests.$2,369,000958
Net charge-offs$1,131,0001,602
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,366,080921
2010-03-31 (YTD Data)Rank
Total interest income$8,338,000958
Total interest expense$1,461,0001,610
Net interest income$6,877,000799
Provision for loan and lease losses$612,0001,595
Total noninterest income$1,666,000816
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$741,000510
Trading account gains and fees$0175
Additional Noninterest Income$925,000851
Total noninterest expense$6,316,000782
Salaries and employee benefits$3,786,000637
Premises and equipment expense$697,000971
Additional noninterest expense$1,833,000965
Pre-tax net operating income$1,615,000825
Securities gains (losses)$-10,0007,504
Applicable income taxes$485,000723
Income before extraordinary items$1,120,000978
Extraordinary gains, net$016
Net income$1,120,000982
Minority interest net income$091
Net income of bank and minority interests.$1,120,000982
Net charge-offs$102,0003,082
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,127,000946
2009-12-31 (YTD Data)Rank
Total interest income$33,868,0001,002
Total interest expense$7,309,0001,618
Net interest income$26,559,000818
Provision for loan and lease losses$4,498,0001,537
Total noninterest income$7,067,000836
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,169,000528
Trading account gains and fees$0211
Additional Noninterest Income$3,898,000865
Total noninterest expense$24,620,000856
Salaries and employee benefits$14,639,000651
Premises and equipment expense$2,666,0001,014
Additional noninterest expense$7,315,0001,061
Pre-tax net operating income$4,508,000926
Securities gains (losses)$755,000641
Applicable income taxes$1,314,000791
Income before extraordinary items$3,949,000874
Extraordinary gains, net$034
Net income$3,949,000872
Minority interest net income$0115
Net income of bank and minority interests.$3,949,000873
Net charge-offs$1,208,0002,651
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,382,7501,002
2009-09-30 (YTD Data)Rank
Total interest income$25,446,0001,018
Total interest expense$5,775,0001,603
Net interest income$19,671,000832
Provision for loan and lease losses$3,586,0001,318
Total noninterest income$5,502,000814
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,381,000521
Trading account gains and fees$0212
Additional Noninterest Income$3,121,000833
Total noninterest expense$18,460,000844
Salaries and employee benefits$10,970,000671
Premises and equipment expense$2,003,0001,026
Additional noninterest expense$5,487,0001,029
Pre-tax net operating income$3,127,0001,048
Securities gains (losses)$-126,0007,506
Applicable income taxes$560,0001,307
Income before extraordinary items$2,441,0001,117
Extraordinary gains, net$027
Net income$2,441,0001,115
Minority interest net income$0118
Net income of bank and minority interests.$2,441,0001,117
Net charge-offs$915,0002,294
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,543,0601,058
2009-06-30 (YTD Data)Rank
Total interest income$17,103,0001,026
Total interest expense$4,042,0001,611
Net interest income$13,061,000833
Provision for loan and lease losses$2,474,0001,232
Total noninterest income$3,464,000859
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,539,000535
Trading account gains and fees$0193
Additional Noninterest Income$1,925,000914
Total noninterest expense$11,944,000885
Salaries and employee benefits$6,810,000739
Premises and equipment expense$1,367,0001,032
Additional noninterest expense$3,767,0001,018
Pre-tax net operating income$2,107,0001,072
Securities gains (losses)$-126,0007,721
Applicable income taxes$438,0001,193
Income before extraordinary items$1,543,0001,218
Extraordinary gains, net$021
Net income$1,543,0001,216
Minority interest net income$0112
Net income of bank and minority interests.$1,543,0001,217
Net charge-offs$883,0001,735
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,641,2801,119
2009-03-31 (YTD Data)Rank
Total interest income$8,528,0001,038
Total interest expense$2,086,0001,622
Net interest income$6,442,000833
Provision for loan and lease losses$1,012,0001,172
Total noninterest income$1,671,000847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$776,000525
Trading account gains and fees$0171
Additional Noninterest Income$895,000919
Total noninterest expense$5,681,000890
Salaries and employee benefits$3,403,000742
Premises and equipment expense$736,000973
Additional noninterest expense$1,542,0001,090
Pre-tax net operating income$1,420,000899
Securities gains (losses)$-115,0007,998
Applicable income taxes$427,000784
Income before extraordinary items$878,0001,248
Extraordinary gains, net$015
Net income$878,0001,249
Minority interest net income$0102
Net income of bank and minority interests.$878,0001,250
Net charge-offs$707,0001,146
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$955,0501,063
2008-12-31 (YTD Data)Rank
Total interest income$35,299,0001,075
Total interest expense$10,141,0001,605
Net interest income$25,158,000854
Provision for loan and lease losses$668,0003,316
Total noninterest income$6,375,000869
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,423,000504
Trading account gains and fees$0154
Additional Noninterest Income$2,952,000982
Total noninterest expense$25,012,000794
Salaries and employee benefits$15,318,000641
Premises and equipment expense$2,931,000942
Additional noninterest expense$6,763,000945
Pre-tax net operating income$5,853,000957
Securities gains (losses)$55,0001,531
Applicable income taxes$1,540,000854
Income before extraordinary items$4,368,000938
Extraordinary gains, net$039
Net income$4,368,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0002,371
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,327,3001,021
2008-09-30 (YTD Data)Rank
Total interest income$26,551,0001,098
Total interest expense$7,838,0001,609
Net interest income$18,713,000868
Provision for loan and lease losses$36,0006,153
Total noninterest income$4,941,000882
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,557,000513
Trading account gains and fees$0148
Additional Noninterest Income$2,384,000970
Total noninterest expense$18,348,000799
Salaries and employee benefits$11,297,000664
Premises and equipment expense$2,204,000940
Additional noninterest expense$4,847,000944
Pre-tax net operating income$5,270,000957
Securities gains (losses)$255,000519
Applicable income taxes$1,523,000827
Income before extraordinary items$4,002,000913
Extraordinary gains, net$031
Net income$4,002,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,0001,619
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,818,4001,020
2008-06-30 (YTD Data)Rank
Total interest income$17,663,0001,118
Total interest expense$5,420,0001,614
Net interest income$12,243,000880
Provision for loan and lease losses$24,0005,853
Total noninterest income$3,280,000898
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,673,000506
Trading account gains and fees$0149
Additional Noninterest Income$1,607,000997
Total noninterest expense$12,369,000787
Salaries and employee benefits$7,580,000656
Premises and equipment expense$1,510,000908
Additional noninterest expense$3,279,000907
Pre-tax net operating income$3,130,0001,128
Securities gains (losses)$301,000445
Applicable income taxes$911,0001,011
Income before extraordinary items$2,520,0001,097
Extraordinary gains, net$021
Net income$2,520,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,272
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,300,2701,181
2008-03-31 (YTD Data)Rank
Total interest income$8,832,0001,149
Total interest expense$2,883,0001,624
Net interest income$5,949,000899
Provision for loan and lease losses$12,0005,324
Total noninterest income$1,629,000897
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$932,000449
Trading account gains and fees$0158
Additional Noninterest Income$697,0001,124
Total noninterest expense$6,250,000770
Salaries and employee benefits$3,882,000643
Premises and equipment expense$792,000870
Additional noninterest expense$1,576,000911
Pre-tax net operating income$1,316,0001,421
Securities gains (losses)$213,000424
Applicable income taxes$398,0001,199
Income before extraordinary items$1,131,0001,336
Extraordinary gains, net$015
Net income$1,131,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,051
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$973,3801,478
2007-12-31 (YTD Data)Rank
Total interest income$36,618,0001,158
Total interest expense$12,680,0001,584
Net interest income$23,938,000923
Provision for loan and lease losses$48,0005,712
Total noninterest income$6,234,000919
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,867,000451
Trading account gains and fees$0178
Additional Noninterest Income$2,367,0001,214
Total noninterest expense$24,127,000768
Salaries and employee benefits$15,210,000629
Premises and equipment expense$2,975,000880
Additional noninterest expense$5,942,000950
Pre-tax net operating income$5,997,0001,393
Securities gains (losses)$522,000259
Applicable income taxes$1,521,0001,409
Income before extraordinary items$4,998,0001,284
Extraordinary gains, net$039
Net income$4,998,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,946
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,596,0601,392
2007-09-30 (YTD Data)Rank
Total interest income$27,416,0001,159
Total interest expense$9,546,0001,579
Net interest income$17,870,000931
Provision for loan and lease losses$36,0005,408
Total noninterest income$4,610,000924
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,859,000453
Trading account gains and fees$0184
Additional Noninterest Income$1,751,0001,241
Total noninterest expense$17,952,000768
Salaries and employee benefits$11,375,000639
Premises and equipment expense$2,246,000879
Additional noninterest expense$4,331,000944
Pre-tax net operating income$4,492,0001,507
Securities gains (losses)$501,000232
Applicable income taxes$1,181,0001,466
Income before extraordinary items$3,812,0001,339
Extraordinary gains, net$033
Net income$3,812,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,750
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,431,2401,471
2007-06-30 (YTD Data)Rank
Total interest income$18,087,0001,187
Total interest expense$6,322,0001,598
Net interest income$11,765,000958
Provision for loan and lease losses$24,0005,201
Total noninterest income$3,068,000953
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,859,000470
Trading account gains and fees$0168
Additional Noninterest Income$1,209,0001,216
Total noninterest expense$12,053,000774
Salaries and employee benefits$7,654,000645
Premises and equipment expense$1,509,000884
Additional noninterest expense$2,890,000962
Pre-tax net operating income$2,756,0001,670
Securities gains (losses)$193,000306
Applicable income taxes$670,0001,714
Income before extraordinary items$2,279,0001,541
Extraordinary gains, net$029
Net income$2,279,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,130,3901,614
2007-03-31 (YTD Data)Rank
Total interest income$8,896,0001,189
Total interest expense$3,167,0001,568
Net interest income$5,729,000972
Provision for loan and lease losses$12,0004,908
Total noninterest income$1,457,000975
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$788,000528
Trading account gains and fees$0195
Additional Noninterest Income$669,0001,109
Total noninterest expense$5,942,000784
Salaries and employee benefits$3,760,000663
Premises and equipment expense$789,000853
Additional noninterest expense$1,393,000979
Pre-tax net operating income$1,232,0001,824
Securities gains (losses)$192,000208
Applicable income taxes$330,0001,741
Income before extraordinary items$1,094,0001,579
Extraordinary gains, net$022
Net income$1,094,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$946,1601,791
2006-12-31 (YTD Data)Rank
Total interest income$33,125,0001,184
Total interest expense$9,345,0001,794
Net interest income$23,780,000933
Provision for loan and lease losses$48,0005,647
Total noninterest income$5,864,000959
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,253,000527
Trading account gains and fees$0130
Additional Noninterest Income$2,611,0001,100
Total noninterest expense$22,891,000775
Salaries and employee benefits$14,140,000659
Premises and equipment expense$3,061,000820
Additional noninterest expense$5,690,000933
Pre-tax net operating income$6,705,0001,454
Securities gains (losses)$410,000268
Applicable income taxes$1,914,0001,381
Income before extraordinary items$5,201,0001,409
Extraordinary gains, net$051
Net income$5,201,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,901,7001,467
2006-09-30 (YTD Data)Rank
Total interest income$24,598,0001,206
Total interest expense$6,654,0001,824
Net interest income$17,944,000952
Provision for loan and lease losses$36,0005,493
Total noninterest income$4,313,000988
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,425,000531
Trading account gains and fees$0126
Additional Noninterest Income$1,888,0001,143
Total noninterest expense$17,104,000786
Salaries and employee benefits$10,735,000663
Premises and equipment expense$2,271,000841
Additional noninterest expense$4,098,000974
Pre-tax net operating income$5,117,0001,480
Securities gains (losses)$67,000494
Applicable income taxes$1,391,0001,467
Income before extraordinary items$3,793,0001,474
Extraordinary gains, net$045
Net income$3,793,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,744,0901,475
2006-06-30 (YTD Data)Rank
Total interest income$16,103,0001,210
Total interest expense$4,194,0001,830
Net interest income$11,909,000955
Provision for loan and lease losses$24,0005,394
Total noninterest income$2,820,000998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,570,000545
Trading account gains and fees$0126
Additional Noninterest Income$1,250,0001,155
Total noninterest expense$11,304,000791
Salaries and employee benefits$7,054,000685
Premises and equipment expense$1,514,000844
Additional noninterest expense$2,736,000986
Pre-tax net operating income$3,401,0001,486
Securities gains (losses)$142,000307
Applicable income taxes$953,0001,457
Income before extraordinary items$2,590,0001,442
Extraordinary gains, net$039
Net income$2,590,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,889
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,486,3401,470
2006-03-31 (YTD Data)Rank
Total interest income$7,948,0001,202
Total interest expense$1,991,0001,831
Net interest income$5,957,000951
Provision for loan and lease losses$12,0005,109
Total noninterest income$1,367,0001,011
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$734,000560
Trading account gains and fees$0115
Additional Noninterest Income$633,0001,133
Total noninterest expense$5,741,000783
Salaries and employee benefits$3,615,000670
Premises and equipment expense$779,000820
Additional noninterest expense$1,347,000991
Pre-tax net operating income$1,571,0001,560
Securities gains (losses)$-23,0008,408
Applicable income taxes$398,0001,659
Income before extraordinary items$1,150,0001,576
Extraordinary gains, net$021
Net income$1,150,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,167,0201,538
2005-12-31 (YTD Data)Rank
Total interest income$30,462,0001,080
Total interest expense$6,762,0001,679
Net interest income$23,700,000910
Provision for loan and lease losses$48,0005,807
Total noninterest income$5,524,0001,012
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,654,000649
Trading account gains and fees$0138
Additional Noninterest Income$2,870,0001,053
Total noninterest expense$22,309,000772
Salaries and employee benefits$13,896,000651
Premises and equipment expense$3,069,000791
Additional noninterest expense$5,344,000975
Pre-tax net operating income$6,867,0001,397
Securities gains (losses)$421,000321
Applicable income taxes$2,025,0001,351
Income before extraordinary items$5,263,0001,355
Extraordinary gains, net$046
Net income$5,263,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,966
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,959,8801,408
2005-09-30 (YTD Data)Rank
Total interest income$22,577,0001,062
Total interest expense$4,930,0001,639
Net interest income$17,647,000903
Provision for loan and lease losses$36,0005,642
Total noninterest income$4,037,0001,036
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,841,000706
Trading account gains and fees$0126
Additional Noninterest Income$2,196,0001,051
Total noninterest expense$16,320,000779
Salaries and employee benefits$10,182,000660
Premises and equipment expense$2,309,000780
Additional noninterest expense$3,829,0001,003
Pre-tax net operating income$5,328,0001,350
Securities gains (losses)$436,000285
Applicable income taxes$1,622,0001,292
Income before extraordinary items$4,142,0001,306
Extraordinary gains, net$035
Net income$4,142,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,434
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,828,0801,378
2005-06-30 (YTD Data)Rank
Total interest income$14,879,0001,041
Total interest expense$3,181,0001,590
Net interest income$11,698,000897
Provision for loan and lease losses$24,0005,514
Total noninterest income$2,501,0001,072
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,089,000773
Trading account gains and fees$0116
Additional Noninterest Income$1,412,0001,047
Total noninterest expense$10,747,000779
Salaries and employee benefits$6,668,000662
Premises and equipment expense$1,541,000776
Additional noninterest expense$2,538,000998
Pre-tax net operating income$3,428,0001,372
Securities gains (losses)$436,000242
Applicable income taxes$1,074,0001,291
Income before extraordinary items$2,790,0001,267
Extraordinary gains, net$030
Net income$2,790,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,476,0801,387
2005-03-31 (YTD Data)Rank
Total interest income$7,346,0001,030
Total interest expense$1,521,0001,570
Net interest income$5,825,000895
Provision for loan and lease losses$12,0005,254
Total noninterest income$1,231,0001,065
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$523,000784
Trading account gains and fees$0115
Additional Noninterest Income$708,0001,030
Total noninterest expense$5,267,000786
Salaries and employee benefits$3,336,000658
Premises and equipment expense$816,000730
Additional noninterest expense$1,115,0001,108
Pre-tax net operating income$1,777,0001,291
Securities gains (losses)$436,000155
Applicable income taxes$620,0001,114
Income before extraordinary items$1,593,0001,080
Extraordinary gains, net$024
Net income$1,593,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,279,0801,322
2004-12-31 (YTD Data)Rank
Total interest income$28,550,000991
Total interest expense$6,071,0001,352
Net interest income$22,479,000873
Provision for loan and lease losses$-546,0008,909
Total noninterest income$4,883,0001,097
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,102,000826
Trading account gains and fees$0138
Additional Noninterest Income$2,781,0001,042
Total noninterest expense$21,335,000767
Salaries and employee benefits$12,897,000657
Premises and equipment expense$3,017,000756
Additional noninterest expense$5,421,000926
Pre-tax net operating income$6,573,0001,315
Securities gains (losses)$612,000398
Applicable income taxes$1,921,0001,314
Income before extraordinary items$5,264,0001,242
Extraordinary gains, net$034
Net income$5,264,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-576,0008,944
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,817,2401,305
2004-09-30 (YTD Data)Rank
Total interest income$21,031,000991
Total interest expense$4,583,0001,315
Net interest income$16,448,000897
Provision for loan and lease losses$-28,0008,807
Total noninterest income$3,688,0001,106
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,564,000836
Trading account gains and fees$0134
Additional Noninterest Income$2,124,0001,033
Total noninterest expense$15,991,000753
Salaries and employee benefits$9,592,000656
Premises and equipment expense$2,268,000754
Additional noninterest expense$4,131,000892
Pre-tax net operating income$4,173,0001,545
Securities gains (losses)$655,000357
Applicable income taxes$1,231,0001,507
Income before extraordinary items$3,597,0001,368
Extraordinary gains, net$026
Net income$3,597,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,661
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,105,7501,516
2004-06-30 (YTD Data)Rank
Total interest income$13,865,000993
Total interest expense$3,069,0001,288
Net interest income$10,796,000905
Provision for loan and lease losses$-40,0008,918
Total noninterest income$2,479,0001,090
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,027,000843
Trading account gains and fees$0130
Additional Noninterest Income$1,452,0001,019
Total noninterest expense$10,713,000748
Salaries and employee benefits$6,315,000671
Premises and equipment expense$1,536,000741
Additional noninterest expense$2,862,000870
Pre-tax net operating income$2,602,0001,620
Securities gains (losses)$9,0002,475
Applicable income taxes$622,0001,880
Income before extraordinary items$1,989,0001,614
Extraordinary gains, net$021
Net income$1,989,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,771
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,982,1601,558
2004-03-31 (YTD Data)Rank
Total interest income$6,923,0001,000
Total interest expense$1,544,0001,288
Net interest income$5,379,000914
Provision for loan and lease losses$12,0005,458
Total noninterest income$1,279,0001,036
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$502,000845
Trading account gains and fees$0121
Additional Noninterest Income$777,000944
Total noninterest expense$5,298,000762
Salaries and employee benefits$3,264,000656
Premises and equipment expense$783,000753
Additional noninterest expense$1,251,000986
Pre-tax net operating income$1,348,0001,538
Securities gains (losses)$8,0002,145
Applicable income taxes$324,0001,822
Income before extraordinary items$1,032,0001,546
Extraordinary gains, net$016
Net income$1,032,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,025,9201,473
2003-12-31 (YTD Data)Rank
Total interest income$28,721,000980
Total interest expense$7,189,0001,230
Net interest income$21,532,000902
Provision for loan and lease losses$113,0005,139
Total noninterest income$6,050,000962
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,093,000825
Trading account gains and fees$0160
Additional Noninterest Income$3,957,000902
Total noninterest expense$20,064,000808
Salaries and employee benefits$11,823,000722
Premises and equipment expense$2,775,000810
Additional noninterest expense$5,466,000931
Pre-tax net operating income$7,405,0001,127
Securities gains (losses)$996,000482
Applicable income taxes$2,439,0001,095
Income before extraordinary items$5,962,0001,082
Extraordinary gains, net$054
Net income$5,962,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,254,8401,155
2003-09-30 (YTD Data)Rank
Total interest income$21,837,000986
Total interest expense$5,561,0001,252
Net interest income$16,276,000907
Provision for loan and lease losses$36,0006,222
Total noninterest income$4,474,0001,015
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,538,000843
Trading account gains and fees$0153
Additional Noninterest Income$2,936,000934
Total noninterest expense$14,838,000828
Salaries and employee benefits$8,811,000739
Premises and equipment expense$2,026,000841
Additional noninterest expense$4,001,000956
Pre-tax net operating income$5,876,0001,105
Securities gains (losses)$112,0001,654
Applicable income taxes$1,743,0001,181
Income before extraordinary items$4,245,0001,177
Extraordinary gains, net$040
Net income$4,245,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,605
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,165,4801,129
2003-06-30 (YTD Data)Rank
Total interest income$14,914,000973
Total interest expense$3,841,0001,248
Net interest income$11,073,000886
Provision for loan and lease losses$24,0006,151
Total noninterest income$2,933,0001,016
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$999,000846
Trading account gains and fees$0150
Additional Noninterest Income$1,934,000935
Total noninterest expense$9,886,000827
Salaries and employee benefits$5,987,000731
Premises and equipment expense$1,425,000802
Additional noninterest expense$2,474,0001,030
Pre-tax net operating income$4,096,0001,055
Securities gains (losses)$108,0001,449
Applicable income taxes$1,224,0001,156
Income before extraordinary items$2,980,0001,137
Extraordinary gains, net$030
Net income$2,980,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,111
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,903,3201,077
2003-03-31 (YTD Data)Rank
Total interest income$7,553,000971
Total interest expense$2,019,0001,212
Net interest income$5,534,000890
Provision for loan and lease losses$12,0005,906
Total noninterest income$1,618,000919
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$489,000847
Trading account gains and fees$0134
Additional Noninterest Income$1,129,000820
Total noninterest expense$4,753,000858
Salaries and employee benefits$2,908,000750
Premises and equipment expense$726,000800
Additional noninterest expense$1,119,0001,105
Pre-tax net operating income$2,387,000934
Securities gains (losses)$7,0002,278
Applicable income taxes$715,0001,040
Income before extraordinary items$1,679,0001,001
Extraordinary gains, net$021
Net income$1,679,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,674,100929
2002-12-31 (YTD Data)Rank
Total interest income$32,922,000925
Total interest expense$10,026,0001,123
Net interest income$22,896,000844
Provision for loan and lease losses$40,0006,915
Total noninterest income$4,495,0001,156
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,821,000890
Trading account gains and fees$0153
Additional Noninterest Income$2,674,0001,082
Total noninterest expense$19,075,000826
Salaries and employee benefits$11,059,000732
Premises and equipment expense$2,523,000861
Additional noninterest expense$5,493,000910
Pre-tax net operating income$8,276,0001,019
Securities gains (losses)$-842,0009,300
Applicable income taxes$1,851,0001,375
Income before extraordinary items$5,583,0001,123
Extraordinary gains, net$070
Net income$5,583,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,529
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,214,500968
2001-12-31 (YTD Data)Rank
Total interest income$35,899,000950
Total interest expense$15,270,0001,055
Net interest income$20,629,000853
Provision for loan and lease losses$08,228
Total noninterest income$3,567,0001,288
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,202,0001,240
Trading account gains and fees$0177
Additional Noninterest Income$2,365,0001,114
Total noninterest expense$16,570,000898
Salaries and employee benefits$9,595,000766
Premises and equipment expense$2,572,000817
Additional noninterest expense$4,403,0001,081
Pre-tax net operating income$7,626,000986
Securities gains (losses)$-30,0009,405
Applicable income taxes$2,079,0001,145
Income before extraordinary items$5,517,000997
Extraordinary gains, net$0105
Net income$5,517,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0009,502
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,538,900950
2000-12-31 (YTD Data)Rank
Total interest income$37,032,000955
Total interest expense$17,714,000999
Net interest income$19,318,000898
Provision for loan and lease losses$08,337
Total noninterest income$2,712,0001,474
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,161,0001,167
Trading account gains and fees$0180
Additional Noninterest Income$1,551,0001,350
Total noninterest expense$16,683,000851
Salaries and employee benefits$9,218,000769
Premises and equipment expense$2,622,000769
Additional noninterest expense$4,843,000969
Pre-tax net operating income$5,347,0001,382
Securities gains (losses)$1,536,000121
Applicable income taxes$1,911,0001,208
Income before extraordinary items$4,972,0001,074
Extraordinary gains, net$038
Net income$4,972,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,264
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,866,0801,360
1999-12-31 (YTD Data)Rank
Total interest income$34,616,000962
Total interest expense$15,632,000989
Net interest income$18,984,000929
Provision for loan and lease losses$160,0004,104
Total noninterest income$2,081,0001,813
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,136,0001,172
Trading account gains and fees$0173
Additional Noninterest Income$945,0001,945
Total noninterest expense$15,089,000940
Salaries and employee benefits$8,014,000855
Premises and equipment expense$2,504,000806
Additional noninterest expense$4,571,0001,029
Pre-tax net operating income$5,816,0001,317
Securities gains (losses)$1,447,000169
Applicable income taxes$2,176,0001,146
Income before extraordinary items$5,087,0001,079
Extraordinary gains, net$035
Net income$5,087,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-568,00010,191
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,074,1001,309
1998-12-31 (YTD Data)Rank
Total interest income$33,877,000974
Total interest expense$16,372,000976
Net interest income$17,505,000962
Provision for loan and lease losses$08,652
Total noninterest income$3,121,0001,312
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,101,0001,148
Trading account gains and fees$0224
Additional Noninterest Income$2,020,0001,152
Total noninterest expense$16,142,000875
Salaries and employee benefits$7,402,000889
Premises and equipment expense$2,397,000821
Additional noninterest expense$6,343,000814
Pre-tax net operating income$4,484,0001,647
Securities gains (losses)$3,343,000170
Applicable income taxes$2,429,0001,045
Income before extraordinary items$5,398,000998
Extraordinary gains, net$032
Net income$5,398,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,227
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,091,3301,635
1997-12-31 (YTD Data)Rank
Total interest income$34,419,000995
Total interest expense$17,209,000948
Net interest income$17,210,0001,027
Provision for loan and lease losses$90,0005,371
Total noninterest income$2,035,0001,738
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,169,0001,076
Trading account gains and fees$0239
Additional Noninterest Income$866,0001,924
Total noninterest expense$13,799,000992
Salaries and employee benefits$7,063,000939
Premises and equipment expense$2,326,000863
Additional noninterest expense$4,410,0001,060
Pre-tax net operating income$5,356,0001,450
Securities gains (losses)$1,661,000214
Applicable income taxes$2,759,000999
Income before extraordinary items$4,258,0001,283
Extraordinary gains, net$044
Net income$4,258,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,853
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,194,9601,640
1996-12-31 (YTD Data)Rank
Total interest income$32,335,0001,065
Total interest expense$16,569,0001,008
Net interest income$15,766,0001,145
Provision for loan and lease losses$263,0002,859
Total noninterest income$2,014,0001,826
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,014,0001,323
Trading account gains and fees$0262
Additional Noninterest Income$1,000,0001,821
Total noninterest expense$12,536,0001,165
Salaries and employee benefits$6,321,0001,056
Premises and equipment expense$1,625,0001,265
Additional noninterest expense$4,590,0001,216
Pre-tax net operating income$4,981,0001,441
Securities gains (losses)$652,000352
Applicable income taxes$2,011,0001,226
Income before extraordinary items$3,622,0001,367
Extraordinary gains, net$053
Net income$3,622,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,00011,217
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,204,7201,517
1995-12-31 (YTD Data)Rank
Total interest income$29,848,0001,164
Total interest expense$15,703,0001,080
Net interest income$14,145,0001,274
Provision for loan and lease losses$450,0001,710
Total noninterest income$1,906,0001,919
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$834,0001,620
Trading account gains and fees$0522
Additional Noninterest Income$1,072,0001,720
Total noninterest expense$12,162,0001,204
Salaries and employee benefits$5,852,0001,150
Premises and equipment expense$1,513,0001,359
Additional noninterest expense$4,797,0001,159
Pre-tax net operating income$3,439,0002,133
Securities gains (losses)$639,000293
Applicable income taxes$-76,00011,683
Income before extraordinary items$4,154,0001,274
Extraordinary gains, net$065
Net income$4,154,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,390
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,515,0001,441
1994-12-31 (YTD Data)Rank
Total interest income$25,559,0001,226
Total interest expense$12,643,0001,045
Net interest income$12,916,0001,384
Provision for loan and lease losses$860,0001,029
Total noninterest income$1,845,0001,939
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$735,0001,829
Trading account gains and fees$0475
Additional Noninterest Income$1,110,0001,720
Total noninterest expense$11,930,0001,243
Salaries and employee benefits$4,954,0001,367
Premises and equipment expense$1,258,0001,648
Additional noninterest expense$5,718,0001,050
Pre-tax net operating income$1,971,0003,472
Securities gains (losses)$-241,00012,020
Applicable income taxes$-480,00012,483
Income before extraordinary items$2,210,0002,213
Extraordinary gains, net$0249
Net income$2,210,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,806,000597
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,451,0002,004
1993-12-31 (YTD Data)Rank
Total interest income$25,510,0001,247
Total interest expense$13,225,0001,025
Net interest income$12,285,0001,475
Provision for loan and lease losses$2,246,000747
Total noninterest income$1,809,0002,099
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$608,0002,264
Trading account gains and fees$0532
Additional Noninterest Income$1,201,0001,809
Total noninterest expense$13,371,0001,170
Salaries and employee benefits$4,575,0001,481
Premises and equipment expense$2,082,0001,042
Additional noninterest expense$6,714,0001,008
Pre-tax net operating income$-1,523,00013,038
Securities gains (losses)$1,835,000339
Applicable income taxes$-161,00013,012
Income before extraordinary items$473,0007,764
Extraordinary gains, net$135,0001,327
Net income$608,0006,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,420,000897
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-1,362,00013,012
1992-12-31 (YTD Data)Rank
Total interest income$29,822,0001,232
Total interest expense$16,857,0001,074
Net interest income$12,965,0001,429
Provision for loan and lease losses$2,293,0001,042
Total noninterest income$1,556,0002,325
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$659,0002,065
Trading account gains and fees$0504
Additional Noninterest Income$897,0002,152
Total noninterest expense$12,692,0001,248
Salaries and employee benefits$4,421,0001,498
Premises and equipment expense$1,693,0001,300
Additional noninterest expense$6,578,0001,059
Pre-tax net operating income$-464,00013,273
Securities gains (losses)$809,000761
Applicable income taxes$13,00012,284
Income before extraordinary items$332,0008,906
Extraordinary gains, net$01,422
Net income$332,0009,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,413,000577
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-444,64013,247

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.