Home > Chelsea Bank > Income and Expense
Chelsea Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 5,731 |
| Total interest expense | $234,000 | 5,311 |
| Net interest income | $1,648,000 | 5,745 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $566,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $200,000 | 3,909 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,738 |
| Total noninterest expense | $2,549,000 | 4,853 |
| Salaries and employee benefits | $1,579,000 | 4,510 |
| Premises and equipment expense | $157,000 | 5,633 |
| Additional noninterest expense | $813,000 | 4,885 |
| Pre-tax net operating income | $-335,000 | 6,264 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-161,000 | 6,295 |
| Income before extraordinary items | $-174,000 | 6,218 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-174,000 | 6,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-174,000 | 6,219 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-174,000 | 6,216 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 5,758 |
| Total interest expense | $182,000 | 5,335 |
| Net interest income | $1,273,000 | 5,766 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $434,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $147,000 | 3,981 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $287,000 | 3,699 |
| Total noninterest expense | $1,624,000 | 5,169 |
| Salaries and employee benefits | $997,000 | 4,911 |
| Premises and equipment expense | $121,000 | 5,658 |
| Additional noninterest expense | $506,000 | 5,251 |
| Pre-tax net operating income | $83,000 | 5,932 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $13,000 | 4,124 |
| Income before extraordinary items | $70,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,970 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $70,000 | 5,972 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $70,000 | 5,952 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 5,852 |
| Total interest expense | $121,000 | 5,396 |
| Net interest income | $806,000 | 5,863 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $259,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $95,000 | 4,029 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $164,000 | 3,934 |
| Total noninterest expense | $1,064,000 | 5,233 |
| Salaries and employee benefits | $664,000 | 4,952 |
| Premises and equipment expense | $82,000 | 5,691 |
| Additional noninterest expense | $318,000 | 5,368 |
| Pre-tax net operating income | $1,000 | 6,171 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-15,000 | 6,393 |
| Income before extraordinary items | $16,000 | 6,155 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $16,000 | 6,156 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $16,000 | 6,157 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $16,000 | 6,129 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 5,950 |
| Total interest expense | $61,000 | 5,457 |
| Net interest income | $387,000 | 5,977 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $89,000 | 3,740 |
| Total noninterest expense | $543,000 | 5,269 |
| Salaries and employee benefits | $348,000 | 4,920 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $155,000 | 5,454 |
| Pre-tax net operating income | $-24,000 | 6,303 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-14,000 | 6,476 |
| Income before extraordinary items | $-10,000 | 6,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 6,268 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-10,000 | 6,269 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-10,000 | 6,256 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,943 |
| Total interest expense | $277,000 | 5,522 |
| Net interest income | $1,611,000 | 5,966 |
| Provision for loan and lease losses | $4,000 | 5,027 |
| Total noninterest income | $750,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $182,000 | 4,246 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $568,000 | 3,189 |
| Total noninterest expense | $2,121,000 | 5,363 |
| Salaries and employee benefits | $1,338,000 | 5,040 |
| Premises and equipment expense | $158,000 | 5,862 |
| Additional noninterest expense | $625,000 | 5,517 |
| Pre-tax net operating income | $236,000 | 5,635 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $75,000 | 3,571 |
| Income before extraordinary items | $161,000 | 5,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 5,820 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $161,000 | 5,820 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $161,000 | 5,759 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,997 |
| Total interest expense | $210,000 | 5,609 |
| Net interest income | $1,214,000 | 6,015 |
| Provision for loan and lease losses | $4,000 | 4,866 |
| Total noninterest income | $573,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $469,000 | 3,110 |
| Total noninterest expense | $1,588,000 | 5,395 |
| Salaries and employee benefits | $1,012,000 | 5,048 |
| Premises and equipment expense | $121,000 | 5,883 |
| Additional noninterest expense | $455,000 | 5,576 |
| Pre-tax net operating income | $195,000 | 5,693 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $63,000 | 3,596 |
| Income before extraordinary items | $132,000 | 5,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $132,000 | 5,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $132,000 | 5,888 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $132,000 | 5,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,027 |
| Total interest expense | $141,000 | 5,656 |
| Net interest income | $819,000 | 6,023 |
| Provision for loan and lease losses | $4,000 | 4,691 |
| Total noninterest income | $433,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,961 |
| Total noninterest expense | $1,068,000 | 5,409 |
| Salaries and employee benefits | $685,000 | 5,027 |
| Premises and equipment expense | $76,000 | 5,979 |
| Additional noninterest expense | $307,000 | 5,574 |
| Pre-tax net operating income | $180,000 | 5,424 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $62,000 | 3,372 |
| Income before extraordinary items | $118,000 | 5,733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 5,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $118,000 | 5,735 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $118,000 | 5,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 6,130 |
| Total interest expense | $71,000 | 5,729 |
| Net interest income | $388,000 | 6,141 |
| Provision for loan and lease losses | $4,000 | 4,247 |
| Total noninterest income | $228,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,922 |
| Total noninterest expense | $543,000 | 5,411 |
| Salaries and employee benefits | $354,000 | 4,982 |
| Premises and equipment expense | $32,000 | 6,203 |
| Additional noninterest expense | $157,000 | 5,611 |
| Pre-tax net operating income | $69,000 | 5,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $22,000 | 3,542 |
| Income before extraordinary items | $47,000 | 5,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $47,000 | 5,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $47,000 | 5,896 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $47,000 | 5,813 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 6,146 |
| Total interest expense | $357,000 | 5,731 |
| Net interest income | $1,633,000 | 6,173 |
| Provision for loan and lease losses | $48,000 | 5,229 |
| Total noninterest income | $1,133,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $153,000 | 4,747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $980,000 | 2,396 |
| Total noninterest expense | $2,221,000 | 5,434 |
| Salaries and employee benefits | $1,369,000 | 5,077 |
| Premises and equipment expense | $151,000 | 6,109 |
| Additional noninterest expense | $701,000 | 5,533 |
| Pre-tax net operating income | $497,000 | 4,925 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $187,000 | 3,060 |
| Income before extraordinary items | $310,000 | 5,440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,437 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $310,000 | 5,438 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $310,000 | 5,249 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 6,260 |
| Total interest expense | $276,000 | 5,820 |
| Net interest income | $1,209,000 | 6,283 |
| Provision for loan and lease losses | $36,000 | 5,153 |
| Total noninterest income | $680,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $569,000 | 2,758 |
| Total noninterest expense | $1,575,000 | 5,605 |
| Salaries and employee benefits | $995,000 | 5,186 |
| Premises and equipment expense | $114,000 | 6,175 |
| Additional noninterest expense | $466,000 | 5,812 |
| Pre-tax net operating income | $278,000 | 5,383 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $101,000 | 3,366 |
| Income before extraordinary items | $177,000 | 5,818 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $177,000 | 5,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 5,817 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $177,000 | 5,646 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 6,293 |
| Total interest expense | $186,000 | 5,902 |
| Net interest income | $817,000 | 6,311 |
| Provision for loan and lease losses | $24,000 | 5,055 |
| Total noninterest income | $404,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 2,933 |
| Total noninterest expense | $998,000 | 5,741 |
| Salaries and employee benefits | $638,000 | 5,308 |
| Premises and equipment expense | $77,000 | 6,188 |
| Additional noninterest expense | $283,000 | 6,005 |
| Pre-tax net operating income | $199,000 | 5,311 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $73,000 | 3,299 |
| Income before extraordinary items | $126,000 | 5,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $126,000 | 5,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $126,000 | 5,779 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $126,000 | 5,601 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 6,362 |
| Total interest expense | $95,000 | 5,962 |
| Net interest income | $400,000 | 6,387 |
| Provision for loan and lease losses | $13,000 | 4,765 |
| Total noninterest income | $192,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 3,001 |
| Total noninterest expense | $531,000 | 5,653 |
| Salaries and employee benefits | $335,000 | 5,227 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $158,000 | 5,842 |
| Pre-tax net operating income | $48,000 | 5,957 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 6,352 |
| Total interest expense | $439,000 | 6,074 |
| Net interest income | $1,686,000 | 6,364 |
| Provision for loan and lease losses | $69,000 | 5,648 |
| Total noninterest income | $584,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $142,000 | 4,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $442,000 | 3,299 |
| Total noninterest expense | $2,044,000 | 5,779 |
| Salaries and employee benefits | $1,236,000 | 5,457 |
| Premises and equipment expense | $157,000 | 6,364 |
| Additional noninterest expense | $651,000 | 5,831 |
| Pre-tax net operating income | $157,000 | 5,595 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $46,000 | 3,796 |
| Income before extraordinary items | $111,000 | 5,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 5,831 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $111,000 | 5,831 |
| Net charge-offs | $84,000 | 5,114 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $111,000 | 5,716 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 6,436 |
| Total interest expense | $334,000 | 6,149 |
| Net interest income | $1,238,000 | 6,444 |
| Provision for loan and lease losses | $52,000 | 5,499 |
| Total noninterest income | $388,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $282,000 | 3,549 |
| Total noninterest expense | $1,501,000 | 5,841 |
| Salaries and employee benefits | $918,000 | 5,485 |
| Premises and equipment expense | $118,000 | 6,403 |
| Additional noninterest expense | $465,000 | 5,972 |
| Pre-tax net operating income | $73,000 | 5,914 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $57,000 | 6,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 6,063 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $57,000 | 6,063 |
| Net charge-offs | $29,000 | 5,343 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $57,000 | 5,950 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 6,482 |
| Total interest expense | $227,000 | 6,229 |
| Net interest income | $830,000 | 6,476 |
| Provision for loan and lease losses | $28,000 | 5,552 |
| Total noninterest income | $236,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 3,801 |
| Total noninterest expense | $1,000,000 | 5,904 |
| Salaries and employee benefits | $616,000 | 5,524 |
| Premises and equipment expense | $74,000 | 6,523 |
| Additional noninterest expense | $310,000 | 6,057 |
| Pre-tax net operating income | $38,000 | 6,000 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $32,000 | 6,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,130 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $32,000 | 6,131 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $32,000 | 6,044 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 6,486 |
| Total interest expense | $118,000 | 6,260 |
| Net interest income | $424,000 | 6,472 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $112,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $507,000 | 5,915 |
| Salaries and employee benefits | $313,000 | 5,517 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $156,000 | 6,066 |
| Pre-tax net operating income | $14,000 | 6,170 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $13,000 | 6,214 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,000 | 6,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,000 | 6,214 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $13,000 | 6,177 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 6,558 |
| Total interest expense | $495,000 | 6,535 |
| Net interest income | $1,748,000 | 6,467 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $601,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $465,000 | 3,296 |
| Total noninterest expense | $1,953,000 | 6,053 |
| Salaries and employee benefits | $1,195,000 | 5,685 |
| Premises and equipment expense | $145,000 | 6,670 |
| Additional noninterest expense | $613,000 | 6,173 |
| Pre-tax net operating income | $246,000 | 5,062 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $82,000 | 3,376 |
| Income before extraordinary items | $164,000 | 5,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $164,000 | 5,401 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $164,000 | 5,403 |
| Net charge-offs | $17,000 | 6,430 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $164,000 | 5,268 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 6,649 |
| Total interest expense | $372,000 | 6,666 |
| Net interest income | $1,325,000 | 6,549 |
| Provision for loan and lease losses | $110,000 | 5,592 |
| Total noninterest income | $433,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $100,000 | 5,178 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $333,000 | 3,381 |
| Total noninterest expense | $1,470,000 | 6,101 |
| Salaries and employee benefits | $899,000 | 5,716 |
| Premises and equipment expense | $111,000 | 6,722 |
| Additional noninterest expense | $460,000 | 6,219 |
| Pre-tax net operating income | $178,000 | 5,342 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $59,000 | 3,478 |
| Income before extraordinary items | $119,000 | 5,652 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $119,000 | 5,653 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $119,000 | 5,653 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $119,000 | 5,496 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 6,730 |
| Total interest expense | $247,000 | 6,765 |
| Net interest income | $862,000 | 6,626 |
| Provision for loan and lease losses | $72,000 | 5,475 |
| Total noninterest income | $219,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 3,921 |
| Total noninterest expense | $966,000 | 6,165 |
| Salaries and employee benefits | $593,000 | 5,765 |
| Premises and equipment expense | $72,000 | 6,805 |
| Additional noninterest expense | $301,000 | 6,278 |
| Pre-tax net operating income | $43,000 | 5,855 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $35,000 | 6,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $35,000 | 6,006 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $35,000 | 6,005 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $35,000 | 5,901 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 6,810 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $432,000 | 6,678 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $483,000 | 6,238 |
| Salaries and employee benefits | $293,000 | 5,876 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $154,000 | 6,294 |
| Pre-tax net operating income | $41,000 | 5,766 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 6,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $29,000 | 5,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 6,843 |
| Total interest expense | $714,000 | 6,654 |
| Net interest income | $1,576,000 | 6,807 |
| Provision for loan and lease losses | $177,000 | 5,920 |
| Total noninterest income | $720,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $167,000 | 4,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $553,000 | 3,034 |
| Total noninterest expense | $1,994,000 | 6,228 |
| Salaries and employee benefits | $1,213,000 | 5,819 |
| Premises and equipment expense | $149,000 | 6,950 |
| Additional noninterest expense | $632,000 | 6,349 |
| Pre-tax net operating income | $125,000 | 5,014 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $33,000 | 3,470 |
| Income before extraordinary items | $92,000 | 5,189 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $92,000 | 5,189 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $92,000 | 5,189 |
| Net charge-offs | $218,000 | 4,889 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $92,000 | 5,126 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 6,948 |
| Total interest expense | $571,000 | 6,686 |
| Net interest income | $1,133,000 | 6,935 |
| Provision for loan and lease losses | $82,000 | 6,202 |
| Total noninterest income | $554,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $427,000 | 3,070 |
| Total noninterest expense | $1,508,000 | 6,236 |
| Salaries and employee benefits | $901,000 | 5,865 |
| Premises and equipment expense | $113,000 | 6,983 |
| Additional noninterest expense | $494,000 | 6,272 |
| Pre-tax net operating income | $97,000 | 5,302 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $71,000 | 5,458 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $71,000 | 5,458 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $71,000 | 5,458 |
| Net charge-offs | $120,000 | 4,886 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $71,000 | 5,402 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 6,968 |
| Total interest expense | $394,000 | 6,744 |
| Net interest income | $770,000 | 6,924 |
| Provision for loan and lease losses | $52,000 | 6,039 |
| Total noninterest income | $424,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $334,000 | 2,816 |
| Total noninterest expense | $1,024,000 | 6,244 |
| Salaries and employee benefits | $603,000 | 5,909 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $350,000 | 6,156 |
| Pre-tax net operating income | $118,000 | 5,102 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $39,000 | 3,325 |
| Income before extraordinary items | $79,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 5,358 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $79,000 | 5,358 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $79,000 | 5,278 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 6,950 |
| Total interest expense | $201,000 | 6,801 |
| Net interest income | $403,000 | 6,853 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $162,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $117,000 | 3,405 |
| Total noninterest expense | $502,000 | 6,265 |
| Salaries and employee benefits | $297,000 | 5,998 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $172,000 | 5,975 |
| Pre-tax net operating income | $43,000 | 5,729 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $30,000 | 5,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $30,000 | 6,001 |
| Net charge-offs | $84,000 | 3,056 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $30,000 | 5,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 6,971 |
| Total interest expense | $955,000 | 6,862 |
| Net interest income | $1,553,000 | 6,941 |
| Provision for loan and lease losses | $69,000 | 6,349 |
| Total noninterest income | $441,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $1,960,000 | 6,282 |
| Salaries and employee benefits | $1,186,000 | 6,023 |
| Premises and equipment expense | $143,000 | 7,200 |
| Additional noninterest expense | $631,000 | 6,104 |
| Pre-tax net operating income | $-35,000 | 6,389 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-33,000 | 6,915 |
| Income before extraordinary items | $-2,000 | 6,241 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,000 | 6,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,128 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,000 | 6,375 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,020 |
| Total interest expense | $750,000 | 6,886 |
| Net interest income | $1,150,000 | 7,014 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $323,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 4,450 |
| Total noninterest expense | $1,374,000 | 6,447 |
| Salaries and employee benefits | $874,000 | 6,067 |
| Premises and equipment expense | $107,000 | 7,267 |
| Additional noninterest expense | $393,000 | 6,503 |
| Pre-tax net operating income | $77,000 | 6,489 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $58,000 | 6,371 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $58,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $58,000 | 6,535 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 7,031 |
| Total interest expense | $538,000 | 6,896 |
| Net interest income | $765,000 | 7,045 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $209,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $128,000 | 4,591 |
| Total noninterest expense | $928,000 | 6,453 |
| Salaries and employee benefits | $586,000 | 6,117 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $271,000 | 6,445 |
| Pre-tax net operating income | $46,000 | 6,696 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $35,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 6,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $35,000 | 6,726 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 7,000 |
| Total interest expense | $293,000 | 6,880 |
| Net interest income | $398,000 | 7,018 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $110,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $463,000 | 6,498 |
| Salaries and employee benefits | $292,000 | 6,170 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $136,000 | 6,426 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $31,000 | 6,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,000 | 6,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 6,979 |
| Total interest expense | $979,000 | 7,201 |
| Net interest income | $1,824,000 | 6,722 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $471,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $168,000 | 5,227 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $303,000 | 4,222 |
| Total noninterest expense | $1,745,000 | 6,551 |
| Salaries and employee benefits | $1,050,000 | 6,322 |
| Premises and equipment expense | $138,000 | 7,359 |
| Additional noninterest expense | $557,000 | 6,327 |
| Pre-tax net operating income | $535,000 | 5,874 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $201,000 | 3,841 |
| Income before extraordinary items | $334,000 | 6,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $334,000 | 6,286 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 7,015 |
| Total interest expense | $722,000 | 7,258 |
| Net interest income | $1,392,000 | 6,725 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $353,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 5,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $231,000 | 4,218 |
| Total noninterest expense | $1,282,000 | 6,605 |
| Salaries and employee benefits | $769,000 | 6,366 |
| Premises and equipment expense | $98,000 | 7,418 |
| Additional noninterest expense | $415,000 | 6,297 |
| Pre-tax net operating income | $448,000 | 5,969 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $170,000 | 3,905 |
| Income before extraordinary items | $278,000 | 6,430 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $278,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $278,000 | 6,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 6,993 |
| Total interest expense | $478,000 | 7,294 |
| Net interest income | $974,000 | 6,651 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $225,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $150,000 | 4,307 |
| Total noninterest expense | $865,000 | 6,622 |
| Salaries and employee benefits | $517,000 | 6,402 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $284,000 | 6,256 |
| Pre-tax net operating income | $319,000 | 5,920 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $122,000 | 3,901 |
| Income before extraordinary items | $197,000 | 6,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $197,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $197,000 | 6,381 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,008 |
| Total interest expense | $239,000 | 7,317 |
| Net interest income | $489,000 | 6,661 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $118,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $447,000 | 6,568 |
| Salaries and employee benefits | $264,000 | 6,413 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $145,000 | 6,112 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $55,000 | 4,013 |
| Income before extraordinary items | $90,000 | 6,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $90,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $90,000 | 6,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 7,100 |
| Total interest expense | $873,000 | 7,177 |
| Net interest income | $1,679,000 | 6,960 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $382,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $133,000 | 5,736 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 4,657 |
| Total noninterest expense | $1,673,000 | 6,618 |
| Salaries and employee benefits | $1,014,000 | 6,380 |
| Premises and equipment expense | $142,000 | 7,347 |
| Additional noninterest expense | $517,000 | 6,464 |
| Pre-tax net operating income | $388,000 | 6,823 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $143,000 | 4,655 |
| Income before extraordinary items | $245,000 | 7,112 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $245,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $245,000 | 7,100 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 7,168 |
| Total interest expense | $639,000 | 7,218 |
| Net interest income | $1,246,000 | 7,060 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $263,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $100,000 | 5,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $1,228,000 | 6,687 |
| Salaries and employee benefits | $737,000 | 6,447 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $388,000 | 6,467 |
| Pre-tax net operating income | $281,000 | 7,092 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $103,000 | 4,896 |
| Income before extraordinary items | $178,000 | 7,328 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $178,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $178,000 | 7,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,214 |
| Total interest expense | $408,000 | 7,244 |
| Net interest income | $825,000 | 7,127 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 4,696 |
| Total noninterest expense | $830,000 | 6,680 |
| Salaries and employee benefits | $507,000 | 6,402 |
| Premises and equipment expense | $71,000 | 7,393 |
| Additional noninterest expense | $252,000 | 6,549 |
| Pre-tax net operating income | $187,000 | 7,161 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $118,000 | 7,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $118,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $118,000 | 7,401 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,237 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $420,000 | 7,106 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $432,000 | 6,585 |
| Salaries and employee benefits | $273,000 | 6,208 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $75,000 | 7,374 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $48,000 | 7,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $48,000 | 7,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 7,288 |
| Total interest expense | $574,000 | 7,394 |
| Net interest income | $1,607,000 | 7,151 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $357,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $262,000 | 4,628 |
| Total noninterest expense | $1,596,000 | 6,729 |
| Salaries and employee benefits | $926,000 | 6,558 |
| Premises and equipment expense | $151,000 | 7,260 |
| Additional noninterest expense | $519,000 | 6,470 |
| Pre-tax net operating income | $368,000 | 7,168 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $131,000 | 5,132 |
| Income before extraordinary items | $188,000 | 7,641 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $188,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $219,360 | 7,476 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 7,312 |
| Total interest expense | $402,000 | 7,461 |
| Net interest income | $1,215,000 | 7,169 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $231,000 | 4,276 |
| Total noninterest expense | $1,209,000 | 6,701 |
| Salaries and employee benefits | $700,000 | 6,542 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $394,000 | 6,405 |
| Pre-tax net operating income | $304,000 | 7,185 |
| Securities gains (losses) | $-49,000 | 8,474 |
| Applicable income taxes | $109,000 | 5,151 |
| Income before extraordinary items | $146,000 | 7,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $177,360 | 7,538 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 7,340 |
| Total interest expense | $260,000 | 7,443 |
| Net interest income | $797,000 | 7,200 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $785,000 | 6,779 |
| Salaries and employee benefits | $459,000 | 6,593 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $250,000 | 6,537 |
| Pre-tax net operating income | $204,000 | 7,202 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $73,000 | 5,173 |
| Income before extraordinary items | $131,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $131,000 | 7,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 7,384 |
| Total interest expense | $126,000 | 7,478 |
| Net interest income | $401,000 | 7,237 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $86,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $387,000 | 6,856 |
| Salaries and employee benefits | $221,000 | 6,741 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $100,000 | 7,219 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $65,000 | 7,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $65,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $65,000 | 7,484 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 7,398 |
| Total interest expense | $452,000 | 7,487 |
| Net interest income | $1,530,000 | 7,273 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $308,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $48,000 | 7,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,547 |
| Total noninterest expense | $1,441,000 | 6,993 |
| Salaries and employee benefits | $818,000 | 6,864 |
| Premises and equipment expense | $136,000 | 7,491 |
| Additional noninterest expense | $487,000 | 6,625 |
| Pre-tax net operating income | $397,000 | 7,094 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $161,000 | 5,009 |
| Income before extraordinary items | $236,000 | 7,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $236,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $236,000 | 7,429 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 7,449 |
| Total interest expense | $328,000 | 7,560 |
| Net interest income | $1,138,000 | 7,313 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $225,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $34,000 | 7,408 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 4,599 |
| Total noninterest expense | $1,060,000 | 7,013 |
| Salaries and employee benefits | $606,000 | 6,874 |
| Premises and equipment expense | $104,000 | 7,455 |
| Additional noninterest expense | $350,000 | 6,724 |
| Pre-tax net operating income | $303,000 | 7,191 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $123,000 | 5,104 |
| Income before extraordinary items | $180,000 | 7,596 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $180,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $180,000 | 7,540 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,523 |
| Total interest expense | $215,000 | 7,655 |
| Net interest income | $745,000 | 7,390 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $166,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 4,389 |
| Total noninterest expense | $709,000 | 7,051 |
| Salaries and employee benefits | $413,000 | 6,864 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $202,000 | 7,173 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $82,000 | 5,085 |
| Income before extraordinary items | $120,000 | 7,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $120,000 | 7,521 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,655 |
| Total interest expense | $104,000 | 7,777 |
| Net interest income | $359,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $358,000 | 7,058 |
| Salaries and employee benefits | $218,000 | 6,747 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $107,000 | 6,978 |
| Pre-tax net operating income | $60,000 | 7,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 7,634 |
| Total interest expense | $544,000 | 7,600 |
| Net interest income | $1,375,000 | 7,535 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $431,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $35,000 | 7,652 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $396,000 | 3,994 |
| Total noninterest expense | $1,352,000 | 7,165 |
| Salaries and employee benefits | $763,000 | 7,059 |
| Premises and equipment expense | $132,000 | 7,638 |
| Additional noninterest expense | $457,000 | 6,807 |
| Pre-tax net operating income | $454,000 | 6,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $186,000 | 5,023 |
| Income before extraordinary items | $268,000 | 7,433 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $268,000 | 7,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $268,000 | 7,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,720 |
| Total interest expense | $427,000 | 7,655 |
| Net interest income | $1,019,000 | 7,622 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $362,000 | 5,571 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $27,000 | 7,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,852 |
| Total noninterest expense | $1,017,000 | 7,163 |
| Salaries and employee benefits | $563,000 | 7,072 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $364,000 | 6,879 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $149,000 | 5,100 |
| Income before extraordinary items | $215,000 | 7,492 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $215,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $215,000 | 7,335 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 7,648 |
| Total interest expense | $298,000 | 7,675 |
| Net interest income | $717,000 | 7,531 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $243,000 | 3,677 |
| Total noninterest expense | $689,000 | 7,144 |
| Salaries and employee benefits | $376,000 | 7,107 |
| Premises and equipment expense | $65,000 | 7,693 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $290,000 | 6,556 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $119,000 | 4,879 |
| Income before extraordinary items | $171,000 | 7,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $171,000 | 7,065 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,696 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $360,000 | 7,540 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $339,000 | 7,204 |
| Salaries and employee benefits | $183,000 | 7,188 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $134,000 | 6,697 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $55,000 | 4,964 |
| Income before extraordinary items | $79,000 | 7,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,000 | 7,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 7,690 |
| Total interest expense | $711,000 | 7,786 |
| Net interest income | $1,436,000 | 7,539 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $438,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $402,000 | 3,689 |
| Total noninterest expense | $1,241,000 | 7,388 |
| Salaries and employee benefits | $697,000 | 7,277 |
| Premises and equipment expense | $115,000 | 7,948 |
| Additional noninterest expense | $429,000 | 6,941 |
| Pre-tax net operating income | $621,000 | 6,353 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $256,000 | 4,722 |
| Income before extraordinary items | $365,000 | 7,008 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $365,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $365,000 | 6,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 8,081 |
| Total interest expense | $878,000 | 8,265 |
| Net interest income | $1,259,000 | 7,759 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $1,191,000 | 7,482 |
| Salaries and employee benefits | $633,000 | 7,516 |
| Premises and equipment expense | $113,000 | 8,103 |
| Additional noninterest expense | $445,000 | 6,823 |
| Pre-tax net operating income | $338,000 | 7,243 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $132,000 | 5,641 |
| Income before extraordinary items | $206,000 | 7,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $206,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $206,000 | 7,567 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 8,271 |
| Total interest expense | $895,000 | 8,447 |
| Net interest income | $1,251,000 | 7,959 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $141,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,040 |
| Total noninterest expense | $1,077,000 | 7,806 |
| Salaries and employee benefits | $585,000 | 7,772 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $315,000 | 7,844 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $129,000 | 6,182 |
| Income before extraordinary items | $186,000 | 8,158 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $186,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,545 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $186,000 | 8,162 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 8,385 |
| Total interest expense | $828,000 | 8,621 |
| Net interest income | $1,273,000 | 8,046 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $209,000 | 7,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,076 |
| Total noninterest expense | $1,058,000 | 7,957 |
| Salaries and employee benefits | $562,000 | 7,962 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $343,000 | 7,763 |
| Pre-tax net operating income | $424,000 | 7,475 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $175,000 | 5,972 |
| Income before extraordinary items | $249,000 | 7,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $249,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $249,000 | 7,914 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 8,577 |
| Total interest expense | $842,000 | 8,828 |
| Net interest income | $1,245,000 | 8,224 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $54,000 | 9,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $1,133,000 | 7,726 |
| Salaries and employee benefits | $608,000 | 7,716 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $368,000 | 7,492 |
| Pre-tax net operating income | $166,000 | 9,088 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $68,000 | 8,027 |
| Income before extraordinary items | $98,000 | 9,358 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $98,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $98,000 | 9,289 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 8,963 |
| Total interest expense | $815,000 | 9,211 |
| Net interest income | $1,224,000 | 8,629 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $1,151,000 | 7,850 |
| Salaries and employee benefits | $575,000 | 8,084 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $430,000 | 7,098 |
| Pre-tax net operating income | $134,000 | 9,926 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $46,000 | 9,317 |
| Income before extraordinary items | $88,000 | 10,032 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $88,000 | 10,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $88,000 | 9,994 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 9,339 |
| Total interest expense | $875,000 | 9,397 |
| Net interest income | $1,150,000 | 9,154 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $87,000 | 10,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,267,000 | 7,766 |
| Salaries and employee benefits | $549,000 | 8,499 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $577,000 | 6,504 |
| Pre-tax net operating income | $-30,000 | 10,864 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-346,000 | 11,324 |
| Income before extraordinary items | $316,000 | 8,293 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $316,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,093 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $316,000 | 8,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 9,975 |
| Total interest expense | $794,000 | 9,970 |
| Net interest income | $1,053,000 | 9,769 |
| Provision for loan and lease losses | $29,000 | 7,212 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,006,000 | 8,932 |
| Salaries and employee benefits | $546,000 | 8,748 |
| Premises and equipment expense | $124,000 | 8,943 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $69,000 | 11,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $30,000 | 10,584 |
| Income before extraordinary items | $39,000 | 11,345 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $39,000 | 11,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $39,000 | 11,311 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 9,878 |
| Total interest expense | $695,000 | 10,120 |
| Net interest income | $1,262,000 | 9,584 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $65,000 | 11,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $968,000 | 9,484 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $350,000 | 9,349 |
| Pre-tax net operating income | $312,000 | 10,041 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $196,000 | 10,322 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $196,000 | 10,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $196,000 | 10,369 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 10,100 |
| Total interest expense | $743,000 | 10,346 |
| Net interest income | $1,295,000 | 9,747 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $1,255,000 | 8,676 |
| Salaries and employee benefits | $453,000 | 10,117 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $668,000 | 6,806 |
| Pre-tax net operating income | $109,000 | 11,801 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $79,000 | 12,022 |
| Extraordinary gains, net | $-74,000 | 12,841 |
| Net income | $5,000 | 12,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $79,000 | 11,838 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 10,293 |
| Total interest expense | $1,085,000 | 10,035 |
| Net interest income | $1,214,000 | 10,279 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,080,000 | 9,611 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $512,000 | 8,343 |
| Pre-tax net operating income | $73,000 | 12,254 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $0 | 12,887 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $0 | 12,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 2,230 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $0 | 12,664 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.