Home > Cheatham State Bank > Income and Expense
Cheatham State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,546,000 | 3,079 |
| Total interest expense | $4,962,000 | 3,001 |
| Net interest income | $5,584,000 | 3,133 |
| Provision for loan and lease losses | $232,000 | 3,133 |
| Total noninterest income | $1,543,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $595,000 | 2,207 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $948,000 | 1,806 |
| Total noninterest expense | $4,339,000 | 2,931 |
| Salaries and employee benefits | $2,281,000 | 2,903 |
| Premises and equipment expense | $619,000 | 3,056 |
| Additional noninterest expense | $1,439,000 | 2,837 |
| Pre-tax net operating income | $2,556,000 | 2,858 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $827,000 | 2,853 |
| Income before extraordinary items | $1,735,000 | 2,937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,735,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,955 |
| Cash dividends | $356,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,730,920 | 2,889 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,524 |
| Total interest expense | $4,109,000 | 3,617 |
| Net interest income | $5,129,000 | 3,461 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $1,080,000 | 2,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $560,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,841 |
| Total noninterest expense | $3,658,000 | 3,623 |
| Salaries and employee benefits | $1,915,000 | 3,470 |
| Premises and equipment expense | $523,000 | 3,645 |
| Additional noninterest expense | $1,220,000 | 3,728 |
| Pre-tax net operating income | $2,329,000 | 3,000 |
| Securities gains (losses) | $-101,000 | 11,208 |
| Applicable income taxes | $696,000 | 3,193 |
| Income before extraordinary items | $1,532,000 | 3,134 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,532,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $356,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,601,690 | 2,970 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,060,000 | 3,982 |
| Total interest expense | $3,634,000 | 4,019 |
| Net interest income | $4,426,000 | 3,964 |
| Provision for loan and lease losses | $172,000 | 3,375 |
| Total noninterest income | $895,000 | 3,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,444 |
| Total noninterest expense | $3,038,000 | 4,242 |
| Salaries and employee benefits | $1,525,000 | 4,220 |
| Premises and equipment expense | $384,000 | 4,698 |
| Additional noninterest expense | $1,129,000 | 3,944 |
| Pre-tax net operating income | $2,111,000 | 3,323 |
| Securities gains (losses) | $-229,000 | 11,700 |
| Applicable income taxes | $649,000 | 3,454 |
| Income before extraordinary items | $1,233,000 | 3,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,233,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $356,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,384,140 | 3,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 4,777 |
| Total interest expense | $2,530,000 | 4,600 |
| Net interest income | $3,590,000 | 4,835 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $846,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,851 |
| Total noninterest expense | $2,670,000 | 4,866 |
| Salaries and employee benefits | $1,370,000 | 4,657 |
| Premises and equipment expense | $303,000 | 5,674 |
| Additional noninterest expense | $997,000 | 4,722 |
| Pre-tax net operating income | $1,601,000 | 4,168 |
| Securities gains (losses) | $-34,000 | 10,758 |
| Applicable income taxes | $527,000 | 3,906 |
| Income before extraordinary items | $1,040,000 | 4,385 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,040,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $356,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,062,440 | 4,358 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 5,549 |
| Total interest expense | $2,099,000 | 5,607 |
| Net interest income | $3,138,000 | 5,462 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $863,000 | 3,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 4,049 |
| Total noninterest expense | $2,417,000 | 5,417 |
| Salaries and employee benefits | $1,145,000 | 5,448 |
| Premises and equipment expense | $267,000 | 6,383 |
| Additional noninterest expense | $1,005,000 | 4,900 |
| Pre-tax net operating income | $1,314,000 | 4,819 |
| Securities gains (losses) | $89,000 | 2,664 |
| Applicable income taxes | $475,000 | 4,368 |
| Income before extraordinary items | $928,000 | 4,979 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $928,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 3,065 |
| Cash dividends | $374,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $869,260 | 5,010 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 6,124 |
| Total interest expense | $2,437,000 | 6,111 |
| Net interest income | $2,827,000 | 6,013 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $717,000 | 4,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,830 |
| Total noninterest expense | $2,143,000 | 6,049 |
| Salaries and employee benefits | $1,036,000 | 5,839 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $859,000 | 5,736 |
| Pre-tax net operating income | $1,046,000 | 5,448 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $793,000 | 5,400 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $793,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 3,441 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,640 | 5,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.