Home > Chattahoochee National Bank > Income and Expense
Chattahoochee National Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 5,561 |
| Total interest expense | $868,000 | 5,188 |
| Net interest income | $2,124,000 | 5,593 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $338,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $320,000 | 3,617 |
| Total noninterest expense | $1,482,000 | 6,001 |
| Salaries and employee benefits | $952,000 | 5,480 |
| Premises and equipment expense | $153,000 | 6,680 |
| Additional noninterest expense | $377,000 | 6,487 |
| Pre-tax net operating income | $955,000 | 4,708 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $347,000 | 3,529 |
| Income before extraordinary items | $608,000 | 5,327 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $608,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $608,000 | 5,243 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,875 |
| Total interest expense | $215,000 | 7,655 |
| Net interest income | $583,000 | 7,873 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $65,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $5,000 | 7,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $304,000 | 8,550 |
| Salaries and employee benefits | $206,000 | 8,305 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $61,000 | 8,811 |
| Pre-tax net operating income | $345,000 | 6,219 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $124,000 | 4,561 |
| Income before extraordinary items | $221,000 | 6,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $221,000 | 6,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,427 |
| Total interest expense | $798,000 | 2,456 |
| Net interest income | $1,176,000 | 3,957 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $240,000 | 2,187 |
| Total noninterest expense | $1,040,000 | 3,645 |
| Salaries and employee benefits | $597,000 | 3,474 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $318,000 | 3,565 |
| Pre-tax net operating income | $324,000 | 4,642 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $110,000 | 3,630 |
| Income before extraordinary items | $214,000 | 5,165 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $214,000 | 5,039 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 3,796 |
| Total interest expense | $3,108,000 | 2,773 |
| Net interest income | $3,946,000 | 4,407 |
| Provision for loan and lease losses | $183,000 | 4,182 |
| Total noninterest income | $1,214,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $53,000 | 7,383 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,161,000 | 2,162 |
| Total noninterest expense | $4,057,000 | 3,673 |
| Salaries and employee benefits | $2,405,000 | 3,365 |
| Premises and equipment expense | $546,000 | 3,802 |
| Additional noninterest expense | $1,106,000 | 3,962 |
| Pre-tax net operating income | $920,000 | 5,375 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $59,000 | 6,164 |
| Income before extraordinary items | $861,000 | 5,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $861,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 471 |
| Net operating income | $861,000 | 4,890 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,954 |
| Total interest expense | $2,333,000 | 2,862 |
| Net interest income | $2,788,000 | 4,620 |
| Provision for loan and lease losses | $156,000 | 3,829 |
| Total noninterest income | $1,009,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $971,000 | 2,095 |
| Total noninterest expense | $3,013,000 | 3,696 |
| Salaries and employee benefits | $1,802,000 | 3,363 |
| Premises and equipment expense | $413,000 | 3,763 |
| Additional noninterest expense | $798,000 | 4,065 |
| Pre-tax net operating income | $628,000 | 5,764 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $606,000 | 5,365 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $606,000 | 5,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 355 |
| Net operating income | $606,000 | 5,185 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 4,101 |
| Total interest expense | $1,549,000 | 2,954 |
| Net interest income | $1,741,000 | 4,823 |
| Provision for loan and lease losses | $127,000 | 3,371 |
| Total noninterest income | $697,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $670,000 | 2,036 |
| Total noninterest expense | $1,993,000 | 3,704 |
| Salaries and employee benefits | $1,198,000 | 3,359 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $524,000 | 4,094 |
| Pre-tax net operating income | $318,000 | 6,382 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $296,000 | 6,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $296,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 389 |
| Net operating income | $296,000 | 5,927 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 4,109 |
| Total interest expense | $788,000 | 2,982 |
| Net interest income | $871,000 | 4,798 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $333,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $320,000 | 2,019 |
| Total noninterest expense | $963,000 | 3,783 |
| Salaries and employee benefits | $583,000 | 3,443 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $161,000 | 6,323 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 4,317 |
| Total interest expense | $3,470,000 | 3,135 |
| Net interest income | $2,996,000 | 5,286 |
| Provision for loan and lease losses | $570,000 | 2,158 |
| Total noninterest income | $878,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $814,000 | 2,473 |
| Total noninterest expense | $3,376,000 | 4,082 |
| Salaries and employee benefits | $1,888,000 | 3,940 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $955,000 | 4,330 |
| Pre-tax net operating income | $-72,000 | 8,733 |
| Securities gains (losses) | $234,000 | 1,069 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $162,000 | 8,030 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $162,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 2,087 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-72,000 | 8,752 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,921,000 | 4,470 |
| Total interest expense | $4,212,000 | 3,647 |
| Net interest income | $2,709,000 | 5,439 |
| Provision for loan and lease losses | $350,000 | 2,901 |
| Total noninterest income | $602,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $539,000 | 3,001 |
| Total noninterest expense | $2,972,000 | 4,361 |
| Salaries and employee benefits | $1,682,000 | 4,135 |
| Premises and equipment expense | $487,000 | 3,968 |
| Additional noninterest expense | $803,000 | 4,767 |
| Pre-tax net operating income | $-11,000 | 8,755 |
| Securities gains (losses) | $216,000 | 1,135 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $205,000 | 7,694 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $205,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,657 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-11,000 | 8,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 6,004 |
| Total interest expense | $2,130,000 | 6,088 |
| Net interest income | $2,488,000 | 5,819 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $315,000 | 6,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,111 |
| Total noninterest expense | $2,502,000 | 4,851 |
| Salaries and employee benefits | $1,373,000 | 4,691 |
| Premises and equipment expense | $452,000 | 4,118 |
| Additional noninterest expense | $677,000 | 5,312 |
| Pre-tax net operating income | $121,000 | 8,723 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $121,000 | 8,573 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $121,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $121,000 | 8,572 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 7,826 |
| Total interest expense | $946,000 | 8,324 |
| Net interest income | $1,631,000 | 7,326 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $308,000 | 6,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $1,736,000 | 6,219 |
| Salaries and employee benefits | $987,000 | 5,948 |
| Premises and equipment expense | $250,000 | 6,047 |
| Additional noninterest expense | $499,000 | 6,525 |
| Pre-tax net operating income | $20,000 | 9,335 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $18,000 | 9,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,000 | 9,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $20,000 | 9,339 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 10,145 |
| Total interest expense | $195,000 | 10,193 |
| Net interest income | $424,000 | 10,049 |
| Provision for loan and lease losses | $222,000 | 3,296 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $857,000 | 8,578 |
| Salaries and employee benefits | $432,000 | 8,762 |
| Premises and equipment expense | $194,000 | 6,806 |
| Additional noninterest expense | $231,000 | 8,786 |
| Pre-tax net operating income | $-608,000 | 10,234 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-608,000 | 10,275 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-608,000 | 10,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $9,600,000 | 107 |
| Net operating income | $-608,000 | 10,248 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.