Home > Chatham Savings, FSB > Income and Expense
Chatham Savings, FSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 5,494 |
| Total interest expense | $2,151,000 | 5,733 |
| Net interest income | $2,955,000 | 5,217 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $211,000 | 7,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $211,000 | 4,819 |
| Total noninterest expense | $2,318,000 | 5,131 |
| Salaries and employee benefits | $1,221,000 | 5,102 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $666,000 | 5,436 |
| Pre-tax net operating income | $693,000 | 6,340 |
| Securities gains (losses) | $262,000 | 482 |
| Applicable income taxes | $388,000 | 4,249 |
| Income before extraordinary items | $567,000 | 6,056 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $567,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $399,320 | 6,969 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,615 |
| Total interest expense | $2,405,000 | 5,514 |
| Net interest income | $2,694,000 | 5,558 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $409,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $409,000 | 3,387 |
| Total noninterest expense | $2,356,000 | 4,965 |
| Salaries and employee benefits | $1,247,000 | 4,921 |
| Premises and equipment expense | $445,000 | 4,054 |
| Additional noninterest expense | $664,000 | 5,370 |
| Pre-tax net operating income | $691,000 | 6,523 |
| Securities gains (losses) | $482,000 | 567 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $715,000 | 5,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $715,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,847 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $406,520 | 7,083 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 5,985 |
| Total interest expense | $2,495,000 | 5,421 |
| Net interest income | $2,269,000 | 6,412 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $343,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $343,000 | 3,627 |
| Total noninterest expense | $2,087,000 | 5,487 |
| Salaries and employee benefits | $1,039,000 | 5,721 |
| Premises and equipment expense | $539,000 | 3,463 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $480,000 | 8,032 |
| Securities gains (losses) | $210,000 | 684 |
| Applicable income taxes | $286,000 | 5,856 |
| Income before extraordinary items | $404,000 | 7,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $404,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $269,600 | 8,567 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 6,073 |
| Total interest expense | $2,626,000 | 5,320 |
| Net interest income | $2,221,000 | 6,724 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,105,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $318,000 | 135 |
| Additional Noninterest Income | $787,000 | 2,130 |
| Total noninterest expense | $3,365,000 | 3,923 |
| Salaries and employee benefits | $1,617,000 | 4,021 |
| Premises and equipment expense | $345,000 | 5,056 |
| Additional noninterest expense | $1,403,000 | 3,301 |
| Pre-tax net operating income | $-99,000 | 10,956 |
| Securities gains (losses) | $509,000 | 414 |
| Applicable income taxes | $260,000 | 6,310 |
| Income before extraordinary items | $150,000 | 9,792 |
| Extraordinary gains, net | $114,000 | 25 |
| Net income | $264,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-175,760 | 11,046 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,893 |
| Total interest expense | $2,981,000 | 4,787 |
| Net interest income | $2,130,000 | 7,022 |
| Provision for loan and lease losses | $108,000 | 4,448 |
| Total noninterest income | $1,207,000 | 2,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,207,000 | 1,594 |
| Total noninterest expense | $2,319,000 | 5,313 |
| Salaries and employee benefits | $1,219,000 | 5,151 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $910,000 | 6,371 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $352,000 | 5,417 |
| Income before extraordinary items | $558,000 | 6,857 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $558,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $558,000 | 6,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 6,534 |
| Total interest expense | $1,792,000 | 6,095 |
| Net interest income | $2,350,000 | 6,753 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $609,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $609,000 | 2,556 |
| Total noninterest expense | $1,966,000 | 6,292 |
| Salaries and employee benefits | $923,000 | 6,498 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $754,000 | 5,974 |
| Pre-tax net operating income | $843,000 | 6,658 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $512,000 | 7,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $512,000 | 7,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $512,000 | 7,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 7,075 |
| Total interest expense | $1,756,000 | 6,464 |
| Net interest income | $2,079,000 | 7,458 |
| Provision for loan and lease losses | $142,000 | 4,798 |
| Total noninterest income | $1,494,000 | 2,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,494,000 | 1,559 |
| Total noninterest expense | $2,480,000 | 5,320 |
| Salaries and employee benefits | $1,108,000 | 5,609 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $1,118,000 | 4,469 |
| Pre-tax net operating income | $951,000 | 6,106 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $238,000 | 6,981 |
| Income before extraordinary items | $821,000 | 5,460 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $821,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $736,760 | 5,642 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 7,802 |
| Total interest expense | $2,147,000 | 6,765 |
| Net interest income | $1,632,000 | 8,871 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $1,010,000 | 3,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,010,000 | 1,986 |
| Total noninterest expense | $1,658,000 | 7,375 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $803,000 | 6,056 |
| Pre-tax net operating income | $850,000 | 6,334 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $728,000 | 5,757 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $728,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $728,000 | 5,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.