Home > CharterBank > Net charge- offs to loans
CharterBank, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1257% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0989% | 5,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.2808% | 4,866 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1141% | 5,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2219% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2662% | 4,963 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5355% | 5,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5355% | 5,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1190% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1276% | 5,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.1716% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2144% | 5,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4902% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 4,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1048% | 4,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1048% | 4,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0707% | 5,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0711% | 4,728 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,703 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 4,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8126% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1409% | 2,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0918% | 5,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0356% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0745% | 4,780 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0436% | 5,152 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 4,459 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8991% | 5,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1967% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1967% | 2,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0881% | 5,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,967 |
| Percentage Net Loans Charged-off:Construction & development | -0.0711% | 4,820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0672% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9239% | 5,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0495% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0495% | 2,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 5,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1491% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7878% | 5,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0350% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2036% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1223% | 5,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.1035% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1747% | 5,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0708% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0417% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0841% | 5,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4543% | 5,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1359% | 5,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1359% | 5,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1441% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.1080% | 4,967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 5,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 5,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0706% | 5,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7564% | 5,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0789% | 5,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0789% | 5,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 5,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0902% | 5,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0749% | 5,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1274% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0955% | 5,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7174% | 5,738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0910% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0910% | 5,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0881% | 5,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.1803% | 5,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1072% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 5,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3616% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0903% | 5,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7144% | 5,792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1672% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1672% | 5,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 5,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0721% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2569% | 5,829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9217% | 5,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9217% | 5,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0434% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1605% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2720% | 5,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3880% | 6,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3880% | 6,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0871% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 5,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2748% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4349% | 5,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5462% | 6,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5462% | 6,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.1791% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3309% | 5,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4240% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4240% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1332% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 5,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4802% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 2,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2765% | 6,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1899% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1899% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0255% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3125% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3991% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7349% | 6,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0247% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0247% | 3,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2995% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4776% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2425% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5831% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2099% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7301% | 6,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0373% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2433% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0602% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1587% | 6,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2881% | 5,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2881% | 5,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9885% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9052% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.6655% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3209% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4549% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3191% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9714% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1233% | 3,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3301% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2349% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.9390% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8837% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4360% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1935% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2008% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5453% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0859% | 3,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0859% | 3,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4486% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3379% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 1.2177% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0228% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3640% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8511% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1533% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8347% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0901% | 2,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4145% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2782% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.4085% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3256% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7306% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3400% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3798% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.3094% | 1,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2515% | 2,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7908% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0520% | 1,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9135% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8002% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5405% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5405% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4761% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.2753% | 1,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3547% | 1,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0136% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 1,465 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1744% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0402% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2711% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1829% | 3,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6944% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8156% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5120% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1994% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1994% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3640% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2636% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1718% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3820% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7949% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0940% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0940% | 5,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2217% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.1288% | 2,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2957% | 2,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 1,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1787% | 3,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1074% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8218% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 4,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.1157% | 2,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 2,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9917% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 4,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 1,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5357% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5491% | 7,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5103% | 7,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.1719% | 2,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0833% | 7,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9755% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 7,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 1,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0666% | 7,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7168% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0137% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9160% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 2,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2675% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.7199% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3613% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2727% | 7,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3287% | 7,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5223% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4952% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4266% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7732% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6773% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 2.5385% | 1,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 3,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5076% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 1,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6099% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9996% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8651% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9712% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8464% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 3.2331% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 7,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6162% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 1,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7428% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3478% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8649% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9491% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9792% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 4.7195% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2690% | 7,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5213% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 1,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6258% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8117% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1555% | 6,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1435% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1555% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 7.5324% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0738% | 7,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2790% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3343% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1774% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0498% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7281% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7451% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.5968% | 2,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6316% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3566% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4183% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3683% | 4,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4327% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9178% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9257% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 1.9503% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8241% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4183% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4883% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6123% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8877% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8736% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8672% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 2.3780% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5911% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6791% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9946% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8900% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1972% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2358% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 3.3591% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1281% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2092% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7109% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6962% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 1.8929% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3910% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2745% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3056% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7364% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8346% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7729% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7511% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 2.3537% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1651% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3260% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3624% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0048% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7260% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2657% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.4679% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2044% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2105% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7224% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6388% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2606% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.2038% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2060% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3427% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1417% | 7,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.4621% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2715% | 7,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6224% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.2243% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3034% | 7,742 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2193% | 7,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.3843% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8225% | 7,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2155% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.7796% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0625% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 6,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2846% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0772% | 7,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2103% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2535% | 6,115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1827% | 7,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2206% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.1085% | 7,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2774% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3420% | 6,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2470% | 7,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1922% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.1499% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4080% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2510% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2892% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 6,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 8,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.1463% | 7,753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 8,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5040% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6478% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7319% | 8,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2694% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2947% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6094% | 8,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7711% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4206% | 8,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1736% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7246% | 8,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3454% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2714% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6064% | 8,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 8,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.2115% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2172% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 2,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3944% | 8,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7206% | 8,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4679% | 1,535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 8,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.2845% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1788% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4435% | 8,146 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0907% | 8,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4998% | 1,401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.4308% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2791% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1006% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5755% | 8,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5615% | 1,262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.8911% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0105% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1085% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7487% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3951% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7921% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0384% | 8,377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4518% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1825% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5374% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4818% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 4,893 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1824% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3260% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1130% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4508% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1026% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4950% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2812% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0537% | 4,894 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8404% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2996% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1724% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3447% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1667% | 9,184 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2780% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 4,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1848% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2654% | 9,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3814% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9748% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0761% | 8,991 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5726% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7494% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.3120% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2377% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4182% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4141% | 65 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9364% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1623% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1549% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 2.5505% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1944% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8580% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0038% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6966% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1431% | 10,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1934% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 1.0771% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -9.3582% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0452% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5047% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9154% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0883% | 1,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5877% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7200% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5237% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 5,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1854% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0471% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2134% | 11,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4827% | 12,964 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7757% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |