Home > CHARTER WEST NATIONAL BANK > Assets and Liabilities
CHARTER WEST NATIONAL BANK, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $26,003,000 | 8,864 |
| Cash and due from depository institutions | $861,000 | 9,289 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,301,000 | 7,282 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,041 |
| Net loans & leases | $11,651,000 | 9,122 |
| Loan loss allowance | $157,000 | 8,893 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $294,000 | 8,616 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $781,000 | 1,630 |
| All other assets | $365,000 | 8,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,003,000 | 8,864 |
| Total liabilities | $23,326,000 | 8,810 |
| Total deposits | $23,162,000 | 8,694 |
| Interest-bearing deposits | $19,108,000 | 8,743 |
| Deposits held in domestic offices | $23,162,000 | 8,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $164,000 | 8,559 |
| Total equity capital | $2,677,000 | 8,948 |
| Total bank equity capital | $2,677,000 | 8,948 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $2,319,000 | 5,078 |
| Undivided profits | $158,000 | 8,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,276 |
| Income earned, not collected on loans | $244,000 | 7,184 |
| Earning assets | $23,702,000 | 8,834 |
| Long-term assets (5+ years) | $1,873,000 | 7,742 |
| Average Assets, year-to-date | $22,983,400 | 8,991 |
| Average Assets, quarterly | $24,283,000 | 8,966 |
| Volatile liabilities | $4,796,000 | 7,455 |
| Insider loans | $523,000 | 5,273 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,984,000 | 6,676 |
| Tier 1 (core) risk-based capital | $1,940,000 | 9,579 |
| Tier 2 risk-based capital | $157,000 | 8,699 |
| Total risk weighted assets | $14,449,300 | 8,954 |
| Total unused commitments | $2,984,000 | 6,682 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $20,776,000 | 9,469 |
| Cash and due from depository institutions | $1,562,000 | 9,249 |
| Interest-bearing balances | $198,000 | 4,347 |
| Securities | $6,539,000 | 8,193 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,471 |
| Net loans & leases | $9,742,000 | 9,511 |
| Loan loss allowance | $152,000 | 9,088 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $58,000 | 10,111 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $575,000 | 7,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,776,000 | 9,469 |
| Total liabilities | $18,256,000 | 9,441 |
| Total deposits | $18,038,000 | 9,378 |
| Interest-bearing deposits | $15,284,000 | 9,351 |
| Deposits held in domestic offices | $18,038,000 | 9,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $218,000 | 8,402 |
| Total equity capital | $2,520,000 | 9,228 |
| Total bank equity capital | $2,520,000 | 9,228 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $2,120,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $279,000 | 6,837 |
| Earning assets | $18,779,000 | 9,459 |
| Long-term assets (5+ years) | $1,772,000 | 7,886 |
| Average Assets, year-to-date | $20,985,400 | 9,329 |
| Average Assets, quarterly | $20,858,500 | 9,411 |
| Volatile liabilities | $2,270,000 | 8,795 |
| Insider loans | $883,000 | 3,854 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,130,000 | 7,338 |
| Tier 1 (core) risk-based capital | $2,502,000 | 9,178 |
| Tier 2 risk-based capital | $150,090 | 8,871 |
| Total risk weighted assets | $12,005,590 | 9,396 |
| Total unused commitments | $2,130,000 | 7,350 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $19,579,000 | 9,896 |
| Cash and due from depository institutions | $837,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,458,000 | 8,641 |
| Federal funds sold & reverse repurchase agreements | $1,975,000 | 5,019 |
| Net loans & leases | $9,738,000 | 9,904 |
| Loan loss allowance | $149,000 | 9,461 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $81,000 | 10,341 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $490,000 | 8,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,579,000 | 9,896 |
| Total liabilities | $17,159,000 | 9,884 |
| Total deposits | $16,947,000 | 9,815 |
| Interest-bearing deposits | $14,684,000 | 9,738 |
| Deposits held in domestic offices | $16,947,000 | 9,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $212,000 | 8,830 |
| Total equity capital | $2,420,000 | 9,582 |
| Total bank equity capital | $2,420,000 | 9,582 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $2,020,000 | 7,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $196,000 | 8,324 |
| Earning assets | $18,171,000 | 9,842 |
| Long-term assets (5+ years) | $1,604,000 | 7,984 |
| Average Assets, year-to-date | $21,088,200 | 9,651 |
| Average Assets, quarterly | $19,544,500 | 9,857 |
| Volatile liabilities | $2,345,000 | 8,988 |
| Insider loans | $1,099,000 | 3,320 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,605,000 | 7,913 |
| Tier 1 (core) risk-based capital | $2,406,000 | 9,533 |
| Tier 2 risk-based capital | $146,450 | 9,197 |
| Total risk weighted assets | $11,713,350 | 9,738 |
| Total unused commitments | $1,605,000 | 7,923 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 7 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $23,359,000 | 9,926 |
| Cash and due from depository institutions | $1,026,000 | 10,651 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,802,000 | 9,061 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,297 |
| Net loans & leases | $11,217,000 | 10,028 |
| Loan loss allowance | $140,000 | 10,004 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $92,000 | 10,716 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $472,000 | 8,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,359,000 | 9,926 |
| Total liabilities | $20,850,000 | 9,903 |
| Total deposits | $20,650,000 | 9,819 |
| Interest-bearing deposits | $18,281,000 | 9,674 |
| Deposits held in domestic offices | $20,650,000 | 9,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $200,000 | 9,260 |
| Total equity capital | $2,509,000 | 9,780 |
| Total bank equity capital | $2,509,000 | 9,780 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $2,109,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $212,000 | 8,253 |
| Earning assets | $21,769,000 | 9,852 |
| Long-term assets (5+ years) | $1,323,000 | 8,440 |
| Average Assets, year-to-date | $21,492,600 | 10,022 |
| Average Assets, quarterly | $21,223,000 | 10,126 |
| Volatile liabilities | $2,032,000 | 9,448 |
| Insider loans | $787,000 | 4,265 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,570,000 | 7,999 |
| Tier 1 (core) risk-based capital | $2,497,000 | 9,746 |
| Tier 2 risk-based capital | $140,000 | 9,637 |
| Total risk weighted assets | $13,142,400 | 9,877 |
| Total unused commitments | $1,570,000 | 8,009 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 7 | 11,136 |
| Assets and Liabilities | ||
| Total Assets: | $20,129,000 | 10,663 |
| Cash and due from depository institutions | $916,000 | 11,136 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,886,000 | 9,039 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,938 |
| Net loans & leases | $8,992,000 | 10,810 |
| Loan loss allowance | $136,000 | 10,461 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $104,000 | 11,025 |
| Other real estate owned | $0 | 11,136 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $481,000 | 9,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,129,000 | 10,663 |
| Total liabilities | $17,729,000 | 10,690 |
| Total deposits | $17,545,000 | 10,616 |
| Interest-bearing deposits | $14,491,000 | 10,644 |
| Deposits held in domestic offices | $17,545,000 | 10,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $184,000 | 9,932 |
| Total equity capital | $2,400,000 | 10,205 |
| Total bank equity capital | $2,400,000 | 10,205 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $2,000,000 | 7,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 9,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $200,000 | 8,777 |
| Earning assets | $18,628,000 | 10,606 |
| Long-term assets (5+ years) | $2,166,000 | 7,735 |
| Average Assets, year-to-date | $19,194,000 | 10,703 |
| Average Assets, quarterly | $19,674,500 | 10,705 |
| Volatile liabilities | $1,268,000 | 10,499 |
| Insider loans | $105,000 | 9,087 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,306,000 | 7,055 |
| Tier 1 (core) risk-based capital | $2,387,000 | 10,151 |
| Tier 2 risk-based capital | $132,820 | 10,088 |
| Total risk weighted assets | $10,622,220 | 10,678 |
| Total unused commitments | $2,306,000 | 7,070 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $19,312,000 | 11,215 |
| Cash and due from depository institutions | $770,000 | 11,707 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,848,000 | 9,591 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $8,791,000 | 11,302 |
| Loan loss allowance | $135,000 | 10,960 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $109,000 | 11,528 |
| Other real estate owned | $0 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $494,000 | 9,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,312,000 | 11,215 |
| Total liabilities | $17,169,000 | 11,222 |
| Total deposits | $17,026,000 | 11,114 |
| Interest-bearing deposits | $14,384,000 | 11,100 |
| Deposits held in domestic offices | $17,026,000 | 11,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $143,000 | 10,151 |
| Total equity capital | $2,143,000 | 10,716 |
| Total bank equity capital | $2,143,000 | 10,716 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $1,743,000 | 7,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 10,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $151,000 | 9,641 |
| Earning assets | $17,939,000 | 11,128 |
| Long-term assets (5+ years) | $1,880,000 | 8,402 |
| Average Assets, year-to-date | $19,452,600 | 11,140 |
| Average Assets, quarterly | $20,105,000 | 11,069 |
| Volatile liabilities | $1,211,000 | 10,772 |
| Insider loans | $74,000 | 9,860 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,680,000 | 7,945 |
| Tier 1 (core) risk-based capital | $2,253,000 | 10,636 |
| Tier 2 risk-based capital | $133,090 | 10,479 |
| Total risk weighted assets | $10,645,190 | 11,083 |
| Total unused commitments | $1,680,000 | 7,954 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $18,644,000 | 11,823 |
| Cash and due from depository institutions | $715,000 | 12,281 |
| Interest-bearing balances | $190,000 | 5,822 |
| Securities | $8,682,000 | 9,598 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 8,684 |
| Net loans & leases | $8,040,000 | 11,920 |
| Loan loss allowance | $149,000 | 11,204 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $124,000 | 11,934 |
| Other real estate owned | $0 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $433,000 | 9,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,644,000 | 11,823 |
| Total liabilities | $16,350,000 | 11,898 |
| Total deposits | $16,205,000 | 11,810 |
| Interest-bearing deposits | $13,158,000 | 11,904 |
| Deposits held in domestic offices | $16,205,000 | 11,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $145,000 | 10,501 |
| Total equity capital | $2,294,000 | 10,868 |
| Total bank equity capital | $2,294,000 | 10,868 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $1,894,000 | 7,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 10,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $180,000 | 8,652 |
| Earning assets | $17,562,000 | 11,688 |
| Long-term assets (5+ years) | $1,551,000 | 9,236 |
| Average Assets, year-to-date | $18,654,800 | 11,748 |
| Average Assets, quarterly | $18,430,500 | 11,824 |
| Volatile liabilities | $1,226,000 | 10,939 |
| Insider loans | $88,000 | 9,945 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,724,000 | 7,939 |
| Tier 1 (core) risk-based capital | $2,294,000 | 10,824 |
| Tier 2 risk-based capital | $121,640 | 11,109 |
| Total risk weighted assets | $9,703,740 | 11,750 |
| Total unused commitments | $1,724,000 | 7,964 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $19,319,000 | 12,153 |
| Cash and due from depository institutions | $703,000 | 12,845 |
| Interest-bearing balances | $190,000 | 6,384 |
| Securities | $7,386,000 | 10,330 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 7,447 |
| Net loans & leases | $8,975,000 | 12,019 |
| Loan loss allowance | $152,000 | 11,470 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $276,000 | 10,760 |
| Other real estate owned | $0 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $454,000 | 10,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,319,000 | 12,153 |
| Total liabilities | $17,172,000 | 12,181 |
| Total deposits | $16,964,000 | 12,110 |
| Interest-bearing deposits | $14,669,000 | 12,056 |
| Deposits held in domestic offices | $16,964,000 | 12,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $208,000 | 9,852 |
| Total equity capital | $2,147,000 | 11,205 |
| Total bank equity capital | $2,147,000 | 11,205 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $1,747,000 | 7,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $207,000 | 8,508 |
| Earning assets | $18,076,000 | 12,018 |
| Long-term assets (5+ years) | $2,326,000 | 8,603 |
| Average Assets, year-to-date | $18,796,600 | 12,138 |
| Average Assets, quarterly | $19,222,000 | 12,114 |
| Volatile liabilities | $1,164,000 | 11,459 |
| Insider loans | $96,000 | 5,815 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,334,000 | 8,443 |
| Tier 1 (core) risk-based capital | $2,147,000 | 11,160 |
| Tier 2 risk-based capital | $128,030 | 11,236 |
| Total risk weighted assets | $10,218,330 | 12,017 |
| Total unused commitments | $1,334,000 | 8,470 |
| Derivatives | $0 | 651 |