Home > Charter Private Bank > Income and Expense
Charter Private Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 2,062 |
| Total interest expense | $594,000 | 2,662 |
| Net interest income | $2,887,000 | 1,909 |
| Provision for loan and lease losses | $-500,000 | 7,546 |
| Total noninterest income | $619,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $578,000 | 1,213 |
| Total noninterest expense | $3,376,000 | 1,467 |
| Salaries and employee benefits | $2,250,000 | 1,127 |
| Premises and equipment expense | $416,000 | 1,543 |
| Additional noninterest expense | $710,000 | 2,339 |
| Pre-tax net operating income | $630,000 | 2,135 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $165,000 | 1,700 |
| Income before extraordinary items | $464,000 | 2,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $464,000 | 2,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $464,000 | 2,392 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 253 |
| Net operating income | $464,740 | 2,346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,206,000 | 2,119 |
| Total interest expense | $2,654,000 | 2,850 |
| Net interest income | $11,552,000 | 1,895 |
| Provision for loan and lease losses | $-2,110,000 | 7,648 |
| Total noninterest income | $-5,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 4,291 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-219,000 | 7,291 |
| Total noninterest expense | $14,906,000 | 1,344 |
| Salaries and employee benefits | $9,114,000 | 1,082 |
| Premises and equipment expense | $1,452,000 | 1,764 |
| Additional noninterest expense | $4,340,000 | 1,661 |
| Pre-tax net operating income | $-1,249,000 | 6,576 |
| Securities gains (losses) | $1,417,000 | 360 |
| Applicable income taxes | $-123,000 | 6,865 |
| Income before extraordinary items | $291,000 | 4,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $291,000 | 4,976 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $291,000 | 4,976 |
| Net charge-offs | $389,000 | 3,964 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $502,000 | 467 |
| Net operating income | $-1,126,000 | 6,603 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,570,000 | 2,188 |
| Total interest expense | $2,033,000 | 2,915 |
| Net interest income | $8,537,000 | 1,945 |
| Provision for loan and lease losses | $-2,000,000 | 7,753 |
| Total noninterest income | $1,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $166,000 | 4,300 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-165,000 | 7,439 |
| Total noninterest expense | $11,140,000 | 1,341 |
| Salaries and employee benefits | $6,761,000 | 1,090 |
| Premises and equipment expense | $1,019,000 | 1,909 |
| Additional noninterest expense | $3,360,000 | 1,582 |
| Pre-tax net operating income | $-602,000 | 6,602 |
| Securities gains (losses) | $1,392,000 | 311 |
| Applicable income taxes | $158,000 | 2,752 |
| Income before extraordinary items | $632,000 | 3,687 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $632,000 | 3,686 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $632,000 | 3,687 |
| Net charge-offs | $580,000 | 2,874 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 516 |
| Net operating income | $-481,600 | 6,595 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 2,171 |
| Total interest expense | $1,396,000 | 2,947 |
| Net interest income | $5,775,000 | 1,929 |
| Provision for loan and lease losses | $-1,250,000 | 7,819 |
| Total noninterest income | $2,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-67,000 | 7,486 |
| Total noninterest expense | $7,068,000 | 1,410 |
| Salaries and employee benefits | $4,136,000 | 1,189 |
| Premises and equipment expense | $569,000 | 2,268 |
| Additional noninterest expense | $2,363,000 | 1,501 |
| Pre-tax net operating income | $-41,000 | 6,166 |
| Securities gains (losses) | $724,000 | 340 |
| Applicable income taxes | $141,000 | 2,467 |
| Income before extraordinary items | $542,000 | 3,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $542,000 | 3,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $542,000 | 3,268 |
| Net charge-offs | $533,000 | 2,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-280,000 | 7,803 |
| Net operating income | $-29,960 | 6,169 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 2,038 |
| Total interest expense | $778,000 | 2,822 |
| Net interest income | $3,148,000 | 1,800 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $84,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $3,236,000 | 1,553 |
| Salaries and employee benefits | $1,920,000 | 1,302 |
| Premises and equipment expense | $272,000 | 2,398 |
| Additional noninterest expense | $1,044,000 | 1,682 |
| Pre-tax net operating income | $-4,000 | 6,292 |
| Securities gains (losses) | $243,000 | 454 |
| Applicable income taxes | $84,000 | 2,292 |
| Income before extraordinary items | $155,000 | 4,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $155,000 | 4,338 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $155,000 | 4,336 |
| Net charge-offs | $825,000 | 1,175 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 316 |
| Net operating income | $-2,950 | 6,314 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,138,000 | 1,972 |
| Total interest expense | $7,520,000 | 1,561 |
| Net interest income | $9,618,000 | 2,270 |
| Provision for loan and lease losses | $12,140,000 | 739 |
| Total noninterest income | $-920,000 | 7,917 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $201,000 | 4,655 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,121,000 | 7,885 |
| Total noninterest expense | $16,839,000 | 1,235 |
| Salaries and employee benefits | $7,668,000 | 1,287 |
| Premises and equipment expense | $1,119,000 | 2,349 |
| Additional noninterest expense | $8,052,000 | 976 |
| Pre-tax net operating income | $-20,281,000 | 7,719 |
| Securities gains (losses) | $3,319,000 | 187 |
| Applicable income taxes | $-6,181,000 | 7,808 |
| Income before extraordinary items | $-10,781,000 | 7,584 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,781,000 | 7,582 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,781,000 | 7,583 |
| Net charge-offs | $16,707,000 | 466 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 776 |
| Net operating income | $-12,905,160 | 7,634 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 1,916 |
| Total interest expense | $6,367,000 | 1,480 |
| Net interest income | $7,131,000 | 2,297 |
| Provision for loan and lease losses | $8,890,000 | 686 |
| Total noninterest income | $123,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $152,000 | 4,656 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-29,000 | 7,723 |
| Total noninterest expense | $12,262,000 | 1,256 |
| Salaries and employee benefits | $5,345,000 | 1,435 |
| Premises and equipment expense | $835,000 | 2,384 |
| Additional noninterest expense | $6,082,000 | 925 |
| Pre-tax net operating income | $-13,898,000 | 7,812 |
| Securities gains (losses) | $2,977,000 | 160 |
| Applicable income taxes | $-3,822,000 | 7,858 |
| Income before extraordinary items | $-7,099,000 | 7,692 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,099,000 | 7,691 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,099,000 | 7,691 |
| Net charge-offs | $10,894,000 | 477 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 579 |
| Net operating income | $-9,034,050 | 7,759 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,500,000 | 1,862 |
| Total interest expense | $4,156,000 | 1,574 |
| Net interest income | $5,344,000 | 2,050 |
| Provision for loan and lease losses | $7,140,000 | 583 |
| Total noninterest income | $144,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $106,000 | 4,546 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $38,000 | 6,148 |
| Total noninterest expense | $8,350,000 | 1,246 |
| Salaries and employee benefits | $3,353,000 | 1,536 |
| Premises and equipment expense | $555,000 | 2,417 |
| Additional noninterest expense | $4,442,000 | 861 |
| Pre-tax net operating income | $-10,002,000 | 7,918 |
| Securities gains (losses) | $1,991,000 | 172 |
| Applicable income taxes | $-2,804,000 | 7,959 |
| Income before extraordinary items | $-5,207,000 | 7,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,207,000 | 7,811 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,207,000 | 7,811 |
| Net charge-offs | $6,889,000 | 479 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 484 |
| Net operating income | $-6,501,150 | 7,871 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 1,907 |
| Total interest expense | $1,930,000 | 1,753 |
| Net interest income | $2,751,000 | 1,989 |
| Provision for loan and lease losses | $5,990,000 | 359 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-24,000 | 8,046 |
| Total noninterest expense | $3,390,000 | 1,476 |
| Salaries and employee benefits | $1,499,000 | 1,730 |
| Premises and equipment expense | $272,000 | 2,499 |
| Additional noninterest expense | $1,619,000 | 1,046 |
| Pre-tax net operating income | $-6,597,000 | 8,071 |
| Securities gains (losses) | $2,012,000 | 114 |
| Applicable income taxes | $-1,605,000 | 8,062 |
| Income before extraordinary items | $-2,980,000 | 7,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,980,000 | 7,976 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,980,000 | 7,976 |
| Net charge-offs | $5,926,000 | 284 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 376 |
| Net operating income | $-4,287,800 | 8,034 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,723,000 | 1,696 |
| Total interest expense | $8,191,000 | 1,922 |
| Net interest income | $14,532,000 | 1,542 |
| Provision for loan and lease losses | $13,606,000 | 480 |
| Total noninterest income | $-1,933,000 | 8,266 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 5,746 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,044,000 | 8,276 |
| Total noninterest expense | $65,348,000 | 332 |
| Salaries and employee benefits | $6,618,000 | 1,564 |
| Premises and equipment expense | $861,000 | 2,992 |
| Additional noninterest expense | $57,869,000 | 202 |
| Pre-tax net operating income | $-66,355,000 | 8,217 |
| Securities gains (losses) | $1,836,000 | 136 |
| Applicable income taxes | $-5,274,000 | 8,115 |
| Income before extraordinary items | $-59,245,000 | 8,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-59,245,000 | 8,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,171,000 | 1,232 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 847 |
| Net operating income | $-60,934,120 | 8,209 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,224,000 | 1,723 |
| Total interest expense | $6,091,000 | 2,029 |
| Net interest income | $11,133,000 | 1,520 |
| Provision for loan and lease losses | $5,106,000 | 637 |
| Total noninterest income | $476,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $74,000 | 5,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $58,446,000 | 288 |
| Salaries and employee benefits | $4,930,000 | 1,589 |
| Premises and equipment expense | $648,000 | 2,999 |
| Additional noninterest expense | $52,868,000 | 162 |
| Pre-tax net operating income | $-51,943,000 | 8,330 |
| Securities gains (losses) | $774,000 | 212 |
| Applicable income taxes | $-358,000 | 7,798 |
| Income before extraordinary items | $-50,811,000 | 8,322 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-50,811,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,956 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 947 |
| Net operating income | $-51,577,260 | 8,328 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,292,000 | 1,775 |
| Total interest expense | $4,023,000 | 2,114 |
| Net interest income | $7,269,000 | 1,542 |
| Provision for loan and lease losses | $5,056,000 | 429 |
| Total noninterest income | $295,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $248,000 | 3,361 |
| Total noninterest expense | $5,492,000 | 1,755 |
| Salaries and employee benefits | $3,329,000 | 1,584 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $1,732,000 | 1,697 |
| Pre-tax net operating income | $-2,984,000 | 8,229 |
| Securities gains (losses) | $774,000 | 215 |
| Applicable income taxes | $-773,000 | 8,243 |
| Income before extraordinary items | $-1,437,000 | 8,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,437,000 | 8,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,314 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,380 |
| Net operating income | $-1,940,100 | 8,192 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 1,765 |
| Total interest expense | $2,210,000 | 2,070 |
| Net interest income | $3,610,000 | 1,542 |
| Provision for loan and lease losses | $470,000 | 1,037 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $2,695,000 | 1,775 |
| Salaries and employee benefits | $1,680,000 | 1,584 |
| Premises and equipment expense | $208,000 | 3,122 |
| Additional noninterest expense | $807,000 | 1,761 |
| Pre-tax net operating income | $608,000 | 2,675 |
| Securities gains (losses) | $774,000 | 172 |
| Applicable income taxes | $484,000 | 1,040 |
| Income before extraordinary items | $898,000 | 1,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $898,000 | 1,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-85,000 | 8,448 |
| Net operating income | $394,900 | 3,141 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,352,000 | 2,975 |
| Total interest expense | $5,336,000 | 3,308 |
| Net interest income | $8,016,000 | 2,725 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $289,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $38,000 | 6,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $5,445,000 | 3,213 |
| Salaries and employee benefits | $3,039,000 | 3,196 |
| Premises and equipment expense | $448,000 | 4,685 |
| Additional noninterest expense | $1,958,000 | 2,711 |
| Pre-tax net operating income | $2,690,000 | 2,660 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $844,000 | 2,070 |
| Income before extraordinary items | $1,846,000 | 3,000 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,846,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,846,000 | 2,995 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 4,026 |
| Total interest expense | $2,676,000 | 4,299 |
| Net interest income | $4,141,000 | 3,743 |
| Provision for loan and lease losses | $119,000 | 3,886 |
| Total noninterest income | $140,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,136 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $2,603,000 | 4,521 |
| Salaries and employee benefits | $1,467,000 | 4,442 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $902,000 | 4,002 |
| Pre-tax net operating income | $1,559,000 | 3,387 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $523,000 | 2,478 |
| Income before extraordinary items | $1,036,000 | 3,810 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,036,000 | 3,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,036,000 | 3,794 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,145,000 | 1,919 |
| Total interest expense | $4,733,000 | 2,035 |
| Net interest income | $6,412,000 | 1,787 |
| Provision for loan and lease losses | $145,000 | 2,710 |
| Total noninterest income | $289,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $256,000 | 3,302 |
| Total noninterest expense | $4,409,000 | 2,088 |
| Salaries and employee benefits | $2,680,000 | 1,909 |
| Premises and equipment expense | $442,000 | 2,856 |
| Additional noninterest expense | $1,287,000 | 2,082 |
| Pre-tax net operating income | $2,147,000 | 2,037 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $687,000 | 1,678 |
| Income before extraordinary items | $1,460,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,460,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,018 |
| Net operating income | $1,460,000 | 2,235 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 1,986 |
| Total interest expense | $2,253,000 | 2,102 |
| Net interest income | $3,105,000 | 1,853 |
| Provision for loan and lease losses | $69,000 | 2,611 |
| Total noninterest income | $147,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $131,000 | 3,257 |
| Total noninterest expense | $2,143,000 | 2,157 |
| Salaries and employee benefits | $1,253,000 | 2,055 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $666,000 | 1,984 |
| Pre-tax net operating income | $1,040,000 | 2,095 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $333,000 | 1,732 |
| Income before extraordinary items | $707,000 | 2,303 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 840 |
| Net operating income | $707,000 | 2,280 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,634,000 | 2,017 |
| Total interest expense | $7,541,000 | 2,151 |
| Net interest income | $12,093,000 | 1,917 |
| Provision for loan and lease losses | $146,000 | 4,104 |
| Total noninterest income | $614,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $43,000 | 6,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $571,000 | 3,109 |
| Total noninterest expense | $7,736,000 | 2,285 |
| Salaries and employee benefits | $4,490,000 | 2,181 |
| Premises and equipment expense | $965,000 | 2,559 |
| Additional noninterest expense | $2,281,000 | 2,280 |
| Pre-tax net operating income | $4,825,000 | 1,952 |
| Securities gains (losses) | $-90,000 | 8,166 |
| Applicable income taxes | $1,456,000 | 1,711 |
| Income before extraordinary items | $3,279,000 | 2,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,279,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 496 |
| Net operating income | $3,341,100 | 2,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 2,066 |
| Total interest expense | $5,329,000 | 2,199 |
| Net interest income | $8,934,000 | 1,969 |
| Provision for loan and lease losses | $136,000 | 3,555 |
| Total noninterest income | $471,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $36,000 | 7,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,076 |
| Total noninterest expense | $5,932,000 | 2,223 |
| Salaries and employee benefits | $3,408,000 | 2,158 |
| Premises and equipment expense | $730,000 | 2,542 |
| Additional noninterest expense | $1,794,000 | 2,176 |
| Pre-tax net operating income | $3,337,000 | 2,137 |
| Securities gains (losses) | $-90,000 | 8,371 |
| Applicable income taxes | $1,040,000 | 1,838 |
| Income before extraordinary items | $2,207,000 | 2,391 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,207,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $2,268,200 | 2,321 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 2,121 |
| Total interest expense | $3,305,000 | 2,248 |
| Net interest income | $5,763,000 | 2,031 |
| Provision for loan and lease losses | $56,000 | 4,329 |
| Total noninterest income | $318,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $4,049,000 | 2,186 |
| Salaries and employee benefits | $2,302,000 | 2,136 |
| Premises and equipment expense | $506,000 | 2,437 |
| Additional noninterest expense | $1,241,000 | 2,105 |
| Pre-tax net operating income | $1,976,000 | 2,329 |
| Securities gains (losses) | $-90,000 | 8,515 |
| Applicable income taxes | $604,000 | 2,048 |
| Income before extraordinary items | $1,282,000 | 2,640 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,282,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 325 |
| Net operating income | $1,343,200 | 2,528 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 2,200 |
| Total interest expense | $1,499,000 | 2,336 |
| Net interest income | $2,763,000 | 2,100 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $180,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,994,000 | 2,225 |
| Salaries and employee benefits | $1,139,000 | 2,165 |
| Premises and equipment expense | $250,000 | 2,467 |
| Additional noninterest expense | $605,000 | 2,138 |
| Pre-tax net operating income | $894,000 | 2,480 |
| Securities gains (losses) | $-90,000 | 8,644 |
| Applicable income taxes | $258,000 | 2,220 |
| Income before extraordinary items | $546,000 | 2,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $546,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $607,200 | 2,700 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,196,000 | 2,190 |
| Total interest expense | $4,882,000 | 2,245 |
| Net interest income | $10,314,000 | 2,151 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $535,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 3,552 |
| Total noninterest expense | $7,171,000 | 2,334 |
| Salaries and employee benefits | $4,168,000 | 2,200 |
| Premises and equipment expense | $999,000 | 2,362 |
| Additional noninterest expense | $2,004,000 | 2,489 |
| Pre-tax net operating income | $3,503,000 | 2,451 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $1,096,000 | 2,135 |
| Income before extraordinary items | $2,365,000 | 2,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,365,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 399 |
| Net operating income | $2,393,560 | 2,654 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,888,000 | 2,231 |
| Total interest expense | $3,409,000 | 2,282 |
| Net interest income | $7,479,000 | 2,198 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $403,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $336,000 | 3,594 |
| Total noninterest expense | $5,308,000 | 2,337 |
| Salaries and employee benefits | $3,109,000 | 2,189 |
| Premises and equipment expense | $754,000 | 2,342 |
| Additional noninterest expense | $1,445,000 | 2,548 |
| Pre-tax net operating income | $2,399,000 | 2,655 |
| Securities gains (losses) | $-42,000 | 8,415 |
| Applicable income taxes | $770,000 | 2,262 |
| Income before extraordinary items | $1,587,000 | 3,003 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,587,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 295 |
| Net operating income | $1,615,140 | 2,907 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 2,294 |
| Total interest expense | $2,092,000 | 2,344 |
| Net interest income | $4,798,000 | 2,259 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $279,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $224,000 | 3,569 |
| Total noninterest expense | $3,517,000 | 2,343 |
| Salaries and employee benefits | $2,095,000 | 2,158 |
| Premises and equipment expense | $506,000 | 2,306 |
| Additional noninterest expense | $916,000 | 2,653 |
| Pre-tax net operating income | $1,465,000 | 2,812 |
| Securities gains (losses) | $-42,000 | 8,550 |
| Applicable income taxes | $489,000 | 2,303 |
| Income before extraordinary items | $934,000 | 3,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $934,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 197 |
| Net operating income | $961,720 | 3,131 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 2,375 |
| Total interest expense | $944,000 | 2,448 |
| Net interest income | $2,302,000 | 2,330 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $131,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,720 |
| Total noninterest expense | $1,720,000 | 2,392 |
| Salaries and employee benefits | $1,068,000 | 2,136 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $396,000 | 3,041 |
| Pre-tax net operating income | $683,000 | 2,912 |
| Securities gains (losses) | $-42,000 | 8,759 |
| Applicable income taxes | $218,000 | 2,461 |
| Income before extraordinary items | $423,000 | 3,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $423,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 121 |
| Net operating income | $450,720 | 3,270 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,724,000 | 2,648 |
| Total interest expense | $2,377,000 | 3,174 |
| Net interest income | $8,347,000 | 2,454 |
| Provision for loan and lease losses | $52,000 | 5,880 |
| Total noninterest income | $634,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $476,000 | 3,404 |
| Total noninterest expense | $6,325,000 | 2,514 |
| Salaries and employee benefits | $3,625,000 | 2,399 |
| Premises and equipment expense | $970,000 | 2,355 |
| Additional noninterest expense | $1,730,000 | 2,762 |
| Pre-tax net operating income | $2,604,000 | 2,897 |
| Securities gains (losses) | $197,000 | 838 |
| Applicable income taxes | $887,000 | 2,367 |
| Income before extraordinary items | $1,914,000 | 3,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,914,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,780,040 | 3,148 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 2,716 |
| Total interest expense | $1,617,000 | 3,385 |
| Net interest income | $6,118,000 | 2,470 |
| Provision for loan and lease losses | $52,000 | 5,339 |
| Total noninterest income | $463,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $337,000 | 3,511 |
| Total noninterest expense | $4,765,000 | 2,485 |
| Salaries and employee benefits | $2,756,000 | 2,350 |
| Premises and equipment expense | $693,000 | 2,443 |
| Additional noninterest expense | $1,316,000 | 2,676 |
| Pre-tax net operating income | $1,764,000 | 3,191 |
| Securities gains (losses) | $138,000 | 980 |
| Applicable income taxes | $600,000 | 2,575 |
| Income before extraordinary items | $1,302,000 | 3,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,302,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,208,160 | 3,450 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 2,810 |
| Total interest expense | $997,000 | 3,605 |
| Net interest income | $3,961,000 | 2,509 |
| Provision for loan and lease losses | $52,000 | 4,649 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $224,000 | 3,535 |
| Total noninterest expense | $3,221,000 | 2,469 |
| Salaries and employee benefits | $1,881,000 | 2,303 |
| Premises and equipment expense | $447,000 | 2,521 |
| Additional noninterest expense | $893,000 | 2,643 |
| Pre-tax net operating income | $1,004,000 | 3,527 |
| Securities gains (losses) | $157,000 | 762 |
| Applicable income taxes | $363,000 | 2,736 |
| Income before extraordinary items | $798,000 | 3,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $798,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $689,670 | 3,800 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,900 |
| Total interest expense | $481,000 | 3,756 |
| Net interest income | $1,922,000 | 2,578 |
| Provision for loan and lease losses | $44,000 | 3,642 |
| Total noninterest income | $147,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $1,606,000 | 2,489 |
| Salaries and employee benefits | $946,000 | 2,302 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $454,000 | 2,588 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $157,000 | 603 |
| Applicable income taxes | $178,000 | 2,779 |
| Income before extraordinary items | $398,000 | 3,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $398,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $289,670 | 4,239 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 2,943 |
| Total interest expense | $2,049,000 | 3,953 |
| Net interest income | $7,568,000 | 2,546 |
| Provision for loan and lease losses | $230,000 | 3,756 |
| Total noninterest income | $568,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $211,000 | 5,148 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $357,000 | 4,176 |
| Total noninterest expense | $5,736,000 | 2,700 |
| Salaries and employee benefits | $3,330,000 | 2,521 |
| Premises and equipment expense | $822,000 | 2,688 |
| Additional noninterest expense | $1,584,000 | 2,924 |
| Pre-tax net operating income | $2,170,000 | 3,209 |
| Securities gains (losses) | $251,000 | 1,172 |
| Applicable income taxes | $797,000 | 2,539 |
| Income before extraordinary items | $1,624,000 | 3,351 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,624,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,455,830 | 3,481 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,027 |
| Total interest expense | $1,550,000 | 4,030 |
| Net interest income | $5,532,000 | 2,637 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $433,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,212 |
| Total noninterest expense | $4,449,000 | 2,634 |
| Salaries and employee benefits | $2,575,000 | 2,457 |
| Premises and equipment expense | $620,000 | 2,694 |
| Additional noninterest expense | $1,254,000 | 2,772 |
| Pre-tax net operating income | $1,411,000 | 3,645 |
| Securities gains (losses) | $251,000 | 1,082 |
| Applicable income taxes | $539,000 | 2,900 |
| Income before extraordinary items | $1,123,000 | 3,681 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,123,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $952,320 | 3,931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,087 |
| Total interest expense | $1,044,000 | 4,106 |
| Net interest income | $3,605,000 | 2,703 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $273,000 | 5,243 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $169,000 | 4,347 |
| Total noninterest expense | $3,082,000 | 2,530 |
| Salaries and employee benefits | $1,790,000 | 2,360 |
| Premises and equipment expense | $415,000 | 2,685 |
| Additional noninterest expense | $877,000 | 2,671 |
| Pre-tax net operating income | $721,000 | 4,349 |
| Securities gains (losses) | $257,000 | 899 |
| Applicable income taxes | $319,000 | 3,122 |
| Income before extraordinary items | $659,000 | 4,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $659,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $486,810 | 4,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 3,105 |
| Total interest expense | $551,000 | 4,039 |
| Net interest income | $1,770,000 | 2,737 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $154,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $1,656,000 | 2,343 |
| Salaries and employee benefits | $981,000 | 2,156 |
| Premises and equipment expense | $208,000 | 2,679 |
| Additional noninterest expense | $467,000 | 2,488 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $251,000 | 573 |
| Applicable income taxes | $154,000 | 3,186 |
| Income before extraordinary items | $305,000 | 4,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,340 | 6,010 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 3,392 |
| Total interest expense | $2,509,000 | 4,087 |
| Net interest income | $6,230,000 | 3,047 |
| Provision for loan and lease losses | $441,000 | 2,626 |
| Total noninterest income | $673,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $488,000 | 3,330 |
| Total noninterest expense | $5,126,000 | 2,865 |
| Salaries and employee benefits | $2,911,000 | 2,704 |
| Premises and equipment expense | $678,000 | 3,082 |
| Additional noninterest expense | $1,537,000 | 2,905 |
| Pre-tax net operating income | $1,336,000 | 4,412 |
| Securities gains (losses) | $251,000 | 1,021 |
| Applicable income taxes | $504,000 | 3,426 |
| Income before extraordinary items | $1,083,000 | 4,370 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,083,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $912,320 | 4,717 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 3,575 |
| Total interest expense | $4,084,000 | 3,730 |
| Net interest income | $5,092,000 | 3,389 |
| Provision for loan and lease losses | $558,000 | 2,020 |
| Total noninterest income | $265,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $148,000 | 5,823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $4,351,000 | 3,177 |
| Salaries and employee benefits | $2,513,000 | 2,939 |
| Premises and equipment expense | $572,000 | 3,508 |
| Additional noninterest expense | $1,266,000 | 3,330 |
| Pre-tax net operating income | $448,000 | 6,757 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-160,000 | 9,349 |
| Income before extraordinary items | $608,000 | 5,589 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $608,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,969 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $608,000 | 5,461 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 4,552 |
| Total interest expense | $2,933,000 | 5,011 |
| Net interest income | $4,128,000 | 4,077 |
| Provision for loan and lease losses | $509,000 | 1,842 |
| Total noninterest income | $179,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $3,290,000 | 3,920 |
| Salaries and employee benefits | $1,863,000 | 3,677 |
| Premises and equipment expense | $487,000 | 3,868 |
| Additional noninterest expense | $940,000 | 4,187 |
| Pre-tax net operating income | $508,000 | 6,956 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $508,000 | 6,267 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $508,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 834 |
| Net operating income | $508,000 | 6,290 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 6,907 |
| Total interest expense | $1,432,000 | 7,123 |
| Net interest income | $1,989,000 | 6,668 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $126,000 | 8,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $2,118,000 | 5,459 |
| Salaries and employee benefits | $1,179,000 | 5,227 |
| Premises and equipment expense | $252,000 | 6,012 |
| Additional noninterest expense | $687,000 | 5,309 |
| Pre-tax net operating income | $-243,000 | 9,669 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-243,000 | 9,715 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-243,000 | 9,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,441,000 | 405 |
| Net operating income | $-243,000 | 9,694 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 9,667 |
| Total interest expense | $410,000 | 9,878 |
| Net interest income | $781,000 | 9,309 |
| Provision for loan and lease losses | $364,000 | 2,225 |
| Total noninterest income | $41,000 | 9,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $1,947,000 | 5,699 |
| Salaries and employee benefits | $860,000 | 6,412 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $832,000 | 4,558 |
| Pre-tax net operating income | $-1,489,000 | 10,394 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,489,000 | 10,403 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,489,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,383,000 | 127 |
| Net operating income | $-1,489,000 | 10,389 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.