Home > Charter Private Bank > Assets and Liabilities
Charter Private Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 63 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $348,567,000 | 1,897 |
| Cash and due from depository institutions | $9,348,000 | 2,470 |
| Interest-bearing balances | $7,544,000 | 3,471 |
| Securities | $118,751,000 | 1,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $199,250,000 | 2,064 |
| Loan loss allowance | $6,479,000 | 1,249 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,304,000 | 4,901 |
| Other real estate owned | $1,667,000 | 2,470 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $18,247,000 | 1,175 |
| Life insurance assets | $5,688,000 | 1,180 |
| Total liabilities and capital | $348,567,000 | 1,897 |
| Total liabilities | $311,419,000 | 1,906 |
| Total deposits | $260,519,000 | 2,085 |
| Interest-bearing deposits | $169,001,000 | 2,701 |
| Deposits held in domestic offices | $260,519,000 | 2,083 |
| % insured | 81.40% | 6,250 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 728 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,900,000 | 869 |
| Total equity capital | $37,148,000 | 1,813 |
| Total bank equity capital | $37,148,000 | 1,811 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $106,918,000 | 397 |
| Undivided profits | $-69,770,000 | 7,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,410,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,215,000 | 2,410 |
| Earning assets | $325,545,000 | 1,845 |
| Long-term assets (5+ years) | $171,111,000 | 874 |
| Average Assets, year-to-date | $357,308,000 | 1,842 |
| Average Assets, quarterly | $357,308,000 | 1,842 |
| Volatile liabilities | $10,321,000 | 3,488 |
| Insider loans | $1,920,000 | 2,872 |
| FHLB advances | $45,000,000 | 666 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $51,371,000 | 1,239 |
| Tier 1 (core) risk-based capital | $35,055,000 | 1,824 |
| Tier 2 risk-based capital | $2,761,000 | 1,866 |
| Total risk weighted assets | $217,027,000 | 2,003 |
| Total unused commitments | $51,371,000 | 1,241 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 70 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $366,049,000 | 1,805 |
| Cash and due from depository institutions | $17,367,000 | 2,225 |
| Interest-bearing balances | $15,514,000 | 2,033 |
| Securities | $130,630,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $196,238,000 | 2,143 |
| Loan loss allowance | $6,973,000 | 1,157 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,181,000 | 5,096 |
| Other real estate owned | $1,590,000 | 2,225 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $19,043,000 | 1,163 |
| Life insurance assets | $5,635,000 | 1,176 |
| Total liabilities and capital | $366,049,000 | 1,805 |
| Total liabilities | $329,650,000 | 1,802 |
| Total deposits | $267,919,000 | 2,024 |
| Interest-bearing deposits | $161,340,000 | 2,813 |
| Deposits held in domestic offices | $267,919,000 | 2,023 |
| % insured | 86.53% | 5,137 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $55,000,000 | 651 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,731,000 | 784 |
| Total equity capital | $36,399,000 | 1,831 |
| Total bank equity capital | $36,399,000 | 1,829 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $106,798,000 | 399 |
| Undivided profits | $-70,399,000 | 7,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,783,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,247,000 | 2,432 |
| Earning assets | $342,382,000 | 1,760 |
| Long-term assets (5+ years) | $172,114,000 | 843 |
| Average Assets, year-to-date | $349,884,600 | 1,869 |
| Average Assets, quarterly | $356,330,500 | 1,850 |
| Volatile liabilities | $36,380,000 | 3,274 |
| Insider loans | $1,940,000 | 2,900 |
| FHLB advances | $55,000,000 | 590 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $54,853,000 | 1,163 |
| Tier 1 (core) risk-based capital | $32,545,000 | 1,946 |
| Tier 2 risk-based capital | $2,779,000 | 1,877 |
| Total risk weighted assets | $218,000,000 | 2,022 |
| Total unused commitments | $54,853,000 | 1,164 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $346,612,000 | 1,923 |
| Cash and due from depository institutions | $19,898,000 | 2,368 |
| Interest-bearing balances | $19,402,000 | 1,766 |
| Securities | $112,335,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $191,328,000 | 2,227 |
| Loan loss allowance | $6,892,000 | 1,192 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $659,000 | 5,957 |
| Other real estate owned | $3,753,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $18,639,000 | 1,193 |
| Life insurance assets | $5,581,000 | 1,177 |
| Total liabilities and capital | $346,612,000 | 1,923 |
| Total liabilities | $309,088,000 | 1,932 |
| Total deposits | $257,557,000 | 2,130 |
| Interest-bearing deposits | $154,328,000 | 2,963 |
| Deposits held in domestic offices | $257,557,000 | 2,127 |
| % insured | 57.42% | 7,502 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $45,000,000 | 808 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $6,531,000 | 863 |
| Total equity capital | $37,524,000 | 1,834 |
| Total bank equity capital | $37,524,000 | 1,832 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $106,486,000 | 390 |
| Undivided profits | $-68,962,000 | 7,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,060,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,136,000 | 2,860 |
| Earning assets | $323,065,000 | 1,875 |
| Long-term assets (5+ years) | $149,027,000 | 942 |
| Average Assets, year-to-date | $345,843,500 | 1,915 |
| Average Assets, quarterly | $340,273,000 | 1,958 |
| Volatile liabilities | $22,199,000 | 4,556 |
| Insider loans | $2,035,000 | 2,864 |
| FHLB advances | $45,000,000 | 741 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $45,083,000 | 1,394 |
| Tier 1 (core) risk-based capital | $33,233,000 | 1,912 |
| Tier 2 risk-based capital | $2,681,000 | 1,981 |
| Total risk weighted assets | $210,134,000 | 2,126 |
| Total unused commitments | $45,083,000 | 1,396 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 66 | 2,402 |
| Assets and Liabilities | ||
| Total Assets: | $333,934,000 | 2,003 |
| Cash and due from depository institutions | $33,078,000 | 2,402 |
| Interest-bearing balances | $32,526,000 | 1,054 |
| Securities | $104,808,000 | 1,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $167,861,000 | 2,516 |
| Loan loss allowance | $7,689,000 | 1,093 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $386,000 | 6,592 |
| Other real estate owned | $3,203,000 | 2,402 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $24,598,000 | 950 |
| Life insurance assets | $5,528,000 | 1,187 |
| Total liabilities and capital | $333,934,000 | 2,003 |
| Total liabilities | $296,469,000 | 2,031 |
| Total deposits | $245,902,000 | 2,220 |
| Interest-bearing deposits | $149,518,000 | 3,070 |
| Deposits held in domestic offices | $245,902,000 | 2,218 |
| % insured | 59.03% | 7,550 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $45,000,000 | 848 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,567,000 | 935 |
| Total equity capital | $37,465,000 | 1,799 |
| Total bank equity capital | $37,465,000 | 1,797 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $106,015,000 | 388 |
| Undivided profits | $-68,550,000 | 7,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $13,505,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,152,000 | 2,755 |
| Earning assets | $305,195,000 | 1,996 |
| Long-term assets (5+ years) | $131,622,000 | 1,044 |
| Average Assets, year-to-date | $345,587,330 | 1,934 |
| Average Assets, quarterly | $339,013,000 | 1,976 |
| Volatile liabilities | $18,351,000 | 5,048 |
| Insider loans | $2,064,000 | 2,904 |
| FHLB advances | $45,000,000 | 791 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $39,694,000 | 1,549 |
| Tier 1 (core) risk-based capital | $33,302,000 | 1,902 |
| Tier 2 risk-based capital | $2,496,000 | 2,126 |
| Total risk weighted assets | $194,401,000 | 2,316 |
| Total unused commitments | $39,694,000 | 1,551 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 64 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $344,092,000 | 1,996 |
| Cash and due from depository institutions | $29,188,000 | 2,501 |
| Interest-bearing balances | $28,405,000 | 1,213 |
| Securities | $114,646,000 | 1,167 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $170,542,000 | 2,554 |
| Loan loss allowance | $8,647,000 | 991 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $280,000 | 6,984 |
| Other real estate owned | $3,252,000 | 2,501 |
| Goodwill and other intangibles | $30,000 | 2,903 |
| All other assets | $26,154,000 | 922 |
| Life insurance assets | $5,476,000 | 1,192 |
| Total liabilities and capital | $344,092,000 | 1,996 |
| Total liabilities | $307,386,000 | 2,010 |
| Total deposits | $257,579,000 | 2,161 |
| Interest-bearing deposits | $145,647,000 | 3,187 |
| Deposits held in domestic offices | $257,579,000 | 2,159 |
| % insured | 55.99% | 7,684 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $44,000,000 | 937 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,807,000 | 927 |
| Total equity capital | $36,706,000 | 1,850 |
| Total bank equity capital | $36,706,000 | 1,848 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $106,395,000 | 396 |
| Undivided profits | $-69,689,000 | 7,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $16,979,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,269,000 | 1,378 |
| Earning assets | $313,593,000 | 1,993 |
| Long-term assets (5+ years) | $130,245,000 | 1,059 |
| Average Assets, year-to-date | $351,414,000 | 1,952 |
| Average Assets, quarterly | $351,414,000 | 1,952 |
| Volatile liabilities | $16,999,000 | 5,270 |
| Insider loans | $2,083,000 | 2,939 |
| FHLB advances | $44,000,000 | 874 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,575,000 | 1,719 |
| Tier 1 (core) risk-based capital | $32,684,000 | 1,951 |
| Tier 2 risk-based capital | $2,555,000 | 2,136 |
| Total risk weighted assets | $198,157,000 | 2,343 |
| Total unused commitments | $36,575,000 | 1,723 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 60 | 2,682 |
| Assets and Liabilities | ||
| Total Assets: | $358,736,000 | 1,928 |
| Cash and due from depository institutions | $34,949,000 | 2,682 |
| Interest-bearing balances | $34,355,000 | 851 |
| Securities | $120,950,000 | 1,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $172,387,000 | 2,577 |
| Loan loss allowance | $9,472,000 | 921 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $283,000 | 7,043 |
| Other real estate owned | $2,323,000 | 2,682 |
| Goodwill and other intangibles | $60,000 | 2,810 |
| All other assets | $27,784,000 | 887 |
| Life insurance assets | $5,420,000 | 1,203 |
| Total liabilities and capital | $358,736,000 | 1,928 |
| Total liabilities | $322,688,000 | 1,932 |
| Total deposits | $268,454,000 | 2,089 |
| Interest-bearing deposits | $183,649,000 | 2,575 |
| Deposits held in domestic offices | $268,454,000 | 2,088 |
| % insured | 61.84% | 7,626 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $49,000,000 | 935 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,234,000 | 987 |
| Total equity capital | $36,048,000 | 1,856 |
| Total bank equity capital | $36,048,000 | 1,853 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $106,296,000 | 385 |
| Undivided profits | $-70,248,000 | 7,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,455,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,316,000 | 2,574 |
| Earning assets | $327,692,000 | 1,917 |
| Long-term assets (5+ years) | $139,593,000 | 1,009 |
| Average Assets, year-to-date | $416,930,000 | 1,654 |
| Average Assets, quarterly | $371,544,000 | 1,860 |
| Volatile liabilities | $30,288,000 | 3,916 |
| Insider loans | $2,100,000 | 2,970 |
| FHLB advances | $49,000,000 | 867 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $33,010,000 | 1,884 |
| Tier 1 (core) risk-based capital | $36,397,000 | 1,746 |
| Tier 2 risk-based capital | $2,587,000 | 2,142 |
| Total risk weighted assets | $199,939,000 | 2,369 |
| Total unused commitments | $33,010,000 | 1,885 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 60 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $384,352,000 | 1,816 |
| Cash and due from depository institutions | $71,680,000 | 2,714 |
| Interest-bearing balances | $70,961,000 | 397 |
| Securities | $99,576,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $9,856,000 | 953 |
| Net loans & leases | $177,565,000 | 2,544 |
| Loan loss allowance | $12,035,000 | 713 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $286,000 | 7,105 |
| Other real estate owned | $2,984,000 | 2,714 |
| Goodwill and other intangibles | $686,000 | 1,864 |
| All other assets | $21,719,000 | 985 |
| Life insurance assets | $5,369,000 | 1,203 |
| Total liabilities and capital | $384,352,000 | 1,816 |
| Total liabilities | $344,643,000 | 1,825 |
| Total deposits | $289,329,000 | 1,934 |
| Interest-bearing deposits | $214,240,000 | 2,231 |
| Deposits held in domestic offices | $289,329,000 | 1,932 |
| % insured | 68.53% | 7,503 |
| Federal funds purchased & repurchase agreements | $22,000 | 2,850 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $49,000,000 | 998 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,292,000 | 943 |
| Total equity capital | $39,709,000 | 1,731 |
| Total bank equity capital | $39,709,000 | 1,729 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $104,343,000 | 392 |
| Undivided profits | $-64,634,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $20,058,000 | 872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,285,000 | 2,818 |
| Earning assets | $357,958,000 | 1,785 |
| Long-term assets (5+ years) | $113,719,000 | 1,208 |
| Average Assets, year-to-date | $431,478,500 | 1,618 |
| Average Assets, quarterly | $433,349,500 | 1,634 |
| Volatile liabilities | $28,763,000 | 4,083 |
| Insider loans | $2,417,000 | 2,729 |
| FHLB advances | $49,000,000 | 921 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $36,976,000 | 1,816 |
| Tier 1 (core) risk-based capital | $36,501,000 | 1,777 |
| Tier 2 risk-based capital | $2,717,000 | 2,052 |
| Total risk weighted assets | $207,892,000 | 2,305 |
| Total unused commitments | $36,976,000 | 1,817 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 70 | 2,382 |
| Assets and Liabilities | ||
| Total Assets: | $482,347,000 | 1,487 |
| Cash and due from depository institutions | $45,407,000 | 2,382 |
| Interest-bearing balances | $44,581,000 | 505 |
| Securities | $235,436,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $7,084,000 | 1,413 |
| Net loans & leases | $166,474,000 | 2,720 |
| Loan loss allowance | $14,290,000 | 578 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $287,000 | 7,205 |
| Other real estate owned | $4,164,000 | 2,382 |
| Goodwill and other intangibles | $1,096,000 | 1,616 |
| All other assets | $22,399,000 | 979 |
| Life insurance assets | $5,256,000 | 1,227 |
| Total liabilities and capital | $482,347,000 | 1,487 |
| Total liabilities | $448,367,000 | 1,443 |
| Total deposits | $346,731,000 | 1,666 |
| Interest-bearing deposits | $299,470,000 | 1,674 |
| Deposits held in domestic offices | $346,731,000 | 1,662 |
| % insured | 58.57% | 7,345 |
| Federal funds purchased & repurchase agreements | $42,049,000 | 455 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $55,000,000 | 932 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,587,000 | 1,254 |
| Total equity capital | $33,980,000 | 2,017 |
| Total bank equity capital | $33,980,000 | 2,015 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $97,329,000 | 417 |
| Undivided profits | $-63,349,000 | 8,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $18,702,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,183,000 | 1,570 |
| Earning assets | $453,575,000 | 1,442 |
| Long-term assets (5+ years) | $196,043,000 | 686 |
| Average Assets, year-to-date | $447,187,330 | 1,585 |
| Average Assets, quarterly | $462,321,500 | 1,547 |
| Volatile liabilities | $111,070,000 | 1,384 |
| Insider loans | $2,564,000 | 2,674 |
| FHLB advances | $55,000,000 | 847 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,368,000 | 1,385 |
| Tier 1 (core) risk-based capital | $33,275,000 | 1,966 |
| Tier 2 risk-based capital | $3,033,000 | 1,874 |
| Total risk weighted assets | $231,308,000 | 2,141 |
| Total unused commitments | $53,368,000 | 1,386 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 72 | 2,329 |
| Assets and Liabilities | ||
| Total Assets: | $442,296,000 | 1,633 |
| Cash and due from depository institutions | $28,661,000 | 2,329 |
| Interest-bearing balances | $24,361,000 | 794 |
| Securities | $163,944,000 | 762 |
| Federal funds sold & reverse repurchase agreements | $9,592,000 | 1,276 |
| Net loans & leases | $195,167,000 | 2,393 |
| Loan loss allowance | $14,103,000 | 549 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $271,000 | 7,318 |
| Other real estate owned | $5,576,000 | 2,329 |
| Goodwill and other intangibles | $1,939,000 | 1,341 |
| All other assets | $37,146,000 | 612 |
| Life insurance assets | $5,211,000 | 1,234 |
| Total liabilities and capital | $442,296,000 | 1,633 |
| Total liabilities | $410,380,000 | 1,590 |
| Total deposits | $304,782,000 | 1,855 |
| Interest-bearing deposits | $256,057,000 | 1,906 |
| Deposits held in domestic offices | $304,782,000 | 1,852 |
| % insured | 65.27% | 6,745 |
| Federal funds purchased & repurchase agreements | $41,365,000 | 482 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $60,011,000 | 903 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,222,000 | 1,303 |
| Total equity capital | $31,916,000 | 2,145 |
| Total bank equity capital | $31,916,000 | 2,142 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $92,235,000 | 428 |
| Undivided profits | $-60,319,000 | 8,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $20,674,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,812,000 | 1,944 |
| Earning assets | $393,064,000 | 1,681 |
| Long-term assets (5+ years) | $135,913,000 | 998 |
| Average Assets, year-to-date | $429,607,500 | 1,656 |
| Average Assets, quarterly | $429,607,500 | 1,656 |
| Volatile liabilities | $87,473,000 | 1,734 |
| Insider loans | $3,111,000 | 2,352 |
| FHLB advances | $60,011,000 | 808 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $62,530,000 | 1,276 |
| Tier 1 (core) risk-based capital | $29,893,000 | 2,194 |
| Tier 2 risk-based capital | $3,239,000 | 1,751 |
| Total risk weighted assets | $248,127,000 | 2,012 |
| Total unused commitments | $62,530,000 | 1,279 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 65 | 2,580 |
| Assets and Liabilities | ||
| Total Assets: | $416,919,000 | 1,700 |
| Cash and due from depository institutions | $44,542,000 | 2,580 |
| Interest-bearing balances | $30,766,000 | 384 |
| Securities | $90,836,000 | 1,340 |
| Federal funds sold & reverse repurchase agreements | $13,649,000 | 695 |
| Net loans & leases | $219,019,000 | 2,182 |
| Loan loss allowance | $14,039,000 | 544 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $236,000 | 7,488 |
| Other real estate owned | $3,343,000 | 2,580 |
| Goodwill and other intangibles | $2,132,000 | 1,308 |
| All other assets | $43,162,000 | 545 |
| Life insurance assets | $5,167,000 | 1,239 |
| Total liabilities and capital | $416,919,000 | 1,700 |
| Total liabilities | $388,517,000 | 1,649 |
| Total deposits | $289,233,000 | 1,888 |
| Interest-bearing deposits | $227,551,000 | 2,053 |
| Deposits held in domestic offices | $289,233,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,997,000 | 582 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $61,012,000 | 972 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,275,000 | 1,314 |
| Total equity capital | $28,402,000 | 2,383 |
| Total bank equity capital | $28,402,000 | 2,383 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $85,141,000 | 448 |
| Undivided profits | $-56,739,000 | 8,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,906,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,676,000 | 2,261 |
| Earning assets | $354,270,000 | 1,803 |
| Long-term assets (5+ years) | $77,681,000 | 1,622 |
| Average Assets, year-to-date | $394,728,800 | 1,718 |
| Average Assets, quarterly | $404,805,000 | 1,712 |
| Volatile liabilities | $85,812,000 | 1,749 |
| Insider loans | $2,260,000 | 2,931 |
| FHLB advances | $61,012,000 | 878 |
| Loans and leases held for sale | $78,000 | 1,598 |
| Unused loan commitments | $68,982,000 | 1,213 |
| Tier 1 (core) risk-based capital | $25,621,000 | 2,479 |
| Tier 2 risk-based capital | $3,432,000 | 1,660 |
| Total risk weighted assets | $263,857,000 | 1,925 |
| Total unused commitments | $68,982,000 | 1,214 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $392,691,000 | 1,767 |
| Cash and due from depository institutions | $8,138,000 | 2,693 |
| Interest-bearing balances | $87,000 | 5,310 |
| Securities | $118,022,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $229,000 | 5,423 |
| Net loans & leases | $244,703,000 | 1,981 |
| Loan loss allowance | $7,210,000 | 880 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $241,000 | 7,544 |
| Other real estate owned | $2,972,000 | 2,693 |
| Goodwill and other intangibles | $5,949,000 | 828 |
| All other assets | $12,437,000 | 1,587 |
| Life insurance assets | $5,111,000 | 1,238 |
| Total liabilities and capital | $392,691,000 | 1,767 |
| Total liabilities | $360,364,000 | 1,742 |
| Total deposits | $273,679,000 | 1,956 |
| Interest-bearing deposits | $232,034,000 | 2,006 |
| Deposits held in domestic offices | $273,679,000 | 1,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,122,000 | 862 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $63,013,000 | 968 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,550,000 | 1,487 |
| Total equity capital | $32,327,000 | 2,108 |
| Total bank equity capital | $32,327,000 | 2,108 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $82,035,000 | 453 |
| Undivided profits | $-49,708,000 | 8,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,982,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,790,000 | 2,222 |
| Earning assets | $363,041,000 | 1,761 |
| Long-term assets (5+ years) | $83,288,000 | 1,502 |
| Average Assets, year-to-date | $389,181,250 | 1,743 |
| Average Assets, quarterly | $399,658,000 | 1,725 |
| Volatile liabilities | $68,669,000 | 2,046 |
| Insider loans | $3,206,000 | 2,334 |
| FHLB advances | $63,013,000 | 894 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $74,609,000 | 1,210 |
| Tier 1 (core) risk-based capital | $28,467,000 | 2,305 |
| Tier 2 risk-based capital | $3,533,000 | 1,579 |
| Total risk weighted assets | $278,848,000 | 1,831 |
| Total unused commitments | $74,609,000 | 1,212 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 63 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $406,625,000 | 1,712 |
| Cash and due from depository institutions | $6,546,000 | 2,714 |
| Interest-bearing balances | $537,000 | 3,470 |
| Securities | $67,362,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $10,515,000 | 1,163 |
| Net loans & leases | $249,824,000 | 1,917 |
| Loan loss allowance | $7,160,000 | 866 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $250,000 | 7,571 |
| Other real estate owned | $2,972,000 | 2,714 |
| Goodwill and other intangibles | $56,310,000 | 248 |
| All other assets | $12,846,000 | 1,505 |
| Life insurance assets | $5,056,000 | 1,244 |
| Total liabilities and capital | $406,625,000 | 1,712 |
| Total liabilities | $325,106,000 | 1,895 |
| Total deposits | $252,477,000 | 2,095 |
| Interest-bearing deposits | $210,232,000 | 2,166 |
| Deposits held in domestic offices | $252,477,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,136,000 | 1,093 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $54,015,000 | 1,084 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,478,000 | 1,246 |
| Total equity capital | $81,519,000 | 835 |
| Total bank equity capital | $81,519,000 | 835 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $81,961,000 | 448 |
| Undivided profits | $-442,000 | 7,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,478,000 | 2,597 |
| Earning assets | $328,238,000 | 1,894 |
| Long-term assets (5+ years) | $47,066,000 | 2,336 |
| Average Assets, year-to-date | $388,011,330 | 1,756 |
| Average Assets, quarterly | $391,384,000 | 1,753 |
| Volatile liabilities | $73,034,000 | 1,933 |
| Insider loans | $1,118,000 | 4,225 |
| FHLB advances | $54,015,000 | 1,009 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $75,305,000 | 1,233 |
| Tier 1 (core) risk-based capital | $27,481,000 | 2,374 |
| Tier 2 risk-based capital | $3,535,000 | 1,548 |
| Total risk weighted assets | $279,062,000 | 1,827 |
| Total unused commitments | $75,305,000 | 1,233 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $376,143,000 | 1,825 |
| Cash and due from depository institutions | $6,603,000 | 2,708 |
| Interest-bearing balances | $581,000 | 3,514 |
| Securities | $52,503,000 | 2,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $250,846,000 | 1,881 |
| Loan loss allowance | $3,074,000 | 1,790 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $270,000 | 7,546 |
| Other real estate owned | $0 | 2,708 |
| Goodwill and other intangibles | $56,074,000 | 248 |
| All other assets | $9,847,000 | 1,804 |
| Life insurance assets | $5,011,000 | 1,250 |
| Total liabilities and capital | $376,143,000 | 1,825 |
| Total liabilities | $291,658,000 | 2,073 |
| Total deposits | $214,621,000 | 2,436 |
| Interest-bearing deposits | $172,898,000 | 2,623 |
| Deposits held in domestic offices | $214,621,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,156,000 | 1,126 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $62,008,000 | 906 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,873,000 | 1,877 |
| Total equity capital | $84,485,000 | 823 |
| Total bank equity capital | $84,485,000 | 823 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $81,864,000 | 438 |
| Undivided profits | $2,621,000 | 5,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,704,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,430,000 | 2,739 |
| Earning assets | $303,930,000 | 2,030 |
| Long-term assets (5+ years) | $35,618,000 | 2,776 |
| Average Assets, year-to-date | $378,704,500 | 1,798 |
| Average Assets, quarterly | $378,704,500 | 1,798 |
| Volatile liabilities | $68,630,000 | 2,007 |
| Insider loans | $1,075,000 | 4,244 |
| FHLB advances | $62,008,000 | 842 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $79,628,000 | 1,217 |
| Tier 1 (core) risk-based capital | $30,039,000 | 2,192 |
| Tier 2 risk-based capital | $3,175,000 | 1,667 |
| Total risk weighted assets | $269,238,000 | 1,871 |
| Total unused commitments | $79,628,000 | 1,218 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $381,266,000 | 1,784 |
| Cash and due from depository institutions | $14,188,000 | 2,852 |
| Interest-bearing balances | $5,096,000 | 1,066 |
| Securities | $49,212,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $8,117,000 | 1,684 |
| Net loans & leases | $244,203,000 | 1,927 |
| Loan loss allowance | $2,604,000 | 2,040 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $276,000 | 7,559 |
| Other real estate owned | $0 | 2,852 |
| Goodwill and other intangibles | $56,182,000 | 247 |
| All other assets | $9,088,000 | 1,928 |
| Life insurance assets | $4,965,000 | 1,237 |
| Total liabilities and capital | $381,266,000 | 1,784 |
| Total liabilities | $296,847,000 | 2,014 |
| Total deposits | $221,477,000 | 2,337 |
| Interest-bearing deposits | $180,602,000 | 2,464 |
| Deposits held in domestic offices | $221,477,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,416,000 | 985 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,994,000 | 923 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,960,000 | 1,816 |
| Total equity capital | $84,419,000 | 822 |
| Total bank equity capital | $84,419,000 | 822 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $81,931,000 | 431 |
| Undivided profits | $2,488,000 | 5,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,680,000 | 2,537 |
| Earning assets | $306,628,000 | 1,992 |
| Long-term assets (5+ years) | $37,624,000 | 2,456 |
| Average Assets, year-to-date | $339,596,400 | 1,895 |
| Average Assets, quarterly | $381,937,500 | 1,759 |
| Volatile liabilities | $60,073,000 | 2,241 |
| Insider loans | $1,080,000 | 4,235 |
| FHLB advances | $36,994,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $80,567,000 | 1,226 |
| Tier 1 (core) risk-based capital | $29,761,000 | 2,218 |
| Tier 2 risk-based capital | $2,704,000 | 1,905 |
| Total risk weighted assets | $272,347,000 | 1,832 |
| Total unused commitments | $80,567,000 | 1,226 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 58 | 2,935 |
| Assets and Liabilities | ||
| Total Assets: | $382,609,000 | 1,748 |
| Cash and due from depository institutions | $8,280,000 | 2,935 |
| Interest-bearing balances | $761,000 | 2,662 |
| Securities | $52,681,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $9,684,000 | 1,523 |
| Net loans & leases | $246,145,000 | 1,867 |
| Loan loss allowance | $2,565,000 | 2,022 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $297,000 | 7,501 |
| Other real estate owned | $0 | 2,935 |
| Goodwill and other intangibles | $56,407,000 | 236 |
| All other assets | $9,115,000 | 1,915 |
| Life insurance assets | $4,920,000 | 1,203 |
| Total liabilities and capital | $382,609,000 | 1,748 |
| Total liabilities | $299,549,000 | 1,961 |
| Total deposits | $216,641,000 | 2,368 |
| Interest-bearing deposits | $166,947,000 | 2,632 |
| Deposits held in domestic offices | $216,641,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,959,000 | 741 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,977,000 | 836 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,972,000 | 1,800 |
| Total equity capital | $83,060,000 | 828 |
| Total bank equity capital | $83,060,000 | 828 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $81,747,000 | 414 |
| Undivided profits | $1,313,000 | 6,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,818,000 | 2,538 |
| Earning assets | $309,271,000 | 1,950 |
| Long-term assets (5+ years) | $39,416,000 | 2,299 |
| Average Assets, year-to-date | $329,179,000 | 1,941 |
| Average Assets, quarterly | $350,625,500 | 1,871 |
| Volatile liabilities | $72,646,000 | 1,878 |
| Insider loans | $955,000 | 4,393 |
| FHLB advances | $36,977,000 | 1,070 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $71,733,000 | 1,352 |
| Tier 1 (core) risk-based capital | $28,615,000 | 2,288 |
| Tier 2 risk-based capital | $2,665,000 | 1,894 |
| Total risk weighted assets | $272,766,000 | 1,787 |
| Total unused commitments | $71,733,000 | 1,352 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 57 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $318,642,000 | 2,060 |
| Cash and due from depository institutions | $9,427,000 | 3,030 |
| Interest-bearing balances | $108,000 | 4,554 |
| Securities | $57,999,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $238,696,000 | 1,929 |
| Loan loss allowance | $2,447,000 | 2,117 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $308,000 | 7,504 |
| Other real estate owned | $0 | 3,030 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,212,000 | 1,502 |
| Life insurance assets | $4,875,000 | 1,205 |
| Total liabilities and capital | $318,642,000 | 2,060 |
| Total liabilities | $293,543,000 | 2,002 |
| Total deposits | $226,028,000 | 2,316 |
| Interest-bearing deposits | $171,216,000 | 2,592 |
| Deposits held in domestic offices | $226,028,000 | 2,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,843,000 | 786 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $43,000,000 | 991 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,672,000 | 1,888 |
| Total equity capital | $25,099,000 | 2,669 |
| Total bank equity capital | $25,099,000 | 2,669 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,854,000 | 297 |
| Surplus | $0 | 8,003 |
| Undivided profits | $10,245,000 | 3,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,726,000 | 2,460 |
| Earning assets | $296,803,000 | 2,032 |
| Long-term assets (5+ years) | $40,490,000 | 2,204 |
| Average Assets, year-to-date | $311,369,000 | 2,085 |
| Average Assets, quarterly | $306,217,500 | 2,141 |
| Volatile liabilities | $94,066,000 | 1,484 |
| Insider loans | $2,064,000 | 2,951 |
| FHLB advances | $43,000,000 | 913 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $61,901,000 | 1,556 |
| Tier 1 (core) risk-based capital | $25,848,000 | 2,510 |
| Tier 2 risk-based capital | $2,547,000 | 1,970 |
| Total risk weighted assets | $266,991,000 | 1,826 |
| Total unused commitments | $61,901,000 | 1,558 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 53 | 3,216 |
| Assets and Liabilities | ||
| Total Assets: | $293,793,000 | 2,247 |
| Cash and due from depository institutions | $6,505,000 | 3,216 |
| Interest-bearing balances | $405,000 | 3,332 |
| Securities | $39,331,000 | 2,819 |
| Federal funds sold & reverse repurchase agreements | $11,921,000 | 1,711 |
| Net loans & leases | $226,392,000 | 2,005 |
| Loan loss allowance | $2,377,000 | 2,169 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $285,000 | 7,594 |
| Other real estate owned | $0 | 3,216 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,359,000 | 1,819 |
| Life insurance assets | $4,830,000 | 1,193 |
| Total liabilities and capital | $293,793,000 | 2,247 |
| Total liabilities | $269,205,000 | 2,181 |
| Total deposits | $226,870,000 | 2,315 |
| Interest-bearing deposits | $177,134,000 | 2,523 |
| Deposits held in domestic offices | $226,870,000 | 2,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,580,000 | 875 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,000,000 | 1,486 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,755,000 | 1,903 |
| Total equity capital | $24,588,000 | 2,730 |
| Total bank equity capital | $24,588,000 | 2,730 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,854,000 | 285 |
| Surplus | $0 | 8,027 |
| Undivided profits | $9,734,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,968,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,521,000 | 2,654 |
| Earning assets | $278,049,000 | 2,176 |
| Long-term assets (5+ years) | $26,385,000 | 2,919 |
| Average Assets, year-to-date | $307,732,500 | 2,112 |
| Average Assets, quarterly | $307,732,500 | 2,112 |
| Volatile liabilities | $76,795,000 | 1,744 |
| Insider loans | $2,129,000 | 2,887 |
| FHLB advances | $23,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $66,595,000 | 1,476 |
| Tier 1 (core) risk-based capital | $25,095,000 | 2,553 |
| Tier 2 risk-based capital | $2,477,000 | 2,022 |
| Total risk weighted assets | $253,675,000 | 1,906 |
| Total unused commitments | $66,595,000 | 1,476 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $321,672,000 | 2,017 |
| Cash and due from depository institutions | $39,000,000 | 3,301 |
| Interest-bearing balances | $23,396,000 | 258 |
| Securities | $37,676,000 | 2,957 |
| Federal funds sold & reverse repurchase agreements | $16,635,000 | 975 |
| Net loans & leases | $218,624,000 | 2,041 |
| Loan loss allowance | $2,309,000 | 2,202 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $295,000 | 7,567 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,442,000 | 1,813 |
| Life insurance assets | $4,785,000 | 1,183 |
| Total liabilities and capital | $321,672,000 | 2,017 |
| Total liabilities | $297,947,000 | 1,965 |
| Total deposits | $249,600,000 | 2,111 |
| Interest-bearing deposits | $199,625,000 | 2,221 |
| Deposits held in domestic offices | $249,600,000 | 2,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,371,000 | 810 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,469 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,976,000 | 1,749 |
| Total equity capital | $23,725,000 | 2,752 |
| Total bank equity capital | $23,725,000 | 2,752 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,851,000 | 277 |
| Surplus | $0 | 8,057 |
| Undivided profits | $8,874,000 | 3,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,617,000 | 2,597 |
| Earning assets | $296,331,000 | 2,012 |
| Long-term assets (5+ years) | $27,181,000 | 2,832 |
| Average Assets, year-to-date | $280,065,000 | 2,226 |
| Average Assets, quarterly | $300,378,000 | 2,145 |
| Volatile liabilities | $86,240,000 | 1,706 |
| Insider loans | $2,217,000 | 2,796 |
| FHLB advances | $25,000,000 | 1,383 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $71,089,000 | 1,375 |
| Tier 1 (core) risk-based capital | $24,355,000 | 2,571 |
| Tier 2 risk-based capital | $2,409,000 | 2,052 |
| Total risk weighted assets | $251,915,000 | 1,898 |
| Total unused commitments | $71,089,000 | 1,375 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $279,084,000 | 2,306 |
| Cash and due from depository institutions | $8,497,000 | 3,252 |
| Interest-bearing balances | $125,000 | 4,489 |
| Securities | $38,184,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $3,666,000 | 2,941 |
| Net loans & leases | $219,136,000 | 2,046 |
| Loan loss allowance | $2,299,000 | 2,215 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $270,000 | 7,701 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,331,000 | 1,840 |
| Life insurance assets | $4,740,000 | 1,162 |
| Total liabilities and capital | $279,084,000 | 2,306 |
| Total liabilities | $256,526,000 | 2,249 |
| Total deposits | $219,562,000 | 2,349 |
| Interest-bearing deposits | $171,567,000 | 2,523 |
| Deposits held in domestic offices | $219,562,000 | 2,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,174,000 | 1,410 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,000,000 | 1,463 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,790,000 | 1,827 |
| Total equity capital | $22,558,000 | 2,859 |
| Total bank equity capital | $22,558,000 | 2,859 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,851,000 | 264 |
| Surplus | $0 | 8,106 |
| Undivided profits | $7,707,000 | 3,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,554,000 | 2,702 |
| Earning assets | $261,111,000 | 2,267 |
| Long-term assets (5+ years) | $27,487,000 | 2,784 |
| Average Assets, year-to-date | $269,663,250 | 2,312 |
| Average Assets, quarterly | $272,947,000 | 2,325 |
| Volatile liabilities | $70,538,000 | 2,012 |
| Insider loans | $2,353,000 | 2,635 |
| FHLB advances | $27,000,000 | 1,376 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $69,658,000 | 1,429 |
| Tier 1 (core) risk-based capital | $23,283,000 | 2,654 |
| Tier 2 risk-based capital | $2,399,000 | 2,052 |
| Total risk weighted assets | $237,732,000 | 1,975 |
| Total unused commitments | $69,658,000 | 1,429 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $266,810,000 | 2,381 |
| Cash and due from depository institutions | $8,849,000 | 3,250 |
| Interest-bearing balances | $102,000 | 4,767 |
| Securities | $38,393,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $2,933,000 | 3,093 |
| Net loans & leases | $207,196,000 | 2,125 |
| Loan loss allowance | $2,219,000 | 2,243 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $336,000 | 7,504 |
| Other real estate owned | $0 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,103,000 | 1,865 |
| Life insurance assets | $4,695,000 | 1,145 |
| Total liabilities and capital | $266,810,000 | 2,381 |
| Total liabilities | $246,074,000 | 2,324 |
| Total deposits | $211,541,000 | 2,409 |
| Interest-bearing deposits | $165,333,000 | 2,576 |
| Deposits held in domestic offices | $211,541,000 | 2,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,199,000 | 1,357 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,000,000 | 1,590 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,334,000 | 1,942 |
| Total equity capital | $20,736,000 | 2,956 |
| Total bank equity capital | $20,736,000 | 2,956 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,351,000 | 265 |
| Surplus | $0 | 8,130 |
| Undivided profits | $6,385,000 | 3,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,364,000 | 2,743 |
| Earning assets | $248,624,000 | 2,344 |
| Long-term assets (5+ years) | $33,545,000 | 2,404 |
| Average Assets, year-to-date | $266,523,000 | 2,345 |
| Average Assets, quarterly | $263,974,500 | 2,385 |
| Volatile liabilities | $84,092,000 | 1,715 |
| Insider loans | $2,380,000 | 2,575 |
| FHLB advances | $24,000,000 | 1,499 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $74,825,000 | 1,325 |
| Tier 1 (core) risk-based capital | $21,858,000 | 2,753 |
| Tier 2 risk-based capital | $2,319,000 | 2,082 |
| Total risk weighted assets | $223,266,000 | 2,065 |
| Total unused commitments | $74,825,000 | 1,325 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $261,139,000 | 2,402 |
| Cash and due from depository institutions | $7,336,000 | 3,469 |
| Interest-bearing balances | $38,000 | 5,777 |
| Securities | $39,380,000 | 2,900 |
| Federal funds sold & reverse repurchase agreements | $5,599,000 | 2,441 |
| Net loans & leases | $199,555,000 | 2,159 |
| Loan loss allowance | $2,223,000 | 2,212 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $431,000 | 7,197 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,838,000 | 1,857 |
| Life insurance assets | $4,650,000 | 1,128 |
| Total liabilities and capital | $261,139,000 | 2,402 |
| Total liabilities | $241,499,000 | 2,348 |
| Total deposits | $209,698,000 | 2,406 |
| Interest-bearing deposits | $165,923,000 | 2,554 |
| Deposits held in domestic offices | $209,698,000 | 2,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,756,000 | 1,804 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,000,000 | 1,444 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,045,000 | 2,137 |
| Total equity capital | $19,640,000 | 3,064 |
| Total bank equity capital | $19,640,000 | 3,064 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,851,000 | 272 |
| Surplus | $0 | 8,136 |
| Undivided profits | $5,789,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,217,000 | 2,901 |
| Earning assets | $244,572,000 | 2,346 |
| Long-term assets (5+ years) | $38,189,000 | 2,188 |
| Average Assets, year-to-date | $266,379,500 | 2,348 |
| Average Assets, quarterly | $266,379,500 | 2,348 |
| Volatile liabilities | $83,144,000 | 1,643 |
| Insider loans | $2,480,000 | 2,473 |
| FHLB advances | $26,000,000 | 1,363 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $82,659,000 | 1,188 |
| Tier 1 (core) risk-based capital | $20,622,000 | 2,867 |
| Tier 2 risk-based capital | $2,323,000 | 2,052 |
| Total risk weighted assets | $215,273,000 | 2,061 |
| Total unused commitments | $82,659,000 | 1,188 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $271,620,000 | 2,298 |
| Cash and due from depository institutions | $14,903,000 | 3,338 |
| Interest-bearing balances | $116,000 | 4,765 |
| Securities | $44,193,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $13,616,000 | 989 |
| Net loans & leases | $190,301,000 | 2,204 |
| Loan loss allowance | $2,168,000 | 2,220 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $460,000 | 7,142 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,147,000 | 1,993 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $271,620,000 | 2,298 |
| Total liabilities | $252,358,000 | 2,217 |
| Total deposits | $221,255,000 | 2,277 |
| Interest-bearing deposits | $175,052,000 | 2,401 |
| Deposits held in domestic offices | $221,255,000 | 2,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,373,000 | 1,936 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000,000 | 1,464 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,730,000 | 2,368 |
| Total equity capital | $19,262,000 | 3,097 |
| Total bank equity capital | $19,262,000 | 3,097 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,851,000 | 266 |
| Surplus | $0 | 8,157 |
| Undivided profits | $5,411,000 | 4,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,354,000 | 2,638 |
| Earning assets | $248,226,000 | 2,292 |
| Long-term assets (5+ years) | $28,319,000 | 2,642 |
| Average Assets, year-to-date | $247,557,800 | 2,402 |
| Average Assets, quarterly | $262,026,000 | 2,355 |
| Volatile liabilities | $72,368,000 | 1,817 |
| Insider loans | $2,555,000 | 2,385 |
| FHLB advances | $26,000,000 | 1,371 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $84,351,000 | 1,149 |
| Tier 1 (core) risk-based capital | $20,162,000 | 2,889 |
| Tier 2 risk-based capital | $2,268,000 | 2,056 |
| Total risk weighted assets | $212,308,000 | 2,067 |
| Total unused commitments | $84,351,000 | 1,149 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 50 | 3,331 |
| Assets and Liabilities | ||
| Total Assets: | $252,432,000 | 2,424 |
| Cash and due from depository institutions | $9,095,000 | 3,331 |
| Interest-bearing balances | $285,000 | 4,032 |
| Securities | $45,448,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $2,168,000 | 3,630 |
| Net loans & leases | $187,311,000 | 2,196 |
| Loan loss allowance | $2,172,000 | 2,218 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $504,000 | 7,026 |
| Other real estate owned | $0 | 3,331 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,906,000 | 1,981 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $252,432,000 | 2,424 |
| Total liabilities | $233,789,000 | 2,361 |
| Total deposits | $204,662,000 | 2,397 |
| Interest-bearing deposits | $166,299,000 | 2,461 |
| Deposits held in domestic offices | $204,662,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $539,000 | 3,155 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,000,000 | 1,447 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,588,000 | 2,472 |
| Total equity capital | $18,643,000 | 3,152 |
| Total bank equity capital | $18,643,000 | 3,152 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,851,000 | 252 |
| Surplus | $0 | 8,180 |
| Undivided profits | $4,792,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,152,000 | 3,021 |
| Earning assets | $235,212,000 | 2,383 |
| Long-term assets (5+ years) | $30,190,000 | 2,565 |
| Average Assets, year-to-date | $241,542,250 | 2,438 |
| Average Assets, quarterly | $248,798,500 | 2,426 |
| Volatile liabilities | $64,544,000 | 1,933 |
| Insider loans | $2,640,000 | 2,323 |
| FHLB advances | $27,000,000 | 1,356 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $83,031,000 | 1,148 |
| Tier 1 (core) risk-based capital | $19,383,000 | 2,951 |
| Tier 2 risk-based capital | $2,272,000 | 2,022 |
| Total risk weighted assets | $201,534,000 | 2,136 |
| Total unused commitments | $83,031,000 | 1,149 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $245,165,000 | 2,440 |
| Cash and due from depository institutions | $9,999,000 | 3,404 |
| Interest-bearing balances | $76,000 | 5,392 |
| Securities | $47,252,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $179,483,000 | 2,235 |
| Loan loss allowance | $2,092,000 | 2,250 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $547,000 | 6,895 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,884,000 | 1,928 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $245,165,000 | 2,440 |
| Total liabilities | $226,897,000 | 2,384 |
| Total deposits | $197,285,000 | 2,423 |
| Interest-bearing deposits | $155,897,000 | 2,571 |
| Deposits held in domestic offices | $197,285,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,980,000 | 2,069 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,632,000 | 2,283 |
| Total equity capital | $18,268,000 | 3,162 |
| Total bank equity capital | $18,268,000 | 3,162 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,851,000 | 239 |
| Surplus | $0 | 8,188 |
| Undivided profits | $4,417,000 | 4,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,098,000 | 2,897 |
| Earning assets | $226,811,000 | 2,407 |
| Long-term assets (5+ years) | $33,147,000 | 2,409 |
| Average Assets, year-to-date | $237,912,330 | 2,452 |
| Average Assets, quarterly | $241,162,500 | 2,446 |
| Volatile liabilities | $49,190,000 | 2,300 |
| Insider loans | $1,848,000 | 2,914 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $76,086,000 | 1,187 |
| Tier 1 (core) risk-based capital | $18,730,000 | 2,985 |
| Tier 2 risk-based capital | $2,192,000 | 2,060 |
| Total risk weighted assets | $194,804,000 | 2,142 |
| Total unused commitments | $76,086,000 | 1,187 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $237,160,000 | 2,488 |
| Cash and due from depository institutions | $6,423,000 | 3,436 |
| Interest-bearing balances | $51,000 | 5,702 |
| Securities | $47,826,000 | 2,469 |
| Federal funds sold & reverse repurchase agreements | $2,670,000 | 3,544 |
| Net loans & leases | $172,487,000 | 2,271 |
| Loan loss allowance | $1,852,000 | 2,470 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $640,000 | 6,700 |
| Other real estate owned | $0 | 3,436 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,114,000 | 2,057 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $237,160,000 | 2,488 |
| Total liabilities | $220,715,000 | 2,413 |
| Total deposits | $188,656,000 | 2,524 |
| Interest-bearing deposits | $155,529,000 | 2,583 |
| Deposits held in domestic offices | $188,656,000 | 2,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,816,000 | 2,248 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,000,000 | 1,328 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,243,000 | 2,754 |
| Total equity capital | $16,445,000 | 3,377 |
| Total bank equity capital | $16,445,000 | 3,377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,851,000 | 246 |
| Surplus | $0 | 8,248 |
| Undivided profits | $3,594,000 | 5,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $966,000 | 3,157 |
| Earning assets | $223,034,000 | 2,428 |
| Long-term assets (5+ years) | $30,929,000 | 2,579 |
| Average Assets, year-to-date | $234,286,000 | 2,495 |
| Average Assets, quarterly | $234,286,000 | 2,495 |
| Volatile liabilities | $56,249,000 | 1,973 |
| Insider loans | $3,020,000 | 2,006 |
| FHLB advances | $29,000,000 | 1,238 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $55,251,000 | 1,506 |
| Tier 1 (core) risk-based capital | $17,220,000 | 3,166 |
| Tier 2 risk-based capital | $2,129,000 | 2,100 |
| Total risk weighted assets | $188,737,000 | 2,170 |
| Total unused commitments | $55,251,000 | 1,506 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $231,412,000 | 2,534 |
| Cash and due from depository institutions | $7,666,000 | 3,516 |
| Interest-bearing balances | $1,871,000 | 2,142 |
| Securities | $53,188,000 | 2,301 |
| Federal funds sold & reverse repurchase agreements | $6,470,000 | 1,756 |
| Net loans & leases | $156,521,000 | 2,439 |
| Loan loss allowance | $1,977,000 | 2,336 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $674,000 | 6,616 |
| Other real estate owned | $0 | 3,516 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,893,000 | 2,081 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $231,412,000 | 2,534 |
| Total liabilities | $215,938,000 | 2,445 |
| Total deposits | $188,636,000 | 2,499 |
| Interest-bearing deposits | $149,791,000 | 2,638 |
| Deposits held in domestic offices | $188,636,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,000,000 | 1,441 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,302,000 | 2,628 |
| Total equity capital | $15,474,000 | 3,546 |
| Total bank equity capital | $15,474,000 | 3,546 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,851,000 | 267 |
| Surplus | $0 | 8,282 |
| Undivided profits | $3,623,000 | 5,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $929,000 | 3,260 |
| Earning assets | $218,050,000 | 2,475 |
| Long-term assets (5+ years) | $33,347,000 | 2,502 |
| Average Assets, year-to-date | $207,289,000 | 2,685 |
| Average Assets, quarterly | $221,316,500 | 2,619 |
| Volatile liabilities | $41,309,000 | 2,472 |
| Insider loans | $2,600,000 | 2,247 |
| FHLB advances | $26,000,000 | 1,339 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,601,000 | 1,404 |
| Tier 1 (core) risk-based capital | $15,796,000 | 3,376 |
| Tier 2 risk-based capital | $2,106,000 | 2,102 |
| Total risk weighted assets | $171,399,000 | 2,328 |
| Total unused commitments | $58,601,000 | 1,404 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $211,221,000 | 2,705 |
| Cash and due from depository institutions | $6,820,000 | 3,575 |
| Interest-bearing balances | $144,000 | 4,774 |
| Securities | $53,365,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 1,842 |
| Net loans & leases | $137,697,000 | 2,687 |
| Loan loss allowance | $1,979,000 | 2,327 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $725,000 | 6,472 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,714,000 | 2,076 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $211,221,000 | 2,705 |
| Total liabilities | $196,158,000 | 2,614 |
| Total deposits | $164,831,000 | 2,788 |
| Interest-bearing deposits | $130,365,000 | 2,936 |
| Deposits held in domestic offices | $164,831,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,000,000 | 1,311 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,327,000 | 2,615 |
| Total equity capital | $15,063,000 | 3,644 |
| Total bank equity capital | $15,063,000 | 3,644 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,851,000 | 261 |
| Surplus | $0 | 8,313 |
| Undivided profits | $3,212,000 | 5,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $817,000 | 3,780 |
| Earning assets | $197,106,000 | 2,660 |
| Long-term assets (5+ years) | $26,708,000 | 2,960 |
| Average Assets, year-to-date | $201,258,250 | 2,752 |
| Average Assets, quarterly | $208,364,500 | 2,718 |
| Volatile liabilities | $40,091,000 | 2,489 |
| Insider loans | $2,550,000 | 2,253 |
| FHLB advances | $30,000,000 | 1,205 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $49,240,000 | 1,586 |
| Tier 1 (core) risk-based capital | $15,184,000 | 3,473 |
| Tier 2 risk-based capital | $1,922,000 | 2,258 |
| Total risk weighted assets | $153,586,000 | 2,546 |
| Total unused commitments | $49,240,000 | 1,588 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $205,508,000 | 2,756 |
| Cash and due from depository institutions | $7,237,000 | 3,753 |
| Interest-bearing balances | $232,000 | 4,359 |
| Securities | $49,214,000 | 2,484 |
| Federal funds sold & reverse repurchase agreements | $1,430,000 | 3,972 |
| Net loans & leases | $140,129,000 | 2,606 |
| Loan loss allowance | $1,979,000 | 2,314 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $725,000 | 6,503 |
| Other real estate owned | $0 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,773,000 | 2,058 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $205,508,000 | 2,756 |
| Total liabilities | $191,351,000 | 2,665 |
| Total deposits | $162,264,000 | 2,783 |
| Interest-bearing deposits | $130,530,000 | 2,933 |
| Deposits held in domestic offices | $162,264,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,000,000 | 1,345 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,087,000 | 2,791 |
| Total equity capital | $14,157,000 | 3,727 |
| Total bank equity capital | $14,157,000 | 3,727 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,851,000 | 258 |
| Surplus | $0 | 8,370 |
| Undivided profits | $2,306,000 | 6,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $807,000 | 3,574 |
| Earning assets | $191,005,000 | 2,718 |
| Long-term assets (5+ years) | $15,997,000 | 4,115 |
| Average Assets, year-to-date | $197,937,330 | 2,793 |
| Average Assets, quarterly | $199,760,500 | 2,798 |
| Volatile liabilities | $36,197,000 | 2,630 |
| Insider loans | $2,778,000 | 2,060 |
| FHLB advances | $28,000,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $54,487,000 | 1,458 |
| Tier 1 (core) risk-based capital | $14,680,000 | 3,534 |
| Tier 2 risk-based capital | $1,918,000 | 2,225 |
| Total risk weighted assets | $153,215,000 | 2,513 |
| Total unused commitments | $54,487,000 | 1,462 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $194,013,000 | 2,861 |
| Cash and due from depository institutions | $17,669,000 | 3,816 |
| Interest-bearing balances | $12,892,000 | 571 |
| Securities | $29,478,000 | 3,714 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,467 |
| Net loans & leases | $129,965,000 | 2,716 |
| Loan loss allowance | $1,993,000 | 2,274 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $688,000 | 6,588 |
| Other real estate owned | $0 | 3,816 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,213,000 | 2,086 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $194,013,000 | 2,861 |
| Total liabilities | $179,514,000 | 2,782 |
| Total deposits | $158,174,000 | 2,834 |
| Interest-bearing deposits | $123,871,000 | 3,046 |
| Deposits held in domestic offices | $158,174,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,000,000 | 1,610 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,340,000 | 2,620 |
| Total equity capital | $14,499,000 | 3,723 |
| Total bank equity capital | $14,499,000 | 3,723 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $11,851,000 | 250 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,648,000 | 6,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $655,000 | 4,201 |
| Earning assets | $182,335,000 | 2,798 |
| Long-term assets (5+ years) | $11,232,000 | 4,773 |
| Average Assets, year-to-date | $194,152,000 | 2,835 |
| Average Assets, quarterly | $194,152,000 | 2,835 |
| Volatile liabilities | $25,787,000 | 3,259 |
| Insider loans | $2,638,000 | 2,123 |
| FHLB advances | $20,000,000 | 1,495 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $49,488,000 | 1,522 |
| Tier 1 (core) risk-based capital | $14,280,000 | 3,584 |
| Tier 2 risk-based capital | $1,764,000 | 2,341 |
| Total risk weighted assets | $140,808,000 | 2,638 |
| Total unused commitments | $49,488,000 | 1,525 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $194,291,000 | 2,841 |
| Cash and due from depository institutions | $7,336,000 | 4,045 |
| Interest-bearing balances | $89,000 | 5,502 |
| Securities | $37,539,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $6,910,000 | 1,736 |
| Net loans & leases | $135,574,000 | 2,597 |
| Loan loss allowance | $1,951,000 | 2,309 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $659,000 | 6,689 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,273,000 | 2,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,291,000 | 2,841 |
| Total liabilities | $180,347,000 | 2,759 |
| Total deposits | $161,992,000 | 2,771 |
| Interest-bearing deposits | $124,321,000 | 3,017 |
| Deposits held in domestic offices | $161,992,000 | 2,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,801 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,355,000 | 2,515 |
| Total equity capital | $13,944,000 | 3,775 |
| Total bank equity capital | $13,944,000 | 3,775 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,851,000 | 250 |
| Surplus | $0 | 8,463 |
| Undivided profits | $2,093,000 | 6,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $787,000 | 3,725 |
| Earning assets | $180,112,000 | 2,805 |
| Long-term assets (5+ years) | $14,394,000 | 4,289 |
| Average Assets, year-to-date | $177,852,400 | 2,974 |
| Average Assets, quarterly | $190,634,500 | 2,862 |
| Volatile liabilities | $29,590,000 | 2,958 |
| Insider loans | $2,598,000 | 2,105 |
| FHLB advances | $17,000,000 | 1,690 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $44,090,000 | 1,629 |
| Tier 1 (core) risk-based capital | $13,882,000 | 3,629 |
| Tier 2 risk-based capital | $1,842,000 | 2,248 |
| Total risk weighted assets | $147,155,000 | 2,510 |
| Total unused commitments | $44,090,000 | 1,632 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $186,978,000 | 2,925 |
| Cash and due from depository institutions | $8,357,000 | 4,063 |
| Interest-bearing balances | $69,000 | 5,719 |
| Securities | $39,349,000 | 2,973 |
| Federal funds sold & reverse repurchase agreements | $3,730,000 | 3,201 |
| Net loans & leases | $128,693,000 | 2,687 |
| Loan loss allowance | $1,965,000 | 2,300 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $737,000 | 6,514 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,112,000 | 2,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,978,000 | 2,925 |
| Total liabilities | $173,339,000 | 2,853 |
| Total deposits | $150,924,000 | 2,939 |
| Interest-bearing deposits | $123,071,000 | 3,052 |
| Deposits held in domestic offices | $150,924,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,000,000 | 1,525 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,415,000 | 2,508 |
| Total equity capital | $13,639,000 | 3,823 |
| Total bank equity capital | $13,639,000 | 3,823 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,851,000 | 252 |
| Surplus | $0 | 8,515 |
| Undivided profits | $1,788,000 | 6,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $732,000 | 4,161 |
| Earning assets | $171,841,000 | 2,913 |
| Long-term assets (5+ years) | $15,398,000 | 4,174 |
| Average Assets, year-to-date | $173,742,750 | 3,053 |
| Average Assets, quarterly | $178,552,500 | 3,027 |
| Volatile liabilities | $33,080,000 | 2,688 |
| Insider loans | $1,803,000 | 2,807 |
| FHLB advances | $21,000,000 | 1,410 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,880,000 | 1,531 |
| Tier 1 (core) risk-based capital | $13,381,000 | 3,726 |
| Tier 2 risk-based capital | $1,772,000 | 2,297 |
| Total risk weighted assets | $141,586,000 | 2,578 |
| Total unused commitments | $46,880,000 | 1,537 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 44 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $170,127,000 | 3,144 |
| Cash and due from depository institutions | $4,687,000 | 3,782 |
| Interest-bearing balances | $85,000 | 5,663 |
| Securities | $31,755,000 | 3,405 |
| Federal funds sold & reverse repurchase agreements | $4,220,000 | 3,307 |
| Net loans & leases | $123,182,000 | 2,754 |
| Loan loss allowance | $1,934,000 | 2,295 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $764,000 | 6,451 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,519,000 | 2,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,127,000 | 3,144 |
| Total liabilities | $156,767,000 | 3,070 |
| Total deposits | $139,488,000 | 3,141 |
| Interest-bearing deposits | $115,379,000 | 3,192 |
| Deposits held in domestic offices | $139,488,000 | 3,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,000,000 | 1,780 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,279,000 | 2,799 |
| Total equity capital | $13,360,000 | 3,892 |
| Total bank equity capital | $13,360,000 | 3,892 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,851,000 | 247 |
| Surplus | $0 | 8,544 |
| Undivided profits | $1,509,000 | 7,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $671,000 | 4,302 |
| Earning assets | $159,242,000 | 3,084 |
| Long-term assets (5+ years) | $8,823,000 | 5,131 |
| Average Assets, year-to-date | $169,331,000 | 3,116 |
| Average Assets, quarterly | $171,061,500 | 3,111 |
| Volatile liabilities | $25,008,000 | 3,266 |
| Insider loans | $1,575,000 | 3,058 |
| FHLB advances | $16,000,000 | 1,660 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,923,000 | 2,066 |
| Tier 1 (core) risk-based capital | $12,917,000 | 3,779 |
| Tier 2 risk-based capital | $1,668,000 | 2,375 |
| Total risk weighted assets | $133,158,000 | 2,699 |
| Total unused commitments | $30,923,000 | 2,077 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $171,996,000 | 3,091 |
| Cash and due from depository institutions | $8,054,000 | 3,670 |
| Interest-bearing balances | $3,795,000 | 1,855 |
| Securities | $28,541,000 | 3,652 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,707 |
| Net loans & leases | $119,206,000 | 2,796 |
| Loan loss allowance | $1,921,000 | 2,267 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $826,000 | 6,268 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,369,000 | 2,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,996,000 | 3,091 |
| Total liabilities | $159,095,000 | 3,006 |
| Total deposits | $142,924,000 | 3,046 |
| Interest-bearing deposits | $120,419,000 | 3,065 |
| Deposits held in domestic offices | $142,924,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,000,000 | 1,787 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,171,000 | 2,993 |
| Total equity capital | $12,901,000 | 3,932 |
| Total bank equity capital | $12,901,000 | 3,932 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,851,000 | 245 |
| Surplus | $0 | 8,583 |
| Undivided profits | $1,050,000 | 7,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $629,000 | 4,539 |
| Earning assets | $161,542,000 | 3,013 |
| Long-term assets (5+ years) | $10,217,000 | 4,790 |
| Average Assets, year-to-date | $168,933,000 | 3,110 |
| Average Assets, quarterly | $168,933,000 | 3,110 |
| Volatile liabilities | $28,167,000 | 2,952 |
| Insider loans | $1,116,000 | 3,706 |
| FHLB advances | $15,000,000 | 1,670 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,200,000 | 1,436 |
| Tier 1 (core) risk-based capital | $12,563,000 | 3,809 |
| Tier 2 risk-based capital | $1,642,000 | 2,378 |
| Total risk weighted assets | $130,819,000 | 2,697 |
| Total unused commitments | $48,200,000 | 1,449 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $165,870,000 | 3,131 |
| Cash and due from depository institutions | $8,699,000 | 3,714 |
| Interest-bearing balances | $140,000 | 4,866 |
| Securities | $23,927,000 | 4,125 |
| Federal funds sold & reverse repurchase agreements | $5,130,000 | 2,738 |
| Net loans & leases | $122,120,000 | 2,705 |
| Loan loss allowance | $1,862,000 | 2,282 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $828,000 | 6,268 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,166,000 | 2,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,870,000 | 3,131 |
| Total liabilities | $153,109,000 | 3,052 |
| Total deposits | $138,709,000 | 3,063 |
| Interest-bearing deposits | $114,683,000 | 3,141 |
| Deposits held in domestic offices | $138,709,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000 | 3,208 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,382,000 | 2,685 |
| Total equity capital | $12,761,000 | 3,919 |
| Total bank equity capital | $12,761,000 | 3,919 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,851,000 | 239 |
| Surplus | $0 | 8,619 |
| Undivided profits | $910,000 | 7,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $634,000 | 4,743 |
| Earning assets | $151,317,000 | 3,129 |
| Long-term assets (5+ years) | $9,502,000 | 4,907 |
| Average Assets, year-to-date | $149,256,600 | 3,266 |
| Average Assets, quarterly | $160,101,500 | 3,198 |
| Volatile liabilities | $25,911,000 | 3,135 |
| Insider loans | $1,149,000 | 3,653 |
| FHLB advances | $13,000,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,677,000 | 1,698 |
| Tier 1 (core) risk-based capital | $12,258,000 | 3,823 |
| Tier 2 risk-based capital | $1,658,000 | 2,327 |
| Total risk weighted assets | $132,434,000 | 2,627 |
| Total unused commitments | $36,677,000 | 1,704 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $137,929,000 | 3,500 |
| Cash and due from depository institutions | $4,927,000 | 4,593 |
| Interest-bearing balances | $935,000 | 3,078 |
| Securities | $18,723,000 | 4,725 |
| Federal funds sold & reverse repurchase agreements | $8,715,000 | 1,689 |
| Net loans & leases | $101,992,000 | 3,091 |
| Loan loss allowance | $1,452,000 | 2,661 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $488,000 | 7,378 |
| Other real estate owned | $1,425,000 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,659,000 | 5,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,929,000 | 3,500 |
| Total liabilities | $127,602,000 | 3,424 |
| Total deposits | $118,776,000 | 3,366 |
| Interest-bearing deposits | $100,058,000 | 3,420 |
| Deposits held in domestic offices | $118,776,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,449 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $826,000 | 3,961 |
| Total equity capital | $10,327,000 | 4,387 |
| Total bank equity capital | $10,327,000 | 4,387 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,851,000 | 255 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-524,000 | 9,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $702,000 | 4,676 |
| Earning assets | $130,365,000 | 3,388 |
| Long-term assets (5+ years) | $6,548,000 | 5,663 |
| Average Assets, year-to-date | $120,356,600 | 3,787 |
| Average Assets, quarterly | $137,095,500 | 3,473 |
| Volatile liabilities | $22,759,000 | 3,325 |
| Insider loans | $4,676,000 | 1,042 |
| FHLB advances | $8,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,262,000 | 1,675 |
| Tier 1 (core) risk-based capital | $10,162,000 | 4,298 |
| Tier 2 risk-based capital | $1,387,000 | 2,568 |
| Total risk weighted assets | $110,864,000 | 2,961 |
| Total unused commitments | $34,262,000 | 1,679 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $102,527,000 | 4,367 |
| Cash and due from depository institutions | $6,601,000 | 5,074 |
| Interest-bearing balances | $96,000 | 4,884 |
| Securities | $6,717,000 | 7,762 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,161 |
| Net loans & leases | $82,317,000 | 3,609 |
| Loan loss allowance | $1,083,000 | 3,245 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $411,000 | 7,828 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $981,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,527,000 | 4,367 |
| Total liabilities | $92,913,000 | 4,328 |
| Total deposits | $87,074,000 | 4,275 |
| Interest-bearing deposits | $71,723,000 | 4,392 |
| Deposits held in domestic offices | $87,074,000 | 4,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $839,000 | 4,096 |
| Total equity capital | $9,614,000 | 4,542 |
| Total bank equity capital | $9,614,000 | 4,542 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,851,000 | 276 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-1,237,000 | 9,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $606,000 | 4,428 |
| Earning assets | $94,630,000 | 4,344 |
| Long-term assets (5+ years) | $3,485,000 | 6,639 |
| Average Assets, year-to-date | $79,840,200 | 5,040 |
| Average Assets, quarterly | $96,518,500 | 4,515 |
| Volatile liabilities | $23,130,000 | 3,299 |
| Insider loans | $1,370,000 | 3,125 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $34,359,000 | 1,549 |
| Tier 1 (core) risk-based capital | $9,628,000 | 4,425 |
| Tier 2 risk-based capital | $1,083,000 | 3,053 |
| Total risk weighted assets | $89,470,800 | 3,411 |
| Total unused commitments | $34,359,000 | 1,550 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $61,738,000 | 6,135 |
| Cash and due from depository institutions | $6,017,000 | 7,085 |
| Interest-bearing balances | $2,817,000 | 1,334 |
| Securities | $9,213,000 | 7,316 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,145 |
| Net loans & leases | $37,210,000 | 6,094 |
| Loan loss allowance | $599,000 | 5,064 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $373,000 | 8,248 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $575,000 | 7,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,738,000 | 6,135 |
| Total liabilities | $52,801,000 | 6,314 |
| Total deposits | $48,296,000 | 6,370 |
| Interest-bearing deposits | $37,526,000 | 6,714 |
| Deposits held in domestic offices | $48,296,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,002,000 | 3,127 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $503,000 | 5,327 |
| Total equity capital | $8,937,000 | 4,662 |
| Total bank equity capital | $8,937,000 | 4,662 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,824,000 | 307 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-1,887,000 | 10,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $199,000 | 7,811 |
| Earning assets | $57,590,000 | 6,050 |
| Long-term assets (5+ years) | $2,441,000 | 7,444 |
| Average Assets, year-to-date | $47,495,000 | 6,928 |
| Average Assets, quarterly | $61,277,500 | 6,116 |
| Volatile liabilities | $9,816,000 | 5,477 |
| Insider loans | $1,947,000 | 2,281 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,645,000 | 1,957 |
| Tier 1 (core) risk-based capital | $9,092,000 | 4,605 |
| Tier 2 risk-based capital | $565,050 | 4,901 |
| Total risk weighted assets | $45,170,350 | 5,564 |
| Total unused commitments | $25,645,000 | 1,962 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $29,910,000 | 8,647 |
| Cash and due from depository institutions | $2,148,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,104,000 | 9,083 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,264 |
| Net loans & leases | $17,657,000 | 8,311 |
| Loan loss allowance | $364,000 | 6,752 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $441,000 | 8,029 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $360,000 | 9,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,910,000 | 8,647 |
| Total liabilities | $23,006,000 | 8,975 |
| Total deposits | $21,811,000 | 8,974 |
| Interest-bearing deposits | $15,335,000 | 9,345 |
| Deposits held in domestic offices | $21,811,000 | 8,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,382 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $195,000 | 8,668 |
| Total equity capital | $6,904,000 | 5,838 |
| Total bank equity capital | $6,904,000 | 5,838 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $419,000 | 5,179 |
| Surplus | $7,964,000 | 1,953 |
| Undivided profits | $-1,479,000 | 10,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $85,000 | 9,566 |
| Earning assets | $26,961,000 | 8,673 |
| Long-term assets (5+ years) | $1,509,000 | 8,050 |
| Average Assets, year-to-date | $21,174,500 | 9,313 |
| Average Assets, quarterly | $26,315,000 | 8,905 |
| Volatile liabilities | $2,609,000 | 8,568 |
| Insider loans | $1,872,000 | 2,222 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,558,000 | 2,988 |
| Tier 1 (core) risk-based capital | $6,894,000 | 5,666 |
| Tier 2 risk-based capital | $266,330 | 7,384 |
| Total risk weighted assets | $21,208,630 | 8,054 |
| Total unused commitments | $13,558,000 | 2,994 |
| Derivatives | $0 | 527 |