Home > Charter One Commercial > Income and Expense
Charter One Commercial, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,697,000 | 1,933 |
| Total interest expense | $12,529,000 | 1,304 |
| Net interest income | $5,168,000 | 3,348 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $-18,000 | 9,599 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-18,000 | 9,585 |
| Total noninterest expense | $1,518,000 | 6,755 |
| Salaries and employee benefits | $175,000 | 9,448 |
| Premises and equipment expense | $26,000 | 9,439 |
| Additional noninterest expense | $1,317,000 | 3,220 |
| Pre-tax net operating income | $3,632,000 | 1,918 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,271,000 | 1,730 |
| Income before extraordinary items | $2,361,000 | 2,197 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,361,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,361,000 | 2,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,211,000 | 1,805 |
| Total interest expense | $14,955,000 | 1,158 |
| Net interest income | $4,256,000 | 3,968 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $1,524,000 | 6,694 |
| Salaries and employee benefits | $148,000 | 9,756 |
| Premises and equipment expense | $21,000 | 9,762 |
| Additional noninterest expense | $1,355,000 | 3,062 |
| Pre-tax net operating income | $2,732,000 | 2,580 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $956,000 | 2,206 |
| Income before extraordinary items | $1,776,000 | 2,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,776,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $12,900,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,776,000 | 2,823 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 3,513 |
| Total interest expense | $6,098,000 | 2,417 |
| Net interest income | $2,976,000 | 5,191 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $40,000 | 9,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $959,000 | 8,238 |
| Salaries and employee benefits | $74,000 | 10,169 |
| Premises and equipment expense | $29,000 | 9,986 |
| Additional noninterest expense | $856,000 | 4,563 |
| Pre-tax net operating income | $2,057,000 | 3,271 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $720,000 | 2,854 |
| Income before extraordinary items | $1,337,000 | 3,560 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,337,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $40,000,000 | 17 |
| Net operating income | $1,337,000 | 3,524 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.