Home > Charter One Bank > Net charge- offs to loans
Charter One Bank, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4594% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3612% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 3.6654% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7131% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1017% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6920% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7697% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5537% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7466% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3581% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 1.5349% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3773% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0880% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5466% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5289% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6689% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7330% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 7,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1870% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4002% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9007% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 7,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,806 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 6,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2386% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4499% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7820% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.1074% | 7,777 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3981% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7533% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2116% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0652% | 7,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3444% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8329% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7784% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1260% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1683% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9301% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6978% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3439% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1689% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5434% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9263% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0488% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3147% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0064% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2736% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5646% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0125% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 6,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2543% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8567% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1007% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0002% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1661% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0535% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2660% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0548% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9046% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3929% | 4,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1162% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1890% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0738% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7140% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0193% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7388% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1337% | 5,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1580% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2302% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.1335% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0186% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1739% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1254% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4321% | 3,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0382% | 7,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0461% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1836% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6873% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5367% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0771% | 7,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3736% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 6,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1784% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0411% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7725% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3016% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 6,463 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1685% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4180% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4135% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0199% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 6,416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1557% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9766% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7952% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6523% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5172% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1489% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0801% | 6,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0096% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9415% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0296% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4799% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1039% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3464% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3676% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0255% | 1,860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0893% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0958% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3551% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7363% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0103% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1047% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6498% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8702% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1326% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1016% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0453% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0957% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0268% | 1,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7628% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3969% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 5,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4976% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1182% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5798% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4733% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2608% | 1,265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 7,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0275% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2851% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1754% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1479% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0183% | 1,330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 8,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0476% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0948% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0346% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1087% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4284% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 7,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.2219% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0457% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0540% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7175% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 7,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6032% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0270% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7168% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 7,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0834% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2032% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0231% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |