Home > Charter Oak Federal Savings Bank > Income and Expense
Charter Oak Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,732,000 | 1,033 |
| Total interest expense | $24,214,000 | 778 |
| Net interest income | $11,518,000 | 1,609 |
| Provision for loan and lease losses | $493,000 | 3,035 |
| Total noninterest income | $6,711,000 | 790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,711,000 | 554 |
| Total noninterest expense | $15,899,000 | 1,022 |
| Salaries and employee benefits | $6,320,000 | 1,066 |
| Premises and equipment expense | $2,751,000 | 865 |
| Additional noninterest expense | $6,828,000 | 1,034 |
| Pre-tax net operating income | $1,837,000 | 3,365 |
| Securities gains (losses) | $473,000 | 1,136 |
| Applicable income taxes | $410,000 | 4,696 |
| Income before extraordinary items | $1,900,000 | 2,408 |
| Extraordinary gains, net | $280,000 | 323 |
| Net income | $2,180,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,505,000 | 833 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,512,140 | 2,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.