Home > Charter Oak Bank > Assets and Liabilities
Charter Oak Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 27 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $120,833,000 | 4,483 |
| Cash and due from depository institutions | $16,116,000 | 4,723 |
| Interest-bearing balances | $12,177,000 | 2,439 |
| Securities | $0 | 7,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $101,296,000 | 3,700 |
| Loan loss allowance | $5,707,000 | 1,405 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,241,000 | 5,020 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,180,000 | 4,988 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $120,833,000 | 4,483 |
| Total liabilities | $120,246,000 | 4,190 |
| Total deposits | $105,309,000 | 4,385 |
| Interest-bearing deposits | $73,178,000 | 4,932 |
| Deposits held in domestic offices | $105,309,000 | 4,382 |
| % insured | 91.81% | 3,347 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,328,000 | 1,860 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $609,000 | 4,169 |
| Total equity capital | $587,000 | 7,642 |
| Total bank equity capital | $587,000 | 7,642 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $18,423,000 | 262 |
| Surplus | $434,000 | 6,694 |
| Undivided profits | $-18,270,000 | 7,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,980,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $408,000 | 5,573 |
| Earning assets | $113,473,000 | 4,387 |
| Long-term assets (5+ years) | $36,922,000 | 3,049 |
| Average Assets, year-to-date | $137,589,400 | 4,103 |
| Average Assets, quarterly | $128,239,500 | 4,324 |
| Volatile liabilities | $52,557,000 | 2,400 |
| Insider loans | $5,431,000 | 1,271 |
| FHLB advances | $13,500,000 | 1,812 |
| Loans and leases held for sale | $4,729,000 | 570 |
| Unused loan commitments | $15,869,000 | 2,973 |
| Tier 1 (core) risk-based capital | $587,000 | 7,644 |
| Tier 2 risk-based capital | $587,000 | 5,429 |
| Total risk weighted assets | $111,066,000 | 3,619 |
| Total unused commitments | $15,869,000 | 2,974 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 29 | 4,555 |
| Assets and Liabilities | ||
| Total Assets: | $135,646,000 | 4,220 |
| Cash and due from depository institutions | $17,783,000 | 4,555 |
| Interest-bearing balances | $13,234,000 | 2,345 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $111,623,000 | 3,523 |
| Loan loss allowance | $3,747,000 | 2,013 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,316,000 | 5,011 |
| Other real estate owned | $0 | 4,555 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,924,000 | 3,311 |
| Life insurance assets | $2,809,000 | 1,916 |
| Total liabilities and capital | $135,646,000 | 4,220 |
| Total liabilities | $130,906,000 | 4,024 |
| Total deposits | $115,386,000 | 4,166 |
| Interest-bearing deposits | $85,595,000 | 4,553 |
| Deposits held in domestic offices | $115,386,000 | 4,163 |
| % insured | 78.54% | 6,347 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,332,000 | 1,981 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,188,000 | 3,200 |
| Total equity capital | $4,740,000 | 6,829 |
| Total bank equity capital | $4,740,000 | 6,829 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $18,381,000 | 261 |
| Surplus | $474,000 | 6,755 |
| Undivided profits | $-14,115,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $9,858,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $418,000 | 5,722 |
| Earning assets | $124,857,000 | 4,199 |
| Long-term assets (5+ years) | $36,985,000 | 3,012 |
| Average Assets, year-to-date | $141,778,500 | 4,084 |
| Average Assets, quarterly | $137,557,500 | 4,180 |
| Volatile liabilities | $55,798,000 | 2,365 |
| Insider loans | $5,623,000 | 1,275 |
| FHLB advances | $13,500,000 | 1,939 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $16,320,000 | 2,988 |
| Tier 1 (core) risk-based capital | $4,740,000 | 6,748 |
| Tier 2 risk-based capital | $1,573,000 | 3,115 |
| Total risk weighted assets | $125,102,000 | 3,359 |
| Total unused commitments | $16,320,000 | 2,990 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 30 | 4,493 |
| Assets and Liabilities | ||
| Total Assets: | $139,469,000 | 4,166 |
| Cash and due from depository institutions | $12,312,000 | 4,493 |
| Interest-bearing balances | $7,772,000 | 3,080 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $120,304,000 | 3,359 |
| Loan loss allowance | $7,121,000 | 1,176 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,372,000 | 4,991 |
| Other real estate owned | $0 | 4,493 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,481,000 | 3,097 |
| Life insurance assets | $2,785,000 | 1,927 |
| Total liabilities and capital | $139,469,000 | 4,166 |
| Total liabilities | $132,994,000 | 3,993 |
| Total deposits | $117,190,000 | 4,147 |
| Interest-bearing deposits | $91,329,000 | 4,398 |
| Deposits held in domestic offices | $117,190,000 | 4,145 |
| % insured | 74.70% | 6,850 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,337,000 | 2,040 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,467,000 | 2,651 |
| Total equity capital | $6,475,000 | 6,324 |
| Total bank equity capital | $6,475,000 | 6,324 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $18,306,000 | 259 |
| Surplus | $537,000 | 6,703 |
| Undivided profits | $-12,368,000 | 7,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,794,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $440,000 | 5,536 |
| Earning assets | $128,076,000 | 4,160 |
| Long-term assets (5+ years) | $40,003,000 | 2,815 |
| Average Assets, year-to-date | $143,822,670 | 4,063 |
| Average Assets, quarterly | $139,044,500 | 4,160 |
| Volatile liabilities | $54,954,000 | 2,434 |
| Insider loans | $5,670,000 | 1,284 |
| FHLB advances | $13,500,000 | 2,020 |
| Loans and leases held for sale | $4,736,000 | 473 |
| Unused loan commitments | $19,908,000 | 2,660 |
| Tier 1 (core) risk-based capital | $6,475,000 | 6,204 |
| Tier 2 risk-based capital | $1,757,000 | 2,865 |
| Total risk weighted assets | $135,167,000 | 3,193 |
| Total unused commitments | $19,908,000 | 2,661 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 32 | 4,345 |
| Assets and Liabilities | ||
| Total Assets: | $138,620,000 | 4,233 |
| Cash and due from depository institutions | $6,175,000 | 4,345 |
| Interest-bearing balances | $70,000 | 6,737 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $124,307,000 | 3,326 |
| Loan loss allowance | $3,860,000 | 1,992 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,440,000 | 4,974 |
| Other real estate owned | $0 | 4,345 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,698,000 | 2,766 |
| Life insurance assets | $2,761,000 | 1,942 |
| Total liabilities and capital | $138,620,000 | 4,233 |
| Total liabilities | $126,483,000 | 4,179 |
| Total deposits | $116,370,000 | 4,214 |
| Interest-bearing deposits | $88,276,000 | 4,563 |
| Deposits held in domestic offices | $116,370,000 | 4,212 |
| % insured | 69.84% | 7,265 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,000,000 | 2,757 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,113,000 | 3,183 |
| Total equity capital | $12,137,000 | 4,686 |
| Total bank equity capital | $12,137,000 | 4,686 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $18,306,000 | 259 |
| Surplus | $518,000 | 6,815 |
| Undivided profits | $-6,687,000 | 7,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,066,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $448,000 | 5,563 |
| Earning assets | $124,377,000 | 4,302 |
| Long-term assets (5+ years) | $39,441,000 | 2,861 |
| Average Assets, year-to-date | $145,999,500 | 4,095 |
| Average Assets, quarterly | $145,999,500 | 4,095 |
| Volatile liabilities | $45,993,000 | 2,904 |
| Insider loans | $5,687,000 | 1,331 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,136,000 | 2,338 |
| Tier 1 (core) risk-based capital | $12,137,000 | 4,539 |
| Tier 2 risk-based capital | $1,819,000 | 2,840 |
| Total risk weighted assets | $143,457,000 | 3,115 |
| Total unused commitments | $25,136,000 | 2,343 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 33 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $153,379,000 | 3,977 |
| Cash and due from depository institutions | $9,366,000 | 4,303 |
| Interest-bearing balances | $123,000 | 6,375 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $8,735,000 | 986 |
| Net loans & leases | $126,964,000 | 3,317 |
| Loan loss allowance | $3,079,000 | 2,356 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,505,000 | 4,949 |
| Other real estate owned | $0 | 4,303 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,809,000 | 2,786 |
| Life insurance assets | $2,737,000 | 1,952 |
| Total liabilities and capital | $153,379,000 | 3,977 |
| Total liabilities | $139,621,000 | 3,935 |
| Total deposits | $128,095,000 | 3,913 |
| Interest-bearing deposits | $98,723,000 | 4,206 |
| Deposits held in domestic offices | $128,095,000 | 3,912 |
| % insured | 63.16% | 7,584 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,500,000 | 2,670 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,026,000 | 3,375 |
| Total equity capital | $13,758,000 | 4,291 |
| Total bank equity capital | $13,758,000 | 4,291 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $18,306,000 | 251 |
| Surplus | $484,000 | 6,960 |
| Undivided profits | $-5,032,000 | 7,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,296,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $502,000 | 5,383 |
| Earning assets | $135,822,000 | 4,047 |
| Long-term assets (5+ years) | $39,458,000 | 2,843 |
| Average Assets, year-to-date | $146,813,000 | 4,002 |
| Average Assets, quarterly | $153,788,500 | 3,941 |
| Volatile liabilities | $53,272,000 | 2,605 |
| Insider loans | $3,056,000 | 2,313 |
| FHLB advances | $10,500,000 | 2,555 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,728,000 | 2,120 |
| Tier 1 (core) risk-based capital | $13,758,000 | 4,132 |
| Tier 2 risk-based capital | $1,899,000 | 2,772 |
| Total risk weighted assets | $150,671,000 | 3,043 |
| Total unused commitments | $28,728,000 | 2,123 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 32 | 4,419 |
| Assets and Liabilities | ||
| Total Assets: | $154,198,000 | 3,955 |
| Cash and due from depository institutions | $7,857,000 | 4,419 |
| Interest-bearing balances | $99,000 | 6,439 |
| Securities | $78,000 | 7,793 |
| Federal funds sold & reverse repurchase agreements | $8,630,000 | 1,075 |
| Net loans & leases | $130,167,000 | 3,282 |
| Loan loss allowance | $2,524,000 | 2,641 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,561,000 | 4,924 |
| Other real estate owned | $0 | 4,419 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,905,000 | 2,779 |
| Life insurance assets | $2,713,000 | 1,948 |
| Total liabilities and capital | $154,198,000 | 3,955 |
| Total liabilities | $136,745,000 | 3,971 |
| Total deposits | $123,162,000 | 4,004 |
| Interest-bearing deposits | $95,226,000 | 4,305 |
| Deposits held in domestic offices | $123,162,000 | 4,003 |
| % insured | 62.38% | 7,702 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,500,000 | 2,564 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,083,000 | 3,605 |
| Total equity capital | $17,453,000 | 3,678 |
| Total bank equity capital | $17,453,000 | 3,677 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $18,264,000 | 250 |
| Surplus | $536,000 | 6,934 |
| Undivided profits | $-1,347,000 | 7,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,921,000 | 3,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $491,000 | 5,646 |
| Earning assets | $138,974,000 | 4,010 |
| Long-term assets (5+ years) | $40,635,000 | 2,745 |
| Average Assets, year-to-date | $145,171,500 | 4,056 |
| Average Assets, quarterly | $148,773,000 | 4,034 |
| Volatile liabilities | $55,173,000 | 2,535 |
| Insider loans | $2,905,000 | 2,420 |
| FHLB advances | $12,500,000 | 2,447 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,597,000 | 2,208 |
| Tier 1 (core) risk-based capital | $17,453,000 | 3,510 |
| Tier 2 risk-based capital | $1,889,000 | 2,787 |
| Total risk weighted assets | $150,459,000 | 3,067 |
| Total unused commitments | $28,597,000 | 2,210 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 31 | 4,585 |
| Assets and Liabilities | ||
| Total Assets: | $143,348,000 | 4,148 |
| Cash and due from depository institutions | $3,801,000 | 4,585 |
| Interest-bearing balances | $81,000 | 6,455 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $132,315,000 | 3,267 |
| Loan loss allowance | $2,644,000 | 2,467 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,629,000 | 4,908 |
| Other real estate owned | $0 | 4,585 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,603,000 | 2,908 |
| Life insurance assets | $2,689,000 | 1,969 |
| Total liabilities and capital | $143,348,000 | 4,148 |
| Total liabilities | $126,121,000 | 4,191 |
| Total deposits | $111,540,000 | 4,297 |
| Interest-bearing deposits | $85,053,000 | 4,645 |
| Deposits held in domestic offices | $111,540,000 | 4,294 |
| % insured | 44.58% | 7,875 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,500,000 | 2,546 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,081,000 | 3,626 |
| Total equity capital | $17,227,000 | 3,667 |
| Total bank equity capital | $17,227,000 | 3,667 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $18,264,000 | 247 |
| Surplus | $488,000 | 7,102 |
| Undivided profits | $-1,525,000 | 7,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 3,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $473,000 | 5,690 |
| Earning assets | $132,396,000 | 4,132 |
| Long-term assets (5+ years) | $34,532,000 | 3,006 |
| Average Assets, year-to-date | $142,162,670 | 4,137 |
| Average Assets, quarterly | $144,988,000 | 4,111 |
| Volatile liabilities | $46,968,000 | 2,909 |
| Insider loans | $3,026,000 | 2,380 |
| FHLB advances | $13,500,000 | 2,427 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,205,000 | 2,248 |
| Tier 1 (core) risk-based capital | $17,227,000 | 3,568 |
| Tier 2 risk-based capital | $1,896,000 | 2,756 |
| Total risk weighted assets | $150,943,000 | 3,091 |
| Total unused commitments | $29,205,000 | 2,251 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $146,628,000 | 4,110 |
| Cash and due from depository institutions | $6,960,000 | 4,715 |
| Interest-bearing balances | $65,000 | 6,345 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,319 |
| Net loans & leases | $127,582,000 | 3,377 |
| Loan loss allowance | $1,899,000 | 3,090 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,683,000 | 4,858 |
| Other real estate owned | $0 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,453,000 | 2,941 |
| Life insurance assets | $2,666,000 | 1,974 |
| Total liabilities and capital | $146,628,000 | 4,110 |
| Total liabilities | $129,193,000 | 4,138 |
| Total deposits | $114,552,000 | 4,222 |
| Interest-bearing deposits | $90,910,000 | 4,435 |
| Deposits held in domestic offices | $114,552,000 | 4,219 |
| % insured | 41.02% | 7,984 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,500,000 | 2,582 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,141,000 | 3,431 |
| Total equity capital | $17,435,000 | 3,659 |
| Total bank equity capital | $17,435,000 | 3,659 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $18,264,000 | 245 |
| Surplus | $440,000 | 7,183 |
| Undivided profits | $-1,269,000 | 7,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,668,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $443,000 | 5,920 |
| Earning assets | $132,597,000 | 4,134 |
| Long-term assets (5+ years) | $31,380,000 | 3,164 |
| Average Assets, year-to-date | $141,570,000 | 4,159 |
| Average Assets, quarterly | $141,570,000 | 4,159 |
| Volatile liabilities | $45,451,000 | 2,950 |
| Insider loans | $3,040,000 | 2,395 |
| FHLB advances | $13,500,000 | 2,470 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $30,392,000 | 2,266 |
| Tier 1 (core) risk-based capital | $17,435,000 | 3,561 |
| Tier 2 risk-based capital | $1,865,000 | 2,765 |
| Total risk weighted assets | $149,126,000 | 3,125 |
| Total unused commitments | $30,392,000 | 2,268 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 29 | 4,863 |
| Assets and Liabilities | ||
| Total Assets: | $136,512,000 | 4,252 |
| Cash and due from depository institutions | $7,438,000 | 4,863 |
| Interest-bearing balances | $6,000 | 6,883 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $122,008,000 | 3,497 |
| Loan loss allowance | $1,803,000 | 3,138 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,743,000 | 4,820 |
| Other real estate owned | $0 | 4,863 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,323,000 | 3,013 |
| Life insurance assets | $2,641,000 | 1,994 |
| Total liabilities and capital | $136,512,000 | 4,252 |
| Total liabilities | $119,248,000 | 4,321 |
| Total deposits | $107,210,000 | 4,349 |
| Interest-bearing deposits | $80,199,000 | 4,728 |
| Deposits held in domestic offices | $107,210,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,000,000 | 3,029 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,038,000 | 3,647 |
| Total equity capital | $17,264,000 | 3,683 |
| Total bank equity capital | $17,264,000 | 3,683 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $18,264,000 | 247 |
| Surplus | $392,000 | 7,297 |
| Undivided profits | $-1,392,000 | 7,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,696,000 | 2,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $417,000 | 6,263 |
| Earning assets | $122,014,000 | 4,327 |
| Long-term assets (5+ years) | $32,204,000 | 3,097 |
| Average Assets, year-to-date | $120,912,600 | 4,496 |
| Average Assets, quarterly | $133,895,500 | 4,289 |
| Volatile liabilities | $29,437,000 | 3,955 |
| Insider loans | $3,687,000 | 2,085 |
| FHLB advances | $11,000,000 | 2,918 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $33,814,000 | 2,175 |
| Tier 1 (core) risk-based capital | $17,264,000 | 3,582 |
| Tier 2 risk-based capital | $1,774,000 | 2,854 |
| Total risk weighted assets | $141,055,000 | 3,258 |
| Total unused commitments | $33,814,000 | 2,177 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $131,279,000 | 4,343 |
| Cash and due from depository institutions | $6,262,000 | 5,124 |
| Interest-bearing balances | $74,000 | 5,416 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $3,040,000 | 3,096 |
| Net loans & leases | $115,249,000 | 3,646 |
| Loan loss allowance | $1,442,000 | 3,506 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,807,000 | 4,772 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,921,000 | 3,191 |
| Life insurance assets | $2,617,000 | 1,996 |
| Total liabilities and capital | $131,279,000 | 4,343 |
| Total liabilities | $113,884,000 | 4,421 |
| Total deposits | $103,827,000 | 4,411 |
| Interest-bearing deposits | $76,502,000 | 4,826 |
| Deposits held in domestic offices | $103,827,000 | 4,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,000,000 | 3,372 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,057,000 | 3,733 |
| Total equity capital | $17,395,000 | 3,677 |
| Total bank equity capital | $17,395,000 | 3,677 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $18,264,000 | 240 |
| Surplus | $342,000 | 7,412 |
| Undivided profits | $-1,211,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $440,000 | 6,265 |
| Earning assets | $118,363,000 | 4,395 |
| Long-term assets (5+ years) | $29,437,000 | 3,259 |
| Average Assets, year-to-date | $117,012,750 | 4,599 |
| Average Assets, quarterly | $123,149,500 | 4,508 |
| Volatile liabilities | $24,702,000 | 4,291 |
| Insider loans | $3,628,000 | 2,122 |
| FHLB advances | $9,000,000 | 3,242 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $33,323,000 | 2,277 |
| Tier 1 (core) risk-based capital | $17,395,000 | 3,608 |
| Tier 2 risk-based capital | $1,486,000 | 3,206 |
| Total risk weighted assets | $134,796,000 | 3,359 |
| Total unused commitments | $33,323,000 | 2,279 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $115,020,000 | 4,723 |
| Cash and due from depository institutions | $6,272,000 | 5,394 |
| Interest-bearing balances | $83,000 | 5,283 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $2,865,000 | 3,261 |
| Net loans & leases | $100,313,000 | 4,004 |
| Loan loss allowance | $1,235,000 | 3,808 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,881,000 | 4,705 |
| Other real estate owned | $0 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,689,000 | 3,796 |
| Life insurance assets | $2,590,000 | 2,005 |
| Total liabilities and capital | $115,020,000 | 4,723 |
| Total liabilities | $98,656,000 | 4,841 |
| Total deposits | $91,455,000 | 4,780 |
| Interest-bearing deposits | $66,622,000 | 5,203 |
| Deposits held in domestic offices | $91,455,000 | 4,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,000,000 | 3,774 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,201,000 | 3,398 |
| Total equity capital | $16,364,000 | 3,912 |
| Total bank equity capital | $16,364,000 | 3,912 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $18,264,000 | 235 |
| Surplus | $305,000 | 7,480 |
| Undivided profits | $-2,205,000 | 7,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $374,000 | 6,602 |
| Earning assets | $103,261,000 | 4,792 |
| Long-term assets (5+ years) | $17,207,000 | 4,278 |
| Average Assets, year-to-date | $112,257,330 | 4,738 |
| Average Assets, quarterly | $115,047,000 | 4,709 |
| Volatile liabilities | $12,213,000 | 5,914 |
| Insider loans | $2,287,000 | 2,888 |
| FHLB advances | $6,000,000 | 3,631 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $27,424,000 | 2,703 |
| Tier 1 (core) risk-based capital | $16,364,000 | 3,819 |
| Tier 2 risk-based capital | $1,279,000 | 3,525 |
| Total risk weighted assets | $116,687,000 | 3,745 |
| Total unused commitments | $27,424,000 | 2,704 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $115,074,000 | 4,729 |
| Cash and due from depository institutions | $4,840,000 | 5,298 |
| Interest-bearing balances | $205,000 | 4,383 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $7,110,000 | 2,429 |
| Net loans & leases | $97,579,000 | 4,023 |
| Loan loss allowance | $1,090,000 | 4,035 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,935,000 | 4,638 |
| Other real estate owned | $0 | 5,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,610,000 | 3,744 |
| Life insurance assets | $2,565,000 | 2,010 |
| Total liabilities and capital | $115,074,000 | 4,729 |
| Total liabilities | $98,947,000 | 4,813 |
| Total deposits | $90,455,000 | 4,819 |
| Interest-bearing deposits | $69,969,000 | 5,085 |
| Deposits held in domestic offices | $90,455,000 | 4,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,500,000 | 3,270 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $992,000 | 4,070 |
| Total equity capital | $16,127,000 | 4,032 |
| Total bank equity capital | $16,127,000 | 4,032 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $18,264,000 | 235 |
| Surplus | $268,000 | 7,570 |
| Undivided profits | $-2,405,000 | 8,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $339,000 | 6,778 |
| Earning assets | $104,894,000 | 4,734 |
| Long-term assets (5+ years) | $9,375,000 | 5,316 |
| Average Assets, year-to-date | $110,876,000 | 4,789 |
| Average Assets, quarterly | $110,876,000 | 4,789 |
| Volatile liabilities | $15,043,000 | 5,454 |
| Insider loans | $1,309,000 | 3,888 |
| FHLB advances | $7,500,000 | 3,161 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $26,630,000 | 2,810 |
| Tier 1 (core) risk-based capital | $16,127,000 | 3,864 |
| Tier 2 risk-based capital | $1,134,000 | 3,762 |
| Total risk weighted assets | $113,576,000 | 3,785 |
| Total unused commitments | $26,630,000 | 2,812 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $106,678,000 | 4,905 |
| Cash and due from depository institutions | $2,916,000 | 5,310 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $8,205,000 | 1,668 |
| Net loans & leases | $90,084,000 | 4,218 |
| Loan loss allowance | $1,001,000 | 4,210 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,009,000 | 4,573 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,464,000 | 3,891 |
| Life insurance assets | $2,539,000 | 2,012 |
| Total liabilities and capital | $106,678,000 | 4,905 |
| Total liabilities | $90,743,000 | 5,024 |
| Total deposits | $88,558,000 | 4,830 |
| Interest-bearing deposits | $68,936,000 | 5,090 |
| Deposits held in domestic offices | $88,558,000 | 4,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,500,000 | 4,663 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $685,000 | 4,888 |
| Total equity capital | $15,935,000 | 4,003 |
| Total bank equity capital | $15,935,000 | 4,003 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $18,264,000 | 238 |
| Surplus | $237,000 | 7,654 |
| Undivided profits | $-2,566,000 | 8,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $323,000 | 7,068 |
| Earning assets | $98,289,000 | 4,887 |
| Long-term assets (5+ years) | $5,288,000 | 5,926 |
| Average Assets, year-to-date | $87,008,000 | 5,389 |
| Average Assets, quarterly | $100,128,000 | 5,054 |
| Volatile liabilities | $17,050,000 | 5,139 |
| Insider loans | $1,305,000 | 3,881 |
| FHLB advances | $1,500,000 | 4,487 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,949,000 | 2,530 |
| Tier 1 (core) risk-based capital | $15,935,000 | 3,872 |
| Tier 2 risk-based capital | $1,045,000 | 3,938 |
| Total risk weighted assets | $108,357,000 | 3,884 |
| Total unused commitments | $30,949,000 | 2,531 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $93,578,000 | 5,270 |
| Cash and due from depository institutions | $3,242,000 | 5,580 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $4,085,000 | 2,924 |
| Net loans & leases | $80,395,000 | 4,466 |
| Loan loss allowance | $910,000 | 4,454 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,088,000 | 4,479 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,768,000 | 3,721 |
| Life insurance assets | $2,515,000 | 1,981 |
| Total liabilities and capital | $93,578,000 | 5,270 |
| Total liabilities | $77,764,000 | 5,456 |
| Total deposits | $74,772,000 | 5,323 |
| Interest-bearing deposits | $57,124,000 | 5,618 |
| Deposits held in domestic offices | $74,772,000 | 5,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,500,000 | 4,624 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,492,000 | 3,117 |
| Total equity capital | $15,814,000 | 4,002 |
| Total bank equity capital | $15,814,000 | 4,002 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,264,000 | 229 |
| Surplus | $216,000 | 7,679 |
| Undivided profits | $-2,666,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $341,000 | 7,160 |
| Earning assets | $84,480,000 | 5,309 |
| Long-term assets (5+ years) | $4,705,000 | 6,003 |
| Average Assets, year-to-date | $82,090,500 | 5,570 |
| Average Assets, quarterly | $89,428,000 | 5,384 |
| Volatile liabilities | $15,065,000 | 5,394 |
| Insider loans | $2,588,000 | 2,554 |
| FHLB advances | $1,500,000 | 4,415 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,020,000 | 2,682 |
| Tier 1 (core) risk-based capital | $15,814,000 | 3,905 |
| Tier 2 risk-based capital | $954,000 | 4,138 |
| Total risk weighted assets | $94,482,000 | 4,201 |
| Total unused commitments | $29,020,000 | 2,682 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $85,278,000 | 5,555 |
| Cash and due from depository institutions | $3,011,000 | 5,620 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $76,411,000 | 4,580 |
| Loan loss allowance | $812,000 | 4,787 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,165,000 | 4,382 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,691,000 | 3,734 |
| Life insurance assets | $2,490,000 | 1,996 |
| Total liabilities and capital | $85,278,000 | 5,555 |
| Total liabilities | $69,514,000 | 5,776 |
| Total deposits | $58,091,000 | 6,027 |
| Interest-bearing deposits | $44,610,000 | 6,259 |
| Deposits held in domestic offices | $58,091,000 | 6,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,750,000 | 2,410 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $673,000 | 4,821 |
| Total equity capital | $15,764,000 | 3,947 |
| Total bank equity capital | $15,764,000 | 3,947 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $18,264,000 | 227 |
| Surplus | $197,000 | 7,794 |
| Undivided profits | $-2,697,000 | 8,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $297,000 | 7,292 |
| Earning assets | $76,411,000 | 5,621 |
| Long-term assets (5+ years) | $4,555,000 | 6,004 |
| Average Assets, year-to-date | $78,261,330 | 5,766 |
| Average Assets, quarterly | $78,488,000 | 5,786 |
| Volatile liabilities | $20,991,000 | 4,571 |
| Insider loans | $603,000 | 5,181 |
| FHLB advances | $10,750,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,321,000 | 2,866 |
| Tier 1 (core) risk-based capital | $15,764,000 | 3,890 |
| Tier 2 risk-based capital | $889,000 | 4,333 |
| Total risk weighted assets | $90,908,000 | 4,295 |
| Total unused commitments | $26,321,000 | 2,866 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $71,698,000 | 6,059 |
| Cash and due from depository institutions | $1,805,000 | 5,739 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $64,495,000 | 5,010 |
| Loan loss allowance | $740,000 | 5,036 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,120,000 | 4,388 |
| Other real estate owned | $0 | 5,739 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,278,000 | 3,962 |
| Life insurance assets | $2,464,000 | 1,985 |
| Total liabilities and capital | $71,698,000 | 6,059 |
| Total liabilities | $55,906,000 | 6,312 |
| Total deposits | $55,040,000 | 6,192 |
| Interest-bearing deposits | $45,805,000 | 6,209 |
| Deposits held in domestic offices | $55,040,000 | 6,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $385,000 | 2,776 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $481,000 | 5,647 |
| Total equity capital | $15,792,000 | 3,944 |
| Total bank equity capital | $15,792,000 | 3,944 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,264,000 | 217 |
| Surplus | $182,000 | 7,833 |
| Undivided profits | $-2,654,000 | 8,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $250,000 | 7,531 |
| Earning assets | $64,495,000 | 6,099 |
| Long-term assets (5+ years) | $3,151,000 | 6,407 |
| Average Assets, year-to-date | $74,753,000 | 5,918 |
| Average Assets, quarterly | $74,753,000 | 5,918 |
| Volatile liabilities | $8,338,000 | 6,482 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,366,000 | 2,992 |
| Tier 1 (core) risk-based capital | $15,792,000 | 3,846 |
| Tier 2 risk-based capital | $784,000 | 4,668 |
| Total risk weighted assets | $78,903,000 | 4,644 |
| Total unused commitments | $24,366,000 | 2,995 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 19 | 6,279 |
| Assets and Liabilities | ||
| Total Assets: | $77,808,000 | 5,831 |
| Cash and due from depository institutions | $2,015,000 | 6,279 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $14,185,000 | 1,129 |
| Net loans & leases | $56,960,000 | 5,327 |
| Loan loss allowance | $654,000 | 5,358 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,292,000 | 5,466 |
| Other real estate owned | $0 | 6,279 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,356,000 | 3,925 |
| Life insurance assets | $2,441,000 | 1,963 |
| Total liabilities and capital | $77,808,000 | 5,831 |
| Total liabilities | $61,988,000 | 6,059 |
| Total deposits | $61,583,000 | 5,891 |
| Interest-bearing deposits | $40,906,000 | 6,447 |
| Deposits held in domestic offices | $61,583,000 | 5,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $405,000 | 6,001 |
| Total equity capital | $15,820,000 | 3,868 |
| Total bank equity capital | $15,820,000 | 3,868 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $18,264,000 | 210 |
| Surplus | $167,000 | 7,870 |
| Undivided profits | $-2,611,000 | 8,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $219,000 | 7,810 |
| Earning assets | $71,145,000 | 5,832 |
| Long-term assets (5+ years) | $3,374,000 | 6,299 |
| Average Assets, year-to-date | $54,282,600 | 6,598 |
| Average Assets, quarterly | $65,967,000 | 6,201 |
| Volatile liabilities | $7,283,000 | 6,767 |
| Insider loans | $4,000 | 7,693 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,985,000 | 4,044 |
| Tier 1 (core) risk-based capital | $15,820,000 | 3,767 |
| Tier 2 risk-based capital | $698,000 | 4,983 |
| Total risk weighted assets | $70,732,000 | 4,930 |
| Total unused commitments | $13,985,000 | 4,044 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 19 | 6,307 |
| Assets and Liabilities | ||
| Total Assets: | $54,126,000 | 6,709 |
| Cash and due from depository institutions | $2,402,000 | 6,307 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $985,000 | 4,728 |
| Net loans & leases | $47,273,000 | 5,840 |
| Loan loss allowance | $575,000 | 5,718 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $325,000 | 7,515 |
| Other real estate owned | $0 | 6,307 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,141,000 | 4,129 |
| Life insurance assets | $2,418,000 | 1,939 |
| Total liabilities and capital | $54,126,000 | 6,709 |
| Total liabilities | $38,306,000 | 7,145 |
| Total deposits | $32,509,000 | 7,328 |
| Interest-bearing deposits | $23,591,000 | 7,566 |
| Deposits held in domestic offices | $32,509,000 | 7,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,200,000 | 3,535 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $597,000 | 5,134 |
| Total equity capital | $15,820,000 | 3,837 |
| Total bank equity capital | $15,820,000 | 3,837 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,264,000 | 198 |
| Surplus | $152,000 | 7,939 |
| Undivided profits | $-2,596,000 | 8,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $185,000 | 8,040 |
| Earning assets | $48,258,000 | 6,784 |
| Long-term assets (5+ years) | $3,399,000 | 6,295 |
| Average Assets, year-to-date | $48,401,250 | 6,907 |
| Average Assets, quarterly | $53,492,000 | 6,715 |
| Volatile liabilities | $8,613,000 | 6,521 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $5,200,000 | 3,384 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,429,000 | 3,977 |
| Tier 1 (core) risk-based capital | $15,820,000 | 3,755 |
| Tier 2 risk-based capital | $608,000 | 5,347 |
| Total risk weighted assets | $57,054,000 | 5,508 |
| Total unused commitments | $14,429,000 | 3,978 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 19 | 6,327 |
| Assets and Liabilities | ||
| Total Assets: | $52,858,000 | 6,774 |
| Cash and due from depository institutions | $2,368,000 | 6,327 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 5,566 |
| Net loans & leases | $46,939,000 | 5,836 |
| Loan loss allowance | $512,000 | 6,007 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $332,000 | 7,518 |
| Other real estate owned | $0 | 6,327 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,069,000 | 4,132 |
| Life insurance assets | $2,395,000 | 1,913 |
| Total liabilities and capital | $52,858,000 | 6,774 |
| Total liabilities | $37,030,000 | 7,230 |
| Total deposits | $31,534,000 | 7,432 |
| Interest-bearing deposits | $22,650,000 | 7,654 |
| Deposits held in domestic offices | $31,534,000 | 7,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,200,000 | 3,596 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $296,000 | 6,503 |
| Total equity capital | $15,828,000 | 3,720 |
| Total bank equity capital | $15,828,000 | 3,720 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $18,232,000 | 187 |
| Surplus | $146,000 | 8,000 |
| Undivided profits | $-2,550,000 | 8,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $183,000 | 7,988 |
| Earning assets | $47,089,000 | 6,847 |
| Long-term assets (5+ years) | $4,275,000 | 6,003 |
| Average Assets, year-to-date | $46,493,000 | 7,022 |
| Average Assets, quarterly | $48,177,000 | 6,971 |
| Volatile liabilities | $7,121,000 | 6,846 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $5,200,000 | 3,433 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,717,000 | 3,945 |
| Tier 1 (core) risk-based capital | $15,828,000 | 3,694 |
| Tier 2 risk-based capital | $545,000 | 5,613 |
| Total risk weighted assets | $56,690,000 | 5,507 |
| Total unused commitments | $14,717,000 | 3,946 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $43,496,000 | 7,208 |
| Cash and due from depository institutions | $1,495,000 | 6,329 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 4,597 |
| Net loans & leases | $37,301,000 | 6,330 |
| Loan loss allowance | $448,000 | 6,342 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $328,000 | 7,522 |
| Other real estate owned | $0 | 6,329 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,797,000 | 4,254 |
| Life insurance assets | $2,371,000 | 1,883 |
| Total liabilities and capital | $43,496,000 | 7,208 |
| Total liabilities | $27,794,000 | 7,768 |
| Total deposits | $27,444,000 | 7,677 |
| Interest-bearing deposits | $18,236,000 | 7,963 |
| Deposits held in domestic offices | $27,444,000 | 7,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $350,000 | 6,042 |
| Total equity capital | $15,702,000 | 3,704 |
| Total bank equity capital | $15,702,000 | 3,704 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,031,000 | 187 |
| Surplus | $102,000 | 8,035 |
| Undivided profits | $-2,431,000 | 8,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $160,000 | 8,084 |
| Earning assets | $38,876,000 | 7,252 |
| Long-term assets (5+ years) | $2,258,000 | 6,707 |
| Average Assets, year-to-date | $43,310,500 | 7,197 |
| Average Assets, quarterly | $43,310,500 | 7,197 |
| Volatile liabilities | $809,000 | 8,546 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,921,000 | 3,942 |
| Tier 1 (core) risk-based capital | $15,702,000 | 3,665 |
| Tier 2 risk-based capital | $481,000 | 5,907 |
| Total risk weighted assets | $45,887,000 | 6,001 |
| Total unused commitments | $14,921,000 | 3,942 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 19 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $43,125,000 | 7,254 |
| Cash and due from depository institutions | $2,984,000 | 6,343 |
| Interest-bearing balances | $495,000 | 3,376 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 3,216 |
| Net loans & leases | $33,951,000 | 6,545 |
| Loan loss allowance | $445,000 | 6,367 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $379,000 | 7,379 |
| Other real estate owned | $0 | 6,343 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,571,000 | 4,460 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $43,125,000 | 7,254 |
| Total liabilities | $27,399,000 | 7,828 |
| Total deposits | $27,205,000 | 7,733 |
| Interest-bearing deposits | $18,598,000 | 7,982 |
| Deposits held in domestic offices | $27,205,000 | 7,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $194,000 | 7,157 |
| Total equity capital | $15,726,000 | 3,681 |
| Total bank equity capital | $15,726,000 | 3,681 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $17,936,000 | 188 |
| Surplus | $81,000 | 8,117 |
| Undivided profits | $-2,291,000 | 8,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $154,000 | 8,172 |
| Earning assets | $37,686,000 | 7,339 |
| Long-term assets (5+ years) | $2,129,000 | 6,775 |
| Average Assets, year-to-date | $31,947,400 | 7,751 |
| Average Assets, quarterly | $42,158,500 | 7,283 |
| Volatile liabilities | $709,000 | 8,600 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,460,000 | 4,842 |
| Tier 1 (core) risk-based capital | $15,726,000 | 3,611 |
| Tier 2 risk-based capital | $445,000 | 6,117 |
| Total risk weighted assets | $41,880,000 | 6,248 |
| Total unused commitments | $9,460,000 | 4,843 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $41,192,000 | 7,361 |
| Cash and due from depository institutions | $2,295,000 | 6,367 |
| Interest-bearing balances | $495,000 | 3,469 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $11,105,000 | 1,179 |
| Net loans & leases | $24,902,000 | 7,224 |
| Loan loss allowance | $385,000 | 6,736 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $418,000 | 7,274 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,472,000 | 4,521 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $41,192,000 | 7,361 |
| Total liabilities | $25,257,000 | 7,958 |
| Total deposits | $25,069,000 | 7,853 |
| Interest-bearing deposits | $18,374,000 | 8,014 |
| Deposits held in domestic offices | $25,069,000 | 7,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $188,000 | 7,317 |
| Total equity capital | $15,935,000 | 3,595 |
| Total bank equity capital | $15,935,000 | 3,595 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $17,902,000 | 180 |
| Surplus | $89,000 | 8,142 |
| Undivided profits | $-2,056,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $117,000 | 8,411 |
| Earning assets | $36,502,000 | 7,430 |
| Long-term assets (5+ years) | $1,937,000 | 6,928 |
| Average Assets, year-to-date | $29,153,000 | 7,934 |
| Average Assets, quarterly | $36,466,000 | 7,581 |
| Volatile liabilities | $704,000 | 8,621 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,246,000 | 5,301 |
| Tier 1 (core) risk-based capital | $15,935,000 | 3,511 |
| Tier 2 risk-based capital | $385,000 | 6,473 |
| Total risk weighted assets | $33,480,000 | 6,792 |
| Total unused commitments | $7,246,000 | 5,304 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 19 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $31,740,000 | 7,817 |
| Cash and due from depository institutions | $2,157,000 | 6,393 |
| Interest-bearing balances | $495,000 | 3,412 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $6,785,000 | 1,681 |
| Net loans & leases | $19,917,000 | 7,578 |
| Loan loss allowance | $330,000 | 7,048 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $471,000 | 7,101 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,410,000 | 4,440 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $31,740,000 | 7,817 |
| Total liabilities | $15,831,000 | 8,464 |
| Total deposits | $15,705,000 | 8,407 |
| Interest-bearing deposits | $10,266,000 | 8,522 |
| Deposits held in domestic offices | $15,705,000 | 8,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $126,000 | 7,740 |
| Total equity capital | $15,909,000 | 3,547 |
| Total bank equity capital | $15,909,000 | 3,547 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $17,602,000 | 173 |
| Surplus | $89,000 | 8,150 |
| Undivided profits | $-1,782,000 | 8,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $98,000 | 8,497 |
| Earning assets | $27,197,000 | 7,928 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $25,140,000 | 8,160 |
| Average Assets, quarterly | $28,318,000 | 7,996 |
| Volatile liabilities | $706,000 | 8,628 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,894,000 | 5,412 |
| Tier 1 (core) risk-based capital | $15,909,000 | 3,442 |
| Tier 2 risk-based capital | $330,000 | 6,805 |
| Total risk weighted assets | $27,183,000 | 7,189 |
| Total unused commitments | $6,894,000 | 5,412 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 12 | 7,579 |
| Assets and Liabilities | ||
| Total Assets: | $24,896,000 | 8,254 |
| Cash and due from depository institutions | $1,879,000 | 7,579 |
| Interest-bearing balances | $495,000 | 3,451 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $6,455,000 | 1,886 |
| Net loans & leases | $16,034,000 | 7,906 |
| Loan loss allowance | $230,000 | 7,721 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $486,000 | 7,110 |
| Other real estate owned | $0 | 7,579 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $42,000 | 8,918 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $24,896,000 | 8,254 |
| Total liabilities | $8,640,000 | 8,783 |
| Total deposits | $8,567,000 | 8,751 |
| Interest-bearing deposits | $6,847,000 | 8,723 |
| Deposits held in domestic offices | $8,567,000 | 8,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $73,000 | 8,288 |
| Total equity capital | $16,256,000 | 3,421 |
| Total bank equity capital | $16,256,000 | 3,421 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $17,577,000 | 170 |
| Surplus | $89,000 | 8,209 |
| Undivided profits | $-1,410,000 | 8,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $32,000 | 8,791 |
| Earning assets | $22,984,000 | 8,231 |
| Long-term assets (5+ years) | $6,000,000 | 5,698 |
| Average Assets, year-to-date | $21,840,000 | 8,405 |
| Average Assets, quarterly | $21,840,000 | 8,405 |
| Volatile liabilities | $1,000,000 | 8,606 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,153,000 | 5,030 |
| Tier 1 (core) risk-based capital | $16,256,000 | 3,338 |
| Tier 2 risk-based capital | $230,000 | 7,540 |
| Total risk weighted assets | $20,271,000 | 7,763 |
| Total unused commitments | $8,153,000 | 5,032 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 12 | 7,598 |
| Assets and Liabilities | ||
| Total Assets: | $18,784,000 | 8,579 |
| Cash and due from depository institutions | $935,000 | 7,598 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 868 |
| Net loans & leases | $3,723,000 | 8,815 |
| Loan loss allowance | $100,000 | 8,547 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $366,000 | 7,491 |
| Other real estate owned | $0 | 7,598 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,000 | 8,981 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $18,784,000 | 8,579 |
| Total liabilities | $2,097,000 | 8,941 |
| Total deposits | $1,159,000 | 8,918 |
| Interest-bearing deposits | $793,000 | 8,885 |
| Deposits held in domestic offices | $1,159,000 | 8,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $938,000 | 3,247 |
| Total equity capital | $16,687,000 | 3,341 |
| Total bank equity capital | $16,687,000 | 3,341 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $17,613,000 | 158 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-926,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,000 | 8,915 |
| Earning assets | $17,473,000 | 8,560 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $18,784,000 | 8,560 |
| Average Assets, quarterly | $18,784,000 | 8,577 |
| Volatile liabilities | $200,000 | 8,897 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $496,000 | 8,363 |
| Tier 1 (core) risk-based capital | $16,687,000 | 3,213 |
| Tier 2 risk-based capital | $100,000 | 8,500 |
| Total risk weighted assets | $7,363,000 | 8,741 |
| Total unused commitments | $496,000 | 8,365 |
| Derivatives | $0 | 774 |