Home > Charter National Bank - Houston > Loan Charge- Offs and Recoveries
Charter National Bank - Houston, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $716,000 | 1,381 |
| Loans secured by real estate, total | $6,000 | 4,564 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $6,000 | 4,562 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 3,491 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $8,000 | 22 |
| To foreign banks | $8,000 | 19 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $444,000 | 703 |
| Loans to individuals | $218,000 | 1,389 |
| Credit card loan charge offs | $218,000 | 524 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $40,000 | 221 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $74,000 | 3,192 |
| Loans secured by real estate, total | $8,000 | 3,034 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,000 | 3,033 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,201 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,843 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $12,000 | 4,368 |
| Loans to individuals | $54,000 | 1,646 |
| Credit card loan recoveries | $54,000 | 429 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $642,000 | 1,179 |
| Loans secured by real estate, total | $-2,000 | 9,802 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-2,000 | 9,834 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-2,000 | 10,829 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $8,000 | 18 |
| To foreign banks | $8,000 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $432,000 | 495 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $164,000 | 1,327 |
| Credit card loan net charge offs | $164,000 | 541 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $40,000 | 164 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $513,000 | 1,791 |
| Loans secured by real estate, total | $211,000 | 1,309 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $211,000 | 1,309 |
| Construction and land development | $100,000 | 376 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,899 |
| Secured by multifamily residential properties | $70,000 | 391 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $150,000 | 1,825 |
| Loans to individuals | $133,000 | 1,820 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $133,000 | 1,533 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $19,000 | 253 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $247,000 | 1,436 |
| Loans secured by real estate, total | $115,000 | 890 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $115,000 | 890 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,194 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $90,000 | 593 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $26,000 | 3,497 |
| Loans to individuals | $105,000 | 1,063 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $105,000 | 934 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,000 | 342 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $266,000 | 2,076 |
| Loans secured by real estate, total | $96,000 | 1,621 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $96,000 | 1,622 |
| Construction and land development | $100,000 | 322 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 2,426 |
| Secured by multifamily residential properties | $70,000 | 366 |
| Secured by nonfarm nonresidential properties | $-90,000 | 12,374 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $124,000 | 1,448 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $28,000 | 3,557 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $28,000 | 3,068 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $18,000 | 195 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $414,000 | 2,593 |
| Loans secured by real estate, total | $53,000 | 3,249 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $53,000 | 3,248 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $53,000 | 1,985 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $88,000 | 3,356 |
| Loans to individuals | $273,000 | 1,213 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $273,000 | 948 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $97,000 | 3,208 |
| Loans secured by real estate, total | $30,000 | 2,104 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $30,000 | 2,105 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,252 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,951 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $15,000 | 4,958 |
| Loans to individuals | $52,000 | 1,917 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,732 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $317,000 | 2,377 |
| Loans secured by real estate, total | $23,000 | 3,786 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $23,000 | 3,784 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $27,000 | 2,401 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-4,000 | 12,381 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $73,000 | 2,827 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $221,000 | 1,049 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $221,000 | 754 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,311,000 | 1,520 |
| Loans secured by real estate, total | $613,000 | 1,133 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $613,000 | 1,133 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $186,000 | 1,081 |
| Secured by multifamily residential properties | $86,000 | 504 |
| Secured by nonfarm nonresidential properties | $341,000 | 926 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $538,000 | 1,289 |
| Loans to individuals | $160,000 | 2,181 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $160,000 | 1,881 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $568,000 | 842 |
| Loans secured by real estate, total | $95,000 | 1,003 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $95,000 | 1,002 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $50,000 | 725 |
| Secured by multifamily residential properties | $2,000 | 412 |
| Secured by nonfarm nonresidential properties | $43,000 | 808 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $271,000 | 658 |
| Loans to individuals | $115,000 | 1,155 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $115,000 | 1,008 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $87,000 | 119 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $743,000 | 1,910 |
| Loans secured by real estate, total | $518,000 | 1,145 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $518,000 | 1,145 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $136,000 | 1,182 |
| Secured by multifamily residential properties | $84,000 | 492 |
| Secured by nonfarm nonresidential properties | $298,000 | 929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $267,000 | 1,856 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $45,000 | 3,879 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $45,000 | 3,425 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-87,000 | 1,159 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.