Home > Charter National Bank - Houston > Income and Expense
Charter National Bank - Houston, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $34,743,000 | 1,019 |
| Total interest expense | $12,518,000 | 1,329 |
| Net interest income | $22,225,000 | 854 |
| Provision for loan and lease losses | $605,000 | 1,335 |
| Total noninterest income | $19,121,000 | 408 |
| Gross Fiduciary activities income | $1,929,000 | 379 |
| Service charges on deposit accounts | $3,953,000 | 400 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $13,239,000 | 371 |
| Total noninterest expense | $29,963,000 | 580 |
| Salaries and employee benefits | $15,932,000 | 471 |
| Premises and equipment expense | $4,585,000 | 524 |
| Additional noninterest expense | $9,446,000 | 713 |
| Pre-tax net operating income | $10,778,000 | 793 |
| Securities gains (losses) | $-103,000 | 11,498 |
| Applicable income taxes | $3,840,000 | 750 |
| Income before extraordinary items | $6,835,000 | 829 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,835,000 | 827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,179 |
| Cash dividends | $1,222,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,900,920 | 812 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,452,000 | 1,188 |
| Total interest expense | $8,005,000 | 1,587 |
| Net interest income | $18,447,000 | 996 |
| Provision for loan and lease losses | $-145,000 | 12,253 |
| Total noninterest income | $10,527,000 | 569 |
| Gross Fiduciary activities income | $779,000 | 591 |
| Service charges on deposit accounts | $3,690,000 | 416 |
| Trading account gains and fees | $-56,000 | 4,851 |
| Additional Noninterest Income | $6,114,000 | 567 |
| Total noninterest expense | $21,677,000 | 753 |
| Salaries and employee benefits | $11,110,000 | 644 |
| Premises and equipment expense | $3,536,000 | 660 |
| Additional noninterest expense | $7,031,000 | 909 |
| Pre-tax net operating income | $7,442,000 | 1,024 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $2,534,000 | 1,005 |
| Income before extraordinary items | $4,910,000 | 1,031 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,910,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,076 |
| Cash dividends | $4,454,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,908,680 | 1,047 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,853,000 | 1,322 |
| Total interest expense | $7,531,000 | 1,747 |
| Net interest income | $16,322,000 | 1,118 |
| Provision for loan and lease losses | $980,000 | 1,322 |
| Total noninterest income | $5,256,000 | 950 |
| Gross Fiduciary activities income | $613,000 | 691 |
| Service charges on deposit accounts | $2,993,000 | 480 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,650,000 | 1,443 |
| Total noninterest expense | $17,430,000 | 942 |
| Salaries and employee benefits | $6,321,000 | 1,087 |
| Premises and equipment expense | $2,513,000 | 891 |
| Additional noninterest expense | $8,596,000 | 845 |
| Pre-tax net operating income | $3,168,000 | 2,150 |
| Securities gains (losses) | $361,000 | 1,129 |
| Applicable income taxes | $486,000 | 4,289 |
| Income before extraordinary items | $3,043,000 | 1,664 |
| Extraordinary gains, net | $1,500,000 | 157 |
| Net income | $4,543,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,377 |
| Cash dividends | $3,900,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,732,540 | 1,716 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,112,000 | 1,342 |
| Total interest expense | $10,835,000 | 1,605 |
| Net interest income | $16,277,000 | 1,145 |
| Provision for loan and lease losses | $1,365,000 | 1,504 |
| Total noninterest income | $4,679,000 | 1,031 |
| Gross Fiduciary activities income | $355,000 | 886 |
| Service charges on deposit accounts | $2,604,000 | 531 |
| Trading account gains and fees | $-55,000 | 5,251 |
| Additional Noninterest Income | $1,775,000 | 1,350 |
| Total noninterest expense | $16,305,000 | 1,002 |
| Salaries and employee benefits | $5,853,000 | 1,141 |
| Premises and equipment expense | $2,463,000 | 944 |
| Additional noninterest expense | $7,989,000 | 915 |
| Pre-tax net operating income | $3,286,000 | 1,890 |
| Securities gains (losses) | $821,000 | 749 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $4,078,000 | 1,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,078,000 | 1,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 1,910 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,265,210 | 1,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.