Home > Charter National Bank - Houston > Assets and Liabilities
Charter National Bank - Houston, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 465 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $478,460,000 | 1,037 |
| Cash and due from depository institutions | $43,551,000 | 446 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $108,994,000 | 1,150 |
| Federal funds sold & reverse repurchase agreements | $4,901,000 | 2,943 |
| Net loans & leases | $297,977,000 | 1,019 |
| Loan loss allowance | $2,612,000 | 1,546 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,226,000 | 1,055 |
| Other real estate owned | $1,947,000 | 446 |
| Goodwill and other intangibles | $7,300,000 | 420 |
| All other assets | $6,564,000 | 1,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $478,460,000 | 1,037 |
| Total liabilities | $442,954,000 | 1,010 |
| Total deposits | $399,198,000 | 999 |
| Interest-bearing deposits | $259,003,000 | 1,309 |
| Deposits held in domestic offices | $399,198,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,342,000 | 636 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $1,500,000 | 240 |
| All other liabilities | $7,914,000 | 757 |
| Total equity capital | $35,506,000 | 1,286 |
| Total bank equity capital | $35,506,000 | 1,286 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $625,000 | 4,842 |
| Surplus | $22,746,000 | 829 |
| Undivided profits | $12,135,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,368,000 | 1,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $509,000 | 263 |
| Income earned, not collected on loans | $2,291,000 | 1,004 |
| Earning assets | $411,872,000 | 1,098 |
| Long-term assets (5+ years) | $59,754,000 | 1,025 |
| Average Assets, year-to-date | $462,139,600 | 1,021 |
| Average Assets, quarterly | $468,919,000 | 1,047 |
| Volatile liabilities | $82,533,000 | 920 |
| Insider loans | $643,000 | 4,926 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $48,885,000 | 92 |
| Unused loan commitments | $123,600,000 | 599 |
| Tier 1 (core) risk-based capital | $29,396,000 | 1,465 |
| Tier 2 risk-based capital | $2,912,000 | 1,160 |
| Total risk weighted assets | $297,810,800 | 1,011 |
| Total unused commitments | $123,600,000 | 603 |
| Derivatives | $30,000,000 | 409 |
| 1994-12-31 | Rank | |
| # of Employees: | 392 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $445,347,000 | 1,072 |
| Cash and due from depository institutions | $34,643,000 | 534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $139,863,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $2,902,000 | 2,885 |
| Net loans & leases | $249,613,000 | 1,148 |
| Loan loss allowance | $2,430,000 | 1,692 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,923,000 | 1,248 |
| Other real estate owned | $1,925,000 | 534 |
| Goodwill and other intangibles | $4,514,000 | 499 |
| All other assets | $5,964,000 | 1,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,347,000 | 1,072 |
| Total liabilities | $417,955,000 | 1,047 |
| Total deposits | $355,997,000 | 1,080 |
| Interest-bearing deposits | $225,738,000 | 1,462 |
| Deposits held in domestic offices | $355,997,000 | 1,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,665,000 | 532 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $1,500,000 | 250 |
| All other liabilities | $4,793,000 | 945 |
| Total equity capital | $27,392,000 | 1,510 |
| Total bank equity capital | $27,392,000 | 1,510 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $625,000 | 5,079 |
| Surplus | $22,746,000 | 775 |
| Undivided profits | $4,022,000 | 4,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,050,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,441 |
| Income earned, not collected on loans | $1,475,000 | 1,318 |
| Earning assets | $392,378,000 | 1,116 |
| Long-term assets (5+ years) | $89,027,000 | 738 |
| Average Assets, year-to-date | $415,300,200 | 1,104 |
| Average Assets, quarterly | $444,610,500 | 1,064 |
| Volatile liabilities | $94,951,000 | 841 |
| Insider loans | $1,231,000 | 3,172 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $17,906,000 | 127 |
| Unused loan commitments | $80,553,000 | 720 |
| Tier 1 (core) risk-based capital | $26,672,000 | 1,552 |
| Tier 2 risk-based capital | $3,030,000 | 1,098 |
| Total risk weighted assets | $270,090,900 | 1,065 |
| Total unused commitments | $80,553,000 | 727 |
| Derivatives | $85,000,000 | 317 |
| 1993-12-31 | Rank | |
| # of Employees: | 237 | 884 |
| Assets and Liabilities | ||
| Total Assets: | $379,254,000 | 1,268 |
| Cash and due from depository institutions | $20,394,000 | 884 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $126,449,000 | 1,088 |
| Federal funds sold & reverse repurchase agreements | $22,811,000 | 609 |
| Net loans & leases | $197,345,000 | 1,406 |
| Loan loss allowance | $2,841,000 | 1,537 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,841,000 | 1,519 |
| Other real estate owned | $2,178,000 | 884 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,236,000 | 1,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,254,000 | 1,268 |
| Total liabilities | $351,309,000 | 1,250 |
| Total deposits | $332,789,000 | 1,191 |
| Interest-bearing deposits | $219,879,000 | 1,562 |
| Deposits held in domestic offices | $332,789,000 | 1,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,103,000 | 899 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,500,000 | 254 |
| All other liabilities | $2,917,000 | 1,363 |
| Total equity capital | $27,945,000 | 1,469 |
| Total bank equity capital | $27,945,000 | 1,469 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $625,000 | 5,300 |
| Surplus | $22,746,000 | 734 |
| Undivided profits | $4,574,000 | 4,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,463,000 | 2,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,397 |
| Income earned, not collected on loans | $753,000 | 2,368 |
| Earning assets | $346,605,000 | 1,270 |
| Long-term assets (5+ years) | $97,061,000 | 687 |
| Average Assets, year-to-date | $385,578,400 | 1,206 |
| Average Assets, quarterly | $382,012,500 | 1,245 |
| Volatile liabilities | $45,020,000 | 1,301 |
| Insider loans | $1,214,000 | 3,208 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $71,201,000 | 91 |
| Unused loan commitments | $32,441,000 | 1,353 |
| Tier 1 (core) risk-based capital | $27,945,000 | 1,432 |
| Tier 2 risk-based capital | $3,321,300 | 1,015 |
| Total risk weighted assets | $193,284,200 | 1,443 |
| Total unused commitments | $32,441,000 | 1,375 |
| Derivatives | $65,000,000 | 321 |
| 1992-12-31 | Rank | |
| # of Employees: | 220 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $406,032,000 | 1,198 |
| Cash and due from depository institutions | $25,737,000 | 966 |
| Interest-bearing balances | $98,000 | 7,306 |
| Securities | $159,153,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $24,250,000 | 729 |
| Net loans & leases | $180,381,000 | 1,560 |
| Loan loss allowance | $2,178,000 | 1,983 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,271,000 | 1,374 |
| Other real estate owned | $4,978,000 | 966 |
| Goodwill and other intangibles | $1,926,000 | 730 |
| All other assets | $4,336,000 | 1,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,032,000 | 1,198 |
| Total liabilities | $378,730,000 | 1,189 |
| Total deposits | $352,838,000 | 1,173 |
| Interest-bearing deposits | $251,932,000 | 1,450 |
| Deposits held in domestic offices | $352,838,000 | 1,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,485,000 | 673 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,500,000 | 274 |
| All other liabilities | $2,907,000 | 1,411 |
| Total equity capital | $27,302,000 | 1,427 |
| Total bank equity capital | $27,302,000 | 1,427 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $625,000 | 5,569 |
| Surplus | $22,746,000 | 703 |
| Undivided profits | $3,931,000 | 5,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 3,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $944,000 | 2,093 |
| Earning assets | $363,882,000 | 1,232 |
| Long-term assets (5+ years) | $130,541,000 | 496 |
| Average Assets, year-to-date | $391,247,400 | 1,235 |
| Average Assets, quarterly | $393,462,000 | 1,242 |
| Volatile liabilities | $69,199,000 | 942 |
| Insider loans | $2,000 | 9,365 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $39,066,000 | 107 |
| Unused loan commitments | $34,815,000 | 1,214 |
| Tier 1 (core) risk-based capital | $25,376,000 | 1,485 |
| Tier 2 risk-based capital | $3,378,000 | 1,018 |
| Total risk weighted assets | $196,742,000 | 1,472 |
| Total unused commitments | $34,815,000 | 1,228 |
| Derivatives | $45,000,000 | 328 |