Home > Charter National Bank-Colonial > Income and Expense
Charter National Bank-Colonial, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,763,000 | 2,428 |
| Total interest expense | $5,573,000 | 2,751 |
| Net interest income | $8,190,000 | 2,199 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,317,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,903,000 | 708 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $414,000 | 3,239 |
| Total noninterest expense | $6,893,000 | 2,008 |
| Salaries and employee benefits | $2,824,000 | 2,349 |
| Premises and equipment expense | $1,347,000 | 1,514 |
| Additional noninterest expense | $2,722,000 | 1,834 |
| Pre-tax net operating income | $3,614,000 | 2,039 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $1,265,000 | 1,930 |
| Income before extraordinary items | $2,308,000 | 2,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,308,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $726,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,334,650 | 2,134 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,991,000 | 2,527 |
| Total interest expense | $4,012,000 | 3,050 |
| Net interest income | $7,979,000 | 2,264 |
| Provision for loan and lease losses | $-190,000 | 12,305 |
| Total noninterest income | $2,630,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,032,000 | 677 |
| Trading account gains and fees | $22,000 | 337 |
| Additional Noninterest Income | $576,000 | 2,671 |
| Total noninterest expense | $7,167,000 | 1,994 |
| Salaries and employee benefits | $2,937,000 | 2,275 |
| Premises and equipment expense | $1,323,000 | 1,569 |
| Additional noninterest expense | $2,907,000 | 1,862 |
| Pre-tax net operating income | $3,632,000 | 1,964 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $1,122,000 | 2,009 |
| Income before extraordinary items | $2,520,000 | 1,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,520,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $2,160,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,513,100 | 1,944 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,354,000 | 2,725 |
| Total interest expense | $4,096,000 | 3,098 |
| Net interest income | $7,258,000 | 2,470 |
| Provision for loan and lease losses | $-190,000 | 13,028 |
| Total noninterest income | $2,593,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,061,000 | 667 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $532,000 | 3,129 |
| Total noninterest expense | $6,674,000 | 2,184 |
| Salaries and employee benefits | $2,755,000 | 2,417 |
| Premises and equipment expense | $1,183,000 | 1,778 |
| Additional noninterest expense | $2,736,000 | 2,055 |
| Pre-tax net operating income | $3,367,000 | 2,023 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $1,204,000 | 1,913 |
| Income before extraordinary items | $2,288,000 | 2,185 |
| Extraordinary gains, net | $550,000 | 410 |
| Net income | $2,838,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $2,620,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,205,500 | 2,135 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,879,000 | 2,734 |
| Total interest expense | $5,197,000 | 3,199 |
| Net interest income | $7,682,000 | 2,345 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $2,451,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,928,000 | 693 |
| Trading account gains and fees | $22,000 | 366 |
| Additional Noninterest Income | $501,000 | 3,183 |
| Total noninterest expense | $6,867,000 | 2,139 |
| Salaries and employee benefits | $2,849,000 | 2,284 |
| Premises and equipment expense | $1,101,000 | 1,915 |
| Additional noninterest expense | $2,917,000 | 2,037 |
| Pre-tax net operating income | $3,166,000 | 1,964 |
| Securities gains (losses) | $394,000 | 1,298 |
| Applicable income taxes | $1,121,000 | 1,892 |
| Income before extraordinary items | $2,439,000 | 1,866 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,439,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $3,450,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,167,140 | 1,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.