Home > Charter Federal Savings Bank > Income and Expense
Charter Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,224,000 | 1,263 |
| Total interest expense | $11,613,000 | 1,177 |
| Net interest income | $13,611,000 | 1,326 |
| Provision for loan and lease losses | $457,000 | 2,235 |
| Total noninterest income | $769,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $769,000 | 2,452 |
| Total noninterest expense | $6,694,000 | 2,179 |
| Salaries and employee benefits | $3,355,000 | 1,985 |
| Premises and equipment expense | $1,140,000 | 1,839 |
| Additional noninterest expense | $2,199,000 | 2,520 |
| Pre-tax net operating income | $7,229,000 | 986 |
| Securities gains (losses) | $132,000 | 2,136 |
| Applicable income taxes | $2,490,000 | 1,008 |
| Income before extraordinary items | $4,871,000 | 1,066 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,871,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,533 |
| Cash dividends | $2,371,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,783,880 | 1,015 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,427,000 | 1,330 |
| Total interest expense | $14,720,000 | 1,207 |
| Net interest income | $12,707,000 | 1,457 |
| Provision for loan and lease losses | $701,000 | 2,366 |
| Total noninterest income | $798,000 | 3,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $798,000 | 2,312 |
| Total noninterest expense | $6,599,000 | 2,228 |
| Salaries and employee benefits | $3,188,000 | 2,063 |
| Premises and equipment expense | $1,133,000 | 1,863 |
| Additional noninterest expense | $2,278,000 | 2,513 |
| Pre-tax net operating income | $6,205,000 | 1,055 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $2,077,000 | 1,078 |
| Income before extraordinary items | $4,170,000 | 1,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,170,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $1,096,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,141,860 | 1,051 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.