Home > Charter Bank, S.S.B. > Assets and Liabilities
Charter Bank, S.S.B., Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $130,056,000 | 3,464 |
| Cash and due from depository institutions | $1,060,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,627,000 | 5,615 |
| Federal funds sold & reverse repurchase agreements | $13,352,000 | 1,063 |
| Net loans & leases | $93,017,000 | 2,892 |
| Loan loss allowance | $941,000 | 3,729 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $890,000 | 6,459 |
| Other real estate owned | $482,000 | 4,916 |
| Goodwill and other intangibles | $787,000 | 1,306 |
| All other assets | $841,000 | 7,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,056,000 | 3,464 |
| Total liabilities | $119,671,000 | 3,403 |
| Total deposits | $88,939,000 | 4,257 |
| Interest-bearing deposits | $87,805,000 | 3,735 |
| Deposits held in domestic offices | $88,939,000 | 4,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,293 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $22,019,000 | 826 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,213,000 | 3,110 |
| Total equity capital | $10,385,000 | 4,193 |
| Total bank equity capital | $10,385,000 | 4,193 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $7,899,000 | 1,990 |
| Undivided profits | $2,485,000 | 6,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $674,000 | 3,512 |
| Earning assets | $125,996,000 | 3,279 |
| Long-term assets (5+ years) | $27,918,000 | 1,937 |
| Average Assets, year-to-date | $134,670,600 | 3,237 |
| Average Assets, quarterly | $129,926,500 | 3,426 |
| Volatile liabilities | $18,959,000 | 2,737 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $106,000 | 11,013 |
| Tier 1 (core) risk-based capital | $9,186,000 | 4,525 |
| Tier 2 risk-based capital | $841,450 | 3,432 |
| Total risk weighted assets | $67,216,050 | 3,916 |
| Total unused commitments | $106,000 | 11,018 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $140,403,000 | 3,196 |
| Cash and due from depository institutions | $17,202,000 | 6,864 |
| Interest-bearing balances | $16,940,000 | 230 |
| Securities | $33,654,000 | 3,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,921,000 | 3,023 |
| Loan loss allowance | $672,000 | 4,977 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $635,000 | 7,721 |
| Other real estate owned | $529,000 | 6,864 |
| Goodwill and other intangibles | $103,000 | 2,249 |
| All other assets | $2,359,000 | 3,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,403,000 | 3,196 |
| Total liabilities | $129,401,000 | 3,147 |
| Total deposits | $103,888,000 | 3,659 |
| Interest-bearing deposits | $103,888,000 | 3,141 |
| Deposits held in domestic offices | $103,888,000 | 3,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,698,000 | 806 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $815,000 | 3,568 |
| Total equity capital | $11,002,000 | 3,702 |
| Total bank equity capital | $11,002,000 | 3,702 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $1,560,000 | 6,464 |
| Undivided profits | $7,942,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,287,000 | 1,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $717,000 | 2,844 |
| Earning assets | $136,515,000 | 3,021 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $133,973,400 | 3,260 |
| Average Assets, quarterly | $140,424,500 | 3,174 |
| Volatile liabilities | $30,489,000 | 1,801 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $24,698,000 | 309 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $11,002,000 | 3,747 |
| Tier 2 risk-based capital | $659,000 | 4,186 |
| Total risk weighted assets | $78,096,000 | 3,327 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $124,610,000 | 3,625 |
| Cash and due from depository institutions | $12,929,000 | 6,114 |
| Interest-bearing balances | $12,415,000 | 499 |
| Securities | $34,816,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $73,341,000 | 3,434 |
| Loan loss allowance | $759,000 | 4,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $680,000 | 7,637 |
| Other real estate owned | $898,000 | 6,114 |
| Goodwill and other intangibles | $148,000 | 1,995 |
| All other assets | $1,798,000 | 3,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,610,000 | 3,625 |
| Total liabilities | $116,255,000 | 3,546 |
| Total deposits | $99,842,000 | 3,900 |
| Interest-bearing deposits | $99,842,000 | 3,401 |
| Deposits held in domestic offices | $99,842,000 | 3,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,950,000 | 857 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $463,000 | 5,654 |
| Total equity capital | $8,355,000 | 4,819 |
| Total bank equity capital | $8,355,000 | 4,819 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $1,560,000 | 6,488 |
| Undivided profits | $5,295,000 | 4,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 3,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $628,000 | 2,877 |
| Earning assets | $120,572,000 | 3,454 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $110,439,200 | 3,953 |
| Average Assets, quarterly | $121,216,500 | 3,706 |
| Volatile liabilities | $20,200,000 | 2,381 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $15,950,000 | 340 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,610,000 | 5,822 |
| Tier 1 (core) risk-based capital | $8,105,000 | 4,870 |
| Tier 2 risk-based capital | $759,000 | 3,687 |
| Total risk weighted assets | $69,002,000 | 3,676 |
| Total unused commitments | $3,610,000 | 5,845 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $95,424,000 | 4,714 |
| Cash and due from depository institutions | $11,603,000 | 7,484 |
| Interest-bearing balances | $11,286,000 | 671 |
| Securities | $15,795,000 | 7,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $65,056,000 | 3,901 |
| Loan loss allowance | $375,000 | 7,772 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $573,000 | 8,406 |
| Other real estate owned | $855,000 | 7,484 |
| Goodwill and other intangibles | $193,000 | 1,875 |
| All other assets | $1,349,000 | 5,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,424,000 | 4,714 |
| Total liabilities | $89,601,000 | 4,607 |
| Total deposits | $85,011,000 | 4,665 |
| Interest-bearing deposits | $83,012,000 | 4,222 |
| Deposits held in domestic offices | $85,011,000 | 4,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,500,000 | 1,546 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,090,000 | 3,069 |
| Total equity capital | $5,823,000 | 6,328 |
| Total bank equity capital | $5,823,000 | 6,328 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $1,560,000 | 6,435 |
| Undivided profits | $2,763,000 | 6,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 3,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $608,000 | 3,331 |
| Earning assets | $92,137,000 | 4,495 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $88,818,000 | 4,915 |
| Average Assets, quarterly | $94,024,000 | 4,748 |
| Volatile liabilities | $6,584,000 | 5,543 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,500,000 | 554 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,880,000 | 7,479 |
| Tier 1 (core) risk-based capital | $5,823,000 | 6,248 |
| Tier 2 risk-based capital | $375,000 | 6,541 |
| Total risk weighted assets | $54,199,000 | 4,610 |
| Total unused commitments | $1,880,000 | 7,512 |
| Derivatives | $0 | 651 |