Home > Charter Bank, S.B. > Net Loans and Leases
Charter Bank, S.B., Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $234,596,000 | 1,201 |
| Loan loss allowance | $3,331,000 | 1,115 |
| Total loans and leases | $237,927,000 | 1,201 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $237,927,000 | 1,206 |
| All real estate loans | $195,512,000 | 1,016 |
| Real estate loans in domestic offices | $195,512,000 | 1,016 |
| Construction and development loans | $3,905,000 | 2,822 |
| Commercial RE | $12,807,000 | 3,289 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,188,000 | 1,583 |
| 1-4 family residential loans | $175,446,000 | 693 |
| Farmland loans | $166,000 | 6,322 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $38,000 | 6,340 |
| Commercial and industrial loans | $4,391,000 | 5,510 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $37,542,000 | 824 |
| Credit card loans | $152,000 | 3,760 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $37,390,000 | 721 |
| All other loans & leases | $444,000 | 3,712 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $302,000 | 2,310 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $142,000 | 1,225 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $402,000 | 737 |
| Non 1-4 family restructured loans & leases | $402,000 | 737 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $283,388,000 | 1,055 |
| Loan loss allowance | $1,744,000 | 2,020 |
| Total loans and leases | $285,132,000 | 1,063 |
| Unearned income | $450,000 | 1,253 |
| Loans and leases, gross | $285,582,000 | 1,063 |
| All real estate loans | $224,637,000 | 912 |
| Real estate loans in domestic offices | $224,637,000 | 912 |
| Construction and development loans | $3,839,000 | 2,788 |
| Commercial RE | $14,558,000 | 3,028 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,244,000 | 1,690 |
| 1-4 family residential loans | $202,815,000 | 639 |
| Farmland loans | $181,000 | 6,545 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $92,000 | 6,374 |
| Commercial and industrial loans | $8,004,000 | 3,872 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $52,194,000 | 701 |
| Credit card loans | $1,798,000 | 1,023 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $50,396,000 | 615 |
| All other loans & leases | $655,000 | 3,078 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $431,000 | 2,046 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $224,000 | 1,119 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $271,862,000 | 1,103 |
| Loan loss allowance | $1,858,000 | 2,040 |
| Total loans and leases | $273,720,000 | 1,111 |
| Unearned income | $444,000 | 2,274 |
| Loans and leases, gross | $273,720,000 | 1,119 |
| All real estate loans | $213,234,000 | 975 |
| Real estate loans in domestic offices | $213,234,000 | 975 |
| Construction and development loans | $5,370,000 | 2,300 |
| Commercial RE | $12,395,000 | 3,340 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,796,000 | 2,518 |
| 1-4 family residential loans | $193,532,000 | 708 |
| Farmland loans | $141,000 | 6,978 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $6,882,000 | 4,285 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $53,191,000 | 791 |
| Credit card loans | $1,981,000 | 1,075 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $51,210,000 | 704 |
| All other loans & leases | $857,000 | 2,819 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $555,000 | 1,870 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $302,000 | 1,033 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $202,204,000 | 1,449 |
| Loan loss allowance | $1,687,000 | 2,250 |
| Total loans and leases | $203,891,000 | 1,454 |
| Unearned income | $392,000 | 2,643 |
| Loans and leases, gross | $203,891,000 | 1,458 |
| All real estate loans | $141,768,000 | 1,436 |
| Real estate loans in domestic offices | $141,768,000 | 1,436 |
| Construction and development loans | $1,638,000 | 4,368 |
| Commercial RE | $7,370,000 | 4,541 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,866,000 | 2,500 |
| 1-4 family residential loans | $130,864,000 | 1,003 |
| Farmland loans | $30,000 | 7,947 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $6,358,000 | 4,407 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $55,190,000 | 795 |
| Credit card loans | $113,000 | 4,707 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $55,077,000 | 685 |
| All other loans & leases | $967,000 | 2,718 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $644,000 | 1,801 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $323,000 | 1,013 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $179,325,000 | 1,571 |
| Loan loss allowance | $2,048,000 | 1,922 |
| Total loans and leases | $181,373,000 | 1,576 |
| Unearned income | $529,000 | 2,368 |
| Loans and leases, gross | $181,373,000 | 1,586 |
| All real estate loans | $124,313,000 | 1,576 |
| Real estate loans in domestic offices | $124,313,000 | 1,575 |
| Construction and development loans | $1,439,000 | 4,603 |
| Commercial RE | $7,098,000 | 4,693 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,143,000 | 3,374 |
| 1-4 family residential loans | $114,598,000 | 1,111 |
| Farmland loans | $35,000 | 8,319 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $5,392,000 | 4,775 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $50,770,000 | 840 |
| Credit card loans | $118,000 | 4,706 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $50,652,000 | 730 |
| All other loans & leases | $1,427,000 | 2,178 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $1,427,000 | 1,107 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $162,048,000 | 1,696 |
| Loan loss allowance | $2,043,000 | 2,037 |
| Total loans and leases | $164,091,000 | 1,702 |
| Unearned income | $784,000 | 2,001 |
| Loans and leases, gross | $164,091,000 | 1,713 |
| All real estate loans | $124,932,000 | 1,533 |
| Real estate loans in domestic offices | $124,932,000 | 1,532 |
| Construction and development loans | $1,519,000 | 4,319 |
| Commercial RE | $6,004,000 | 5,178 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,656,000 | 2,115 |
| 1-4 family residential loans | $114,708,000 | 1,106 |
| Farmland loans | $45,000 | 8,456 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $4,485,000 | 5,355 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $34,140,000 | 1,064 |
| Credit card loans | $90,000 | 5,118 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $34,050,000 | 946 |
| All other loans & leases | $1,318,000 | 2,406 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $1,318,000 | 1,227 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $948,000 | 1,000 |
| Non 1-4 family restructured loans & leases | $948,000 | 1,000 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $133,128,000 | 2,094 |
| Loan loss allowance | $1,432,000 | 2,800 |
| Total loans and leases | $134,560,000 | 2,108 |
| Unearned income | $1,882,000 | 1,280 |
| Loans and leases, gross | $136,442,000 | 2,091 |
| All real estate loans | $109,453,000 | 1,758 |
| Real estate loans in domestic offices | $109,453,000 | 1,758 |
| Construction and development loans | $1,403,000 | 4,485 |
| Commercial RE | $6,017,000 | 5,148 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,882,000 | 2,021 |
| 1-4 family residential loans | $99,151,000 | 1,294 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,989,000 | 5,859 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $23,000,000 | 1,509 |
| Credit card loans | $113,000 | 4,873 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,887,000 | 1,342 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,336,000 | 691 |
| Non 1-4 family restructured loans & leases | $2,336,000 | 691 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,369,000 | 376 |
| Total loans and leases | NA | NA |