Home > Charter Bank, S.B. > Loan Charge- Offs and Recoveries

Charter Bank, S.B., Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,141,000845
Loans secured by real estate, total$321,000583
To non-U.S. addressees$013
Real estate loans in domestic offices$321,000580
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$321,000347
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$146,0001,819
Loans to individuals$674,000610
Credit card loan charge offs$147,000494
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$527,000574
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$77,0002,562
Loans secured by real estate, total$03,922
To non-U.S. addressees$010
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$06,193
Loans to individuals$77,0001,148
Credit card loan recoveries$3,0001,477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$74,0001,010
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,064,000720
Loans secured by real estate, total$321,000451
To non-U.S. addressees$012
Real estate loans in domestic offices$321,000448
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$321,000278
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$146,0001,452
To non-U.S. addressees$036
Loans to individuals$597,000552
Credit card loan net charge offs$144,000460
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$453,000509
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$812,0001,167
Loans secured by real estate, total$119,0001,293
To non-U.S. addressees$011
Real estate loans in domestic offices$119,0001,293
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$119,000813
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$06,990
Loans to individuals$693,000683
Credit card loan charge offs$86,000715
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$607,000576
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$223,0001,230
Loans secured by real estate, total$40,0001,247
To non-U.S. addressees$012
Real estate loans in domestic offices$40,0001,247
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$40,000705
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$10,0003,946
Loans to individuals$173,000644
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$172,000524
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$589,0001,179
Loans secured by real estate, total$79,0001,271
To non-U.S. addressees$010
Real estate loans in domestic offices$79,0001,269
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$79,000871
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-10,0009,714
To non-U.S. addressees$021
Loans to individuals$520,000694
Credit card loan net charge offs$85,000659
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$435,000589
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$744,0001,365
Loans secured by real estate, total$210,0001,032
To non-U.S. addresseesNANA
Real estate loans in domestic offices$210,0001,032
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$15,0002,585
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$195,000525
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0005,189
Loans to individuals$517,000858
Credit card loan charge offs$9,0002,335
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$508,000678
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$399,000896
Loans secured by real estate, total$48,0001,269
To non-U.S. addresseesNANA
Real estate loans in domestic offices$48,0001,269
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$48,000667
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$199,000625
Loans to individuals$152,000790
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$152,000667
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$345,0001,876
Loans secured by real estate, total$162,000949
To non-U.S. addresseesNANA
Real estate loans in domestic offices$162,000948
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-33,00011,247
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$195,000403
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-182,00011,282
To non-U.S. addresseesNANA
Loans to individuals$365,000892
Credit card loan net charge offs$9,0002,107
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$356,000694
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$863,0001,228
Loans secured by real estate, total$135,0001,497
To non-U.S. addresseesNANA
Real estate loans in domestic offices$135,0001,495
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$135,000899
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$380,000807
Loans to individuals$348,0001,030
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$348,000821
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$142,0001,981
Loans secured by real estate, total$14,0002,497
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0002,495
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$14,0001,514
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$128,000882
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$128,000766
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$721,0001,092
Loans secured by real estate, total$121,0001,275
To non-U.S. addresseesNANA
Real estate loans in domestic offices$121,0001,273
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$121,000801
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$380,000556
To non-U.S. addresseesNANA
Loans to individuals$220,0001,089
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$220,000854
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$254,0002,933
Loans secured by real estate, total$59,0002,543
To non-U.S. addresseesNANA
Real estate loans in domestic offices$59,0002,543
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$59,0001,582
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$195,0001,371
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$195,0001,127
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$119,0002,555
Loans secured by real estate, total$31,0001,996
To non-U.S. addresseesNANA
Real estate loans in domestic offices$31,0001,996
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$31,0001,040
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$88,0001,217
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$88,0001,072
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$135,0003,163
Loans secured by real estate, total$28,0002,781
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,782
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$28,0001,904
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$107,0001,521
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$107,0001,197
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$226,0003,767
Loans secured by real estate, total$78,0002,731
To non-U.S. addresseesNANA
Real estate loans in domestic offices$78,0002,730
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$71,0001,707
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$7,0002,782
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$148,0001,884
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$148,0001,580
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$56,0004,576
Loans secured by real estate, total$25,0002,329
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,329
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$25,0001,281
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$31,0002,779
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$31,0002,547
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$170,0003,451
Loans secured by real estate, total$53,0002,730
To non-U.S. addresseesNANA
Real estate loans in domestic offices$53,0002,728
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$46,0001,864
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$7,0002,439
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$117,0001,639
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$117,0001,278
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$278,0004,225
Loans secured by real estate, total$141,0002,546
To non-U.S. addresseesNANA
Real estate loans in domestic offices$141,0002,546
Construction and land development$01,669
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$141,0001,307
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$137,0002,449
Credit card loan charge offs$1,0003,869
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$136,0002,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$84,0003,736
Loans secured by real estate, total$63,0001,327
To non-U.S. addresseesNANA
Real estate loans in domestic offices$63,0001,327
Construction and land development$01,048
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$63,000601
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$21,0003,749
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0003,499
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$194,0004,263
Loans secured by real estate, total$78,0003,014
To non-U.S. addresseesNANA
Real estate loans in domestic offices$78,0003,014
Construction and land development$01,547
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$78,0001,636
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$116,0002,128
Credit card loan net charge offs$1,0003,629
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$115,0001,801
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.