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Charter Bank and Trust Co., Total Unused Commitments

2004-06-30Rank
Total unused commitments$89,618,000969
Loan commitments-revolving, open-end lines secured by 1-4's$6,974,0001,751
Credit card lines$02,201
Commercial real estate, construction & land development$14,518,0001,422
Commitments secured by real estate$14,518,0001,399
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$68,126,000504
Memoranda:
Commitments with an original maturity exceeding 1 yr$7,489,0001,701
Securities lent$041
All other off-balance sheet liabilities$11,359,00081
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$86,507,000983
Loan commitments-revolving, open-end lines secured by 1-4's$6,003,0001,844
Credit card lines$02,253
Commercial real estate, construction & land development$14,887,0001,262
Commitments secured by real estate$14,887,0001,244
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$65,617,000511
Memoranda:
Commitments with an original maturity exceeding 1 yr$7,212,0001,685
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$89,861,000912
Loan commitments-revolving, open-end lines secured by 1-4's$5,515,0001,616
Credit card lines$02,174
Commercial real estate, construction & land development$12,933,0001,377
Commitments secured by real estate$12,933,0001,355
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$71,413,000468
Memoranda:
Commitments with an original maturity exceeding 1 yr$8,968,0001,445
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$88,680,000950
Loan commitments-revolving, open-end lines secured by 1-4's$5,981,0001,526
Credit card lines$02,194
Commercial real estate, construction & land development$16,454,0001,119
Commitments secured by real estate$16,454,0001,097
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$66,245,000513
Memoranda:
Commitments with an original maturity exceeding 1 yr$6,433,0001,718
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$89,616,000933
Loan commitments-revolving, open-end lines secured by 1-4's$5,461,0001,544
Credit card lines$02,230
Commercial real estate, construction & land development$17,413,0001,008
Commitments secured by real estate$17,413,000984
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$66,742,000504
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,022,0001,362
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$90,892,000883
Loan commitments-revolving, open-end lines secured by 1-4's$5,873,0001,426
Credit card lines$02,280
Commercial real estate, construction & land development$14,060,0001,123
Commitments secured by real estate$14,060,0001,098
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$70,959,000472
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,403,0001,950
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$79,899,000948
Loan commitments-revolving, open-end lines secured by 1-4's$6,753,0001,241
Credit card lines$02,321
Commercial real estate, construction & land development$14,180,0001,057
Commitments secured by real estate$12,719,0001,136
Commitments not secured by real estate$1,461,000256
Securities underwriting$07
Other unused commitments$58,966,000530
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,758,0002,054
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$53,071,0001,214
Loan commitments-revolving, open-end lines secured by 1-4's$1,552,0002,516
Credit card lines$02,495
Commercial real estate, construction & land development$18,006,000798
Commitments secured by real estate$16,454,000838
Commitments not secured by real estate$1,552,000299
Securities underwriting$08
Other unused commitments$33,513,000795
Memoranda:
Commitments with an original maturity exceeding 1 yr$6,504,0001,388
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$60,261,0001,014
Loan commitments-revolving, open-end lines secured by 1-4's$509,0003,424
Credit card lines$03,061
Commercial real estate, construction & land development$26,677,000501
Commitments secured by real estate$26,036,000486
Commitments not secured by real estate$641,000409
Securities underwriting$09
Other unused commitments$33,075,000778
Memoranda:
Commitments with an original maturity exceeding 1 yr$14,161,000820
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$41,525,0001,387
Loan commitments-revolving, open-end lines secured by 1-4's$962,0002,782
Credit card lines$03,256
Commercial real estate, construction & land development$12,493,0001,024
Commitments secured by real estate$12,399,000993
Commitments not secured by real estate$94,000800
Securities underwriting$012
Other unused commitments$28,070,000908
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,193,0001,728
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$37,708,0001,405
Loan commitments-revolving, open-end lines secured by 1-4's$1,409,0002,322
Credit card lines$03,409
Commercial real estate, construction & land development$11,929,000928
Commitments secured by real estate$11,929,000885
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$24,370,000957
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,402,0001,348
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$31,670,0001,510
Loan commitments-revolving, open-end lines secured by 1-4's$1,210,0002,441
Credit card lines$03,666
Commercial real estate, construction & land development$11,790,000818
Commitments secured by real estate$11,576,000805
Commitments not secured by real estate$214,000706
Securities underwriting$016
Other unused commitments$18,670,0001,128
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,687,0001,242
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$25,931,0001,723
Loan commitments-revolving, open-end lines secured by 1-4's$1,402,0002,295
Credit card lines$03,827
Commercial real estate, construction & land development$8,336,0001,073
Commitments secured by real estate$8,336,0001,028
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$16,193,0001,256
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,304,0001,338
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$22,412,0001,850
Loan commitments-revolving, open-end lines secured by 1-4's$1,088,0002,523
Credit card lines$03,957
Commercial real estate, construction & land development$9,155,000903
Commitments secured by real estate$9,155,000855
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$12,169,0001,554
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,015,0001,750
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$17,267,0002,154
Loan commitments-revolving, open-end lines secured by 1-4's$1,347,0002,308
Credit card lines$03,957
Commercial real estate, construction & land development$6,538,0001,091
Commitments secured by real estate$6,538,0001,047
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$9,382,0001,814
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,591,0001,318
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$12,418,0002,664
Loan commitments-revolving, open-end lines secured by 1-4's$646,0003,054
Credit card lines$03,952
Commercial real estate, construction & land development$5,899,0001,091
Commitments secured by real estate$5,899,0001,023
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$5,873,0002,476
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,916,0001,894
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$9,672,0003,045
Loan commitments-revolving, open-end lines secured by 1-4's$888,0002,690
Credit card lines$03,970
Commercial real estate, construction & land development$3,426,0001,491
Commitments secured by real estate$3,426,0001,390
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$5,358,0002,457
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,225,0002,214
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109