Home > Charter Bank and Trust > Assets and Liabilities
Charter Bank and Trust, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 32 | 5,686 |
Assets and Liabilities | ||
Total Assets: | $25,146,000 | 10,059 |
Cash and due from depository institutions | $3,214,000 | 5,686 |
Interest-bearing balances | $119,000 | 4,675 |
Securities | $3,209,000 | 10,950 |
Federal funds sold & reverse repurchase agreements | $5,020,000 | 2,862 |
Net loans & leases | $13,044,000 | 9,952 |
Loan loss allowance | $92,000 | 11,098 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $191,000 | 10,318 |
Other real estate owned | $193,000 | 5,686 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $275,000 | 10,867 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $25,146,000 | 10,059 |
Total liabilities | $23,095,000 | 9,961 |
Total deposits | $23,007,000 | 9,856 |
Interest-bearing deposits | $14,984,000 | 10,567 |
Deposits held in domestic offices | $23,007,000 | 9,854 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $88,000 | 11,297 |
Total equity capital | $2,051,000 | 10,635 |
Total bank equity capital | $2,051,000 | 10,635 |
Perpetual preferred stock | $0 | 288 |
Common stock | $500,000 | 5,383 |
Surplus | $400,000 | 9,920 |
Undivided profits | $1,151,000 | 8,971 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $38,000 | 9,617 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,758 |
Income earned, not collected on loans | $71,000 | 11,156 |
Earning assets | $21,392,000 | 10,266 |
Long-term assets (5+ years) | $3,698,000 | 6,557 |
Average Assets, year-to-date | $18,636,000 | 10,760 |
Average Assets, quarterly | $21,399,000 | 10,480 |
Volatile liabilities | $5,207,000 | 6,789 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $4,332,000 | 385 |
Unused loan commitments | $2,448,000 | 6,906 |
Tier 1 (core) risk-based capital | $2,041,000 | 10,597 |
Tier 2 risk-based capital | $92,000 | 10,848 |
Total risk weighted assets | $14,984,400 | 9,809 |
Total unused commitments | $2,448,000 | 6,920 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 15 | 9,330 |
Assets and Liabilities | ||
Total Assets: | $16,483,000 | 11,582 |
Cash and due from depository institutions | $4,085,000 | 9,330 |
Interest-bearing balances | $1,061,000 | 2,348 |
Securities | $4,819,000 | 10,944 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $7,011,000 | 11,726 |
Loan loss allowance | $72,000 | 11,969 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $166,000 | 11,001 |
Other real estate owned | $49,000 | 9,330 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $353,000 | 10,725 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,483,000 | 11,582 |
Total liabilities | $14,790,000 | 11,568 |
Total deposits | $14,746,000 | 11,484 |
Interest-bearing deposits | $10,633,000 | 11,754 |
Deposits held in domestic offices | $14,746,000 | 11,482 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $44,000 | 12,260 |
Total equity capital | $1,693,000 | 11,351 |
Total bank equity capital | $1,693,000 | 11,351 |
Perpetual preferred stock | $0 | 310 |
Common stock | $500,000 | 5,677 |
Surplus | $400,000 | 10,339 |
Undivided profits | $793,000 | 9,564 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $89,000 | 8,643 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 960 |
Income earned, not collected on loans | $44,000 | 12,025 |
Earning assets | $12,891,000 | 11,821 |
Long-term assets (5+ years) | $1,306,000 | 9,053 |
Average Assets, year-to-date | $15,628,200 | 11,644 |
Average Assets, quarterly | $15,700,500 | 11,656 |
Volatile liabilities | $2,279,000 | 9,316 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $1,240,000 | 582 |
Unused loan commitments | $2,986,000 | 6,363 |
Tier 1 (core) risk-based capital | $1,783,000 | 11,283 |
Tier 2 risk-based capital | $72,000 | 11,748 |
Total risk weighted assets | $11,037,600 | 10,997 |
Total unused commitments | $2,986,000 | 6,374 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 17 | 9,167 |
Assets and Liabilities | ||
Total Assets: | $17,534,000 | 11,997 |
Cash and due from depository institutions | $5,671,000 | 9,167 |
Interest-bearing balances | $2,900,000 | 1,898 |
Securities | $2,265,000 | 12,468 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $9,084,000 | 11,604 |
Loan loss allowance | $116,000 | 11,803 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $171,000 | 11,463 |
Other real estate owned | $90,000 | 9,167 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $253,000 | 11,751 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $17,534,000 | 11,997 |
Total liabilities | $16,076,000 | 11,954 |
Total deposits | $15,819,000 | 11,884 |
Interest-bearing deposits | $11,105,000 | 12,284 |
Deposits held in domestic offices | $15,819,000 | 11,883 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $257,000 | 8,218 |
Total equity capital | $1,458,000 | 12,158 |
Total bank equity capital | $1,458,000 | 12,158 |
Perpetual preferred stock | $0 | 343 |
Common stock | $500,000 | 5,937 |
Surplus | $400,000 | 10,764 |
Undivided profits | $558,000 | 10,677 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $310,000 | 6,294 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 1,044 |
Income earned, not collected on loans | $40,000 | 12,613 |
Earning assets | $14,249,000 | 12,204 |
Long-term assets (5+ years) | $3,694,000 | 7,273 |
Average Assets, year-to-date | $15,441,600 | 12,213 |
Average Assets, quarterly | $16,715,000 | 12,066 |
Volatile liabilities | $1,911,000 | 9,837 |
Insider loans | $1,000 | 11,692 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $4,727,000 | 511 |
Unused loan commitments | $1,694,000 | 7,976 |
Tier 1 (core) risk-based capital | $1,458,000 | 12,134 |
Tier 2 risk-based capital | $112,400 | 11,314 |
Total risk weighted assets | $8,988,400 | 11,944 |
Total unused commitments | $1,694,000 | 8,001 |
Derivatives | $1,000,000 | 637 |
1992-12-31 | Rank | |
# of Employees: | 12 | 11,041 |
Assets and Liabilities | ||
Total Assets: | $14,301,000 | 12,939 |
Cash and due from depository institutions | $4,138,000 | 11,041 |
Interest-bearing balances | $199,000 | 6,148 |
Securities | $3,313,000 | 12,435 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $6,327,000 | 12,831 |
Loan loss allowance | $97,000 | 12,623 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $167,000 | 11,928 |
Other real estate owned | $211,000 | 11,041 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $145,000 | 13,385 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,301,000 | 12,939 |
Total liabilities | $13,243,000 | 12,882 |
Total deposits | $13,155,000 | 12,820 |
Interest-bearing deposits | $9,172,000 | 13,159 |
Deposits held in domestic offices | $13,155,000 | 12,817 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $88,000 | 12,630 |
Total equity capital | $1,058,000 | 13,123 |
Total bank equity capital | $1,058,000 | 13,123 |
Perpetual preferred stock | $0 | 346 |
Common stock | $500,000 | 6,257 |
Surplus | $400,000 | 11,093 |
Undivided profits | $158,000 | 12,063 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $178,000 | 8,693 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $27,000 | 13,466 |
Earning assets | $9,839,000 | 13,359 |
Long-term assets (5+ years) | $3,675,000 | 7,438 |
Average Assets, year-to-date | $12,625,000 | 13,139 |
Average Assets, quarterly | $13,096,000 | 13,113 |
Volatile liabilities | $1,768,000 | 10,340 |
Insider loans | $1,000 | 9,424 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $2,658,000 | 492 |
Unused loan commitments | $1,212,000 | 8,689 |
Tier 1 (core) risk-based capital | $1,058,000 | 13,107 |
Tier 2 risk-based capital | $93,720 | 12,122 |
Total risk weighted assets | $7,494,120 | 12,806 |
Total unused commitments | $1,212,000 | 8,715 |
Derivatives | $1,000,000 | 576 |