Home > Charter Bank > Income and Expense
Charter Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $42,457,000 | 484 |
| Total interest expense | $10,955,000 | 400 |
| Net interest income | $31,502,000 | 525 |
| Provision for loan and lease losses | $29,202,000 | 129 |
| Total noninterest income | $3,126,000 | 1,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,126,000 | 810 |
| Total noninterest expense | $29,739,000 | 513 |
| Salaries and employee benefits | $4,813,000 | 1,540 |
| Premises and equipment expense | $1,643,000 | 1,151 |
| Additional noninterest expense | $23,283,000 | 262 |
| Pre-tax net operating income | $-24,313,000 | 7,413 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-24,313,000 | 7,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,313,000 | 7,410 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-24,313,000 | 7,410 |
| Net charge-offs | $5,158,000 | 612 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-24,313,000 | 7,407 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $31,237,000 | 449 |
| Total interest expense | $7,456,000 | 413 |
| Net interest income | $23,781,000 | 462 |
| Provision for loan and lease losses | $23,907,000 | 122 |
| Total noninterest income | $2,125,000 | 1,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,125,000 | 798 |
| Total noninterest expense | $19,871,000 | 515 |
| Salaries and employee benefits | $3,522,000 | 1,417 |
| Premises and equipment expense | $1,148,000 | 1,112 |
| Additional noninterest expense | $15,201,000 | 281 |
| Pre-tax net operating income | $-17,872,000 | 7,480 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-17,872,000 | 7,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-17,872,000 | 7,473 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-17,872,000 | 7,472 |
| Net charge-offs | $3,402,000 | 618 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-17,872,000 | 7,472 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,397,000 | 436 |
| Total interest expense | $3,816,000 | 425 |
| Net interest income | $12,581,000 | 442 |
| Provision for loan and lease losses | $8,805,000 | 151 |
| Total noninterest income | $1,450,000 | 933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,450,000 | 643 |
| Total noninterest expense | $12,619,000 | 420 |
| Salaries and employee benefits | $1,849,000 | 1,371 |
| Premises and equipment expense | $562,000 | 1,172 |
| Additional noninterest expense | $10,208,000 | 227 |
| Pre-tax net operating income | $-7,393,000 | 7,530 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-7,393,000 | 7,522 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-7,393,000 | 7,522 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,393,000 | 7,522 |
| Net charge-offs | $1,822,000 | 573 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-7,393,000 | 7,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $42,235,000 | 715 |
| Total interest expense | $16,315,000 | 485 |
| Net interest income | $25,920,000 | 844 |
| Provision for loan and lease losses | $8,383,000 | 776 |
| Total noninterest income | $56,153,000 | 179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,153,000 | 142 |
| Total noninterest expense | $24,109,000 | 836 |
| Salaries and employee benefits | $8,166,000 | 1,207 |
| Premises and equipment expense | $2,463,000 | 1,063 |
| Additional noninterest expense | $13,480,000 | 568 |
| Pre-tax net operating income | $49,581,000 | 167 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $49,581,000 | 141 |
| Extraordinary gains, net | $67,789,000 | 1 |
| Net income | $117,370,000 | 80 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $117,370,000 | 80 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $97,500,000 | 16 |
| Net operating income | $49,581,000 | 137 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,583,000 | 746 |
| Total interest expense | $12,191,000 | 505 |
| Net interest income | $18,392,000 | 896 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $49,272,000 | 156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $49,272,000 | 123 |
| Total noninterest expense | $14,806,000 | 996 |
| Salaries and employee benefits | $6,177,000 | 1,188 |
| Premises and equipment expense | $2,001,000 | 962 |
| Additional noninterest expense | $6,628,000 | 820 |
| Pre-tax net operating income | $52,858,000 | 133 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $52,858,000 | 109 |
| Extraordinary gains, net | $67,789,000 | 1 |
| Net income | $120,647,000 | 62 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $120,647,000 | 62 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $97,500,000 | 16 |
| Net operating income | $52,858,000 | 107 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,074,000 | 813 |
| Total interest expense | $7,932,000 | 530 |
| Net interest income | $11,142,000 | 993 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $45,659,000 | 133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,659,000 | 109 |
| Total noninterest expense | $8,760,000 | 1,123 |
| Salaries and employee benefits | $4,382,000 | 1,123 |
| Premises and equipment expense | $1,518,000 | 859 |
| Additional noninterest expense | $2,860,000 | 1,246 |
| Pre-tax net operating income | $48,041,000 | 106 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $48,041,000 | 88 |
| Extraordinary gains, net | $67,789,000 | 1 |
| Net income | $115,830,000 | 44 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $115,830,000 | 44 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $97,500,000 | 10 |
| Net operating income | $48,041,000 | 86 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 997 |
| Total interest expense | $3,519,000 | 644 |
| Net interest income | $4,567,000 | 1,255 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $458,000 | 2,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $458,000 | 1,387 |
| Total noninterest expense | $3,940,000 | 1,271 |
| Salaries and employee benefits | $1,982,000 | 1,259 |
| Premises and equipment expense | $600,000 | 1,135 |
| Additional noninterest expense | $1,358,000 | 1,306 |
| Pre-tax net operating income | $1,085,000 | 1,203 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,085,000 | 1,007 |
| Extraordinary gains, net | $67,789,000 | 1 |
| Net income | $68,874,000 | 39 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,874,000 | 38 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $97,500,000 | 9 |
| Net operating income | $1,085,000 | 981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.