Home > Charter Bank > Income and Expense
Charter Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $66,001,000 | 491 |
| Total interest expense | $37,382,000 | 301 |
| Net interest income | $28,619,000 | 750 |
| Provision for loan and lease losses | $82,135,000 | 169 |
| Total noninterest income | $15,950,000 | 449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,524,000 | 8,003 |
| Additional Noninterest Income | $19,474,000 | 278 |
| Total noninterest expense | $36,983,000 | 575 |
| Salaries and employee benefits | $18,696,000 | 521 |
| Premises and equipment expense | $4,438,000 | 601 |
| Additional noninterest expense | $13,849,000 | 587 |
| Pre-tax net operating income | $-74,549,000 | 7,910 |
| Securities gains (losses) | $-23,938,000 | 7,972 |
| Applicable income taxes | $13,037,000 | 138 |
| Income before extraordinary items | $-111,524,000 | 7,940 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-111,524,000 | 7,938 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-111,524,000 | 7,939 |
| Net charge-offs | $36,528,000 | 247 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-87,586,000 | 7,923 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $51,085,000 | 496 |
| Total interest expense | $29,317,000 | 311 |
| Net interest income | $21,768,000 | 739 |
| Provision for loan and lease losses | $82,135,000 | 150 |
| Total noninterest income | $26,382,000 | 259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-326,000 | 8,081 |
| Additional Noninterest Income | $26,708,000 | 198 |
| Total noninterest expense | $29,803,000 | 541 |
| Salaries and employee benefits | $16,186,000 | 458 |
| Premises and equipment expense | $3,224,000 | 637 |
| Additional noninterest expense | $10,393,000 | 565 |
| Pre-tax net operating income | $-63,788,000 | 8,006 |
| Securities gains (losses) | $6,119,000 | 92 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-57,669,000 | 8,003 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-57,669,000 | 8,002 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-57,669,000 | 8,002 |
| Net charge-offs | $36,935,000 | 206 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-63,788,000 | 8,009 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $34,780,000 | 501 |
| Total interest expense | $20,504,000 | 318 |
| Net interest income | $14,276,000 | 748 |
| Provision for loan and lease losses | $11,249,000 | 420 |
| Total noninterest income | $22,882,000 | 214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $806,000 | 92 |
| Additional Noninterest Income | $22,076,000 | 174 |
| Total noninterest expense | $20,013,000 | 548 |
| Salaries and employee benefits | $11,176,000 | 450 |
| Premises and equipment expense | $2,059,000 | 677 |
| Additional noninterest expense | $6,778,000 | 586 |
| Pre-tax net operating income | $5,896,000 | 383 |
| Securities gains (losses) | $6,119,000 | 82 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $12,015,000 | 163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,015,000 | 162 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $12,015,000 | 163 |
| Net charge-offs | $13,066,000 | 311 |
| Cash dividends | $750,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,896,000 | 289 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $17,444,000 | 509 |
| Total interest expense | $10,645,000 | 318 |
| Net interest income | $6,799,000 | 787 |
| Provision for loan and lease losses | $7,222,000 | 318 |
| Total noninterest income | $2,675,000 | 593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,173,000 | 64 |
| Additional Noninterest Income | $1,502,000 | 627 |
| Total noninterest expense | $9,709,000 | 534 |
| Salaries and employee benefits | $5,226,000 | 480 |
| Premises and equipment expense | $1,028,000 | 692 |
| Additional noninterest expense | $3,455,000 | 505 |
| Pre-tax net operating income | $-7,457,000 | 8,082 |
| Securities gains (losses) | $6,119,000 | 57 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,338,000 | 7,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,338,000 | 7,798 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,338,000 | 7,798 |
| Net charge-offs | $7,162,000 | 251 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,457,000 | 8,099 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $83,716,000 | 467 |
| Total interest expense | $50,085,000 | 322 |
| Net interest income | $33,631,000 | 645 |
| Provision for loan and lease losses | $10,784,000 | 566 |
| Total noninterest income | $4,881,000 | 1,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,712,000 | 63 |
| Additional Noninterest Income | $3,169,000 | 921 |
| Total noninterest expense | $29,661,000 | 671 |
| Salaries and employee benefits | $16,936,000 | 574 |
| Premises and equipment expense | $4,146,000 | 666 |
| Additional noninterest expense | $8,579,000 | 769 |
| Pre-tax net operating income | $-1,933,000 | 7,338 |
| Securities gains (losses) | $6,244,000 | 62 |
| Applicable income taxes | $220,000 | 2,718 |
| Income before extraordinary items | $4,091,000 | 1,013 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,091,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,023,000 | 687 |
| Cash dividends | $5,243,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,840,800 | 7,428 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $64,201,000 | 475 |
| Total interest expense | $38,562,000 | 335 |
| Net interest income | $25,639,000 | 644 |
| Provision for loan and lease losses | $6,661,000 | 533 |
| Total noninterest income | $10,522,000 | 489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $375,000 | 82 |
| Additional Noninterest Income | $10,147,000 | 333 |
| Total noninterest expense | $22,378,000 | 654 |
| Salaries and employee benefits | $13,417,000 | 555 |
| Premises and equipment expense | $2,951,000 | 704 |
| Additional noninterest expense | $6,010,000 | 774 |
| Pre-tax net operating income | $7,122,000 | 702 |
| Securities gains (losses) | $4,192,000 | 76 |
| Applicable income taxes | $220,000 | 2,805 |
| Income before extraordinary items | $11,094,000 | 334 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $11,094,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,832,000 | 450 |
| Cash dividends | $5,243,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,985,840 | 544 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $43,487,000 | 472 |
| Total interest expense | $26,482,000 | 339 |
| Net interest income | $17,005,000 | 647 |
| Provision for loan and lease losses | $5,102,000 | 422 |
| Total noninterest income | $6,799,000 | 514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-551,000 | 8,405 |
| Additional Noninterest Income | $7,350,000 | 326 |
| Total noninterest expense | $14,784,000 | 659 |
| Salaries and employee benefits | $9,169,000 | 545 |
| Premises and equipment expense | $1,911,000 | 724 |
| Additional noninterest expense | $3,704,000 | 811 |
| Pre-tax net operating income | $3,918,000 | 904 |
| Securities gains (losses) | $3,351,000 | 88 |
| Applicable income taxes | $220,000 | 2,568 |
| Income before extraordinary items | $7,049,000 | 389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,049,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,348,000 | 337 |
| Cash dividends | $4,025,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,798,530 | 706 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $22,226,000 | 475 |
| Total interest expense | $13,600,000 | 357 |
| Net interest income | $8,626,000 | 638 |
| Provision for loan and lease losses | $1,544,000 | 463 |
| Total noninterest income | $1,598,000 | 922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-208,000 | 8,443 |
| Additional Noninterest Income | $1,806,000 | 543 |
| Total noninterest expense | $7,971,000 | 605 |
| Salaries and employee benefits | $4,861,000 | 519 |
| Premises and equipment expense | $962,000 | 730 |
| Additional noninterest expense | $2,148,000 | 680 |
| Pre-tax net operating income | $709,000 | 2,390 |
| Securities gains (losses) | $1,034,000 | 146 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $1,737,000 | 860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,737,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 544 |
| Cash dividends | $644,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $703,000 | 1,966 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $85,927,000 | 507 |
| Total interest expense | $52,772,000 | 399 |
| Net interest income | $33,155,000 | 676 |
| Provision for loan and lease losses | $1,251,000 | 1,209 |
| Total noninterest income | $10,311,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,311,000 | 402 |
| Total noninterest expense | $28,682,000 | 659 |
| Salaries and employee benefits | $17,721,000 | 546 |
| Premises and equipment expense | $3,243,000 | 820 |
| Additional noninterest expense | $7,718,000 | 747 |
| Pre-tax net operating income | $13,533,000 | 640 |
| Securities gains (losses) | $3,505,000 | 76 |
| Applicable income taxes | $39,000 | 5,068 |
| Income before extraordinary items | $16,999,000 | 405 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,999,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $9,370,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,494,000 | 488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $63,659,000 | 511 |
| Total interest expense | $39,090,000 | 405 |
| Net interest income | $24,569,000 | 683 |
| Provision for loan and lease losses | $779,000 | 1,117 |
| Total noninterest income | $7,893,000 | 595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,893,000 | 407 |
| Total noninterest expense | $21,082,000 | 658 |
| Salaries and employee benefits | $13,091,000 | 559 |
| Premises and equipment expense | $2,364,000 | 833 |
| Additional noninterest expense | $5,627,000 | 757 |
| Pre-tax net operating income | $10,601,000 | 666 |
| Securities gains (losses) | $2,280,000 | 93 |
| Applicable income taxes | $32,000 | 5,221 |
| Income before extraordinary items | $12,849,000 | 440 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $12,849,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $7,596,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,569,000 | 509 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $41,939,000 | 531 |
| Total interest expense | $25,900,000 | 412 |
| Net interest income | $16,039,000 | 704 |
| Provision for loan and lease losses | $508,000 | 1,015 |
| Total noninterest income | $4,843,000 | 655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,843,000 | 446 |
| Total noninterest expense | $13,448,000 | 704 |
| Salaries and employee benefits | $8,576,000 | 587 |
| Premises and equipment expense | $1,553,000 | 859 |
| Additional noninterest expense | $3,319,000 | 847 |
| Pre-tax net operating income | $6,926,000 | 712 |
| Securities gains (losses) | $1,631,000 | 87 |
| Applicable income taxes | $19,000 | 5,371 |
| Income before extraordinary items | $8,538,000 | 474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,538,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $5,716,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,907,000 | 541 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,549,000 | 537 |
| Total interest expense | $12,654,000 | 417 |
| Net interest income | $7,895,000 | 709 |
| Provision for loan and lease losses | $192,000 | 1,209 |
| Total noninterest income | $2,386,000 | 649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,386,000 | 441 |
| Total noninterest expense | $6,871,000 | 685 |
| Salaries and employee benefits | $4,263,000 | 588 |
| Premises and equipment expense | $774,000 | 867 |
| Additional noninterest expense | $1,834,000 | 758 |
| Pre-tax net operating income | $3,218,000 | 758 |
| Securities gains (losses) | $713,000 | 91 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $3,918,000 | 498 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,918,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $1,096,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,205,000 | 568 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $76,201,000 | 541 |
| Total interest expense | $44,156,000 | 409 |
| Net interest income | $32,045,000 | 686 |
| Provision for loan and lease losses | $418,000 | 2,200 |
| Total noninterest income | $10,642,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,642,000 | 400 |
| Total noninterest expense | $26,381,000 | 678 |
| Salaries and employee benefits | $16,641,000 | 569 |
| Premises and equipment expense | $2,717,000 | 918 |
| Additional noninterest expense | $7,023,000 | 776 |
| Pre-tax net operating income | $15,888,000 | 651 |
| Securities gains (losses) | $3,456,000 | 75 |
| Applicable income taxes | $68,000 | 5,247 |
| Income before extraordinary items | $19,276,000 | 440 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $19,276,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-399,000 | 8,637 |
| Cash dividends | $6,880,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,820,000 | 495 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $55,614,000 | 562 |
| Total interest expense | $31,854,000 | 422 |
| Net interest income | $23,760,000 | 710 |
| Provision for loan and lease losses | $303,000 | 2,128 |
| Total noninterest income | $8,024,000 | 590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,024,000 | 408 |
| Total noninterest expense | $19,464,000 | 696 |
| Salaries and employee benefits | $12,386,000 | 592 |
| Premises and equipment expense | $2,039,000 | 927 |
| Additional noninterest expense | $5,039,000 | 802 |
| Pre-tax net operating income | $12,017,000 | 675 |
| Securities gains (losses) | $2,549,000 | 77 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $14,514,000 | 457 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,514,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-399,000 | 8,692 |
| Cash dividends | $6,038,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,965,000 | 511 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $35,783,000 | 568 |
| Total interest expense | $20,131,000 | 423 |
| Net interest income | $15,652,000 | 720 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $5,100,000 | 610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,100,000 | 425 |
| Total noninterest expense | $12,229,000 | 733 |
| Salaries and employee benefits | $8,249,000 | 592 |
| Premises and equipment expense | $1,358,000 | 932 |
| Additional noninterest expense | $2,622,000 | 1,022 |
| Pre-tax net operating income | $8,492,000 | 638 |
| Securities gains (losses) | $1,203,000 | 96 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $9,661,000 | 453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,661,000 | 452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-374,000 | 8,719 |
| Cash dividends | $4,678,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,458,000 | 488 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,062,000 | 573 |
| Total interest expense | $9,383,000 | 429 |
| Net interest income | $7,679,000 | 730 |
| Provision for loan and lease losses | $-240,000 | 8,715 |
| Total noninterest income | $2,270,000 | 668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,270,000 | 456 |
| Total noninterest expense | $5,969,000 | 749 |
| Salaries and employee benefits | $4,162,000 | 590 |
| Premises and equipment expense | $666,000 | 953 |
| Additional noninterest expense | $1,141,000 | 1,169 |
| Pre-tax net operating income | $4,220,000 | 638 |
| Securities gains (losses) | $741,000 | 80 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $4,941,000 | 444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,941,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-348,000 | 8,747 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,200,000 | 489 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $56,200,000 | 600 |
| Total interest expense | $29,908,000 | 413 |
| Net interest income | $26,292,000 | 806 |
| Provision for loan and lease losses | $-451,000 | 8,744 |
| Total noninterest income | $9,990,000 | 627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,990,000 | 431 |
| Total noninterest expense | $25,261,000 | 680 |
| Salaries and employee benefits | $15,255,000 | 598 |
| Premises and equipment expense | $2,716,000 | 876 |
| Additional noninterest expense | $7,290,000 | 728 |
| Pre-tax net operating income | $11,472,000 | 858 |
| Securities gains (losses) | $2,678,000 | 120 |
| Applicable income taxes | $157,000 | 4,948 |
| Income before extraordinary items | $13,993,000 | 540 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,993,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,334,000 | 8,816 |
| Cash dividends | $4,320,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,341,780 | 642 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $40,493,000 | 604 |
| Total interest expense | $21,334,000 | 408 |
| Net interest income | $19,159,000 | 825 |
| Provision for loan and lease losses | $-703,000 | 8,793 |
| Total noninterest income | $6,611,000 | 685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,611,000 | 467 |
| Total noninterest expense | $18,322,000 | 686 |
| Salaries and employee benefits | $11,133,000 | 606 |
| Premises and equipment expense | $2,079,000 | 847 |
| Additional noninterest expense | $5,110,000 | 764 |
| Pre-tax net operating income | $8,151,000 | 909 |
| Securities gains (losses) | $2,181,000 | 119 |
| Applicable income taxes | $125,000 | 5,031 |
| Income before extraordinary items | $10,207,000 | 555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,207,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,306,000 | 8,843 |
| Cash dividends | $2,580,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,047,810 | 659 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,699,000 | 611 |
| Total interest expense | $13,308,000 | 406 |
| Net interest income | $12,391,000 | 845 |
| Provision for loan and lease losses | $-994,000 | 8,819 |
| Total noninterest income | $3,830,000 | 752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,830,000 | 503 |
| Total noninterest expense | $11,607,000 | 715 |
| Salaries and employee benefits | $6,997,000 | 634 |
| Premises and equipment expense | $1,440,000 | 816 |
| Additional noninterest expense | $3,170,000 | 808 |
| Pre-tax net operating income | $5,608,000 | 855 |
| Securities gains (losses) | $1,566,000 | 121 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $7,077,000 | 535 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,077,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,272,000 | 8,853 |
| Cash dividends | $1,930,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,526,660 | 634 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,248,000 | 617 |
| Total interest expense | $6,244,000 | 408 |
| Net interest income | $6,004,000 | 863 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $1,480,000 | 909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,480,000 | 588 |
| Total noninterest expense | $5,670,000 | 734 |
| Salaries and employee benefits | $3,562,000 | 619 |
| Premises and equipment expense | $749,000 | 796 |
| Additional noninterest expense | $1,359,000 | 919 |
| Pre-tax net operating income | $1,764,000 | 1,303 |
| Securities gains (losses) | $776,000 | 118 |
| Applicable income taxes | $58,000 | 4,584 |
| Income before extraordinary items | $2,482,000 | 719 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,482,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,707 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,721,520 | 986 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $43,949,000 | 641 |
| Total interest expense | $21,479,000 | 398 |
| Net interest income | $22,470,000 | 874 |
| Provision for loan and lease losses | $1,809,000 | 594 |
| Total noninterest income | $8,840,000 | 676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,840,000 | 451 |
| Total noninterest expense | $22,654,000 | 715 |
| Salaries and employee benefits | $14,142,000 | 603 |
| Premises and equipment expense | $3,392,000 | 682 |
| Additional noninterest expense | $5,120,000 | 983 |
| Pre-tax net operating income | $6,847,000 | 1,264 |
| Securities gains (losses) | $3,121,000 | 150 |
| Applicable income taxes | $239,000 | 4,508 |
| Income before extraordinary items | $9,729,000 | 687 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,729,000 | 688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 547 |
| Cash dividends | $6,018,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,670,420 | 960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,227,000 | 646 |
| Total interest expense | $15,769,000 | 397 |
| Net interest income | $16,458,000 | 896 |
| Provision for loan and lease losses | $1,869,000 | 434 |
| Total noninterest income | $7,005,000 | 651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,005,000 | 439 |
| Total noninterest expense | $17,131,000 | 700 |
| Salaries and employee benefits | $10,673,000 | 598 |
| Premises and equipment expense | $2,496,000 | 697 |
| Additional noninterest expense | $3,962,000 | 941 |
| Pre-tax net operating income | $4,463,000 | 1,457 |
| Securities gains (losses) | $2,304,000 | 161 |
| Applicable income taxes | $195,000 | 4,473 |
| Income before extraordinary items | $6,572,000 | 765 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,572,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,674,000 | 395 |
| Cash dividends | $4,740,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,337,120 | 1,099 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $21,053,000 | 653 |
| Total interest expense | $10,231,000 | 404 |
| Net interest income | $10,822,000 | 903 |
| Provision for loan and lease losses | $1,555,000 | 375 |
| Total noninterest income | $4,427,000 | 678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,427,000 | 450 |
| Total noninterest expense | $11,432,000 | 701 |
| Salaries and employee benefits | $7,105,000 | 602 |
| Premises and equipment expense | $1,716,000 | 678 |
| Additional noninterest expense | $2,611,000 | 951 |
| Pre-tax net operating income | $2,262,000 | 1,855 |
| Securities gains (losses) | $2,927,000 | 124 |
| Applicable income taxes | $153,000 | 4,219 |
| Income before extraordinary items | $5,036,000 | 666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,036,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,524,000 | 311 |
| Cash dividends | $4,040,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,196,810 | 1,407 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,326,000 | 672 |
| Total interest expense | $5,128,000 | 412 |
| Net interest income | $5,198,000 | 949 |
| Provision for loan and lease losses | $1,471,000 | 240 |
| Total noninterest income | $2,711,000 | 577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,711,000 | 387 |
| Total noninterest expense | $5,310,000 | 760 |
| Salaries and employee benefits | $3,423,000 | 629 |
| Premises and equipment expense | $881,000 | 662 |
| Additional noninterest expense | $1,006,000 | 1,200 |
| Pre-tax net operating income | $1,128,000 | 1,820 |
| Securities gains (losses) | $360,000 | 324 |
| Applicable income taxes | $82,000 | 4,103 |
| Income before extraordinary items | $1,406,000 | 1,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,406,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,067,600 | 1,418 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,454,000 | 707 |
| Total interest expense | $19,998,000 | 466 |
| Net interest income | $19,456,000 | 991 |
| Provision for loan and lease losses | $1,091,000 | 1,093 |
| Total noninterest income | $12,712,000 | 546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,712,000 | 376 |
| Total noninterest expense | $26,854,000 | 630 |
| Salaries and employee benefits | $16,528,000 | 530 |
| Premises and equipment expense | $3,455,000 | 659 |
| Additional noninterest expense | $6,871,000 | 755 |
| Pre-tax net operating income | $4,223,000 | 1,897 |
| Securities gains (losses) | $12,075,000 | 98 |
| Applicable income taxes | $-6,065,000 | 9,173 |
| Income before extraordinary items | $22,363,000 | 348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,363,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,993 |
| Cash dividends | $5,578,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,288,000 | 600 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,797,000 | 723 |
| Total interest expense | $15,000,000 | 485 |
| Net interest income | $14,797,000 | 985 |
| Provision for loan and lease losses | $591,000 | 1,433 |
| Total noninterest income | $9,677,000 | 570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,677,000 | 394 |
| Total noninterest expense | $19,239,000 | 661 |
| Salaries and employee benefits | $12,393,000 | 539 |
| Premises and equipment expense | $2,317,000 | 753 |
| Additional noninterest expense | $4,529,000 | 858 |
| Pre-tax net operating income | $4,644,000 | 1,396 |
| Securities gains (losses) | $12,488,000 | 90 |
| Applicable income taxes | $-6,014,000 | 9,230 |
| Income before extraordinary items | $23,146,000 | 289 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $23,146,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,557 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,658,000 | 483 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,888,000 | 731 |
| Total interest expense | $10,017,000 | 497 |
| Net interest income | $9,871,000 | 981 |
| Provision for loan and lease losses | $661,000 | 913 |
| Total noninterest income | $4,604,000 | 715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,604,000 | 501 |
| Total noninterest expense | $12,318,000 | 688 |
| Salaries and employee benefits | $7,810,000 | 564 |
| Premises and equipment expense | $1,461,000 | 786 |
| Additional noninterest expense | $3,047,000 | 861 |
| Pre-tax net operating income | $1,496,000 | 2,603 |
| Securities gains (losses) | $4,610,000 | 146 |
| Applicable income taxes | $-6,449,000 | 9,264 |
| Income before extraordinary items | $12,555,000 | 335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,555,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,045 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,945,000 | 438 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,810,000 | 752 |
| Total interest expense | $4,878,000 | 524 |
| Net interest income | $4,932,000 | 982 |
| Provision for loan and lease losses | $416,000 | 705 |
| Total noninterest income | $2,715,000 | 632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,715,000 | 444 |
| Total noninterest expense | $5,646,000 | 732 |
| Salaries and employee benefits | $3,717,000 | 590 |
| Premises and equipment expense | $695,000 | 835 |
| Additional noninterest expense | $1,234,000 | 993 |
| Pre-tax net operating income | $1,585,000 | 1,353 |
| Securities gains (losses) | $2,662,000 | 126 |
| Applicable income taxes | $-6,780,000 | 9,310 |
| Income before extraordinary items | $11,027,000 | 227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,027,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 706 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,365,000 | 260 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,877,000 | 844 |
| Total interest expense | $18,431,000 | 616 |
| Net interest income | $17,446,000 | 1,103 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $10,548,000 | 607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,548,000 | 425 |
| Total noninterest expense | $22,974,000 | 702 |
| Salaries and employee benefits | $12,701,000 | 637 |
| Premises and equipment expense | $2,603,000 | 840 |
| Additional noninterest expense | $7,670,000 | 689 |
| Pre-tax net operating income | $4,745,000 | 1,720 |
| Securities gains (losses) | $3,588,000 | 193 |
| Applicable income taxes | $3,295,000 | 855 |
| Income before extraordinary items | $5,038,000 | 1,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,038,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,977 |
| Cash dividends | $564,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,741,680 | 2,100 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,043,000 | 1,035 |
| Total interest expense | $19,766,000 | 829 |
| Net interest income | $13,277,000 | 1,331 |
| Provision for loan and lease losses | $910,000 | 1,338 |
| Total noninterest income | $9,703,000 | 612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,703,000 | 422 |
| Total noninterest expense | $18,184,000 | 831 |
| Salaries and employee benefits | $11,677,000 | 649 |
| Premises and equipment expense | $2,571,000 | 818 |
| Additional noninterest expense | $3,936,000 | 1,211 |
| Pre-tax net operating income | $3,886,000 | 1,812 |
| Securities gains (losses) | $5,346,000 | 137 |
| Applicable income taxes | $3,567,000 | 726 |
| Income before extraordinary items | $5,665,000 | 970 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,665,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,673 |
| Cash dividends | $578,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,243,560 | 2,227 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,734,000 | 1,107 |
| Total interest expense | $20,192,000 | 880 |
| Net interest income | $11,542,000 | 1,526 |
| Provision for loan and lease losses | $151,000 | 4,385 |
| Total noninterest income | $8,584,000 | 653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,584,000 | 461 |
| Total noninterest expense | $15,993,000 | 887 |
| Salaries and employee benefits | $9,733,000 | 720 |
| Premises and equipment expense | $2,758,000 | 742 |
| Additional noninterest expense | $3,502,000 | 1,300 |
| Pre-tax net operating income | $3,982,000 | 1,835 |
| Securities gains (losses) | $2,260,000 | 85 |
| Applicable income taxes | $2,463,000 | 977 |
| Income before extraordinary items | $3,779,000 | 1,396 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,779,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-512,000 | 9,879 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,332,600 | 2,220 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,180,000 | 1,292 |
| Total interest expense | $13,825,000 | 1,097 |
| Net interest income | $11,355,000 | 1,535 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $4,883,000 | 961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,883,000 | 660 |
| Total noninterest expense | $17,184,000 | 848 |
| Salaries and employee benefits | $10,722,000 | 667 |
| Premises and equipment expense | $2,883,000 | 719 |
| Additional noninterest expense | $3,579,000 | 1,283 |
| Pre-tax net operating income | $-946,000 | 10,052 |
| Securities gains (losses) | $4,876,000 | 66 |
| Applicable income taxes | $1,534,000 | 1,574 |
| Income before extraordinary items | $2,396,000 | 2,188 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,396,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,302 |
| Cash dividends | $578,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-724,640 | 9,994 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,041,000 | 1,200 |
| Total interest expense | $13,990,000 | 1,114 |
| Net interest income | $13,051,000 | 1,301 |
| Provision for loan and lease losses | $106,000 | 4,995 |
| Total noninterest income | $5,103,000 | 924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,103,000 | 635 |
| Total noninterest expense | $16,704,000 | 857 |
| Salaries and employee benefits | $10,864,000 | 653 |
| Premises and equipment expense | $2,420,000 | 809 |
| Additional noninterest expense | $3,420,000 | 1,298 |
| Pre-tax net operating income | $1,344,000 | 4,515 |
| Securities gains (losses) | $4,979,000 | 125 |
| Applicable income taxes | $2,472,000 | 1,029 |
| Income before extraordinary items | $3,851,000 | 1,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,851,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $578,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $664,440 | 5,646 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,134,000 | 1,372 |
| Total interest expense | $11,080,000 | 1,416 |
| Net interest income | $13,054,000 | 1,328 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $5,478,000 | 869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,478,000 | 581 |
| Total noninterest expense | $14,590,000 | 954 |
| Salaries and employee benefits | $9,034,000 | 763 |
| Premises and equipment expense | $2,188,000 | 916 |
| Additional noninterest expense | $3,368,000 | 1,300 |
| Pre-tax net operating income | $3,642,000 | 2,065 |
| Securities gains (losses) | $877,000 | 307 |
| Applicable income taxes | $1,707,000 | 1,518 |
| Income before extraordinary items | $2,812,000 | 1,871 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,812,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $578,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,250,720 | 2,277 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,693,000 | 1,541 |
| Total interest expense | $9,108,000 | 1,741 |
| Net interest income | $12,585,000 | 1,426 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $6,037,000 | 843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-250,000 | 4,696 |
| Additional Noninterest Income | $6,287,000 | 557 |
| Total noninterest expense | $14,707,000 | 1,035 |
| Salaries and employee benefits | $8,273,000 | 830 |
| Premises and equipment expense | $2,014,000 | 1,047 |
| Additional noninterest expense | $4,420,000 | 1,260 |
| Pre-tax net operating income | $3,845,000 | 1,879 |
| Securities gains (losses) | $201,000 | 689 |
| Applicable income taxes | $1,554,000 | 1,558 |
| Income before extraordinary items | $2,492,000 | 1,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,492,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $289,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,363,360 | 2,055 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,404,000 | 1,944 |
| Total interest expense | $8,281,000 | 1,905 |
| Net interest income | $9,123,000 | 1,968 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $4,904,000 | 970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-668,000 | 4,838 |
| Additional Noninterest Income | $5,572,000 | 618 |
| Total noninterest expense | $12,052,000 | 1,211 |
| Salaries and employee benefits | $7,414,000 | 922 |
| Premises and equipment expense | $1,974,000 | 1,071 |
| Additional noninterest expense | $2,664,000 | 1,879 |
| Pre-tax net operating income | $1,975,000 | 3,536 |
| Securities gains (losses) | $707,000 | 279 |
| Applicable income taxes | $1,041,000 | 2,295 |
| Income before extraordinary items | $1,641,000 | 2,993 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,641,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,672 |
| Cash dividends | $678,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,188,520 | 3,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,524,000 | 2,110 |
| Total interest expense | $5,614,000 | 2,214 |
| Net interest income | $8,910,000 | 2,029 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $5,976,000 | 818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,831,000 | 87 |
| Additional Noninterest Income | $4,145,000 | 712 |
| Total noninterest expense | $11,463,000 | 1,295 |
| Salaries and employee benefits | $7,185,000 | 953 |
| Premises and equipment expense | $1,864,000 | 1,135 |
| Additional noninterest expense | $2,414,000 | 2,193 |
| Pre-tax net operating income | $3,423,000 | 2,088 |
| Securities gains (losses) | $-1,409,000 | 12,450 |
| Applicable income taxes | $784,000 | 2,825 |
| Income before extraordinary items | $1,230,000 | 3,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,230,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,198 |
| Cash dividends | $113,000 | 6,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,131,760 | 2,302 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,051,000 | 2,213 |
| Total interest expense | $4,753,000 | 2,708 |
| Net interest income | $9,298,000 | 1,948 |
| Provision for loan and lease losses | $-543,000 | 13,182 |
| Total noninterest income | $635,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,985,000 | 5,150 |
| Additional Noninterest Income | $3,620,000 | 845 |
| Total noninterest expense | $10,863,000 | 1,419 |
| Salaries and employee benefits | $6,752,000 | 1,014 |
| Premises and equipment expense | $1,683,000 | 1,271 |
| Additional noninterest expense | $2,428,000 | 2,300 |
| Pre-tax net operating income | $-387,000 | 12,807 |
| Securities gains (losses) | $4,393,000 | 162 |
| Applicable income taxes | $1,384,000 | 1,684 |
| Income before extraordinary items | $2,622,000 | 1,909 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,622,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $458,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-233,450 | 12,708 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,930,000 | 2,723 |
| Total interest expense | $5,297,000 | 3,128 |
| Net interest income | $7,633,000 | 2,367 |
| Provision for loan and lease losses | $845,000 | 2,079 |
| Total noninterest income | $3,952,000 | 1,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,567,000 | 5,316 |
| Additional Noninterest Income | $5,519,000 | 637 |
| Total noninterest expense | $10,762,000 | 1,442 |
| Salaries and employee benefits | $5,972,000 | 1,122 |
| Premises and equipment expense | $1,310,000 | 1,631 |
| Additional noninterest expense | $3,480,000 | 1,760 |
| Pre-tax net operating income | $-22,000 | 12,801 |
| Securities gains (losses) | $2,812,000 | 324 |
| Applicable income taxes | $1,018,000 | 2,077 |
| Income before extraordinary items | $1,772,000 | 2,593 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,772,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $570,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-27,680 | 12,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.