Home > Charter Bank > Income and Expense

Charter Bank, Income and Expense

2022-06-30 (YTD Data)Rank
Total interest income$20,036,000835
Total interest expense$1,703,000685
Net interest income$18,333,000847
Provision for loan and lease losses$02,599
Total noninterest income$1,636,0001,558
Gross Fiduciary activities income$0925
Service charges on deposit accounts$349,0001,333
Trading account gains and fees$0108
Additional Noninterest Income$1,287,0001,443
Total noninterest expense$9,348,0001,235
Salaries and employee benefits$5,064,0001,298
Premises and equipment expense$792,0001,480
Additional noninterest expense$3,492,0001,043
Pre-tax net operating income$10,621,000675
Securities gains (losses)$-491,0004,575
Applicable income taxes$12,0003,349
Income before extraordinary items$10,118,000604
Extraordinary gains, net$04
Net income$10,118,000603
Minority interest net income$060
Net income of bank and minority interests.$10,118,000604
Net charge-offs$-22,0003,912
Cash dividends$26,500,000153
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,609,000594
2022-03-31 (YTD Data)Rank
Total interest income$8,972,000890
Total interest expense$804,000688
Net interest income$8,168,000900
Provision for loan and lease losses$02,285
Total noninterest income$809,0001,570
Gross Fiduciary activities income$0892
Service charges on deposit accounts$170,0001,344
Trading account gains and fees$0103
Additional Noninterest Income$639,0001,456
Total noninterest expense$4,560,0001,257
Salaries and employee benefits$2,489,0001,317
Premises and equipment expense$415,0001,421
Additional noninterest expense$1,656,0001,069
Pre-tax net operating income$4,417,000760
Securities gains (losses)$0623
Applicable income taxes$12,0003,083
Income before extraordinary items$4,405,000644
Extraordinary gains, net$04
Net income$4,405,000644
Minority interest net income$050
Net income of bank and minority interests.$4,405,000644
Net charge-offs$-20,0004,154
Cash dividends$26,500,00095
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,405,000651
2021-12-31 (YTD Data)Rank
Total interest income$37,419,000884
Total interest expense$5,145,000530
Net interest income$32,274,000912
Provision for loan and lease losses$-1,500,0004,570
Total noninterest income$3,999,0001,517
Gross Fiduciary activities income$0994
Service charges on deposit accounts$724,0001,220
Trading account gains and fees$0132
Additional Noninterest Income$3,275,0001,409
Total noninterest expense$19,705,0001,176
Salaries and employee benefits$10,069,0001,288
Premises and equipment expense$1,471,0001,541
Additional noninterest expense$8,165,000915
Pre-tax net operating income$18,068,000802
Securities gains (losses)$-192,0004,714
Applicable income taxes$12,0003,564
Income before extraordinary items$17,864,000705
Extraordinary gains, net$010
Net income$17,864,000706
Minority interest net income$074
Net income of bank and minority interests.$17,864,000706
Net charge-offs$13,0002,203
Cash dividends$9,000,000520
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,056,000684
2021-09-30 (YTD Data)Rank
Total interest income$28,104,000900
Total interest expense$4,026,000533
Net interest income$24,078,000930
Provision for loan and lease losses$02,963
Total noninterest income$3,123,0001,520
Gross Fiduciary activities income$0957
Service charges on deposit accounts$551,0001,201
Trading account gains and fees$0132
Additional Noninterest Income$2,572,0001,422
Total noninterest expense$13,506,0001,261
Salaries and employee benefits$7,416,0001,318
Premises and equipment expense$1,091,0001,582
Additional noninterest expense$4,999,0001,054
Pre-tax net operating income$13,695,000838
Securities gains (losses)$-192,0004,838
Applicable income taxes$12,0003,497
Income before extraordinary items$13,491,000726
Extraordinary gains, net$08
Net income$13,491,000726
Minority interest net income$069
Net income of bank and minority interests.$13,491,000726
Net charge-offs$26,0001,629
Cash dividends$6,750,000495
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,683,000704
2021-06-30 (YTD Data)Rank
Total interest income$18,623,000896
Total interest expense$2,752,000548
Net interest income$15,871,000931
Provision for loan and lease losses$02,862
Total noninterest income$2,084,0001,487
Gross Fiduciary activities income$0951
Service charges on deposit accounts$362,0001,183
Trading account gains and fees$0133
Additional Noninterest Income$1,722,0001,409
Total noninterest expense$8,815,0001,276
Salaries and employee benefits$4,850,0001,332
Premises and equipment expense$694,0001,643
Additional noninterest expense$3,271,0001,067
Pre-tax net operating income$9,140,000827
Securities gains (losses)$36,000997
Applicable income taxes$12,0003,433
Income before extraordinary items$9,164,000710
Extraordinary gains, net$06
Net income$9,164,000710
Minority interest net income$067
Net income of bank and minority interests.$9,164,000710
Net charge-offs$-60,0004,417
Cash dividends$4,500,000471
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,128,000694
2021-03-31 (YTD Data)Rank
Total interest income$9,557,000867
Total interest expense$1,395,000563
Net interest income$8,162,000903
Provision for loan and lease losses$02,741
Total noninterest income$1,064,0001,470
Gross Fiduciary activities income$0922
Service charges on deposit accounts$175,0001,211
Trading account gains and fees$0127
Additional Noninterest Income$889,0001,376
Total noninterest expense$4,301,0001,289
Salaries and employee benefits$2,427,0001,322
Premises and equipment expense$323,0001,741
Additional noninterest expense$1,551,0001,086
Pre-tax net operating income$4,925,000777
Securities gains (losses)$15,000950
Applicable income taxes$03,613
Income before extraordinary items$4,940,000672
Extraordinary gains, net$03
Net income$4,940,000672
Minority interest net income$055
Net income of bank and minority interests.$4,940,000672
Net charge-offs$-3,0003,553
Cash dividends$2,250,000427
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,925,000658
2020-12-31 (YTD Data)Rank
Total interest income$38,517,000872
Total interest expense$7,302,000662
Net interest income$31,215,000902
Provision for loan and lease losses$1,800,0001,119
Total noninterest income$3,518,0001,580
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$676,0001,280
Trading account gains and fees$0133
Additional Noninterest Income$2,842,0001,480
Total noninterest expense$16,616,0001,294
Salaries and employee benefits$9,303,0001,334
Premises and equipment expense$1,392,0001,612
Additional noninterest expense$5,921,0001,100
Pre-tax net operating income$16,317,000693
Securities gains (losses)$244,000929
Applicable income taxes$12,0003,476
Income before extraordinary items$16,549,000609
Extraordinary gains, net$04
Net income$16,549,000608
Minority interest net income$072
Net income of bank and minority interests.$16,549,000609
Net charge-offs$406,0001,113
Cash dividends$9,900,000467
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,305,000599
2020-09-30 (YTD Data)Rank
Total interest income$28,646,000877
Total interest expense$5,732,000679
Net interest income$22,914,000907
Provision for loan and lease losses$3,300,000662
Total noninterest income$2,544,0001,572
Gross Fiduciary activities income$0981
Service charges on deposit accounts$510,0001,273
Trading account gains and fees$0125
Additional Noninterest Income$2,034,0001,473
Total noninterest expense$11,830,0001,335
Salaries and employee benefits$6,371,0001,413
Premises and equipment expense$1,067,0001,579
Additional noninterest expense$4,392,0001,103
Pre-tax net operating income$10,328,000776
Securities gains (losses)$209,000868
Applicable income taxes$12,0003,435
Income before extraordinary items$10,525,000674
Extraordinary gains, net$04
Net income$10,525,000674
Minority interest net income$065
Net income of bank and minority interests.$10,525,000674
Net charge-offs$392,000883
Cash dividends$6,900,000470
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,316,000662
2020-06-30 (YTD Data)Rank
Total interest income$18,997,000885
Total interest expense$4,039,000687
Net interest income$14,958,000923
Provision for loan and lease losses$1,800,000766
Total noninterest income$1,714,0001,498
Gross Fiduciary activities income$0970
Service charges on deposit accounts$344,0001,256
Trading account gains and fees$0123
Additional Noninterest Income$1,370,0001,385
Total noninterest expense$8,108,0001,292
Salaries and employee benefits$4,303,0001,402
Premises and equipment expense$712,0001,572
Additional noninterest expense$3,093,0001,060
Pre-tax net operating income$6,764,000715
Securities gains (losses)$130,000883
Applicable income taxes$03,655
Income before extraordinary items$6,894,000630
Extraordinary gains, net$04
Net income$6,894,000630
Minority interest net income$065
Net income of bank and minority interests.$6,894,000630
Net charge-offs$886,000422
Cash dividends$3,900,000525
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,764,000613
2020-03-31 (YTD Data)Rank
Total interest income$9,771,000869
Total interest expense$2,204,000714
Net interest income$7,567,000898
Provision for loan and lease losses$300,0001,167
Total noninterest income$880,0001,395
Gross Fiduciary activities income$0941
Service charges on deposit accounts$180,0001,415
Trading account gains and fees$0106
Additional Noninterest Income$700,0001,238
Total noninterest expense$4,293,0001,235
Salaries and employee benefits$2,232,0001,362
Premises and equipment expense$380,0001,502
Additional noninterest expense$1,681,0001,016
Pre-tax net operating income$3,854,000585
Securities gains (losses)$12,0001,271
Applicable income taxes$03,513
Income before extraordinary items$3,866,000514
Extraordinary gains, net$04
Net income$3,866,000514
Minority interest net income$056
Net income of bank and minority interests.$3,866,000514
Net charge-offs$-1,0003,618
Cash dividends$2,400,000475
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,854,000497
2019-12-31 (YTD Data)Rank
Total interest income$40,677,000840
Total interest expense$10,095,000680
Net interest income$30,582,000889
Provision for loan and lease losses$03,973
Total noninterest income$2,743,0001,660
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$676,0001,545
Trading account gains and fees$0135
Additional Noninterest Income$2,067,0001,505
Total noninterest expense$15,766,0001,301
Salaries and employee benefits$8,728,0001,356
Premises and equipment expense$1,289,0001,707
Additional noninterest expense$5,749,0001,119
Pre-tax net operating income$17,559,000674
Securities gains (losses)$223,000599
Applicable income taxes$12,0003,641
Income before extraordinary items$17,770,000583
Extraordinary gains, net$011
Net income$17,770,000584
Minority interest net income$076
Net income of bank and minority interests.$17,770,000584
Net charge-offs$-244,0005,009
Cash dividends$12,000,000420
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,547,000578
2019-09-30 (YTD Data)Rank
Total interest income$30,620,000839
Total interest expense$7,639,000680
Net interest income$22,981,000890
Provision for loan and lease losses$03,836
Total noninterest income$1,984,0001,686
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$497,0001,576
Trading account gains and fees$0129
Additional Noninterest Income$1,487,0001,545
Total noninterest expense$11,411,0001,343
Salaries and employee benefits$6,131,0001,436
Premises and equipment expense$993,0001,676
Additional noninterest expense$4,287,0001,125
Pre-tax net operating income$13,554,000664
Securities gains (losses)$219,000498
Applicable income taxes$12,0003,649
Income before extraordinary items$13,761,000586
Extraordinary gains, net$011
Net income$13,761,000585
Minority interest net income$072
Net income of bank and minority interests.$13,761,000586
Net charge-offs$80,0001,904
Cash dividends$6,750,000484
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,542,000584
2019-06-30 (YTD Data)Rank
Total interest income$20,339,000837
Total interest expense$5,041,000675
Net interest income$15,298,000883
Provision for loan and lease losses$03,685
Total noninterest income$1,284,0001,682
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$332,0001,552
Trading account gains and fees$0131
Additional Noninterest Income$952,0001,539
Total noninterest expense$7,794,0001,324
Salaries and employee benefits$4,118,0001,424
Premises and equipment expense$644,0001,730
Additional noninterest expense$3,032,0001,078
Pre-tax net operating income$8,788,000659
Securities gains (losses)$179,000399
Applicable income taxes$12,0003,559
Income before extraordinary items$8,955,000580
Extraordinary gains, net$011
Net income$8,955,000580
Minority interest net income$069
Net income of bank and minority interests.$8,955,000580
Net charge-offs$112,0001,344
Cash dividends$4,500,000477
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,776,000581
2019-03-31 (YTD Data)Rank
Total interest income$10,144,000836
Total interest expense$2,529,000668
Net interest income$7,615,000890
Provision for loan and lease losses$03,406
Total noninterest income$621,0001,690
Gross Fiduciary activities income$0972
Service charges on deposit accounts$169,0001,516
Trading account gains and fees$0126
Additional Noninterest Income$452,0001,542
Total noninterest expense$3,922,0001,317
Salaries and employee benefits$2,066,0001,425
Premises and equipment expense$324,0001,746
Additional noninterest expense$1,532,0001,051
Pre-tax net operating income$4,314,000656
Securities gains (losses)$33,000474
Applicable income taxes$03,800
Income before extraordinary items$4,347,000582
Extraordinary gains, net$05
Net income$4,347,000580
Minority interest net income$052
Net income of bank and minority interests.$4,347,000581
Net charge-offs$119,000812
Cash dividends$2,250,000462
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,314,000570
2018-12-31 (YTD Data)Rank
Total interest income$38,497,000820
Total interest expense$8,060,000632
Net interest income$30,437,000869
Provision for loan and lease losses$04,082
Total noninterest income$2,520,0001,743
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$631,0001,674
Trading account gains and fees$0126
Additional Noninterest Income$1,889,0001,552
Total noninterest expense$15,401,0001,322
Salaries and employee benefits$8,743,0001,327
Premises and equipment expense$1,234,0001,775
Additional noninterest expense$5,424,0001,166
Pre-tax net operating income$17,556,000657
Securities gains (losses)$202,000209
Applicable income taxes$12,0003,719
Income before extraordinary items$17,746,000567
Extraordinary gains, net$06
Net income$17,746,000567
Minority interest net income$072
Net income of bank and minority interests.$17,746,000566
Net charge-offs$66,0002,437
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,544,000568
2018-09-30 (YTD Data)Rank
Total interest income$28,098,000831
Total interest expense$5,628,000637
Net interest income$22,470,000877
Provision for loan and lease losses$03,948
Total noninterest income$1,930,0001,728
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$521,0001,553
Trading account gains and fees$0138
Additional Noninterest Income$1,409,0001,573
Total noninterest expense$11,237,0001,349
Salaries and employee benefits$6,105,0001,396
Premises and equipment expense$954,0001,743
Additional noninterest expense$4,178,0001,134
Pre-tax net operating income$13,163,000656
Securities gains (losses)$182,000217
Applicable income taxes$12,0003,739
Income before extraordinary items$13,333,000561
Extraordinary gains, net$05
Net income$13,333,000559
Minority interest net income$066
Net income of bank and minority interests.$13,333,000560
Net charge-offs$43,0002,303
Cash dividends$5,985,000476
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,151,000570
2018-06-30 (YTD Data)Rank
Total interest income$18,414,000832
Total interest expense$3,445,000645
Net interest income$14,969,000877
Provision for loan and lease losses$03,782
Total noninterest income$1,308,0001,712
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$298,0001,759
Trading account gains and fees$0130
Additional Noninterest Income$1,010,0001,508
Total noninterest expense$7,588,0001,336
Salaries and employee benefits$4,096,0001,395
Premises and equipment expense$639,0001,754
Additional noninterest expense$2,853,0001,118
Pre-tax net operating income$8,689,000662
Securities gains (losses)$157,000198
Applicable income taxes$12,0003,647
Income before extraordinary items$8,834,000562
Extraordinary gains, net$06
Net income$8,834,000560
Minority interest net income$065
Net income of bank and minority interests.$8,834,000561
Net charge-offs$5,0002,834
Cash dividends$3,990,000474
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,677,000568
2018-03-31 (YTD Data)Rank
Total interest income$8,983,000842
Total interest expense$1,619,000638
Net interest income$7,364,000888
Provision for loan and lease losses$03,508
Total noninterest income$574,0001,836
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$136,0001,879
Trading account gains and fees$0123
Additional Noninterest Income$438,0001,618
Total noninterest expense$3,890,0001,302
Salaries and employee benefits$2,038,0001,407
Premises and equipment expense$319,0001,776
Additional noninterest expense$1,533,0001,056
Pre-tax net operating income$4,048,000678
Securities gains (losses)$91,000171
Applicable income taxes$03,948
Income before extraordinary items$4,139,000580
Extraordinary gains, net$07
Net income$4,139,000581
Minority interest net income$052
Net income of bank and minority interests.$4,139,000580
Net charge-offs$3,0002,344
Cash dividends$1,995,000440
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,048,000595
2017-12-31 (YTD Data)Rank
Total interest income$35,347,000806
Total interest expense$5,447,000631
Net interest income$29,900,000844
Provision for loan and lease losses$-350,0005,482
Total noninterest income$2,262,0001,888
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$483,0002,083
Trading account gains and fees$0151
Additional Noninterest Income$1,779,0001,644
Total noninterest expense$14,646,0001,358
Salaries and employee benefits$8,326,0001,359
Premises and equipment expense$1,332,0001,698
Additional noninterest expense$4,988,0001,251
Pre-tax net operating income$17,866,000599
Securities gains (losses)$316,000295
Applicable income taxes$12,0003,854
Income before extraordinary items$18,170,000438
Extraordinary gains, net$09
Net income$18,170,000436
Minority interest net income$076
Net income of bank and minority interests.$18,170,000438
Net charge-offs$-912,0005,616
Cash dividends$16,000,000272
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,854,000439
2017-09-30 (YTD Data)Rank
Total interest income$26,290,000808
Total interest expense$3,948,000640
Net interest income$22,342,000842
Provision for loan and lease losses$-200,0005,567
Total noninterest income$1,683,0001,915
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$356,0002,130
Trading account gains and fees$0145
Additional Noninterest Income$1,327,0001,664
Total noninterest expense$10,395,0001,446
Salaries and employee benefits$5,518,0001,510
Premises and equipment expense$996,0001,704
Additional noninterest expense$3,881,0001,210
Pre-tax net operating income$13,830,000590
Securities gains (losses)$278,000301
Applicable income taxes$12,0003,840
Income before extraordinary items$14,096,000457
Extraordinary gains, net$09
Net income$14,096,000456
Minority interest net income$071
Net income of bank and minority interests.$14,096,000457
Net charge-offs$-883,0005,683
Cash dividends$6,250,000414
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,818,000461
2017-06-30 (YTD Data)Rank
Total interest income$17,344,000813
Total interest expense$2,502,000648
Net interest income$14,842,000844
Provision for loan and lease losses$50,0002,834
Total noninterest income$1,039,0002,004
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$234,0002,137
Trading account gains and fees$0139
Additional Noninterest Income$805,0001,768
Total noninterest expense$6,990,0001,435
Salaries and employee benefits$3,698,0001,516
Premises and equipment expense$633,0001,779
Additional noninterest expense$2,659,0001,184
Pre-tax net operating income$8,841,000601
Securities gains (losses)$99,000437
Applicable income taxes$12,0003,765
Income before extraordinary items$8,928,000476
Extraordinary gains, net$011
Net income$8,928,000475
Minority interest net income$071
Net income of bank and minority interests.$8,928,000476
Net charge-offs$-389,0005,700
Cash dividends$3,990,000440
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,829,000473
2017-03-31 (YTD Data)Rank
Total interest income$8,523,000826
Total interest expense$1,157,000676
Net interest income$7,366,000840
Provision for loan and lease losses$50,0002,060
Total noninterest income$488,0002,078
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$119,0002,109
Trading account gains and fees$0142
Additional Noninterest Income$369,0001,834
Total noninterest expense$3,626,0001,381
Salaries and employee benefits$1,888,0001,507
Premises and equipment expense$319,0001,793
Additional noninterest expense$1,419,0001,123
Pre-tax net operating income$4,178,000615
Securities gains (losses)$26,000467
Applicable income taxes$10,0003,599
Income before extraordinary items$4,194,000498
Extraordinary gains, net$08
Net income$4,194,000498
Minority interest net income$055
Net income of bank and minority interests.$4,194,000498
Net charge-offs$-232,0005,743
Cash dividends$1,995,000422
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,168,000486
2016-12-31 (YTD Data)Rank
Total interest income$33,809,000797
Total interest expense$4,042,000730
Net interest income$29,767,000802
Provision for loan and lease losses$-450,0005,729
Total noninterest income$2,220,0001,991
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$533,0001,977
Trading account gains and fees$0170
Additional Noninterest Income$1,687,0001,748
Total noninterest expense$14,588,0001,352
Salaries and employee benefits$8,202,0001,343
Premises and equipment expense$1,264,0001,779
Additional noninterest expense$5,122,0001,231
Pre-tax net operating income$17,849,000566
Securities gains (losses)$294,000671
Applicable income taxes$12,0003,968
Income before extraordinary items$18,131,000445
Extraordinary gains, net$05
Net income$18,131,000442
Minority interest net income$082
Net income of bank and minority interests.$18,131,000444
Net charge-offs$275,0001,613
Cash dividends$14,000,000280
Sale, conversion, retirement of capital stock, net$0759
Net operating income$17,837,000445
2016-09-30 (YTD Data)Rank
Total interest income$25,351,000791
Total interest expense$2,962,000742
Net interest income$22,389,000795
Provision for loan and lease losses$-150,0005,753
Total noninterest income$1,670,0001,984
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$428,0001,871
Trading account gains and fees$0169
Additional Noninterest Income$1,242,0001,773
Total noninterest expense$10,479,0001,390
Salaries and employee benefits$5,658,0001,435
Premises and equipment expense$970,0001,751
Additional noninterest expense$3,851,0001,232
Pre-tax net operating income$13,730,000554
Securities gains (losses)$341,000553
Applicable income taxes$12,0003,981
Income before extraordinary items$14,059,000429
Extraordinary gains, net$05
Net income$14,059,000427
Minority interest net income$071
Net income of bank and minority interests.$14,059,000429
Net charge-offs$-27,0005,175
Cash dividends$11,160,000258
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,718,000437
2016-06-30 (YTD Data)Rank
Total interest income$16,900,000792
Total interest expense$1,923,000759
Net interest income$14,977,000795
Provision for loan and lease losses$50,0002,917
Total noninterest income$1,048,0002,042
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$266,0001,970
Trading account gains and fees$0157
Additional Noninterest Income$782,0001,813
Total noninterest expense$6,956,0001,415
Salaries and employee benefits$3,679,0001,479
Premises and equipment expense$642,0001,747
Additional noninterest expense$2,635,0001,219
Pre-tax net operating income$9,019,000551
Securities gains (losses)$207,000587
Applicable income taxes$12,0003,911
Income before extraordinary items$9,214,000427
Extraordinary gains, net$016
Net income$9,214,000426
Minority interest net income$071
Net income of bank and minority interests.$9,214,000426
Net charge-offs$-39,0005,425
Cash dividends$7,430,000270
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,007,000427
2016-03-31 (YTD Data)Rank
Total interest income$8,421,000795
Total interest expense$927,000780
Net interest income$7,494,000799
Provision for loan and lease losses$50,0002,135
Total noninterest income$500,0002,069
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$129,0002,001
Trading account gains and fees$0142
Additional Noninterest Income$371,0001,843
Total noninterest expense$3,627,0001,360
Salaries and employee benefits$1,934,0001,414
Premises and equipment expense$300,0001,879
Additional noninterest expense$1,393,0001,155
Pre-tax net operating income$4,317,000555
Securities gains (losses)$51,000815
Applicable income taxes$04,259
Income before extraordinary items$4,368,000429
Extraordinary gains, net$012
Net income$4,368,000428
Minority interest net income$062
Net income of bank and minority interests.$4,368,000429
Net charge-offs$-97,0005,873
Cash dividends$3,650,000270
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,317,000421
2015-12-31 (YTD Data)Rank
Total interest income$33,377,000766
Total interest expense$3,385,000823
Net interest income$29,992,000751
Provision for loan and lease losses$-1,864,0006,100
Total noninterest income$1,893,0002,184
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$573,0001,896
Trading account gains and fees$0159
Additional Noninterest Income$1,320,0002,024
Total noninterest expense$14,866,0001,326
Salaries and employee benefits$8,071,0001,348
Premises and equipment expense$1,353,0001,680
Additional noninterest expense$5,442,0001,179
Pre-tax net operating income$18,883,000514
Securities gains (losses)$149,000907
Applicable income taxes$12,0004,048
Income before extraordinary items$19,020,000410
Extraordinary gains, net$023
Net income$19,020,000409
Minority interest net income$081
Net income of bank and minority interests.$19,020,000410
Net charge-offs$404,0001,347
Cash dividends$17,150,000253
Sale, conversion, retirement of capital stock, net$0804
Net operating income$18,871,000411
2015-09-30 (YTD Data)Rank
Total interest income$19,535,0001,006
Total interest expense$2,184,000975
Net interest income$17,351,0001,002
Provision for loan and lease losses$-500,0006,082
Total noninterest income$1,226,0002,386
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$250,0002,849
Trading account gains and fees$0153
Additional Noninterest Income$976,0002,065
Total noninterest expense$6,786,0002,080
Salaries and employee benefits$3,468,0002,196
Premises and equipment expense$554,0002,752
Additional noninterest expense$2,764,0001,643
Pre-tax net operating income$12,291,000584
Securities gains (losses)$85,0001,129
Applicable income taxes$10,0004,140
Income before extraordinary items$12,366,000460
Extraordinary gains, net$021
Net income$12,366,000459
Minority interest net income$078
Net income of bank and minority interests.$12,366,000460
Net charge-offs$128,0001,940
Cash dividends$10,700,000270
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,281,000448
2015-06-30 (YTD Data)Rank
Total interest income$12,861,0001,020
Total interest expense$1,455,000977
Net interest income$11,406,0001,012
Provision for loan and lease losses$04,069
Total noninterest income$912,0002,248
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$165,0002,846
Trading account gains and fees$0157
Additional Noninterest Income$747,0001,887
Total noninterest expense$4,564,0002,072
Salaries and employee benefits$2,275,0002,245
Premises and equipment expense$361,0002,816
Additional noninterest expense$1,928,0001,585
Pre-tax net operating income$7,754,000615
Securities gains (losses)$58,0001,150
Applicable income taxes$10,0004,061
Income before extraordinary items$7,802,000483
Extraordinary gains, net$022
Net income$7,802,000482
Minority interest net income$075
Net income of bank and minority interests.$7,802,000483
Net charge-offs$110,0001,652
Cash dividends$6,710,000272
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,744,000473
2015-03-31 (YTD Data)Rank
Total interest income$6,355,0001,021
Total interest expense$744,000971
Net interest income$5,611,0001,020
Provision for loan and lease losses$03,703
Total noninterest income$471,0002,172
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$85,0002,784
Trading account gains and fees$0152
Additional Noninterest Income$386,0001,823
Total noninterest expense$2,375,0002,000
Salaries and employee benefits$1,134,0002,270
Premises and equipment expense$173,0002,918
Additional noninterest expense$1,068,0001,442
Pre-tax net operating income$3,707,000620
Securities gains (losses)$4,0001,704
Applicable income taxes$04,400
Income before extraordinary items$3,711,000501
Extraordinary gains, net$013
Net income$3,711,000501
Minority interest net income$064
Net income of bank and minority interests.$3,711,000501
Net charge-offs$147,000881
Cash dividends$3,100,000259
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,707,000490
2014-12-31 (YTD Data)Rank
Total interest income$26,021,000983
Total interest expense$2,888,0001,032
Net interest income$23,133,000961
Provision for loan and lease losses$-750,0006,311
Total noninterest income$1,435,0002,580
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$368,0002,835
Trading account gains and fees$0180
Additional Noninterest Income$1,067,0002,246
Total noninterest expense$9,393,0002,010
Salaries and employee benefits$5,015,0002,039
Premises and equipment expense$695,0002,933
Additional noninterest expense$3,683,0001,682
Pre-tax net operating income$15,925,000553
Securities gains (losses)$187,000838
Applicable income taxes$5,0004,305
Income before extraordinary items$16,107,000441
Extraordinary gains, net$017
Net income$16,107,000440
Minority interest net income$084
Net income of bank and minority interests.$16,107,000441
Net charge-offs$784,0001,081
Cash dividends$14,850,000255
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,920,000441
2014-09-30 (YTD Data)Rank
Total interest income$19,499,000991
Total interest expense$2,142,0001,054
Net interest income$17,357,000962
Provision for loan and lease losses$-750,0006,425
Total noninterest income$1,153,0002,501
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$287,0002,797
Trading account gains and fees$0174
Additional Noninterest Income$866,0002,134
Total noninterest expense$6,481,0002,182
Salaries and employee benefits$3,336,0002,285
Premises and equipment expense$523,0002,954
Additional noninterest expense$2,622,0001,755
Pre-tax net operating income$12,779,000529
Securities gains (losses)$125,000866
Applicable income taxes$5,0004,323
Income before extraordinary items$12,899,000424
Extraordinary gains, net$015
Net income$12,899,000423
Minority interest net income$081
Net income of bank and minority interests.$12,899,000424
Net charge-offs$-199,0006,345
Cash dividends$11,095,000237
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,774,000418
2014-06-30 (YTD Data)Rank
Total interest income$12,928,000987
Total interest expense$1,411,0001,068
Net interest income$11,517,000962
Provision for loan and lease losses$04,196
Total noninterest income$904,0002,223
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$188,0002,816
Trading account gains and fees$0172
Additional Noninterest Income$716,0001,826
Total noninterest expense$4,392,0002,153
Salaries and employee benefits$2,251,0002,258
Premises and equipment expense$355,0002,930
Additional noninterest expense$1,786,0001,724
Pre-tax net operating income$8,029,000542
Securities gains (losses)$128,000659
Applicable income taxes$5,0004,257
Income before extraordinary items$8,152,000436
Extraordinary gains, net$020
Net income$8,152,000434
Minority interest net income$080
Net income of bank and minority interests.$8,152,000436
Net charge-offs$-192,0006,443
Cash dividends$6,910,000240
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,024,000427
2014-03-31 (YTD Data)Rank
Total interest income$6,415,000989
Total interest expense$696,0001,092
Net interest income$5,719,000960
Provision for loan and lease losses$03,817
Total noninterest income$338,0002,639
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$92,0002,836
Trading account gains and fees$0147
Additional Noninterest Income$246,0002,279
Total noninterest expense$2,280,0002,084
Salaries and employee benefits$1,169,0002,204
Premises and equipment expense$186,0002,896
Additional noninterest expense$925,0001,656
Pre-tax net operating income$3,777,000549
Securities gains (losses)$41,000722
Applicable income taxes$04,445
Income before extraordinary items$3,818,000439
Extraordinary gains, net$016
Net income$3,818,000438
Minority interest net income$066
Net income of bank and minority interests.$3,818,000439
Net charge-offs$-41,0006,261
Cash dividends$3,000,000235
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,777,000427
2013-12-31 (YTD Data)Rank
Total interest income$26,702,000948
Total interest expense$3,060,0001,100
Net interest income$23,642,000906
Provision for loan and lease losses$-365,0006,549
Total noninterest income$1,138,0002,990
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$378,0002,941
Trading account gains and fees$0184
Additional Noninterest Income$760,0002,739
Total noninterest expense$9,407,0002,010
Salaries and employee benefits$4,915,0002,079
Premises and equipment expense$695,0002,986
Additional noninterest expense$3,797,0001,679
Pre-tax net operating income$15,738,000522
Securities gains (losses)$74,0001,532
Applicable income taxes$04,631
Income before extraordinary items$15,812,000433
Extraordinary gains, net$029
Net income$15,812,000433
Minority interest net income$090
Net income of bank and minority interests.$15,812,000434
Net charge-offs$-264,0006,665
Cash dividends$14,060,000250
Sale, conversion, retirement of capital stock, net$0924
Net operating income$15,738,000434
2013-09-30 (YTD Data)Rank
Total interest income$20,099,000949
Total interest expense$2,322,0001,124
Net interest income$17,777,000908
Provision for loan and lease losses$150,0002,922
Total noninterest income$875,0002,998
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$280,0002,973
Trading account gains and fees$0180
Additional Noninterest Income$595,0002,753
Total noninterest expense$6,436,0002,200
Salaries and employee benefits$3,336,0002,278
Premises and equipment expense$517,0003,033
Additional noninterest expense$2,583,0001,837
Pre-tax net operating income$12,066,000521
Securities gains (losses)$-6,0006,453
Applicable income taxes$04,713
Income before extraordinary items$12,060,000429
Extraordinary gains, net$025
Net income$12,060,000428
Minority interest net income$084
Net income of bank and minority interests.$12,060,000430
Net charge-offs$-1,120,0006,862
Cash dividends$10,250,000237
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,066,000423
2013-06-30 (YTD Data)Rank
Total interest income$13,446,000944
Total interest expense$1,567,0001,141
Net interest income$11,879,000898
Provision for loan and lease losses$400,0001,362
Total noninterest income$618,0002,955
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$183,0002,977
Trading account gains and fees$0157
Additional Noninterest Income$435,0002,675
Total noninterest expense$4,480,0002,103
Salaries and employee benefits$2,304,0002,213
Premises and equipment expense$343,0003,035
Additional noninterest expense$1,833,0001,733
Pre-tax net operating income$7,617,000537
Securities gains (losses)$-2,0006,527
Applicable income taxes$04,679
Income before extraordinary items$7,615,000438
Extraordinary gains, net$022
Net income$7,615,000439
Minority interest net income$082
Net income of bank and minority interests.$7,615,000440
Net charge-offs$-625,0006,903
Cash dividends$6,250,000241
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,617,000430
2013-03-31 (YTD Data)Rank
Total interest income$6,743,000947
Total interest expense$810,0001,138
Net interest income$5,933,000905
Provision for loan and lease losses$400,000791
Total noninterest income$280,0003,096
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$93,0002,930
Trading account gains and fees$0148
Additional Noninterest Income$187,0002,872
Total noninterest expense$2,423,0001,973
Salaries and employee benefits$1,282,0002,025
Premises and equipment expense$170,0003,091
Additional noninterest expense$971,0001,650
Pre-tax net operating income$3,390,000589
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,390,000496
Extraordinary gains, net$010
Net income$3,390,000495
Minority interest net income$076
Net income of bank and minority interests.$3,390,000497
Net charge-offs$-241,0006,933
Cash dividends$2,500,000250
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,390,000474
2012-12-31 (YTD Data)Rank
Total interest income$28,168,000928
Total interest expense$3,911,0001,143
Net interest income$24,257,000893
Provision for loan and lease losses$3,950,000618
Total noninterest income$793,0003,656
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$414,0002,862
Trading account gains and fees$0166
Additional Noninterest Income$379,0003,705
Total noninterest expense$9,011,0002,120
Salaries and employee benefits$4,915,0002,035
Premises and equipment expense$641,0003,225
Additional noninterest expense$3,455,0001,901
Pre-tax net operating income$12,089,000614
Securities gains (losses)$1,538,000348
Applicable income taxes$5,0004,499
Income before extraordinary items$13,622,000491
Extraordinary gains, net$029
Net income$13,622,000488
Minority interest net income$093
Net income of bank and minority interests.$13,622,000491
Net charge-offs$4,206,000662
Cash dividends$12,000,000280
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,084,000525
2012-09-30 (YTD Data)Rank
Total interest income$21,071,000952
Total interest expense$2,951,0001,200
Net interest income$18,120,000904
Provision for loan and lease losses$3,050,000615
Total noninterest income$713,0003,381
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$306,0002,926
Trading account gains and fees$0157
Additional Noninterest Income$407,0003,239
Total noninterest expense$6,361,0002,249
Salaries and employee benefits$3,284,0002,261
Premises and equipment expense$487,0003,223
Additional noninterest expense$2,590,0001,907
Pre-tax net operating income$9,422,000612
Securities gains (losses)$1,161,000344
Applicable income taxes$5,0004,514
Income before extraordinary items$10,578,000482
Extraordinary gains, net$020
Net income$10,578,000480
Minority interest net income$086
Net income of bank and minority interests.$10,578,000481
Net charge-offs$1,997,000927
Cash dividends$9,240,000224
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,417,000515
2012-06-30 (YTD Data)Rank
Total interest income$14,056,000963
Total interest expense$1,991,0001,232
Net interest income$12,065,000908
Provision for loan and lease losses$2,000,000638
Total noninterest income$521,0003,169
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$199,0002,957
Trading account gains and fees$0153
Additional Noninterest Income$322,0002,976
Total noninterest expense$4,298,0002,224
Salaries and employee benefits$2,238,0002,223
Premises and equipment expense$326,0003,230
Additional noninterest expense$1,734,0001,910
Pre-tax net operating income$6,288,000600
Securities gains (losses)$572,000474
Applicable income taxes$5,0004,421
Income before extraordinary items$6,855,000475
Extraordinary gains, net$019
Net income$6,855,000475
Minority interest net income$084
Net income of bank and minority interests.$6,855,000475
Net charge-offs$754,0001,376
Cash dividends$6,400,000208
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,283,000498
2012-03-31 (YTD Data)Rank
Total interest income$7,060,000960
Total interest expense$1,026,0001,244
Net interest income$6,034,000914
Provision for loan and lease losses$950,000649
Total noninterest income$190,0003,745
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$94,0003,793
Total noninterest expense$2,256,0002,122
Salaries and employee benefits$1,177,0002,125
Premises and equipment expense$162,0003,266
Additional noninterest expense$917,0001,809
Pre-tax net operating income$3,018,000618
Securities gains (losses)$270,000484
Applicable income taxes$5,0004,246
Income before extraordinary items$3,283,000492
Extraordinary gains, net$019
Net income$3,283,000493
Minority interest net income$078
Net income of bank and minority interests.$3,283,000493
Net charge-offs$203,0001,834
Cash dividends$3,000,000184
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,013,000514
2011-12-31 (YTD Data)Rank
Total interest income$28,545,000976
Total interest expense$5,333,0001,127
Net interest income$23,212,000944
Provision for loan and lease losses$4,950,000789
Total noninterest income$1,016,0003,088
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$435,0002,866
Trading account gains and fees$0146
Additional Noninterest Income$581,0002,903
Total noninterest expense$8,545,0002,224
Salaries and employee benefits$4,322,0002,240
Premises and equipment expense$680,0003,266
Additional noninterest expense$3,543,0001,899
Pre-tax net operating income$10,733,000582
Securities gains (losses)$829,000524
Applicable income taxes$25,0004,037
Income before extraordinary items$11,537,000477
Extraordinary gains, net$029
Net income$11,537,000478
Minority interest net income$096
Net income of bank and minority interests.$11,537,000478
Net charge-offs$2,078,0001,513
Cash dividends$4,531,000460
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,708,000490
2011-09-30 (YTD Data)Rank
Total interest income$21,480,000984
Total interest expense$4,151,0001,138
Net interest income$17,329,000956
Provision for loan and lease losses$3,900,000755
Total noninterest income$733,0003,161
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$320,0002,900
Trading account gains and fees$0145
Additional Noninterest Income$413,0002,984
Total noninterest expense$6,044,0002,367
Salaries and employee benefits$2,905,0002,470
Premises and equipment expense$517,0003,280
Additional noninterest expense$2,622,0001,928
Pre-tax net operating income$8,118,000598
Securities gains (losses)$727,000466
Applicable income taxes$17,0004,099
Income before extraordinary items$8,828,000463
Extraordinary gains, net$021
Net income$8,828,000463
Minority interest net income$087
Net income of bank and minority interests.$8,828,000463
Net charge-offs$1,621,0001,419
Cash dividends$3,437,000399
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,101,000493
2011-06-30 (YTD Data)Rank
Total interest income$14,381,000992
Total interest expense$2,808,0001,150
Net interest income$11,573,000953
Provision for loan and lease losses$2,850,000713
Total noninterest income$475,0003,223
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$206,0002,947
Trading account gains and fees$0153
Additional Noninterest Income$269,0003,051
Total noninterest expense$4,169,0002,310
Salaries and employee benefits$1,963,0002,457
Premises and equipment expense$346,0003,278
Additional noninterest expense$1,860,0001,836
Pre-tax net operating income$5,029,000630
Securities gains (losses)$476,000375
Applicable income taxes$04,697
Income before extraordinary items$5,505,000493
Extraordinary gains, net$015
Net income$5,505,000493
Minority interest net income$089
Net income of bank and minority interests.$5,505,000493
Net charge-offs$537,0002,075
Cash dividends$840,000938
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,029,000522
2011-03-31 (YTD Data)Rank
Total interest income$7,166,0001,007
Total interest expense$1,430,0001,175
Net interest income$5,736,000968
Provision for loan and lease losses$1,700,000584
Total noninterest income$184,0003,759
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$105,0002,881
Trading account gains and fees$0158
Additional Noninterest Income$79,0003,929
Total noninterest expense$2,191,0002,195
Salaries and employee benefits$1,039,0002,357
Premises and equipment expense$168,0003,421
Additional noninterest expense$984,0001,732
Pre-tax net operating income$2,029,000769
Securities gains (losses)$125,000469
Applicable income taxes$04,545
Income before extraordinary items$2,154,000609
Extraordinary gains, net$09
Net income$2,154,000606
Minority interest net income$086
Net income of bank and minority interests.$2,154,000609
Net charge-offs$127,0002,509
Cash dividends$420,000860
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,029,000631
2010-12-31 (YTD Data)Rank
Total interest income$29,199,0001,052
Total interest expense$6,772,0001,211
Net interest income$22,427,000980
Provision for loan and lease losses$10,325,000641
Total noninterest income$1,732,0002,302
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$537,0002,508
Trading account gains and fees$0175
Additional Noninterest Income$1,195,0001,960
Total noninterest expense$8,169,0002,367
Salaries and employee benefits$3,917,0002,451
Premises and equipment expense$691,0003,336
Additional noninterest expense$3,561,0001,979
Pre-tax net operating income$5,665,000916
Securities gains (losses)$1,064,000462
Applicable income taxes$14,0004,130
Income before extraordinary items$6,715,000671
Extraordinary gains, net$029
Net income$6,715,000669
Minority interest net income$0111
Net income of bank and minority interests.$6,715,000672
Net charge-offs$8,302,000696
Cash dividends$2,623,000623
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,651,000743
2010-09-30 (YTD Data)Rank
Total interest income$21,880,0001,067
Total interest expense$5,234,0001,220
Net interest income$16,646,0001,000
Provision for loan and lease losses$5,475,000816
Total noninterest income$370,0004,665
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$402,0002,572
Trading account gains and fees$0165
Additional Noninterest Income$-32,0007,290
Total noninterest expense$5,931,0002,445
Salaries and employee benefits$2,753,0002,624
Premises and equipment expense$519,0003,372
Additional noninterest expense$2,659,0001,945
Pre-tax net operating income$5,610,000763
Securities gains (losses)$745,000531
Applicable income taxes$04,726
Income before extraordinary items$6,355,000537
Extraordinary gains, net$023
Net income$6,355,000538
Minority interest net income$0110
Net income of bank and minority interests.$6,355,000539
Net charge-offs$4,816,000808
Cash dividends$1,820,000595
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,610,000591
2010-06-30 (YTD Data)Rank
Total interest income$14,616,0001,080
Total interest expense$3,579,0001,241
Net interest income$11,037,0001,004
Provision for loan and lease losses$3,300,000887
Total noninterest income$36,0007,092
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$265,0002,601
Trading account gains and fees$0152
Additional Noninterest Income$-229,0007,620
Total noninterest expense$4,009,0002,426
Salaries and employee benefits$1,839,0002,629
Premises and equipment expense$347,0003,397
Additional noninterest expense$1,823,0001,898
Pre-tax net operating income$3,764,000736
Securities gains (losses)$357,000618
Applicable income taxes$04,691
Income before extraordinary items$4,121,000534
Extraordinary gains, net$019
Net income$4,121,000536
Minority interest net income$0105
Net income of bank and minority interests.$4,121,000536
Net charge-offs$2,572,000935
Cash dividends$1,404,000491
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,764,000568
2010-03-31 (YTD Data)Rank
Total interest income$7,271,0001,112
Total interest expense$1,811,0001,287
Net interest income$5,460,0001,026
Provision for loan and lease losses$1,650,000841
Total noninterest income$15,0007,289
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$132,0002,600
Trading account gains and fees$0175
Additional Noninterest Income$-117,0007,752
Total noninterest expense$2,062,0002,373
Salaries and employee benefits$956,0002,572
Premises and equipment expense$175,0003,459
Additional noninterest expense$931,0001,849
Pre-tax net operating income$1,763,000774
Securities gains (losses)$56,0001,095
Applicable income taxes$04,611
Income before extraordinary items$1,819,000617
Extraordinary gains, net$016
Net income$1,819,000621
Minority interest net income$091
Net income of bank and minority interests.$1,819,000621
Net charge-offs$1,130,000955
Cash dividends$913,000374
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,763,000616
2009-12-31 (YTD Data)Rank
Total interest income$29,590,0001,157
Total interest expense$10,210,0001,170
Net interest income$19,380,0001,136
Provision for loan and lease losses$7,950,0001,029
Total noninterest income$2,187,0001,996
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$567,0002,637
Trading account gains and fees$0211
Additional Noninterest Income$1,620,0001,579
Total noninterest expense$7,513,0002,623
Salaries and employee benefits$3,669,0002,664
Premises and equipment expense$512,0004,312
Additional noninterest expense$3,332,0002,150
Pre-tax net operating income$6,104,000710
Securities gains (losses)$299,0001,245
Applicable income taxes$261,0002,155
Income before extraordinary items$6,142,000553
Extraordinary gains, net$034
Net income$6,142,000553
Minority interest net income$0115
Net income of bank and minority interests.$6,142,000554
Net charge-offs$5,363,0001,090
Cash dividends$2,646,000671
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,854,960572
2009-09-30 (YTD Data)Rank
Total interest income$22,286,0001,179
Total interest expense$8,163,0001,143
Net interest income$14,123,0001,177
Provision for loan and lease losses$3,750,0001,285
Total noninterest income$1,024,0002,774
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$420,0002,673
Trading account gains and fees$0212
Additional Noninterest Income$604,0002,511
Total noninterest expense$5,491,0002,692
Salaries and employee benefits$2,606,0002,828
Premises and equipment expense$383,0004,364
Additional noninterest expense$2,502,0002,106
Pre-tax net operating income$5,906,000580
Securities gains (losses)$-33,0007,330
Applicable income taxes$04,592
Income before extraordinary items$5,873,000448
Extraordinary gains, net$027
Net income$5,873,000446
Minority interest net income$0118
Net income of bank and minority interests.$5,873,000448
Net charge-offs$2,154,0001,438
Cash dividends$2,646,000478
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,906,000448
2009-06-30 (YTD Data)Rank
Total interest income$14,775,0001,206
Total interest expense$5,778,0001,139
Net interest income$8,997,0001,238
Provision for loan and lease losses$1,825,0001,483
Total noninterest income$705,0002,738
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$262,0002,759
Trading account gains and fees$0193
Additional Noninterest Income$443,0002,402
Total noninterest expense$3,765,0002,651
Salaries and employee benefits$1,743,0002,855
Premises and equipment expense$264,0004,307
Additional noninterest expense$1,758,0002,026
Pre-tax net operating income$4,112,000539
Securities gains (losses)$-285,0007,837
Applicable income taxes$04,657
Income before extraordinary items$3,827,000457
Extraordinary gains, net$021
Net income$3,827,000455
Minority interest net income$0112
Net income of bank and minority interests.$3,827,000457
Net charge-offs$708,0001,972
Cash dividends$593,0001,452
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,112,000409
2009-03-31 (YTD Data)Rank
Total interest income$7,409,0001,217
Total interest expense$3,074,0001,118
Net interest income$4,335,0001,277
Provision for loan and lease losses$900,0001,253
Total noninterest income$337,0002,808
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$128,0002,756
Trading account gains and fees$0171
Additional Noninterest Income$209,0002,450
Total noninterest expense$1,804,0002,671
Salaries and employee benefits$908,0002,783
Premises and equipment expense$131,0004,367
Additional noninterest expense$765,0002,070
Pre-tax net operating income$1,968,000623
Securities gains (losses)$-39,0007,920
Applicable income taxes$04,835
Income before extraordinary items$1,929,000519
Extraordinary gains, net$015
Net income$1,929,000519
Minority interest net income$0102
Net income of bank and minority interests.$1,929,000522
Net charge-offs$279,0001,844
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,968,000470
2008-12-31 (YTD Data)Rank
Total interest income$30,213,0001,279
Total interest expense$15,458,0001,039
Net interest income$14,755,0001,517
Provision for loan and lease losses$1,350,0002,280
Total noninterest income$1,238,0002,981
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$597,0002,656
Trading account gains and fees$0154
Additional Noninterest Income$641,0002,790
Total noninterest expense$6,526,0002,855
Salaries and employee benefits$3,293,0002,993
Premises and equipment expense$500,0004,455
Additional noninterest expense$2,733,0002,189
Pre-tax net operating income$8,117,000688
Securities gains (losses)$-1,601,0007,837
Applicable income taxes$-32,0006,903
Income before extraordinary items$6,548,000607
Extraordinary gains, net$039
Net income$6,548,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,045,0001,271
Cash dividends$3,075,000895
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,149,000505
2008-09-30 (YTD Data)Rank
Total interest income$22,766,0001,299
Total interest expense$11,974,0001,048
Net interest income$10,792,0001,568
Provision for loan and lease losses$100,0005,137
Total noninterest income$928,0003,043
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$447,0002,679
Trading account gains and fees$0148
Additional Noninterest Income$481,0002,881
Total noninterest expense$4,766,0002,896
Salaries and employee benefits$2,324,0003,192
Premises and equipment expense$356,0004,608
Additional noninterest expense$2,086,0002,075
Pre-tax net operating income$6,854,000732
Securities gains (losses)$-1,034,0007,939
Applicable income taxes$05,372
Income before extraordinary items$5,820,000624
Extraordinary gains, net$031
Net income$5,820,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,874
Cash dividends$3,075,000697
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,854,000562
2008-06-30 (YTD Data)Rank
Total interest income$15,129,0001,323
Total interest expense$8,163,0001,072
Net interest income$6,966,0001,613
Provision for loan and lease losses$-250,0008,427
Total noninterest income$568,0003,244
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$272,0002,832
Trading account gains and fees$0149
Additional Noninterest Income$296,0003,040
Total noninterest expense$3,223,0002,863
Salaries and employee benefits$1,562,0003,216
Premises and equipment expense$233,0004,700
Additional noninterest expense$1,428,0002,015
Pre-tax net operating income$4,561,000773
Securities gains (losses)$104,000938
Applicable income taxes$05,627
Income before extraordinary items$4,665,000590
Extraordinary gains, net$021
Net income$4,665,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,626
Cash dividends$2,175,000740
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,561,000588
2008-03-31 (YTD Data)Rank
Total interest income$7,733,0001,324
Total interest expense$4,218,0001,113
Net interest income$3,515,0001,579
Provision for loan and lease losses$-200,0008,465
Total noninterest income$247,0003,538
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$125,0002,971
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,415
Total noninterest expense$1,692,0002,744
Salaries and employee benefits$801,0003,162
Premises and equipment expense$117,0004,703
Additional noninterest expense$774,0001,819
Pre-tax net operating income$2,270,000842
Securities gains (losses)$69,000913
Applicable income taxes$05,622
Income before extraordinary items$2,339,000659
Extraordinary gains, net$015
Net income$2,339,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,148
Cash dividends$325,0001,789
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,270,000652
2007-12-31 (YTD Data)Rank
Total interest income$30,151,0001,425
Total interest expense$16,765,0001,189
Net interest income$13,386,0001,689
Provision for loan and lease losses$480,0002,381
Total noninterest income$1,299,0002,982
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$461,0003,230
Trading account gains and fees$0178
Additional Noninterest Income$838,0002,499
Total noninterest expense$5,820,0003,046
Salaries and employee benefits$3,059,0003,174
Premises and equipment expense$616,0003,769
Additional noninterest expense$2,145,0002,501
Pre-tax net operating income$8,385,0001,006
Securities gains (losses)$92,000626
Applicable income taxes$1,322,0001,540
Income before extraordinary items$7,155,000905
Extraordinary gains, net$039
Net income$7,155,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,389
Cash dividends$3,463,0001,063
Sale, conversion, retirement of capital stock, net$-1,682,0008,506
Net operating income$7,077,720903
2007-09-30 (YTD Data)Rank
Total interest income$22,240,0001,451
Total interest expense$12,306,0001,214
Net interest income$9,934,0001,708
Provision for loan and lease losses$360,0002,007
Total noninterest income$981,0002,957
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$346,0003,209
Trading account gains and fees$0184
Additional Noninterest Income$635,0002,478
Total noninterest expense$4,071,0003,202
Salaries and employee benefits$2,088,0003,407
Premises and equipment expense$392,0004,229
Additional noninterest expense$1,591,0002,483
Pre-tax net operating income$6,484,0001,065
Securities gains (losses)$26,000768
Applicable income taxes$1,322,0001,348
Income before extraordinary items$5,188,0001,009
Extraordinary gains, net$033
Net income$5,188,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,530
Cash dividends$2,563,000997
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,167,2001,002
2007-06-30 (YTD Data)Rank
Total interest income$14,563,0001,492
Total interest expense$7,986,0001,249
Net interest income$6,577,0001,746
Provision for loan and lease losses$240,0001,865
Total noninterest income$644,0003,002
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$221,0003,301
Trading account gains and fees$0168
Additional Noninterest Income$423,0002,493
Total noninterest expense$2,788,0003,152
Salaries and employee benefits$1,419,0003,396
Premises and equipment expense$271,0004,142
Additional noninterest expense$1,098,0002,409
Pre-tax net operating income$4,193,0001,133
Securities gains (losses)$24,000670
Applicable income taxes$1,317,0001,022
Income before extraordinary items$2,900,0001,235
Extraordinary gains, net$029
Net income$2,900,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$1,760,000994
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,883,4401,220
2007-03-31 (YTD Data)Rank
Total interest income$7,129,0001,521
Total interest expense$3,891,0001,274
Net interest income$3,238,0001,773
Provision for loan and lease losses$120,0001,752
Total noninterest income$296,0003,133
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$111,0003,236
Trading account gains and fees$0195
Additional Noninterest Income$185,0002,667
Total noninterest expense$1,425,0003,109
Salaries and employee benefits$742,0003,292
Premises and equipment expense$141,0004,032
Additional noninterest expense$542,0002,430
Pre-tax net operating income$1,989,0001,185
Securities gains (losses)$24,000528
Applicable income taxes$1,306,000593
Income before extraordinary items$707,0002,303
Extraordinary gains, net$022
Net income$707,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,088
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$691,6402,335
2006-12-31 (YTD Data)Rank
Total interest income$26,947,0001,483
Total interest expense$13,301,0001,270
Net interest income$13,646,0001,679
Provision for loan and lease losses$300,0002,748
Total noninterest income$1,145,0003,224
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$495,0003,078
Trading account gains and fees$0130
Additional Noninterest Income$650,0002,867
Total noninterest expense$5,073,0003,315
Salaries and employee benefits$2,723,0003,393
Premises and equipment expense$400,0004,911
Additional noninterest expense$1,950,0002,624
Pre-tax net operating income$9,418,0001,039
Securities gains (losses)$144,000458
Applicable income taxes$2,025,0001,320
Income before extraordinary items$7,537,000993
Extraordinary gains, net$051
Net income$7,537,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,477
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$-8,835,0008,679
Net operating income$7,423,240994
2006-09-30 (YTD Data)Rank
Total interest income$19,829,0001,502
Total interest expense$9,633,0001,281
Net interest income$10,196,0001,703
Provision for loan and lease losses$225,0002,598
Total noninterest income$877,0003,196
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$357,0003,173
Trading account gains and fees$0126
Additional Noninterest Income$520,0002,794
Total noninterest expense$3,564,0003,480
Salaries and employee benefits$1,905,0003,569
Premises and equipment expense$260,0005,352
Additional noninterest expense$1,399,0002,721
Pre-tax net operating income$7,284,0001,051
Securities gains (losses)$125,000400
Applicable income taxes$1,544,0001,366
Income before extraordinary items$5,865,000982
Extraordinary gains, net$045
Net income$5,865,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,166
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,766,250993
2006-06-30 (YTD Data)Rank
Total interest income$12,982,0001,493
Total interest expense$6,199,0001,264
Net interest income$6,783,0001,713
Provision for loan and lease losses$150,0002,563
Total noninterest income$593,0003,147
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$235,0003,185
Trading account gains and fees$0126
Additional Noninterest Income$358,0002,719
Total noninterest expense$2,443,0003,407
Salaries and employee benefits$1,309,0003,509
Premises and equipment expense$172,0005,374
Additional noninterest expense$962,0002,657
Pre-tax net operating income$4,783,0001,061
Securities gains (losses)$65,000405
Applicable income taxes$966,0001,444
Income before extraordinary items$3,882,000995
Extraordinary gains, net$039
Net income$3,882,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,000847
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,830,000994
2006-03-31 (YTD Data)Rank
Total interest income$6,374,0001,487
Total interest expense$2,956,0001,263
Net interest income$3,418,0001,687
Provision for loan and lease losses$75,0002,394
Total noninterest income$286,0003,180
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$119,0003,096
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,779
Total noninterest expense$1,281,0003,310
Salaries and employee benefits$701,0003,332
Premises and equipment expense$83,0005,536
Additional noninterest expense$497,0002,549
Pre-tax net operating income$2,348,0001,059
Securities gains (losses)$21,000472
Applicable income taxes$444,0001,529
Income before extraordinary items$1,925,000992
Extraordinary gains, net$021
Net income$1,925,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,000791
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,907,990976
2005-12-31 (YTD Data)Rank
Total interest income$23,132,0001,440
Total interest expense$9,020,0001,257
Net interest income$14,112,0001,553
Provision for loan and lease losses$540,0001,779
Total noninterest income$1,177,0003,190
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$503,0003,048
Trading account gains and fees$0138
Additional Noninterest Income$674,0002,841
Total noninterest expense$4,785,0003,360
Salaries and employee benefits$2,574,0003,397
Premises and equipment expense$406,0004,809
Additional noninterest expense$1,805,0002,748
Pre-tax net operating income$9,964,000988
Securities gains (losses)$349,000368
Applicable income taxes$2,234,0001,238
Income before extraordinary items$8,079,000892
Extraordinary gains, net$046
Net income$8,079,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,870
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,806,780906
2005-09-30 (YTD Data)Rank
Total interest income$16,980,0001,434
Total interest expense$6,375,0001,256
Net interest income$10,605,0001,530
Provision for loan and lease losses$405,0001,699
Total noninterest income$891,0003,164
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$377,0003,039
Trading account gains and fees$0126
Additional Noninterest Income$514,0002,827
Total noninterest expense$3,452,0003,444
Salaries and employee benefits$1,778,0003,604
Premises and equipment expense$309,0004,740
Additional noninterest expense$1,365,0002,699
Pre-tax net operating income$7,639,000966
Securities gains (losses)$312,000381
Applicable income taxes$1,776,0001,195
Income before extraordinary items$6,175,000871
Extraordinary gains, net$035
Net income$6,175,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,017
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,931,640889
2005-06-30 (YTD Data)Rank
Total interest income$11,044,0001,423
Total interest expense$3,991,0001,254
Net interest income$7,053,0001,512
Provision for loan and lease losses$270,0001,671
Total noninterest income$596,0003,115
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$244,0003,059
Trading account gains and fees$0116
Additional Noninterest Income$352,0002,761
Total noninterest expense$2,319,0003,389
Salaries and employee benefits$1,206,0003,544
Premises and equipment expense$211,0004,630
Additional noninterest expense$902,0002,697
Pre-tax net operating income$5,060,000936
Securities gains (losses)$246,000366
Applicable income taxes$1,200,0001,170
Income before extraordinary items$4,106,000848
Extraordinary gains, net$030
Net income$4,106,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,928
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,916,580868
2005-03-31 (YTD Data)Rank
Total interest income$5,336,0001,444
Total interest expense$1,823,0001,308
Net interest income$3,513,0001,510
Provision for loan and lease losses$135,0001,592
Total noninterest income$305,0003,018
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$192,0002,543
Total noninterest expense$1,196,0003,317
Salaries and employee benefits$643,0003,353
Premises and equipment expense$103,0004,762
Additional noninterest expense$450,0002,693
Pre-tax net operating income$2,487,000943
Securities gains (losses)$100,000366
Applicable income taxes$593,0001,164
Income before extraordinary items$1,994,000873
Extraordinary gains, net$024
Net income$1,994,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,933
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,917,000887
2004-12-31 (YTD Data)Rank
Total interest income$20,781,0001,375
Total interest expense$6,266,0001,315
Net interest income$14,515,0001,395
Provision for loan and lease losses$995,0001,040
Total noninterest income$1,082,0003,355
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$518,0003,059
Trading account gains and fees$0138
Additional Noninterest Income$564,0003,093
Total noninterest expense$4,533,0003,390
Salaries and employee benefits$2,450,0003,400
Premises and equipment expense$380,0004,934
Additional noninterest expense$1,703,0002,804
Pre-tax net operating income$10,069,000877
Securities gains (losses)$437,000493
Applicable income taxes$2,662,000986
Income before extraordinary items$7,844,000838
Extraordinary gains, net$034
Net income$7,844,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,078
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,516,250843
2004-09-30 (YTD Data)Rank
Total interest income$15,322,0001,376
Total interest expense$4,524,0001,334
Net interest income$10,798,0001,384
Provision for loan and lease losses$740,0001,029
Total noninterest income$849,0003,281
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$393,0003,054
Trading account gains and fees$0134
Additional Noninterest Income$456,0002,963
Total noninterest expense$3,260,0003,488
Salaries and employee benefits$1,693,0003,609
Premises and equipment expense$293,0004,823
Additional noninterest expense$1,274,0002,755
Pre-tax net operating income$7,647,000872
Securities gains (losses)$368,000521
Applicable income taxes$1,821,0001,098
Income before extraordinary items$6,194,000811
Extraordinary gains, net$026
Net income$6,194,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,001
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,910,640809
2004-06-30 (YTD Data)Rank
Total interest income$10,008,0001,395
Total interest expense$2,934,0001,349
Net interest income$7,074,0001,397
Provision for loan and lease losses$485,0001,029
Total noninterest income$579,0003,256
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$261,0003,036
Trading account gains and fees$0130
Additional Noninterest Income$318,0002,892
Total noninterest expense$2,175,0003,511
Salaries and employee benefits$1,139,0003,593
Premises and equipment expense$191,0004,913
Additional noninterest expense$845,0002,787
Pre-tax net operating income$4,993,000875
Securities gains (losses)$245,000567
Applicable income taxes$1,162,0001,140
Income before extraordinary items$4,076,000809
Extraordinary gains, net$021
Net income$4,076,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,884,900801
2004-03-31 (YTD Data)Rank
Total interest income$4,971,0001,408
Total interest expense$1,453,0001,378
Net interest income$3,518,0001,405
Provision for loan and lease losses$230,0001,028
Total noninterest income$287,0003,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$132,0002,944
Trading account gains and fees$0121
Additional Noninterest Income$155,0002,890
Total noninterest expense$1,144,0003,362
Salaries and employee benefits$607,0003,423
Premises and equipment expense$95,0004,969
Additional noninterest expense$442,0002,649
Pre-tax net operating income$2,431,000885
Securities gains (losses)$169,000574
Applicable income taxes$577,0001,162
Income before extraordinary items$2,023,000820
Extraordinary gains, net$016
Net income$2,023,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,891,180818
2003-12-31 (YTD Data)Rank
Total interest income$19,000,0001,512
Total interest expense$6,363,0001,394
Net interest income$12,637,0001,537
Provision for loan and lease losses$810,0001,435
Total noninterest income$1,309,0003,121
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$567,0002,809
Trading account gains and fees$0160
Additional Noninterest Income$742,0002,856
Total noninterest expense$4,252,0003,527
Salaries and employee benefits$2,314,0003,483
Premises and equipment expense$380,0004,919
Additional noninterest expense$1,558,0002,972
Pre-tax net operating income$8,884,000948
Securities gains (losses)$163,0001,484
Applicable income taxes$2,031,0001,277
Income before extraordinary items$7,016,000921
Extraordinary gains, net$054
Net income$7,016,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0003,045
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$-548,0009,143
Net operating income$6,888,860878
2003-09-30 (YTD Data)Rank
Total interest income$14,181,0001,546
Total interest expense$4,857,0001,437
Net interest income$9,324,0001,568
Provision for loan and lease losses$660,0001,297
Total noninterest income$996,0003,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$434,0002,778
Trading account gains and fees$0153
Additional Noninterest Income$562,0002,930
Total noninterest expense$3,006,0003,705
Salaries and employee benefits$1,589,0003,732
Premises and equipment expense$280,0004,953
Additional noninterest expense$1,137,0003,039
Pre-tax net operating income$6,654,000987
Securities gains (losses)$20,0002,954
Applicable income taxes$1,518,0001,343
Income before extraordinary items$5,156,000975
Extraordinary gains, net$040
Net income$5,156,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,349
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$-548,0009,203
Net operating income$5,140,600918
2003-06-30 (YTD Data)Rank
Total interest income$9,453,0001,557
Total interest expense$3,292,0001,462
Net interest income$6,161,0001,589
Provision for loan and lease losses$360,0001,536
Total noninterest income$670,0003,105
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$283,0002,782
Trading account gains and fees$0150
Additional Noninterest Income$387,0002,846
Total noninterest expense$2,035,0003,639
Salaries and employee benefits$1,084,0003,657
Premises and equipment expense$188,0004,904
Additional noninterest expense$763,0002,994
Pre-tax net operating income$4,436,000982
Securities gains (losses)$20,0002,610
Applicable income taxes$1,044,0001,322
Income before extraordinary items$3,412,000976
Extraordinary gains, net$030
Net income$3,412,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,326
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$-548,0009,236
Net operating income$3,396,600905
2003-03-31 (YTD Data)Rank
Total interest income$4,719,0001,572
Total interest expense$1,641,0001,513
Net interest income$3,078,0001,589
Provision for loan and lease losses$180,0001,475
Total noninterest income$299,0003,247
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$139,0002,735
Trading account gains and fees$0134
Additional Noninterest Income$160,0003,096
Total noninterest expense$1,062,0003,487
Salaries and employee benefits$571,0003,499
Premises and equipment expense$87,0005,158
Additional noninterest expense$404,0002,834
Pre-tax net operating income$2,135,0001,026
Securities gains (losses)$23,0001,827
Applicable income taxes$507,0001,364
Income before extraordinary items$1,651,0001,018
Extraordinary gains, net$021
Net income$1,651,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,633,290951
2002-12-31 (YTD Data)Rank
Total interest income$18,136,0001,696
Total interest expense$7,476,0001,518
Net interest income$10,660,0001,820
Provision for loan and lease losses$745,0001,739
Total noninterest income$1,243,0002,995
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$512,0002,917
Trading account gains and fees$0153
Additional Noninterest Income$731,0002,644
Total noninterest expense$3,890,0003,630
Salaries and employee benefits$2,135,0003,548
Premises and equipment expense$385,0004,786
Additional noninterest expense$1,370,0003,201
Pre-tax net operating income$7,268,0001,155
Securities gains (losses)$12,0003,495
Applicable income taxes$1,613,0001,553
Income before extraordinary items$5,667,0001,106
Extraordinary gains, net$070
Net income$5,667,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0003,129
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,657,6401,068
2001-12-31 (YTD Data)Rank
Total interest income$16,275,0002,114
Total interest expense$8,994,0001,809
Net interest income$7,281,0002,462
Provision for loan and lease losses$385,0002,702
Total noninterest income$972,0003,413
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$445,0003,125
Trading account gains and fees$0177
Additional Noninterest Income$527,0003,037
Total noninterest expense$3,175,0004,146
Salaries and employee benefits$1,856,0003,817
Premises and equipment expense$311,0005,411
Additional noninterest expense$1,008,0004,049
Pre-tax net operating income$4,693,0001,529
Securities gains (losses)$235,0001,062
Applicable income taxes$1,002,0002,063
Income before extraordinary items$3,926,0001,390
Extraordinary gains, net$0105
Net income$3,926,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,738,0001,391
2000-12-31 (YTD Data)Rank
Total interest income$13,915,0002,496
Total interest expense$8,011,0002,142
Net interest income$5,904,0002,997
Provision for loan and lease losses$190,0003,859
Total noninterest income$658,0004,171
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$360,0003,509
Trading account gains and fees$0180
Additional Noninterest Income$298,0003,934
Total noninterest expense$2,653,0004,650
Salaries and employee benefits$1,476,0004,416
Premises and equipment expense$261,0005,893
Additional noninterest expense$916,0004,281
Pre-tax net operating income$3,719,0001,967
Securities gains (losses)$1,0001,732
Applicable income taxes$661,0002,918
Income before extraordinary items$3,059,0001,717
Extraordinary gains, net$038
Net income$3,059,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,044
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,058,1801,709
1999-12-31 (YTD Data)Rank
Total interest income$10,888,0002,966
Total interest expense$5,872,0002,507
Net interest income$5,016,0003,449
Provision for loan and lease losses$300,0002,624
Total noninterest income$639,0004,244
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$363,0003,475
Trading account gains and fees$0173
Additional Noninterest Income$276,0004,208
Total noninterest expense$2,277,0005,199
Salaries and employee benefits$1,256,0004,999
Premises and equipment expense$252,0006,012
Additional noninterest expense$769,0004,932
Pre-tax net operating income$3,078,0002,354
Securities gains (losses)$26,0001,258
Applicable income taxes$573,0003,321
Income before extraordinary items$2,531,0002,080
Extraordinary gains, net$035
Net income$2,531,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,686
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,509,6802,069
1998-12-31 (YTD Data)Rank
Total interest income$9,835,0003,278
Total interest expense$5,330,0002,825
Net interest income$4,505,0003,728
Provision for loan and lease losses$154,0004,094
Total noninterest income$557,0004,623
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$329,0003,649
Trading account gains and fees$0224
Additional Noninterest Income$228,0004,641
Total noninterest expense$1,999,0005,603
Salaries and employee benefits$1,044,0005,607
Premises and equipment expense$236,0006,171
Additional noninterest expense$719,0005,068
Pre-tax net operating income$2,909,0002,454
Securities gains (losses)$84,0001,392
Applicable income taxes$695,0003,044
Income before extraordinary items$2,298,0002,271
Extraordinary gains, net$032
Net income$2,298,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,233,3202,235
1997-12-31 (YTD Data)Rank
Total interest income$8,342,0003,828
Total interest expense$4,428,0003,339
Net interest income$3,914,0004,316
Provision for loan and lease losses$125,0004,524
Total noninterest income$516,0004,908
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$323,0003,852
Trading account gains and feesNANA
Additional Noninterest Income$193,0005,044
Total noninterest expense$1,814,0006,043
Salaries and employee benefits$951,0006,051
Premises and equipment expense$222,0006,469
Additional noninterest expense$641,0005,557
Pre-tax net operating income$2,491,0002,927
Securities gains (losses)$91,0001,025
Applicable income taxes$661,0003,415
Income before extraordinary items$1,921,0002,675
Extraordinary gains, net$044
Net income$1,921,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,853,6602,711
1996-12-31 (YTD Data)Rank
Total interest income$6,895,0004,642
Total interest expense$3,607,0004,075
Net interest income$3,288,0005,089
Provision for loan and lease losses$81,0005,578
Total noninterest income$356,0006,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,824
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,966
Total noninterest expense$1,515,0007,069
Salaries and employee benefits$768,0007,149
Premises and equipment expense$162,0007,785
Additional noninterest expense$585,0006,444
Pre-tax net operating income$2,048,0003,369
Securities gains (losses)$78,0001,076
Applicable income taxes$547,0003,860
Income before extraordinary items$1,579,0003,034
Extraordinary gains, net$053
Net income$1,579,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,521,2803,112
1995-12-31 (YTD Data)Rank
Total interest income$6,043,0005,173
Total interest expense$3,133,0004,562
Net interest income$2,910,0005,634
Provision for loan and lease losses$101,0004,564
Total noninterest income$358,0006,383
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,097
Trading account gains and feesNANA
Additional Noninterest Income$121,0006,633
Total noninterest expense$1,471,0007,355
Salaries and employee benefits$670,0007,926
Premises and equipment expense$179,0007,622
Additional noninterest expense$622,0006,391
Pre-tax net operating income$1,696,0004,037
Securities gains (losses)$70,0001,121
Applicable income taxes$401,0004,948
Income before extraordinary items$1,365,0003,533
Extraordinary gains, net$065
Net income$1,365,0003,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,530
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,311,1003,632
1994-12-31 (YTD Data)Rank
Total interest income$5,189,0005,500
Total interest expense$2,327,0004,935
Net interest income$2,862,0005,805
Provision for loan and lease losses$83,0004,972
Total noninterest income$306,0007,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$81,0008,198
Total noninterest expense$1,395,0007,932
Salaries and employee benefits$603,0008,590
Premises and equipment expense$179,0007,870
Additional noninterest expense$613,0006,940
Pre-tax net operating income$1,690,0003,981
Securities gains (losses)$-3,0009,178
Applicable income taxes$369,0005,062
Income before extraordinary items$1,318,0003,549
Extraordinary gains, net$0249
Net income$1,318,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,205
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,320,3403,578
1993-12-31 (YTD Data)Rank
Total interest income$4,650,0006,142
Total interest expense$2,080,0005,659
Net interest income$2,570,0006,417
Provision for loan and lease losses$86,0006,164
Total noninterest income$301,0007,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,764
Total noninterest expense$1,316,0008,454
Salaries and employee benefits$577,0009,000
Premises and equipment expense$132,0009,415
Additional noninterest expense$607,0007,267
Pre-tax net operating income$1,469,0004,405
Securities gains (losses)$-4,00012,523
Applicable income taxes$340,0005,612
Income before extraordinary items$1,125,0004,240
Extraordinary gains, net$03,149
Net income$1,125,0004,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0007,032
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,128,0804,020
1992-12-31 (YTD Data)Rank
Total interest income$4,272,0007,160
Total interest expense$2,094,0006,885
Net interest income$2,178,0007,299
Provision for loan and lease losses$70,0008,246
Total noninterest income$298,0007,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0005,272
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,916
Total noninterest expense$1,168,0009,196
Salaries and employee benefits$474,00010,051
Premises and equipment expense$145,0009,267
Additional noninterest expense$549,0007,997
Pre-tax net operating income$1,238,0004,799
Securities gains (losses)$35,0004,733
Applicable income taxes$347,0005,391
Income before extraordinary items$926,0004,825
Extraordinary gains, net$01,422
Net income$926,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$900,4504,618

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.