Home > Charter Bank > Net charge- offs to loans
Charter Bank, Net charge- offs to loans
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,092 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 3,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 4,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.1203% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 3,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0296% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6165% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.1655% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0536% | 3,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0419% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9308% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2887% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9174% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1792% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1894% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1945% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3710% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2592% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3550% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1916% | 4,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 3,184 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5773% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 4,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3910% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1932% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 2,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4775% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9338% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2599% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1696% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0904% | 2,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 4,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3866% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4074% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1458% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2087% | 5,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.9470% | 5,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2603% | 5,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3864% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8631% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2581% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1889% | 5,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2697% | 5,562 |
| Percentage Net Loans Charged-off:Construction & development | -1.0952% | 5,179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3508% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7909% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0027% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6247% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1254% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1941% | 5,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.4419% | 5,099 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3132% | 5,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6157% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4734% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3655% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1504% | 5,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2052% | 5,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3899% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0433% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0484% | 4,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0980% | 4,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3288% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3830% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0491% | 3,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0239% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0545% | 4,661 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 4,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1302% | 4,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0997% | 4,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3105% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9430% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0975% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0846% | 4,715 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 5,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1954% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 5,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1440% | 5,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3915% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0970% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0669% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 5,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,895 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,020 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1015% | 4,750 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0840% | 5,621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3916% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 5,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2358% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8163% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5833% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 5,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,605 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1776% | 4,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 4,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2985% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1308% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5376% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1590% | 2,730 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0164% | 5,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2953% | 4,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1276% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 4,193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3410% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0379% | 5,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4622% | 4,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1987% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 4,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4417% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4586% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0577% | 5,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6628% | 4,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4222% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4675% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4851% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9219% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1880% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1195% | 5,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1012% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2354% | 5,167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4181% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1199% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4492% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6611% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9674% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1376% | 5,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1963% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0696% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 6,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 5,771 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8841% | 5,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0699% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0905% | 5,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0151% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1426% | 5,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1592% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1017% | 6,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0895% | 6,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,525 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1197% | 5,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1093% | 4,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1762% | 5,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1402% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0606% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1470% | 5,610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0751% | 6,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6914% | 5,245 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 5,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2231% | 4,754 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 5,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1419% | 5,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1490% | 5,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0722% | 6,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3306% | 6,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 5,480 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6696% | 6,581 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.4704% | 5,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3123% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0973% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1672% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0192% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4160% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3902% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4087% | 6,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6455% | 6,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0733% | 5,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2017% | 6,688 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3046% | 5,435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2387% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6444% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7420% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0809% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5689% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4444% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3442% | 6,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6235% | 6,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.1110% | 5,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0629% | 6,733 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6888% | 5,418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 3,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9657% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8749% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7590% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2573% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 5,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2663% | 6,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4479% | 6,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8547% | 6,774 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5442% | 5,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6323% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1680% | 2,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1800% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4809% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 3.2933% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3969% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1519% | 5,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4041% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4257% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5013% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3999% | 6,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4563% | 1,368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6536% | 1,821 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7421% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7497% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0726% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 1.9600% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4222% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8016% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9829% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0591% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7936% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2745% | 1,347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9475% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9151% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4247% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8382% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 2.9711% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2682% | 1,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1747% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2948% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9973% | 6,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2342% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9434% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3952% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3057% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8628% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 3.4782% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 6,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4784% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6330% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2939% | 6,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3966% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5956% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5935% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.6891% | 6,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6595% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9164% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6139% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4433% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6326% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5992% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1922% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1164% | 1,446 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1673% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2616% | 6,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6211% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6586% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.3184% | 6,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7367% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5070% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5355% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5899% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5296% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4134% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4647% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1651% | 1,447 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3418% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4076% | 6,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3483% | 2,732 |
| Percentage Net Loans Charged-off:Construction & development | -0.8574% | 6,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4216% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7735% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3745% | 1,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 3,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2138% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 3,945 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1009% | 1,412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1028% | 3,511 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6507% | 6,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1855% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2342% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1873% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7625% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1253% | 2,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 5,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3577% | 6,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2813% | 6,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3445% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2162% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 9.2210% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8967% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0763% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2845% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5128% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9952% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6637% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3149% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4829% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8086% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0420% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 11.4928% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9923% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0773% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0625% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1670% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8301% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3062% | 881 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8554% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4459% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6323% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 5.7611% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7948% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0721% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1928% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3075% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5794% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3126% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2077% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0585% | 6,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2612% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5093% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 10.7194% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7231% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5692% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6207% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3221% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 22.3464% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1168% | 6,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5021% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7466% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 9.7639% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4442% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3436% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4338% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4734% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4465% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2274% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8798% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2237% | 1,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8043% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8701% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 1.0542% | 2,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5909% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1050% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3379% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3689% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4635% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9422% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0527% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3041% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3972% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3468% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1929% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4700% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2294% | 2,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2505% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5787% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5742% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0837% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3331% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3147% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3471% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3900% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4664% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5108% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7493% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4934% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5361% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6103% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6019% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.4050% | 2,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7759% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1789% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3949% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4331% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6725% | 2,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0251% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4344% | 1,127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1571% | 1,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2201% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.2483% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1031% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9858% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2428% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1251% | 7,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5814% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1881% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.3754% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1483% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2748% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2726% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0637% | 7,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8850% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3188% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.7435% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4023% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4421% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3826% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7778% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4626% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5265% | 8,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0795% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 4,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 3,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1592% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6236% | 8,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0271% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 7,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 7,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2376% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6972% | 8,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4981% | 8,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6365% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7800% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6550% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1923% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6978% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8081% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8735% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1921% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1048% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6231% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7915% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1884% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7402% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7647% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2795% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.3207% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3081% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9042% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.3606% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 8,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1112% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5536% | 8,389 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9113% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 3,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.5382% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0521% | 8,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3266% | 8,533 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6628% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 7,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1046% | 8,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4736% | 8,657 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3691% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4013% | 2,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2036% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4250% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2583% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1390% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8328% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3597% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0961% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2351% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1710% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5165% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3141% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4958% | 1,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1989% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3217% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3092% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 4,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0547% | 5,825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8174% | 1,399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3448% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 3,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 5,539 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6596% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6743% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 7,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 4,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8147% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0276% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2181% | 8,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 6,842 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 5,977 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 7,290 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 7,164 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 6,458 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 7,128 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 10,359 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |