Home > Charter Bank > Assets and Liabilities
Charter Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 119 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $266,839,000 | 1,905 |
| Cash and due from depository institutions | $8,716,000 | 1,417 |
| Interest-bearing balances | $233,000 | 4,328 |
| Securities | $34,538,000 | 3,011 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,632 |
| Net loans & leases | $202,673,000 | 1,629 |
| Loan loss allowance | $2,991,000 | 1,386 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,789,000 | 1,877 |
| Other real estate owned | $0 | 1,417 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,123,000 | 1,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,839,000 | 1,905 |
| Total liabilities | $242,604,000 | 1,889 |
| Total deposits | $219,455,000 | 1,856 |
| Interest-bearing deposits | $167,031,000 | 2,114 |
| Deposits held in domestic offices | $219,455,000 | 1,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,991,000 | 1,371 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,893,000 | 1,775 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,265,000 | 1,359 |
| Total equity capital | $24,235,000 | 2,039 |
| Total bank equity capital | $24,235,000 | 2,039 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,796,000 | 2,073 |
| Surplus | $9,204,000 | 1,842 |
| Undivided profits | $13,235,000 | 2,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,811,000 | 1,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,199 |
| Income earned, not collected on loans | $889,000 | 3,857 |
| Earning assets | $246,444,000 | 1,886 |
| Long-term assets (5+ years) | $64,196,000 | 1,433 |
| Average Assets, year-to-date | $266,123,600 | 1,821 |
| Average Assets, quarterly | $268,794,500 | 1,869 |
| Volatile liabilities | $32,776,000 | 2,535 |
| Insider loans | $14,016,000 | 286 |
| FHLB advances | $13,832,000 | 1,643 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $41,418,000 | 1,459 |
| Tier 1 (core) risk-based capital | $23,821,000 | 1,949 |
| Tier 2 risk-based capital | $2,626,000 | 1,449 |
| Total risk weighted assets | $209,732,000 | 1,625 |
| Total unused commitments | $41,418,000 | 1,463 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 116 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $261,961,000 | 1,840 |
| Cash and due from depository institutions | $8,870,000 | 1,434 |
| Interest-bearing balances | $237,000 | 3,690 |
| Securities | $32,042,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,188 |
| Net loans & leases | $202,488,000 | 1,577 |
| Loan loss allowance | $2,640,000 | 1,469 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,914,000 | 1,772 |
| Other real estate owned | $0 | 1,434 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,647,000 | 2,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,961,000 | 1,840 |
| Total liabilities | $238,943,000 | 1,816 |
| Total deposits | $212,970,000 | 1,813 |
| Interest-bearing deposits | $160,022,000 | 2,122 |
| Deposits held in domestic offices | $212,970,000 | 1,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,635,000 | 1,475 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,646,000 | 1,491 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,692,000 | 1,235 |
| Total equity capital | $23,018,000 | 2,034 |
| Total bank equity capital | $23,018,000 | 2,034 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,796,000 | 2,104 |
| Surplus | $9,204,000 | 1,784 |
| Undivided profits | $12,018,000 | 2,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,760,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,307 |
| Income earned, not collected on loans | $1,139,000 | 2,358 |
| Earning assets | $244,767,000 | 1,817 |
| Long-term assets (5+ years) | $72,748,000 | 1,209 |
| Average Assets, year-to-date | $259,373,800 | 1,777 |
| Average Assets, quarterly | $261,797,500 | 1,822 |
| Volatile liabilities | $33,496,000 | 2,433 |
| Insider loans | $13,590,000 | 291 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $40,224,000 | 1,379 |
| Tier 1 (core) risk-based capital | $22,778,000 | 1,955 |
| Tier 2 risk-based capital | $2,585,980 | 1,402 |
| Total risk weighted assets | $206,824,280 | 1,572 |
| Total unused commitments | $40,224,000 | 1,380 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 119 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $252,019,000 | 1,863 |
| Cash and due from depository institutions | $7,802,000 | 1,425 |
| Interest-bearing balances | $146,000 | 4,318 |
| Securities | $46,436,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $184,323,000 | 1,646 |
| Loan loss allowance | $2,125,000 | 1,728 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,771,000 | 1,784 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,687,000 | 2,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,019,000 | 1,863 |
| Total liabilities | $231,820,000 | 1,832 |
| Total deposits | $204,794,000 | 1,843 |
| Interest-bearing deposits | $157,195,000 | 2,075 |
| Deposits held in domestic offices | $204,794,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,377,000 | 1,630 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,803,000 | 1,382 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,846,000 | 1,425 |
| Total equity capital | $20,199,000 | 2,199 |
| Total bank equity capital | $20,199,000 | 2,199 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,796,000 | 2,129 |
| Surplus | $9,204,000 | 1,773 |
| Undivided profits | $9,199,000 | 2,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,924,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,376 |
| Income earned, not collected on loans | $1,046,000 | 2,138 |
| Earning assets | $235,905,000 | 1,830 |
| Long-term assets (5+ years) | $86,751,000 | 1,086 |
| Average Assets, year-to-date | $254,809,200 | 1,770 |
| Average Assets, quarterly | $254,363,500 | 1,828 |
| Volatile liabilities | $29,560,000 | 2,567 |
| Insider loans | $10,395,000 | 396 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $43,694,000 | 1,327 |
| Tier 1 (core) risk-based capital | $21,083,000 | 2,112 |
| Tier 2 risk-based capital | $2,125,000 | 1,596 |
| Total risk weighted assets | $187,434,500 | 1,657 |
| Total unused commitments | $43,694,000 | 1,330 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 118 | 1,428 |
| Assets and Liabilities | ||
| Total Assets: | $245,922,000 | 1,876 |
| Cash and due from depository institutions | $8,337,000 | 1,428 |
| Interest-bearing balances | $63,000 | 5,413 |
| Securities | $52,062,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $176,678,000 | 1,593 |
| Loan loss allowance | $1,910,000 | 1,850 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,703,000 | 1,700 |
| Other real estate owned | $0 | 1,428 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,142,000 | 1,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,922,000 | 1,876 |
| Total liabilities | $226,266,000 | 1,829 |
| Total deposits | $203,461,000 | 1,856 |
| Interest-bearing deposits | $150,523,000 | 2,154 |
| Deposits held in domestic offices | $203,461,000 | 1,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 2,912 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,096,000 | 1,048 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,409,000 | 1,700 |
| Total equity capital | $19,656,000 | 2,299 |
| Total bank equity capital | $19,656,000 | 2,299 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,796,000 | 2,088 |
| Surplus | $8,204,000 | 1,886 |
| Undivided profits | $9,656,000 | 2,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,381,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,267 |
| Income earned, not collected on loans | $999,000 | 2,225 |
| Earning assets | $228,803,000 | 1,864 |
| Long-term assets (5+ years) | $59,679,000 | 1,359 |
| Average Assets, year-to-date | $235,216,400 | 1,863 |
| Average Assets, quarterly | $244,696,000 | 1,849 |
| Volatile liabilities | $18,065,000 | 3,279 |
| Insider loans | $12,708,000 | 295 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $57,046,000 | 1,034 |
| Tier 1 (core) risk-based capital | $19,492,000 | 2,191 |
| Tier 2 risk-based capital | $1,910,000 | 1,690 |
| Total risk weighted assets | $190,150,700 | 1,514 |
| Total unused commitments | $57,046,000 | 1,037 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 125 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $222,261,000 | 2,056 |
| Cash and due from depository institutions | $7,688,000 | 1,417 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $50,887,000 | 2,239 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,346 |
| Net loans & leases | $144,746,000 | 1,942 |
| Loan loss allowance | $1,922,000 | 1,851 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,309,000 | 1,474 |
| Other real estate owned | $0 | 1,417 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,631,000 | 1,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,261,000 | 2,056 |
| Total liabilities | $203,261,000 | 2,030 |
| Total deposits | $199,920,000 | 1,898 |
| Interest-bearing deposits | $161,965,000 | 2,001 |
| Deposits held in domestic offices | $199,920,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $965,000 | 2,697 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $106,000 | 4,748 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,270,000 | 1,829 |
| Total equity capital | $19,000,000 | 2,356 |
| Total bank equity capital | $19,000,000 | 2,356 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,796,000 | 2,094 |
| Surplus | $8,204,000 | 1,854 |
| Undivided profits | $9,000,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,712,000 | 1,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,358 |
| Income earned, not collected on loans | $874,000 | 2,624 |
| Earning assets | $205,633,000 | 2,040 |
| Long-term assets (5+ years) | $37,403,000 | 1,766 |
| Average Assets, year-to-date | $223,578,600 | 1,942 |
| Average Assets, quarterly | $223,431,500 | 2,019 |
| Volatile liabilities | $31,891,000 | 2,036 |
| Insider loans | $9,808,000 | 394 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $56,278,000 | 992 |
| Tier 1 (core) risk-based capital | $18,954,000 | 2,257 |
| Tier 2 risk-based capital | $1,922,000 | 1,588 |
| Total risk weighted assets | $176,306,600 | 1,601 |
| Total unused commitments | $56,278,000 | 998 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 119 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $224,805,000 | 2,086 |
| Cash and due from depository institutions | $8,795,000 | 1,579 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $66,065,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 1,005 |
| Net loans & leases | $129,551,000 | 2,192 |
| Loan loss allowance | $1,919,000 | 1,981 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,837,000 | 1,649 |
| Other real estate owned | $8,000 | 1,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,649,000 | 2,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,805,000 | 2,086 |
| Total liabilities | $204,961,000 | 2,061 |
| Total deposits | $197,606,000 | 1,968 |
| Interest-bearing deposits | $155,682,000 | 2,148 |
| Deposits held in domestic offices | $197,606,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,898,000 | 1,615 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $115,000 | 4,785 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,342,000 | 1,792 |
| Total equity capital | $19,844,000 | 2,271 |
| Total bank equity capital | $19,844,000 | 2,271 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,796,000 | 2,227 |
| Surplus | $1,796,000 | 5,929 |
| Undivided profits | $16,252,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,561 |
| Income earned, not collected on loans | $841,000 | 2,710 |
| Earning assets | $208,516,000 | 2,072 |
| Long-term assets (5+ years) | $39,169,000 | 1,576 |
| Average Assets, year-to-date | $220,349,000 | 2,055 |
| Average Assets, quarterly | $221,803,500 | 2,089 |
| Volatile liabilities | $29,913,000 | 2,085 |
| Insider loans | $9,654,000 | 449 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $49,761,000 | 1,061 |
| Tier 1 (core) risk-based capital | $19,745,000 | 2,178 |
| Tier 2 risk-based capital | $1,919,000 | 1,651 |
| Total risk weighted assets | $160,842,500 | 1,768 |
| Total unused commitments | $49,761,000 | 1,067 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 117 | 1,639 |
| Assets and Liabilities | ||
| Total Assets: | $219,093,000 | 2,162 |
| Cash and due from depository institutions | $8,336,000 | 1,639 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $72,033,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $14,800,000 | 956 |
| Net loans & leases | $115,838,000 | 2,382 |
| Loan loss allowance | $1,820,000 | 2,108 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,805,000 | 1,608 |
| Other real estate owned | $416,000 | 1,639 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,865,000 | 2,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,093,000 | 2,162 |
| Total liabilities | $200,070,000 | 2,132 |
| Total deposits | $189,159,000 | 2,083 |
| Interest-bearing deposits | $150,904,000 | 2,255 |
| Deposits held in domestic offices | $189,159,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,671,000 | 1,207 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $140,000 | 4,216 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,100,000 | 2,023 |
| Total equity capital | $19,023,000 | 2,346 |
| Total bank equity capital | $19,023,000 | 2,346 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,796,000 | 2,282 |
| Surplus | $1,796,000 | 5,994 |
| Undivided profits | $15,431,000 | 1,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,269 |
| Income earned, not collected on loans | $892,000 | 2,597 |
| Earning assets | $202,671,000 | 2,153 |
| Long-term assets (5+ years) | $37,314,000 | 1,518 |
| Average Assets, year-to-date | $198,538,400 | 2,275 |
| Average Assets, quarterly | $209,237,000 | 2,223 |
| Volatile liabilities | $23,087,000 | 2,345 |
| Insider loans | $7,932,000 | 558 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $42,750,000 | 1,151 |
| Tier 1 (core) risk-based capital | $18,703,000 | 2,289 |
| Tier 2 risk-based capital | $1,820,000 | 1,726 |
| Total risk weighted assets | $155,048,100 | 1,825 |
| Total unused commitments | $42,750,000 | 1,159 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 117 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $186,649,000 | 2,463 |
| Cash and due from depository institutions | $9,229,000 | 1,706 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $55,015,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,053 |
| Net loans & leases | $106,051,000 | 2,535 |
| Loan loss allowance | $1,660,000 | 2,317 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,923,000 | 1,913 |
| Other real estate owned | $707,000 | 1,706 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,824,000 | 2,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,649,000 | 2,463 |
| Total liabilities | $170,097,000 | 2,458 |
| Total deposits | $166,757,000 | 2,312 |
| Interest-bearing deposits | $131,186,000 | 2,519 |
| Deposits held in domestic offices | $166,757,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,021,000 | 2,629 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $48,000 | 5,030 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,271,000 | 2,530 |
| Total equity capital | $16,552,000 | 2,466 |
| Total bank equity capital | $16,552,000 | 2,466 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,796,000 | 2,342 |
| Surplus | $1,796,000 | 6,013 |
| Undivided profits | $12,960,000 | 1,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 2,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,494 |
| Income earned, not collected on loans | $676,000 | 3,036 |
| Earning assets | $169,966,000 | 2,478 |
| Long-term assets (5+ years) | $20,819,000 | 2,458 |
| Average Assets, year-to-date | $180,722,400 | 2,462 |
| Average Assets, quarterly | $184,646,500 | 2,466 |
| Volatile liabilities | $11,852,000 | 3,848 |
| Insider loans | $9,384,000 | 471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $41,461,000 | 1,130 |
| Tier 1 (core) risk-based capital | $17,360,000 | 2,363 |
| Tier 2 risk-based capital | $1,660,000 | 1,865 |
| Total risk weighted assets | $135,943,300 | 2,005 |
| Total unused commitments | $41,461,000 | 1,137 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 115 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $170,838,000 | 2,697 |
| Cash and due from depository institutions | $6,126,000 | 1,811 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $49,274,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 5,894 |
| Net loans & leases | $108,015,000 | 2,426 |
| Loan loss allowance | $1,477,000 | 2,666 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,732,000 | 2,686 |
| Other real estate owned | $707,000 | 1,811 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,034,000 | 3,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,838,000 | 2,697 |
| Total liabilities | $153,434,000 | 2,725 |
| Total deposits | $150,580,000 | 2,620 |
| Interest-bearing deposits | $124,573,000 | 2,743 |
| Deposits held in domestic offices | $150,580,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,088,000 | 2,190 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $31,000 | 4,767 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $735,000 | 3,994 |
| Total equity capital | $17,404,000 | 2,320 |
| Total bank equity capital | $17,404,000 | 2,320 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,796,000 | 2,383 |
| Surplus | $1,796,000 | 6,020 |
| Undivided profits | $13,812,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 3,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,865 |
| Income earned, not collected on loans | $638,000 | 2,827 |
| Earning assets | $159,239,000 | 2,664 |
| Long-term assets (5+ years) | $36,691,000 | 1,576 |
| Average Assets, year-to-date | $171,756,800 | 2,618 |
| Average Assets, quarterly | $173,054,500 | 2,647 |
| Volatile liabilities | $5,191,000 | 6,390 |
| Insider loans | $6,578,000 | 643 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $146,000 | 1,511 |
| Unused loan commitments | $39,145,000 | 1,180 |
| Tier 1 (core) risk-based capital | $17,261,000 | 2,277 |
| Tier 2 risk-based capital | $1,477,000 | 2,051 |
| Total risk weighted assets | $139,458,300 | 1,939 |
| Total unused commitments | $39,145,000 | 1,201 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 111 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $171,787,000 | 2,759 |
| Cash and due from depository institutions | $7,363,000 | 1,942 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $44,067,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,796 |
| Net loans & leases | $105,122,000 | 2,549 |
| Loan loss allowance | $1,406,000 | 2,834 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,787,000 | 2,645 |
| Other real estate owned | $1,155,000 | 1,942 |
| Goodwill and other intangibles | $1,000 | 3,076 |
| All other assets | $2,092,000 | 3,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,787,000 | 2,759 |
| Total liabilities | $155,428,000 | 2,789 |
| Total deposits | $151,971,000 | 2,722 |
| Interest-bearing deposits | $125,306,000 | 2,876 |
| Deposits held in domestic offices | $151,971,000 | 2,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,558,000 | 1,841 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $47,000 | 4,630 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $852,000 | 3,745 |
| Total equity capital | $16,359,000 | 2,343 |
| Total bank equity capital | $16,359,000 | 2,343 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,796,000 | 2,475 |
| Surplus | $1,796,000 | 5,941 |
| Undivided profits | $12,767,000 | 1,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 3,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $725,000 | 2,728 |
| Earning assets | $159,389,000 | 2,709 |
| Long-term assets (5+ years) | $17,402,000 | 2,882 |
| Average Assets, year-to-date | $171,116,000 | 2,692 |
| Average Assets, quarterly | $170,839,000 | 2,748 |
| Volatile liabilities | $7,321,000 | 5,137 |
| Insider loans | $1,797,000 | 379 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $667,000 | 833 |
| Unused loan commitments | $42,240,000 | 1,063 |
| Tier 1 (core) risk-based capital | $16,358,000 | 2,284 |
| Tier 2 risk-based capital | $1,406,000 | 2,182 |
| Total risk weighted assets | $139,029,400 | 2,015 |
| Total unused commitments | $42,240,000 | 1,082 |
| Derivatives | $0 | 651 |