Home > Charter Alliance Bank > Income and Expense

Charter Alliance Bank, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$1,220,0007,239
Total interest expense$248,0007,205
Net interest income$972,0007,195
Provision for loan and lease losses$101,0006,005
Total noninterest income$77,0006,856
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$44,0006,321
Trading account gains and fees$0175
Additional Noninterest Income$33,0006,362
Total noninterest expense$799,0007,290
Salaries and employee benefits$357,0007,381
Premises and equipment expense$178,0006,385
Additional noninterest expense$264,0007,215
Pre-tax net operating income$149,0005,341
Securities gains (losses)$03,793
Applicable income taxes$54,0003,592
Income before extraordinary items$95,0005,637
Extraordinary gains, net$029
Net income$95,0005,638
Minority interest net income$0111
Net income of bank and minority interests.$95,0005,638
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$95,0005,499
2010-09-30 (YTD Data)Rank
Total interest income$903,0007,361
Total interest expense$201,0007,285
Net interest income$702,0007,320
Provision for loan and lease losses$101,0005,663
Total noninterest income$51,0007,070
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$26,0006,547
Trading account gains and fees$0165
Additional Noninterest Income$25,0006,532
Total noninterest expense$584,0007,384
Salaries and employee benefits$260,0007,483
Premises and equipment expense$133,0006,484
Additional noninterest expense$191,0007,332
Pre-tax net operating income$68,0005,735
Securities gains (losses)$03,651
Applicable income taxes$23,0003,935
Income before extraordinary items$45,0005,953
Extraordinary gains, net$023
Net income$45,0005,953
Minority interest net income$0110
Net income of bank and minority interests.$45,0005,953
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$45,0005,830
2010-06-30 (YTD Data)Rank
Total interest income$577,0007,454
Total interest expense$138,0007,341
Net interest income$439,0007,422
Provision for loan and lease losses$62,0005,575
Total noninterest income$31,0007,173
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$14,0006,675
Trading account gains and fees$0152
Additional Noninterest Income$17,0006,572
Total noninterest expense$372,0007,486
Salaries and employee benefits$163,0007,579
Premises and equipment expense$68,0006,872
Additional noninterest expense$141,0007,301
Pre-tax net operating income$36,0005,895
Securities gains (losses)$03,184
Applicable income taxes$12,0004,023
Income before extraordinary items$24,0006,060
Extraordinary gains, net$019
Net income$24,0006,062
Minority interest net income$0105
Net income of bank and minority interests.$24,0006,061
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$24,0005,961
2010-03-31 (YTD Data)Rank
Total interest income$262,0007,603
Total interest expense$69,0007,451
Net interest income$193,0007,592
Provision for loan and lease losses$33,0005,259
Total noninterest income$15,0007,289
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$8,0006,771
Total noninterest expense$172,0007,646
Salaries and employee benefits$78,0007,700
Premises and equipment expense$35,0006,925
Additional noninterest expense$59,0007,535
Pre-tax net operating income$3,0006,214
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$2,0006,362
Extraordinary gains, net$016
Net income$2,0006,365
Minority interest net income$091
Net income of bank and minority interests.$2,0006,364
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,0006,255
2009-12-31 (YTD Data)Rank
Total interest income$568,0007,881
Total interest expense$133,0007,870
Net interest income$435,0007,863
Provision for loan and lease losses$153,0006,042
Total noninterest income$76,0007,187
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$12,0006,992
Trading account gains and fees$0211
Additional Noninterest Income$64,0006,127
Total noninterest expense$600,0007,802
Salaries and employee benefits$293,0007,813
Premises and equipment expense$119,0007,194
Additional noninterest expense$188,0007,785
Pre-tax net operating income$-242,0005,755
Securities gains (losses)$03,754
Applicable income taxes$-94,0006,560
Income before extraordinary items$-148,0005,751
Extraordinary gains, net$034
Net income$-148,0005,750
Minority interest net income$0115
Net income of bank and minority interests.$-148,0005,750
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,965,000186
Net operating income$-148,0005,743
2009-09-30 (YTD Data)Rank
Total interest income$338,0008,010
Total interest expense$66,0008,000
Net interest income$272,0007,985
Provision for loan and lease losses$111,0005,850
Total noninterest income$65,0007,229
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,0007,062
Trading account gains and fees$0212
Additional Noninterest Income$57,0006,100
Total noninterest expense$447,0007,863
Salaries and employee benefits$221,0007,881
Premises and equipment expense$78,0007,395
Additional noninterest expense$148,0007,822
Pre-tax net operating income$-221,0006,046
Securities gains (losses)$03,497
Applicable income taxes$-75,0006,886
Income before extraordinary items$-146,0006,041
Extraordinary gains, net$027
Net income$-146,0006,042
Minority interest net income$0118
Net income of bank and minority interests.$-146,0006,041
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,965,000154
Net operating income$-146,0006,019
2009-06-30 (YTD Data)Rank
Total interest income$151,0008,138
Total interest expense$28,0008,124
Net interest income$123,0008,116
Provision for loan and lease losses$98,0005,365
Total noninterest income$48,0007,191
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,0007,196
Trading account gains and fees$0193
Additional Noninterest Income$46,0005,941
Total noninterest expense$288,0007,968
Salaries and employee benefits$148,0007,964
Premises and equipment expense$41,0007,675
Additional noninterest expense$99,0007,889
Pre-tax net operating income$-215,0006,306
Securities gains (losses)$03,136
Applicable income taxes$-74,0007,073
Income before extraordinary items$-141,0006,266
Extraordinary gains, net$021
Net income$-141,0006,265
Minority interest net income$0112
Net income of bank and minority interests.$-141,0006,265
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$4,965,000111
Net operating income$-141,0006,238
2009-03-31 (YTD Data)Rank
Total interest income$28,0008,224
Total interest expense$3,0008,208
Net interest income$25,0008,204
Provision for loan and lease losses$40,0005,160
Total noninterest income$30,0007,020
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$30,0005,617
Total noninterest expense$126,0008,078
Salaries and employee benefits$75,0008,010
Premises and equipment expense$15,0007,890
Additional noninterest expense$36,0008,048
Pre-tax net operating income$-111,0006,688
Securities gains (losses)$02,434
Applicable income taxes$-38,0007,380
Income before extraordinary items$-73,0006,741
Extraordinary gains, net$015
Net income$-73,0006,742
Minority interest net income$0102
Net income of bank and minority interests.$-73,0006,742
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$4,965,00062
Net operating income$-73,0006,642

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.