Home > Charter Alliance Bank > Assets and Liabilities
Charter Alliance Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 7 | 7,244 |
| Assets and Liabilities | ||
| Total Assets: | $17,996,000 | 7,512 |
| Cash and due from depository institutions | $1,972,000 | 7,244 |
| Interest-bearing balances | $1,442,000 | 5,276 |
| Securities | $0 | 7,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $13,962,000 | 7,211 |
| Loan loss allowance | $254,000 | 6,859 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,844,000 | 4,355 |
| Other real estate owned | $0 | 7,244 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $218,000 | 7,567 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $17,996,000 | 7,512 |
| Total liabilities | $13,084,000 | 7,553 |
| Total deposits | $12,955,000 | 7,532 |
| Interest-bearing deposits | $11,352,000 | 7,478 |
| Deposits held in domestic offices | $12,955,000 | 7,532 |
| % insured | 92.63% | 3,008 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $129,000 | 6,687 |
| Total equity capital | $4,912,000 | 6,660 |
| Total bank equity capital | $4,912,000 | 6,660 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $100,000 | 5,703 |
| Surplus | $4,900,000 | 3,955 |
| Undivided profits | $-88,000 | 6,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $71,000 | 7,510 |
| Earning assets | $15,404,000 | 7,518 |
| Long-term assets (5+ years) | $1,082,000 | 6,701 |
| Average Assets, year-to-date | $19,965,400 | 7,467 |
| Average Assets, quarterly | $19,629,500 | 7,483 |
| Volatile liabilities | $7,712,000 | 6,427 |
| Insider loans | $1,233,000 | 3,673 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $3,692,000 | 5,625 |
| Tier 1 (core) risk-based capital | $4,814,000 | 6,629 |
| Tier 2 risk-based capital | $193,000 | 7,011 |
| Total risk weighted assets | $15,407,000 | 7,282 |
| Total unused commitments | $3,692,000 | 5,627 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 7 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $21,263,000 | 7,535 |
| Cash and due from depository institutions | $4,518,000 | 7,328 |
| Interest-bearing balances | $3,848,000 | 4,217 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $14,698,000 | 7,270 |
| Loan loss allowance | $254,000 | 6,946 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,865,000 | 4,392 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $182,000 | 7,700 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $21,263,000 | 7,535 |
| Total liabilities | $16,401,000 | 7,564 |
| Total deposits | $16,203,000 | 7,539 |
| Interest-bearing deposits | $14,447,000 | 7,473 |
| Deposits held in domestic offices | $16,203,000 | 7,539 |
| % insured | 91.89% | 2,808 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $198,000 | 6,585 |
| Total equity capital | $4,862,000 | 6,792 |
| Total bank equity capital | $4,862,000 | 6,792 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $100,000 | 5,793 |
| Surplus | $4,900,000 | 3,982 |
| Undivided profits | $-138,000 | 6,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $64,000 | 7,638 |
| Earning assets | $18,546,000 | 7,531 |
| Long-term assets (5+ years) | $1,188,000 | 6,756 |
| Average Assets, year-to-date | $20,457,750 | 7,550 |
| Average Assets, quarterly | $21,994,500 | 7,519 |
| Volatile liabilities | $9,936,000 | 6,135 |
| Insider loans | $1,354,000 | 3,551 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $5,335,000 | 5,167 |
| Tier 1 (core) risk-based capital | $4,791,000 | 6,733 |
| Tier 2 risk-based capital | $208,000 | 7,027 |
| Total risk weighted assets | $16,591,000 | 7,326 |
| Total unused commitments | $5,335,000 | 5,171 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 7 | 7,404 |
| Assets and Liabilities | ||
| Total Assets: | $22,726,000 | 7,570 |
| Cash and due from depository institutions | $6,557,000 | 7,404 |
| Interest-bearing balances | $5,907,000 | 3,506 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $14,081,000 | 7,352 |
| Loan loss allowance | $215,000 | 7,160 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,888,000 | 4,398 |
| Other real estate owned | $0 | 7,404 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $200,000 | 7,748 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $22,726,000 | 7,570 |
| Total liabilities | $17,885,000 | 7,591 |
| Total deposits | $17,733,000 | 7,559 |
| Interest-bearing deposits | $15,998,000 | 7,496 |
| Deposits held in domestic offices | $17,733,000 | 7,559 |
| % insured | 88.79% | 4,040 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $152,000 | 6,873 |
| Total equity capital | $4,841,000 | 6,834 |
| Total bank equity capital | $4,841,000 | 6,834 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $100,000 | 5,845 |
| Surplus | $4,900,000 | 3,999 |
| Undivided profits | $-159,000 | 6,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $58,000 | 7,716 |
| Earning assets | $19,988,000 | 7,566 |
| Long-term assets (5+ years) | $1,216,000 | 6,805 |
| Average Assets, year-to-date | $20,189,330 | 7,621 |
| Average Assets, quarterly | $20,757,000 | 7,609 |
| Volatile liabilities | $10,447,000 | 6,100 |
| Insider loans | $748,000 | 4,613 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,082,000 | 6,096 |
| Tier 1 (core) risk-based capital | $4,759,000 | 6,788 |
| Tier 2 risk-based capital | $198,000 | 7,129 |
| Total risk weighted assets | $15,795,000 | 7,420 |
| Total unused commitments | $3,082,000 | 6,101 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 6 | 7,621 |
| Assets and Liabilities | ||
| Total Assets: | $18,788,000 | 7,753 |
| Cash and due from depository institutions | $3,862,000 | 7,621 |
| Interest-bearing balances | $3,480,000 | 4,214 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $12,809,000 | 7,492 |
| Loan loss allowance | $186,000 | 7,350 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,911,000 | 4,443 |
| Other real estate owned | $0 | 7,621 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $206,000 | 7,856 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $18,788,000 | 7,753 |
| Total liabilities | $13,969,000 | 7,799 |
| Total deposits | $13,824,000 | 7,773 |
| Interest-bearing deposits | $12,846,000 | 7,685 |
| Deposits held in domestic offices | $13,824,000 | 7,772 |
| % insured | 99.11% | 292 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $145,000 | 6,924 |
| Total equity capital | $4,819,000 | 6,903 |
| Total bank equity capital | $4,819,000 | 6,903 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $100,000 | 5,930 |
| Surplus | $4,900,000 | 4,046 |
| Undivided profits | $-181,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $52,000 | 7,837 |
| Earning assets | $16,289,000 | 7,748 |
| Long-term assets (5+ years) | $1,025,000 | 6,913 |
| Average Assets, year-to-date | $18,921,000 | 7,749 |
| Average Assets, quarterly | $18,921,000 | 7,749 |
| Volatile liabilities | $9,639,000 | 6,329 |
| Insider loans | $656,000 | 4,899 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,150,000 | 6,200 |
| Tier 1 (core) risk-based capital | $4,720,000 | 6,855 |
| Tier 2 risk-based capital | $182,000 | 7,266 |
| Total risk weighted assets | $14,545,000 | 7,560 |
| Total unused commitments | $3,150,000 | 6,205 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 6 | 7,696 |
| Assets and Liabilities | ||
| Total Assets: | $19,054,000 | 7,817 |
| Cash and due from depository institutions | $6,454,000 | 7,696 |
| Interest-bearing balances | $6,041,000 | 3,028 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $10,467,000 | 7,693 |
| Loan loss allowance | $153,000 | 7,542 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,932,000 | 4,472 |
| Other real estate owned | $0 | 7,696 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $201,000 | 7,937 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $19,054,000 | 7,817 |
| Total liabilities | $14,237,000 | 7,849 |
| Total deposits | $14,109,000 | 7,829 |
| Interest-bearing deposits | $12,989,000 | 7,751 |
| Deposits held in domestic offices | $14,109,000 | 7,828 |
| % insured | 99.33% | 253 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $128,000 | 7,124 |
| Total equity capital | $4,817,000 | 6,953 |
| Total bank equity capital | $4,817,000 | 6,953 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $100,000 | 5,989 |
| Surplus | $4,900,000 | 4,075 |
| Undivided profits | $-183,000 | 6,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $33,000 | 7,937 |
| Earning assets | $16,508,000 | 7,811 |
| Long-term assets (5+ years) | $796,000 | 7,015 |
| Average Assets, year-to-date | $13,682,000 | 7,924 |
| Average Assets, quarterly | $17,156,500 | 7,856 |
| Volatile liabilities | $9,592,000 | 6,347 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,035,000 | 6,248 |
| Tier 1 (core) risk-based capital | $4,723,000 | 6,910 |
| Tier 2 risk-based capital | $153,000 | 7,454 |
| Total risk weighted assets | $13,618,000 | 7,679 |
| Total unused commitments | $3,035,000 | 6,250 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 6 | 7,778 |
| Assets and Liabilities | ||
| Total Assets: | $15,259,000 | 7,974 |
| Cash and due from depository institutions | $3,643,000 | 7,778 |
| Interest-bearing balances | $3,413,000 | 3,629 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 3,680 |
| Net loans & leases | $8,525,000 | 7,849 |
| Loan loss allowance | $111,000 | 7,773 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,961,000 | 4,479 |
| Other real estate owned | $0 | 7,778 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $155,000 | 8,017 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $15,259,000 | 7,974 |
| Total liabilities | $10,440,000 | 8,010 |
| Total deposits | $10,353,000 | 7,986 |
| Interest-bearing deposits | $9,673,000 | 7,908 |
| Deposits held in domestic offices | $10,353,000 | 7,985 |
| % insured | 99.46% | 283 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $87,000 | 7,707 |
| Total equity capital | $4,819,000 | 7,065 |
| Total bank equity capital | $4,819,000 | 7,065 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $4,900,000 | 4,075 |
| Undivided profits | $-181,000 | 6,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $30,000 | 8,031 |
| Earning assets | $12,913,000 | 7,977 |
| Long-term assets (5+ years) | $409,000 | 7,173 |
| Average Assets, year-to-date | $11,891,330 | 8,029 |
| Average Assets, quarterly | $13,898,500 | 7,999 |
| Volatile liabilities | $6,743,000 | 6,876 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,058,000 | 6,337 |
| Tier 1 (core) risk-based capital | $4,744,000 | 7,000 |
| Tier 2 risk-based capital | $111,000 | 7,717 |
| Total risk weighted assets | $11,329,000 | 7,834 |
| Total unused commitments | $3,058,000 | 6,341 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 6 | 7,868 |
| Assets and Liabilities | ||
| Total Assets: | $12,538,000 | 8,117 |
| Cash and due from depository institutions | $2,093,000 | 7,868 |
| Interest-bearing balances | $1,695,000 | 4,175 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 4,268 |
| Net loans & leases | $7,594,000 | 7,960 |
| Loan loss allowance | $98,000 | 7,899 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,984,000 | 4,495 |
| Other real estate owned | $0 | 7,868 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $142,000 | 8,116 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $12,538,000 | 8,117 |
| Total liabilities | $7,713,000 | 8,135 |
| Total deposits | $7,638,000 | 8,115 |
| Interest-bearing deposits | $6,773,000 | 8,063 |
| Deposits held in domestic offices | $7,638,000 | 8,114 |
| % insured | 64.94% | 6,770 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $75,000 | 7,889 |
| Total equity capital | $4,825,000 | 7,099 |
| Total bank equity capital | $4,825,000 | 7,099 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $4,900,000 | 4,113 |
| Undivided profits | $-175,000 | 6,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $26,000 | 8,127 |
| Earning assets | $10,014,000 | 8,119 |
| Long-term assets (5+ years) | $499,000 | 7,212 |
| Average Assets, year-to-date | $10,207,500 | 8,143 |
| Average Assets, quarterly | $10,207,500 | 8,144 |
| Volatile liabilities | $4,331,000 | 7,387 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,350,000 | 7,307 |
| Tier 1 (core) risk-based capital | $4,751,000 | 7,049 |
| Tier 2 risk-based capital | $98,000 | 7,838 |
| Total risk weighted assets | $9,821,000 | 7,980 |
| Total unused commitments | $1,350,000 | 7,308 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 6 | 7,918 |
| Assets and Liabilities | ||
| Total Assets: | $7,877,000 | 8,221 |
| Cash and due from depository institutions | $1,950,000 | 7,918 |
| Interest-bearing balances | $1,749,000 | 3,873 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 4,766 |
| Net loans & leases | $3,191,000 | 8,162 |
| Loan loss allowance | $40,000 | 8,118 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,987,000 | 4,524 |
| Other real estate owned | $0 | 7,918 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $99,000 | 8,215 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $7,877,000 | 8,221 |
| Total liabilities | $2,985,000 | 8,226 |
| Total deposits | $2,961,000 | 8,203 |
| Interest-bearing deposits | $2,453,000 | 8,169 |
| Deposits held in domestic offices | $2,961,000 | 8,203 |
| % insured | 63.45% | 6,960 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $24,000 | 8,197 |
| Total equity capital | $4,892,000 | 7,145 |
| Total bank equity capital | $4,892,000 | 7,145 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $4,900,000 | 4,122 |
| Undivided profits | $-108,000 | 6,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $12,000 | 8,200 |
| Earning assets | $5,590,000 | 8,221 |
| Long-term assets (5+ years) | $309,000 | 7,302 |
| Average Assets, year-to-date | $7,877,000 | 8,219 |
| Average Assets, quarterly | $7,877,000 | 8,219 |
| Volatile liabilities | $1,298,000 | 8,006 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $1,597,000 | 7,247 |
| Tier 1 (core) risk-based capital | $4,854,000 | 7,072 |
| Tier 2 risk-based capital | $40,000 | 8,098 |
| Total risk weighted assets | $5,744,000 | 8,162 |
| Total unused commitments | $1,597,000 | 7,247 |
| Derivatives | $0 | 1,177 |