Home > Charter 1 Bank > Assets and Liabilities
Charter 1 Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $40,342,000 | 7,578 |
| Cash and due from depository institutions | $1,436,000 | 6,099 |
| Interest-bearing balances | $18,000 | 6,444 |
| Securities | $7,270,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $2,695,000 | 4,703 |
| Net loans & leases | $24,542,000 | 7,293 |
| Loan loss allowance | $359,000 | 6,988 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,323,000 | 5,197 |
| Other real estate owned | $929,000 | 6,099 |
| Goodwill and other intangibles | $1,681,000 | 1,238 |
| All other assets | $466,000 | 8,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,342,000 | 7,578 |
| Total liabilities | $34,138,000 | 7,698 |
| Total deposits | $33,945,000 | 7,548 |
| Interest-bearing deposits | $27,742,000 | 7,642 |
| Deposits held in domestic offices | $33,945,000 | 7,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $193,000 | 7,502 |
| Total equity capital | $6,204,000 | 6,479 |
| Total bank equity capital | $6,204,000 | 6,479 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $50,000 | 7,740 |
| Surplus | $6,072,000 | 2,796 |
| Undivided profits | $82,000 | 8,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 4,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $202,000 | 8,015 |
| Earning assets | $34,525,000 | 7,725 |
| Long-term assets (5+ years) | $684,000 | 7,885 |
| Average Assets, year-to-date | $40,441,000 | 7,548 |
| Average Assets, quarterly | $40,441,000 | 7,548 |
| Volatile liabilities | $1,856,000 | 8,601 |
| Insider loans | $1,050,000 | 3,832 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,043,000 | 6,694 |
| Tier 1 (core) risk-based capital | $4,523,000 | 7,347 |
| Tier 2 risk-based capital | $308,000 | 7,067 |
| Total risk weighted assets | $24,580,000 | 7,538 |
| Total unused commitments | $3,043,000 | 6,710 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $40,540,000 | 7,563 |
| Cash and due from depository institutions | $1,798,000 | 6,103 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $6,268,000 | 7,462 |
| Federal funds sold & reverse repurchase agreements | $3,398,000 | 3,673 |
| Net loans & leases | $24,664,000 | 7,344 |
| Loan loss allowance | $366,000 | 6,918 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,332,000 | 5,173 |
| Other real estate owned | $929,000 | 6,103 |
| Goodwill and other intangibles | $1,715,000 | 1,212 |
| All other assets | $436,000 | 8,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,540,000 | 7,563 |
| Total liabilities | $34,383,000 | 7,678 |
| Total deposits | $34,238,000 | 7,518 |
| Interest-bearing deposits | $27,480,000 | 7,646 |
| Deposits held in domestic offices | $34,238,000 | 7,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $145,000 | 8,105 |
| Total equity capital | $6,157,000 | 6,479 |
| Total bank equity capital | $6,157,000 | 6,479 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $50,000 | 7,773 |
| Surplus | $6,072,000 | 2,756 |
| Undivided profits | $35,000 | 8,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $173,000 | 8,343 |
| Earning assets | $34,347,000 | 7,752 |
| Long-term assets (5+ years) | $706,000 | 7,894 |
| Average Assets, year-to-date | $40,590,000 | 7,431 |
| Average Assets, quarterly | $39,323,500 | 7,627 |
| Volatile liabilities | $2,015,000 | 8,579 |
| Insider loans | $1,093,000 | 3,745 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,010,000 | 6,572 |
| Tier 1 (core) risk-based capital | $4,442,000 | 7,382 |
| Tier 2 risk-based capital | $308,000 | 7,088 |
| Total risk weighted assets | $24,573,000 | 7,587 |
| Total unused commitments | $3,010,000 | 6,574 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $40,963,000 | 7,544 |
| Cash and due from depository institutions | $2,798,000 | 6,124 |
| Interest-bearing balances | $12,000 | 6,548 |
| Securities | $5,649,000 | 7,746 |
| Federal funds sold & reverse repurchase agreements | $1,537,000 | 5,241 |
| Net loans & leases | $28,068,000 | 7,029 |
| Loan loss allowance | $376,000 | 6,757 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,400,000 | 5,039 |
| Other real estate owned | $935,000 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $576,000 | 8,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,963,000 | 7,544 |
| Total liabilities | $36,880,000 | 7,491 |
| Total deposits | $36,681,000 | 7,330 |
| Interest-bearing deposits | $30,292,000 | 7,419 |
| Deposits held in domestic offices | $36,681,000 | 7,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $199,000 | 7,911 |
| Total equity capital | $4,083,000 | 7,741 |
| Total bank equity capital | $4,083,000 | 7,741 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $50,000 | 7,980 |
| Surplus | $850,000 | 7,254 |
| Undivided profits | $3,183,000 | 5,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $154,000 | 8,758 |
| Earning assets | $35,266,000 | 7,703 |
| Long-term assets (5+ years) | $393,000 | 8,226 |
| Average Assets, year-to-date | $40,495,200 | 7,409 |
| Average Assets, quarterly | $40,882,500 | 7,501 |
| Volatile liabilities | $4,527,000 | 7,575 |
| Insider loans | $784,000 | 4,458 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,292,000 | 6,426 |
| Tier 1 (core) risk-based capital | $4,083,000 | 7,624 |
| Tier 2 risk-based capital | $336,000 | 6,778 |
| Total risk weighted assets | $26,860,000 | 7,379 |
| Total unused commitments | $3,292,000 | 6,431 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $39,122,000 | 7,655 |
| Cash and due from depository institutions | $1,624,000 | 6,049 |
| Interest-bearing balances | $13,000 | 6,231 |
| Securities | $4,929,000 | 8,386 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 6,864 |
| Net loans & leases | $29,517,000 | 6,863 |
| Loan loss allowance | $388,000 | 6,563 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,465,000 | 4,916 |
| Other real estate owned | $1,003,000 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $492,000 | 8,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,122,000 | 7,655 |
| Total liabilities | $35,453,000 | 7,584 |
| Total deposits | $34,152,000 | 7,498 |
| Interest-bearing deposits | $28,113,000 | 7,604 |
| Deposits held in domestic offices | $34,152,000 | 7,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,030,000 | 4,518 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $271,000 | 7,570 |
| Total equity capital | $3,669,000 | 8,088 |
| Total bank equity capital | $3,669,000 | 8,088 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $50,000 | 8,238 |
| Surplus | $850,000 | 7,405 |
| Undivided profits | $2,769,000 | 5,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $207,000 | 7,900 |
| Earning assets | $34,551,000 | 7,741 |
| Long-term assets (5+ years) | $569,000 | 8,267 |
| Average Assets, year-to-date | $37,436,200 | 7,607 |
| Average Assets, quarterly | $38,893,500 | 7,620 |
| Volatile liabilities | $4,422,000 | 7,711 |
| Insider loans | $784,000 | 4,461 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,137,000 | 5,841 |
| Tier 1 (core) risk-based capital | $3,669,000 | 8,013 |
| Tier 2 risk-based capital | $345,540 | 6,615 |
| Total risk weighted assets | $27,600,740 | 7,233 |
| Total unused commitments | $4,137,000 | 5,844 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 23 | 6,217 |
| Assets and Liabilities | ||
| Total Assets: | $34,790,000 | 8,094 |
| Cash and due from depository institutions | $1,850,000 | 6,217 |
| Interest-bearing balances | $5,000 | 6,580 |
| Securities | $4,947,000 | 8,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $26,123,000 | 7,208 |
| Loan loss allowance | $212,000 | 8,311 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,542,000 | 4,781 |
| Other real estate owned | $21,000 | 6,217 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $307,000 | 9,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,790,000 | 8,094 |
| Total liabilities | $31,299,000 | 8,038 |
| Total deposits | $31,085,000 | 7,893 |
| Interest-bearing deposits | $25,110,000 | 8,041 |
| Deposits held in domestic offices | $31,085,000 | 7,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $214,000 | 7,898 |
| Total equity capital | $3,491,000 | 8,246 |
| Total bank equity capital | $3,491,000 | 8,246 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $850,000 | 7,570 |
| Undivided profits | $2,591,000 | 5,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $164,000 | 8,265 |
| Earning assets | $31,075,000 | 8,152 |
| Long-term assets (5+ years) | $758,000 | 8,441 |
| Average Assets, year-to-date | $33,451,000 | 8,061 |
| Average Assets, quarterly | $34,384,000 | 8,085 |
| Volatile liabilities | $2,029,000 | 8,977 |
| Insider loans | $908,000 | 3,982 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,151,000 | 6,556 |
| Tier 1 (core) risk-based capital | $3,491,000 | 8,287 |
| Tier 2 risk-based capital | $212,000 | 8,031 |
| Total risk weighted assets | $23,753,600 | 7,714 |
| Total unused commitments | $3,151,000 | 6,561 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $31,591,000 | 8,504 |
| Cash and due from depository institutions | $2,056,000 | 6,316 |
| Interest-bearing balances | $9,000 | 6,332 |
| Securities | $5,079,000 | 8,735 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 6,997 |
| Net loans & leases | $21,529,000 | 7,769 |
| Loan loss allowance | $188,000 | 8,701 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,554,000 | 4,678 |
| Other real estate owned | $80,000 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $268,000 | 9,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,591,000 | 8,504 |
| Total liabilities | $28,421,000 | 8,445 |
| Total deposits | $28,256,000 | 8,327 |
| Interest-bearing deposits | $22,992,000 | 8,421 |
| Deposits held in domestic offices | $28,256,000 | 8,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $165,000 | 9,020 |
| Total equity capital | $3,170,000 | 8,672 |
| Total bank equity capital | $3,170,000 | 8,672 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $850,000 | 7,645 |
| Undivided profits | $2,270,000 | 6,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $134,000 | 8,889 |
| Earning assets | $27,642,000 | 8,607 |
| Long-term assets (5+ years) | $436,000 | 8,814 |
| Average Assets, year-to-date | $30,786,400 | 8,389 |
| Average Assets, quarterly | $31,071,500 | 8,486 |
| Volatile liabilities | $2,215,000 | 8,848 |
| Insider loans | $1,200,000 | 3,119 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,165,000 | 6,443 |
| Tier 1 (core) risk-based capital | $3,170,000 | 8,570 |
| Tier 2 risk-based capital | $188,000 | 8,401 |
| Total risk weighted assets | $20,892,400 | 8,102 |
| Total unused commitments | $3,165,000 | 6,451 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $30,577,000 | 8,809 |
| Cash and due from depository institutions | $1,864,000 | 6,730 |
| Interest-bearing balances | $13,000 | 6,039 |
| Securities | $5,095,000 | 9,200 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,888 |
| Net loans & leases | $19,066,000 | 8,412 |
| Loan loss allowance | $167,000 | 9,240 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,196,000 | 5,428 |
| Other real estate owned | $44,000 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $262,000 | 10,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,577,000 | 8,809 |
| Total liabilities | $27,668,000 | 8,757 |
| Total deposits | $27,534,000 | 8,636 |
| Interest-bearing deposits | $23,030,000 | 8,657 |
| Deposits held in domestic offices | $27,534,000 | 8,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $134,000 | 9,821 |
| Total equity capital | $2,909,000 | 9,122 |
| Total bank equity capital | $2,909,000 | 9,122 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $850,000 | 7,858 |
| Undivided profits | $2,009,000 | 7,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $122,000 | 9,479 |
| Earning assets | $27,224,000 | 8,877 |
| Long-term assets (5+ years) | $490,000 | 9,024 |
| Average Assets, year-to-date | $28,292,800 | 8,894 |
| Average Assets, quarterly | $29,671,500 | 8,853 |
| Volatile liabilities | $1,699,000 | 9,559 |
| Insider loans | $1,518,000 | 2,596 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,034,000 | 6,498 |
| Tier 1 (core) risk-based capital | $2,909,000 | 9,026 |
| Tier 2 risk-based capital | $167,000 | 8,885 |
| Total risk weighted assets | $18,357,500 | 8,682 |
| Total unused commitments | $3,034,000 | 6,506 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $25,653,000 | 9,654 |
| Cash and due from depository institutions | $1,184,000 | 8,302 |
| Interest-bearing balances | $9,000 | 6,246 |
| Securities | $3,203,000 | 10,486 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,763 |
| Net loans & leases | $15,864,000 | 9,158 |
| Loan loss allowance | $142,000 | 9,981 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $560,000 | 7,798 |
| Other real estate owned | $34,000 | 8,302 |
| Goodwill and other intangibles | $8,000 | 3,282 |
| All other assets | $150,000 | 11,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,653,000 | 9,654 |
| Total liabilities | $23,152,000 | 9,610 |
| Total deposits | $23,029,000 | 9,504 |
| Interest-bearing deposits | $19,080,000 | 9,566 |
| Deposits held in domestic offices | $23,029,000 | 9,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $123,000 | 10,333 |
| Total equity capital | $2,501,000 | 9,787 |
| Total bank equity capital | $2,501,000 | 9,787 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $680,000 | 8,694 |
| Undivided profits | $1,771,000 | 7,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $98,000 | 10,245 |
| Earning assets | $23,726,000 | 9,617 |
| Long-term assets (5+ years) | $145,000 | 9,751 |
| Average Assets, year-to-date | $23,562,600 | 9,770 |
| Average Assets, quarterly | $24,464,500 | 9,751 |
| Volatile liabilities | $1,832,000 | 9,634 |
| Insider loans | $1,608,000 | 2,556 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,085,000 | 7,361 |
| Tier 1 (core) risk-based capital | $2,493,000 | 9,751 |
| Tier 2 risk-based capital | $142,000 | 9,613 |
| Total risk weighted assets | $14,870,700 | 9,568 |
| Total unused commitments | $2,085,000 | 7,377 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $21,959,000 | 10,451 |
| Cash and due from depository institutions | $1,138,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,111,000 | 10,984 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 6,240 |
| Net loans & leases | $15,663,000 | 9,423 |
| Loan loss allowance | $142,000 | 10,352 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $274,000 | 9,724 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $25,000 | 2,825 |
| All other assets | $173,000 | 11,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,959,000 | 10,451 |
| Total liabilities | $19,716,000 | 10,430 |
| Total deposits | $19,555,000 | 10,344 |
| Interest-bearing deposits | $15,660,000 | 10,465 |
| Deposits held in domestic offices | $19,555,000 | 10,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $161,000 | 10,278 |
| Total equity capital | $2,243,000 | 10,391 |
| Total bank equity capital | $2,243,000 | 10,391 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $680,000 | 8,988 |
| Undivided profits | $1,513,000 | 8,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $116,000 | 10,371 |
| Earning assets | $20,349,000 | 10,398 |
| Long-term assets (5+ years) | $40,000 | 10,307 |
| Average Assets, year-to-date | $20,990,800 | 10,447 |
| Average Assets, quarterly | $21,499,500 | 10,473 |
| Volatile liabilities | $1,561,000 | 10,115 |
| Insider loans | $1,320,000 | 3,045 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,911,000 | 7,542 |
| Tier 1 (core) risk-based capital | $2,218,000 | 10,359 |
| Tier 2 risk-based capital | $142,000 | 9,914 |
| Total risk weighted assets | $13,484,700 | 10,118 |
| Total unused commitments | $1,911,000 | 7,557 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $20,416,000 | 11,042 |
| Cash and due from depository institutions | $1,012,000 | 9,073 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,441,000 | 11,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $14,511,000 | 9,923 |
| Loan loss allowance | $118,000 | 11,268 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $251,000 | 10,258 |
| Other real estate owned | $5,000 | 9,073 |
| Goodwill and other intangibles | $42,000 | 2,602 |
| All other assets | $154,000 | 12,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,416,000 | 11,042 |
| Total liabilities | $18,496,000 | 11,013 |
| Total deposits | $18,385,000 | 10,896 |
| Interest-bearing deposits | $14,357,000 | 11,103 |
| Deposits held in domestic offices | $18,385,000 | 10,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $111,000 | 10,880 |
| Total equity capital | $1,920,000 | 11,048 |
| Total bank equity capital | $1,920,000 | 11,048 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $680,000 | 9,291 |
| Undivided profits | $1,190,000 | 8,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $85,000 | 11,232 |
| Earning assets | $18,952,000 | 10,970 |
| Long-term assets (5+ years) | $85,000 | 10,770 |
| Average Assets, year-to-date | $20,720,800 | 10,947 |
| Average Assets, quarterly | $20,908,000 | 10,950 |
| Volatile liabilities | $301,000 | 12,175 |
| Insider loans | $1,352,000 | 2,935 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,990,000 | 7,483 |
| Tier 1 (core) risk-based capital | $1,878,000 | 11,183 |
| Tier 2 risk-based capital | $118,000 | 10,806 |
| Total risk weighted assets | $12,384,600 | 10,684 |
| Total unused commitments | $1,990,000 | 7,496 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $19,588,000 | 11,678 |
| Cash and due from depository institutions | $1,054,000 | 9,718 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,530,000 | 11,502 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 6,786 |
| Net loans & leases | $12,076,000 | 10,769 |
| Loan loss allowance | $93,000 | 12,222 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $269,000 | 10,510 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $59,000 | 2,433 |
| All other assets | $125,000 | 12,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,588,000 | 11,678 |
| Total liabilities | $17,939,000 | 11,613 |
| Total deposits | $17,858,000 | 11,511 |
| Interest-bearing deposits | $14,529,000 | 11,634 |
| Deposits held in domestic offices | $17,858,000 | 11,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $81,000 | 12,029 |
| Total equity capital | $1,649,000 | 11,864 |
| Total bank equity capital | $1,649,000 | 11,864 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $680,000 | 9,567 |
| Undivided profits | $919,000 | 9,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 7,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $67,000 | 11,969 |
| Earning assets | $18,081,000 | 11,596 |
| Long-term assets (5+ years) | $40,000 | 11,345 |
| Average Assets, year-to-date | $17,891,000 | 11,874 |
| Average Assets, quarterly | $19,153,500 | 11,711 |
| Volatile liabilities | $319,000 | 12,679 |
| Insider loans | $1,233,000 | 3,172 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,745,000 | 7,894 |
| Tier 1 (core) risk-based capital | $1,590,000 | 11,925 |
| Tier 2 risk-based capital | $93,000 | 11,779 |
| Total risk weighted assets | $10,551,900 | 11,538 |
| Total unused commitments | $1,745,000 | 7,920 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $17,311,000 | 12,475 |
| Cash and due from depository institutions | $1,105,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,591,000 | 12,313 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 9,492 |
| Net loans & leases | $11,413,000 | 11,244 |
| Loan loss allowance | $69,000 | 13,134 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $286,000 | 10,660 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $76,000 | 2,329 |
| All other assets | $115,000 | 13,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,311,000 | 12,475 |
| Total liabilities | $15,884,000 | 12,422 |
| Total deposits | $15,795,000 | 12,336 |
| Interest-bearing deposits | $13,139,000 | 12,381 |
| Deposits held in domestic offices | $15,795,000 | 12,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $89,000 | 12,601 |
| Total equity capital | $1,427,000 | 12,521 |
| Total bank equity capital | $1,427,000 | 12,521 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $680,000 | 9,752 |
| Undivided profits | $697,000 | 10,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $66,000 | 12,582 |
| Earning assets | $15,729,000 | 12,422 |
| Long-term assets (5+ years) | $95,000 | 11,644 |
| Average Assets, year-to-date | $16,421,800 | 12,540 |
| Average Assets, quarterly | $16,765,000 | 12,519 |
| Volatile liabilities | $208,000 | 13,442 |
| Insider loans | $76,000 | 6,367 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,500,000 | 8,121 |
| Tier 1 (core) risk-based capital | $1,351,000 | 12,618 |
| Tier 2 risk-based capital | $69,000 | 12,742 |
| Total risk weighted assets | $9,530,800 | 12,246 |
| Total unused commitments | $1,500,000 | 8,151 |
| Derivatives | $0 | 651 |