Home > Chart Bank, A Cooperative Bank > Income and Expense
Chart Bank, A Cooperative Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 2,545 |
| Total interest expense | $1,075,000 | 2,182 |
| Net interest income | $1,962,000 | 2,688 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $663,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $599,000 | 1,172 |
| Total noninterest expense | $2,250,000 | 1,856 |
| Salaries and employee benefits | $890,000 | 2,518 |
| Premises and equipment expense | $306,000 | 1,962 |
| Additional noninterest expense | $1,054,000 | 1,165 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $55,000 | 520 |
| Applicable income taxes | $291,000 | 2,016 |
| Income before extraordinary items | $109,000 | 6,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $109,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $227,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 147 |
| Net operating income | $73,800 | 7,332 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 2,562 |
| Total interest expense | $3,778,000 | 2,158 |
| Net interest income | $7,357,000 | 2,754 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $2,545,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $306,000 | 4,268 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,239,000 | 1,224 |
| Total noninterest expense | $7,910,000 | 2,024 |
| Salaries and employee benefits | $3,747,000 | 2,318 |
| Premises and equipment expense | $1,235,000 | 1,858 |
| Additional noninterest expense | $2,928,000 | 1,661 |
| Pre-tax net operating income | $1,872,000 | 3,681 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $955,000 | 2,245 |
| Income before extraordinary items | $984,000 | 4,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $984,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $596,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $941,120 | 4,785 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,165,000 | 2,579 |
| Total interest expense | $2,735,000 | 2,178 |
| Net interest income | $5,430,000 | 2,768 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,850,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $231,000 | 4,286 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,619,000 | 1,252 |
| Total noninterest expense | $5,780,000 | 2,068 |
| Salaries and employee benefits | $2,774,000 | 2,332 |
| Premises and equipment expense | $934,000 | 1,854 |
| Additional noninterest expense | $2,072,000 | 1,734 |
| Pre-tax net operating income | $1,410,000 | 3,732 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $680,000 | 2,375 |
| Income before extraordinary items | $783,000 | 4,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $783,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $596,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $749,080 | 4,700 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 2,664 |
| Total interest expense | $1,701,000 | 2,290 |
| Net interest income | $3,545,000 | 2,812 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $1,158,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $999,000 | 1,320 |
| Total noninterest expense | $3,560,000 | 2,218 |
| Salaries and employee benefits | $1,803,000 | 2,390 |
| Premises and equipment expense | $645,000 | 1,785 |
| Additional noninterest expense | $1,112,000 | 2,169 |
| Pre-tax net operating income | $1,083,000 | 3,348 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $427,000 | 2,447 |
| Income before extraordinary items | $682,000 | 3,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $369,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $665,360 | 3,893 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 2,766 |
| Total interest expense | $768,000 | 2,543 |
| Net interest income | $1,753,000 | 2,844 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $551,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $466,000 | 1,364 |
| Total noninterest expense | $1,815,000 | 2,198 |
| Salaries and employee benefits | $939,000 | 2,319 |
| Premises and equipment expense | $320,000 | 1,818 |
| Additional noninterest expense | $556,000 | 2,134 |
| Pre-tax net operating income | $459,000 | 3,738 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $182,000 | 2,728 |
| Income before extraordinary items | $296,000 | 4,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $142,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $283,840 | 4,301 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 2,794 |
| Total interest expense | $3,452,000 | 2,521 |
| Net interest income | $6,700,000 | 2,860 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,637,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $460,000 | 3,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,177,000 | 1,381 |
| Total noninterest expense | $6,445,000 | 2,437 |
| Salaries and employee benefits | $3,155,000 | 2,662 |
| Premises and equipment expense | $1,270,000 | 1,790 |
| Additional noninterest expense | $2,020,000 | 2,380 |
| Pre-tax net operating income | $2,772,000 | 2,669 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $1,076,000 | 2,078 |
| Income before extraordinary items | $1,702,000 | 3,233 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,702,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $213,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,698,160 | 3,101 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 2,776 |
| Total interest expense | $2,655,000 | 2,557 |
| Net interest income | $5,107,000 | 2,840 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $2,032,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $342,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,690,000 | 1,409 |
| Total noninterest expense | $4,930,000 | 2,393 |
| Salaries and employee benefits | $2,435,000 | 2,592 |
| Premises and equipment expense | $965,000 | 1,774 |
| Additional noninterest expense | $1,530,000 | 2,350 |
| Pre-tax net operating income | $2,119,000 | 2,720 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $823,000 | 2,165 |
| Income before extraordinary items | $1,302,000 | 3,280 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,302,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $213,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,298,160 | 3,135 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 2,780 |
| Total interest expense | $1,790,000 | 2,601 |
| Net interest income | $3,423,000 | 2,821 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,337,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $225,000 | 3,332 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,112,000 | 1,398 |
| Total noninterest expense | $3,303,000 | 2,376 |
| Salaries and employee benefits | $1,600,000 | 2,626 |
| Premises and equipment expense | $651,000 | 1,743 |
| Additional noninterest expense | $1,052,000 | 2,255 |
| Pre-tax net operating income | $1,397,000 | 2,743 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $542,000 | 2,206 |
| Income before extraordinary items | $860,000 | 3,324 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $860,000 | 3,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $213,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $856,800 | 3,157 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 2,712 |
| Total interest expense | $929,000 | 2,590 |
| Net interest income | $1,760,000 | 2,753 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $649,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 3,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $533,000 | 1,421 |
| Total noninterest expense | $1,706,000 | 2,280 |
| Salaries and employee benefits | $838,000 | 2,514 |
| Premises and equipment expense | $337,000 | 1,691 |
| Additional noninterest expense | $531,000 | 2,206 |
| Pre-tax net operating income | $673,000 | 2,819 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $261,000 | 2,261 |
| Income before extraordinary items | $417,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $413,800 | 3,214 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,179,000 | 2,723 |
| Total interest expense | $4,476,000 | 2,483 |
| Net interest income | $6,703,000 | 2,844 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $3,173,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $449,000 | 3,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,724,000 | 1,068 |
| Total noninterest expense | $7,314,000 | 2,055 |
| Salaries and employee benefits | $3,726,000 | 2,146 |
| Premises and equipment expense | $1,294,000 | 1,702 |
| Additional noninterest expense | $2,294,000 | 2,013 |
| Pre-tax net operating income | $2,442,000 | 2,936 |
| Securities gains (losses) | $85,000 | 1,891 |
| Applicable income taxes | $958,000 | 2,280 |
| Income before extraordinary items | $1,569,000 | 3,382 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,569,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,040 |
| Cash dividends | $355,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,514,600 | 3,370 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,844,000 | 2,869 |
| Total interest expense | $5,881,000 | 2,720 |
| Net interest income | $5,963,000 | 2,958 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $3,479,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $439,000 | 3,162 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,040,000 | 936 |
| Total noninterest expense | $7,061,000 | 2,033 |
| Salaries and employee benefits | $3,254,000 | 2,305 |
| Premises and equipment expense | $1,298,000 | 1,664 |
| Additional noninterest expense | $2,509,000 | 1,825 |
| Pre-tax net operating income | $2,261,000 | 2,889 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $850,000 | 2,325 |
| Income before extraordinary items | $1,418,000 | 3,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,418,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $71,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,413,520 | 3,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,191,000 | 3,084 |
| Total interest expense | $6,075,000 | 2,760 |
| Net interest income | $5,116,000 | 3,405 |
| Provision for loan and lease losses | $131,000 | 4,674 |
| Total noninterest income | $1,521,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $458,000 | 2,917 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,063,000 | 1,787 |
| Total noninterest expense | $6,100,000 | 2,245 |
| Salaries and employee benefits | $2,881,000 | 2,476 |
| Premises and equipment expense | $1,220,000 | 1,706 |
| Additional noninterest expense | $1,999,000 | 2,156 |
| Pre-tax net operating income | $406,000 | 7,440 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-141,000 | 9,636 |
| Income before extraordinary items | $547,000 | 6,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $547,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 9,706 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 292 |
| Net operating income | $547,000 | 6,097 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 3,514 |
| Total interest expense | $4,611,000 | 3,146 |
| Net interest income | $4,461,000 | 3,812 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $1,028,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $728,000 | 2,311 |
| Total noninterest expense | $5,129,000 | 2,630 |
| Salaries and employee benefits | $2,687,000 | 2,625 |
| Premises and equipment expense | $972,000 | 2,104 |
| Additional noninterest expense | $1,470,000 | 2,909 |
| Pre-tax net operating income | $180,000 | 8,678 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $134,000 | 8,752 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $134,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 10,040 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 669 |
| Net operating income | $132,520 | 8,727 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 4,133 |
| Total interest expense | $3,766,000 | 3,869 |
| Net interest income | $3,795,000 | 4,306 |
| Provision for loan and lease losses | $271,000 | 2,845 |
| Total noninterest income | $709,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,184 |
| Total noninterest expense | $4,557,000 | 2,843 |
| Salaries and employee benefits | $2,480,000 | 2,738 |
| Premises and equipment expense | $675,000 | 2,854 |
| Additional noninterest expense | $1,402,000 | 2,952 |
| Pre-tax net operating income | $-324,000 | 10,090 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-320,000 | 10,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-320,000 | 10,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 324 |
| Net operating income | $-324,000 | 10,107 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,485 |
| Total interest expense | $2,724,000 | 5,078 |
| Net interest income | $2,674,000 | 5,793 |
| Provision for loan and lease losses | $-225,000 | 10,836 |
| Total noninterest income | $540,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,050 |
| Total noninterest expense | $3,403,000 | 3,701 |
| Salaries and employee benefits | $1,728,000 | 3,782 |
| Premises and equipment expense | $561,000 | 3,351 |
| Additional noninterest expense | $1,114,000 | 3,563 |
| Pre-tax net operating income | $36,000 | 10,281 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $29,000 | 10,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $29,000 | 10,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $36,000 | 10,264 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 7,195 |
| Total interest expense | $1,684,000 | 7,125 |
| Net interest income | $1,990,000 | 7,173 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $303,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $2,248,000 | 5,442 |
| Salaries and employee benefits | $1,081,000 | 5,654 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $837,000 | 5,027 |
| Pre-tax net operating income | $5,000 | 10,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $5,000 | 10,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,741 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,724,000 | 247 |
| Net operating income | $5,000 | 10,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 8,775 |
| Total interest expense | $1,436,000 | 7,867 |
| Net interest income | $1,184,000 | 9,377 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $1,435,000 | 7,474 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $779,000 | 5,369 |
| Pre-tax net operating income | $-23,000 | 11,531 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-21,000 | 11,535 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-21,000 | 11,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,972 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-23,000 | 11,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 8,703 |
| Total interest expense | $1,172,000 | 8,012 |
| Net interest income | $1,444,000 | 9,030 |
| Provision for loan and lease losses | $460,000 | 1,641 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $1,066,000 | 9,099 |
| Salaries and employee benefits | $392,000 | 10,355 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $605,000 | 7,006 |
| Pre-tax net operating income | $62,000 | 11,845 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $21,000 | 11,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $21,000 | 11,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $21,000 | 12,000 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 9,043 |
| Total interest expense | $1,217,000 | 8,189 |
| Net interest income | $1,364,000 | 9,532 |
| Provision for loan and lease losses | $-70,000 | 12,819 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $909,000 | 10,158 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $433,000 | 8,896 |
| Pre-tax net operating income | $665,000 | 7,544 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $605,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 3,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,000 | 6,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 9,325 |
| Total interest expense | $1,641,000 | 8,077 |
| Net interest income | $1,161,000 | 10,472 |
| Provision for loan and lease losses | $-300,000 | 13,860 |
| Total noninterest income | $74,000 | 12,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,018,000 | 9,891 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $573,000 | 7,750 |
| Pre-tax net operating income | $517,000 | 8,294 |
| Securities gains (losses) | $-390,000 | 13,888 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $414,000 | 7,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.