Home > Chart Bank, A Cooperative Bank > Assets and Liabilities
Chart Bank, A Cooperative Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $260,851,000 | 2,257 |
| Cash and due from depository institutions | $10,400,000 | 3,833 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,320,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 3,138 |
| Net loans & leases | $184,829,000 | 2,136 |
| Loan loss allowance | $1,812,000 | 2,524 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,058,000 | 4,239 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $25,934,000 | 649 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $260,851,000 | 2,257 |
| Total liabilities | $242,648,000 | 2,187 |
| Total deposits | $216,118,000 | 2,211 |
| Interest-bearing deposits | $181,161,000 | 2,237 |
| Deposits held in domestic offices | $216,118,000 | 2,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,500,000 | 1,448 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,030,000 | 3,148 |
| Total equity capital | $18,203,000 | 3,097 |
| Total bank equity capital | $18,203,000 | 3,097 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,480,000 | 2,317 |
| Surplus | $12,115,000 | 1,792 |
| Undivided profits | $4,608,000 | 4,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $995,000 | 3,072 |
| Earning assets | $222,459,000 | 2,435 |
| Long-term assets (5+ years) | $7,240,000 | 5,370 |
| Average Assets, year-to-date | $259,710,500 | 2,249 |
| Average Assets, quarterly | $259,710,500 | 2,249 |
| Volatile liabilities | $66,472,000 | 1,723 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $25,500,000 | 1,356 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,091,000 | 2,286 |
| Tier 1 (core) risk-based capital | $18,201,000 | 3,007 |
| Tier 2 risk-based capital | $1,812,000 | 2,388 |
| Total risk weighted assets | $165,128,000 | 2,434 |
| Total unused commitments | $32,091,000 | 2,290 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $258,570,000 | 2,254 |
| Cash and due from depository institutions | $10,225,000 | 3,711 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $36,279,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $3,342,000 | 3,017 |
| Net loans & leases | $176,511,000 | 2,216 |
| Loan loss allowance | $1,783,000 | 2,539 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,123,000 | 4,147 |
| Other real estate owned | $0 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $30,090,000 | 568 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $258,570,000 | 2,254 |
| Total liabilities | $240,806,000 | 2,170 |
| Total deposits | $209,073,000 | 2,252 |
| Interest-bearing deposits | $174,724,000 | 2,293 |
| Deposits held in domestic offices | $209,073,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,000,000 | 1,275 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $733,000 | 3,820 |
| Total equity capital | $17,764,000 | 3,170 |
| Total bank equity capital | $17,764,000 | 3,170 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,420,000 | 2,331 |
| Surplus | $11,575,000 | 1,829 |
| Undivided profits | $4,769,000 | 4,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 4,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $878,000 | 3,420 |
| Earning assets | $216,132,000 | 2,491 |
| Long-term assets (5+ years) | $7,240,000 | 5,426 |
| Average Assets, year-to-date | $239,671,600 | 2,330 |
| Average Assets, quarterly | $257,680,500 | 2,235 |
| Volatile liabilities | $66,630,000 | 1,677 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $31,000,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,114,000 | 2,405 |
| Tier 1 (core) risk-based capital | $17,718,000 | 3,034 |
| Tier 2 risk-based capital | $1,813,000 | 2,377 |
| Total risk weighted assets | $164,101,000 | 2,428 |
| Total unused commitments | $28,114,000 | 2,406 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 47 | 3,527 |
| Assets and Liabilities | ||
| Total Assets: | $256,791,000 | 2,249 |
| Cash and due from depository institutions | $13,151,000 | 3,527 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $36,419,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $2,187,000 | 3,474 |
| Net loans & leases | $175,572,000 | 2,174 |
| Loan loss allowance | $1,753,000 | 2,581 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,171,000 | 4,051 |
| Other real estate owned | $0 | 3,527 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $27,291,000 | 602 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $256,791,000 | 2,249 |
| Total liabilities | $239,244,000 | 2,161 |
| Total deposits | $216,664,000 | 2,137 |
| Interest-bearing deposits | $183,184,000 | 2,153 |
| Deposits held in domestic offices | $216,664,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,000,000 | 1,605 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $580,000 | 4,523 |
| Total equity capital | $17,547,000 | 3,187 |
| Total bank equity capital | $17,547,000 | 3,187 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,420,000 | 2,327 |
| Surplus | $11,575,000 | 1,792 |
| Undivided profits | $4,552,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $966,000 | 3,233 |
| Earning assets | $214,178,000 | 2,466 |
| Long-term assets (5+ years) | $9,517,000 | 5,015 |
| Average Assets, year-to-date | $234,947,000 | 2,369 |
| Average Assets, quarterly | $252,949,000 | 2,255 |
| Volatile liabilities | $60,580,000 | 1,776 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $22,000,000 | 1,492 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $33,897,000 | 2,114 |
| Tier 1 (core) risk-based capital | $17,519,000 | 3,047 |
| Tier 2 risk-based capital | $1,762,000 | 2,406 |
| Total risk weighted assets | $161,304,000 | 2,429 |
| Total unused commitments | $33,897,000 | 2,119 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $249,107,000 | 2,286 |
| Cash and due from depository institutions | $6,879,000 | 3,309 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $34,774,000 | 3,278 |
| Federal funds sold & reverse repurchase agreements | $13,122,000 | 821 |
| Net loans & leases | $159,114,000 | 2,323 |
| Loan loss allowance | $1,723,000 | 2,612 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,237,000 | 3,963 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $32,981,000 | 528 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $249,107,000 | 2,286 |
| Total liabilities | $231,458,000 | 2,209 |
| Total deposits | $200,356,000 | 2,301 |
| Interest-bearing deposits | $168,060,000 | 2,301 |
| Deposits held in domestic offices | $200,356,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,593,000 | 1,273 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $509,000 | 4,502 |
| Total equity capital | $17,649,000 | 3,056 |
| Total bank equity capital | $17,649,000 | 3,056 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,420,000 | 2,329 |
| Surplus | $11,575,000 | 1,752 |
| Undivided profits | $4,654,000 | 4,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $830,000 | 3,494 |
| Earning assets | $207,010,000 | 2,512 |
| Long-term assets (5+ years) | $10,209,000 | 5,007 |
| Average Assets, year-to-date | $227,665,670 | 2,439 |
| Average Assets, quarterly | $236,503,500 | 2,374 |
| Volatile liabilities | $70,656,000 | 1,525 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $30,593,000 | 1,176 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,377,000 | 1,803 |
| Tier 1 (core) risk-based capital | $17,612,000 | 2,978 |
| Tier 2 risk-based capital | $1,723,000 | 2,430 |
| Total risk weighted assets | $172,669,000 | 2,224 |
| Total unused commitments | $41,377,000 | 1,808 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $223,900,000 | 2,507 |
| Cash and due from depository institutions | $4,612,000 | 3,408 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $33,828,000 | 3,338 |
| Federal funds sold & reverse repurchase agreements | $6,728,000 | 2,199 |
| Net loans & leases | $146,348,000 | 2,452 |
| Loan loss allowance | $1,683,000 | 2,637 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,341,000 | 3,814 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $30,043,000 | 543 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $223,900,000 | 2,507 |
| Total liabilities | $206,374,000 | 2,446 |
| Total deposits | $182,263,000 | 2,489 |
| Interest-bearing deposits | $153,381,000 | 2,522 |
| Deposits held in domestic offices | $182,263,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $23,661,000 | 1,443 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $450,000 | 5,153 |
| Total equity capital | $17,526,000 | 3,123 |
| Total bank equity capital | $17,526,000 | 3,123 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,420,000 | 2,325 |
| Surplus | $11,575,000 | 1,717 |
| Undivided profits | $4,531,000 | 4,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $816,000 | 3,485 |
| Earning assets | $186,904,000 | 2,732 |
| Long-term assets (5+ years) | $9,026,000 | 5,178 |
| Average Assets, year-to-date | $216,945,000 | 2,558 |
| Average Assets, quarterly | $216,945,000 | 2,558 |
| Volatile liabilities | $56,085,000 | 1,785 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $23,661,000 | 1,339 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $29,296,000 | 2,252 |
| Tier 1 (core) risk-based capital | $17,472,000 | 2,953 |
| Tier 2 risk-based capital | $1,683,000 | 2,450 |
| Total risk weighted assets | $162,724,000 | 2,292 |
| Total unused commitments | $29,296,000 | 2,257 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $209,990,000 | 2,663 |
| Cash and due from depository institutions | $7,082,000 | 3,302 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $29,464,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $1,897,000 | 4,119 |
| Net loans & leases | $139,890,000 | 2,538 |
| Loan loss allowance | $1,657,000 | 2,650 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,400,000 | 3,730 |
| Other real estate owned | $0 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $29,257,000 | 559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,990,000 | 2,663 |
| Total liabilities | $192,591,000 | 2,608 |
| Total deposits | $176,108,000 | 2,561 |
| Interest-bearing deposits | $145,650,000 | 2,620 |
| Deposits held in domestic offices | $176,108,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,930,000 | 1,889 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $553,000 | 4,473 |
| Total equity capital | $17,399,000 | 3,071 |
| Total bank equity capital | $17,399,000 | 3,071 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,420,000 | 2,342 |
| Surplus | $11,575,000 | 1,695 |
| Undivided profits | $4,404,000 | 4,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $816,000 | 3,619 |
| Earning assets | $171,251,000 | 2,932 |
| Long-term assets (5+ years) | $8,664,000 | 5,271 |
| Average Assets, year-to-date | $202,610,000 | 2,664 |
| Average Assets, quarterly | $206,987,000 | 2,668 |
| Volatile liabilities | $42,157,000 | 2,254 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $15,930,000 | 1,772 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $31,400,000 | 2,085 |
| Tier 1 (core) risk-based capital | $17,332,000 | 2,939 |
| Tier 2 risk-based capital | $1,657,000 | 2,457 |
| Total risk weighted assets | $153,429,000 | 2,412 |
| Total unused commitments | $31,400,000 | 2,088 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $203,984,000 | 2,720 |
| Cash and due from depository institutions | $3,523,000 | 3,323 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $27,525,000 | 3,869 |
| Federal funds sold & reverse repurchase agreements | $9,938,000 | 1,444 |
| Net loans & leases | $131,279,000 | 2,646 |
| Loan loss allowance | $1,627,000 | 2,695 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,466,000 | 3,642 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $29,253,000 | 564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,984,000 | 2,720 |
| Total liabilities | $186,959,000 | 2,658 |
| Total deposits | $172,546,000 | 2,611 |
| Interest-bearing deposits | $143,896,000 | 2,649 |
| Deposits held in domestic offices | $172,546,000 | 2,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,794,000 | 1,984 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $619,000 | 4,436 |
| Total equity capital | $17,025,000 | 3,132 |
| Total bank equity capital | $17,025,000 | 3,132 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,420,000 | 2,356 |
| Surplus | $11,575,000 | 1,678 |
| Undivided profits | $4,030,000 | 5,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $793,000 | 3,885 |
| Earning assets | $168,742,000 | 2,958 |
| Long-term assets (5+ years) | $21,216,000 | 3,493 |
| Average Assets, year-to-date | $200,765,000 | 2,696 |
| Average Assets, quarterly | $200,696,500 | 2,751 |
| Volatile liabilities | $37,078,000 | 2,459 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $13,794,000 | 1,858 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,456,000 | 2,417 |
| Tier 1 (core) risk-based capital | $16,931,000 | 2,999 |
| Tier 2 risk-based capital | $1,627,000 | 2,490 |
| Total risk weighted assets | $148,639,000 | 2,465 |
| Total unused commitments | $25,456,000 | 2,420 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $197,409,000 | 2,780 |
| Cash and due from depository institutions | $5,358,000 | 3,506 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $25,298,000 | 4,010 |
| Federal funds sold & reverse repurchase agreements | $3,591,000 | 3,655 |
| Net loans & leases | $130,108,000 | 2,635 |
| Loan loss allowance | $1,597,000 | 2,697 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,542,000 | 3,524 |
| Other real estate owned | $0 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $30,512,000 | 541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,409,000 | 2,780 |
| Total liabilities | $180,792,000 | 2,727 |
| Total deposits | $171,152,000 | 2,618 |
| Interest-bearing deposits | $142,279,000 | 2,665 |
| Deposits held in domestic offices | $171,152,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,859,000 | 2,553 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $781,000 | 3,904 |
| Total equity capital | $16,617,000 | 3,192 |
| Total bank equity capital | $16,617,000 | 3,192 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,420,000 | 2,357 |
| Surplus | $11,575,000 | 1,640 |
| Undivided profits | $3,622,000 | 5,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $543,000 | 5,113 |
| Earning assets | $158,997,000 | 3,087 |
| Long-term assets (5+ years) | $20,276,000 | 3,415 |
| Average Assets, year-to-date | $199,692,000 | 2,705 |
| Average Assets, quarterly | $198,029,000 | 2,745 |
| Volatile liabilities | $34,963,000 | 2,520 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $8,859,000 | 2,405 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,825,000 | 2,240 |
| Tier 1 (core) risk-based capital | $16,488,000 | 3,027 |
| Tier 2 risk-based capital | $1,597,000 | 2,489 |
| Total risk weighted assets | $146,600,000 | 2,446 |
| Total unused commitments | $27,825,000 | 2,249 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $198,649,000 | 2,725 |
| Cash and due from depository institutions | $4,601,000 | 3,670 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,012,000 | 3,349 |
| Federal funds sold & reverse repurchase agreements | $823,000 | 6,449 |
| Net loans & leases | $127,162,000 | 2,638 |
| Loan loss allowance | $1,564,000 | 2,719 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,639,000 | 3,398 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $31,412,000 | 526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,649,000 | 2,725 |
| Total liabilities | $182,229,000 | 2,682 |
| Total deposits | $166,856,000 | 2,648 |
| Interest-bearing deposits | $139,088,000 | 2,722 |
| Deposits held in domestic offices | $166,856,000 | 2,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,923,000 | 1,896 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,450,000 | 2,589 |
| Total equity capital | $16,420,000 | 3,176 |
| Total bank equity capital | $16,420,000 | 3,176 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,420,000 | 2,371 |
| Surplus | $11,575,000 | 1,610 |
| Undivided profits | $3,425,000 | 5,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $983,000 | 3,094 |
| Earning assets | $159,997,000 | 3,045 |
| Long-term assets (5+ years) | $16,029,000 | 3,858 |
| Average Assets, year-to-date | $200,833,500 | 2,682 |
| Average Assets, quarterly | $200,833,500 | 2,682 |
| Volatile liabilities | $29,253,000 | 2,857 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $13,923,000 | 1,784 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,678,000 | 2,412 |
| Tier 1 (core) risk-based capital | $16,260,000 | 3,027 |
| Tier 2 risk-based capital | $1,564,000 | 2,483 |
| Total risk weighted assets | $146,304,000 | 2,416 |
| Total unused commitments | $23,678,000 | 2,421 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $203,018,000 | 2,640 |
| Cash and due from depository institutions | $6,938,000 | 3,530 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $35,441,000 | 3,090 |
| Federal funds sold & reverse repurchase agreements | $5,171,000 | 2,718 |
| Net loans & leases | $122,965,000 | 2,687 |
| Loan loss allowance | $1,536,000 | 2,686 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,594,000 | 3,406 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $29,909,000 | 538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,018,000 | 2,640 |
| Total liabilities | $186,957,000 | 2,584 |
| Total deposits | $170,559,000 | 2,538 |
| Interest-bearing deposits | $142,857,000 | 2,614 |
| Deposits held in domestic offices | $170,559,000 | 2,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $14,986,000 | 1,861 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,412,000 | 2,638 |
| Total equity capital | $16,061,000 | 3,202 |
| Total bank equity capital | $16,061,000 | 3,202 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,420,000 | 2,373 |
| Surplus | $11,575,000 | 1,574 |
| Undivided profits | $3,066,000 | 5,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $778,000 | 3,991 |
| Earning assets | $163,577,000 | 2,915 |
| Long-term assets (5+ years) | $17,432,000 | 3,637 |
| Average Assets, year-to-date | $192,503,200 | 2,630 |
| Average Assets, quarterly | $200,411,500 | 2,647 |
| Volatile liabilities | $32,247,000 | 2,645 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $14,986,000 | 1,728 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,499,000 | 2,999 |
| Tier 1 (core) risk-based capital | $15,843,000 | 3,044 |
| Tier 2 risk-based capital | $1,536,000 | 2,483 |
| Total risk weighted assets | $146,720,000 | 2,379 |
| Total unused commitments | $16,499,000 | 3,004 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $182,155,000 | 2,768 |
| Cash and due from depository institutions | $9,478,000 | 3,166 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $21,741,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $394,000 | 6,600 |
| Net loans & leases | $126,088,000 | 2,551 |
| Loan loss allowance | $1,387,000 | 2,764 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,782,000 | 3,155 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $21,672,000 | 671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,155,000 | 2,768 |
| Total liabilities | $167,175,000 | 2,720 |
| Total deposits | $145,908,000 | 2,794 |
| Interest-bearing deposits | $120,725,000 | 2,888 |
| Deposits held in domestic offices | $145,908,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,731,000 | 1,438 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,536,000 | 2,489 |
| Total equity capital | $14,980,000 | 3,208 |
| Total bank equity capital | $14,980,000 | 3,208 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,420,000 | 2,424 |
| Surplus | $11,575,000 | 1,499 |
| Undivided profits | $1,985,000 | 6,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $850,000 | 3,996 |
| Earning assets | $148,223,000 | 3,051 |
| Long-term assets (5+ years) | $15,140,000 | 3,896 |
| Average Assets, year-to-date | $176,804,400 | 2,692 |
| Average Assets, quarterly | $182,835,000 | 2,716 |
| Volatile liabilities | $36,733,000 | 2,285 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $19,731,000 | 1,328 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,216,000 | 3,143 |
| Tier 1 (core) risk-based capital | $14,629,000 | 3,136 |
| Tier 2 risk-based capital | $1,387,000 | 2,568 |
| Total risk weighted assets | $137,418,000 | 2,427 |
| Total unused commitments | $14,216,000 | 3,150 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $169,002,000 | 2,821 |
| Cash and due from depository institutions | $16,492,000 | 3,286 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $20,732,000 | 4,521 |
| Federal funds sold & reverse repurchase agreements | $5,006,000 | 2,353 |
| Net loans & leases | $121,237,000 | 2,575 |
| Loan loss allowance | $1,311,000 | 2,745 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,221,000 | 2,724 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,314,000 | 3,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,002,000 | 2,821 |
| Total liabilities | $155,618,000 | 2,775 |
| Total deposits | $153,106,000 | 2,559 |
| Interest-bearing deposits | $128,829,000 | 2,618 |
| Deposits held in domestic offices | $153,106,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,923,000 | 4,085 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $589,000 | 5,245 |
| Total equity capital | $13,384,000 | 3,417 |
| Total bank equity capital | $13,384,000 | 3,417 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,420,000 | 2,472 |
| Surplus | $11,575,000 | 1,448 |
| Undivided profits | $389,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $648,000 | 4,184 |
| Earning assets | $146,975,000 | 2,983 |
| Long-term assets (5+ years) | $16,004,000 | 3,618 |
| Average Assets, year-to-date | $155,212,000 | 2,929 |
| Average Assets, quarterly | $164,481,000 | 2,866 |
| Volatile liabilities | $22,528,000 | 3,371 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,409,000 | 2,973 |
| Tier 1 (core) risk-based capital | $13,280,000 | 3,332 |
| Tier 2 risk-based capital | $1,311,000 | 2,573 |
| Total risk weighted assets | $113,047,200 | 2,778 |
| Total unused commitments | $14,409,000 | 2,974 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $142,824,000 | 3,239 |
| Cash and due from depository institutions | $13,354,000 | 3,178 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,960,000 | 5,389 |
| Federal funds sold & reverse repurchase agreements | $308,000 | 6,111 |
| Net loans & leases | $107,237,000 | 2,744 |
| Loan loss allowance | $1,101,000 | 3,148 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,399,000 | 2,542 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,566,000 | 4,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,824,000 | 3,239 |
| Total liabilities | $133,462,000 | 3,140 |
| Total deposits | $129,752,000 | 2,932 |
| Interest-bearing deposits | $116,585,000 | 2,819 |
| Deposits held in domestic offices | $129,752,000 | 2,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,449,000 | 3,358 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $261,000 | 7,363 |
| Total equity capital | $9,362,000 | 4,492 |
| Total bank equity capital | $9,362,000 | 4,492 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,100,000 | 2,918 |
| Surplus | $8,695,000 | 1,872 |
| Undivided profits | $-433,000 | 9,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $515,000 | 4,462 |
| Earning assets | $124,505,000 | 3,367 |
| Long-term assets (5+ years) | $47,102,000 | 1,791 |
| Average Assets, year-to-date | $123,855,200 | 3,545 |
| Average Assets, quarterly | $136,445,500 | 3,343 |
| Volatile liabilities | $24,648,000 | 2,944 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,051,000 | 3,001 |
| Tier 1 (core) risk-based capital | $9,532,000 | 4,429 |
| Tier 2 risk-based capital | $1,101,000 | 2,878 |
| Total risk weighted assets | $99,076,500 | 3,000 |
| Total unused commitments | $14,051,000 | 3,005 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $110,914,000 | 3,969 |
| Cash and due from depository institutions | $3,209,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,314,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $2,960,000 | 4,879 |
| Net loans & leases | $83,808,000 | 3,231 |
| Loan loss allowance | $820,000 | 3,918 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,695,000 | 2,987 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $928,000 | 6,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,914,000 | 3,969 |
| Total liabilities | $101,788,000 | 3,890 |
| Total deposits | $101,489,000 | 3,657 |
| Interest-bearing deposits | $90,472,000 | 3,532 |
| Deposits held in domestic offices | $101,489,000 | 3,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $299,000 | 7,464 |
| Total equity capital | $9,126,000 | 4,711 |
| Total bank equity capital | $9,126,000 | 4,711 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $550,000 | 4,508 |
| Surplus | $8,932,000 | 1,750 |
| Undivided profits | $-356,000 | 10,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $459,000 | 4,929 |
| Earning assets | $104,082,000 | 3,907 |
| Long-term assets (5+ years) | $37,197,000 | 2,034 |
| Average Assets, year-to-date | $94,207,000 | 4,383 |
| Average Assets, quarterly | $106,961,000 | 4,024 |
| Volatile liabilities | $16,170,000 | 3,584 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,394,000 | 3,337 |
| Tier 1 (core) risk-based capital | $9,088,000 | 4,543 |
| Tier 2 risk-based capital | $820,000 | 3,594 |
| Total risk weighted assets | $79,555,000 | 3,467 |
| Total unused commitments | $11,394,000 | 3,341 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $77,653,000 | 5,301 |
| Cash and due from depository institutions | $1,497,000 | 4,573 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,871,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $3,406,000 | 3,628 |
| Net loans & leases | $48,961,000 | 5,055 |
| Loan loss allowance | $627,000 | 4,890 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,155,000 | 2,511 |
| Other real estate owned | $33,000 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $730,000 | 7,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,653,000 | 5,301 |
| Total liabilities | $71,227,000 | 5,208 |
| Total deposits | $70,895,000 | 4,993 |
| Interest-bearing deposits | $63,384,000 | 4,843 |
| Deposits held in domestic offices | $70,895,000 | 4,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $332,000 | 7,422 |
| Total equity capital | $6,426,000 | 6,125 |
| Total bank equity capital | $6,426,000 | 6,125 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $8,000 | 9,658 |
| Surplus | $6,474,000 | 2,261 |
| Undivided profits | $-56,000 | 10,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 4,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $276,000 | 7,129 |
| Earning assets | $72,238,000 | 5,251 |
| Long-term assets (5+ years) | $10,012,000 | 4,331 |
| Average Assets, year-to-date | $65,688,400 | 5,791 |
| Average Assets, quarterly | $74,834,000 | 5,394 |
| Volatile liabilities | $9,622,000 | 5,125 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,940,000 | 3,241 |
| Tier 1 (core) risk-based capital | $6,407,000 | 5,991 |
| Tier 2 risk-based capital | $595,380 | 4,542 |
| Total risk weighted assets | $47,597,680 | 5,230 |
| Total unused commitments | $10,940,000 | 3,243 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $53,632,000 | 6,974 |
| Cash and due from depository institutions | $1,782,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,380,000 | 6,589 |
| Federal funds sold & reverse repurchase agreements | $3,307,000 | 3,597 |
| Net loans & leases | $31,332,000 | 6,793 |
| Loan loss allowance | $844,000 | 4,047 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,291,000 | 3,365 |
| Other real estate owned | $33,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $507,000 | 8,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,632,000 | 6,974 |
| Total liabilities | $47,277,000 | 7,035 |
| Total deposits | $46,784,000 | 6,891 |
| Interest-bearing deposits | $43,866,000 | 6,496 |
| Deposits held in domestic offices | $46,784,000 | 6,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $493,000 | 6,001 |
| Total equity capital | $6,355,000 | 6,212 |
| Total bank equity capital | $6,355,000 | 6,212 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,000 | 10,124 |
| Surplus | $6,366,000 | 2,358 |
| Undivided profits | $-19,000 | 10,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $184,000 | 8,744 |
| Earning assets | $49,019,000 | 6,963 |
| Long-term assets (5+ years) | $4,099,000 | 6,352 |
| Average Assets, year-to-date | $39,761,400 | 8,042 |
| Average Assets, quarterly | $48,961,500 | 7,292 |
| Volatile liabilities | $4,209,000 | 7,608 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,538,000 | 4,853 |
| Tier 1 (core) risk-based capital | $6,377,000 | 6,105 |
| Tier 2 risk-based capital | $399,530 | 6,133 |
| Total risk weighted assets | $31,515,830 | 6,910 |
| Total unused commitments | $5,538,000 | 4,866 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $32,925,000 | 9,167 |
| Cash and due from depository institutions | $290,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,268,000 | 8,893 |
| Federal funds sold & reverse repurchase agreements | $2,085,000 | 5,434 |
| Net loans & leases | $20,716,000 | 8,446 |
| Loan loss allowance | $782,000 | 4,323 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $432,000 | 8,672 |
| Other real estate owned | $484,000 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $650,000 | 8,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,925,000 | 9,167 |
| Total liabilities | $29,252,000 | 9,176 |
| Total deposits | $28,875,000 | 9,082 |
| Interest-bearing deposits | $28,113,000 | 8,573 |
| Deposits held in domestic offices | $28,875,000 | 9,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $377,000 | 7,404 |
| Total equity capital | $3,673,000 | 8,721 |
| Total bank equity capital | $3,673,000 | 8,721 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $1,002,000 | 7,721 |
| Undivided profits | $2,671,000 | 6,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,961,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $134,000 | 10,032 |
| Earning assets | $31,069,000 | 9,037 |
| Long-term assets (5+ years) | $84,000 | 10,244 |
| Average Assets, year-to-date | $31,582,200 | 9,164 |
| Average Assets, quarterly | $32,518,000 | 9,174 |
| Volatile liabilities | $2,709,000 | 8,853 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $796,000 | 9,402 |
| Tier 1 (core) risk-based capital | $3,644,000 | 8,631 |
| Tier 2 risk-based capital | $253,870 | 8,003 |
| Total risk weighted assets | $19,775,670 | 8,863 |
| Total unused commitments | $796,000 | 9,410 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $30,146,000 | 9,766 |
| Cash and due from depository institutions | $3,109,000 | 11,389 |
| Interest-bearing balances | $2,730,000 | 1,245 |
| Securities | $2,771,000 | 11,783 |
| Federal funds sold & reverse repurchase agreements | $1,179,000 | 5,109 |
| Net loans & leases | $21,369,000 | 8,453 |
| Loan loss allowance | $704,000 | 4,808 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $356,000 | 9,434 |
| Other real estate owned | $891,000 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $471,000 | 9,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,146,000 | 9,766 |
| Total liabilities | $26,659,000 | 9,833 |
| Total deposits | $26,322,000 | 9,729 |
| Interest-bearing deposits | $26,093,000 | 9,069 |
| Deposits held in domestic offices | $26,322,000 | 9,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $337,000 | 6,808 |
| Total equity capital | $3,487,000 | 8,826 |
| Total bank equity capital | $3,487,000 | 8,826 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $1,002,000 | 7,902 |
| Undivided profits | $2,485,000 | 6,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,760,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $177,000 | 9,027 |
| Earning assets | $28,049,000 | 9,656 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $32,407,600 | 9,379 |
| Average Assets, quarterly | $31,335,500 | 9,579 |
| Volatile liabilities | $1,156,000 | 10,853 |
| Insider loans | $204,000 | 8,123 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,000,000 | 9,107 |
| Tier 1 (core) risk-based capital | $3,527,000 | 8,878 |
| Tier 2 risk-based capital | $265,770 | 7,995 |
| Total risk weighted assets | $20,813,470 | 8,806 |
| Total unused commitments | $1,000,000 | 9,119 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $32,933,000 | 9,765 |
| Cash and due from depository institutions | $5,604,000 | 11,961 |
| Interest-bearing balances | $5,080,000 | 1,196 |
| Securities | $2,037,000 | 12,565 |
| Federal funds sold & reverse repurchase agreements | $1,748,000 | 6,256 |
| Net loans & leases | $22,250,000 | 8,376 |
| Loan loss allowance | $634,000 | 5,369 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $384,000 | 9,534 |
| Other real estate owned | $610,000 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $300,000 | 11,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,933,000 | 9,765 |
| Total liabilities | $29,419,000 | 9,792 |
| Total deposits | $29,025,000 | 9,694 |
| Interest-bearing deposits | $28,604,000 | 9,028 |
| Deposits held in domestic offices | $29,025,000 | 9,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $394,000 | 6,348 |
| Total equity capital | $3,514,000 | 9,045 |
| Total bank equity capital | $3,514,000 | 9,045 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $1,002,000 | 8,041 |
| Undivided profits | $2,512,000 | 6,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,736,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $127,000 | 10,180 |
| Earning assets | $31,115,000 | 9,599 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $32,383,200 | 9,703 |
| Average Assets, quarterly | $33,024,000 | 9,704 |
| Volatile liabilities | $1,072,000 | 11,233 |
| Insider loans | $225,000 | 8,028 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,835,000 | 7,781 |
| Tier 1 (core) risk-based capital | $3,514,000 | 8,970 |
| Tier 2 risk-based capital | $283,490 | 7,842 |
| Total risk weighted assets | $22,325,490 | 8,672 |
| Total unused commitments | $1,835,000 | 7,808 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 9 | 12,085 |
| Assets and Liabilities | ||
| Total Assets: | $31,338,000 | 10,231 |
| Cash and due from depository institutions | $1,332,000 | 12,085 |
| Interest-bearing balances | $907,000 | 4,008 |
| Securities | $2,595,000 | 12,767 |
| Federal funds sold & reverse repurchase agreements | $1,551,000 | 7,379 |
| Net loans & leases | $23,891,000 | 8,123 |
| Loan loss allowance | $916,000 | 4,015 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $407,000 | 9,609 |
| Other real estate owned | $1,368,000 | 12,085 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $194,000 | 12,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,338,000 | 10,231 |
| Total liabilities | $28,427,000 | 10,218 |
| Total deposits | $27,932,000 | 10,156 |
| Interest-bearing deposits | $27,690,000 | 9,443 |
| Deposits held in domestic offices | $27,932,000 | 10,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $495,000 | 5,867 |
| Total equity capital | $2,911,000 | 9,903 |
| Total bank equity capital | $2,911,000 | 9,903 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $1,002,000 | 8,046 |
| Undivided profits | $1,909,000 | 7,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,853,000 | 2,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $166,000 | 9,578 |
| Earning assets | $28,944,000 | 10,117 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $32,637,600 | 9,876 |
| Average Assets, quarterly | $31,549,000 | 10,143 |
| Volatile liabilities | $815,000 | 12,162 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $877,000 | 9,461 |
| Tier 1 (core) risk-based capital | $2,911,000 | 9,838 |
| Tier 2 risk-based capital | $305,730 | 7,514 |
| Total risk weighted assets | $23,845,830 | 8,490 |
| Total unused commitments | $877,000 | 9,486 |
| Derivatives | $0 | 651 |