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Chart Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 35 | 4,373 |
| Assets and Liabilities | ||
| Total Assets: | $130,305,000 | 4,350 |
| Cash and due from depository institutions | $15,329,000 | 4,373 |
| Interest-bearing balances | $12,000 | 6,334 |
| Securities | $21,544,000 | 4,226 |
| Federal funds sold & reverse repurchase agreements | $1,830,000 | 5,091 |
| Net loans & leases | $71,201,000 | 4,834 |
| Loan loss allowance | $1,312,000 | 3,585 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,475,000 | 3,375 |
| Other real estate owned | $182,000 | 4,373 |
| Goodwill and other intangibles | $12,424,000 | 597 |
| All other assets | $4,320,000 | 3,317 |
| Life insurance assets | $2,439,000 | 2,076 |
| Total liabilities and capital | $130,305,000 | 4,350 |
| Total liabilities | $103,874,000 | 4,689 |
| Total deposits | $92,738,000 | 4,741 |
| Interest-bearing deposits | $82,475,000 | 4,622 |
| Deposits held in domestic offices | $92,738,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,573,000 | 2,803 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $563,000 | 5,390 |
| Total equity capital | $26,431,000 | 2,632 |
| Total bank equity capital | $26,431,000 | 2,632 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $17,224,000 | 1,705 |
| Undivided profits | $8,807,000 | 3,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $962,000 | 3,876 |
| Earning assets | $94,587,000 | 5,072 |
| Long-term assets (5+ years) | $17,608,000 | 4,123 |
| Average Assets, year-to-date | $123,368,500 | 4,471 |
| Average Assets, quarterly | $123,368,500 | 4,471 |
| Volatile liabilities | $35,291,000 | 3,417 |
| Insider loans | $39,000 | 7,315 |
| FHLB advances | $10,573,000 | 2,697 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,133,000 | 4,575 |
| Tier 1 (core) risk-based capital | $13,888,000 | 4,341 |
| Tier 2 risk-based capital | $1,045,000 | 3,963 |
| Total risk weighted assets | $83,398,000 | 4,610 |
| Total unused commitments | $11,133,000 | 4,577 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 39 | 4,065 |
| Assets and Liabilities | ||
| Total Assets: | $116,432,000 | 4,645 |
| Cash and due from depository institutions | $2,657,000 | 4,065 |
| Interest-bearing balances | $9,000 | 6,288 |
| Securities | $30,639,000 | 3,399 |
| Federal funds sold & reverse repurchase agreements | $2,430,000 | 3,836 |
| Net loans & leases | $72,289,000 | 4,792 |
| Loan loss allowance | $1,345,000 | 3,496 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,532,000 | 3,315 |
| Other real estate owned | $217,000 | 4,065 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,668,000 | 3,211 |
| Life insurance assets | $2,417,000 | 2,074 |
| Total liabilities and capital | $116,432,000 | 4,645 |
| Total liabilities | $102,486,000 | 4,648 |
| Total deposits | $91,238,000 | 4,748 |
| Interest-bearing deposits | $81,388,000 | 4,597 |
| Deposits held in domestic offices | $91,238,000 | 4,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,580,000 | 2,654 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $668,000 | 4,954 |
| Total equity capital | $13,946,000 | 4,438 |
| Total bank equity capital | $13,946,000 | 4,438 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $4,800,000 | 4,126 |
| Undivided profits | $8,746,000 | 3,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 4,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,176,000 | 3,492 |
| Earning assets | $105,367,000 | 4,670 |
| Long-term assets (5+ years) | $31,171,000 | 2,815 |
| Average Assets, year-to-date | $121,660,600 | 4,397 |
| Average Assets, quarterly | $118,663,000 | 4,563 |
| Volatile liabilities | $35,113,000 | 3,426 |
| Insider loans | $1,406,000 | 3,751 |
| FHLB advances | $10,580,000 | 2,538 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,738,000 | 4,639 |
| Tier 1 (core) risk-based capital | $13,809,000 | 4,338 |
| Tier 2 risk-based capital | $1,026,000 | 3,981 |
| Total risk weighted assets | $81,712,000 | 4,629 |
| Total unused commitments | $10,738,000 | 4,639 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $120,894,000 | 4,488 |
| Cash and due from depository institutions | $2,917,000 | 3,843 |
| Interest-bearing balances | $20,000 | 5,912 |
| Securities | $31,574,000 | 3,322 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,280 |
| Net loans & leases | $74,762,000 | 4,671 |
| Loan loss allowance | $1,347,000 | 3,425 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,607,000 | 3,223 |
| Other real estate owned | $218,000 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,441,000 | 3,343 |
| Life insurance assets | $2,395,000 | 2,042 |
| Total liabilities and capital | $120,894,000 | 4,488 |
| Total liabilities | $107,671,000 | 4,468 |
| Total deposits | $95,310,000 | 4,576 |
| Interest-bearing deposits | $84,158,000 | 4,466 |
| Deposits held in domestic offices | $95,310,000 | 4,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,587,000 | 2,415 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $774,000 | 4,656 |
| Total equity capital | $13,223,000 | 4,557 |
| Total bank equity capital | $13,223,000 | 4,557 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $4,800,000 | 4,086 |
| Undivided profits | $8,023,000 | 3,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 3,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,112,000 | 3,881 |
| Earning assets | $109,731,000 | 4,537 |
| Long-term assets (5+ years) | $31,376,000 | 2,687 |
| Average Assets, year-to-date | $122,967,750 | 4,362 |
| Average Assets, quarterly | $119,998,500 | 4,480 |
| Volatile liabilities | $37,114,000 | 3,229 |
| Insider loans | $1,333,000 | 3,788 |
| FHLB advances | $11,587,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $13,170,000 | 4,230 |
| Tier 1 (core) risk-based capital | $13,435,000 | 4,413 |
| Tier 2 risk-based capital | $1,062,000 | 3,860 |
| Total risk weighted assets | $84,708,000 | 4,513 |
| Total unused commitments | $13,170,000 | 4,230 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $119,103,000 | 4,530 |
| Cash and due from depository institutions | $2,626,000 | 3,891 |
| Interest-bearing balances | $62,000 | 5,201 |
| Securities | $32,169,000 | 3,277 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,248 |
| Net loans & leases | $75,988,000 | 4,597 |
| Loan loss allowance | $1,386,000 | 3,352 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,656,000 | 3,166 |
| Other real estate owned | $183,000 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,456,000 | 3,282 |
| Life insurance assets | $2,373,000 | 2,055 |
| Total liabilities and capital | $119,103,000 | 4,530 |
| Total liabilities | $106,586,000 | 4,508 |
| Total deposits | $92,278,000 | 4,669 |
| Interest-bearing deposits | $81,705,000 | 4,543 |
| Deposits held in domestic offices | $92,278,000 | 4,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,870,000 | 2,330 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,594,000 | 2,319 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $844,000 | 4,288 |
| Total equity capital | $12,517,000 | 4,671 |
| Total bank equity capital | $12,517,000 | 4,671 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $4,800,000 | 4,087 |
| Undivided profits | $7,317,000 | 3,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,094,000 | 3,684 |
| Earning assets | $108,244,000 | 4,563 |
| Long-term assets (5+ years) | $31,530,000 | 2,633 |
| Average Assets, year-to-date | $123,659,000 | 4,383 |
| Average Assets, quarterly | $122,822,000 | 4,422 |
| Volatile liabilities | $36,157,000 | 3,272 |
| Insider loans | $1,391,000 | 3,695 |
| FHLB advances | $11,594,000 | 2,201 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $14,602,000 | 4,049 |
| Tier 1 (core) risk-based capital | $13,205,000 | 4,450 |
| Tier 2 risk-based capital | $1,088,000 | 3,793 |
| Total risk weighted assets | $86,813,000 | 4,432 |
| Total unused commitments | $14,602,000 | 4,050 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $126,541,000 | 4,375 |
| Cash and due from depository institutions | $2,193,000 | 3,850 |
| Interest-bearing balances | $42,000 | 5,567 |
| Securities | $16,305,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $3,340,000 | 4,161 |
| Net loans & leases | $79,552,000 | 4,442 |
| Loan loss allowance | $1,393,000 | 3,339 |
| Trading account assets | $16,601,000 | 131 |
| Bank premises and fixed assets | $3,664,000 | 3,145 |
| Other real estate owned | $183,000 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,703,000 | 3,121 |
| Life insurance assets | $2,349,000 | 2,046 |
| Total liabilities and capital | $126,541,000 | 4,375 |
| Total liabilities | $113,353,000 | 4,352 |
| Total deposits | $99,470,000 | 4,478 |
| Interest-bearing deposits | $87,238,000 | 4,376 |
| Deposits held in domestic offices | $99,470,000 | 4,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $13,101,000 | 2,097 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $782,000 | 4,493 |
| Total equity capital | $13,188,000 | 4,519 |
| Total bank equity capital | $13,188,000 | 4,519 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $4,800,000 | 4,051 |
| Undivided profits | $7,988,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,101,000 | 3,515 |
| Earning assets | $115,840,000 | 4,383 |
| Long-term assets (5+ years) | $15,120,000 | 3,965 |
| Average Assets, year-to-date | $125,937,000 | 4,350 |
| Average Assets, quarterly | $125,937,000 | 4,350 |
| Volatile liabilities | $40,373,000 | 2,947 |
| Insider loans | $1,243,000 | 3,875 |
| FHLB advances | $13,101,000 | 2,003 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $16,285,000 | 3,833 |
| Tier 1 (core) risk-based capital | $13,150,000 | 4,442 |
| Tier 2 risk-based capital | $1,123,000 | 3,692 |
| Total risk weighted assets | $89,628,000 | 4,288 |
| Total unused commitments | $16,285,000 | 3,833 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $125,333,000 | 4,355 |
| Cash and due from depository institutions | $2,546,000 | 4,115 |
| Interest-bearing balances | $121,000 | 4,521 |
| Securities | $34,245,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,340 |
| Net loans & leases | $80,027,000 | 4,418 |
| Loan loss allowance | $1,384,000 | 3,332 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,637,000 | 3,102 |
| Other real estate owned | $229,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,624,000 | 3,180 |
| Life insurance assets | $2,325,000 | 2,026 |
| Total liabilities and capital | $125,333,000 | 4,355 |
| Total liabilities | $112,605,000 | 4,339 |
| Total deposits | $97,018,000 | 4,508 |
| Interest-bearing deposits | $85,394,000 | 4,386 |
| Deposits held in domestic offices | $97,018,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,925,000 | 1,996 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,882,000 | 2,299 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $780,000 | 4,453 |
| Total equity capital | $12,728,000 | 4,566 |
| Total bank equity capital | $12,728,000 | 4,566 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $4,800,000 | 4,007 |
| Undivided profits | $7,528,000 | 3,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,067,000 | 3,731 |
| Earning assets | $114,418,000 | 4,374 |
| Long-term assets (5+ years) | $31,306,000 | 2,586 |
| Average Assets, year-to-date | $121,655,600 | 4,327 |
| Average Assets, quarterly | $125,139,000 | 4,335 |
| Volatile liabilities | $44,035,000 | 2,911 |
| Insider loans | $1,148,000 | 3,994 |
| FHLB advances | $11,882,000 | 2,195 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,024,000 | 3,909 |
| Tier 1 (core) risk-based capital | $13,311,000 | 4,351 |
| Tier 2 risk-based capital | $1,130,000 | 3,657 |
| Total risk weighted assets | $90,190,000 | 4,245 |
| Total unused commitments | $15,024,000 | 3,909 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 39 | 4,114 |
| Assets and Liabilities | ||
| Total Assets: | $124,945,000 | 4,353 |
| Cash and due from depository institutions | $2,336,000 | 4,114 |
| Interest-bearing balances | $119,000 | 4,532 |
| Securities | $33,844,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,960 |
| Net loans & leases | $80,247,000 | 4,416 |
| Loan loss allowance | $1,427,000 | 3,251 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,563,000 | 3,128 |
| Other real estate owned | $253,000 | 4,114 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,677,000 | 3,157 |
| Life insurance assets | $2,301,000 | 2,000 |
| Total liabilities and capital | $124,945,000 | 4,353 |
| Total liabilities | $112,095,000 | 4,327 |
| Total deposits | $97,676,000 | 4,445 |
| Interest-bearing deposits | $88,016,000 | 4,240 |
| Deposits held in domestic offices | $97,676,000 | 4,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,059 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,161,000 | 2,257 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $658,000 | 4,893 |
| Total equity capital | $12,850,000 | 4,524 |
| Total bank equity capital | $12,850,000 | 4,524 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $4,800,000 | 3,984 |
| Undivided profits | $7,650,000 | 3,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 3,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,122,000 | 3,609 |
| Earning assets | $114,235,000 | 4,364 |
| Long-term assets (5+ years) | $30,562,000 | 2,596 |
| Average Assets, year-to-date | $120,736,250 | 4,369 |
| Average Assets, quarterly | $122,202,500 | 4,375 |
| Volatile liabilities | $42,329,000 | 2,971 |
| Insider loans | $751,000 | 4,753 |
| FHLB advances | $13,161,000 | 2,149 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,694,000 | 3,390 |
| Tier 1 (core) risk-based capital | $13,570,000 | 4,278 |
| Tier 2 risk-based capital | $1,136,000 | 3,649 |
| Total risk weighted assets | $90,569,000 | 4,225 |
| Total unused commitments | $19,694,000 | 3,393 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $119,460,000 | 4,455 |
| Cash and due from depository institutions | $2,350,000 | 3,810 |
| Interest-bearing balances | $144,000 | 4,408 |
| Securities | $34,671,000 | 3,154 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,804 |
| Net loans & leases | $74,160,000 | 4,598 |
| Loan loss allowance | $1,425,000 | 3,237 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,633,000 | 3,054 |
| Other real estate owned | $71,000 | 3,810 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,550,000 | 3,199 |
| Life insurance assets | $2,275,000 | 1,976 |
| Total liabilities and capital | $119,460,000 | 4,455 |
| Total liabilities | $107,728,000 | 4,428 |
| Total deposits | $93,403,000 | 4,560 |
| Interest-bearing deposits | $84,359,000 | 4,347 |
| Deposits held in domestic offices | $93,403,000 | 4,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $195,000 | 3,560 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,436,000 | 2,277 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $694,000 | 4,423 |
| Total equity capital | $11,732,000 | 4,675 |
| Total bank equity capital | $11,732,000 | 4,675 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $4,800,000 | 3,940 |
| Undivided profits | $6,532,000 | 3,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $949,000 | 3,763 |
| Earning assets | $109,000,000 | 4,461 |
| Long-term assets (5+ years) | $30,909,000 | 2,550 |
| Average Assets, year-to-date | $119,333,330 | 4,418 |
| Average Assets, quarterly | $120,133,000 | 4,424 |
| Volatile liabilities | $35,633,000 | 3,278 |
| Insider loans | $1,067,000 | 4,118 |
| FHLB advances | $13,436,000 | 2,160 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,880,000 | 3,211 |
| Tier 1 (core) risk-based capital | $13,246,000 | 4,289 |
| Tier 2 risk-based capital | $1,059,000 | 3,816 |
| Total risk weighted assets | $84,431,000 | 4,380 |
| Total unused commitments | $21,880,000 | 3,212 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $120,806,000 | 4,413 |
| Cash and due from depository institutions | $2,667,000 | 4,111 |
| Interest-bearing balances | $103,000 | 4,849 |
| Securities | $33,723,000 | 3,251 |
| Federal funds sold & reverse repurchase agreements | $5,490,000 | 2,466 |
| Net loans & leases | $71,031,000 | 4,651 |
| Loan loss allowance | $1,511,000 | 3,051 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,670,000 | 2,987 |
| Other real estate owned | $1,000 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,224,000 | 3,284 |
| Life insurance assets | $2,255,000 | 1,952 |
| Total liabilities and capital | $120,806,000 | 4,413 |
| Total liabilities | $108,378,000 | 4,382 |
| Total deposits | $92,185,000 | 4,601 |
| Interest-bearing deposits | $83,652,000 | 4,361 |
| Deposits held in domestic offices | $92,185,000 | 4,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,708,000 | 1,972 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $485,000 | 5,243 |
| Total equity capital | $12,428,000 | 4,466 |
| Total bank equity capital | $12,428,000 | 4,466 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $4,800,000 | 3,864 |
| Undivided profits | $7,228,000 | 3,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $774,000 | 4,239 |
| Earning assets | $110,347,000 | 4,431 |
| Long-term assets (5+ years) | $29,674,000 | 2,594 |
| Average Assets, year-to-date | $119,270,000 | 4,421 |
| Average Assets, quarterly | $119,270,000 | 4,421 |
| Volatile liabilities | $34,837,000 | 3,214 |
| Insider loans | $1,205,000 | 3,831 |
| FHLB advances | $15,708,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,992,000 | 3,336 |
| Tier 1 (core) risk-based capital | $13,367,000 | 4,203 |
| Tier 2 risk-based capital | $1,034,000 | 3,820 |
| Total risk weighted assets | $82,298,000 | 4,393 |
| Total unused commitments | $19,992,000 | 3,337 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $117,734,000 | 4,472 |
| Cash and due from depository institutions | $2,801,000 | 4,106 |
| Interest-bearing balances | $100,000 | 4,941 |
| Securities | $35,279,000 | 3,130 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,073 |
| Net loans & leases | $71,727,000 | 4,591 |
| Loan loss allowance | $1,504,000 | 3,019 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,683,000 | 2,947 |
| Other real estate owned | $16,000 | 4,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,203,000 | 3,284 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $117,734,000 | 4,472 |
| Total liabilities | $105,740,000 | 4,447 |
| Total deposits | $89,027,000 | 4,687 |
| Interest-bearing deposits | $79,786,000 | 4,475 |
| Deposits held in domestic offices | $89,027,000 | 4,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $285,000 | 3,277 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,978,000 | 2,032 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $450,000 | 5,362 |
| Total equity capital | $11,994,000 | 4,548 |
| Total bank equity capital | $11,994,000 | 4,548 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $4,800,000 | 3,818 |
| Undivided profits | $6,794,000 | 3,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 3,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $722,000 | 4,498 |
| Earning assets | $107,131,000 | 4,502 |
| Long-term assets (5+ years) | $30,661,000 | 2,511 |
| Average Assets, year-to-date | $116,543,600 | 4,359 |
| Average Assets, quarterly | $118,122,000 | 4,434 |
| Volatile liabilities | $34,004,000 | 3,186 |
| Insider loans | $1,293,000 | 3,692 |
| FHLB advances | $15,978,000 | 1,918 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,516,000 | 3,155 |
| Tier 1 (core) risk-based capital | $12,842,000 | 4,269 |
| Tier 2 risk-based capital | $1,036,000 | 3,785 |
| Total risk weighted assets | $82,406,000 | 4,373 |
| Total unused commitments | $21,516,000 | 3,155 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $118,510,000 | 4,415 |
| Cash and due from depository institutions | $2,359,000 | 4,170 |
| Interest-bearing balances | $127,000 | 4,742 |
| Securities | $36,319,000 | 3,040 |
| Federal funds sold & reverse repurchase agreements | $1,290,000 | 4,323 |
| Net loans & leases | $70,891,000 | 4,590 |
| Loan loss allowance | $1,490,000 | 3,033 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,680,000 | 2,906 |
| Other real estate owned | $16,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,955,000 | 3,362 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $118,510,000 | 4,415 |
| Total liabilities | $105,699,000 | 4,417 |
| Total deposits | $89,020,000 | 4,661 |
| Interest-bearing deposits | $78,579,000 | 4,468 |
| Deposits held in domestic offices | $89,020,000 | 4,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,245,000 | 2,022 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $434,000 | 5,517 |
| Total equity capital | $12,811,000 | 4,293 |
| Total bank equity capital | $12,811,000 | 4,293 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $4,800,000 | 3,764 |
| Undivided profits | $7,611,000 | 3,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $612,000 | 5,069 |
| Earning assets | $108,627,000 | 4,426 |
| Long-term assets (5+ years) | $32,408,000 | 2,438 |
| Average Assets, year-to-date | $116,246,000 | 4,362 |
| Average Assets, quarterly | $117,468,000 | 4,389 |
| Volatile liabilities | $34,765,000 | 3,076 |
| Insider loans | $1,556,000 | 3,270 |
| FHLB advances | $16,245,000 | 1,906 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,445,000 | 3,539 |
| Tier 1 (core) risk-based capital | $13,314,000 | 4,095 |
| Tier 2 risk-based capital | $1,005,000 | 3,844 |
| Total risk weighted assets | $79,951,000 | 4,412 |
| Total unused commitments | $17,445,000 | 3,541 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $116,426,000 | 4,412 |
| Cash and due from depository institutions | $2,595,000 | 4,082 |
| Interest-bearing balances | $109,000 | 4,859 |
| Securities | $38,586,000 | 2,933 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,696 |
| Net loans & leases | $67,646,000 | 4,664 |
| Loan loss allowance | $1,436,000 | 3,088 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,654,000 | 2,865 |
| Other real estate owned | $107,000 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,813,000 | 3,340 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $116,426,000 | 4,412 |
| Total liabilities | $103,427,000 | 4,415 |
| Total deposits | $89,063,000 | 4,595 |
| Interest-bearing deposits | $76,983,000 | 4,486 |
| Deposits held in domestic offices | $89,063,000 | 4,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $405,000 | 3,306 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,510,000 | 2,220 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $449,000 | 5,145 |
| Total equity capital | $12,999,000 | 4,188 |
| Total bank equity capital | $12,999,000 | 4,188 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $4,800,000 | 3,714 |
| Undivided profits | $7,799,000 | 3,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $592,000 | 4,843 |
| Earning assets | $106,366,000 | 4,432 |
| Long-term assets (5+ years) | $35,108,000 | 2,309 |
| Average Assets, year-to-date | $115,491,330 | 4,369 |
| Average Assets, quarterly | $115,706,000 | 4,396 |
| Volatile liabilities | $35,998,000 | 2,891 |
| Insider loans | $1,339,000 | 3,534 |
| FHLB advances | $13,510,000 | 2,102 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,798,000 | 3,672 |
| Tier 1 (core) risk-based capital | $13,272,000 | 4,014 |
| Tier 2 risk-based capital | $973,000 | 3,901 |
| Total risk weighted assets | $77,442,000 | 4,438 |
| Total unused commitments | $15,798,000 | 3,673 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $114,986,000 | 4,442 |
| Cash and due from depository institutions | $2,017,000 | 4,420 |
| Interest-bearing balances | $203,000 | 4,321 |
| Securities | $40,239,000 | 2,870 |
| Federal funds sold & reverse repurchase agreements | $805,000 | 5,252 |
| Net loans & leases | $64,320,000 | 4,789 |
| Loan loss allowance | $1,438,000 | 3,076 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,640,000 | 2,830 |
| Other real estate owned | $66,000 | 4,420 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,899,000 | 3,250 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $114,986,000 | 4,442 |
| Total liabilities | $102,464,000 | 4,451 |
| Total deposits | $88,339,000 | 4,644 |
| Interest-bearing deposits | $76,814,000 | 4,514 |
| Deposits held in domestic offices | $88,339,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,772,000 | 2,127 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $353,000 | 5,638 |
| Total equity capital | $12,522,000 | 4,238 |
| Total bank equity capital | $12,522,000 | 4,238 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $4,800,000 | 3,694 |
| Undivided profits | $7,322,000 | 3,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $551,000 | 4,987 |
| Earning assets | $105,567,000 | 4,441 |
| Long-term assets (5+ years) | $36,314,000 | 2,313 |
| Average Assets, year-to-date | $115,024,000 | 4,407 |
| Average Assets, quarterly | $115,024,000 | 4,407 |
| Volatile liabilities | $35,687,000 | 2,825 |
| Insider loans | $1,312,000 | 3,589 |
| FHLB advances | $13,772,000 | 2,018 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,879,000 | 3,618 |
| Tier 1 (core) risk-based capital | $13,175,000 | 3,992 |
| Tier 2 risk-based capital | $932,000 | 3,992 |
| Total risk weighted assets | $74,084,000 | 4,539 |
| Total unused commitments | $15,879,000 | 3,618 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $115,062,000 | 4,421 |
| Cash and due from depository institutions | $2,175,000 | 4,179 |
| Interest-bearing balances | $108,000 | 4,964 |
| Securities | $41,653,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $270,000 | 5,725 |
| Net loans & leases | $63,316,000 | 4,835 |
| Loan loss allowance | $1,279,000 | 3,343 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,637,000 | 2,825 |
| Other real estate owned | $185,000 | 4,179 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,826,000 | 3,248 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $115,062,000 | 4,421 |
| Total liabilities | $102,349,000 | 4,428 |
| Total deposits | $87,955,000 | 4,648 |
| Interest-bearing deposits | $77,273,000 | 4,476 |
| Deposits held in domestic offices | $87,955,000 | 4,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,031,000 | 2,131 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $363,000 | 5,519 |
| Total equity capital | $12,713,000 | 4,167 |
| Total bank equity capital | $12,713,000 | 4,167 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $4,800,000 | 3,649 |
| Undivided profits | $7,513,000 | 3,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $470,000 | 5,527 |
| Earning assets | $105,347,000 | 4,436 |
| Long-term assets (5+ years) | $35,233,000 | 2,415 |
| Average Assets, year-to-date | $115,746,600 | 4,283 |
| Average Assets, quarterly | $117,893,000 | 4,310 |
| Volatile liabilities | $31,474,000 | 3,040 |
| Insider loans | $1,832,000 | 2,899 |
| FHLB advances | $14,031,000 | 2,013 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,103,000 | 3,734 |
| Tier 1 (core) risk-based capital | $12,788,000 | 4,039 |
| Tier 2 risk-based capital | $904,000 | 4,065 |
| Total risk weighted assets | $71,972,000 | 4,621 |
| Total unused commitments | $14,103,000 | 3,735 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $120,724,000 | 4,233 |
| Cash and due from depository institutions | $3,286,000 | 4,426 |
| Interest-bearing balances | $173,000 | 4,629 |
| Securities | $46,602,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 4,730 |
| Net loans & leases | $62,450,000 | 4,831 |
| Loan loss allowance | $1,171,000 | 3,575 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,634,000 | 2,779 |
| Other real estate owned | $177,000 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,745,000 | 3,240 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $120,724,000 | 4,233 |
| Total liabilities | $107,529,000 | 4,256 |
| Total deposits | $89,378,000 | 4,535 |
| Interest-bearing deposits | $78,032,000 | 4,423 |
| Deposits held in domestic offices | $89,378,000 | 4,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,788,000 | 1,846 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $363,000 | 5,723 |
| Total equity capital | $13,195,000 | 4,032 |
| Total bank equity capital | $13,195,000 | 4,032 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $4,800,000 | 3,607 |
| Undivided profits | $7,995,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $499,000 | 5,499 |
| Earning assets | $110,055,000 | 4,262 |
| Long-term assets (5+ years) | $34,898,000 | 2,467 |
| Average Assets, year-to-date | $115,917,750 | 4,283 |
| Average Assets, quarterly | $117,318,500 | 4,302 |
| Volatile liabilities | $39,921,000 | 2,497 |
| Insider loans | $1,466,000 | 3,324 |
| FHLB advances | $17,788,000 | 1,733 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,982,000 | 4,216 |
| Tier 1 (core) risk-based capital | $13,099,000 | 3,928 |
| Tier 2 risk-based capital | $914,000 | 4,016 |
| Total risk weighted assets | $72,816,000 | 4,551 |
| Total unused commitments | $10,982,000 | 4,216 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $113,913,000 | 4,399 |
| Cash and due from depository institutions | $2,368,000 | 4,186 |
| Interest-bearing balances | $222,000 | 4,386 |
| Securities | $39,462,000 | 2,982 |
| Federal funds sold & reverse repurchase agreements | $2,830,000 | 2,938 |
| Net loans & leases | $61,823,000 | 4,810 |
| Loan loss allowance | $1,267,000 | 3,364 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,564,000 | 2,780 |
| Other real estate owned | $147,000 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,719,000 | 3,242 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $113,913,000 | 4,399 |
| Total liabilities | $101,851,000 | 4,401 |
| Total deposits | $87,466,000 | 4,594 |
| Interest-bearing deposits | $75,911,000 | 4,523 |
| Deposits held in domestic offices | $87,466,000 | 4,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,042,000 | 2,123 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $343,000 | 5,514 |
| Total equity capital | $12,062,000 | 4,210 |
| Total bank equity capital | $12,062,000 | 4,210 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $4,800,000 | 3,565 |
| Undivided profits | $6,862,000 | 3,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $490,000 | 5,347 |
| Earning assets | $104,337,000 | 4,408 |
| Long-term assets (5+ years) | $32,079,000 | 2,712 |
| Average Assets, year-to-date | $114,315,670 | 4,341 |
| Average Assets, quarterly | $113,500,500 | 4,390 |
| Volatile liabilities | $39,944,000 | 2,440 |
| Insider loans | $1,715,000 | 2,988 |
| FHLB advances | $14,042,000 | 1,989 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,034,000 | 4,660 |
| Tier 1 (core) risk-based capital | $12,769,000 | 3,963 |
| Tier 2 risk-based capital | $872,000 | 4,135 |
| Total risk weighted assets | $69,409,000 | 4,668 |
| Total unused commitments | $9,034,000 | 4,661 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $113,088,000 | 4,413 |
| Cash and due from depository institutions | $2,484,000 | 4,210 |
| Interest-bearing balances | $80,000 | 5,618 |
| Securities | $44,729,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,192 |
| Net loans & leases | $57,159,000 | 5,003 |
| Loan loss allowance | $1,206,000 | 3,447 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,415,000 | 2,850 |
| Other real estate owned | $245,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,656,000 | 3,125 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $113,088,000 | 4,413 |
| Total liabilities | $104,020,000 | 4,329 |
| Total deposits | $89,421,000 | 4,526 |
| Interest-bearing deposits | $78,762,000 | 4,416 |
| Deposits held in domestic offices | $89,421,000 | 4,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,294,000 | 1,991 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $305,000 | 6,160 |
| Total equity capital | $9,068,000 | 5,271 |
| Total bank equity capital | $9,068,000 | 5,271 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $800,000 | 7,102 |
| Undivided profits | $7,868,000 | 3,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 2,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $508,000 | 5,129 |
| Earning assets | $103,368,000 | 4,430 |
| Long-term assets (5+ years) | $35,586,000 | 2,438 |
| Average Assets, year-to-date | $114,517,000 | 4,349 |
| Average Assets, quarterly | $114,517,000 | 4,349 |
| Volatile liabilities | $41,695,000 | 2,290 |
| Insider loans | $2,488,000 | 2,227 |
| FHLB advances | $14,294,000 | 1,875 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,779,000 | 5,237 |
| Tier 1 (core) risk-based capital | $8,676,000 | 5,242 |
| Tier 2 risk-based capital | $823,000 | 4,266 |
| Total risk weighted assets | $65,434,000 | 4,792 |
| Total unused commitments | $6,779,000 | 5,248 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 37 | 4,299 |
| Assets and Liabilities | ||
| Total Assets: | $115,946,000 | 4,315 |
| Cash and due from depository institutions | $1,991,000 | 4,299 |
| Interest-bearing balances | $113,000 | 5,082 |
| Securities | $48,626,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $2,295,000 | 3,791 |
| Net loans & leases | $54,709,000 | 5,125 |
| Loan loss allowance | $1,074,000 | 3,757 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,369,000 | 2,879 |
| Other real estate owned | $1,274,000 | 4,299 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,682,000 | 3,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,946,000 | 4,315 |
| Total liabilities | $107,425,000 | 4,208 |
| Total deposits | $92,478,000 | 4,396 |
| Interest-bearing deposits | $80,825,000 | 4,295 |
| Deposits held in domestic offices | $92,478,000 | 4,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,543,000 | 1,997 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $404,000 | 5,297 |
| Total equity capital | $8,521,000 | 5,422 |
| Total bank equity capital | $8,521,000 | 5,422 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $800,000 | 7,133 |
| Undivided profits | $7,321,000 | 3,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $568,000 | 4,905 |
| Earning assets | $105,743,000 | 4,336 |
| Long-term assets (5+ years) | $38,648,000 | 2,328 |
| Average Assets, year-to-date | $115,302,200 | 4,218 |
| Average Assets, quarterly | $116,025,000 | 4,288 |
| Volatile liabilities | $43,078,000 | 2,221 |
| Insider loans | $2,642,000 | 2,076 |
| FHLB advances | $14,543,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,169,000 | 5,010 |
| Tier 1 (core) risk-based capital | $8,347,000 | 5,335 |
| Tier 2 risk-based capital | $779,000 | 4,420 |
| Total risk weighted assets | $62,082,000 | 4,957 |
| Total unused commitments | $7,169,000 | 5,013 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $116,104,000 | 4,293 |
| Cash and due from depository institutions | $3,234,000 | 4,505 |
| Interest-bearing balances | $231,000 | 4,541 |
| Securities | $50,637,000 | 2,422 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,562 |
| Net loans & leases | $54,840,000 | 5,112 |
| Loan loss allowance | $1,013,000 | 3,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,399,000 | 3,714 |
| Other real estate owned | $1,268,000 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,701,000 | 3,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,104,000 | 4,293 |
| Total liabilities | $107,636,000 | 4,184 |
| Total deposits | $91,320,000 | 4,417 |
| Interest-bearing deposits | $80,218,000 | 4,304 |
| Deposits held in domestic offices | $91,320,000 | 4,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,120,000 | 2,505 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,790,000 | 1,910 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $406,000 | 5,631 |
| Total equity capital | $8,468,000 | 5,434 |
| Total bank equity capital | $8,468,000 | 5,434 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $800,000 | 7,162 |
| Undivided profits | $7,268,000 | 3,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $624,000 | 4,730 |
| Earning assets | $105,733,000 | 4,320 |
| Long-term assets (5+ years) | $41,524,000 | 2,172 |
| Average Assets, year-to-date | $115,141,250 | 4,235 |
| Average Assets, quarterly | $117,221,500 | 4,244 |
| Volatile liabilities | $40,759,000 | 2,271 |
| Insider loans | $1,632,000 | 3,019 |
| FHLB advances | $14,790,000 | 1,783 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,777,000 | 5,126 |
| Tier 1 (core) risk-based capital | $8,405,000 | 5,300 |
| Tier 2 risk-based capital | $788,000 | 4,378 |
| Total risk weighted assets | $62,889,000 | 4,893 |
| Total unused commitments | $6,777,000 | 5,132 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $118,339,000 | 4,221 |
| Cash and due from depository institutions | $2,421,000 | 4,259 |
| Interest-bearing balances | $115,000 | 5,205 |
| Securities | $54,550,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $1,840,000 | 4,949 |
| Net loans & leases | $52,228,000 | 5,231 |
| Loan loss allowance | $856,000 | 4,383 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,327,000 | 3,766 |
| Other real estate owned | $1,344,000 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,629,000 | 3,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,339,000 | 4,221 |
| Total liabilities | $109,587,000 | 4,110 |
| Total deposits | $94,095,000 | 4,324 |
| Interest-bearing deposits | $83,478,000 | 4,181 |
| Deposits held in domestic offices | $94,095,000 | 4,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,034,000 | 1,846 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $458,000 | 5,322 |
| Total equity capital | $8,752,000 | 5,299 |
| Total bank equity capital | $8,752,000 | 5,299 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $800,000 | 7,173 |
| Undivided profits | $7,552,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $650,000 | 4,418 |
| Earning assets | $108,733,000 | 4,209 |
| Long-term assets (5+ years) | $40,492,000 | 2,096 |
| Average Assets, year-to-date | $114,820,330 | 4,238 |
| Average Assets, quarterly | $117,154,000 | 4,220 |
| Volatile liabilities | $38,927,000 | 2,309 |
| Insider loans | $1,647,000 | 2,980 |
| FHLB advances | $15,034,000 | 1,714 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,752,000 | 6,325 |
| Tier 1 (core) risk-based capital | $8,268,000 | 5,297 |
| Tier 2 risk-based capital | $778,000 | 4,395 |
| Total risk weighted assets | $62,173,000 | 4,899 |
| Total unused commitments | $3,752,000 | 6,336 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $115,969,000 | 4,231 |
| Cash and due from depository institutions | $5,493,000 | 4,413 |
| Interest-bearing balances | $252,000 | 4,458 |
| Securities | $49,926,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 7,216 |
| Net loans & leases | $55,440,000 | 5,000 |
| Loan loss allowance | $890,000 | 4,228 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,323,000 | 3,741 |
| Other real estate owned | $1,077,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,685,000 | 4,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,969,000 | 4,231 |
| Total liabilities | $107,238,000 | 4,142 |
| Total deposits | $90,814,000 | 4,393 |
| Interest-bearing deposits | $80,705,000 | 4,282 |
| Deposits held in domestic offices | $90,814,000 | 4,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 2,492 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,276,000 | 1,769 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $398,000 | 5,772 |
| Total equity capital | $8,731,000 | 5,239 |
| Total bank equity capital | $8,731,000 | 5,239 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $800,000 | 7,195 |
| Undivided profits | $7,531,000 | 3,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $716,000 | 4,085 |
| Earning assets | $105,643,000 | 4,257 |
| Long-term assets (5+ years) | $34,956,000 | 2,300 |
| Average Assets, year-to-date | $113,061,000 | 4,285 |
| Average Assets, quarterly | $113,061,000 | 4,285 |
| Volatile liabilities | $39,639,000 | 2,229 |
| Insider loans | $2,040,000 | 2,509 |
| FHLB advances | $15,276,000 | 1,658 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,731,000 | 6,296 |
| Tier 1 (core) risk-based capital | $8,102,000 | 5,311 |
| Tier 2 risk-based capital | $764,000 | 4,401 |
| Total risk weighted assets | $60,979,000 | 4,894 |
| Total unused commitments | $3,731,000 | 6,310 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $110,153,000 | 4,359 |
| Cash and due from depository institutions | $4,219,000 | 4,387 |
| Interest-bearing balances | $210,000 | 4,510 |
| Securities | $40,687,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,782 |
| Net loans & leases | $55,526,000 | 4,994 |
| Loan loss allowance | $771,000 | 4,604 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,125,000 | 3,926 |
| Other real estate owned | $1,040,000 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,531,000 | 5,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,153,000 | 4,359 |
| Total liabilities | $101,373,000 | 4,277 |
| Total deposits | $85,444,000 | 4,580 |
| Interest-bearing deposits | $75,989,000 | 4,438 |
| Deposits held in domestic offices | $85,444,000 | 4,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,515,000 | 1,791 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $414,000 | 5,782 |
| Total equity capital | $8,780,000 | 5,173 |
| Total bank equity capital | $8,780,000 | 5,173 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $800,000 | 7,198 |
| Undivided profits | $7,580,000 | 3,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 2,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $650,000 | 4,650 |
| Earning assets | $101,448,000 | 4,338 |
| Long-term assets (5+ years) | $31,658,000 | 2,442 |
| Average Assets, year-to-date | $103,600,400 | 4,389 |
| Average Assets, quarterly | $105,612,000 | 4,446 |
| Volatile liabilities | $34,698,000 | 2,489 |
| Insider loans | $2,146,000 | 2,388 |
| FHLB advances | $15,515,000 | 1,657 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,325,000 | 6,391 |
| Tier 1 (core) risk-based capital | $7,731,000 | 5,422 |
| Tier 2 risk-based capital | $740,000 | 4,452 |
| Total risk weighted assets | $59,239,000 | 4,961 |
| Total unused commitments | $3,325,000 | 6,393 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $100,925,000 | 4,528 |
| Cash and due from depository institutions | $3,270,000 | 4,301 |
| Interest-bearing balances | $41,000 | 5,833 |
| Securities | $25,553,000 | 3,788 |
| Federal funds sold & reverse repurchase agreements | $6,080,000 | 2,362 |
| Net loans & leases | $62,096,000 | 4,565 |
| Loan loss allowance | $939,000 | 3,758 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,195,000 | 3,771 |
| Other real estate owned | $441,000 | 4,301 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,290,000 | 5,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,925,000 | 4,528 |
| Total liabilities | $92,964,000 | 4,427 |
| Total deposits | $87,040,000 | 4,381 |
| Interest-bearing deposits | $78,968,000 | 4,192 |
| Deposits held in domestic offices | $87,040,000 | 4,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,329,000 | 2,940 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $595,000 | 4,901 |
| Total equity capital | $7,961,000 | 5,377 |
| Total bank equity capital | $7,961,000 | 5,377 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $800,000 | 7,331 |
| Undivided profits | $6,761,000 | 3,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,349,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $738,000 | 4,511 |
| Earning assets | $93,770,000 | 4,459 |
| Long-term assets (5+ years) | $22,513,000 | 3,056 |
| Average Assets, year-to-date | $101,950,400 | 4,326 |
| Average Assets, quarterly | $101,854,500 | 4,443 |
| Volatile liabilities | $34,990,000 | 2,380 |
| Insider loans | $1,312,000 | 3,269 |
| FHLB advances | $5,329,000 | 2,759 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,836,000 | 6,097 |
| Tier 1 (core) risk-based capital | $7,232,000 | 5,554 |
| Tier 2 risk-based capital | $793,000 | 4,046 |
| Total risk weighted assets | $63,335,000 | 4,669 |
| Total unused commitments | $3,836,000 | 6,102 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 34 | 4,660 |
| Assets and Liabilities | ||
| Total Assets: | $103,215,000 | 4,349 |
| Cash and due from depository institutions | $2,409,000 | 4,660 |
| Interest-bearing balances | $24,000 | 5,864 |
| Securities | $27,406,000 | 3,679 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 5,950 |
| Net loans & leases | $69,051,000 | 4,120 |
| Loan loss allowance | $700,000 | 4,582 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,257,000 | 3,652 |
| Other real estate owned | $355,000 | 4,660 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,112,000 | 5,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,215,000 | 4,349 |
| Total liabilities | $96,349,000 | 4,197 |
| Total deposits | $87,167,000 | 4,267 |
| Interest-bearing deposits | $78,432,000 | 4,074 |
| Deposits held in domestic offices | $87,167,000 | 4,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,349,000 | 2,250 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $833,000 | 4,116 |
| Total equity capital | $6,866,000 | 5,859 |
| Total bank equity capital | $6,866,000 | 5,859 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $800,000 | 7,491 |
| Undivided profits | $5,666,000 | 4,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $878,000 | 3,139 |
| Earning assets | $97,106,000 | 4,269 |
| Long-term assets (5+ years) | $8,123,000 | 5,024 |
| Average Assets, year-to-date | $98,153,800 | 4,366 |
| Average Assets, quarterly | $102,557,000 | 4,320 |
| Volatile liabilities | $33,723,000 | 2,412 |
| Insider loans | $1,654,000 | 2,714 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,793,000 | 5,511 |
| Tier 1 (core) risk-based capital | $6,881,000 | 5,739 |
| Tier 2 risk-based capital | $700,000 | 4,320 |
| Total risk weighted assets | $71,827,700 | 4,115 |
| Total unused commitments | $4,793,000 | 5,514 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $93,229,000 | 4,674 |
| Cash and due from depository institutions | $2,909,000 | 4,461 |
| Interest-bearing balances | $14,000 | 6,204 |
| Securities | $27,036,000 | 3,913 |
| Federal funds sold & reverse repurchase agreements | $2,705,000 | 3,072 |
| Net loans & leases | $57,205,000 | 4,678 |
| Loan loss allowance | $560,000 | 5,265 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,419,000 | 3,447 |
| Other real estate owned | $83,000 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $872,000 | 6,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,229,000 | 4,674 |
| Total liabilities | $87,476,000 | 4,531 |
| Total deposits | $85,523,000 | 4,298 |
| Interest-bearing deposits | $77,385,000 | 4,085 |
| Deposits held in domestic offices | $85,523,000 | 4,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,253,000 | 4,367 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $700,000 | 4,260 |
| Total equity capital | $5,753,000 | 6,418 |
| Total bank equity capital | $5,753,000 | 6,418 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $800,000 | 7,658 |
| Undivided profits | $4,553,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 5,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $648,000 | 3,636 |
| Earning assets | $86,960,000 | 4,605 |
| Long-term assets (5+ years) | $6,265,000 | 5,880 |
| Average Assets, year-to-date | $88,072,000 | 4,751 |
| Average Assets, quarterly | $92,194,000 | 4,694 |
| Volatile liabilities | $34,362,000 | 2,286 |
| Insider loans | $1,406,000 | 2,959 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,853,000 | 4,651 |
| Tier 1 (core) risk-based capital | $6,320,000 | 6,081 |
| Tier 2 risk-based capital | $560,000 | 4,937 |
| Total risk weighted assets | $60,522,000 | 4,595 |
| Total unused commitments | $6,853,000 | 4,656 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $84,447,000 | 5,005 |
| Cash and due from depository institutions | $2,266,000 | 4,974 |
| Interest-bearing balances | $23,000 | 5,962 |
| Securities | $25,448,000 | 4,119 |
| Federal funds sold & reverse repurchase agreements | $4,080,000 | 3,985 |
| Net loans & leases | $49,475,000 | 4,973 |
| Loan loss allowance | $503,000 | 5,597 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,416,000 | 3,331 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $762,000 | 6,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,447,000 | 5,005 |
| Total liabilities | $78,231,000 | 4,870 |
| Total deposits | $76,419,000 | 4,701 |
| Interest-bearing deposits | $68,368,000 | 4,554 |
| Deposits held in domestic offices | $76,419,000 | 4,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,270,000 | 3,600 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $542,000 | 5,492 |
| Total equity capital | $6,216,000 | 6,225 |
| Total bank equity capital | $6,216,000 | 6,225 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $800,000 | 7,732 |
| Undivided profits | $5,016,000 | 4,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $517,000 | 4,485 |
| Earning assets | $79,026,000 | 4,926 |
| Long-term assets (5+ years) | $5,741,000 | 5,949 |
| Average Assets, year-to-date | $75,991,600 | 5,167 |
| Average Assets, quarterly | $81,646,500 | 5,057 |
| Volatile liabilities | $25,469,000 | 2,457 |
| Insider loans | $1,530,000 | 2,611 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,298,000 | 4,781 |
| Tier 1 (core) risk-based capital | $6,055,000 | 6,154 |
| Tier 2 risk-based capital | $503,000 | 5,195 |
| Total risk weighted assets | $51,516,200 | 4,973 |
| Total unused commitments | $6,298,000 | 4,786 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $70,412,000 | 5,712 |
| Cash and due from depository institutions | $1,943,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,528,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 4,296 |
| Net loans & leases | $44,897,000 | 5,379 |
| Loan loss allowance | $441,000 | 6,191 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,677,000 | 4,370 |
| Other real estate owned | $0 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $727,000 | 7,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,412,000 | 5,712 |
| Total liabilities | $64,840,000 | 5,593 |
| Total deposits | $63,062,000 | 5,464 |
| Interest-bearing deposits | $56,028,000 | 5,320 |
| Deposits held in domestic offices | $63,062,000 | 5,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,286,000 | 3,270 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $492,000 | 5,964 |
| Total equity capital | $5,572,000 | 6,715 |
| Total bank equity capital | $5,572,000 | 6,715 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $800,000 | 7,960 |
| Undivided profits | $4,372,000 | 4,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $529,000 | 4,475 |
| Earning assets | $66,065,000 | 5,619 |
| Long-term assets (5+ years) | $3,417,000 | 6,789 |
| Average Assets, year-to-date | $68,587,800 | 5,626 |
| Average Assets, quarterly | $69,794,500 | 5,686 |
| Volatile liabilities | $18,656,000 | 3,177 |
| Insider loans | $1,436,000 | 2,717 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,573,000 | 6,885 |
| Tier 1 (core) risk-based capital | $5,534,000 | 6,595 |
| Tier 2 risk-based capital | $441,000 | 5,629 |
| Total risk weighted assets | $45,364,700 | 5,456 |
| Total unused commitments | $2,573,000 | 6,892 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $67,020,000 | 6,066 |
| Cash and due from depository institutions | $1,651,000 | 7,084 |
| Interest-bearing balances | $38,000 | 5,570 |
| Securities | $18,962,000 | 5,501 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 4,726 |
| Net loans & leases | $41,832,000 | 5,700 |
| Loan loss allowance | $434,000 | 6,484 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,521,000 | 4,653 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $929,000 | 6,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,020,000 | 6,066 |
| Total liabilities | $62,014,000 | 5,931 |
| Total deposits | $60,200,000 | 5,822 |
| Interest-bearing deposits | $53,257,000 | 5,696 |
| Deposits held in domestic offices | $60,200,000 | 5,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,310,000 | 3,091 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $504,000 | 5,934 |
| Total equity capital | $5,006,000 | 7,231 |
| Total bank equity capital | $5,006,000 | 7,231 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $3,806,000 | 5,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $520,000 | 4,462 |
| Earning assets | $62,957,000 | 5,957 |
| Long-term assets (5+ years) | $3,584,000 | 6,656 |
| Average Assets, year-to-date | $66,924,400 | 5,890 |
| Average Assets, quarterly | $66,675,500 | 6,036 |
| Volatile liabilities | $16,788,000 | 3,343 |
| Insider loans | $1,303,000 | 2,968 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,496,000 | 4,417 |
| Tier 1 (core) risk-based capital | $5,031,000 | 7,116 |
| Tier 2 risk-based capital | $434,000 | 5,811 |
| Total risk weighted assets | $43,564,900 | 5,616 |
| Total unused commitments | $6,496,000 | 4,431 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $65,605,000 | 6,226 |
| Cash and due from depository institutions | $2,631,000 | 6,946 |
| Interest-bearing balances | $1,175,000 | 2,378 |
| Securities | $18,239,000 | 5,921 |
| Federal funds sold & reverse repurchase agreements | $1,385,000 | 6,597 |
| Net loans & leases | $40,983,000 | 5,730 |
| Loan loss allowance | $411,000 | 6,854 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,525,000 | 4,611 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $842,000 | 7,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,605,000 | 6,226 |
| Total liabilities | $61,063,000 | 6,072 |
| Total deposits | $59,338,000 | 5,986 |
| Interest-bearing deposits | $54,207,000 | 5,732 |
| Deposits held in domestic offices | $59,338,000 | 5,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,324,000 | 2,697 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $401,000 | 7,129 |
| Total equity capital | $4,542,000 | 7,775 |
| Total bank equity capital | $4,542,000 | 7,775 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $3,342,000 | 5,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $471,000 | 5,006 |
| Earning assets | $61,782,000 | 6,110 |
| Long-term assets (5+ years) | $2,131,000 | 7,772 |
| Average Assets, year-to-date | $62,525,800 | 6,245 |
| Average Assets, quarterly | $65,261,500 | 6,193 |
| Volatile liabilities | $15,119,000 | 3,313 |
| Insider loans | $1,280,000 | 3,117 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,314,000 | 4,821 |
| Tier 1 (core) risk-based capital | $4,573,000 | 7,625 |
| Tier 2 risk-based capital | $411,000 | 6,069 |
| Total risk weighted assets | $42,623,000 | 5,681 |
| Total unused commitments | $5,314,000 | 4,836 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $59,597,000 | 6,672 |
| Cash and due from depository institutions | $2,180,000 | 7,461 |
| Interest-bearing balances | $679,000 | 2,944 |
| Securities | $11,366,000 | 8,268 |
| Federal funds sold & reverse repurchase agreements | $985,000 | 5,605 |
| Net loans & leases | $42,523,000 | 5,554 |
| Loan loss allowance | $373,000 | 7,466 |
| Trading account assets | $142,000 | 259 |
| Bank premises and fixed assets | $1,534,000 | 4,528 |
| Other real estate owned | $98,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $769,000 | 7,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,597,000 | 6,672 |
| Total liabilities | $55,274,000 | 6,554 |
| Total deposits | $53,984,000 | 6,440 |
| Interest-bearing deposits | $48,695,000 | 6,205 |
| Deposits held in domestic offices | $53,984,000 | 6,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $290,000 | 7,468 |
| Total equity capital | $4,323,000 | 7,826 |
| Total bank equity capital | $4,323,000 | 7,826 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $3,123,000 | 5,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $428,000 | 4,888 |
| Earning assets | $55,695,000 | 6,577 |
| Long-term assets (5+ years) | $710,000 | 9,841 |
| Average Assets, year-to-date | $55,613,800 | 6,888 |
| Average Assets, quarterly | $57,791,000 | 6,792 |
| Volatile liabilities | $14,708,000 | 3,248 |
| Insider loans | $991,000 | 3,738 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,357,000 | 4,722 |
| Tier 1 (core) risk-based capital | $4,424,000 | 7,800 |
| Tier 2 risk-based capital | $373,000 | 6,540 |
| Total risk weighted assets | $41,864,700 | 5,706 |
| Total unused commitments | $5,357,000 | 4,730 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $53,068,000 | 7,446 |
| Cash and due from depository institutions | $1,813,000 | 8,670 |
| Interest-bearing balances | $385,000 | 4,775 |
| Securities | $13,972,000 | 7,719 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 7,699 |
| Net loans & leases | $34,411,000 | 6,372 |
| Loan loss allowance | $325,000 | 8,335 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,340,000 | 5,089 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $522,000 | 9,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,068,000 | 7,446 |
| Total liabilities | $49,027,000 | 7,337 |
| Total deposits | $48,720,000 | 7,184 |
| Interest-bearing deposits | $44,294,000 | 6,898 |
| Deposits held in domestic offices | $48,720,000 | 7,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $307,000 | 7,435 |
| Total equity capital | $4,041,000 | 8,339 |
| Total bank equity capital | $4,041,000 | 8,339 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $2,841,000 | 6,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 8,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $329,000 | 5,585 |
| Earning assets | $49,778,000 | 7,296 |
| Long-term assets (5+ years) | $779,000 | 10,260 |
| Average Assets, year-to-date | $52,633,800 | 7,318 |
| Average Assets, quarterly | $53,188,500 | 7,364 |
| Volatile liabilities | $12,057,000 | 3,578 |
| Insider loans | $861,000 | 4,143 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,095,000 | 4,825 |
| Tier 1 (core) risk-based capital | $4,041,000 | 8,248 |
| Tier 2 risk-based capital | $325,000 | 7,211 |
| Total risk weighted assets | $34,778,700 | 6,551 |
| Total unused commitments | $5,095,000 | 4,849 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $53,216,000 | 7,552 |
| Cash and due from depository institutions | $2,903,000 | 8,886 |
| Interest-bearing balances | $980,000 | 3,920 |
| Securities | $12,725,000 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $5,885,000 | 2,813 |
| Net loans & leases | $30,438,000 | 6,982 |
| Loan loss allowance | $315,000 | 8,584 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $705,000 | 7,614 |
| Other real estate owned | $81,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $479,000 | 9,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,216,000 | 7,552 |
| Total liabilities | $48,668,000 | 7,526 |
| Total deposits | $48,386,000 | 7,380 |
| Interest-bearing deposits | $44,580,000 | 7,073 |
| Deposits held in domestic offices | $48,386,000 | 7,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $282,000 | 8,525 |
| Total equity capital | $4,548,000 | 7,587 |
| Total bank equity capital | $4,548,000 | 7,587 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $3,348,000 | 5,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $286,000 | 6,765 |
| Earning assets | $50,028,000 | 7,392 |
| Long-term assets (5+ years) | $1,426,000 | 9,647 |
| Average Assets, year-to-date | $51,496,400 | 7,559 |
| Average Assets, quarterly | $52,069,000 | 7,600 |
| Volatile liabilities | $11,619,000 | 3,677 |
| Insider loans | $692,000 | 1,297 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,744,000 | 5,454 |
| Tier 1 (core) risk-based capital | $4,548,000 | 7,531 |
| Tier 2 risk-based capital | $315,000 | 7,371 |
| Total risk weighted assets | $30,735,400 | 7,194 |
| Total unused commitments | $3,744,000 | 5,482 |
| Derivatives | $0 | 651 |