Home > Charlevoix State Bank > Income and Expense
Charlevoix State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 2,900 |
| Total interest expense | $1,202,000 | 3,550 |
| Net interest income | $8,414,000 | 2,612 |
| Provision for loan and lease losses | $35,000 | 2,902 |
| Total noninterest income | $2,507,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $58,000 | 3,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,449,000 | 1,438 |
| Total noninterest expense | $6,760,000 | 2,616 |
| Salaries and employee benefits | $3,120,000 | 2,885 |
| Premises and equipment expense | $777,000 | 2,342 |
| Additional noninterest expense | $2,449,000 | 1,438 |
| Pre-tax net operating income | $4,126,000 | 2,142 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,126,000 | 1,957 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,126,000 | 1,981 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,126,000 | 1,960 |
| Net charge-offs | $91,000 | 1,548 |
| Cash dividends | $3,226,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,126,000 | 1,988 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 2,910 |
| Total interest expense | $818,000 | 3,552 |
| Net interest income | $6,187,000 | 2,671 |
| Provision for loan and lease losses | $35,000 | 2,653 |
| Total noninterest income | $1,867,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $44,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,823,000 | 1,430 |
| Total noninterest expense | $4,954,000 | 2,635 |
| Salaries and employee benefits | $2,323,000 | 2,882 |
| Premises and equipment expense | $581,000 | 2,351 |
| Additional noninterest expense | $1,823,000 | 1,430 |
| Pre-tax net operating income | $3,065,000 | 2,197 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,065,000 | 2,026 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,065,000 | 2,045 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,065,000 | 2,026 |
| Net charge-offs | $22,000 | 1,851 |
| Cash dividends | $2,165,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,065,000 | 2,053 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 2,925 |
| Total interest expense | $443,000 | 3,618 |
| Net interest income | $4,089,000 | 2,708 |
| Provision for loan and lease losses | $35,000 | 2,399 |
| Total noninterest income | $929,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $30,000 | 3,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 1,632 |
| Total noninterest expense | $3,018,000 | 2,754 |
| Salaries and employee benefits | $1,528,000 | 2,909 |
| Premises and equipment expense | $375,000 | 2,394 |
| Additional noninterest expense | $899,000 | 1,630 |
| Pre-tax net operating income | $1,965,000 | 2,271 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,965,000 | 2,078 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,965,000 | 2,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,965,000 | 2,078 |
| Net charge-offs | $22,000 | 1,495 |
| Cash dividends | $1,365,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,965,000 | 2,091 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 2,917 |
| Total interest expense | $116,000 | 3,964 |
| Net interest income | $2,145,000 | 2,638 |
| Provision for loan and lease losses | $35,000 | 1,867 |
| Total noninterest income | $424,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $15,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 1,706 |
| Total noninterest expense | $1,492,000 | 2,816 |
| Salaries and employee benefits | $763,000 | 2,965 |
| Premises and equipment expense | $210,000 | 2,285 |
| Additional noninterest expense | $409,000 | 1,706 |
| Pre-tax net operating income | $1,042,000 | 2,246 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,042,000 | 2,044 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,042,000 | 2,043 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,042,000 | 2,044 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $740,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,042,000 | 2,065 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 2,931 |
| Total interest expense | $300,000 | 3,757 |
| Net interest income | $7,297,000 | 2,817 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,449,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $60,000 | 3,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,389,000 | 1,463 |
| Total noninterest expense | $6,487,000 | 2,632 |
| Salaries and employee benefits | $3,085,000 | 2,894 |
| Premises and equipment expense | $799,000 | 2,308 |
| Additional noninterest expense | $2,389,000 | 1,463 |
| Pre-tax net operating income | $3,259,000 | 2,556 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,260,000 | 2,352 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,260,000 | 2,352 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,260,000 | 2,351 |
| Net charge-offs | $35,000 | 1,710 |
| Cash dividends | $2,060,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,259,000 | 2,382 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 2,939 |
| Total interest expense | $228,000 | 3,586 |
| Net interest income | $5,212,000 | 2,858 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,854,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $44,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,810,000 | 1,474 |
| Total noninterest expense | $4,845,000 | 2,629 |
| Salaries and employee benefits | $2,328,000 | 2,871 |
| Premises and equipment expense | $593,000 | 2,344 |
| Additional noninterest expense | $1,810,000 | 1,474 |
| Pre-tax net operating income | $2,221,000 | 2,662 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,222,000 | 2,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,222,000 | 2,457 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,222,000 | 2,457 |
| Net charge-offs | $-14,000 | 3,706 |
| Cash dividends | $1,650,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,221,000 | 2,497 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,976 |
| Total interest expense | $156,000 | 3,490 |
| Net interest income | $3,289,000 | 2,918 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $990,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $30,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 1,714 |
| Total noninterest expense | $3,005,000 | 2,737 |
| Salaries and employee benefits | $1,576,000 | 2,865 |
| Premises and equipment expense | $356,000 | 2,483 |
| Additional noninterest expense | $1,073,000 | 2,499 |
| Pre-tax net operating income | $1,274,000 | 2,748 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,275,000 | 2,549 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,275,000 | 2,549 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,275,000 | 2,549 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $1,150,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,274,000 | 2,590 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 2,993 |
| Total interest expense | $76,000 | 3,499 |
| Net interest income | $1,588,000 | 2,934 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $478,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $15,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 1,746 |
| Total noninterest expense | $1,467,000 | 2,759 |
| Salaries and employee benefits | $790,000 | 2,856 |
| Premises and equipment expense | $176,000 | 2,502 |
| Additional noninterest expense | $501,000 | 2,589 |
| Pre-tax net operating income | $599,000 | 2,716 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $599,000 | 2,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $599,000 | 2,537 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $599,000 | 2,539 |
| Net charge-offs | $15,000 | 1,053 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $599,000 | 2,562 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 2,855 |
| Total interest expense | $340,000 | 3,618 |
| Net interest income | $7,396,000 | 2,778 |
| Provision for loan and lease losses | $-392,000 | 4,394 |
| Total noninterest income | $3,081,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $59,000 | 3,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,022,000 | 1,482 |
| Total noninterest expense | $6,382,000 | 2,626 |
| Salaries and employee benefits | $3,100,000 | 2,883 |
| Premises and equipment expense | $745,000 | 2,428 |
| Additional noninterest expense | $2,537,000 | 2,233 |
| Pre-tax net operating income | $4,487,000 | 2,190 |
| Securities gains (losses) | $3,000 | 1,928 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,490,000 | 2,022 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,490,000 | 2,023 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,490,000 | 2,024 |
| Net charge-offs | $-398,000 | 4,686 |
| Cash dividends | $1,650,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,487,000 | 2,000 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 2,864 |
| Total interest expense | $267,000 | 3,665 |
| Net interest income | $5,756,000 | 2,754 |
| Provision for loan and lease losses | $-392,000 | 4,518 |
| Total noninterest income | $2,389,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $43,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,346,000 | 1,500 |
| Total noninterest expense | $4,673,000 | 2,675 |
| Salaries and employee benefits | $2,255,000 | 2,938 |
| Premises and equipment expense | $547,000 | 2,477 |
| Additional noninterest expense | $1,871,000 | 2,260 |
| Pre-tax net operating income | $3,864,000 | 2,099 |
| Securities gains (losses) | $3,000 | 1,854 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,867,000 | 1,921 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,867,000 | 1,920 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,867,000 | 1,921 |
| Net charge-offs | $-394,000 | 4,786 |
| Cash dividends | $1,800,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,864,000 | 1,896 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 2,738 |
| Total interest expense | $182,000 | 3,708 |
| Net interest income | $4,138,000 | 2,641 |
| Provision for loan and lease losses | $-392,000 | 4,586 |
| Total noninterest income | $1,399,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $25,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,374,000 | 1,591 |
| Total noninterest expense | $2,833,000 | 2,828 |
| Salaries and employee benefits | $1,501,000 | 2,945 |
| Premises and equipment expense | $349,000 | 2,526 |
| Additional noninterest expense | $983,000 | 2,611 |
| Pre-tax net operating income | $3,096,000 | 1,840 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,099,000 | 1,673 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,099,000 | 1,673 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,099,000 | 1,673 |
| Net charge-offs | $-395,000 | 4,848 |
| Cash dividends | $1,350,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,096,000 | 1,643 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 2,822 |
| Total interest expense | $93,000 | 3,767 |
| Net interest income | $1,961,000 | 2,689 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $718,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 1,575 |
| Total noninterest expense | $1,398,000 | 2,851 |
| Salaries and employee benefits | $763,000 | 2,910 |
| Premises and equipment expense | $186,000 | 2,458 |
| Additional noninterest expense | $449,000 | 2,741 |
| Pre-tax net operating income | $1,281,000 | 2,063 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,281,000 | 1,920 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,281,000 | 1,919 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,281,000 | 1,920 |
| Net charge-offs | $-396,000 | 4,914 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,281,000 | 1,878 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 2,846 |
| Total interest expense | $405,000 | 4,039 |
| Net interest income | $7,762,000 | 2,654 |
| Provision for loan and lease losses | $440,000 | 2,369 |
| Total noninterest income | $2,905,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $64,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,841,000 | 1,481 |
| Total noninterest expense | $5,998,000 | 2,696 |
| Salaries and employee benefits | $3,185,000 | 2,841 |
| Premises and equipment expense | $717,000 | 2,488 |
| Additional noninterest expense | $2,096,000 | 2,463 |
| Pre-tax net operating income | $4,229,000 | 2,001 |
| Securities gains (losses) | $4,000 | 2,483 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,233,000 | 1,837 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,233,000 | 1,836 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,233,000 | 1,837 |
| Net charge-offs | $-18,000 | 4,374 |
| Cash dividends | $1,845,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,229,000 | 1,799 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 2,895 |
| Total interest expense | $299,000 | 4,126 |
| Net interest income | $5,710,000 | 2,693 |
| Provision for loan and lease losses | $440,000 | 2,074 |
| Total noninterest income | $2,084,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $50,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,034,000 | 1,473 |
| Total noninterest expense | $4,413,000 | 2,714 |
| Salaries and employee benefits | $2,378,000 | 2,834 |
| Premises and equipment expense | $517,000 | 2,546 |
| Additional noninterest expense | $1,518,000 | 2,482 |
| Pre-tax net operating income | $2,941,000 | 2,065 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,945,000 | 1,924 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,945,000 | 1,923 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,945,000 | 1,924 |
| Net charge-offs | $-17,000 | 4,382 |
| Cash dividends | $2,045,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,941,000 | 1,874 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 2,880 |
| Total interest expense | $195,000 | 4,231 |
| Net interest income | $3,947,000 | 2,655 |
| Provision for loan and lease losses | $440,000 | 1,721 |
| Total noninterest income | $1,028,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $39,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $989,000 | 1,682 |
| Total noninterest expense | $2,775,000 | 2,817 |
| Salaries and employee benefits | $1,593,000 | 2,849 |
| Premises and equipment expense | $325,000 | 2,640 |
| Additional noninterest expense | $857,000 | 2,784 |
| Pre-tax net operating income | $1,760,000 | 2,174 |
| Securities gains (losses) | $4,000 | 2,045 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,764,000 | 2,011 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,764,000 | 2,012 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,764,000 | 2,012 |
| Net charge-offs | $-11,000 | 4,346 |
| Cash dividends | $1,164,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,760,000 | 1,971 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 3,046 |
| Total interest expense | $97,000 | 4,343 |
| Net interest income | $1,773,000 | 2,789 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $453,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,663 |
| Total noninterest expense | $1,399,000 | 2,829 |
| Salaries and employee benefits | $801,000 | 2,847 |
| Premises and equipment expense | $160,000 | 2,672 |
| Additional noninterest expense | $438,000 | 2,771 |
| Pre-tax net operating income | $827,000 | 2,111 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $831,000 | 1,918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $831,000 | 1,918 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $831,000 | 1,918 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $530,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $827,000 | 1,889 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 3,070 |
| Total interest expense | $385,000 | 4,376 |
| Net interest income | $7,121,000 | 2,813 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,473,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $105,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,368,000 | 1,392 |
| Total noninterest expense | $5,952,000 | 2,713 |
| Salaries and employee benefits | $2,888,000 | 3,001 |
| Premises and equipment expense | $724,000 | 2,490 |
| Additional noninterest expense | $2,340,000 | 2,317 |
| Pre-tax net operating income | $3,642,000 | 2,176 |
| Securities gains (losses) | $7,000 | 2,003 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,649,000 | 2,012 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,649,000 | 2,014 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,649,000 | 2,014 |
| Net charge-offs | $45,000 | 2,712 |
| Cash dividends | $3,449,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,642,000 | 1,979 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 3,113 |
| Total interest expense | $282,000 | 4,447 |
| Net interest income | $5,306,000 | 2,857 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,851,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $81,000 | 3,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,770,000 | 1,380 |
| Total noninterest expense | $4,453,000 | 2,734 |
| Salaries and employee benefits | $2,143,000 | 3,033 |
| Premises and equipment expense | $525,000 | 2,554 |
| Additional noninterest expense | $1,785,000 | 2,284 |
| Pre-tax net operating income | $2,704,000 | 2,255 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,708,000 | 2,079 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,708,000 | 2,078 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,708,000 | 2,080 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $2,557,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,704,000 | 2,057 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,145 |
| Total interest expense | $176,000 | 4,521 |
| Net interest income | $3,479,000 | 2,901 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $970,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $59,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $911,000 | 1,577 |
| Total noninterest expense | $2,713,000 | 2,883 |
| Salaries and employee benefits | $1,409,000 | 3,074 |
| Premises and equipment expense | $329,000 | 2,665 |
| Additional noninterest expense | $975,000 | 2,633 |
| Pre-tax net operating income | $1,736,000 | 2,278 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,740,000 | 2,126 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,740,000 | 2,124 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,740,000 | 2,126 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $1,639,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,736,000 | 2,102 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 3,200 |
| Total interest expense | $99,000 | 4,422 |
| Net interest income | $1,695,000 | 2,971 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $451,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $32,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 1,622 |
| Total noninterest expense | $1,320,000 | 2,963 |
| Salaries and employee benefits | $694,000 | 3,123 |
| Premises and equipment expense | $171,000 | 2,622 |
| Additional noninterest expense | $455,000 | 2,762 |
| Pre-tax net operating income | $826,000 | 2,323 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $827,000 | 2,152 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $827,000 | 2,151 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $827,000 | 2,151 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $777,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $826,000 | 2,138 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 3,127 |
| Total interest expense | $287,000 | 4,533 |
| Net interest income | $6,862,000 | 2,939 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,446,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $133,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,313,000 | 1,358 |
| Total noninterest expense | $5,766,000 | 2,787 |
| Salaries and employee benefits | $2,729,000 | 3,126 |
| Premises and equipment expense | $673,000 | 2,641 |
| Additional noninterest expense | $2,364,000 | 2,309 |
| Pre-tax net operating income | $3,542,000 | 2,262 |
| Securities gains (losses) | $-7,000 | 4,318 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,535,000 | 2,073 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,535,000 | 2,071 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,535,000 | 2,072 |
| Net charge-offs | $-12,000 | 4,556 |
| Cash dividends | $2,885,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,542,000 | 2,065 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 3,164 |
| Total interest expense | $211,000 | 4,550 |
| Net interest income | $5,080,000 | 2,971 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,844,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $101,000 | 3,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,743,000 | 1,376 |
| Total noninterest expense | $4,298,000 | 2,807 |
| Salaries and employee benefits | $2,038,000 | 3,130 |
| Premises and equipment expense | $498,000 | 2,678 |
| Additional noninterest expense | $1,762,000 | 2,315 |
| Pre-tax net operating income | $2,626,000 | 2,316 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,619,000 | 2,103 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,619,000 | 2,101 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,619,000 | 2,102 |
| Net charge-offs | $-13,000 | 4,548 |
| Cash dividends | $1,994,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,626,000 | 2,097 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,188 |
| Total interest expense | $122,000 | 4,687 |
| Net interest income | $3,328,000 | 3,005 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $990,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $72,000 | 3,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 1,609 |
| Total noninterest expense | $2,679,000 | 2,956 |
| Salaries and employee benefits | $1,359,000 | 3,144 |
| Premises and equipment expense | $308,000 | 2,820 |
| Additional noninterest expense | $1,012,000 | 2,595 |
| Pre-tax net operating income | $1,639,000 | 2,386 |
| Securities gains (losses) | $-7,000 | 4,923 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,632,000 | 2,180 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,632,000 | 2,177 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,632,000 | 2,179 |
| Net charge-offs | $-8,000 | 4,455 |
| Cash dividends | $1,032,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,639,000 | 2,164 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,200 |
| Total interest expense | $58,000 | 4,744 |
| Net interest income | $1,655,000 | 3,032 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $464,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $36,000 | 3,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,636 |
| Total noninterest expense | $1,303,000 | 3,038 |
| Salaries and employee benefits | $693,000 | 3,139 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $455,000 | 2,814 |
| Pre-tax net operating income | $816,000 | 2,361 |
| Securities gains (losses) | $-7,000 | 5,172 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $809,000 | 2,158 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $809,000 | 2,157 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $809,000 | 2,158 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $508,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $816,000 | 2,130 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 3,203 |
| Total interest expense | $260,000 | 4,571 |
| Net interest income | $6,439,000 | 3,048 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,425,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $137,000 | 3,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,288,000 | 1,412 |
| Total noninterest expense | $5,677,000 | 2,878 |
| Salaries and employee benefits | $2,700,000 | 3,193 |
| Premises and equipment expense | $731,000 | 2,592 |
| Additional noninterest expense | $2,246,000 | 2,449 |
| Pre-tax net operating income | $3,187,000 | 2,392 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,188,000 | 1,937 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,188,000 | 1,937 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,188,000 | 1,938 |
| Net charge-offs | $-10,000 | 4,791 |
| Cash dividends | $1,989,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,187,000 | 1,916 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,276 |
| Total interest expense | $196,000 | 4,595 |
| Net interest income | $4,670,000 | 3,134 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,749,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $100,000 | 4,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,649,000 | 1,452 |
| Total noninterest expense | $4,245,000 | 2,903 |
| Salaries and employee benefits | $2,010,000 | 3,222 |
| Premises and equipment expense | $519,000 | 2,699 |
| Additional noninterest expense | $1,716,000 | 2,411 |
| Pre-tax net operating income | $2,174,000 | 2,589 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,175,000 | 2,255 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,175,000 | 2,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,175,000 | 2,256 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $1,276,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,174,000 | 2,229 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 3,300 |
| Total interest expense | $123,000 | 4,680 |
| Net interest income | $3,073,000 | 3,160 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $929,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 1,698 |
| Total noninterest expense | $2,634,000 | 3,038 |
| Salaries and employee benefits | $1,334,000 | 3,232 |
| Premises and equipment expense | $342,000 | 2,730 |
| Additional noninterest expense | $958,000 | 2,751 |
| Pre-tax net operating income | $1,368,000 | 2,638 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,369,000 | 2,316 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,369,000 | 2,317 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,369,000 | 2,317 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $770,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,368,000 | 2,281 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 3,317 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $1,530,000 | 3,170 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $425,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 1,783 |
| Total noninterest expense | $1,318,000 | 3,070 |
| Salaries and employee benefits | $665,000 | 3,277 |
| Premises and equipment expense | $170,000 | 2,782 |
| Additional noninterest expense | $483,000 | 2,736 |
| Pre-tax net operating income | $637,000 | 2,696 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $637,000 | 2,339 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $637,000 | 2,338 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $637,000 | 2,339 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $337,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $637,000 | 2,314 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 3,364 |
| Total interest expense | $261,000 | 4,648 |
| Net interest income | $5,920,000 | 3,222 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,227,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $145,000 | 4,032 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,082,000 | 1,560 |
| Total noninterest expense | $5,532,000 | 2,990 |
| Salaries and employee benefits | $2,579,000 | 3,351 |
| Premises and equipment expense | $720,000 | 2,675 |
| Additional noninterest expense | $2,233,000 | 2,549 |
| Pre-tax net operating income | $2,615,000 | 2,608 |
| Securities gains (losses) | $16,000 | 2,474 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,631,000 | 2,324 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,631,000 | 2,321 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,631,000 | 2,323 |
| Net charge-offs | $-10,000 | 4,985 |
| Cash dividends | $1,431,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,615,000 | 2,284 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 3,395 |
| Total interest expense | $192,000 | 4,713 |
| Net interest income | $4,406,000 | 3,251 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,714,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $108,000 | 4,071 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,606,000 | 1,515 |
| Total noninterest expense | $4,123,000 | 3,004 |
| Salaries and employee benefits | $1,943,000 | 3,324 |
| Premises and equipment expense | $523,000 | 2,746 |
| Additional noninterest expense | $1,657,000 | 2,574 |
| Pre-tax net operating income | $1,997,000 | 2,624 |
| Securities gains (losses) | $16,000 | 2,406 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,013,000 | 2,334 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,013,000 | 2,332 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,013,000 | 2,334 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $1,062,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,997,000 | 2,284 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 3,440 |
| Total interest expense | $125,000 | 4,781 |
| Net interest income | $2,891,000 | 3,296 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $916,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $845,000 | 1,738 |
| Total noninterest expense | $2,572,000 | 3,147 |
| Salaries and employee benefits | $1,291,000 | 3,357 |
| Premises and equipment expense | $351,000 | 2,755 |
| Additional noninterest expense | $930,000 | 2,897 |
| Pre-tax net operating income | $1,235,000 | 2,718 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,252,000 | 2,432 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,252,000 | 2,431 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,252,000 | 2,431 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $752,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,235,000 | 2,390 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,452 |
| Total interest expense | $63,000 | 4,808 |
| Net interest income | $1,439,000 | 3,311 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $411,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $376,000 | 1,825 |
| Total noninterest expense | $1,283,000 | 3,168 |
| Salaries and employee benefits | $650,000 | 3,354 |
| Premises and equipment expense | $183,000 | 2,714 |
| Additional noninterest expense | $450,000 | 2,979 |
| Pre-tax net operating income | $567,000 | 2,815 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $570,000 | 2,524 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $570,000 | 2,524 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $570,000 | 2,524 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $320,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $567,000 | 2,487 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,517 |
| Total interest expense | $306,000 | 4,573 |
| Net interest income | $5,498,000 | 3,380 |
| Provision for loan and lease losses | $-311,000 | 5,882 |
| Total noninterest income | $2,090,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $125,000 | 4,408 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,965,000 | 1,540 |
| Total noninterest expense | $5,428,000 | 3,047 |
| Salaries and employee benefits | $2,524,000 | 3,400 |
| Premises and equipment expense | $692,000 | 2,840 |
| Additional noninterest expense | $2,212,000 | 2,574 |
| Pre-tax net operating income | $2,471,000 | 2,657 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,472,000 | 2,362 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,472,000 | 2,363 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,472,000 | 2,364 |
| Net charge-offs | $45,000 | 3,329 |
| Cash dividends | $1,472,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,471,000 | 2,325 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 3,570 |
| Total interest expense | $239,000 | 4,580 |
| Net interest income | $4,078,000 | 3,426 |
| Provision for loan and lease losses | $-362,000 | 6,048 |
| Total noninterest income | $1,580,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,486,000 | 1,545 |
| Total noninterest expense | $3,979,000 | 3,123 |
| Salaries and employee benefits | $1,878,000 | 3,418 |
| Premises and equipment expense | $497,000 | 2,964 |
| Additional noninterest expense | $1,604,000 | 2,649 |
| Pre-tax net operating income | $2,041,000 | 2,537 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,042,000 | 2,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,042,000 | 2,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,042,000 | 2,227 |
| Net charge-offs | $39,000 | 2,950 |
| Cash dividends | $1,441,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,041,000 | 2,190 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 3,607 |
| Total interest expense | $163,000 | 4,592 |
| Net interest income | $2,689,000 | 3,470 |
| Provision for loan and lease losses | $-357,000 | 6,164 |
| Total noninterest income | $835,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $65,000 | 4,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $770,000 | 1,847 |
| Total noninterest expense | $2,459,000 | 3,300 |
| Salaries and employee benefits | $1,253,000 | 3,448 |
| Premises and equipment expense | $310,000 | 3,089 |
| Additional noninterest expense | $896,000 | 3,058 |
| Pre-tax net operating income | $1,422,000 | 2,436 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,423,000 | 2,137 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,423,000 | 2,139 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,423,000 | 2,139 |
| Net charge-offs | $50,000 | 2,311 |
| Cash dividends | $1,128,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,422,000 | 2,089 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,645 |
| Total interest expense | $80,000 | 4,669 |
| Net interest income | $1,329,000 | 3,498 |
| Provision for loan and lease losses | $-362,000 | 6,302 |
| Total noninterest income | $384,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $353,000 | 1,914 |
| Total noninterest expense | $1,243,000 | 3,299 |
| Salaries and employee benefits | $637,000 | 3,435 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $438,000 | 3,089 |
| Pre-tax net operating income | $832,000 | 2,146 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $832,000 | 1,871 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $832,000 | 1,873 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $832,000 | 1,873 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $682,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $832,000 | 1,805 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 3,682 |
| Total interest expense | $349,000 | 4,706 |
| Net interest income | $5,259,000 | 3,532 |
| Provision for loan and lease losses | $-61,000 | 5,986 |
| Total noninterest income | $1,649,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $152,000 | 4,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,497,000 | 1,773 |
| Total noninterest expense | $5,078,000 | 3,274 |
| Salaries and employee benefits | $2,379,000 | 3,604 |
| Premises and equipment expense | $559,000 | 3,392 |
| Additional noninterest expense | $2,140,000 | 2,732 |
| Pre-tax net operating income | $1,891,000 | 3,070 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,913,000 | 2,783 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,913,000 | 2,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,913,000 | 2,783 |
| Net charge-offs | $-10,000 | 5,658 |
| Cash dividends | $1,712,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,891,000 | 2,761 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 3,727 |
| Total interest expense | $264,000 | 4,760 |
| Net interest income | $3,914,000 | 3,572 |
| Provision for loan and lease losses | $-161,000 | 6,247 |
| Total noninterest income | $1,229,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $115,000 | 4,404 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,114,000 | 1,809 |
| Total noninterest expense | $3,894,000 | 3,247 |
| Salaries and employee benefits | $1,838,000 | 3,531 |
| Premises and equipment expense | $401,000 | 3,530 |
| Additional noninterest expense | $1,655,000 | 2,669 |
| Pre-tax net operating income | $1,410,000 | 3,150 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,432,000 | 2,811 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,432,000 | 2,811 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,432,000 | 2,811 |
| Net charge-offs | $-15,000 | 5,715 |
| Cash dividends | $1,332,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,410,000 | 2,799 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 3,760 |
| Total interest expense | $179,000 | 4,774 |
| Net interest income | $2,573,000 | 3,607 |
| Provision for loan and lease losses | $-133,000 | 6,363 |
| Total noninterest income | $551,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $473,000 | 2,382 |
| Total noninterest expense | $2,433,000 | 3,420 |
| Salaries and employee benefits | $1,235,000 | 3,545 |
| Premises and equipment expense | $265,000 | 3,581 |
| Additional noninterest expense | $933,000 | 3,051 |
| Pre-tax net operating income | $824,000 | 3,314 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $846,000 | 2,982 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $846,000 | 2,988 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $846,000 | 2,988 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $845,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $824,000 | 2,973 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 3,849 |
| Total interest expense | $90,000 | 4,828 |
| Net interest income | $1,245,000 | 3,695 |
| Provision for loan and lease losses | $-89,000 | 6,509 |
| Total noninterest income | $206,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $170,000 | 2,788 |
| Total noninterest expense | $1,218,000 | 3,445 |
| Salaries and employee benefits | $609,000 | 3,605 |
| Premises and equipment expense | $155,000 | 3,267 |
| Additional noninterest expense | $454,000 | 3,129 |
| Pre-tax net operating income | $322,000 | 3,695 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $323,000 | 3,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 3,417 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $323,000 | 3,417 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $322,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $322,000 | 3,376 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 3,714 |
| Total interest expense | $403,000 | 4,896 |
| Net interest income | $5,381,000 | 3,530 |
| Provision for loan and lease losses | $205,000 | 2,930 |
| Total noninterest income | $1,841,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $172,000 | 4,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,669,000 | 1,727 |
| Total noninterest expense | $5,108,000 | 3,359 |
| Salaries and employee benefits | $2,423,000 | 3,620 |
| Premises and equipment expense | $586,000 | 3,369 |
| Additional noninterest expense | $2,099,000 | 2,866 |
| Pre-tax net operating income | $1,909,000 | 2,952 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,909,000 | 2,698 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,909,000 | 2,701 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,909,000 | 2,701 |
| Net charge-offs | $442,000 | 2,147 |
| Cash dividends | $1,406,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,909,000 | 2,636 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 3,751 |
| Total interest expense | $309,000 | 4,941 |
| Net interest income | $4,041,000 | 3,543 |
| Provision for loan and lease losses | $205,000 | 2,544 |
| Total noninterest income | $1,430,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $135,000 | 4,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,295,000 | 1,725 |
| Total noninterest expense | $3,859,000 | 3,340 |
| Salaries and employee benefits | $1,880,000 | 3,557 |
| Premises and equipment expense | $417,000 | 3,515 |
| Additional noninterest expense | $1,562,000 | 2,881 |
| Pre-tax net operating income | $1,407,000 | 3,033 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,407,000 | 2,779 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,407,000 | 2,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,407,000 | 2,783 |
| Net charge-offs | $385,000 | 1,861 |
| Cash dividends | $1,406,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,407,000 | 2,704 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,753 |
| Total interest expense | $215,000 | 4,923 |
| Net interest income | $2,686,000 | 3,547 |
| Provision for loan and lease losses | $248,000 | 1,884 |
| Total noninterest income | $797,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $90,000 | 4,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $707,000 | 1,997 |
| Total noninterest expense | $2,429,000 | 3,509 |
| Salaries and employee benefits | $1,259,000 | 3,552 |
| Premises and equipment expense | $268,000 | 3,617 |
| Additional noninterest expense | $902,000 | 3,193 |
| Pre-tax net operating income | $806,000 | 3,322 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $806,000 | 3,048 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $806,000 | 3,050 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $806,000 | 3,051 |
| Net charge-offs | $372,000 | 1,497 |
| Cash dividends | $806,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $806,000 | 2,960 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 3,794 |
| Total interest expense | $117,000 | 4,839 |
| Net interest income | $1,321,000 | 3,607 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $410,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $362,000 | 1,965 |
| Total noninterest expense | $1,228,000 | 3,502 |
| Salaries and employee benefits | $620,000 | 3,634 |
| Premises and equipment expense | $131,000 | 3,698 |
| Additional noninterest expense | $477,000 | 3,098 |
| Pre-tax net operating income | $323,000 | 3,676 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $323,000 | 3,437 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $323,000 | 3,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $323,000 | 3,439 |
| Net charge-offs | $300,000 | 1,057 |
| Cash dividends | $327,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $323,000 | 3,336 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 3,757 |
| Total interest expense | $603,000 | 4,743 |
| Net interest income | $5,564,000 | 3,550 |
| Provision for loan and lease losses | $695,000 | 2,276 |
| Total noninterest income | $1,548,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $191,000 | 4,352 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,357,000 | 1,974 |
| Total noninterest expense | $4,708,000 | 3,638 |
| Salaries and employee benefits | $2,330,000 | 3,740 |
| Premises and equipment expense | $527,000 | 3,692 |
| Additional noninterest expense | $1,851,000 | 3,270 |
| Pre-tax net operating income | $1,709,000 | 3,104 |
| Securities gains (losses) | $84,000 | 2,401 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,793,000 | 2,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,793,000 | 2,795 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,793,000 | 2,794 |
| Net charge-offs | $407,000 | 2,923 |
| Cash dividends | $1,791,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,709,000 | 2,765 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 3,831 |
| Total interest expense | $470,000 | 4,796 |
| Net interest income | $4,139,000 | 3,633 |
| Provision for loan and lease losses | $496,000 | 2,287 |
| Total noninterest income | $1,163,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,022,000 | 1,973 |
| Total noninterest expense | $3,588,000 | 3,609 |
| Salaries and employee benefits | $1,793,000 | 3,688 |
| Premises and equipment expense | $382,000 | 3,818 |
| Additional noninterest expense | $1,413,000 | 3,264 |
| Pre-tax net operating income | $1,218,000 | 3,283 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,218,000 | 3,037 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,218,000 | 3,037 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,218,000 | 3,036 |
| Net charge-offs | $189,000 | 3,365 |
| Cash dividends | $1,216,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,218,000 | 2,896 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 3,817 |
| Total interest expense | $317,000 | 4,872 |
| Net interest income | $2,813,000 | 3,598 |
| Provision for loan and lease losses | $443,000 | 1,967 |
| Total noninterest income | $655,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 2,183 |
| Total noninterest expense | $2,203,000 | 3,841 |
| Salaries and employee benefits | $1,188,000 | 3,725 |
| Premises and equipment expense | $235,000 | 4,031 |
| Additional noninterest expense | $780,000 | 3,727 |
| Pre-tax net operating income | $822,000 | 3,226 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $822,000 | 2,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $822,000 | 2,980 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $822,000 | 2,980 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $806,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $822,000 | 2,836 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 3,874 |
| Total interest expense | $164,000 | 4,917 |
| Net interest income | $1,393,000 | 3,642 |
| Provision for loan and lease losses | $293,000 | 1,628 |
| Total noninterest income | $329,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,178 |
| Total noninterest expense | $1,119,000 | 3,822 |
| Salaries and employee benefits | $605,000 | 3,715 |
| Premises and equipment expense | $124,000 | 3,907 |
| Additional noninterest expense | $390,000 | 3,697 |
| Pre-tax net operating income | $310,000 | 3,783 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $310,000 | 3,585 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 3,588 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $310,000 | 3,588 |
| Net charge-offs | $-33,000 | 6,994 |
| Cash dividends | $309,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $310,000 | 3,416 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,863 |
| Total interest expense | $824,000 | 4,853 |
| Net interest income | $5,665,000 | 3,622 |
| Provision for loan and lease losses | $740,000 | 2,852 |
| Total noninterest income | $1,198,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $182,000 | 4,547 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,016,000 | 2,110 |
| Total noninterest expense | $4,933,000 | 3,577 |
| Salaries and employee benefits | $2,277,000 | 3,817 |
| Premises and equipment expense | $543,000 | 3,828 |
| Additional noninterest expense | $2,113,000 | 2,980 |
| Pre-tax net operating income | $1,190,000 | 3,414 |
| Securities gains (losses) | $66,000 | 2,382 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,256,000 | 3,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,256,000 | 3,122 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,256,000 | 3,122 |
| Net charge-offs | $1,059,000 | 2,288 |
| Cash dividends | $1,254,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,190,000 | 3,126 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 3,875 |
| Total interest expense | $644,000 | 4,872 |
| Net interest income | $4,273,000 | 3,614 |
| Provision for loan and lease losses | $440,000 | 3,094 |
| Total noninterest income | $948,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $812,000 | 2,016 |
| Total noninterest expense | $3,780,000 | 3,526 |
| Salaries and employee benefits | $1,766,000 | 3,742 |
| Premises and equipment expense | $401,000 | 3,902 |
| Additional noninterest expense | $1,613,000 | 2,946 |
| Pre-tax net operating income | $1,001,000 | 3,315 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,002,000 | 3,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 3,062 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,002,000 | 3,062 |
| Net charge-offs | $974,000 | 1,920 |
| Cash dividends | $1,002,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,001,000 | 2,964 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 3,914 |
| Total interest expense | $442,000 | 4,917 |
| Net interest income | $2,827,000 | 3,642 |
| Provision for loan and lease losses | $290,000 | 3,078 |
| Total noninterest income | $471,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $89,000 | 4,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 2,504 |
| Total noninterest expense | $2,366,000 | 3,727 |
| Salaries and employee benefits | $1,176,000 | 3,773 |
| Premises and equipment expense | $279,000 | 3,837 |
| Additional noninterest expense | $911,000 | 3,428 |
| Pre-tax net operating income | $642,000 | 3,335 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $642,000 | 3,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $642,000 | 3,069 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $642,000 | 3,069 |
| Net charge-offs | $726,000 | 1,760 |
| Cash dividends | $550,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $642,000 | 2,976 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 3,965 |
| Total interest expense | $227,000 | 4,980 |
| Net interest income | $1,395,000 | 3,664 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $229,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $184,000 | 2,586 |
| Total noninterest expense | $1,177,000 | 3,751 |
| Salaries and employee benefits | $591,000 | 3,769 |
| Premises and equipment expense | $137,000 | 3,939 |
| Additional noninterest expense | $449,000 | 3,456 |
| Pre-tax net operating income | $307,000 | 3,483 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $307,000 | 3,182 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $307,000 | 3,177 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $307,000 | 3,181 |
| Net charge-offs | $526,000 | 1,295 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $307,000 | 3,123 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 4,035 |
| Total interest expense | $1,276,000 | 4,660 |
| Net interest income | $5,395,000 | 3,756 |
| Provision for loan and lease losses | $808,000 | 3,392 |
| Total noninterest income | $1,216,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $208,000 | 4,334 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,008,000 | 2,173 |
| Total noninterest expense | $4,762,000 | 3,751 |
| Salaries and employee benefits | $2,096,000 | 4,106 |
| Premises and equipment expense | $599,000 | 3,723 |
| Additional noninterest expense | $2,067,000 | 3,166 |
| Pre-tax net operating income | $1,041,000 | 3,314 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,044,000 | 3,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,044,000 | 3,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,044,000 | 3,137 |
| Net charge-offs | $589,000 | 3,423 |
| Cash dividends | $610,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,041,000 | 3,019 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 4,129 |
| Total interest expense | $1,004,000 | 4,690 |
| Net interest income | $3,959,000 | 3,863 |
| Provision for loan and lease losses | $552,000 | 3,374 |
| Total noninterest income | $817,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $160,000 | 4,372 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $657,000 | 2,361 |
| Total noninterest expense | $3,612,000 | 3,734 |
| Salaries and employee benefits | $1,642,000 | 4,009 |
| Premises and equipment expense | $416,000 | 3,994 |
| Additional noninterest expense | $1,554,000 | 3,114 |
| Pre-tax net operating income | $612,000 | 3,918 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $615,000 | 3,736 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $615,000 | 3,736 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $615,000 | 3,737 |
| Net charge-offs | $403,000 | 3,345 |
| Cash dividends | $460,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $612,000 | 3,604 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 4,133 |
| Total interest expense | $678,000 | 4,759 |
| Net interest income | $2,673,000 | 3,836 |
| Provision for loan and lease losses | $502,000 | 2,836 |
| Total noninterest income | $354,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $109,000 | 4,327 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 3,158 |
| Total noninterest expense | $2,255,000 | 3,900 |
| Salaries and employee benefits | $1,084,000 | 4,057 |
| Premises and equipment expense | $256,000 | 4,208 |
| Additional noninterest expense | $915,000 | 3,449 |
| Pre-tax net operating income | $270,000 | 4,548 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $273,000 | 4,459 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 4,459 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $273,000 | 4,459 |
| Net charge-offs | $366,000 | 2,819 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $270,000 | 4,334 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,184 |
| Total interest expense | $343,000 | 4,878 |
| Net interest income | $1,342,000 | 3,844 |
| Provision for loan and lease losses | $234,000 | 2,779 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $115,000 | 3,261 |
| Total noninterest expense | $1,116,000 | 3,969 |
| Salaries and employee benefits | $532,000 | 4,173 |
| Premises and equipment expense | $123,000 | 4,408 |
| Additional noninterest expense | $461,000 | 3,401 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $161,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,249 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $161,000 | 4,247 |
| Net charge-offs | $206,000 | 2,400 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $159,000 | 4,178 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 4,156 |
| Total interest expense | $1,693,000 | 4,879 |
| Net interest income | $5,367,000 | 3,770 |
| Provision for loan and lease losses | $1,082,000 | 3,381 |
| Total noninterest income | $1,138,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $234,000 | 4,355 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $904,000 | 2,278 |
| Total noninterest expense | $4,836,000 | 3,797 |
| Salaries and employee benefits | $2,126,000 | 4,169 |
| Premises and equipment expense | $629,000 | 3,757 |
| Additional noninterest expense | $2,081,000 | 3,201 |
| Pre-tax net operating income | $587,000 | 3,800 |
| Securities gains (losses) | $14,000 | 3,162 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $601,000 | 3,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $601,000 | 3,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $601,000 | 3,593 |
| Net charge-offs | $824,000 | 3,138 |
| Cash dividends | $310,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $587,000 | 3,554 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 4,182 |
| Total interest expense | $1,304,000 | 4,958 |
| Net interest income | $4,048,000 | 3,760 |
| Provision for loan and lease losses | $862,000 | 3,002 |
| Total noninterest income | $780,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $602,000 | 2,519 |
| Total noninterest expense | $3,674,000 | 3,758 |
| Salaries and employee benefits | $1,582,000 | 4,223 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $1,590,000 | 3,134 |
| Pre-tax net operating income | $292,000 | 4,558 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $306,000 | 4,405 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $306,000 | 4,402 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $306,000 | 4,405 |
| Net charge-offs | $195,000 | 4,279 |
| Cash dividends | $310,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $292,000 | 4,389 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 4,205 |
| Total interest expense | $895,000 | 5,005 |
| Net interest income | $2,680,000 | 3,766 |
| Provision for loan and lease losses | $712,000 | 2,469 |
| Total noninterest income | $308,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $183,000 | 3,784 |
| Total noninterest expense | $2,288,000 | 3,980 |
| Salaries and employee benefits | $1,042,000 | 4,314 |
| Premises and equipment expense | $332,000 | 3,650 |
| Additional noninterest expense | $914,000 | 3,511 |
| Pre-tax net operating income | $-12,000 | 5,843 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,000 | 5,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 5,897 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,000 | 5,897 |
| Net charge-offs | $154,000 | 3,741 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-12,000 | 5,890 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 4,258 |
| Total interest expense | $454,000 | 5,083 |
| Net interest income | $1,329,000 | 3,775 |
| Provision for loan and lease losses | $495,000 | 1,786 |
| Total noninterest income | $265,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $208,000 | 2,459 |
| Total noninterest expense | $1,134,000 | 3,936 |
| Salaries and employee benefits | $567,000 | 4,065 |
| Premises and equipment expense | $160,000 | 3,797 |
| Additional noninterest expense | $407,000 | 3,530 |
| Pre-tax net operating income | $-35,000 | 6,439 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-23,000 | 6,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-23,000 | 6,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-23,000 | 6,529 |
| Net charge-offs | $124,000 | 2,632 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-35,000 | 6,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 4,186 |
| Total interest expense | $2,427,000 | 4,817 |
| Net interest income | $5,418,000 | 3,740 |
| Provision for loan and lease losses | $1,541,000 | 2,128 |
| Total noninterest income | $1,248,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $267,000 | 4,223 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $981,000 | 2,146 |
| Total noninterest expense | $4,678,000 | 3,769 |
| Salaries and employee benefits | $2,212,000 | 4,120 |
| Premises and equipment expense | $664,000 | 3,639 |
| Additional noninterest expense | $1,802,000 | 3,139 |
| Pre-tax net operating income | $447,000 | 5,022 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $-3,000 | 6,737 |
| Income before extraordinary items | $457,000 | 4,589 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $457,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,209,000 | 1,757 |
| Cash dividends | $525,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $450,000 | 4,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 4,225 |
| Total interest expense | $1,851,000 | 4,882 |
| Net interest income | $4,105,000 | 3,734 |
| Provision for loan and lease losses | $330,000 | 3,386 |
| Total noninterest income | $975,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $772,000 | 2,166 |
| Total noninterest expense | $3,499,000 | 3,757 |
| Salaries and employee benefits | $1,614,000 | 4,232 |
| Premises and equipment expense | $496,000 | 3,656 |
| Additional noninterest expense | $1,389,000 | 2,966 |
| Pre-tax net operating income | $1,251,000 | 3,229 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,258,000 | 2,664 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,258,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,136 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,251,000 | 2,817 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,278 |
| Total interest expense | $1,246,000 | 5,017 |
| Net interest income | $2,720,000 | 3,755 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $492,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $136,000 | 4,226 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $356,000 | 2,759 |
| Total noninterest expense | $2,171,000 | 3,987 |
| Salaries and employee benefits | $1,069,000 | 4,298 |
| Premises and equipment expense | $327,000 | 3,706 |
| Additional noninterest expense | $775,000 | 3,443 |
| Pre-tax net operating income | $841,000 | 3,326 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $848,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,321 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $841,000 | 2,901 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,263 |
| Total interest expense | $680,000 | 4,958 |
| Net interest income | $1,355,000 | 3,755 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $237,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $170,000 | 2,823 |
| Total noninterest expense | $1,078,000 | 4,022 |
| Salaries and employee benefits | $539,000 | 4,284 |
| Premises and equipment expense | $166,000 | 3,697 |
| Additional noninterest expense | $373,000 | 3,493 |
| Pre-tax net operating income | $439,000 | 3,324 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $439,000 | 2,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $439,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $439,000 | 2,898 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,630,000 | 4,151 |
| Total interest expense | $2,992,000 | 4,807 |
| Net interest income | $5,638,000 | 3,672 |
| Provision for loan and lease losses | $278,000 | 3,330 |
| Total noninterest income | $1,088,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $265,000 | 4,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $823,000 | 2,522 |
| Total noninterest expense | $4,583,000 | 3,706 |
| Salaries and employee benefits | $2,202,000 | 4,075 |
| Premises and equipment expense | $737,000 | 3,302 |
| Additional noninterest expense | $1,644,000 | 3,166 |
| Pre-tax net operating income | $1,865,000 | 3,460 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $570,000 | 2,582 |
| Income before extraordinary items | $1,295,000 | 3,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,295,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,038 |
| Cash dividends | $4,152,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,295,000 | 3,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 4,188 |
| Total interest expense | $2,236,000 | 4,829 |
| Net interest income | $4,215,000 | 3,680 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $824,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $630,000 | 2,490 |
| Total noninterest expense | $3,428,000 | 3,687 |
| Salaries and employee benefits | $1,644,000 | 4,083 |
| Premises and equipment expense | $535,000 | 3,367 |
| Additional noninterest expense | $1,249,000 | 3,079 |
| Pre-tax net operating income | $1,421,000 | 3,592 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $442,000 | 2,691 |
| Income before extraordinary items | $979,000 | 3,938 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $979,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $852,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $979,000 | 3,922 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,251 |
| Total interest expense | $1,468,000 | 4,861 |
| Net interest income | $2,760,000 | 3,762 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $422,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $284,000 | 3,112 |
| Total noninterest expense | $2,265,000 | 3,747 |
| Salaries and employee benefits | $1,139,000 | 4,005 |
| Premises and equipment expense | $372,000 | 3,273 |
| Additional noninterest expense | $754,000 | 3,348 |
| Pre-tax net operating income | $827,000 | 3,943 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $248,000 | 2,974 |
| Income before extraordinary items | $579,000 | 4,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $579,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,239 |
| Cash dividends | $852,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $579,000 | 4,226 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,238 |
| Total interest expense | $774,000 | 4,662 |
| Net interest income | $1,336,000 | 3,848 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $200,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $131,000 | 3,257 |
| Total noninterest expense | $1,098,000 | 3,839 |
| Salaries and employee benefits | $566,000 | 4,041 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $336,000 | 3,639 |
| Pre-tax net operating income | $393,000 | 4,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $114,000 | 3,097 |
| Income before extraordinary items | $279,000 | 4,337 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $279,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $852,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $279,000 | 4,313 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 4,099 |
| Total interest expense | $2,766,000 | 4,530 |
| Net interest income | $5,542,000 | 3,735 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $1,025,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $226,000 | 4,729 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $799,000 | 2,582 |
| Total noninterest expense | $4,318,000 | 3,751 |
| Salaries and employee benefits | $2,100,000 | 4,123 |
| Premises and equipment expense | $697,000 | 3,339 |
| Additional noninterest expense | $1,521,000 | 3,264 |
| Pre-tax net operating income | $2,174,000 | 3,459 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $695,000 | 2,680 |
| Income before extraordinary items | $1,479,000 | 3,805 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,479,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $550,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,479,000 | 3,787 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 4,115 |
| Total interest expense | $1,972,000 | 4,588 |
| Net interest income | $4,178,000 | 3,740 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $787,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $615,000 | 2,532 |
| Total noninterest expense | $3,224,000 | 3,761 |
| Salaries and employee benefits | $1,551,000 | 4,148 |
| Premises and equipment expense | $543,000 | 3,249 |
| Additional noninterest expense | $1,130,000 | 3,278 |
| Pre-tax net operating income | $1,666,000 | 3,537 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $520,000 | 2,808 |
| Income before extraordinary items | $1,146,000 | 3,850 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,146,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,414 |
| Cash dividends | $550,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,146,000 | 3,837 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 4,079 |
| Total interest expense | $1,274,000 | 4,531 |
| Net interest income | $2,790,000 | 3,745 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $394,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,125 |
| Total noninterest expense | $2,020,000 | 3,981 |
| Salaries and employee benefits | $1,029,000 | 4,183 |
| Premises and equipment expense | $371,000 | 3,174 |
| Additional noninterest expense | $620,000 | 3,814 |
| Pre-tax net operating income | $1,089,000 | 3,590 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $334,000 | 2,891 |
| Income before extraordinary items | $755,000 | 3,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $755,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,552 |
| Cash dividends | $550,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $755,000 | 3,862 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 4,071 |
| Total interest expense | $613,000 | 4,521 |
| Net interest income | $1,397,000 | 3,739 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $197,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,001,000 | 4,019 |
| Salaries and employee benefits | $512,000 | 4,212 |
| Premises and equipment expense | $199,000 | 3,035 |
| Additional noninterest expense | $290,000 | 4,009 |
| Pre-tax net operating income | $518,000 | 3,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $147,000 | 3,065 |
| Income before extraordinary items | $371,000 | 3,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $371,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,617 |
| Cash dividends | $550,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $371,000 | 3,854 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 3,880 |
| Total interest expense | $2,079,000 | 4,322 |
| Net interest income | $5,560,000 | 3,648 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $983,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $254,000 | 4,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $729,000 | 2,696 |
| Total noninterest expense | $4,037,000 | 3,839 |
| Salaries and employee benefits | $1,979,000 | 4,150 |
| Premises and equipment expense | $699,000 | 3,235 |
| Additional noninterest expense | $1,359,000 | 3,500 |
| Pre-tax net operating income | $2,333,000 | 3,304 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $741,000 | 2,723 |
| Income before extraordinary items | $1,592,000 | 3,645 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,592,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,592,000 | 3,620 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 3,884 |
| Total interest expense | $1,518,000 | 4,251 |
| Net interest income | $4,122,000 | 3,668 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $787,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $597,000 | 2,559 |
| Total noninterest expense | $3,031,000 | 3,813 |
| Salaries and employee benefits | $1,480,000 | 4,142 |
| Premises and equipment expense | $519,000 | 3,262 |
| Additional noninterest expense | $1,032,000 | 3,423 |
| Pre-tax net operating income | $1,743,000 | 3,380 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $576,000 | 2,706 |
| Income before extraordinary items | $1,167,000 | 3,745 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,167,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,167,000 | 3,709 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 3,907 |
| Total interest expense | $981,000 | 4,191 |
| Net interest income | $2,676,000 | 3,723 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $400,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $270,000 | 3,258 |
| Total noninterest expense | $1,936,000 | 3,908 |
| Salaries and employee benefits | $1,012,000 | 4,035 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $591,000 | 3,857 |
| Pre-tax net operating income | $1,080,000 | 3,522 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $343,000 | 2,860 |
| Income before extraordinary items | $737,000 | 3,834 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $737,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $737,000 | 3,779 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,972 |
| Total interest expense | $458,000 | 4,283 |
| Net interest income | $1,312,000 | 3,773 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $200,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $947,000 | 4,007 |
| Salaries and employee benefits | $497,000 | 4,113 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $286,000 | 3,955 |
| Pre-tax net operating income | $541,000 | 3,468 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $376,000 | 3,775 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $376,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $376,000 | 3,737 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 3,877 |
| Total interest expense | $1,512,000 | 4,490 |
| Net interest income | $5,317,000 | 3,631 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $1,006,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $713,000 | 2,683 |
| Total noninterest expense | $3,826,000 | 3,893 |
| Salaries and employee benefits | $1,856,000 | 4,239 |
| Premises and equipment expense | $635,000 | 3,379 |
| Additional noninterest expense | $1,335,000 | 3,447 |
| Pre-tax net operating income | $2,464,000 | 3,043 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $770,000 | 2,594 |
| Income before extraordinary items | $1,694,000 | 3,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,694,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $131,000 | 5,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,694,000 | 3,262 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,913 |
| Total interest expense | $1,097,000 | 4,546 |
| Net interest income | $3,947,000 | 3,635 |
| Provision for loan and lease losses | $33,000 | 5,925 |
| Total noninterest income | $782,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $557,000 | 2,629 |
| Total noninterest expense | $2,774,000 | 3,956 |
| Salaries and employee benefits | $1,314,000 | 4,386 |
| Premises and equipment expense | $457,000 | 3,504 |
| Additional noninterest expense | $1,003,000 | 3,426 |
| Pre-tax net operating income | $1,922,000 | 2,985 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $618,000 | 2,521 |
| Income before extraordinary items | $1,304,000 | 3,345 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,304,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,449 |
| Cash dividends | $131,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,304,000 | 3,254 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,946 |
| Total interest expense | $737,000 | 4,531 |
| Net interest income | $2,578,000 | 3,680 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $389,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $152,000 | 4,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 3,420 |
| Total noninterest expense | $1,703,000 | 4,256 |
| Salaries and employee benefits | $850,000 | 4,513 |
| Premises and equipment expense | $305,000 | 3,509 |
| Additional noninterest expense | $548,000 | 4,022 |
| Pre-tax net operating income | $1,231,000 | 3,057 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $833,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $833,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,480 |
| Cash dividends | $106,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $833,000 | 3,332 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,935 |
| Total interest expense | $368,000 | 4,565 |
| Net interest income | $1,295,000 | 3,659 |
| Provision for loan and lease losses | $33,000 | 3,984 |
| Total noninterest income | $197,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $864,000 | 4,224 |
| Salaries and employee benefits | $420,000 | 4,571 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $288,000 | 3,869 |
| Pre-tax net operating income | $595,000 | 3,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $405,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $405,000 | 3,358 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,835,000 | 3,898 |
| Total interest expense | $1,674,000 | 4,566 |
| Net interest income | $5,161,000 | 3,605 |
| Provision for loan and lease losses | $329,000 | 2,981 |
| Total noninterest income | $1,043,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $283,000 | 4,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $760,000 | 2,822 |
| Total noninterest expense | $3,581,000 | 4,032 |
| Salaries and employee benefits | $1,737,000 | 4,369 |
| Premises and equipment expense | $582,000 | 3,611 |
| Additional noninterest expense | $1,262,000 | 3,587 |
| Pre-tax net operating income | $2,294,000 | 3,080 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $560,000 | 3,189 |
| Income before extraordinary items | $1,734,000 | 3,195 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,734,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,533 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,734,000 | 3,053 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 3,902 |
| Total interest expense | $1,292,000 | 4,591 |
| Net interest income | $3,907,000 | 3,595 |
| Provision for loan and lease losses | $296,000 | 2,544 |
| Total noninterest income | $823,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $612,000 | 2,807 |
| Total noninterest expense | $2,560,000 | 4,189 |
| Salaries and employee benefits | $1,207,000 | 4,598 |
| Premises and equipment expense | $409,000 | 3,790 |
| Additional noninterest expense | $944,000 | 3,564 |
| Pre-tax net operating income | $1,874,000 | 2,982 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $597,000 | 2,678 |
| Income before extraordinary items | $1,277,000 | 3,332 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,277,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,537 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,277,000 | 3,173 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 3,932 |
| Total interest expense | $884,000 | 4,634 |
| Net interest income | $2,583,000 | 3,609 |
| Provision for loan and lease losses | $134,000 | 3,297 |
| Total noninterest income | $410,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $144,000 | 4,389 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $266,000 | 3,519 |
| Total noninterest expense | $1,546,000 | 4,490 |
| Salaries and employee benefits | $775,000 | 4,717 |
| Premises and equipment expense | $256,000 | 3,972 |
| Additional noninterest expense | $515,000 | 4,147 |
| Pre-tax net operating income | $1,313,000 | 2,885 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $432,000 | 2,542 |
| Income before extraordinary items | $881,000 | 3,263 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $881,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $881,000 | 3,093 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 3,909 |
| Total interest expense | $433,000 | 4,792 |
| Net interest income | $1,323,000 | 3,533 |
| Provision for loan and lease losses | $101,000 | 2,348 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 3,756 |
| Total noninterest expense | $765,000 | 4,506 |
| Salaries and employee benefits | $385,000 | 4,742 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $256,000 | 4,131 |
| Pre-tax net operating income | $639,000 | 2,939 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,000 | 3,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 4,396 |
| Total interest expense | $1,852,000 | 5,069 |
| Net interest income | $4,500,000 | 3,993 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $801,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 3,178 |
| Total noninterest expense | $3,190,000 | 4,270 |
| Salaries and employee benefits | $1,517,000 | 4,659 |
| Premises and equipment expense | $506,000 | 3,907 |
| Additional noninterest expense | $1,167,000 | 3,691 |
| Pre-tax net operating income | $1,891,000 | 3,560 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $650,000 | 2,981 |
| Income before extraordinary items | $1,247,000 | 3,977 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,247,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,243,040 | 3,883 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 4,745 |
| Total interest expense | $2,309,000 | 5,649 |
| Net interest income | $4,062,000 | 4,075 |
| Provision for loan and lease losses | $129,000 | 5,086 |
| Total noninterest income | $669,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $219,000 | 4,955 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $450,000 | 3,311 |
| Total noninterest expense | $2,752,000 | 4,631 |
| Salaries and employee benefits | $1,347,000 | 4,901 |
| Premises and equipment expense | $392,000 | 4,659 |
| Additional noninterest expense | $1,013,000 | 4,029 |
| Pre-tax net operating income | $1,850,000 | 3,360 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $630,000 | 2,880 |
| Income before extraordinary items | $1,220,000 | 3,761 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,220,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $560,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,220,000 | 3,649 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 5,144 |
| Total interest expense | $2,254,000 | 5,903 |
| Net interest income | $3,651,000 | 4,472 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $551,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,575 |
| Total noninterest expense | $2,392,000 | 5,010 |
| Salaries and employee benefits | $1,144,000 | 5,410 |
| Premises and equipment expense | $320,000 | 5,230 |
| Additional noninterest expense | $928,000 | 4,245 |
| Pre-tax net operating income | $1,690,000 | 3,729 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $567,000 | 3,228 |
| Income before extraordinary items | $1,123,000 | 4,042 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,123,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $55,000 | 6,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,123,000 | 4,037 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 5,830 |
| Total interest expense | $1,599,000 | 6,728 |
| Net interest income | $3,050,000 | 5,108 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $469,000 | 5,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,777 |
| Total noninterest expense | $2,120,000 | 5,456 |
| Salaries and employee benefits | $976,000 | 5,981 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $851,000 | 4,588 |
| Pre-tax net operating income | $1,259,000 | 4,623 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $414,000 | 4,069 |
| Income before extraordinary items | $845,000 | 4,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $845,000 | 4,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $845,000 | 4,879 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 6,370 |
| Total interest expense | $1,618,000 | 6,941 |
| Net interest income | $2,513,000 | 5,842 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $203,000 | 7,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,828 |
| Total noninterest expense | $1,707,000 | 6,214 |
| Salaries and employee benefits | $815,000 | 6,620 |
| Premises and equipment expense | $213,000 | 6,524 |
| Additional noninterest expense | $679,000 | 5,281 |
| Pre-tax net operating income | $865,000 | 5,860 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $312,000 | 5,065 |
| Income before extraordinary items | $553,000 | 6,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $553,000 | 6,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $40,000 | 7,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $553,000 | 6,187 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 7,474 |
| Total interest expense | $1,338,000 | 7,752 |
| Net interest income | $1,891,000 | 7,148 |
| Provision for loan and lease losses | $259,000 | 2,887 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,355,000 | 7,161 |
| Salaries and employee benefits | $631,000 | 7,715 |
| Premises and equipment expense | $196,000 | 6,924 |
| Additional noninterest expense | $528,000 | 6,291 |
| Pre-tax net operating income | $452,000 | 8,179 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $168,000 | 7,354 |
| Income before extraordinary items | $284,000 | 8,501 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $284,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,381 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $284,000 | 8,462 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 8,692 |
| Total interest expense | $964,000 | 9,143 |
| Net interest income | $1,538,000 | 8,172 |
| Provision for loan and lease losses | $86,000 | 5,456 |
| Total noninterest income | $165,000 | 8,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $1,100,000 | 8,329 |
| Salaries and employee benefits | $485,000 | 8,993 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $446,000 | 7,499 |
| Pre-tax net operating income | $517,000 | 7,837 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $340,000 | 8,082 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $340,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $340,000 | 8,033 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 10,576 |
| Total interest expense | $544,000 | 10,870 |
| Net interest income | $925,000 | 10,170 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $163,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,140 |
| Total noninterest expense | $938,000 | 9,222 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $371,000 | 8,486 |
| Pre-tax net operating income | $64,000 | 11,252 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-98,000 | 11,709 |
| Income before extraordinary items | $162,000 | 10,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $162,000 | 10,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $162,000 | 10,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 12,529 |
| Total interest expense | $83,000 | 12,530 |
| Net interest income | $203,000 | 12,504 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $11,000 | 12,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $509,000 | 11,569 |
| Salaries and employee benefits | $209,000 | 12,002 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $-367,000 | 12,334 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-367,000 | 12,303 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-367,000 | 12,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,572,000 | 262 |
| Net operating income | $-367,000 | 12,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.