Home > Charles Schwab Trust Bank > Performance and Condition Ratios
Charles Schwab Trust Bank, Performance and Condition Ratios
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7386% | 4,549 |
| Cost of funding earning assets | 0.6115% | 4,053 |
| Net interest margin | 2.1271% | 4,359 |
| Noninterest income to average assets | 0.9600% | 677 |
| Noninterest expense to average assets | 0.8831% | 4,512 |
| Loan and lease loss provision to assets | 0.0000% | 3,179 |
| Net operating income to assets | 1.6390% | 811 |
| Return on assets (ROA) | 1.6119% | 820 |
| Pretax return on assets | 2.1006% | 568 |
| Return on Equity (ROE) | 40.2200% | 86 |
| Retained earnings to average equity (ytd only) | 40.2225% | 29 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 29.2614% | 4,497 |
| Assets per employee ($millions) | 40.0941% | 36 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,475 |
| Net loans and leases to deposits | 0.0000% | 4,474 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 93.0800% | 165 |
| Equity capital to assets | 6.5923% | 4,086 |
| Core capital (leverage) ratio | 11.6236% | 1,585 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 82.4231% | 70 |
| Memoranda: | ||
| Average total assets | $11,663,400,000 | 147 |
| Average earning assets | $11,283,000,000 | 139 |
| Average equity | $467,400,000 | 277 |
| Average total loans | $0 | 4,477 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.7062% | 4,568 |
| Cost of funding earning assets | 0.6077% | 3,957 |
| Net interest margin | 2.0984% | 4,409 |
| Noninterest income to average assets | 0.8800% | 797 |
| Noninterest expense to average assets | 0.8761% | 4,532 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 1.5636% | 996 |
| Return on assets (ROA) | 1.5636% | 992 |
| Pretax return on assets | 2.0294% | 732 |
| Return on Equity (ROE) | 45.2200% | 91 |
| Retained earnings to average equity (ytd only) | 45.2184% | 38 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 30.1527% | 4,516 |
| Assets per employee ($millions) | 54.2085% | 29 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 94.9600% | 125 |
| Equity capital to assets | 4.7298% | 4,296 |
| Core capital (leverage) ratio | 10.4318% | 2,452 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 65.1905% | 81 |
| Memoranda: | ||
| Average total assets | $12,023,250,000 | 146 |
| Average earning assets | $11,627,500,000 | 136 |
| Average equity | $415,750,000 | 310 |
| Average total loans | $0 | 4,502 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6270% | 4,603 |
| Cost of funding earning assets | 0.5932% | 3,771 |
| Net interest margin | 2.0338% | 4,487 |
| Noninterest income to average assets | 0.8300% | 808 |
| Noninterest expense to average assets | 0.9003% | 4,562 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 1.4568% | 1,197 |
| Return on assets (ROA) | 1.4568% | 1,182 |
| Pretax return on assets | 1.8988% | 873 |
| Return on Equity (ROE) | 47.5900% | 70 |
| Retained earnings to average equity (ytd only) | 47.5936% | 38 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 32.1637% | 4,528 |
| Assets per employee ($millions) | 55.2394% | 28 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 0.0000% | 4,533 |
| Net loans and leases to deposits | 0.0000% | 4,532 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 95.5800% | 70 |
| Equity capital to assets | 4.1560% | 4,491 |
| Core capital (leverage) ratio | 9.7809% | 2,971 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 60.3380% | 81 |
| Memoranda: | ||
| Average total assets | $12,218,333,333 | 139 |
| Average earning assets | $11,800,333,333 | 132 |
| Average equity | $374,000,000 | 319 |
| Average total loans | $0 | 4,533 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6366% | 4,628 |
| Cost of funding earning assets | 0.6008% | 3,384 |
| Net interest margin | 2.0359% | 4,554 |
| Noninterest income to average assets | 0.8400% | 789 |
| Noninterest expense to average assets | 1.0607% | 4,615 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 1.3179% | 1,626 |
| Return on assets (ROA) | 1.3179% | 1,595 |
| Pretax return on assets | 1.7357% | 1,203 |
| Return on Equity (ROE) | 51.8200% | 71 |
| Retained earnings to average equity (ytd only) | 51.8167% | 37 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 37.9310% | 4,490 |
| Assets per employee ($millions) | 55.6244% | 29 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 0.0000% | 4,605 |
| Net loans and leases to deposits | 0.0000% | 4,604 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 96.5200% | 38 |
| Equity capital to assets | 3.1144% | 4,595 |
| Core capital (leverage) ratio | 8.3352% | 4,257 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 52.7177% | 99 |
| Memoranda: | ||
| Average total assets | $12,444,500,000 | 140 |
| Average earning assets | $11,985,000,000 | 132 |
| Average equity | $316,500,000 | 380 |
| Average total loans | $0 | 4,605 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6875% | 4,642 |
| Cost of funding earning assets | 0.1929% | 3,817 |
| Net interest margin | 1.4947% | 4,634 |
| Noninterest income to average assets | 0.6800% | 1,362 |
| Noninterest expense to average assets | 0.8139% | 4,666 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 1.0277% | 2,467 |
| Return on assets (ROA) | 1.0224% | 2,431 |
| Pretax return on assets | 1.3184% | 2,021 |
| Return on Equity (ROE) | 23.2000% | 272 |
| Retained earnings to average equity (ytd only) | -13.4310% | 4,663 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 38.0503% | 4,579 |
| Assets per employee ($millions) | 61.8057% | 28 |
| Cash dividends to net income (ytd only)* | 157.8947% | 67 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 97.7000% | 41 |
| Equity capital to assets | 2.0244% | 4,644 |
| Core capital (leverage) ratio | 7.3704% | 4,603 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 48.4167% | 110 |
| Memoranda: | ||
| Average total assets | $14,867,000,000 | 126 |
| Average earning assets | $14,518,400,000 | 119 |
| Average equity | $655,200,000 | 222 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4558% | 4,668 |
| Cost of funding earning assets | 0.0976% | 4,306 |
| Net interest margin | 1.3582% | 4,655 |
| Noninterest income to average assets | 0.6600% | 1,473 |
| Noninterest expense to average assets | 0.7918% | 4,702 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 0.9205% | 2,791 |
| Return on assets (ROA) | 0.9136% | 2,790 |
| Pretax return on assets | 1.1920% | 2,401 |
| Return on Equity (ROE) | 18.5900% | 566 |
| Retained earnings to average equity (ytd only) | 0.8853% | 4,230 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 39.7380% | 4,579 |
| Assets per employee ($millions) | 69.1699% | 27 |
| Cash dividends to net income (ytd only)* | 95.2381% | 256 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 97.2300% | 73 |
| Equity capital to assets | 2.5475% | 4,625 |
| Core capital (leverage) ratio | 7.4531% | 4,588 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 51.6187% | 106 |
| Memoranda: | ||
| Average total assets | $15,323,500,000 | 125 |
| Average earning assets | $15,019,750,000 | 116 |
| Average equity | $753,000,000 | 200 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2210% | 4,724 |
| Cost of funding earning assets | 0.0260% | 4,702 |
| Net interest margin | 1.1951% | 4,715 |
| Noninterest income to average assets | 0.6632% | 1,489 |
| Noninterest expense to average assets | 0.7780% | 4,725 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 0.8162% | 2,900 |
| Return on assets (ROA) | 0.8162% | 2,870 |
| Pretax return on assets | 1.0586% | 2,548 |
| Return on Equity (ROE) | 14.4960% | 1,000 |
| Retained earnings to average equity (ytd only) | 14.4960% | 315 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 42.3611% | 4,557 |
| Assets per employee ($millions) | 76.5594% | 24 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | 0.0000% | 4,740 |
| Net loans and leases to core deposits | 0.0000% | 4,730 |
| Total domestic deposits to total assets | 95.3573% | 115 |
| Equity capital to assets | 4.4617% | 4,565 |
| Core capital (leverage) ratio | 7.6305% | 4,515 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 53.8119% | 62 |
| Memoranda: | ||
| Average total assets | $15,681,666,667 | 121 |
| Average earning assets | $15,396,666,667 | 110 |
| Average equity | $883,000,000 | 179 |
| Average total loans | NA | NA |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0842% | 4,758 |
| Cost of funding earning assets | 0.0258% | 4,722 |
| Net interest margin | 1.0584% | 4,744 |
| Noninterest income to average assets | 0.6840% | 1,374 |
| Noninterest expense to average assets | 0.7600% | 4,757 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 0.7346% | 2,908 |
| Return on assets (ROA) | 0.7346% | 2,901 |
| Pretax return on assets | 0.9626% | 2,570 |
| Return on Equity (ROE) | 11.8428% | 1,367 |
| Retained earnings to average equity (ytd only) | 11.8428% | 631 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 44.1176% | 4,546 |
| Assets per employee ($millions) | 77.8060% | 22 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,768 |
| Net loans and leases to deposits | 0.0000% | 4,768 |
| Net loans and leases to core deposits | 0.0000% | 4,758 |
| Total domestic deposits to total assets | 94.5009% | 78 |
| Equity capital to assets | 5.3009% | 4,689 |
| Core capital (leverage) ratio | 7.5302% | 4,535 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 51.1567% | 74 |
| Memoranda: | ||
| Average total assets | $15,790,000,000 | 123 |
| Average earning assets | $15,495,500,000 | 112 |
| Average equity | $979,500,000 | 174 |
| Average total loans | NA | NA |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0441% | 4,784 |
| Cost of funding earning assets | 0.0300% | 4,758 |
| Net interest margin | 1.0141% | 4,778 |
| Noninterest income to average assets | 0.8098% | 1,423 |
| Noninterest expense to average assets | 0.7206% | 4,797 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 0.8352% | 3,219 |
| Return on assets (ROA) | 0.8469% | 3,262 |
| Pretax return on assets | 1.1069% | 2,949 |
| Return on Equity (ROE) | 9.9027% | 2,554 |
| Retained earnings to average equity (ytd only) | 9.9027% | 942 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 39.7541% | 4,692 |
| Assets per employee ($millions) | 81.3316% | 24 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,588 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,813 |
| Net loans and leases to deposits | 0.0000% | 4,812 |
| Net loans and leases to core deposits | 0.0000% | 4,801 |
| Total domestic deposits to total assets | 92.7608% | 67 |
| Equity capital to assets | 7.0886% | 4,704 |
| Core capital (leverage) ratio | 7.6846% | 4,536 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 48.4322% | 79 |
| Memoranda: | ||
| Average total assets | $13,460,600,000 | 132 |
| Average earning assets | $13,312,400,000 | 127 |
| Average equity | $1,151,200,000 | 157 |
| Average total loans | NA | NA |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0353% | 4,870 |
| Cost of funding earning assets | 0.0314% | 4,838 |
| Net interest margin | 1.0039% | 4,865 |
| Noninterest income to average assets | 0.8515% | 1,378 |
| Noninterest expense to average assets | 0.7476% | 4,877 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 0.8454% | 3,402 |
| Return on assets (ROA) | 0.8618% | 3,414 |
| Pretax return on assets | 1.1214% | 3,154 |
| Return on Equity (ROE) | 9.5689% | 2,902 |
| Retained earnings to average equity (ytd only) | 9.5689% | 1,461 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 40.4494% | 4,708 |
| Assets per employee ($millions) | 75.5979% | 23 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,885 |
| Net loans and leases to deposits | 0.0000% | 4,885 |
| Net loans and leases to core deposits | 0.0000% | 4,874 |
| Total domestic deposits to total assets | 91.7360% | 181 |
| Equity capital to assets | 7.9981% | 4,523 |
| Core capital (leverage) ratio | 7.6037% | 4,658 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 49.4868% | 87 |
| Memoranda: | ||
| Average total assets | $12,840,500,000 | 137 |
| Average earning assets | $12,749,750,000 | 131 |
| Average equity | $1,156,500,000 | 156 |
| Average total loans | NA | NA |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0214% | 4,910 |
| Cost of funding earning assets | 0.0329% | 4,872 |
| Net interest margin | 0.9885% | 4,902 |
| Noninterest income to average assets | 0.8993% | 1,277 |
| Noninterest expense to average assets | 0.8175% | 4,903 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 0.8080% | 3,485 |
| Return on assets (ROA) | 0.8339% | 3,482 |
| Pretax return on assets | 1.0955% | 3,233 |
| Return on Equity (ROE) | 8.8619% | 3,145 |
| Retained earnings to average equity (ytd only) | 8.8619% | 1,750 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 43.4783% | 4,642 |
| Assets per employee ($millions) | 66.6983% | 25 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | 0.0000% | 4,911 |
| Total domestic deposits to total assets | 89.7311% | 904 |
| Equity capital to assets | 9.8417% | 3,011 |
| Core capital (leverage) ratio | 8.9126% | 3,560 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 56.7739% | 63 |
| Memoranda: | ||
| Average total assets | $12,232,000,000 | 139 |
| Average earning assets | $12,140,000,000 | 133 |
| Average equity | $1,151,000,000 | 154 |
| Average total loans | NA | NA |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0419% | 4,941 |
| Cost of funding earning assets | 0.0326% | 4,911 |
| Net interest margin | 1.0094% | 4,928 |
| Noninterest income to average assets | 0.8725% | 1,404 |
| Noninterest expense to average assets | 0.8402% | 4,934 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 0.7891% | 3,459 |
| Return on assets (ROA) | 0.8402% | 3,380 |
| Pretax return on assets | 1.0987% | 3,114 |
| Return on Equity (ROE) | 9.1308% | 2,988 |
| Retained earnings to average equity (ytd only) | 9.1308% | 1,908 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 44.8276% | 4,533 |
| Assets per employee ($millions) | 67.4890% | 23 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,950 |
| Net loans and leases to deposits | 0.0000% | 4,950 |
| Net loans and leases to core deposits | 0.0000% | 4,939 |
| Total domestic deposits to total assets | 90.5235% | 578 |
| Equity capital to assets | 9.1183% | 3,574 |
| Core capital (leverage) ratio | 8.2220% | 4,375 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 53.7557% | 68 |
| Memoranda: | ||
| Average total assets | $12,378,500,000 | 138 |
| Average earning assets | $12,285,000,000 | 132 |
| Average equity | $1,139,000,000 | 158 |
| Average total loans | NA | NA |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4891% | 4,947 |
| Cost of funding earning assets | 0.0967% | 4,868 |
| Net interest margin | 1.3924% | 4,925 |
| Noninterest income to average assets | 0.9699% | 1,105 |
| Noninterest expense to average assets | 0.8642% | 4,950 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 1.1523% | 1,713 |
| Return on assets (ROA) | 1.1523% | 1,839 |
| Pretax return on assets | 1.4884% | 1,368 |
| Return on Equity (ROE) | 12.7788% | 1,097 |
| Retained earnings to average equity (ytd only) | 12.7788% | 253 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 36.7347% | 4,928 |
| Assets per employee ($millions) | 69.3000% | 21 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,731 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,974 |
| Net loans and leases to deposits | 0.0000% | 4,974 |
| Net loans and leases to core deposits | 0.0000% | 4,963 |
| Total domestic deposits to total assets | 90.0754% | 537 |
| Equity capital to assets | 9.2833% | 3,803 |
| Core capital (leverage) ratio | 8.2520% | 4,443 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 47.5521% | 85 |
| Memoranda: | ||
| Average total assets | $10,413,739,000 | 146 |
| Average earning assets | $10,342,130,800 | 139 |
| Average equity | $939,058,400 | 172 |
| Average total loans | NA | NA |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6269% | 4,991 |
| Cost of funding earning assets | 0.1220% | 4,874 |
| Net interest margin | 1.5049% | 4,965 |
| Noninterest income to average assets | 1.0102% | 1,005 |
| Noninterest expense to average assets | 0.9025% | 4,989 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 1.2392% | 1,522 |
| Return on assets (ROA) | 1.2392% | 1,639 |
| Pretax return on assets | 1.6029% | 1,177 |
| Return on Equity (ROE) | 13.8709% | 900 |
| Retained earnings to average equity (ytd only) | 13.8709% | 259 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 36.0215% | 4,950 |
| Assets per employee ($millions) | 63.4837% | 23 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,332 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,006 |
| Net loans and leases to deposits | 0.0000% | 5,006 |
| Net loans and leases to core deposits | 0.0000% | 4,995 |
| Total domestic deposits to total assets | 89.6413% | 539 |
| Equity capital to assets | 9.6567% | 3,548 |
| Core capital (leverage) ratio | 8.3127% | 4,454 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 47.7688% | 91 |
| Memoranda: | ||
| Average total assets | $9,898,673,750 | 149 |
| Average earning assets | $9,834,163,500 | 139 |
| Average equity | $884,323,000 | 176 |
| Average total loans | NA | NA |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8164% | 5,028 |
| Cost of funding earning assets | 0.1514% | 4,874 |
| Net interest margin | 1.6651% | 5,000 |
| Noninterest income to average assets | 1.0532% | 896 |
| Noninterest expense to average assets | 0.9673% | 5,012 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 1.3542% | 1,212 |
| Return on assets (ROA) | 1.3542% | 1,306 |
| Pretax return on assets | 1.7411% | 912 |
| Return on Equity (ROE) | 15.6893% | 616 |
| Retained earnings to average equity (ytd only) | 15.6893% | 187 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 35.7143% | 4,983 |
| Assets per employee ($millions) | 59.9570% | 22 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,182 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,039 |
| Net loans and leases to deposits | 0.0000% | 5,039 |
| Net loans and leases to core deposits | 0.0000% | 5,027 |
| Total domestic deposits to total assets | 89.5803% | 541 |
| Equity capital to assets | 9.5947% | 3,569 |
| Core capital (leverage) ratio | 8.2247% | 4,617 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 47.3205% | 96 |
| Memoranda: | ||
| Average total assets | $9,304,565,000 | 156 |
| Average earning assets | $9,248,884,667 | 142 |
| Average equity | $803,097,333 | 187 |
| Average total loans | NA | NA |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.1101% | 5,077 |
| Cost of funding earning assets | 0.2877% | 4,693 |
| Net interest margin | 1.8224% | 5,042 |
| Noninterest income to average assets | 1.1932% | 616 |
| Noninterest expense to average assets | 1.0500% | 5,055 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 1.5273% | 731 |
| Return on assets (ROA) | 1.5273% | 800 |
| Pretax return on assets | 1.9568% | 502 |
| Return on Equity (ROE) | 19.1146% | 206 |
| Retained earnings to average equity (ytd only) | 19.1146% | 76 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 34.9206% | 5,034 |
| Assets per employee ($millions) | 61.2000% | 22 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,581 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,086 |
| Net loans and leases to deposits | 0.0000% | 5,086 |
| Net loans and leases to core deposits | 0.0000% | 5,074 |
| Total domestic deposits to total assets | 89.7479% | 398 |
| Equity capital to assets | 8.0205% | 4,967 |
| Core capital (leverage) ratio | 8.1314% | 4,943 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 43.2530% | 120 |
| Memoranda: | ||
| Average total assets | $8,380,847,500 | 165 |
| Average earning assets | $8,340,827,000 | 152 |
| Average equity | $669,646,000 | 209 |
| Average total loans | NA | NA |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.1757% | 5,140 |
| Cost of funding earning assets | 0.1826% | 4,994 |
| Net interest margin | 1.9931% | 5,094 |
| Noninterest income to average assets | 1.4790% | 426 |
| Noninterest expense to average assets | 1.5164% | 5,000 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | 1.5088% | 1,029 |
| Return on assets (ROA) | 1.5088% | 1,093 |
| Pretax return on assets | 1.9478% | 668 |
| Return on Equity (ROE) | 10.2511% | 2,185 |
| Retained earnings to average equity (ytd only) | 10.2511% | 449 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 43.7724% | 4,986 |
| Assets per employee ($millions) | 67.2411% | 21 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,913 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,149 |
| Net loans and leases to deposits | 0.0000% | 5,149 |
| Net loans and leases to core deposits | 0.0000% | 5,138 |
| Total domestic deposits to total assets | 91.8129% | 47 |
| Equity capital to assets | 7.9365% | 5,065 |
| Core capital (leverage) ratio | 8.3658% | 4,916 |
| Tier 1 risk-based capital ratio | 48.3461% | 145 |
| Total risk-based capital ratio | 48.3461% | 156 |
| Memoranda: | ||
| Average total assets | $2,810,624,800 | 330 |
| Average earning assets | $2,799,450,000 | 308 |
| Average equity | $413,692,400 | 280 |
| Average total loans | NA | NA |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9280% | 5,231 |
| Cost of funding earning assets | 0.1862% | 5,059 |
| Net interest margin | 1.7418% | 5,206 |
| Noninterest income to average assets | 2.0472% | 254 |
| Noninterest expense to average assets | 2.0678% | 4,416 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | 1.3131% | 1,799 |
| Return on assets (ROA) | 1.3131% | 1,877 |
| Pretax return on assets | 1.7135% | 1,303 |
| Return on Equity (ROE) | 6.6154% | 3,835 |
| Retained earnings to average equity (ytd only) | 6.6154% | 2,048 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 54.6844% | 4,313 |
| Assets per employee ($millions) | 63.1371% | 20 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,563 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,226 |
| Net loans and leases to deposits | 0.0000% | 5,226 |
| Net loans and leases to core deposits | 0.0000% | 5,215 |
| Total domestic deposits to total assets | 92.5463% | 18 |
| Equity capital to assets | 7.1752% | 5,210 |
| Core capital (leverage) ratio | 17.2756% | 405 |
| Tier 1 risk-based capital ratio | 42.5152% | 206 |
| Total risk-based capital ratio | 42.5152% | 221 |
| Memoranda: | ||
| Average total assets | $2,000,357,250 | 429 |
| Average earning assets | $1,991,399,000 | 393 |
| Average equity | $397,042,500 | 296 |
| Average total loans | NA | NA |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.5848% | 4,943 |
| Cost of funding earning assets | 0.3603% | 4,652 |
| Net interest margin | 3.2245% | 4,305 |
| Noninterest income to average assets | 5.2042% | 92 |
| Noninterest expense to average assets | 5.1046% | 209 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | 2.5215% | 148 |
| Return on assets (ROA) | 2.5215% | 153 |
| Pretax return on assets | 3.2997% | 95 |
| Return on Equity (ROE) | 4.9537% | 4,353 |
| Retained earnings to average equity (ytd only) | 4.9537% | 2,789 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 60.7376% | 3,623 |
| Assets per employee ($millions) | 11.3937% | 245 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,431 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,274 |
| Net loans and leases to deposits | 0.0000% | 5,274 |
| Net loans and leases to core deposits | 0.0000% | 5,263 |
| Total domestic deposits to total assets | 58.2195% | 5,222 |
| Equity capital to assets | 41.2075% | 46 |
| Core capital (leverage) ratio | 41.3349% | 47 |
| Tier 1 risk-based capital ratio | 221.4669% | 23 |
| Total risk-based capital ratio | 221.4669% | 23 |
| Memoranda: | ||
| Average total assets | $773,029,670 | 1,002 |
| Average earning assets | $767,190,330 | 940 |
| Average equity | $393,483,000 | 297 |
| Average total loans | NA | NA |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9918% | 4,384 |
| Cost of funding earning assets | 0.3948% | 4,507 |
| Net interest margin | 3.5970% | 3,256 |
| Noninterest income to average assets | 6.3508% | 75 |
| Noninterest expense to average assets | 5.6768% | 153 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 3.2447% | 75 |
| Return on assets (ROA) | 3.2447% | 80 |
| Pretax return on assets | 4.2469% | 68 |
| Return on Equity (ROE) | 5.6040% | 4,154 |
| Retained earnings to average equity (ytd only) | 5.6040% | 2,642 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 57.2042% | 4,185 |
| Assets per employee ($millions) | 12.3154% | 188 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,335 |
| Net loans and leases to deposits | 0.0000% | 5,334 |
| Net loans and leases to core deposits | 0.0000% | 5,323 |
| Total domestic deposits to total assets | 58.2052% | 5,291 |
| Equity capital to assets | 40.9970% | 45 |
| Core capital (leverage) ratio | 42.1523% | 43 |
| Tier 1 risk-based capital ratio | 234.5529% | 20 |
| Total risk-based capital ratio | 234.5529% | 20 |
| Memoranda: | ||
| Average total assets | $675,313,000 | 1,105 |
| Average earning assets | $670,782,500 | 1,046 |
| Average equity | $391,005,500 | 295 |
| Average total loans | NA | NA |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.1869% | 5,394 |
| Cost of funding earning assets | 0.0036% | 5,393 |
| Net interest margin | 1.1833% | 5,388 |
| Noninterest income to average assets | 0.0000% | 5,351 |
| Noninterest expense to average assets | 0.7183% | 5,376 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 0.3543% | 4,934 |
| Return on assets (ROA) | 0.3543% | 4,932 |
| Pretax return on assets | 0.4629% | 4,851 |
| Return on Equity (ROE) | 0.3559% | 5,207 |
| Retained earnings to average equity (ytd only) | 0.3559% | 4,890 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 60.8129% | 3,725 |
| Assets per employee ($millions) | 11.4712% | 228 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,013 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,379 |
| Net loans and leases to deposits | 0.0000% | 5,379 |
| Net loans and leases to core deposits | 0.0000% | 5,367 |
| Total domestic deposits to total assets | 0.2592% | 5,411 |
| Equity capital to assets | 99.5308% | 2 |
| Core capital (leverage) ratio | 99.4719% | 6 |
| Tier 1 risk-based capital ratio | 767.0189% | 2 |
| Total risk-based capital ratio | 767.0189% | 2 |
| Memoranda: | ||
| Average total assets | $389,517,000 | 1,762 |
| Average earning assets | $388,824,000 | 1,626 |
| Average equity | $387,753,000 | 292 |
| Average total loans | NA | NA |
| 2018-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6757% | 5,472 |
| Cost of funding earning assets | 0.0017% | 5,466 |
| Net interest margin | 0.6740% | 5,471 |
| Noninterest income to average assets | 0.0000% | 5,427 |
| Noninterest expense to average assets | 0.3876% | 5,463 |
| Loan and lease loss provision to assets | 0.0000% | 3,948 |
| Net operating income to assets | 0.2207% | 5,185 |
| Return on assets (ROA) | 0.2207% | 5,181 |
| Pretax return on assets | 0.2852% | 5,151 |
| Return on Equity (ROE) | 0.2217% | 5,286 |
| Retained earnings to average equity (ytd only) | 0.2217% | 5,001 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 57.6159% | 4,176 |
| Assets per employee ($millions) | 13.8933% | 124 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,598 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,450 |
| Net loans and leases to deposits | 0.0000% | 5,450 |
| Net loans and leases to core deposits | 0.0000% | 5,439 |
| Total domestic deposits to total assets | 0.2583% | 5,484 |
| Equity capital to assets | 99.5635% | 1 |
| Core capital (leverage) ratio | 100.8809% | 3 |
| Tier 1 risk-based capital ratio | 773.1078% | 2 |
| Total risk-based capital ratio | 773.1078% | 2 |
| Memoranda: | ||
| Average total assets | $389,012,000 | 1,772 |
| Average earning assets | $388,336,000 | 1,640 |
| Average equity | $387,314,000 | 285 |
| Average total loans | NA | NA |