Home > Charis Bank > Income and Expense
Charis Bank, Income and Expense
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 2,319 |
| Total interest expense | $1,162,000 | 1,664 |
| Net interest income | $2,303,000 | 2,545 |
| Provision for loan and lease losses | $280,000 | 719 |
| Total noninterest income | $80,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,898 |
| Total noninterest expense | $3,820,000 | 1,495 |
| Salaries and employee benefits | $1,621,000 | 1,892 |
| Premises and equipment expense | $125,000 | 3,008 |
| Additional noninterest expense | $35,000 | 3,898 |
| Pre-tax net operating income | $-1,717,000 | 4,658 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-148,000 | 4,598 |
| Income before extraordinary items | $-1,569,000 | 4,637 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,569,000 | 4,636 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-1,569,000 | 4,637 |
| Net charge-offs | $450,000 | 291 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-1,569,000 | 4,643 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 2,589 |
| Total interest expense | $1,738,000 | 1,755 |
| Net interest income | $7,770,000 | 2,730 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $238,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $176,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,315 |
| Total noninterest expense | $5,603,000 | 2,861 |
| Salaries and employee benefits | $3,023,000 | 2,929 |
| Premises and equipment expense | $679,000 | 2,539 |
| Additional noninterest expense | $62,000 | 4,315 |
| Pre-tax net operating income | $2,255,000 | 2,982 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,255,000 | 2,809 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,255,000 | 2,806 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,255,000 | 2,808 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,255,000 | 2,836 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 2,778 |
| Total interest expense | $976,000 | 1,798 |
| Net interest income | $5,121,000 | 2,884 |
| Provision for loan and lease losses | $62,000 | 2,151 |
| Total noninterest income | $179,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $132,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,341 |
| Total noninterest expense | $4,230,000 | 2,824 |
| Salaries and employee benefits | $2,361,000 | 2,853 |
| Premises and equipment expense | $511,000 | 2,528 |
| Additional noninterest expense | $47,000 | 4,341 |
| Pre-tax net operating income | $1,008,000 | 3,535 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,008,000 | 3,367 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,008,000 | 3,365 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,008,000 | 3,366 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,008,000 | 3,394 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 3,045 |
| Total interest expense | $434,000 | 2,144 |
| Net interest income | $2,864,000 | 3,114 |
| Provision for loan and lease losses | $33,000 | 2,064 |
| Total noninterest income | $115,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $86,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,390 |
| Total noninterest expense | $2,810,000 | 2,830 |
| Salaries and employee benefits | $1,552,000 | 2,885 |
| Premises and equipment expense | $342,000 | 2,534 |
| Additional noninterest expense | $916,000 | 2,765 |
| Pre-tax net operating income | $136,000 | 4,320 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $136,000 | 4,251 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $136,000 | 4,251 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $136,000 | 4,251 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $136,000 | 4,282 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 3,135 |
| Total interest expense | $196,000 | 2,256 |
| Net interest income | $1,311,000 | 3,203 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $53,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $42,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,457 |
| Total noninterest expense | $1,410,000 | 2,827 |
| Salaries and employee benefits | $798,000 | 2,844 |
| Premises and equipment expense | $174,000 | 2,522 |
| Additional noninterest expense | $438,000 | 2,819 |
| Pre-tax net operating income | $-51,000 | 4,646 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-51,000 | 4,626 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-51,000 | 4,625 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-51,000 | 4,626 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-51,000 | 4,646 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 3,271 |
| Total interest expense | $523,000 | 3,111 |
| Net interest income | $5,288,000 | 3,255 |
| Provision for loan and lease losses | $403,000 | 1,193 |
| Total noninterest income | $816,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $164,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 3,036 |
| Total noninterest expense | $5,140,000 | 2,977 |
| Salaries and employee benefits | $2,802,000 | 3,034 |
| Premises and equipment expense | $707,000 | 2,496 |
| Additional noninterest expense | $1,631,000 | 2,956 |
| Pre-tax net operating income | $561,000 | 4,193 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $561,000 | 4,149 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $561,000 | 4,148 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $561,000 | 4,149 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $561,000 | 4,130 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 3,338 |
| Total interest expense | $348,000 | 3,364 |
| Net interest income | $3,976,000 | 3,306 |
| Provision for loan and lease losses | $403,000 | 971 |
| Total noninterest income | $725,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $121,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,861 |
| Total noninterest expense | $3,828,000 | 3,002 |
| Salaries and employee benefits | $2,110,000 | 3,043 |
| Premises and equipment expense | $527,000 | 2,531 |
| Additional noninterest expense | $1,191,000 | 3,011 |
| Pre-tax net operating income | $470,000 | 4,241 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $470,000 | 4,207 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $470,000 | 4,206 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $470,000 | 4,207 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $470,000 | 4,181 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,389 |
| Total interest expense | $219,000 | 3,503 |
| Net interest income | $2,598,000 | 3,350 |
| Provision for loan and lease losses | $283,000 | 949 |
| Total noninterest income | $494,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $80,000 | 2,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 2,807 |
| Total noninterest expense | $2,528,000 | 3,005 |
| Salaries and employee benefits | $1,383,000 | 3,066 |
| Premises and equipment expense | $353,000 | 2,507 |
| Additional noninterest expense | $792,000 | 3,002 |
| Pre-tax net operating income | $281,000 | 4,304 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $281,000 | 4,277 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $281,000 | 4,276 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $281,000 | 4,277 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $281,000 | 4,257 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 3,382 |
| Total interest expense | $104,000 | 3,639 |
| Net interest income | $1,313,000 | 3,319 |
| Provision for loan and lease losses | $76,000 | 1,420 |
| Total noninterest income | $430,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,179 |
| Total noninterest expense | $1,273,000 | 2,990 |
| Salaries and employee benefits | $681,000 | 3,082 |
| Premises and equipment expense | $189,000 | 2,429 |
| Additional noninterest expense | $403,000 | 2,923 |
| Pre-tax net operating income | $394,000 | 3,515 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $394,000 | 3,397 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $394,000 | 3,398 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $394,000 | 3,397 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $394,000 | 3,365 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 3,836 |
| Total interest expense | $310,000 | 4,283 |
| Net interest income | $3,906,000 | 3,722 |
| Provision for loan and lease losses | $847,000 | 1,785 |
| Total noninterest income | $411,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $154,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,751 |
| Total noninterest expense | $4,975,000 | 3,016 |
| Salaries and employee benefits | $2,755,000 | 3,080 |
| Premises and equipment expense | $603,000 | 2,742 |
| Additional noninterest expense | $1,617,000 | 2,917 |
| Pre-tax net operating income | $-1,505,000 | 4,931 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-1,505,000 | 4,933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,505,000 | 4,933 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,505,000 | 4,933 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-1,505,000 | 4,929 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 3,928 |
| Total interest expense | $234,000 | 4,349 |
| Net interest income | $2,742,000 | 3,810 |
| Provision for loan and lease losses | $653,000 | 1,720 |
| Total noninterest income | $187,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $116,000 | 3,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,385 |
| Total noninterest expense | $3,654,000 | 3,037 |
| Salaries and employee benefits | $2,029,000 | 3,076 |
| Premises and equipment expense | $453,000 | 2,743 |
| Additional noninterest expense | $1,172,000 | 2,957 |
| Pre-tax net operating income | $-1,378,000 | 4,955 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-1,378,000 | 4,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,378,000 | 4,954 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,378,000 | 4,954 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-1,378,000 | 4,953 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,998 |
| Total interest expense | $166,000 | 4,375 |
| Net interest income | $1,755,000 | 3,890 |
| Provision for loan and lease losses | $440,000 | 1,721 |
| Total noninterest income | $109,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $78,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,554 |
| Total noninterest expense | $2,480,000 | 3,017 |
| Salaries and employee benefits | $1,384,000 | 3,055 |
| Premises and equipment expense | $293,000 | 2,796 |
| Additional noninterest expense | $803,000 | 2,904 |
| Pre-tax net operating income | $-1,056,000 | 4,976 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-1,056,000 | 4,975 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,056,000 | 4,975 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,056,000 | 4,975 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-1,056,000 | 4,981 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 3,966 |
| Total interest expense | $101,000 | 4,310 |
| Net interest income | $927,000 | 3,838 |
| Provision for loan and lease losses | $302,000 | 1,166 |
| Total noninterest income | $56,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,627 |
| Total noninterest expense | $1,233,000 | 3,052 |
| Salaries and employee benefits | $720,000 | 3,010 |
| Premises and equipment expense | $145,000 | 2,827 |
| Additional noninterest expense | $368,000 | 3,089 |
| Pre-tax net operating income | $-552,000 | 4,988 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-552,000 | 4,963 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-552,000 | 4,963 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-552,000 | 4,963 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-552,000 | 4,991 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,929 |
| Total interest expense | $265,000 | 4,638 |
| Net interest income | $4,140,000 | 3,731 |
| Provision for loan and lease losses | $221,000 | 2,276 |
| Total noninterest income | $388,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $151,000 | 3,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,810 |
| Total noninterest expense | $5,320,000 | 2,896 |
| Salaries and employee benefits | $2,662,000 | 3,138 |
| Premises and equipment expense | $455,000 | 3,264 |
| Additional noninterest expense | $2,203,000 | 2,398 |
| Pre-tax net operating income | $-1,013,000 | 5,092 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-61,000 | 5,073 |
| Income before extraordinary items | $-952,000 | 5,099 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-952,000 | 5,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-952,000 | 5,100 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 59 |
| Net operating income | $-952,000 | 5,089 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 3,890 |
| Total interest expense | $187,000 | 4,736 |
| Net interest income | $3,338,000 | 3,666 |
| Provision for loan and lease losses | $87,000 | 2,773 |
| Total noninterest income | $270,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $60,000 | 4,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,675 |
| Total noninterest expense | $3,817,000 | 2,991 |
| Salaries and employee benefits | $1,887,000 | 3,245 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $1,686,000 | 2,373 |
| Pre-tax net operating income | $-296,000 | 5,138 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-61,000 | 5,175 |
| Income before extraordinary items | $-235,000 | 5,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-235,000 | 5,134 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-235,000 | 5,134 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-235,000 | 5,129 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 4,018 |
| Total interest expense | $112,000 | 4,819 |
| Net interest income | $2,061,000 | 3,810 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $112,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $40,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,253 |
| Total noninterest expense | $2,331,000 | 3,179 |
| Salaries and employee benefits | $1,159,000 | 3,393 |
| Premises and equipment expense | $124,000 | 4,225 |
| Additional noninterest expense | $1,048,000 | 2,500 |
| Pre-tax net operating income | $-158,000 | 5,174 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-24,000 | 5,197 |
| Income before extraordinary items | $-134,000 | 5,173 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-134,000 | 5,171 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-134,000 | 5,171 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-134,000 | 5,166 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 4,072 |
| Total interest expense | $54,000 | 4,868 |
| Net interest income | $1,012,000 | 3,878 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $56,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,260 |
| Total noninterest expense | $1,143,000 | 3,237 |
| Salaries and employee benefits | $554,000 | 3,525 |
| Premises and equipment expense | $45,000 | 4,600 |
| Additional noninterest expense | $544,000 | 2,443 |
| Pre-tax net operating income | $-75,000 | 5,231 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-13,000 | 5,212 |
| Income before extraordinary items | $-62,000 | 5,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-62,000 | 5,219 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-62,000 | 5,219 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-62,000 | 5,220 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 4,755 |
| Total interest expense | $74,000 | 5,245 |
| Net interest income | $2,253,000 | 4,642 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $161,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $53,000 | 4,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,527 |
| Total noninterest expense | $2,406,000 | 4,331 |
| Salaries and employee benefits | $1,283,000 | 4,382 |
| Premises and equipment expense | $151,000 | 4,782 |
| Additional noninterest expense | $972,000 | 3,944 |
| Pre-tax net operating income | $8,000 | 5,222 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $8,000 | 3,785 |
| Income before extraordinary items | $0 | 5,230 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $0 | 5,229 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $0 | 5,229 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $0 | 5,232 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 5,089 |
| Total interest expense | $34,000 | 5,376 |
| Net interest income | $1,237,000 | 5,000 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $97,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $28,000 | 4,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,690 |
| Total noninterest expense | $1,249,000 | 4,765 |
| Salaries and employee benefits | $717,000 | 4,737 |
| Premises and equipment expense | $85,000 | 5,044 |
| Additional noninterest expense | $447,000 | 4,643 |
| Pre-tax net operating income | $85,000 | 5,208 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $85,000 | 5,192 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $85,000 | 5,191 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $85,000 | 5,191 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $85,000 | 5,192 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $377,000 | 5,440 |
| Total interest expense | $5,000 | 5,510 |
| Net interest income | $372,000 | 5,420 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $37,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $9,000 | 5,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,978 |
| Total noninterest expense | $381,000 | 5,373 |
| Salaries and employee benefits | $212,000 | 5,352 |
| Premises and equipment expense | $27,000 | 5,375 |
| Additional noninterest expense | $142,000 | 5,272 |
| Pre-tax net operating income | $28,000 | 5,300 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $28,000 | 5,293 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $28,000 | 5,291 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $28,000 | 5,292 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $28,000 | 5,300 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 4,349 |
| Total interest expense | $11,000 | 5,494 |
| Net interest income | $892,000 | 4,160 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $73,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,172 |
| Total noninterest expense | $627,000 | 4,374 |
| Salaries and employee benefits | $275,000 | 4,679 |
| Premises and equipment expense | $60,000 | 4,443 |
| Additional noninterest expense | $292,000 | 3,701 |
| Pre-tax net operating income | $338,000 | 3,687 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $338,000 | 3,511 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $338,000 | 3,510 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $338,000 | 3,511 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $338,000 | 3,510 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 4,336 |
| Total interest expense | $46,000 | 5,548 |
| Net interest income | $3,551,000 | 4,154 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $315,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $105,000 | 4,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,160 |
| Total noninterest expense | $3,056,000 | 4,074 |
| Salaries and employee benefits | $1,628,000 | 4,138 |
| Premises and equipment expense | $227,000 | 4,576 |
| Additional noninterest expense | $1,201,000 | 3,671 |
| Pre-tax net operating income | $810,000 | 4,312 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $810,000 | 3,991 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $810,000 | 3,991 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $810,000 | 3,991 |
| Net charge-offs | $-21,000 | 4,956 |
| Cash dividends | $592,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $-1,299,000 | 5,654 |
| Net operating income | $810,000 | 3,977 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 4,383 |
| Total interest expense | $34,000 | 5,609 |
| Net interest income | $2,640,000 | 4,199 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $240,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $81,000 | 4,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 4,209 |
| Total noninterest expense | $1,849,000 | 4,457 |
| Salaries and employee benefits | $1,095,000 | 4,356 |
| Premises and equipment expense | $167,000 | 4,635 |
| Additional noninterest expense | $587,000 | 4,438 |
| Pre-tax net operating income | $1,031,000 | 3,733 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,031,000 | 3,493 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,031,000 | 3,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,031,000 | 3,493 |
| Net charge-offs | $-14,000 | 4,834 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-301,000 | 5,706 |
| Net operating income | $1,031,000 | 3,465 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,444 |
| Total interest expense | $22,000 | 5,663 |
| Net interest income | $1,711,000 | 4,260 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $161,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $55,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,225 |
| Total noninterest expense | $1,286,000 | 4,431 |
| Salaries and employee benefits | $739,000 | 4,362 |
| Premises and equipment expense | $105,000 | 4,722 |
| Additional noninterest expense | $442,000 | 4,261 |
| Pre-tax net operating income | $586,000 | 3,924 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $586,000 | 3,698 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $586,000 | 3,696 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $586,000 | 3,698 |
| Net charge-offs | $-10,000 | 4,795 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-301,000 | 5,760 |
| Net operating income | $586,000 | 3,678 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 4,445 |
| Total interest expense | $11,000 | 5,726 |
| Net interest income | $863,000 | 4,264 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $81,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,287 |
| Total noninterest expense | $635,000 | 4,480 |
| Salaries and employee benefits | $384,000 | 4,348 |
| Premises and equipment expense | $52,000 | 4,788 |
| Additional noninterest expense | $199,000 | 4,484 |
| Pre-tax net operating income | $309,000 | 3,788 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $309,000 | 3,557 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $309,000 | 3,556 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $309,000 | 3,557 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $309,000 | 3,528 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,555 |
| Total interest expense | $45,000 | 5,774 |
| Net interest income | $3,284,000 | 4,361 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $380,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $116,000 | 4,344 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $264,000 | 4,078 |
| Total noninterest expense | $2,411,000 | 4,608 |
| Salaries and employee benefits | $1,492,000 | 4,420 |
| Premises and equipment expense | $238,000 | 4,680 |
| Additional noninterest expense | $681,000 | 4,813 |
| Pre-tax net operating income | $1,253,000 | 3,756 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,253,000 | 3,565 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,253,000 | 3,563 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,253,000 | 3,564 |
| Net charge-offs | $-18,000 | 5,093 |
| Cash dividends | $625,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,253,000 | 3,499 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 4,596 |
| Total interest expense | $33,000 | 5,842 |
| Net interest income | $2,457,000 | 4,389 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $296,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $82,000 | 4,438 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $214,000 | 4,025 |
| Total noninterest expense | $1,774,000 | 4,655 |
| Salaries and employee benefits | $1,145,000 | 4,377 |
| Premises and equipment expense | $173,000 | 4,739 |
| Additional noninterest expense | $456,000 | 5,015 |
| Pre-tax net operating income | $979,000 | 3,752 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $979,000 | 3,527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $979,000 | 3,525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $979,000 | 3,527 |
| Net charge-offs | $-13,000 | 4,991 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $979,000 | 3,473 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 4,627 |
| Total interest expense | $22,000 | 5,916 |
| Net interest income | $1,642,000 | 4,426 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $219,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $54,000 | 4,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 3,864 |
| Total noninterest expense | $1,136,000 | 4,781 |
| Salaries and employee benefits | $733,000 | 4,491 |
| Premises and equipment expense | $115,000 | 4,779 |
| Additional noninterest expense | $288,000 | 5,140 |
| Pre-tax net operating income | $725,000 | 3,607 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $725,000 | 3,360 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $725,000 | 3,357 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $725,000 | 3,358 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $725,000 | 3,305 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 4,678 |
| Total interest expense | $12,000 | 5,944 |
| Net interest income | $811,000 | 4,484 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $77,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $50,000 | 4,402 |
| Total noninterest expense | $518,000 | 4,966 |
| Salaries and employee benefits | $324,000 | 4,734 |
| Premises and equipment expense | $56,000 | 4,851 |
| Additional noninterest expense | $138,000 | 5,237 |
| Pre-tax net operating income | $370,000 | 3,532 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $370,000 | 3,271 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $370,000 | 3,268 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $370,000 | 3,269 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $370,000 | 3,201 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,742 |
| Total interest expense | $49,000 | 5,994 |
| Net interest income | $3,160,000 | 4,532 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $332,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $123,000 | 4,425 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $2,331,000 | 4,813 |
| Salaries and employee benefits | $1,517,000 | 4,478 |
| Premises and equipment expense | $252,000 | 4,764 |
| Additional noninterest expense | $562,000 | 5,258 |
| Pre-tax net operating income | $1,161,000 | 3,882 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,161,000 | 3,682 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,161,000 | 3,681 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,161,000 | 3,682 |
| Net charge-offs | $-20,000 | 5,330 |
| Cash dividends | $1,162,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,161,000 | 3,630 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 4,818 |
| Total interest expense | $36,000 | 6,089 |
| Net interest income | $2,341,000 | 4,605 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $253,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 4,423 |
| Total noninterest expense | $1,762,000 | 4,828 |
| Salaries and employee benefits | $1,159,000 | 4,460 |
| Premises and equipment expense | $181,000 | 4,872 |
| Additional noninterest expense | $422,000 | 5,300 |
| Pre-tax net operating income | $832,000 | 4,033 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $832,000 | 3,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $832,000 | 3,809 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $832,000 | 3,810 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $832,000 | 3,762 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,867 |
| Total interest expense | $25,000 | 6,146 |
| Net interest income | $1,544,000 | 4,666 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $167,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,442 |
| Total noninterest expense | $1,174,000 | 4,876 |
| Salaries and employee benefits | $771,000 | 4,510 |
| Premises and equipment expense | $118,000 | 4,936 |
| Additional noninterest expense | $285,000 | 5,334 |
| Pre-tax net operating income | $537,000 | 4,072 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $537,000 | 3,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $537,000 | 3,846 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $537,000 | 3,848 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $537,000 | 3,792 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 4,909 |
| Total interest expense | $13,000 | 6,203 |
| Net interest income | $766,000 | 4,709 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $84,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $590,000 | 4,905 |
| Salaries and employee benefits | $386,000 | 4,530 |
| Premises and equipment expense | $63,000 | 4,884 |
| Additional noninterest expense | $141,000 | 5,376 |
| Pre-tax net operating income | $260,000 | 4,086 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $260,000 | 3,888 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $260,000 | 3,891 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $260,000 | 3,892 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $260,000 | 3,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 4,907 |
| Total interest expense | $52,000 | 6,311 |
| Net interest income | $3,224,000 | 4,660 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $649,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $131,000 | 4,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $518,000 | 3,234 |
| Total noninterest expense | $2,452,000 | 4,926 |
| Salaries and employee benefits | $1,688,000 | 4,371 |
| Premises and equipment expense | $207,000 | 5,306 |
| Additional noninterest expense | $557,000 | 5,496 |
| Pre-tax net operating income | $1,421,000 | 3,577 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,421,000 | 3,335 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,421,000 | 3,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,421,000 | 3,336 |
| Net charge-offs | $-19,000 | 5,786 |
| Cash dividends | $1,162,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,421,000 | 3,284 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 4,926 |
| Total interest expense | $39,000 | 6,391 |
| Net interest income | $2,447,000 | 4,686 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $566,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $99,000 | 4,647 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $467,000 | 3,002 |
| Total noninterest expense | $1,903,000 | 4,899 |
| Salaries and employee benefits | $1,334,000 | 4,256 |
| Premises and equipment expense | $153,000 | 5,376 |
| Additional noninterest expense | $416,000 | 5,543 |
| Pre-tax net operating income | $1,110,000 | 3,590 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,110,000 | 3,291 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,110,000 | 3,291 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,110,000 | 3,292 |
| Net charge-offs | $-13,000 | 5,679 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,110,000 | 3,261 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,928 |
| Total interest expense | $27,000 | 6,444 |
| Net interest income | $1,646,000 | 4,671 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $177,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $112,000 | 4,429 |
| Total noninterest expense | $1,188,000 | 5,051 |
| Salaries and employee benefits | $831,000 | 4,450 |
| Premises and equipment expense | $94,000 | 5,535 |
| Additional noninterest expense | $263,000 | 5,652 |
| Pre-tax net operating income | $635,000 | 3,772 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $635,000 | 3,522 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $635,000 | 3,527 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $635,000 | 3,528 |
| Net charge-offs | $-8,000 | 5,605 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $635,000 | 3,469 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 4,982 |
| Total interest expense | $13,000 | 6,523 |
| Net interest income | $818,000 | 4,719 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $89,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $55,000 | 4,432 |
| Total noninterest expense | $578,000 | 5,163 |
| Salaries and employee benefits | $403,000 | 4,558 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $128,000 | 5,753 |
| Pre-tax net operating income | $329,000 | 3,656 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $329,000 | 3,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 3,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $329,000 | 3,385 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $329,000 | 3,339 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 4,863 |
| Total interest expense | $61,000 | 6,609 |
| Net interest income | $3,550,000 | 4,546 |
| Provision for loan and lease losses | $-83,000 | 6,368 |
| Total noninterest income | $509,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $155,000 | 4,532 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $354,000 | 3,854 |
| Total noninterest expense | $2,621,000 | 4,927 |
| Salaries and employee benefits | $1,679,000 | 4,483 |
| Premises and equipment expense | $265,000 | 5,079 |
| Additional noninterest expense | $677,000 | 5,390 |
| Pre-tax net operating income | $1,521,000 | 3,370 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,521,000 | 3,134 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,521,000 | 3,136 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,521,000 | 3,137 |
| Net charge-offs | $-20,000 | 6,284 |
| Cash dividends | $1,220,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,521,000 | 3,075 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 5,007 |
| Total interest expense | $48,000 | 6,682 |
| Net interest income | $2,557,000 | 4,710 |
| Provision for loan and lease losses | $17,000 | 4,573 |
| Total noninterest income | $281,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $116,000 | 4,567 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $165,000 | 4,576 |
| Total noninterest expense | $1,773,000 | 5,177 |
| Salaries and employee benefits | $1,167,000 | 4,682 |
| Premises and equipment expense | $160,000 | 5,489 |
| Additional noninterest expense | $446,000 | 5,614 |
| Pre-tax net operating income | $1,048,000 | 3,604 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,048,000 | 3,333 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,048,000 | 3,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,048,000 | 3,337 |
| Net charge-offs | $-16,000 | 6,227 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,048,000 | 3,250 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 5,012 |
| Total interest expense | $33,000 | 6,732 |
| Net interest income | $1,709,000 | 4,701 |
| Provision for loan and lease losses | $17,000 | 4,324 |
| Total noninterest income | $189,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 4,622 |
| Total noninterest expense | $980,000 | 5,557 |
| Salaries and employee benefits | $610,000 | 5,270 |
| Premises and equipment expense | $104,000 | 5,543 |
| Additional noninterest expense | $266,000 | 5,797 |
| Pre-tax net operating income | $901,000 | 3,093 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $901,000 | 2,846 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $901,000 | 2,850 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $901,000 | 2,850 |
| Net charge-offs | $-10,000 | 6,149 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $901,000 | 2,750 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 5,045 |
| Total interest expense | $17,000 | 6,802 |
| Net interest income | $850,000 | 4,729 |
| Provision for loan and lease losses | $17,000 | 3,689 |
| Total noninterest income | $97,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $541,000 | 5,419 |
| Salaries and employee benefits | $306,000 | 5,302 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $187,000 | 5,283 |
| Pre-tax net operating income | $389,000 | 3,345 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $389,000 | 3,077 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $389,000 | 3,078 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $389,000 | 3,079 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $389,000 | 2,988 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 5,096 |
| Total interest expense | $102,000 | 6,815 |
| Net interest income | $3,554,000 | 4,710 |
| Provision for loan and lease losses | $176,000 | 4,116 |
| Total noninterest income | $432,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $208,000 | 4,185 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $224,000 | 4,452 |
| Total noninterest expense | $2,912,000 | 4,813 |
| Salaries and employee benefits | $1,529,000 | 4,802 |
| Premises and equipment expense | $195,000 | 5,742 |
| Additional noninterest expense | $1,188,000 | 4,386 |
| Pre-tax net operating income | $898,000 | 4,173 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $898,000 | 4,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $898,000 | 4,103 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $898,000 | 4,105 |
| Net charge-offs | $164,000 | 3,971 |
| Cash dividends | $755,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $898,000 | 3,917 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 5,149 |
| Total interest expense | $82,000 | 6,905 |
| Net interest income | $2,693,000 | 4,755 |
| Provision for loan and lease losses | $114,000 | 4,220 |
| Total noninterest income | $447,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $159,000 | 4,206 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $288,000 | 3,746 |
| Total noninterest expense | $2,053,000 | 4,996 |
| Salaries and employee benefits | $969,000 | 5,245 |
| Premises and equipment expense | $148,000 | 5,806 |
| Additional noninterest expense | $936,000 | 4,286 |
| Pre-tax net operating income | $973,000 | 3,689 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $973,000 | 3,486 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $973,000 | 3,486 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $973,000 | 3,488 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $973,000 | 3,324 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 5,141 |
| Total interest expense | $56,000 | 6,964 |
| Net interest income | $1,823,000 | 4,740 |
| Provision for loan and lease losses | $74,000 | 4,201 |
| Total noninterest income | $228,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 4,512 |
| Total noninterest expense | $1,303,000 | 5,154 |
| Salaries and employee benefits | $596,000 | 5,478 |
| Premises and equipment expense | $114,000 | 5,590 |
| Additional noninterest expense | $593,000 | 4,414 |
| Pre-tax net operating income | $674,000 | 3,603 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $674,000 | 3,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $674,000 | 3,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $674,000 | 3,409 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $674,000 | 3,226 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 5,240 |
| Total interest expense | $30,000 | 7,016 |
| Net interest income | $887,000 | 4,839 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $114,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $606,000 | 5,344 |
| Salaries and employee benefits | $301,000 | 5,491 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $247,000 | 4,895 |
| Pre-tax net operating income | $395,000 | 3,324 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $395,000 | 3,103 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 3,106 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $395,000 | 3,107 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $395,000 | 2,951 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 5,323 |
| Total interest expense | $246,000 | 6,733 |
| Net interest income | $3,443,000 | 4,931 |
| Provision for loan and lease losses | $-230,000 | 7,293 |
| Total noninterest income | $412,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $223,000 | 4,186 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $189,000 | 4,538 |
| Total noninterest expense | $3,024,000 | 4,859 |
| Salaries and employee benefits | $1,542,000 | 4,891 |
| Premises and equipment expense | $252,000 | 5,579 |
| Additional noninterest expense | $1,230,000 | 4,379 |
| Pre-tax net operating income | $1,061,000 | 3,610 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,061,000 | 3,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,061,000 | 3,444 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,061,000 | 3,444 |
| Net charge-offs | $84,000 | 5,114 |
| Cash dividends | $407,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,061,000 | 3,322 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 5,382 |
| Total interest expense | $211,000 | 6,716 |
| Net interest income | $2,546,000 | 5,011 |
| Provision for loan and lease losses | $-150,000 | 7,359 |
| Total noninterest income | $306,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $167,000 | 4,206 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $139,000 | 4,644 |
| Total noninterest expense | $1,972,000 | 5,219 |
| Salaries and employee benefits | $952,000 | 5,396 |
| Premises and equipment expense | $184,000 | 5,697 |
| Additional noninterest expense | $836,000 | 4,657 |
| Pre-tax net operating income | $1,030,000 | 3,258 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,030,000 | 3,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,030,000 | 3,009 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,030,000 | 3,009 |
| Net charge-offs | $85,000 | 4,587 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,030,000 | 2,901 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 5,468 |
| Total interest expense | $162,000 | 6,670 |
| Net interest income | $1,647,000 | 5,101 |
| Provision for loan and lease losses | $-150,000 | 7,441 |
| Total noninterest income | $202,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $113,000 | 4,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,112,000 | 5,692 |
| Salaries and employee benefits | $571,000 | 5,678 |
| Premises and equipment expense | $118,000 | 5,797 |
| Additional noninterest expense | $423,000 | 5,392 |
| Pre-tax net operating income | $887,000 | 2,736 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $150,000 | 2,504 |
| Income before extraordinary items | $737,000 | 2,822 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $737,000 | 2,824 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $737,000 | 2,824 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $737,000 | 2,736 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 5,492 |
| Total interest expense | $84,000 | 6,720 |
| Net interest income | $826,000 | 5,084 |
| Provision for loan and lease losses | $-150,000 | 7,512 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $727,000 | 5,056 |
| Salaries and employee benefits | $294,000 | 5,656 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $375,000 | 3,894 |
| Pre-tax net operating income | $353,000 | 3,231 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $353,000 | 2,910 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $353,000 | 2,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $353,000 | 2,910 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $353,000 | 2,859 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 5,501 |
| Total interest expense | $412,000 | 6,761 |
| Net interest income | $3,411,000 | 5,015 |
| Provision for loan and lease losses | $164,000 | 5,563 |
| Total noninterest income | $431,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $185,000 | 4,693 |
| Total noninterest expense | $2,758,000 | 5,259 |
| Salaries and employee benefits | $1,628,000 | 4,821 |
| Premises and equipment expense | $103,000 | 7,029 |
| Additional noninterest expense | $1,027,000 | 5,020 |
| Pre-tax net operating income | $920,000 | 3,523 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $920,000 | 3,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $920,000 | 3,367 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $920,000 | 3,370 |
| Net charge-offs | $32,000 | 6,178 |
| Cash dividends | $314,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $920,000 | 3,245 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 5,585 |
| Total interest expense | $320,000 | 6,858 |
| Net interest income | $2,566,000 | 5,072 |
| Provision for loan and lease losses | $106,000 | 5,630 |
| Total noninterest income | $317,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $189,000 | 4,066 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $128,000 | 4,886 |
| Total noninterest expense | $1,769,000 | 5,685 |
| Salaries and employee benefits | $914,000 | 5,667 |
| Premises and equipment expense | $183,000 | 5,911 |
| Additional noninterest expense | $672,000 | 5,367 |
| Pre-tax net operating income | $1,008,000 | 3,081 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,008,000 | 2,869 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,008,000 | 2,864 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,008,000 | 2,868 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,008,000 | 2,733 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,660 |
| Total interest expense | $220,000 | 6,913 |
| Net interest income | $1,684,000 | 5,121 |
| Provision for loan and lease losses | $46,000 | 5,931 |
| Total noninterest income | $202,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 4,946 |
| Total noninterest expense | $1,246,000 | 5,565 |
| Salaries and employee benefits | $624,000 | 5,634 |
| Premises and equipment expense | $121,000 | 5,942 |
| Additional noninterest expense | $501,000 | 5,083 |
| Pre-tax net operating income | $594,000 | 3,319 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $594,000 | 3,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $594,000 | 3,081 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $594,000 | 3,084 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $594,000 | 2,976 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,615 |
| Total interest expense | $118,000 | 6,948 |
| Net interest income | $882,000 | 5,033 |
| Provision for loan and lease losses | $91,000 | 4,069 |
| Total noninterest income | $108,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $637,000 | 5,585 |
| Salaries and employee benefits | $318,000 | 5,657 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $257,000 | 5,040 |
| Pre-tax net operating income | $262,000 | 3,607 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $262,000 | 3,392 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 3,390 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $262,000 | 3,392 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $262,000 | 3,274 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 5,645 |
| Total interest expense | $587,000 | 6,946 |
| Net interest income | $3,533,000 | 4,939 |
| Provision for loan and lease losses | $520,000 | 4,483 |
| Total noninterest income | $426,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $266,000 | 4,112 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $160,000 | 4,987 |
| Total noninterest expense | $2,746,000 | 5,427 |
| Salaries and employee benefits | $1,604,000 | 5,000 |
| Premises and equipment expense | $275,000 | 5,838 |
| Additional noninterest expense | $867,000 | 5,616 |
| Pre-tax net operating income | $693,000 | 3,568 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $693,000 | 3,378 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $693,000 | 3,376 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $693,000 | 3,377 |
| Net charge-offs | $655,000 | 3,442 |
| Cash dividends | $318,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $693,000 | 3,317 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 5,603 |
| Total interest expense | $451,000 | 7,024 |
| Net interest income | $2,770,000 | 4,817 |
| Provision for loan and lease losses | $189,000 | 5,230 |
| Total noninterest income | $344,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $209,000 | 4,048 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $135,000 | 4,945 |
| Total noninterest expense | $1,859,000 | 5,723 |
| Salaries and employee benefits | $1,002,000 | 5,575 |
| Premises and equipment expense | $205,000 | 5,919 |
| Additional noninterest expense | $652,000 | 5,610 |
| Pre-tax net operating income | $1,066,000 | 2,627 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,066,000 | 2,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,066,000 | 2,374 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,066,000 | 2,377 |
| Net charge-offs | $373,000 | 3,427 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,066,000 | 2,325 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 5,651 |
| Total interest expense | $307,000 | 7,107 |
| Net interest income | $1,845,000 | 4,819 |
| Provision for loan and lease losses | $97,000 | 5,372 |
| Total noninterest income | $229,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $143,000 | 3,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $1,120,000 | 6,026 |
| Salaries and employee benefits | $594,000 | 5,950 |
| Premises and equipment expense | $131,000 | 6,051 |
| Additional noninterest expense | $395,000 | 5,863 |
| Pre-tax net operating income | $857,000 | 2,388 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $857,000 | 2,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 2,119 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $857,000 | 2,121 |
| Net charge-offs | $273,000 | 3,047 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $857,000 | 2,057 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 5,745 |
| Total interest expense | $154,000 | 7,198 |
| Net interest income | $899,000 | 4,893 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $117,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $530,000 | 6,121 |
| Salaries and employee benefits | $298,000 | 5,988 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $486,000 | 2,434 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $486,000 | 2,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $486,000 | 2,184 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $486,000 | 2,186 |
| Net charge-offs | $235,000 | 2,012 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $486,000 | 2,048 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 5,366 |
| Total interest expense | $1,089,000 | 6,630 |
| Net interest income | $4,078,000 | 4,533 |
| Provision for loan and lease losses | $596,000 | 3,528 |
| Total noninterest income | $873,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $275,000 | 4,168 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $598,000 | 2,894 |
| Total noninterest expense | $2,656,000 | 5,471 |
| Salaries and employee benefits | $1,791,000 | 4,807 |
| Premises and equipment expense | $291,000 | 5,871 |
| Additional noninterest expense | $574,000 | 6,325 |
| Pre-tax net operating income | $1,699,000 | 2,799 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,699,000 | 2,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,699,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,993 |
| Cash dividends | $1,064,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,307 |
| Net operating income | $1,699,000 | 2,436 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 5,374 |
| Total interest expense | $897,000 | 6,563 |
| Net interest income | $3,059,000 | 4,566 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $345,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $202,000 | 4,242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 5,025 |
| Total noninterest expense | $1,606,000 | 6,041 |
| Salaries and employee benefits | $988,000 | 5,725 |
| Premises and equipment expense | $211,000 | 5,965 |
| Additional noninterest expense | $407,000 | 6,428 |
| Pre-tax net operating income | $1,728,000 | 2,551 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,728,000 | 2,038 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,728,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,728,000 | 2,137 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 5,410 |
| Total interest expense | $618,000 | 6,634 |
| Net interest income | $2,055,000 | 4,524 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $230,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $100,000 | 5,056 |
| Total noninterest expense | $975,000 | 6,329 |
| Salaries and employee benefits | $579,000 | 6,147 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $253,000 | 6,620 |
| Pre-tax net operating income | $1,310,000 | 2,456 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,310,000 | 2,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,310,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,310,000 | 1,985 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,491 |
| Total interest expense | $320,000 | 6,711 |
| Net interest income | $1,021,000 | 4,552 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $109,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $505,000 | 6,275 |
| Salaries and employee benefits | $301,000 | 6,068 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $130,000 | 6,526 |
| Pre-tax net operating income | $625,000 | 2,623 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $625,000 | 2,236 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $625,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $625,000 | 2,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 5,626 |
| Total interest expense | $1,300,000 | 6,720 |
| Net interest income | $3,876,000 | 4,726 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $621,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $307,000 | 4,032 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $314,000 | 4,154 |
| Total noninterest expense | $2,437,000 | 5,680 |
| Salaries and employee benefits | $1,637,000 | 5,029 |
| Premises and equipment expense | $263,000 | 6,116 |
| Additional noninterest expense | $537,000 | 6,413 |
| Pre-tax net operating income | $2,060,000 | 3,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,060,000 | 2,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,060,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $1,971,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,223 |
| Net operating income | $2,060,000 | 2,731 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 5,728 |
| Total interest expense | $953,000 | 6,778 |
| Net interest income | $2,822,000 | 4,826 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $494,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 4,108 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $1,481,000 | 6,237 |
| Salaries and employee benefits | $916,000 | 5,906 |
| Premises and equipment expense | $195,000 | 6,134 |
| Additional noninterest expense | $370,000 | 6,590 |
| Pre-tax net operating income | $1,835,000 | 3,013 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,835,000 | 2,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,835,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,835,000 | 2,529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 5,824 |
| Total interest expense | $604,000 | 6,891 |
| Net interest income | $1,846,000 | 4,913 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $409,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $148,000 | 4,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $261,000 | 3,261 |
| Total noninterest expense | $913,000 | 6,475 |
| Salaries and employee benefits | $521,000 | 6,392 |
| Premises and equipment expense | $128,000 | 6,211 |
| Additional noninterest expense | $264,000 | 6,449 |
| Pre-tax net operating income | $1,342,000 | 2,889 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,342,000 | 2,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,342,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,342,000 | 2,399 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 5,927 |
| Total interest expense | $283,000 | 7,031 |
| Net interest income | $895,000 | 5,016 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $286,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $218,000 | 2,419 |
| Total noninterest expense | $425,000 | 6,678 |
| Salaries and employee benefits | $259,000 | 6,452 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $104,000 | 7,022 |
| Pre-tax net operating income | $756,000 | 2,657 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $756,000 | 2,164 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $756,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $756,000 | 2,158 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 5,805 |
| Total interest expense | $826,000 | 7,276 |
| Net interest income | $3,726,000 | 4,863 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $458,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $283,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 5,346 |
| Total noninterest expense | $2,402,000 | 5,614 |
| Salaries and employee benefits | $1,554,000 | 5,073 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $559,000 | 6,262 |
| Pre-tax net operating income | $1,782,000 | 3,919 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,782,000 | 3,378 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,782,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,852,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,148 |
| Net operating income | $1,782,000 | 3,357 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 5,830 |
| Total interest expense | $573,000 | 7,386 |
| Net interest income | $2,819,000 | 4,873 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $347,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $216,000 | 4,252 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,373 |
| Total noninterest expense | $1,428,000 | 6,300 |
| Salaries and employee benefits | $864,000 | 6,012 |
| Premises and equipment expense | $212,000 | 5,907 |
| Additional noninterest expense | $352,000 | 6,689 |
| Pre-tax net operating income | $1,738,000 | 3,446 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,738,000 | 2,870 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,738,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,738,000 | 2,863 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 5,881 |
| Total interest expense | $342,000 | 7,530 |
| Net interest income | $1,858,000 | 4,929 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $231,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $834,000 | 6,668 |
| Salaries and employee benefits | $489,000 | 6,486 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $210,000 | 6,995 |
| Pre-tax net operating income | $1,255,000 | 3,262 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,255,000 | 2,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,255,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,255,000 | 2,684 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 5,931 |
| Total interest expense | $162,000 | 7,571 |
| Net interest income | $904,000 | 5,020 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $424,000 | 6,619 |
| Salaries and employee benefits | $246,000 | 6,500 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $111,000 | 6,846 |
| Pre-tax net operating income | $589,000 | 3,355 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $589,000 | 2,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $589,000 | 2,762 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 5,923 |
| Total interest expense | $507,000 | 7,595 |
| Net interest income | $3,358,000 | 5,140 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $448,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $284,000 | 4,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,570 |
| Total noninterest expense | $2,125,000 | 5,902 |
| Salaries and employee benefits | $1,422,000 | 5,228 |
| Premises and equipment expense | $277,000 | 5,944 |
| Additional noninterest expense | $426,000 | 6,956 |
| Pre-tax net operating income | $1,631,000 | 4,187 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,629,000 | 3,590 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,629,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,403 |
| Cash dividends | $1,617,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 877 |
| Net operating income | $1,631,000 | 3,561 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 5,950 |
| Total interest expense | $348,000 | 7,688 |
| Net interest income | $2,493,000 | 5,186 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $335,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,592 |
| Total noninterest expense | $1,311,000 | 6,481 |
| Salaries and employee benefits | $803,000 | 6,120 |
| Premises and equipment expense | $214,000 | 5,869 |
| Additional noninterest expense | $294,000 | 7,140 |
| Pre-tax net operating income | $1,482,000 | 3,783 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,480,000 | 3,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,480,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,387 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,482,000 | 3,124 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 5,960 |
| Total interest expense | $211,000 | 7,769 |
| Net interest income | $1,648,000 | 5,205 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $225,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $801,000 | 6,727 |
| Salaries and employee benefits | $471,000 | 6,513 |
| Premises and equipment expense | $148,000 | 5,744 |
| Additional noninterest expense | $182,000 | 7,278 |
| Pre-tax net operating income | $1,052,000 | 3,582 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,050,000 | 2,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,050,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,434 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,052,000 | 2,931 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 6,090 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $788,000 | 5,365 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $109,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $406,000 | 6,732 |
| Salaries and employee benefits | $235,000 | 6,549 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $482,000 | 3,133 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $482,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $482,000 | 3,094 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 6,095 |
| Total interest expense | $381,000 | 7,766 |
| Net interest income | $2,969,000 | 5,442 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $439,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $325,000 | 4,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,196 |
| Total noninterest expense | $1,869,000 | 6,247 |
| Salaries and employee benefits | $1,194,000 | 5,708 |
| Premises and equipment expense | $283,000 | 5,839 |
| Additional noninterest expense | $392,000 | 7,162 |
| Pre-tax net operating income | $1,539,000 | 4,184 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,530,000 | 3,588 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,530,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $1,153,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 826 |
| Net operating income | $1,539,000 | 3,511 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 6,158 |
| Total interest expense | $286,000 | 7,784 |
| Net interest income | $2,176,000 | 5,509 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $325,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $242,000 | 4,176 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,229,000 | 6,605 |
| Salaries and employee benefits | $762,000 | 6,185 |
| Premises and equipment expense | $203,000 | 5,940 |
| Additional noninterest expense | $264,000 | 7,383 |
| Pre-tax net operating income | $1,272,000 | 4,010 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,272,000 | 3,396 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,272,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,272,000 | 3,312 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 6,243 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $1,415,000 | 5,591 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $208,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $745,000 | 6,911 |
| Salaries and employee benefits | $463,000 | 6,543 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $151,000 | 7,715 |
| Pre-tax net operating income | $878,000 | 3,865 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $878,000 | 3,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $878,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $878,000 | 3,198 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,310 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $691,000 | 5,680 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $98,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $375,000 | 6,939 |
| Salaries and employee benefits | $233,000 | 6,559 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $414,000 | 3,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $414,000 | 3,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $414,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $414,000 | 3,301 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 6,357 |
| Total interest expense | $505,000 | 7,722 |
| Net interest income | $2,661,000 | 5,689 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $419,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $322,000 | 4,132 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $1,809,000 | 6,339 |
| Salaries and employee benefits | $1,150,000 | 5,779 |
| Premises and equipment expense | $283,000 | 5,834 |
| Additional noninterest expense | $376,000 | 7,290 |
| Pre-tax net operating income | $1,271,000 | 4,539 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $1,222,000 | 4,094 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,222,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,366,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 747 |
| Net operating income | $1,221,040 | 3,918 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 6,422 |
| Total interest expense | $390,000 | 7,817 |
| Net interest income | $1,980,000 | 5,745 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $319,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $241,000 | 4,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $1,221,000 | 6,652 |
| Salaries and employee benefits | $730,000 | 6,340 |
| Premises and equipment expense | $208,000 | 5,887 |
| Additional noninterest expense | $283,000 | 7,292 |
| Pre-tax net operating income | $1,078,000 | 4,352 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $1,038,000 | 3,895 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,038,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $312,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,038,000 | 3,736 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 6,502 |
| Total interest expense | $266,000 | 7,893 |
| Net interest income | $1,299,000 | 5,801 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $166,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $157,000 | 4,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $759,000 | 6,874 |
| Salaries and employee benefits | $456,000 | 6,563 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $171,000 | 7,501 |
| Pre-tax net operating income | $706,000 | 4,402 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $679,000 | 3,950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $679,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $312,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $679,000 | 3,768 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,547 |
| Total interest expense | $132,000 | 8,006 |
| Net interest income | $649,000 | 5,790 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $102,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $370,000 | 6,957 |
| Salaries and employee benefits | $228,000 | 6,579 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $381,000 | 4,156 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $371,000 | 3,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $371,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $312,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $371,000 | 3,487 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 6,592 |
| Total interest expense | $648,000 | 7,960 |
| Net interest income | $2,597,000 | 5,785 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $379,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,949 |
| Total noninterest expense | $1,703,000 | 6,450 |
| Salaries and employee benefits | $1,048,000 | 5,955 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $398,000 | 7,169 |
| Pre-tax net operating income | $1,223,000 | 4,658 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $50,000 | 6,530 |
| Income before extraordinary items | $1,173,000 | 4,143 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,173,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $693,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 737 |
| Net operating income | $1,173,000 | 4,045 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 6,608 |
| Total interest expense | $1,132,000 | 7,743 |
| Net interest income | $2,550,000 | 5,654 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $369,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $292,000 | 4,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $1,700,000 | 6,337 |
| Salaries and employee benefits | $1,022,000 | 5,905 |
| Premises and equipment expense | $258,000 | 5,988 |
| Additional noninterest expense | $420,000 | 6,990 |
| Pre-tax net operating income | $1,119,000 | 4,603 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $1,070,000 | 4,095 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,070,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $681,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 773 |
| Net operating income | $1,070,000 | 3,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 6,913 |
| Total interest expense | $1,132,000 | 7,945 |
| Net interest income | $2,387,000 | 5,978 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $363,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,596,000 | 6,494 |
| Salaries and employee benefits | $977,000 | 6,021 |
| Premises and equipment expense | $217,000 | 6,509 |
| Additional noninterest expense | $402,000 | 7,129 |
| Pre-tax net operating income | $1,154,000 | 4,841 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-21,000 | 9,381 |
| Income before extraordinary items | $1,175,000 | 3,919 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,175,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $901,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 810 |
| Net operating income | $1,175,000 | 3,906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 7,331 |
| Total interest expense | $947,000 | 8,320 |
| Net interest income | $2,092,000 | 6,471 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $390,000 | 5,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $1,471,000 | 6,850 |
| Salaries and employee benefits | $886,000 | 6,374 |
| Premises and equipment expense | $213,000 | 6,603 |
| Additional noninterest expense | $372,000 | 7,522 |
| Pre-tax net operating income | $1,011,000 | 5,281 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $336,000 | 4,563 |
| Income before extraordinary items | $675,000 | 5,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $675,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,877 |
| Cash dividends | $465,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 897 |
| Net operating income | $675,000 | 5,533 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 7,620 |
| Total interest expense | $952,000 | 8,555 |
| Net interest income | $1,963,000 | 6,737 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $316,000 | 6,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,276,000 | 7,331 |
| Salaries and employee benefits | $783,000 | 6,764 |
| Premises and equipment expense | $194,000 | 6,806 |
| Additional noninterest expense | $299,000 | 8,134 |
| Pre-tax net operating income | $1,003,000 | 5,402 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $325,000 | 4,952 |
| Income before extraordinary items | $678,000 | 5,707 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $678,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $462,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 937 |
| Net operating income | $678,000 | 5,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 8,141 |
| Total interest expense | $913,000 | 8,923 |
| Net interest income | $1,773,000 | 7,377 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $299,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $1,204,000 | 7,662 |
| Salaries and employee benefits | $754,000 | 7,003 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $292,000 | 8,398 |
| Pre-tax net operating income | $868,000 | 6,257 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $281,000 | 5,907 |
| Income before extraordinary items | $587,000 | 6,442 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $587,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $442,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 932 |
| Net operating income | $587,000 | 6,388 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 8,562 |
| Total interest expense | $885,000 | 9,370 |
| Net interest income | $1,720,000 | 7,726 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $282,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,149,000 | 8,165 |
| Salaries and employee benefits | $723,000 | 7,382 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $255,000 | 9,341 |
| Pre-tax net operating income | $853,000 | 6,283 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $267,000 | 6,222 |
| Income before extraordinary items | $586,000 | 6,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $586,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $197,000 | 5,531 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 848 |
| Net operating income | $586,000 | 6,282 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 8,924 |
| Total interest expense | $833,000 | 9,842 |
| Net interest income | $1,697,000 | 8,026 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $250,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,161,000 | 8,346 |
| Salaries and employee benefits | $705,000 | 7,685 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $886,000 | 6,487 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $297,000 | 6,032 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $175,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 754 |
| Net operating income | $587,300 | 6,674 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 9,551 |
| Total interest expense | $697,000 | 10,103 |
| Net interest income | $1,438,000 | 9,050 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $359,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $1,079,000 | 9,054 |
| Salaries and employee benefits | $615,000 | 8,515 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $296,000 | 10,012 |
| Pre-tax net operating income | $718,000 | 7,293 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $242,000 | 6,656 |
| Income before extraordinary items | $476,000 | 7,485 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $476,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $139,000 | 6,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $476,000 | 7,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 10,271 |
| Total interest expense | $668,000 | 10,778 |
| Net interest income | $1,285,000 | 9,784 |
| Provision for loan and lease losses | $-36,000 | 12,673 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $1,073,000 | 9,431 |
| Salaries and employee benefits | $565,000 | 9,088 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $335,000 | 10,016 |
| Pre-tax net operating income | $549,000 | 8,303 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $357,000 | 8,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $357,000 | 9,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $138,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,000 | 8,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 10,564 |
| Total interest expense | $903,000 | 10,858 |
| Net interest income | $1,257,000 | 10,105 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $1,090,000 | 9,565 |
| Salaries and employee benefits | $572,000 | 9,068 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $348,000 | 10,214 |
| Pre-tax net operating income | $470,000 | 8,637 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $321,000 | 9,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $321,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,780 | 8,813 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.