Home > Chapin State Bank > Assets and Liabilities
Chapin State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $51,806,000 | 6,782 |
| Cash and due from depository institutions | $1,389,000 | 8,108 |
| Interest-bearing balances | $85,000 | 5,068 |
| Securities | $21,481,000 | 4,604 |
| Federal funds sold & reverse repurchase agreements | $1,394,000 | 4,398 |
| Net loans & leases | $25,587,000 | 7,276 |
| Loan loss allowance | $289,000 | 7,496 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $784,000 | 6,673 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,171,000 | 5,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,806,000 | 6,782 |
| Total liabilities | $48,100,000 | 6,630 |
| Total deposits | $47,595,000 | 6,422 |
| Interest-bearing deposits | $44,851,000 | 6,077 |
| Deposits held in domestic offices | $47,595,000 | 6,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $505,000 | 5,317 |
| Total equity capital | $3,706,000 | 8,059 |
| Total bank equity capital | $3,706,000 | 8,059 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,650,000 | 2,233 |
| Surplus | $1,650,000 | 6,020 |
| Undivided profits | $406,000 | 8,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 8,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $477,000 | 4,742 |
| Earning assets | $48,547,000 | 6,672 |
| Long-term assets (5+ years) | $12,495,000 | 4,362 |
| Average Assets, year-to-date | $50,746,400 | 6,696 |
| Average Assets, quarterly | $51,713,500 | 6,740 |
| Volatile liabilities | $10,226,000 | 5,360 |
| Insider loans | $780,000 | 4,313 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,566,000 | 6,302 |
| Tier 1 (core) risk-based capital | $4,112,000 | 7,736 |
| Tier 2 risk-based capital | $289,000 | 7,137 |
| Total risk weighted assets | $29,169,700 | 7,068 |
| Total unused commitments | $3,566,000 | 6,307 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $51,872,000 | 6,859 |
| Cash and due from depository institutions | $1,742,000 | 8,274 |
| Interest-bearing balances | $103,000 | 4,797 |
| Securities | $20,309,000 | 4,788 |
| Federal funds sold & reverse repurchase agreements | $4,179,000 | 3,910 |
| Net loans & leases | $23,672,000 | 7,461 |
| Loan loss allowance | $236,000 | 8,122 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $792,000 | 6,612 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,178,000 | 5,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,872,000 | 6,859 |
| Total liabilities | $47,771,000 | 6,711 |
| Total deposits | $46,598,000 | 6,606 |
| Interest-bearing deposits | $43,563,000 | 6,222 |
| Deposits held in domestic offices | $46,598,000 | 6,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,711 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $673,000 | 4,738 |
| Total equity capital | $4,101,000 | 7,827 |
| Total bank equity capital | $4,101,000 | 7,827 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,650,000 | 2,197 |
| Surplus | $1,650,000 | 5,959 |
| Undivided profits | $801,000 | 8,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $562,000 | 4,133 |
| Earning assets | $48,263,000 | 6,772 |
| Long-term assets (5+ years) | $7,622,000 | 5,357 |
| Average Assets, year-to-date | $47,904,000 | 6,912 |
| Average Assets, quarterly | $49,760,500 | 6,916 |
| Volatile liabilities | $10,191,000 | 4,939 |
| Insider loans | $893,000 | 3,826 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,839,000 | 5,986 |
| Tier 1 (core) risk-based capital | $3,956,000 | 7,846 |
| Tier 2 risk-based capital | $236,000 | 7,770 |
| Total risk weighted assets | $26,904,900 | 7,285 |
| Total unused commitments | $3,839,000 | 5,990 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $47,278,000 | 7,268 |
| Cash and due from depository institutions | $1,266,000 | 8,601 |
| Interest-bearing balances | $109,000 | 4,441 |
| Securities | $20,227,000 | 4,869 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,721 |
| Net loans & leases | $23,231,000 | 7,771 |
| Loan loss allowance | $266,000 | 7,955 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $753,000 | 6,790 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,001,000 | 6,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,278,000 | 7,268 |
| Total liabilities | $43,438,000 | 7,146 |
| Total deposits | $42,799,000 | 6,992 |
| Interest-bearing deposits | $39,207,000 | 6,762 |
| Deposits held in domestic offices | $42,799,000 | 6,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $639,000 | 4,993 |
| Total equity capital | $3,840,000 | 8,186 |
| Total bank equity capital | $3,840,000 | 8,186 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,650,000 | 2,211 |
| Surplus | $1,650,000 | 6,002 |
| Undivided profits | $540,000 | 9,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $422,000 | 5,450 |
| Earning assets | $44,367,000 | 7,181 |
| Long-term assets (5+ years) | $4,116,000 | 6,434 |
| Average Assets, year-to-date | $45,558,800 | 7,230 |
| Average Assets, quarterly | $47,069,500 | 7,234 |
| Volatile liabilities | $8,307,000 | 5,608 |
| Insider loans | $852,000 | 3,964 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,939,000 | 6,578 |
| Tier 1 (core) risk-based capital | $3,812,000 | 8,098 |
| Tier 2 risk-based capital | $266,000 | 7,480 |
| Total risk weighted assets | $24,667,700 | 7,713 |
| Total unused commitments | $2,939,000 | 6,585 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $46,522,000 | 7,544 |
| Cash and due from depository institutions | $1,049,000 | 8,770 |
| Interest-bearing balances | $107,000 | 4,497 |
| Securities | $17,480,000 | 5,830 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,598 |
| Net loans & leases | $22,996,000 | 7,942 |
| Loan loss allowance | $286,000 | 8,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $763,000 | 6,864 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $934,000 | 6,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,522,000 | 7,544 |
| Total liabilities | $42,862,000 | 7,409 |
| Total deposits | $42,228,000 | 7,287 |
| Interest-bearing deposits | $39,735,000 | 6,921 |
| Deposits held in domestic offices | $42,228,000 | 7,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $634,000 | 5,042 |
| Total equity capital | $3,660,000 | 8,521 |
| Total bank equity capital | $3,660,000 | 8,521 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,650,000 | 2,350 |
| Surplus | $1,375,000 | 6,771 |
| Undivided profits | $635,000 | 9,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $426,000 | 5,357 |
| Earning assets | $43,883,000 | 7,432 |
| Long-term assets (5+ years) | $2,759,000 | 7,194 |
| Average Assets, year-to-date | $43,020,800 | 7,699 |
| Average Assets, quarterly | $44,963,500 | 7,642 |
| Volatile liabilities | $8,092,000 | 5,568 |
| Insider loans | $856,000 | 4,033 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,148,000 | 7,300 |
| Tier 1 (core) risk-based capital | $3,655,000 | 8,443 |
| Tier 2 risk-based capital | $286,000 | 7,416 |
| Total risk weighted assets | $24,453,400 | 7,878 |
| Total unused commitments | $2,148,000 | 7,313 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $42,144,000 | 8,153 |
| Cash and due from depository institutions | $1,531,000 | 9,145 |
| Interest-bearing balances | $250,000 | 4,039 |
| Securities | $14,842,000 | 6,750 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,175 |
| Net loans & leases | $22,431,000 | 8,135 |
| Loan loss allowance | $301,000 | 8,080 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $841,000 | 6,643 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $899,000 | 6,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,144,000 | 8,153 |
| Total liabilities | $38,462,000 | 8,069 |
| Total deposits | $37,988,000 | 7,950 |
| Interest-bearing deposits | $35,808,000 | 7,530 |
| Deposits held in domestic offices | $37,988,000 | 7,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $474,000 | 6,435 |
| Total equity capital | $3,682,000 | 8,705 |
| Total bank equity capital | $3,682,000 | 8,705 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $825,000 | 4,232 |
| Surplus | $1,375,000 | 6,869 |
| Undivided profits | $1,482,000 | 8,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 9,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $460,000 | 5,134 |
| Earning assets | $39,123,000 | 8,084 |
| Long-term assets (5+ years) | $3,896,000 | 6,439 |
| Average Assets, year-to-date | $40,373,400 | 8,163 |
| Average Assets, quarterly | $41,283,500 | 8,183 |
| Volatile liabilities | $5,468,000 | 6,629 |
| Insider loans | $290,000 | 7,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,401,000 | 6,956 |
| Tier 1 (core) risk-based capital | $3,639,000 | 8,635 |
| Tier 2 risk-based capital | $293,370 | 7,436 |
| Total risk weighted assets | $23,461,870 | 8,180 |
| Total unused commitments | $2,401,000 | 6,970 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $40,420,000 | 8,538 |
| Cash and due from depository institutions | $1,306,000 | 9,584 |
| Interest-bearing balances | $151,000 | 4,819 |
| Securities | $14,700,000 | 7,197 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 8,249 |
| Net loans & leases | $22,659,000 | 8,221 |
| Loan loss allowance | $315,000 | 8,187 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $820,000 | 6,815 |
| Other real estate owned | $85,000 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $800,000 | 7,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,420,000 | 8,538 |
| Total liabilities | $36,944,000 | 8,458 |
| Total deposits | $36,498,000 | 8,280 |
| Interest-bearing deposits | $33,998,000 | 7,848 |
| Deposits held in domestic offices | $36,498,000 | 8,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $446,000 | 5,640 |
| Total equity capital | $3,476,000 | 8,836 |
| Total bank equity capital | $3,476,000 | 8,836 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $825,000 | 4,418 |
| Surplus | $1,375,000 | 6,981 |
| Undivided profits | $1,276,000 | 8,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 9,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $419,000 | 4,984 |
| Earning assets | $37,560,000 | 8,435 |
| Long-term assets (5+ years) | $4,723,000 | 6,164 |
| Average Assets, year-to-date | $39,295,400 | 8,548 |
| Average Assets, quarterly | $40,247,500 | 8,499 |
| Volatile liabilities | $2,272,000 | 9,327 |
| Insider loans | $258,000 | 7,544 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,159,000 | 7,274 |
| Tier 1 (core) risk-based capital | $3,495,000 | 8,921 |
| Tier 2 risk-based capital | $290,140 | 7,648 |
| Total risk weighted assets | $23,186,040 | 8,349 |
| Total unused commitments | $2,159,000 | 7,288 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $38,704,000 | 9,011 |
| Cash and due from depository institutions | $913,000 | 9,438 |
| Interest-bearing balances | $135,000 | 5,992 |
| Securities | $14,195,000 | 7,660 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $21,926,000 | 8,438 |
| Loan loss allowance | $313,000 | 8,502 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $810,000 | 6,961 |
| Other real estate owned | $85,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $675,000 | 7,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,704,000 | 9,011 |
| Total liabilities | $35,377,000 | 8,952 |
| Total deposits | $34,942,000 | 8,843 |
| Interest-bearing deposits | $33,241,000 | 8,307 |
| Deposits held in domestic offices | $34,942,000 | 8,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $435,000 | 5,904 |
| Total equity capital | $3,327,000 | 9,303 |
| Total bank equity capital | $3,327,000 | 9,303 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $825,000 | 4,594 |
| Surplus | $1,375,000 | 7,014 |
| Undivided profits | $1,127,000 | 9,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 8,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $416,000 | 4,499 |
| Earning assets | $36,356,000 | 8,849 |
| Long-term assets (5+ years) | $3,633,000 | 7,314 |
| Average Assets, year-to-date | $37,971,600 | 8,960 |
| Average Assets, quarterly | $37,953,000 | 9,036 |
| Volatile liabilities | $2,076,000 | 9,598 |
| Insider loans | $289,000 | 7,376 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,542,000 | 8,192 |
| Tier 1 (core) risk-based capital | $3,327,000 | 9,241 |
| Tier 2 risk-based capital | $272,270 | 8,003 |
| Total risk weighted assets | $21,741,070 | 8,778 |
| Total unused commitments | $1,542,000 | 8,216 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $40,168,000 | 8,976 |
| Cash and due from depository institutions | $1,022,000 | 9,734 |
| Interest-bearing balances | $190,000 | 6,384 |
| Securities | $12,013,000 | 8,389 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
| Net loans & leases | $22,218,000 | 8,429 |
| Loan loss allowance | $337,000 | 8,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $827,000 | 6,993 |
| Other real estate owned | $118,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $820,000 | 7,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,168,000 | 8,976 |
| Total liabilities | $36,981,000 | 8,903 |
| Total deposits | $36,486,000 | 8,807 |
| Interest-bearing deposits | $34,220,000 | 8,390 |
| Deposits held in domestic offices | $36,486,000 | 8,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $495,000 | 5,867 |
| Total equity capital | $3,187,000 | 9,434 |
| Total bank equity capital | $3,187,000 | 9,434 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $825,000 | 4,819 |
| Surplus | $1,375,000 | 6,968 |
| Undivided profits | $987,000 | 9,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 4,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $522,000 | 3,900 |
| Earning assets | $37,571,000 | 8,824 |
| Long-term assets (5+ years) | $3,535,000 | 7,542 |
| Average Assets, year-to-date | $38,707,800 | 8,982 |
| Average Assets, quarterly | $39,397,500 | 9,016 |
| Volatile liabilities | $1,516,000 | 10,778 |
| Insider loans | $160,000 | 4,492 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,194,000 | 5,907 |
| Tier 1 (core) risk-based capital | $3,187,000 | 9,363 |
| Tier 2 risk-based capital | $282,950 | 7,902 |
| Total risk weighted assets | $22,582,150 | 8,769 |
| Total unused commitments | $3,194,000 | 5,933 |
| Derivatives | $0 | 651 |