Home > Channel Islands Bank > Assets and Liabilities
Channel Islands Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $95,222,000 | 4,529 |
| Cash and due from depository institutions | $6,914,000 | 3,358 |
| Interest-bearing balances | $396,000 | 3,738 |
| Securities | $13,012,000 | 6,274 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,636 |
| Net loans & leases | $62,580,000 | 4,137 |
| Loan loss allowance | $812,000 | 3,952 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,040,000 | 5,858 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $39,000 | 2,989 |
| All other assets | $1,137,000 | 5,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,222,000 | 4,529 |
| Total liabilities | $87,029,000 | 4,464 |
| Total deposits | $86,546,000 | 4,239 |
| Interest-bearing deposits | $60,776,000 | 4,997 |
| Deposits held in domestic offices | $86,546,000 | 4,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $483,000 | 5,879 |
| Total equity capital | $8,193,000 | 5,096 |
| Total bank equity capital | $8,193,000 | 5,096 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,785,000 | 1,363 |
| Surplus | $3,276,000 | 3,967 |
| Undivided profits | $2,132,000 | 6,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 2,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,315 |
| Income earned, not collected on loans | $363,000 | 5,876 |
| Earning assets | $86,488,000 | 4,580 |
| Long-term assets (5+ years) | $9,648,000 | 4,805 |
| Average Assets, year-to-date | $90,434,600 | 4,525 |
| Average Assets, quarterly | $94,491,500 | 4,485 |
| Volatile liabilities | $13,809,000 | 4,027 |
| Insider loans | $1,492,000 | 2,661 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,070,000 | 1,027 |
| Unused loan commitments | $15,707,000 | 2,680 |
| Tier 1 (core) risk-based capital | $8,179,100 | 4,922 |
| Tier 2 risk-based capital | $812,000 | 3,625 |
| Total risk weighted assets | $78,402,300 | 3,504 |
| Total unused commitments | $15,707,000 | 2,686 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $88,890,000 | 4,774 |
| Cash and due from depository institutions | $9,365,000 | 3,486 |
| Interest-bearing balances | $1,527,000 | 2,049 |
| Securities | $14,113,000 | 6,200 |
| Federal funds sold & reverse repurchase agreements | $12,750,000 | 1,040 |
| Net loans & leases | $50,610,000 | 4,927 |
| Loan loss allowance | $918,000 | 3,622 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $943,000 | 6,149 |
| Other real estate owned | $152,000 | 3,486 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $957,000 | 6,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,890,000 | 4,774 |
| Total liabilities | $82,334,000 | 4,647 |
| Total deposits | $81,828,000 | 4,420 |
| Interest-bearing deposits | $57,277,000 | 5,240 |
| Deposits held in domestic offices | $81,828,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $506,000 | 5,867 |
| Total equity capital | $6,556,000 | 6,043 |
| Total bank equity capital | $6,556,000 | 6,043 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,395,000 | 1,584 |
| Surplus | $2,715,000 | 4,473 |
| Undivided profits | $1,446,000 | 7,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 8,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $304,000 | 6,789 |
| Earning assets | $79,000,000 | 4,892 |
| Long-term assets (5+ years) | $10,536,000 | 4,208 |
| Average Assets, year-to-date | $80,793,200 | 4,974 |
| Average Assets, quarterly | $85,218,000 | 4,892 |
| Volatile liabilities | $10,829,000 | 4,735 |
| Insider loans | $2,053,000 | 2,013 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,726,000 | 641 |
| Unused loan commitments | $11,839,000 | 3,082 |
| Tier 1 (core) risk-based capital | $6,551,000 | 5,921 |
| Tier 2 risk-based capital | $795,090 | 3,584 |
| Total risk weighted assets | $63,440,390 | 4,151 |
| Total unused commitments | $11,839,000 | 3,084 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $74,674,000 | 5,586 |
| Cash and due from depository institutions | $7,636,000 | 3,599 |
| Interest-bearing balances | $1,491,000 | 1,945 |
| Securities | $7,107,000 | 8,941 |
| Federal funds sold & reverse repurchase agreements | $8,250,000 | 1,570 |
| Net loans & leases | $49,819,000 | 5,051 |
| Loan loss allowance | $723,000 | 4,562 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $877,000 | 6,444 |
| Other real estate owned | $45,000 | 3,599 |
| Goodwill and other intangibles | $23,000 | 3,081 |
| All other assets | $917,000 | 6,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,674,000 | 5,586 |
| Total liabilities | $69,077,000 | 5,466 |
| Total deposits | $68,763,000 | 5,263 |
| Interest-bearing deposits | $49,501,000 | 6,000 |
| Deposits held in domestic offices | $68,763,000 | 5,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $314,000 | 7,713 |
| Total equity capital | $5,597,000 | 6,743 |
| Total bank equity capital | $5,597,000 | 6,743 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,285,000 | 1,716 |
| Surplus | $2,582,000 | 4,681 |
| Undivided profits | $730,000 | 9,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 4,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,353 |
| Income earned, not collected on loans | $290,000 | 7,047 |
| Earning assets | $66,667,000 | 5,715 |
| Long-term assets (5+ years) | $9,632,000 | 4,307 |
| Average Assets, year-to-date | $71,420,200 | 5,622 |
| Average Assets, quarterly | $74,223,000 | 5,580 |
| Volatile liabilities | $9,565,000 | 5,019 |
| Insider loans | $1,520,000 | 2,657 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,012,000 | 752 |
| Unused loan commitments | $7,451,000 | 4,057 |
| Tier 1 (core) risk-based capital | $5,600,000 | 6,650 |
| Tier 2 risk-based capital | $703,560 | 4,050 |
| Total risk weighted assets | $56,219,460 | 4,643 |
| Total unused commitments | $7,451,000 | 4,071 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $66,014,000 | 6,198 |
| Cash and due from depository institutions | $9,367,000 | 4,226 |
| Interest-bearing balances | $2,083,000 | 1,752 |
| Securities | $6,130,000 | 9,723 |
| Federal funds sold & reverse repurchase agreements | $7,580,000 | 1,952 |
| Net loans & leases | $41,712,000 | 5,664 |
| Loan loss allowance | $732,000 | 4,565 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $438,000 | 8,630 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $787,000 | 7,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,014,000 | 6,198 |
| Total liabilities | $60,652,000 | 6,101 |
| Total deposits | $60,422,000 | 5,911 |
| Interest-bearing deposits | $43,026,000 | 6,724 |
| Deposits held in domestic offices | $60,422,000 | 5,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $230,000 | 9,288 |
| Total equity capital | $5,362,000 | 7,045 |
| Total bank equity capital | $5,362,000 | 7,045 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,285,000 | 1,751 |
| Surplus | $2,582,000 | 4,668 |
| Undivided profits | $495,000 | 10,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,301 |
| Income earned, not collected on loans | $272,000 | 7,543 |
| Earning assets | $57,505,000 | 6,430 |
| Long-term assets (5+ years) | $5,365,000 | 5,629 |
| Average Assets, year-to-date | $60,607,200 | 6,390 |
| Average Assets, quarterly | $65,003,000 | 6,209 |
| Volatile liabilities | $6,680,000 | 5,952 |
| Insider loans | $1,296,000 | 3,090 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,297,000 | 559 |
| Unused loan commitments | $9,444,000 | 3,422 |
| Tier 1 (core) risk-based capital | $5,357,000 | 6,928 |
| Tier 2 risk-based capital | $615,020 | 4,479 |
| Total risk weighted assets | $49,030,320 | 5,110 |
| Total unused commitments | $9,444,000 | 3,437 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $56,215,000 | 6,966 |
| Cash and due from depository institutions | $6,918,000 | 4,778 |
| Interest-bearing balances | $2,167,000 | 1,493 |
| Securities | $8,482,000 | 9,348 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,340 |
| Net loans & leases | $31,904,000 | 6,762 |
| Loan loss allowance | $981,000 | 3,670 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $542,000 | 8,235 |
| Other real estate owned | $362,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,057,000 | 6,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,215,000 | 6,966 |
| Total liabilities | $51,534,000 | 6,902 |
| Total deposits | $51,437,000 | 6,676 |
| Interest-bearing deposits | $38,285,000 | 7,285 |
| Deposits held in domestic offices | $51,437,000 | 6,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $97,000 | 11,188 |
| Total equity capital | $4,681,000 | 7,451 |
| Total bank equity capital | $4,681,000 | 7,451 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,285,000 | 1,796 |
| Surplus | $2,582,000 | 4,630 |
| Undivided profits | $-186,000 | 11,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 5,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $189,000 | 8,718 |
| Earning assets | $49,503,000 | 7,110 |
| Long-term assets (5+ years) | $5,113,000 | 5,943 |
| Average Assets, year-to-date | $59,251,800 | 6,607 |
| Average Assets, quarterly | $58,397,500 | 6,735 |
| Volatile liabilities | $4,469,000 | 7,149 |
| Insider loans | $529,000 | 5,496 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $965,000 | 653 |
| Unused loan commitments | $7,996,000 | 3,658 |
| Tier 1 (core) risk-based capital | $4,803,000 | 7,434 |
| Tier 2 risk-based capital | $486,190 | 5,398 |
| Total risk weighted assets | $38,300,290 | 6,089 |
| Total unused commitments | $7,996,000 | 3,665 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $58,476,000 | 6,963 |
| Cash and due from depository institutions | $7,103,000 | 3,838 |
| Interest-bearing balances | $1,976,000 | 2,406 |
| Securities | $8,357,000 | 9,729 |
| Federal funds sold & reverse repurchase agreements | $9,450,000 | 1,452 |
| Net loans & leases | $31,257,000 | 6,799 |
| Loan loss allowance | $1,154,000 | 3,255 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $651,000 | 7,805 |
| Other real estate owned | $648,000 | 3,838 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,010,000 | 6,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,476,000 | 6,963 |
| Total liabilities | $53,991,000 | 6,889 |
| Total deposits | $53,944,000 | 6,679 |
| Interest-bearing deposits | $42,142,000 | 7,129 |
| Deposits held in domestic offices | $53,944,000 | 6,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $47,000 | 12,787 |
| Total equity capital | $4,485,000 | 7,808 |
| Total bank equity capital | $4,485,000 | 7,808 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,285,000 | 1,819 |
| Surplus | $2,582,000 | 4,590 |
| Undivided profits | $-382,000 | 12,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,576,000 | 2,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $51,040,000 | 7,192 |
| Long-term assets (5+ years) | $5,240,000 | 6,267 |
| Average Assets, year-to-date | $57,272,200 | 6,907 |
| Average Assets, quarterly | $56,979,000 | 7,040 |
| Volatile liabilities | $4,625,000 | 6,818 |
| Insider loans | $1,414,000 | 2,794 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $689,000 | 1,140 |
| Unused loan commitments | $7,129,000 | 3,925 |
| Tier 1 (core) risk-based capital | $4,485,000 | 7,741 |
| Tier 2 risk-based capital | $486,100 | 5,403 |
| Total risk weighted assets | $38,210,100 | 6,115 |
| Total unused commitments | $7,129,000 | 3,947 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $57,876,000 | 7,111 |
| Cash and due from depository institutions | $5,399,000 | 4,383 |
| Interest-bearing balances | $990,000 | 3,879 |
| Securities | $5,925,000 | 11,107 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,796 |
| Net loans & leases | $35,426,000 | 6,258 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $787,000 | 7,187 |
| Other real estate owned | $409,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $730,000 | 7,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,876,000 | 7,111 |
| Total liabilities | $52,793,000 | 7,106 |
| Total deposits | $52,727,000 | 6,934 |
| Interest-bearing deposits | $41,567,000 | 7,421 |
| Deposits held in domestic offices | $52,727,000 | 6,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $66,000 | 13,139 |
| Total equity capital | $5,083,000 | 7,001 |
| Total bank equity capital | $5,083,000 | 7,001 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,285,000 | 1,873 |
| Surplus | $2,582,000 | 4,518 |
| Undivided profits | $216,000 | 11,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,218,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $184,000 | 9,075 |
| Earning assets | $51,541,000 | 7,254 |
| Long-term assets (5+ years) | $5,785,000 | 6,027 |
| Average Assets, year-to-date | $58,757,200 | 6,886 |
| Average Assets, quarterly | $58,613,500 | 6,989 |
| Volatile liabilities | $7,214,000 | 5,185 |
| Insider loans | $775,000 | 1,136 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,471,000 | 636 |
| Unused loan commitments | $8,275,000 | 3,336 |
| Tier 1 (core) risk-based capital | $5,083,000 | 6,931 |
| Tier 2 risk-based capital | $495,720 | 5,261 |
| Total risk weighted assets | $39,277,420 | 6,019 |
| Total unused commitments | $8,275,000 | 3,357 |
| Derivatives | $0 | 651 |