Home > Champions Bank > Income and Expense
Champions Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 7,168 |
| Total interest expense | $976,000 | 8,798 |
| Net interest income | $2,639,000 | 6,193 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $492,000 | 5,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $2,467,000 | 5,219 |
| Salaries and employee benefits | $1,130,000 | 5,527 |
| Premises and equipment expense | $409,000 | 4,501 |
| Additional noninterest expense | $928,000 | 5,041 |
| Pre-tax net operating income | $591,000 | 8,055 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $403,000 | 8,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 7,231 |
| Total interest expense | $1,078,000 | 8,769 |
| Net interest income | $2,642,000 | 6,269 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $2,484,000 | 5,308 |
| Salaries and employee benefits | $1,131,000 | 5,503 |
| Premises and equipment expense | $439,000 | 4,349 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $511,000 | 8,595 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $377,000 | 8,665 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $377,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,518 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $377,000 | 8,408 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 8,439 |
| Total interest expense | $1,312,000 | 9,185 |
| Net interest income | $2,011,000 | 7,724 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $466,000 | 5,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $2,274,000 | 5,752 |
| Salaries and employee benefits | $1,053,000 | 5,770 |
| Premises and equipment expense | $391,000 | 4,880 |
| Additional noninterest expense | $830,000 | 5,885 |
| Pre-tax net operating income | $203,000 | 11,048 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $203,000 | 10,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.