Champion Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$162,156,000	305
Total interest expense	$106,147,000	238
Net interest income	$56,009,000	406
Provision for loan and lease losses	$3,683,000	723
Total noninterest income	$12,130,000	525
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$12,130,000	386
Total noninterest expense	$49,276,000	414
Salaries and employee benefits	$29,357,000	280
Premises and equipment expense	$9,083,000	315
Additional noninterest expense	$10,836,000	723
Pre-tax net operating income	$15,180,000	437
Securities gains (losses)	$7,951,000	139
Applicable income taxes	$8,992,000	298
Income before extraordinary items	$14,139,000	365
Extraordinary gains, net	$-1,631,000	13,880
Net income	$12,508,000	413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,815,000	337
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$14,500,000	70
Net operating income	$9,050,360	486

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.