Home > Champion Bank > Income and Expense
Champion Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 3,759 |
| Total interest expense | $1,184,000 | 1,930 |
| Net interest income | $779,000 | 5,371 |
| Provision for loan and lease losses | $480,000 | 1,870 |
| Total noninterest income | $306,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $284,000 | 1,903 |
| Total noninterest expense | $1,611,000 | 2,955 |
| Salaries and employee benefits | $600,000 | 3,817 |
| Premises and equipment expense | $229,000 | 2,783 |
| Additional noninterest expense | $782,000 | 2,165 |
| Pre-tax net operating income | $-1,006,000 | 7,419 |
| Securities gains (losses) | $241,000 | 456 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-765,000 | 7,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-765,000 | 7,394 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-765,000 | 7,395 |
| Net charge-offs | $-33,000 | 7,732 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-1,006,000 | 7,462 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 3,263 |
| Total interest expense | $6,351,000 | 1,830 |
| Net interest income | $3,544,000 | 4,928 |
| Provision for loan and lease losses | $14,430,000 | 629 |
| Total noninterest income | $205,000 | 6,190 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $110,000 | 5,624 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $95,000 | 5,706 |
| Total noninterest expense | $7,275,000 | 2,705 |
| Salaries and employee benefits | $2,690,000 | 3,496 |
| Premises and equipment expense | $897,000 | 2,833 |
| Additional noninterest expense | $3,688,000 | 1,982 |
| Pre-tax net operating income | $-17,956,000 | 7,681 |
| Securities gains (losses) | $195,000 | 1,578 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-17,761,000 | 7,710 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,761,000 | 7,708 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,761,000 | 7,708 |
| Net charge-offs | $11,813,000 | 598 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,180 |
| Net operating income | $-17,956,000 | 7,715 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,183 |
| Total interest expense | $4,990,000 | 1,829 |
| Net interest income | $2,817,000 | 4,758 |
| Provision for loan and lease losses | $6,641,000 | 857 |
| Total noninterest income | $211,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $5,405,000 | 2,733 |
| Salaries and employee benefits | $2,052,000 | 3,472 |
| Premises and equipment expense | $704,000 | 2,753 |
| Additional noninterest expense | $2,649,000 | 1,994 |
| Pre-tax net operating income | $-9,018,000 | 7,710 |
| Securities gains (losses) | $195,000 | 1,298 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,823,000 | 7,750 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,823,000 | 7,749 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,823,000 | 7,749 |
| Net charge-offs | $3,990,000 | 976 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $-9,018,000 | 7,758 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 3,089 |
| Total interest expense | $3,482,000 | 1,851 |
| Net interest income | $1,954,000 | 4,652 |
| Provision for loan and lease losses | $5,677,000 | 680 |
| Total noninterest income | $287,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $60,000 | 5,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $227,000 | 3,451 |
| Total noninterest expense | $3,525,000 | 2,810 |
| Salaries and employee benefits | $1,411,000 | 3,417 |
| Premises and equipment expense | $512,000 | 2,583 |
| Additional noninterest expense | $1,602,000 | 2,200 |
| Pre-tax net operating income | $-6,961,000 | 7,830 |
| Securities gains (losses) | $195,000 | 1,032 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-6,766,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,766,000 | 7,869 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,766,000 | 7,869 |
| Net charge-offs | $4,391,000 | 639 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $-6,961,000 | 7,888 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 3,021 |
| Total interest expense | $1,830,000 | 1,823 |
| Net interest income | $989,000 | 4,613 |
| Provision for loan and lease losses | $1,229,000 | 1,037 |
| Total noninterest income | $165,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,576,000 | 3,007 |
| Salaries and employee benefits | $725,000 | 3,363 |
| Premises and equipment expense | $214,000 | 3,070 |
| Additional noninterest expense | $637,000 | 2,431 |
| Pre-tax net operating income | $-1,651,000 | 7,772 |
| Securities gains (losses) | $47,000 | 1,331 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,604,000 | 7,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,604,000 | 7,850 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,604,000 | 7,850 |
| Net charge-offs | $1,592,000 | 707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $-1,651,000 | 7,845 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,063,000 | 2,624 |
| Total interest expense | $8,036,000 | 1,968 |
| Net interest income | $6,027,000 | 3,466 |
| Provision for loan and lease losses | $6,086,000 | 874 |
| Total noninterest income | $611,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $522,000 | 3,106 |
| Total noninterest expense | $6,607,000 | 2,821 |
| Salaries and employee benefits | $3,704,000 | 2,682 |
| Premises and equipment expense | $762,000 | 3,299 |
| Additional noninterest expense | $2,141,000 | 2,693 |
| Pre-tax net operating income | $-6,055,000 | 7,862 |
| Securities gains (losses) | $227,000 | 663 |
| Applicable income taxes | $2,394,000 | 575 |
| Income before extraordinary items | $-8,222,000 | 7,953 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,222,000 | 7,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,262,000 | 780 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,180 |
| Net operating income | $-8,449,000 | 7,995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,811,000 | 2,620 |
| Total interest expense | $6,238,000 | 1,979 |
| Net interest income | $4,573,000 | 3,461 |
| Provision for loan and lease losses | $3,935,000 | 772 |
| Total noninterest income | $481,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $425,000 | 3,087 |
| Total noninterest expense | $5,170,000 | 2,707 |
| Salaries and employee benefits | $2,996,000 | 2,545 |
| Premises and equipment expense | $553,000 | 3,408 |
| Additional noninterest expense | $1,621,000 | 2,590 |
| Pre-tax net operating income | $-4,051,000 | 8,085 |
| Securities gains (losses) | $225,000 | 570 |
| Applicable income taxes | $-1,455,000 | 8,127 |
| Income before extraordinary items | $-2,371,000 | 7,933 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,371,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 1,263 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,515,000 | 8,015 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 2,671 |
| Total interest expense | $4,152,000 | 2,063 |
| Net interest income | $2,990,000 | 3,500 |
| Provision for loan and lease losses | $2,228,000 | 729 |
| Total noninterest income | $330,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $274,000 | 3,178 |
| Total noninterest expense | $3,322,000 | 2,797 |
| Salaries and employee benefits | $2,091,000 | 2,463 |
| Premises and equipment expense | $344,000 | 3,599 |
| Additional noninterest expense | $887,000 | 3,055 |
| Pre-tax net operating income | $-2,230,000 | 8,182 |
| Securities gains (losses) | $229,000 | 560 |
| Applicable income taxes | $-764,000 | 8,240 |
| Income before extraordinary items | $-1,237,000 | 8,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,237,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,722 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,383,560 | 8,112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 2,676 |
| Total interest expense | $2,166,000 | 2,101 |
| Net interest income | $1,498,000 | 3,486 |
| Provision for loan and lease losses | $951,000 | 643 |
| Total noninterest income | $162,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $140,000 | 3,158 |
| Total noninterest expense | $1,683,000 | 2,753 |
| Salaries and employee benefits | $1,096,000 | 2,385 |
| Premises and equipment expense | $166,000 | 3,697 |
| Additional noninterest expense | $421,000 | 3,160 |
| Pre-tax net operating income | $-974,000 | 8,266 |
| Securities gains (losses) | $97,000 | 725 |
| Applicable income taxes | $-334,000 | 8,321 |
| Income before extraordinary items | $-543,000 | 8,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-543,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,376 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-605,080 | 8,183 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,576,000 | 3,876 |
| Total interest expense | $5,519,000 | 3,210 |
| Net interest income | $4,057,000 | 4,583 |
| Provision for loan and lease losses | $2,810,000 | 651 |
| Total noninterest income | $450,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $47,000 | 6,798 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $403,000 | 3,717 |
| Total noninterest expense | $5,422,000 | 3,228 |
| Salaries and employee benefits | $3,298,000 | 2,985 |
| Premises and equipment expense | $569,000 | 3,983 |
| Additional noninterest expense | $1,555,000 | 3,312 |
| Pre-tax net operating income | $-3,725,000 | 8,410 |
| Securities gains (losses) | $18,000 | 1,138 |
| Applicable income taxes | $-1,404,000 | 8,435 |
| Income before extraordinary items | $-2,303,000 | 8,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,303,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,314,520 | 8,342 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 4,376 |
| Total interest expense | $3,489,000 | 3,650 |
| Net interest income | $2,501,000 | 5,214 |
| Provision for loan and lease losses | $1,101,000 | 832 |
| Total noninterest income | $282,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $256,000 | 4,045 |
| Total noninterest expense | $3,782,000 | 3,399 |
| Salaries and employee benefits | $2,319,000 | 3,131 |
| Premises and equipment expense | $397,000 | 4,184 |
| Additional noninterest expense | $1,066,000 | 3,526 |
| Pre-tax net operating income | $-2,100,000 | 8,449 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $-809,000 | 8,481 |
| Income before extraordinary items | $-1,294,000 | 8,384 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,294,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,292,080 | 8,376 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,978 |
| Total interest expense | $1,924,000 | 4,117 |
| Net interest income | $1,341,000 | 5,855 |
| Provision for loan and lease losses | $711,000 | 771 |
| Total noninterest income | $143,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $2,318,000 | 3,677 |
| Salaries and employee benefits | $1,435,000 | 3,363 |
| Premises and equipment expense | $221,000 | 4,726 |
| Additional noninterest expense | $662,000 | 3,719 |
| Pre-tax net operating income | $-1,545,000 | 8,525 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-594,000 | 8,559 |
| Income before extraordinary items | $-951,000 | 8,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-951,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,672,000 | 213 |
| Net operating income | $-951,000 | 8,466 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,664 |
| Total interest expense | $742,000 | 4,807 |
| Net interest income | $564,000 | 6,324 |
| Provision for loan and lease losses | $322,000 | 753 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $1,103,000 | 3,823 |
| Salaries and employee benefits | $697,000 | 3,467 |
| Premises and equipment expense | $120,000 | 4,509 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $-801,000 | 8,572 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-310,000 | 8,590 |
| Income before extraordinary items | $-491,000 | 8,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-491,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-491,000 | 8,524 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 8,302 |
| Total interest expense | $534,000 | 7,857 |
| Net interest income | $427,000 | 8,474 |
| Provision for loan and lease losses | $261,000 | 3,023 |
| Total noninterest income | $71,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $1,670,000 | 6,624 |
| Salaries and employee benefits | $1,073,000 | 6,234 |
| Premises and equipment expense | $166,000 | 7,073 |
| Additional noninterest expense | $431,000 | 6,912 |
| Pre-tax net operating income | $-1,433,000 | 8,518 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-551,000 | 8,579 |
| Income before extraordinary items | $-882,000 | 8,431 |
| Extraordinary gains, net | $-664,000 | 8,666 |
| Net income | $-1,546,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-882,000 | 8,419 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,698 |
| Total interest expense | $23,000 | 8,660 |
| Net interest income | $131,000 | 8,688 |
| Provision for loan and lease losses | $31,000 | 5,618 |
| Total noninterest income | $2,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,526 |
| Total noninterest expense | $657,000 | 7,907 |
| Salaries and employee benefits | $410,000 | 7,738 |
| Premises and equipment expense | $47,000 | 8,271 |
| Additional noninterest expense | $200,000 | 7,787 |
| Pre-tax net operating income | $-555,000 | 8,471 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-213,000 | 8,628 |
| Income before extraordinary items | $-342,000 | 8,403 |
| Extraordinary gains, net | $-634,000 | 8,738 |
| Net income | $-976,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-342,000 | 8,393 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.