Home > Champion Bank > Assets and Liabilities
Champion Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 29 | 4,656 |
| Assets and Liabilities | ||
| Total Assets: | $195,510,000 | 3,300 |
| Cash and due from depository institutions | $28,694,000 | 4,656 |
| Interest-bearing balances | $27,743,000 | 1,240 |
| Securities | $16,681,000 | 4,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $129,794,000 | 3,214 |
| Loan loss allowance | $8,025,000 | 1,068 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,839,000 | 1,587 |
| Other real estate owned | $9,676,000 | 4,656 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,826,000 | 4,659 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $195,510,000 | 3,300 |
| Total liabilities | $192,041,000 | 3,068 |
| Total deposits | $162,816,000 | 3,270 |
| Interest-bearing deposits | $158,337,000 | 2,972 |
| Deposits held in domestic offices | $162,816,000 | 3,268 |
| % insured | 95.34% | 1,583 |
| Federal funds purchased & repurchase agreements | $411,000 | 2,342 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $28,400,000 | 1,318 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $414,000 | 5,249 |
| Total equity capital | $3,469,000 | 7,343 |
| Total bank equity capital | $3,469,000 | 7,343 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $7,700,000 | 676 |
| Surplus | $26,405,000 | 1,229 |
| Undivided profits | $-30,636,000 | 7,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $38,944,000 | 513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $868,000 | 3,674 |
| Earning assets | $174,218,000 | 3,358 |
| Long-term assets (5+ years) | $12,370,000 | 5,037 |
| Average Assets, year-to-date | $191,423,000 | 3,347 |
| Average Assets, quarterly | $191,423,000 | 3,347 |
| Volatile liabilities | $39,436,000 | 3,293 |
| Insider loans | $6,126,000 | 1,244 |
| FHLB advances | $28,400,000 | 1,244 |
| Loans and leases held for sale | $1,207,000 | 830 |
| Unused loan commitments | $8,086,000 | 4,575 |
| Tier 1 (core) risk-based capital | $3,508,000 | 7,282 |
| Tier 2 risk-based capital | $2,006,000 | 2,632 |
| Total risk weighted assets | $154,441,000 | 2,928 |
| Total unused commitments | $8,086,000 | 4,579 |
| Derivatives | $4,186,000 | 681 |
| 2009-12-31 | Rank | |
| # of Employees: | 33 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $187,336,000 | 3,410 |
| Cash and due from depository institutions | $9,153,000 | 4,303 |
| Interest-bearing balances | $7,737,000 | 2,663 |
| Securities | $22,740,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $134,721,000 | 3,158 |
| Loan loss allowance | $7,512,000 | 1,140 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,945,000 | 1,599 |
| Other real estate owned | $10,053,000 | 4,303 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,724,000 | 4,820 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $187,336,000 | 3,410 |
| Total liabilities | $182,840,000 | 3,195 |
| Total deposits | $153,763,000 | 3,401 |
| Interest-bearing deposits | $148,664,000 | 3,103 |
| Deposits held in domestic offices | $153,763,000 | 3,400 |
| % insured | 94.84% | 1,771 |
| Federal funds purchased & repurchase agreements | $327,000 | 2,563 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,400,000 | 1,437 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $350,000 | 5,608 |
| Total equity capital | $4,496,000 | 7,049 |
| Total bank equity capital | $4,496,000 | 7,049 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $7,700,000 | 676 |
| Surplus | $26,399,000 | 1,240 |
| Undivided profits | $-29,603,000 | 7,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $31,277,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $738,000 | 4,307 |
| Earning assets | $165,198,000 | 3,489 |
| Long-term assets (5+ years) | $17,774,000 | 4,392 |
| Average Assets, year-to-date | $211,507,400 | 3,048 |
| Average Assets, quarterly | $195,736,000 | 3,282 |
| Volatile liabilities | $18,755,000 | 5,056 |
| Insider loans | $6,164,000 | 1,257 |
| FHLB advances | $28,400,000 | 1,349 |
| Loans and leases held for sale | $1,939,000 | 743 |
| Unused loan commitments | $8,543,000 | 4,476 |
| Tier 1 (core) risk-based capital | $4,267,000 | 7,057 |
| Tier 2 risk-based capital | $2,082,000 | 2,582 |
| Total risk weighted assets | $161,098,000 | 2,883 |
| Total unused commitments | $8,543,000 | 4,478 |
| Derivatives | $3,334,000 | 702 |
| 2009-09-30 | Rank | |
| # of Employees: | 34 | 4,252 |
| Assets and Liabilities | ||
| Total Assets: | $204,136,000 | 3,194 |
| Cash and due from depository institutions | $14,720,000 | 4,252 |
| Interest-bearing balances | $12,865,000 | 1,718 |
| Securities | $21,682,000 | 4,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $146,971,000 | 2,985 |
| Loan loss allowance | $7,546,000 | 1,070 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,048,000 | 1,589 |
| Other real estate owned | $9,703,000 | 4,252 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,012,000 | 4,220 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $204,136,000 | 3,194 |
| Total liabilities | $191,224,000 | 3,095 |
| Total deposits | $162,075,000 | 3,271 |
| Interest-bearing deposits | $157,276,000 | 2,943 |
| Deposits held in domestic offices | $162,075,000 | 3,270 |
| % insured | 95.33% | 1,728 |
| Federal funds purchased & repurchase agreements | $322,000 | 2,640 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,400,000 | 1,492 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $427,000 | 5,680 |
| Total equity capital | $12,912,000 | 4,610 |
| Total bank equity capital | $12,912,000 | 4,610 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,700,000 | 679 |
| Surplus | $25,793,000 | 1,260 |
| Undivided profits | $-20,581,000 | 7,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $29,769,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $921,000 | 3,830 |
| Earning assets | $181,518,000 | 3,263 |
| Long-term assets (5+ years) | $15,737,000 | 4,615 |
| Average Assets, year-to-date | $217,550,250 | 2,993 |
| Average Assets, quarterly | $206,499,000 | 3,153 |
| Volatile liabilities | $19,864,000 | 4,979 |
| Insider loans | $6,253,000 | 1,243 |
| FHLB advances | $28,400,000 | 1,403 |
| Loans and leases held for sale | $319,000 | 1,403 |
| Unused loan commitments | $10,598,000 | 4,122 |
| Tier 1 (core) risk-based capital | $12,599,000 | 4,514 |
| Tier 2 risk-based capital | $2,280,000 | 2,389 |
| Total risk weighted assets | $177,084,000 | 2,680 |
| Total unused commitments | $10,598,000 | 4,124 |
| Derivatives | $2,921,000 | 765 |
| 2009-06-30 | Rank | |
| # of Employees: | 33 | 4,395 |
| Assets and Liabilities | ||
| Total Assets: | $208,862,000 | 3,140 |
| Cash and due from depository institutions | $1,256,000 | 4,395 |
| Interest-bearing balances | $120,000 | 6,208 |
| Securities | $20,214,000 | 4,401 |
| Federal funds sold & reverse repurchase agreements | $9,070,000 | 1,136 |
| Net loans & leases | $156,567,000 | 2,851 |
| Loan loss allowance | $6,181,000 | 1,242 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,415,000 | 1,541 |
| Other real estate owned | $10,682,000 | 4,395 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,658,000 | 4,485 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $208,862,000 | 3,140 |
| Total liabilities | $195,510,000 | 3,039 |
| Total deposits | $166,197,000 | 3,201 |
| Interest-bearing deposits | $161,044,000 | 2,897 |
| Deposits held in domestic offices | $166,197,000 | 3,199 |
| % insured | 86.27% | 1,823 |
| Federal funds purchased & repurchase agreements | $355,000 | 2,692 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $28,400,000 | 1,569 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $558,000 | 5,120 |
| Total equity capital | $13,352,000 | 4,463 |
| Total bank equity capital | $13,352,000 | 4,463 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,700,000 | 679 |
| Surplus | $24,336,000 | 1,343 |
| Undivided profits | $-18,684,000 | 8,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $29,181,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $828,000 | 4,060 |
| Earning assets | $185,971,000 | 3,211 |
| Long-term assets (5+ years) | $14,685,000 | 4,708 |
| Average Assets, year-to-date | $222,021,670 | 2,950 |
| Average Assets, quarterly | $218,078,500 | 3,026 |
| Volatile liabilities | $19,421,000 | 5,044 |
| Insider loans | $7,010,000 | 1,119 |
| FHLB advances | $28,400,000 | 1,471 |
| Loans and leases held for sale | $492,000 | 1,515 |
| Unused loan commitments | $14,439,000 | 3,611 |
| Tier 1 (core) risk-based capital | $13,200,000 | 4,386 |
| Tier 2 risk-based capital | $2,294,000 | 2,369 |
| Total risk weighted assets | $179,602,000 | 2,688 |
| Total unused commitments | $14,439,000 | 3,613 |
| Derivatives | $1,420,000 | 971 |
| 2009-03-31 | Rank | |
| # of Employees: | 34 | 4,347 |
| Assets and Liabilities | ||
| Total Assets: | $227,295,000 | 2,931 |
| Cash and due from depository institutions | $3,106,000 | 4,347 |
| Interest-bearing balances | $1,097,000 | 4,308 |
| Securities | $22,020,000 | 4,196 |
| Federal funds sold & reverse repurchase agreements | $10,892,000 | 1,116 |
| Net loans & leases | $176,367,000 | 2,613 |
| Loan loss allowance | $4,532,000 | 1,562 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,508,000 | 1,530 |
| Other real estate owned | $3,442,000 | 4,347 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,960,000 | 4,250 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $227,295,000 | 2,931 |
| Total liabilities | $208,730,000 | 2,872 |
| Total deposits | $179,486,000 | 3,010 |
| Interest-bearing deposits | $174,086,000 | 2,687 |
| Deposits held in domestic offices | $179,486,000 | 3,008 |
| % insured | 85.78% | 2,075 |
| Federal funds purchased & repurchase agreements | $492,000 | 2,608 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $28,400,000 | 1,601 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $352,000 | 5,987 |
| Total equity capital | $18,565,000 | 3,501 |
| Total bank equity capital | $18,565,000 | 3,500 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,700,000 | 676 |
| Surplus | $24,130,000 | 1,336 |
| Undivided profits | $-13,265,000 | 8,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $26,514,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,074,000 | 3,226 |
| Earning assets | $210,376,000 | 2,909 |
| Long-term assets (5+ years) | $14,412,000 | 4,729 |
| Average Assets, year-to-date | $228,601,500 | 2,886 |
| Average Assets, quarterly | $228,601,500 | 2,886 |
| Volatile liabilities | $22,539,000 | 4,675 |
| Insider loans | $12,319,000 | 592 |
| FHLB advances | $28,400,000 | 1,510 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,246,000 | 2,948 |
| Tier 1 (core) risk-based capital | $18,155,000 | 3,443 |
| Tier 2 risk-based capital | $2,386,000 | 2,273 |
| Total risk weighted assets | $188,741,000 | 2,567 |
| Total unused commitments | $21,246,000 | 2,949 |
| Derivatives | $2,821,000 | 854 |
| 2008-12-31 | Rank | |
| # of Employees: | 36 | 4,214 |
| Assets and Liabilities | ||
| Total Assets: | $229,908,000 | 2,874 |
| Cash and due from depository institutions | $1,883,000 | 4,214 |
| Interest-bearing balances | $113,000 | 5,566 |
| Securities | $21,946,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $5,343,000 | 1,779 |
| Net loans & leases | $186,535,000 | 2,505 |
| Loan loss allowance | $4,895,000 | 1,416 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,677,000 | 1,503 |
| Other real estate owned | $2,643,000 | 4,214 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,881,000 | 4,369 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $229,908,000 | 2,874 |
| Total liabilities | $210,538,000 | 2,820 |
| Total deposits | $181,009,000 | 2,912 |
| Interest-bearing deposits | $175,240,000 | 2,615 |
| Deposits held in domestic offices | $181,009,000 | 2,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $561,000 | 2,978 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $28,400,000 | 1,763 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $568,000 | 5,026 |
| Total equity capital | $19,370,000 | 3,350 |
| Total bank equity capital | $19,370,000 | 3,350 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,700,000 | 672 |
| Surplus | $23,323,000 | 1,341 |
| Undivided profits | $-11,653,000 | 8,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,117,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,012,000 | 3,635 |
| Earning assets | $213,937,000 | 2,837 |
| Long-term assets (5+ years) | $28,181,000 | 3,369 |
| Average Assets, year-to-date | $233,990,600 | 2,715 |
| Average Assets, quarterly | $236,598,500 | 2,768 |
| Volatile liabilities | $24,921,000 | 4,381 |
| Insider loans | $11,840,000 | 625 |
| FHLB advances | $28,400,000 | 1,661 |
| Loans and leases held for sale | $1,474,000 | 737 |
| Unused loan commitments | $29,483,000 | 2,377 |
| Tier 1 (core) risk-based capital | $18,953,000 | 3,290 |
| Tier 2 risk-based capital | $2,370,000 | 2,261 |
| Total risk weighted assets | $199,481,000 | 2,443 |
| Total unused commitments | $29,483,000 | 2,378 |
| Derivatives | $5,199,000 | 660 |
| 2008-09-30 | Rank | |
| # of Employees: | 38 | 4,086 |
| Assets and Liabilities | ||
| Total Assets: | $243,289,000 | 2,686 |
| Cash and due from depository institutions | $3,499,000 | 4,086 |
| Interest-bearing balances | $138,000 | 4,780 |
| Securities | $22,917,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $5,892,000 | 1,984 |
| Net loans & leases | $197,509,000 | 2,379 |
| Loan loss allowance | $5,956,000 | 1,050 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,835,000 | 1,931 |
| Other real estate owned | $0 | 4,086 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,637,000 | 2,588 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $243,289,000 | 2,686 |
| Total liabilities | $220,207,000 | 2,667 |
| Total deposits | $190,646,000 | 2,734 |
| Interest-bearing deposits | $183,013,000 | 2,465 |
| Deposits held in domestic offices | $190,646,000 | 2,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $388,000 | 3,220 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $28,400,000 | 1,778 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $773,000 | 4,442 |
| Total equity capital | $23,082,000 | 2,866 |
| Total bank equity capital | $23,082,000 | 2,866 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,700,000 | 675 |
| Surplus | $21,566,000 | 1,405 |
| Undivided profits | $-6,184,000 | 8,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,835,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $940,000 | 4,053 |
| Earning assets | $226,456,000 | 2,644 |
| Long-term assets (5+ years) | $15,168,000 | 4,509 |
| Average Assets, year-to-date | $235,011,250 | 2,711 |
| Average Assets, quarterly | $245,638,000 | 2,651 |
| Volatile liabilities | $33,922,000 | 3,525 |
| Insider loans | $14,405,000 | 484 |
| FHLB advances | $28,400,000 | 1,684 |
| Loans and leases held for sale | $708,000 | 896 |
| Unused loan commitments | $40,377,000 | 1,999 |
| Tier 1 (core) risk-based capital | $19,610,000 | 3,234 |
| Tier 2 risk-based capital | $2,561,000 | 2,061 |
| Total risk weighted assets | $201,518,000 | 2,409 |
| Total unused commitments | $40,377,000 | 2,000 |
| Derivatives | $680,000 | 900 |
| 2008-06-30 | Rank | |
| # of Employees: | 44 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $247,987,000 | 2,650 |
| Cash and due from depository institutions | $4,360,000 | 3,693 |
| Interest-bearing balances | $124,000 | 4,792 |
| Securities | $13,733,000 | 5,290 |
| Federal funds sold & reverse repurchase agreements | $6,940,000 | 1,711 |
| Net loans & leases | $212,219,000 | 2,219 |
| Loan loss allowance | $4,976,000 | 1,199 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,727,000 | 2,711 |
| Other real estate owned | $0 | 3,693 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,008,000 | 2,738 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $247,987,000 | 2,650 |
| Total liabilities | $225,582,000 | 2,607 |
| Total deposits | $196,299,000 | 2,656 |
| Interest-bearing deposits | $190,205,000 | 2,383 |
| Deposits held in domestic offices | $196,299,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $294,000 | 3,354 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,400,000 | 1,714 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $589,000 | 5,065 |
| Total equity capital | $22,405,000 | 2,962 |
| Total bank equity capital | $22,405,000 | 2,962 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,700,000 | 668 |
| Surplus | $19,879,000 | 1,513 |
| Undivided profits | $-5,174,000 | 8,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,201,000 | 1,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $961,000 | 3,898 |
| Earning assets | $233,016,000 | 2,576 |
| Long-term assets (5+ years) | $14,188,000 | 4,653 |
| Average Assets, year-to-date | $232,252,000 | 2,748 |
| Average Assets, quarterly | $236,432,500 | 2,736 |
| Volatile liabilities | $39,121,000 | 3,189 |
| Insider loans | $16,089,000 | 417 |
| FHLB advances | $28,400,000 | 1,625 |
| Loans and leases held for sale | $986,000 | 893 |
| Unused loan commitments | $41,338,000 | 2,040 |
| Tier 1 (core) risk-based capital | $19,910,000 | 3,196 |
| Tier 2 risk-based capital | $2,818,000 | 1,865 |
| Total risk weighted assets | $223,319,000 | 2,194 |
| Total unused commitments | $41,338,000 | 2,040 |
| Derivatives | $638,000 | 889 |
| 2008-03-31 | Rank | |
| # of Employees: | 44 | 3,700 |
| Assets and Liabilities | ||
| Total Assets: | $224,878,000 | 2,871 |
| Cash and due from depository institutions | $1,069,000 | 3,700 |
| Interest-bearing balances | $111,000 | 4,878 |
| Securities | $11,921,000 | 5,609 |
| Federal funds sold & reverse repurchase agreements | $3,593,000 | 3,919 |
| Net loans & leases | $199,993,000 | 2,284 |
| Loan loss allowance | $3,850,000 | 1,481 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,017,000 | 3,682 |
| Other real estate owned | $0 | 3,700 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,285,000 | 2,926 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $224,878,000 | 2,871 |
| Total liabilities | $202,000,000 | 2,859 |
| Total deposits | $168,747,000 | 3,069 |
| Interest-bearing deposits | $164,980,000 | 2,724 |
| Deposits held in domestic offices | $168,747,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,326,000 | 1,764 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $28,400,000 | 1,599 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $527,000 | 5,531 |
| Total equity capital | $22,878,000 | 2,990 |
| Total bank equity capital | $22,878,000 | 2,990 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,700,000 | 661 |
| Surplus | $19,365,000 | 1,536 |
| Undivided profits | $-4,187,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,845,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $947,000 | 3,929 |
| Earning assets | $215,618,000 | 2,757 |
| Long-term assets (5+ years) | $16,054,000 | 4,291 |
| Average Assets, year-to-date | $224,384,500 | 2,830 |
| Average Assets, quarterly | $224,384,500 | 2,830 |
| Volatile liabilities | $42,966,000 | 2,947 |
| Insider loans | $11,669,000 | 624 |
| FHLB advances | $28,400,000 | 1,520 |
| Loans and leases held for sale | $116,000 | 1,667 |
| Unused loan commitments | $45,578,000 | 1,904 |
| Tier 1 (core) risk-based capital | $21,056,000 | 3,039 |
| Tier 2 risk-based capital | $2,845,000 | 1,820 |
| Total risk weighted assets | $225,855,000 | 2,155 |
| Total unused commitments | $45,578,000 | 1,905 |
| Derivatives | $5,449,000 | 607 |
| 2007-12-31 | Rank | |
| # of Employees: | 45 | 3,644 |
| Assets and Liabilities | ||
| Total Assets: | $223,891,000 | 2,815 |
| Cash and due from depository institutions | $1,561,000 | 3,644 |
| Interest-bearing balances | $101,000 | 4,707 |
| Securities | $14,365,000 | 5,263 |
| Federal funds sold & reverse repurchase agreements | $15,114,000 | 848 |
| Net loans & leases | $185,510,000 | 2,416 |
| Loan loss allowance | $3,071,000 | 1,763 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,456,000 | 4,127 |
| Other real estate owned | $0 | 3,644 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,885,000 | 3,109 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $223,891,000 | 2,815 |
| Total liabilities | $201,810,000 | 2,805 |
| Total deposits | $175,661,000 | 2,913 |
| Interest-bearing deposits | $171,633,000 | 2,598 |
| Deposits held in domestic offices | $175,661,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,576,000 | 1,609 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $573,000 | 5,335 |
| Total equity capital | $22,081,000 | 3,034 |
| Total bank equity capital | $22,081,000 | 3,034 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,700,000 | 652 |
| Surplus | $18,127,000 | 1,615 |
| Undivided profits | $-3,746,000 | 8,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,099,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,081,000 | 3,754 |
| Earning assets | $215,090,000 | 2,713 |
| Long-term assets (5+ years) | $17,718,000 | 3,892 |
| Average Assets, year-to-date | $133,895,800 | 4,131 |
| Average Assets, quarterly | $193,194,000 | 3,209 |
| Volatile liabilities | $35,690,000 | 3,381 |
| Insider loans | $6,647,000 | 1,156 |
| FHLB advances | $25,000,000 | 1,543 |
| Loans and leases held for sale | $1,510,000 | 749 |
| Unused loan commitments | $40,443,000 | 2,093 |
| Tier 1 (core) risk-based capital | $19,654,000 | 3,208 |
| Tier 2 risk-based capital | $2,715,000 | 1,897 |
| Total risk weighted assets | $216,075,000 | 2,219 |
| Total unused commitments | $40,443,000 | 2,095 |
| Derivatives | $835,000 | 834 |
| 2007-09-30 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $162,497,000 | 3,683 |
| Cash and due from depository institutions | $1,166,000 | 3,635 |
| Interest-bearing balances | $93,000 | 4,791 |
| Securities | $17,712,000 | 4,791 |
| Federal funds sold & reverse repurchase agreements | $2,682,000 | 3,692 |
| Net loans & leases | $136,344,000 | 3,089 |
| Loan loss allowance | $1,362,000 | 3,401 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,278,000 | 5,486 |
| Other real estate owned | $0 | 3,635 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,315,000 | 4,044 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $162,496,000 | 3,683 |
| Total liabilities | $142,328,000 | 3,725 |
| Total deposits | $133,956,000 | 3,623 |
| Interest-bearing deposits | $129,867,000 | 3,283 |
| Deposits held in domestic offices | $133,956,000 | 3,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $372,000 | 6,440 |
| Total equity capital | $20,168,000 | 3,249 |
| Total bank equity capital | $20,168,000 | 3,249 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,700,000 | 624 |
| Surplus | $15,264,000 | 1,806 |
| Undivided profits | $-2,796,000 | 8,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $850,000 | 4,763 |
| Earning assets | $156,831,000 | 3,528 |
| Long-term assets (5+ years) | $12,834,000 | 4,399 |
| Average Assets, year-to-date | $111,397,000 | 4,647 |
| Average Assets, quarterly | $141,701,500 | 4,021 |
| Volatile liabilities | $39,831,000 | 3,070 |
| Insider loans | $8,002,000 | 920 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $1,504,000 | 719 |
| Unused loan commitments | $36,074,000 | 2,297 |
| Tier 1 (core) risk-based capital | $19,277,000 | 3,269 |
| Tier 2 risk-based capital | $1,362,000 | 3,263 |
| Total risk weighted assets | $150,210,000 | 2,985 |
| Total unused commitments | $36,074,000 | 2,297 |
| Derivatives | $719,000 | 866 |
| 2007-06-30 | Rank | |
| # of Employees: | 37 | 4,277 |
| Assets and Liabilities | ||
| Total Assets: | $120,906,000 | 4,488 |
| Cash and due from depository institutions | $1,332,000 | 4,277 |
| Interest-bearing balances | $93,000 | 4,880 |
| Securities | $12,999,000 | 5,557 |
| Federal funds sold & reverse repurchase agreements | $5,667,000 | 2,451 |
| Net loans & leases | $97,794,000 | 3,956 |
| Loan loss allowance | $972,000 | 4,259 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $754,000 | 6,355 |
| Other real estate owned | $0 | 4,277 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,360,000 | 4,840 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $120,906,000 | 4,488 |
| Total liabilities | $105,088,000 | 4,545 |
| Total deposits | $104,704,000 | 4,316 |
| Interest-bearing deposits | $99,938,000 | 4,003 |
| Deposits held in domestic offices | $104,704,000 | 4,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $384,000 | 6,226 |
| Total equity capital | $15,818,000 | 3,935 |
| Total bank equity capital | $15,818,000 | 3,935 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,700,000 | 616 |
| Surplus | $10,672,000 | 2,397 |
| Undivided profits | $-2,554,000 | 8,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $538,000 | 5,915 |
| Earning assets | $116,553,000 | 4,344 |
| Long-term assets (5+ years) | $4,286,000 | 6,085 |
| Average Assets, year-to-date | $94,363,670 | 5,183 |
| Average Assets, quarterly | $107,967,500 | 4,787 |
| Volatile liabilities | $34,288,000 | 3,385 |
| Insider loans | $4,710,000 | 1,560 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $1,578,000 | 811 |
| Unused loan commitments | $26,487,000 | 2,858 |
| Tier 1 (core) risk-based capital | $14,693,000 | 4,119 |
| Tier 2 risk-based capital | $972,000 | 4,068 |
| Total risk weighted assets | $107,275,000 | 3,856 |
| Total unused commitments | $26,487,000 | 2,858 |
| Derivatives | $1,163,000 | 847 |
| 2007-03-31 | Rank | |
| # of Employees: | 30 | 4,912 |
| Assets and Liabilities | ||
| Total Assets: | $95,029,000 | 5,221 |
| Cash and due from depository institutions | $1,876,000 | 4,912 |
| Interest-bearing balances | $93,000 | 4,929 |
| Securities | $12,559,000 | 5,647 |
| Federal funds sold & reverse repurchase agreements | $18,747,000 | 1,038 |
| Net loans & leases | $59,395,000 | 5,244 |
| Loan loss allowance | $583,000 | 5,676 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $610,000 | 6,677 |
| Other real estate owned | $0 | 4,912 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,842,000 | 5,313 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $95,029,000 | 5,221 |
| Total liabilities | $80,366,000 | 5,360 |
| Total deposits | $80,116,000 | 5,146 |
| Interest-bearing deposits | $77,582,000 | 4,717 |
| Deposits held in domestic offices | $80,116,000 | 5,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $250,000 | 6,996 |
| Total equity capital | $14,663,000 | 4,174 |
| Total bank equity capital | $14,663,000 | 4,174 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,700,000 | 603 |
| Surplus | $9,000,000 | 2,684 |
| Undivided profits | $-2,037,000 | 8,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $350,000 | 6,898 |
| Earning assets | $90,794,000 | 5,103 |
| Long-term assets (5+ years) | $3,850,000 | 6,191 |
| Average Assets, year-to-date | $81,092,500 | 5,689 |
| Average Assets, quarterly | $81,092,500 | 5,689 |
| Volatile liabilities | $28,389,000 | 3,766 |
| Insider loans | $2,508,000 | 2,567 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,582,000 | 802 |
| Unused loan commitments | $41,189,000 | 2,120 |
| Tier 1 (core) risk-based capital | $14,663,000 | 4,099 |
| Tier 2 risk-based capital | $583,000 | 5,453 |
| Total risk weighted assets | $70,480,000 | 4,967 |
| Total unused commitments | $41,189,000 | 2,120 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $67,156,000 | 6,179 |
| Cash and due from depository institutions | $379,000 | 5,036 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $11,837,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $26,914,000 | 581 |
| Net loans & leases | $26,144,000 | 7,087 |
| Loan loss allowance | $261,000 | 7,370 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $644,000 | 6,611 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,238,000 | 6,285 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $67,156,000 | 6,179 |
| Total liabilities | $52,010,000 | 6,476 |
| Total deposits | $51,863,000 | 6,318 |
| Interest-bearing deposits | $49,207,000 | 6,006 |
| Deposits held in domestic offices | $51,863,000 | 6,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $147,000 | 7,739 |
| Total equity capital | $15,146,000 | 4,017 |
| Total bank equity capital | $15,146,000 | 4,017 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,700,000 | 593 |
| Surplus | $9,000,000 | 2,640 |
| Undivided profits | $-1,554,000 | 8,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $197,000 | 7,927 |
| Earning assets | $64,895,000 | 6,060 |
| Long-term assets (5+ years) | $189,000 | 7,590 |
| Average Assets, year-to-date | $47,126,000 | 6,922 |
| Average Assets, quarterly | $47,126,000 | 6,987 |
| Volatile liabilities | $16,320,000 | 5,162 |
| Insider loans | $1,401,000 | 3,623 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $189,000 | 1,503 |
| Unused loan commitments | $16,155,000 | 3,755 |
| Tier 1 (core) risk-based capital | $15,154,000 | 3,932 |
| Tier 2 risk-based capital | $261,000 | 7,208 |
| Total risk weighted assets | $36,990,000 | 6,557 |
| Total unused commitments | $16,155,000 | 3,755 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $27,096,000 | 8,009 |
| Cash and due from depository institutions | $896,000 | 5,537 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $21,105,000 | 637 |
| Net loans & leases | $3,921,000 | 8,591 |
| Loan loss allowance | $32,000 | 8,580 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $535,000 | 6,904 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $639,000 | 7,626 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $27,096,000 | 8,009 |
| Total liabilities | $11,372,000 | 8,506 |
| Total deposits | $11,332,000 | 8,472 |
| Interest-bearing deposits | $10,994,000 | 8,354 |
| Deposits held in domestic offices | $11,332,000 | 8,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $40,000 | 8,627 |
| Total equity capital | $15,724,000 | 3,858 |
| Total bank equity capital | $15,724,000 | 3,858 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,700,000 | 573 |
| Surplus | $9,000,000 | 2,608 |
| Undivided profits | $-976,000 | 8,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $11,000 | 8,675 |
| Earning assets | $25,026,000 | 7,983 |
| Long-term assets (5+ years) | $808,000 | 7,314 |
| Average Assets, year-to-date | $27,096,000 | 7,963 |
| Average Assets, quarterly | $27,096,000 | 7,982 |
| Volatile liabilities | $3,102,000 | 7,947 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $808,000 | 1,012 |
| Unused loan commitments | $1,526,000 | 7,560 |
| Tier 1 (core) risk-based capital | $15,113,000 | 3,909 |
| Tier 2 risk-based capital | $31,000 | 8,578 |
| Total risk weighted assets | $8,501,000 | 8,479 |
| Total unused commitments | $1,526,000 | 7,560 |
| Derivatives | $0 | 1,023 |